Living in Spain Monthly Cost
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- Опубліковано 14 лют 2018
- Spain Monthly Costs
I live in the Costa Clida just outside the town of Mazarron, South East of Spain. The wife and I are over 60 and living off our private pensions. We own our villa, pool and car.
Each month we transfer 1000 pounds sterling into our Spanish account for our monthly living costs.
Depending on where you live in Spain and your life style you can live for less or pay more.
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Thanks for this Shaun. We are busy researching to come out to Murcia next year and I did a spreadsheet recently looking at all comments about the cost of living. And I am very relieved to find that I have pretty much what you are saying. Will be interested in the other Camposol sector vid you are planning to do.
Thank you Bambi, glad you found the video interesting about the costs. Still working on the other Camposol video, trying to fit the other 3 sectors on one vid! The sunny weather puts me off and I go out exploring!!!! Many thanks for watching and have a great week :)
Thank you Shaun very interesting! 👍 Thumbs up! Have a nice weekend
Thank you Ugo for the thumbs up! Many thanks fro watching and have a great weekend :)
Yes a good insight into what to consider if thinking of moving out here.. Thanks 4 sharing..
Thank you Baz, always useful if you consider moving out here! Many thanks fro watching and have a great weekend :)
Great to have you as the man in Spain preparing me for what to expect 😀👍👍
Thank you Mark, glad you finding it useful!!!! Many thanks fro watching and have a great weekend :)
Good information in this video Shaun. I think overall, the cost of living overall is only slightly cheaper than the UK, but Spain with its lifestyle and of course the weather, is a much nicer place to live. The health service is certainly a lot better too.
Thank you Kev, to me it's the people, made me feel welcome, I can get out so much more and explore more places!!!! Many thanks fro watching and have a great weekend :)
We found the weather on the Costa del Sol during the year we lived there 2016/17 bloody awful. It was cold and very, very, very wet between October and March/April when the area had incessant rain and floods everywhere. Equally, all of the Spanish properties that we rented (all 3 of them over 12 months) which were modern dwellings, had no heating what so ever and we had to buy portable heaters which constantly tripped the respective fuse boxes.
Very interesting Shaun. Thanks for giving us all an insight into living in Spain.
Thank you Anthony, many thanks fro watching and have a great weekend :)
Great info Shaun. Thanks for that. Now I have to convert British sterling to U.S. dollars to euro's lol. Catch ya on the next one. Have a great rest of the week. 👍🍻
Thank you Ed, yeh the money exchange can be a nightmare!!! Glad you enjoyed it! Many thanks fro watching and have a great weekend :)
Shaun, appreciate the detailed info. Seems like a pretty reasonable place to live. Thanks
Thank you Al, many thanks fro watching and have a great weekend :)
Great insight. We tend to spend more at this time of year (due to heating) and mid summer (due to air con)
Thank you Ralph, always a hard one to comment when people ask how much does it cost here in Spain as it's a huge country and the price varies so much. It's nice to have the luxury of heating and air con! Many thanks fro watching :)
A good advise is to move to areas where locals live. For example in Murcia is not difficult to find 400€ rents for 120m2 appartments, sometimes with swimming pool. No council tax & insurance as is paid by the landlord.
Thank you Pedro, that's good information to know, many people here find renting much better. Many thanks for the information and thanks for watching and have a great week :)
Great info Shaun thank you for sharing.. you forgot to mention the Drones lol
Thank you Anthony, very true - the extra cost of the drones!!!! don't tell the wife!!!! Many thanks fro watching and have a great weekend :)
Many thanks for the info Shaun! 👍 ✌
Thank you lIhan, many thanks fro watching and have a great weekend :)
Great information. Yes, having a pool is not only putting water in it and that´s it, it´s an expensive thing to have, as well as no good insulation houses as it happens almost everywhere in the south leaves the heat of the cold going in or out easily and the consequences end up opening the wallet to pay high bills!
Thank you GA, it's not a cheap thing to have the pool but very nice in the hot months to cool down! But it does burn a hole in your pocket!!!! Many thanks fro watching and have a great weekend :)
Useful info there Shaun, thanks.
Thank you Steve, many thanks fro watching and have a great weekend :)
Thank you for the information. One question: Could you not have found a quieter location ? Perhaps at the end of the take-off runway at Malaga airport ??
Thank you Ken for your comment and your not the only person mentioned that next to a busy road - Malaga is too far away!!!! Many thanks fro watching and have a great Easter Holiday :)
Hi Shaun, have you done a video on the different sectors and their pros & cons in Camposol? we plan to come out later in the year to do some fact finding but would be grateful for your experience.
Thank you Tony, if you watch the video again you will see a link to Welcome to Camposol, this is manly about Sector A and I'm still working on another, for the 3 other Sectors! I live next to the shops & bars while others like living away from that, so it's better for you to decide what suits you best. When I first found Camposol, I stopped a couple of people in the street and asked them if they liked it here and that's one of the main reasons why I moved here. It's a great community of different nationalities. Many thanks fro watching :)
Great video, well done.
Thank you James, glad you liked it! Many thanks for watching and have a great week :)
Thanks for sharing Shuan! 👍👍
Thank you Chris, many thanks fro watching and have a great weekend :)
Hi Shaun, been watching your videos and have subscribed. Myself and the missus are fully intending to sell up & move to Spain (Costa Blanca region) as soon as I reach 55 - still a bit to go as I’m not 51 yet but hey, you gotta have a plan eh. Just wanted to say hello and tell you that I think that you and your good lady should be very proud of what you’ve achieved there. Very brave - well done to you both. How’s the Spanish learning coming along? All the best.
Thank you Archie, you got plenty of time to research and visit places in Spain and find your new home! It's a lovely country to live and it's a big step selling up and moving somewhere far away from the UK. The Spanish is coming along very slowly!!!! picking up bits but hope to improve as you do need to understand Spanish. Many thanks for joining my channel and hope it helps you both on deciding to move to Spain! Many thanks for watching and have a great week :)
Good solid advice, thanks for taking time to do it...
Thank you Jim, glad you found it helpful. Many thanks for watching and have a great week :)
@ My pleasure ...
My wife and I are really considering moving to Spain from Canada when we retire. We are thinking of the Cost del Sol region, but we are open to other places. Nice to see what the costs are.
Hi Brian, best thing to do is come and visit the South of Spain, I live in the South East but have visited Malaga many times. It's a lovely area and prices vary on depending what you want. Many thanks for watching and have a great weekend :)
Consider North Tenerife in the Canary Islands. Puerto de la Cruz is great. Lots of retirees from Northern Europe live there all year round. Temperature all year round averages 22 Celsius. Food and wine as well as beer is very cheap there too. We just came back from a holiday there for the month of January. It’s owned by Spain but hotter than the mainland in winter. Off the coast of the Spanish Sahara in North Africa.
@@gerardking4333 Tenerife is very nice but the property prices are way higher than mainland Spain :(
Still better place to live than Uk , been here 16 years and still happy 😃
Glad you're enjoying your life in Spain! Many thanks for watching and have a great weekend :)
Thanks Shaun, helped a lot.
Thank you Paul, glad you found it helpful. Many thanks for watching and have a great weekend :)
As long as your happy, the pool sounds cool. PS. Don't forget the dog food 👍
Damm I forgot the dog and bird food!!!!!!! Many thanks fro watching and have a great weekend Anthony :)
Don't know where he goes shopping, but €200 a month! They must live on lettuce and carrots! €35 for a pool cleaner? You must be joking. The one we had was charging €65 a month. We've just bought a robot that cleans the pool, which cost us €850. The pool has never been as clean and much better than the hoover you use to suck up the dirt and debride from the bottom. Anyone got a pool, get one. It is far cheaper living in Spain and a far better climate than the UK. I think like a lot of people from the UK, the major problem is the language barrier, especially when it comes to the medical side of things. If you are private, well the doctors speak English, if not you need a translator who can understand all the medical jargon.
Thank you Steve for your comment and depending where you live in Spain, costs will differ. Like the idea of the robot pool cleaner! Many thanks for watching and have a great week :)
Very kind to share this information. I live in France where costs are even higher!
Thank you, my wife wanted to move to France as our son lives in Lyon but as you said it would cost us more! Many thanks fro watching and have a great weekend :)
Expat in Mazarron . Not sure if you have seen my Sparky site? ua-cam.com/channels/Ix1WpKKNtHd_eEfp5s79ZQ.html
You have a new subscriber :)
Expat in Mazarron see you tomorrow night
I lived 10 years in Portugal and 2 years ago decided to move to Serbia. In Portugal I paid €300/mo for a 3-bdrm apt with underground parking and another €30/mo for an extra secure 4 car garage in the underground parking area for my tools, motorcycle and maintenance space. Gas and electric were around €50/mo, water/trash was €17.50 I think internet was around €15. I also bought butane bottles for heat but didn't keep records of how much. Amortizing car/motorcycle/health insurance and everything else except food, clothing, gas/diesel and travel my total monthly expenses ran around €650/mo.
My days of big houses, pools, flashy cars and owning houses are over. No more stocks, investments, portfolios or new electronic equipment to clutter my life. Retirement is going to be spent traveling around Europe on a motorcycle searching out interesting cultures, museums, art, ruins and history. Pensions are more than enough to cover my lifestyle and renting only requires a month or two notice to cleanly move to another country. Moving into places with great neighbors means when I take off for a week or two trip I don't worry about being robbed. No more heavy yard maintenance and last time I had a pool I swore never again.
Here I live in a rural area like a Serb don't live like an American. Live in a Yugoslav built large 2-bdrm apt with an basement garage in a building w/2 apts. One up and the other down. My apt is semi-furnished and the entire ground floor. I pay €110/mo and €10/for water and trash pickup. Dec elec was €28 and internet is €14.80. This winter I paid what amortizes over the year as €12.80/mo for heating Butane bottles. Gas/diesel are around €1.35/lt (about same as Portugal) and I fill the car about every other month. Mostly ride a bicycle for trips under 20km. Insurance figures are about the same.
So, my expenses in Serbia are around €175.60 plus car/motorcycle/health insurance. Bringing the total to around €385.60/mo not including food, clothes auto diesel/motorcycle gas, travel expenses, Harley parts and a little Jack Daniels here and there. Seems everytime I move lower US to Alaska to lower US to west Africa to US to west Africa (again) to US to Portugal to Serbia I say no more moves but after a few years I just get restless. Now, at 68 NO MORE MOVES. I'm just getting too old to learn a new language every few years.
Thank you for your comment - hope other people read your comment - you've had a great life - I've been coming to Spain for over 30 years and been most parts of the world during my life, I hope you're settled now. Many thanks for watching and have a great week :)
I dunno where I wanna live, 60 and free to move anywhere - but there's nowhere that grabs me! Well done for the adventure, etc.
Awesome videos you are very informative....
Thank you, glad it's had some use - many thanks for watching and have a great week :)
Thanks a lot ! Very helpful !
You are welcome! Many thanks for watching :)
Thanks for the information.
Thank you, glad you found it useful. Many thanks for watching and have a great weekend :)
It's good to see that you're realistic about the cost of living. We moved to a small village in Andalusia. Our villa had 4 bedrooms and plenty of living space. Great in the late spring and summer months but no one warned us that the villa would be freezing and damp in winter. Anyway, moving on. Pool maintenance of a 10m x 5 m pool became quite expensive. Especially in the warmer months, running the pumps and filtration system 12 plus hours a day became quite costly. Have to mention that the physical maintenance/ cleaning the pool we do. . However, insist on friends wanting to go for a swim, to use the outdoors shower to wash off sun lotions as there's nothing worse that having an Oily film Lying on surface of the pool.
Enough of my negativity folks. Enjoy living in Spain 😀
Thank you Geoff for your comment and glad you mentioned about the winter here!!!! People seem to think it's summer all year and when I go out and see the tourists in their shorts, flip flops and t-shirt, I'm dressed fully with a warm coat on!!!!! It's not that cheap to live in Spain as some people think. Many thanks for watching and have a great week :)
Thank you 🙏. Useful video.
Thank you Mohammed, glad you found it useful. Many thanks for watching and have a great week :)
Did you plan the bird cloud just before 4:00? It is amazing what a difference there are between there and here in Fuerteventura for some things. Our electric bill has never been over 100 but then we don't need aircon, the council tax on our 3-bed villa with pool on a 1000 sq.m. plot is only 325€ a year and despite all of our water being desalinated, using vast quantities of electricity, it is definitely cheaper than yours. Good stuff Shaun. By the way, did you know that you can actually pay into the Spanish Health system instead of using private health insurance. I think it is about 65€ a month each.
Didn't notice the bird cloud John!!!! Electric is expensive here and one we are never going to cut in price! Need the air-con!!!! We did hear you can pay into the Spanish Health system but you have to be a resident which we are doing this year. At the moment my wife has started her own business (self employed) and I will be put on the Spanish Health system as we will by paying tax but didn't want to mention that as it's still very new and having to explain that would be even more confusing!!!! Many thanks fro watching and have a great weekend :)
I would like to know.... thinking of moving to Spain evetually.... how to proceed to pay into the Spanish Health System ? Thank you!
@@sylviemorissette7668 , anybody with a resident status can sign up I think.
Hey friend I am seeing your video for first time I am subscriber your channel I will get information from your video any good luck nice video
Many thanks for joining my channel Muhammad, many thanks for watching and have a great weekend :)
Thanks mazaron
And my pleasure
a sensible assessment you have to think of these things if you want to move to another country I live live in France we did the research not just take the estate agents dream of the big property the lovely wood burner going to get the bread in the morning. we have Gas central heating bread from the super market in the freezer or from the machine up the road you have to think of the practical things of life
Thank you for your comment - good luck with your life in France, we have a son living in Lyon. Many thanks for watching and have a great weekend :)
The car needs an itv once it is over 4 years old then from 4 to 10 years it every 2 years then once it is 10 years old it need an itv every year, this is done at a government testing station, this station could be 40 or 50 kilometers away from where you live.
News for all ? if you spend more than 183 days a year in spain you are a resident and should be paying income tax in spain, even on your pension. Then your fiscal record will allow you to use the spanish national health service hence you will pay income tax but you will receive free medical treatment, and any prescription for drugs will be based on your income via your tax return, so if you are not on a large income you pay a lower price for your prescription.
If you are a resident in spain no longer living in the uk but receive a pension from the uk pre taxed you can apply for your uk tax back that you have paid as you can not be taxed twice due to a double taxation treaty with spain.
Why is this important to pay tax as a resident in a country like spain? simple if you or your partner passes away in spain, then your estate can be back taxed 5 years, plus interest. If you rent a place you might be able to get away with it, but if you own a property, and your spouse decides to move back to the uk. Then when you sell it the taxes owed will be taken at point of sale.
in my humble opinion i would advise anyone, who is thinking of relocating to spain to spend about 100 euros a year on joining a company like ABACO on line advisers. Take a look at their website for free, they have lots of advice and once you have joined you can ask questions online. Do your spanish tax form online and access virtually every question you need answering via them, AND THE MOST IMPORTANT THING IT'S ALL UP TO DATE, do not rely on what tom dick or harry told you in the bar, or what something posted 5 years ago on line.
A funeral plan is important, the system in spain is you or your spouse dies, the undertaker comes and you sign a contract with your bank details, he can and will freeze your account to make sure he gets paid. This could leave the survivor without access to any cash.
You need up to date information to decide before you move to spain and not after you move. As it just might pay you to rent for a few month of the year rather than move over to spain?
Thank you Michael for all the information and hope it helps people to decide on what they do. Thankfully we got our residency and our Spanish driving licenses and have seen on the local FB groups that they just changed their terms on residency which at the moment I don't know what they are. Just been to our accountant about paying our residency tax which is always best to be ahead of any new tax laws. Some great advice and many thanks for commenting. Many thanks for watching and have a great week :)
These are my favorite videos on your channel. Have you addressed the chances of burglaries before in your videos before as one very noticeable difference between Spain and northern Europe is that most Spanish homes are barred up?
Thank you Craig, won't be making videos about barred up windows! Plenty other videos coming out soon! Glad you enjoy them! Many thanks for watching and have a great week :)
The Spanish are very suspicious and superstitious, I have a holiday home in Oliva and there's not one house old or new without bars. They even have extra gates over the front door. However, it's just the way of life and helps when you have house insurance. Great vlog
Been here off and on for 20 years. I have noticed that on the Costa del Sol if you rent, then there has been a increase. This is due to the larger influence of Scandinavian retirees and their larger pension pot. Average 2 bed here now 600 to 800 Euros per month. Local Spanish are not happy because they are also looking to rent. And there has been one or two demonstrations in the town. Since brexit announcement the exchange went from 1.29 to 1.14. I survive on 1200 Euros but not enough to spend eating out and taking holidays in other countries. So I'm working now. The shock of that is if you manage to get a contract, indefinite, you are very lucky. More often you do is offered self employed, which is automino, which can be as high as 285 euro to a low of 50 to 75 Euros per month. Then the tax, at 21%. You can claim around 15% back at the end of tax year. This makes it only worthwhile if you find a job for 1000 to 1200 a month. Not a lot of work around, the main 3 occupations are Bar work, real estate and Telemarketing. Don't see many new arrivals between the age of 30 to 50 years. Like there used to be. Uncertain future for Brits in Europe is the main cause and lack of job market.
Many thanks for the input, I get many people asking about how much, jobs and price of property but I always say, come out and visit and look. Some parts of Spain are very expensive and jobs are very few! Speak Spanish, you have a better chance. Too easy to view on the internet and see the sun, the villa and the life stye but it comes with a cost. Many thanks for the info and thanks for watching :)
What is automino?
Unless you just need to be around a lot of expats move to an area or country where they are not. By the time everybody knows about a great place the prices go out of sight and the greatness is gone. Many, many Americans and British that I've come across over the years just really want to live in a facsimile of their home country with a foreign address.
Hey
Just found your channel. 👍 It’s great to find other similar Vloggers in the area. We are based in the Orihuela Costa area and love it here. The more publicity we can bring to the area the better.
New Subscribers here. Thanks
🖤
Many thanks for subscribing to the channel, there is a few of us in the area. Just checked out your channel and you have a new subscriber :)
@ ah really? We are just finding our feet again vlogging locally. So if you cam recommend more channels to us we would really appreciate that.
We started out as an Orlando Theme Parks channel but obviously 2020 had different plans for all of us. So we have started to promote the local area.
🖤
Try the Scottish Couple, they live near you :)
Hi Shaun, great info. 2 questions: 1) Rough idea of what you pay on the oil heating (you didn’t say) and 2) is the council tax/IBI an annual charge as 500 sounds a lot per month. Thanks 😊
Hi Kate, during the cold months we use about 50 liters a week (morning & night). Between 3 to 400 euros a year. The IBI tax is once a year and we pay that in one payment. Hope that helps - read DIGGER360 comment below, Steve lives couple villas down from me - gives more info. Many thanks fro watching :)
Thanks Shaun, that’s really helpful. I’ve read Digger’s comment too. Really torn between whether or not we should have a pool when we finally get out there. Would obviously like one but they do seem expensive to run so perhaps a plunge pool or hot tub will have to do! Loving your work, keep it up 😊
Thank you!
Thank you Henry, glad you liked it! Many thanks fro watching and have a great Easter Holiday :)
Is there any particular day that is best for transferring money with the interest rates, do you have an agreed rate with a currency exchange?
Hi, I use Money Corp, but there are many more that can give a good deal. You get a better deal over the phone than on the internet. When you transfer big amounts of money (buying a property) you need to pick a good day but now I just transfer enough for the month on any day. I go by the pound to the Euro and anything extra is a bonus! Many thanks for watching and have a great weekend :)
Omg soon adds up its a bit expensive. In that case I will live in my campervan park in the camp site
Thanks for checking out the video - need some money to live on out here! Many thanks for watching and have a great weekend :)
You read my thoughts very interesting! Things that surprised me was the low cost of internet. Is it cable? Why oil heating when there is sun heaters with electrical coil or gas. Thanks for sharing!
Thank you Hans, it's not cable and it costs a lot more! Solar power here is mad! After paying the cost to put them in, there is also a tax on them!!!!! Pellet burners seem the fashion here now but expensive putting them in! Many thanks fro watching and have a great weekend :)
Thank you Shaun. I heard its a tax on photovoltaic installations. Tax on heat panels are you sure?
thanks for sharing shaun, helpful and interesting; wonder how things will change after brexit
Thank you Ian, glad you found it helpful - still don't know what will happen after the 29th but hopefully not too much! Many thanks for watching and have a great week :)
Hi, who do you use for money exchange?
We are moving to a rental in Calasparra next month and will need to buy a car pretty quickly, do we require an NIE number to buy one?
Cheers...... John
Hi John, yes I use Money Corp but there are many others, nearly all the same, it's just a gamble on the day for the exchange rate is up or down! You will require a NIE number for most things and buying a car, we used ours but some say you may also need to have a padron from the local council to buy a car. Many thanks for watching :)
What's a NIE ? Great vid by the way
Hi, I wonder why you run your poolpump all day in the summer, elec. is expensive here. My pump runs on 100 Watt for 8 hours a day in summer, I started living here on the first of juli last year and even in july and august no problem.
Thank you Peter, that was my mistake about running the pump all day as my wife did once when re-setting the clock and forgot and left it on over 24 hours!!! Seems like all day but like you 8/10 hours a day during the summer. Many thanks for your comment - it's amazing place to live here in Spain. Many thanks for watching and have a great weekend :)
Verbal is nice a spreadsheet would be really cool.. ;)
Thank you, next time I will try to remember a spreadsheet! Many thanks fro watching and have a great weekend :)
So much to think about , me and a mate are hoping to fly over when we can , he was looking at Murcia and i was looking at other parts , we are both entertainers , he is a singer and i am a DJ is there work there i guess it is probably seasonal , thank you for a good insight as to what to expect
Thank you Trevor, glad you enjoyed the videos - plenty of entertainers in this region and before the virus some entertainers can work all year round but mostly seasonal depending on the area. Good to come over and check the area. Many thanks for watching and stay safe :)
@ It is a big step to think about moving to Spain and you try to think about everything , before the lock down i use to go to a jive club and a sequence dance club that use to play all the classic ballroom dances , the club has been sold and will become a mosque , but your insight was very helpful
Thank you Trevor, I did a video a couple of weeks ago in my abandoned series and I thought I had found a abandoned mosque but was a night club that didn't last long and shut down! :)
@ That was amusing , if i told you that they paid two million for the sports come dance centre , then you see that this place had a very nice dance floor , i dj here in the uk and like the varied functions , 60's up to date ,Motown soul but unsure if i would still want to do this in Spain , when we come to Spain i will tell you the areas and maybe you could say how safe they are . i have been told many stories about people being stopped and robbed whilst driving to spain
I guess these doesn't include the rent/mortgage? So we have to add minimum 500€/month which makes it around 2000€/month.
Hi, I would say 1,500 upwards. Many thanks for watching and have a great weekend :)
Thank you very interesting but can't you rely on the ehic card for healthcare. Also what happens when you class yourself as living away from the UK for a time I think it causes a headache if things go wrong and you want to return.
Hi Calvin, the ehic card is really for accident care and not general health care if you need operation plus you need a translator at the hospital for health issues. I've moved here to live and been coming to Spain for over 30 years. At the moment, I love it here but if I need to return to the UK, I can't see that being a problem - still got my UK passport. Many thanks for watching and have a great week :)
@ i think if you have been out the country for a few years then you do not qualify for nhs
Thank you been interesting and helpful. I’m just worried about health care.
Thank you Wendy, glad you found it helpful. There is many options with health care, going private and you relies how wonderful the NHS is. Once pension age, you come under the Spanish health system even after the Britex exit. Many thanks for watching and have a great week :)
Hi thank you for that advice. I suffer without a thyroid and need medication and was not sure over it with the brexis. Have you ever regretted anything. Xx
I'm planning on moving soon as was wondering if I should buy a car or not, how much is the car insurance, I've heard it's pretty expensive. I'm looking to get an old car, nothing fancy.
Hi Janice, you do need some sort of transport. We bought our car here and the car insurance is about the same in the UK. It also comes with breakdown cover included in the price as its law here. There are plenty of old cars here. Many thanks for watching :)
Nice. Not to bad.
Thank you Mike, many thanks fro watching and have a great weekend :)
that's pretty reasonable my friend.
Thank you Chris, many thanks fro watching and have a great weekend :)
Hi, what company do you get your health cover from, and what’s it cover, we’ve been told it’s expensive, who do you recommend
We used DKV as there was a practise in Mazarron. We did ours when we arrived 5 years ago for 200 euros for the both of us. It goes up each year. Depending on your health conditions and age will affect the cost :)
Nunca había visto formarse una nube en directo, desde el minuto 2:30 hasta el 3:40, y con forma de pájaro, por lo demás, no he entendido nada, que disfrutes de este gran país...
I had never seen a cloud form live, from 2:30 to 3:40 minutes, and as a bird, otherwise, I have not understood anything, enjoy this great country ... - Gracias por ver :)
Glad I don't get your utility bills! My water charge is 140€ a year = 35€ every 3 months and electric is about 50€ a month.venta lanuza, El campello, Alicante
Thank you Allan, everywhere is different in Spain but many thanks for your comment as it helps other people how much it costs. Many thanks for watching and have a great week :)
Is buying a house a difficult process. We are thinking of a villa in the 100,000-150,000 euro range.
I was amazed how quick the process is but you have to complete the buy within 4 - 6 weeks (unless it's arranged with the agent) or you lose your deposit! Depending where you want to live in the South and what size villa - 150,000 should be enough but I don't know what price villas are in the Costa del Sol area. Good luck in your adventure Brian. :)
Rent first to see if its for you. If I were to do it again I would do a deal with the owner as estate agents charge on top anything up to 15%. We had 8 agents when we sold and in the end we sold it our self via the Costa Blanca News advert at the price we wanted
Really interesting mate, thank you. One question, property tax? I thought you paid that when you bought the property, usually around 10% of the cost of the property?
Thank you John, glad you liked the video. I. leave the tax side of things to the wife but you are correct. Many thanks for watching :)
Looks like ufo to me in the sky just before 4.00 ..but odd if it's a random cloud
Some days we do just get the odd cloud in the sky! Many thanks for watching and have a great week :)
Yes well I don't think we will be leaving Vietnam anytime soon, cheers.
Thanks for checking out the video and enjoy Vietnam. Many thanks for watching and have a great week :)
Yes indeed, The Spanish NHS is miles better than in the UK. Cancer patients have the best treatment , unlike the UK where over 60's are many times turned away. ( I know 2 cases ) British press has published this quite a few times.
Thank you Elena for your comment - just talking to my friend in the UK and they are refusing to operate at the moment but maybe she could wait later in the year!!! Many thanks for watching and stay safe :)
Great information. Was curious as to why you would need to pay the nonresidential tax if you are residents in Spain now.
Thank you Liz, I made this video a few years ago, well before the Brexit and was still a non-resident. Now I'm a resident, many thanks for watching :)
Just subbed
Many thanks for joining my channel :)
$200 a month for food for two people?! Please tell me how you do it. I have been racking my brain how to reduce our food bills for a while now.
Thank you for your comment, I did say it varies from each month and it's euros and not dollars. We do have fruit trees in our garden and also grow some of our own veg plus we go out to eat which can be cheaper - breakfast across the road from me is 3.50 euros and with a coffee 4.50 euros. Many thanks for watching and have a great weekend :)
@ Sorry, I meant euros - I've been negotiating in dollars all day. €4.50 per day (I assume for 2 people) is €135 per month just for breakfast! Or have I misunderstood. I spend at least $100 a week for 2 people. We only go to bars rarely as it very soon adds up and the food is better at home. What am I doing wrong? I've heard this €200 month elsewhere - I just can't get my head around it.
Don't eat that much
That was interesting Shaun you will be loaded when you get your OAP from the UK 😆 now how do I persuade the wife to move to Spain?
Hope so Mike, get more drones!!!!! Tell her it's sunny!!!! Many thanks fro watching and have a great weekend :)
Do you have to have private health insurance in Spain?
Hi, no you don't but like anything, if you have accident and taking to hospital, you could have a huge bill to pay. This is when you miss the NHS!!! Private health is not too bad and like any insurance there is plenty to choose. Many thanks for watching and have a great week :)
Expat in Mazarron Thanks very much for the speedy reply....we appreciate it...
How about the cavehouse,maybe its cheaper,and to live off the land..
Very true Barry, there are some further down South and live for less! Many thanks fro watching and have a great weekend :)
Great video! Cheers!
And for everyone talking about it being expencive in Spain.. try living in Norway 😅 (eg. pint =11pounds )
The misses and I can’t wait to make the move!..
Thank you, that's expensive! thankfully beer & wine is cheap here! Many thanks for watching and have a great weekend :)
Il faut penser à refaire la vidéo de temps à autre parce que les prix çà évoluent! Il faudrait aussi choisir le lieu de tournage parce qu'il y a beaucoup de bruit!
You have to think about remaking the video from time to time because prices are changing! We would also have to choose the location because there is a lot of noise! - Voici une nouvelle vidéo que j'ai faite cette année ua-cam.com/video/N9X2ErtpNKY/v-deo.html
I think that's quite expensive. Here in UK I'm paying a lot less for utilities and food. Maybe other parts of UK are expensive but not my lovely area. I thought Spain was cheap.
Thank you for your comment and it's not as cheap as people say on the telly. Many thanks fro watching and have a great Easter Holiday :)
To Ann Riley there is no council tax here just town hall tax which the average is 100£,how much is your council tax. Food we buy 6kilos of oranges for two euros yes two euros, one orange in sainsbury is 50 p. Diesel is cheaper, if you break down the whole lot it is much cheaper in Spain the restaurants are half the price of England. I know because I spend six months in each country.
The person speaking has a villa and a swimming pool, how many of you have one.
Ann Riley I agree. I’m paying cheaper in the UK. Well that scratches Spain off the list for me. Bulgaria here I come!
Hi my brother
Hi Mien! many thanks for being the first!!!! Top Man!!! Many thanks fro watching and have a great weekend :)
✌️🇪🇸
Thank you Mario, many thanks for watching :)
SPAIN IS THE BEST
Thank you for your comment - very true :)
Yolanda Montalvo visited in July, tax rate on goods at 21% is high
Cool video, hopefully you have a nice stay in Spain
Since Brexit is getting closer, if there's anyone who would like to leave their property to someone reliable, please contact me
Many thanks for your comment, Brexit getting very close but seems most people are happy to stay here! If anybody does ask me, I will pass on your name - many thanks for watching and have a great weekend :)
Road tax for the car is included in the fuel I thought ?
Hi Robert, there is road tax and even some of the eco cars have to pay road tax. Many thanks for watching :)
My mortgagee is 3300.00 a month. 9k for property tax. So living Spain is like living paradise
Yes, nearly the same for me in the UK and that's why I moved!!!!! Many thanks fro watching and have a great weekend Kenny :)
My mortgage is 359€. 4 Bedroom plus living room.
How about living in a cavehouse putting a solar panel and by a plastic pool,no need for electric,live offvthe land....so thats we can save loads of money..well thats my plan coz we are moving there soon..and living with a private pension.thanks gor the info.
Maybe you can put up a video once your here Barry. Always interesting to see how people live and save money! Many thanks fro watching :)
Some of us poor buggers don't have investments, private pensions, etc - you make me jealous
Do You see more poverty in Ik or Spain?
Hi, great question - I see more poverty in India - many thanks for watching and have a great weekend :)
That must have been an electric mountain bike see him go zoosh
Many thanks for watching :)
One thousand each or both?
£1,000 for the both of us. Many thanks for watching :)
Hi there. I live near Pilar de la Horadada, which is about 60 or so km north of you. I am still in province of Alicante..We pay water in trimesters...i.e. 3 months and it includes trash and cleaning streets.
Second think is the Non residential RE tax, you talk about at 5:15, costing you about 232/year(116 for each?)....It seems like you are living in Spain more then 6 months of a year(183 days a year), which means you automatically become fiscal resident.(weather you want or not). Check with Police-Extrangeria (most likely in Mazaron).You should not pay for Non resident tax...obviously, because you are resident. Your tax man is bilking you. Fact, that you do not have your residential status paperwork corrected, doesn't mean you are not resident. Being a resident then requires you to pay income taxes out of any income from entire world you might have(like having property in Mexico and receiving rent or having stock in US and anything you receive in UK).. Spanish Income brackets are very hi. The danger you are in, is, that if you do not have the paperwork about residency right and someone finds out, they will slam you with tax for the missed years and then the penalty for not paying, which can be very steep. You can loose your home...as it happens in several other cases... Check it out with local Hacienda office in Mazaron. I am telling you, because I am fighting it right now....You can go unnoticed for years and then loose everything you have ever invested in, in Spain.They will check your water bill, electricity bill and Internet and use it as a proof against you.(meaning that you have resided there more then 183 days a year). Your tax man surely knows, you are staying all year in there and he should have told you all that.....It might be a trap.
Good luck!
Thank you for your comment and hope people read it! Since making this video, we are both residents now and have our Spanish driving licenses. My wife is self employed now so I come under the Spanish health system. We are due to pay our resident tax very soon which our accountant is sorting out and hopefully soon I will do another update on Monthly Costs video. Each region has a different why of doing things and becoming a resident was an interesting experience as we was told one thing and when we went to do ours, so different to other places. The tax system is also confusing and something I couldn't make a video of!!! There are some horror stories when selling your house and have all these debts to pay. Many thanks for watching and have a great weekend :)
@ Good for you...But as far as doing the things different way in different areas and places....in my opinion, it is just lack of knowledge of doing the things right way. Because , for example, I was in Hacienda Orihuela 3x and 3 times I've got a different, even contradicting answer to the same subject, when I delved in the details of it...I guess Spain emerged from Franco's era not so long time ago and since then it was almost constant changes of rules....definitely not long enough time to understand the meaning of responsibility at work place(and that includes the knowledge of working procedures and knowledge of related rules)...and that goes mainly for government workers....it is sort of protectionism for them, giving them feeling, they do not have to be perfect....they are not wasting any of their own time and money, thus it is not their problem....And that goes into quite hi positions of workplaces....Centuries of culture, which did not require it.......Very annoying! But other then that, I love Spain anyway.....
Like you, we are over 60's but too young for a state pension and using private pensions plus top ups from savings. Our problem was private health care. We didn't qualify for Spanish state healthcare system because reciprocal agreements for early retirees was stopped and the EHIC only covers 'visitors' (not residents) and even if we played the system, it's only valid for 3 months anyway. We couldn't find a medical insurer that would take us on because I have a 'chronic condition' ... namely type 2 diabetes which excluded me from private medical cover. This meant we eventually had to return to the UK because we couldn't get any Spanish medical cover - unless we lied on our medical insurance declaration. You also failed to mention that you have to pay for your prescriptions in Spain.
As far as living costs, we found that on the whole, we were forking out about the same as the UK on a monthly basis but the main big expense was the cost of importing a car or buying a used Spanish registered one when compared to the UK or other european countries.
Our biggest bug bear however was that even though the Spanish authorities have embraced the latest technology, they still want you to fill in paper forms and turn up in person rather than use the internet or post.
Thank you Denis, glad you enjoyed the video. Sorry you had to return to the UK. Something I didn't mention when applying for private health care. My wife went self employed and we come under the Spanish health system. We heard that after one year of being a resident we can pay into the Spanish health system which will will do as the Brexit will seem to not cover us if they pull out! If it ever happens! Many thanks for your comment. Many thanks for watching and have a great week :)
@ We only found out about the state healthcare scheme allowing us to join the Spanish system after a year (for a monthly fee) after our UK return plans were too far down the line and we had signed off our flat etc. Hey ho .... but it is worth mentioning that even proper pensioners under reciprocal agreements have to pay for their prescriptions.
I've gone for residency (and got it now) and i'm paying into the system for 2 years minimum, in order to get onto the health care system like a typical spanish citizen. I was advised by a Spanish lawyer friend.
Don't think moving to Spain is like the UK, it is not. We lived and had a property there and were glad to return to the UK . The Spanish will tax you for as much as they can. When I put the money into the Spanish bank they charged me 1200 euros for accepting the money! My friend has just lost his wife and will have to pay many 1000's in death duties. Trying to sell your villa can also take many years, When we sold our villa (we had 8 agents each had a different price as they add their commission on to what price you want) the buyer left Spain so the bank did a repo and then sold it, the local authority thought the new buyer under paid and charged him 10000 euros! When my friend sold his the local authority sent he and his wife a bill for 1000 euros each just for selling the villa It is to hot in the summer and can be very cold in the winter. It's best to rent for 6 months and then decide if it's for you.
Thanks for comment Derek and good advice about renting here first before you buy.
No disrespect but I think the Spanish saw you coming. My wife and I chose to buy a mobile home on a residential park near Malaga. We pay €350 per month for 200sq plot, the fee includes 2 swimming pools indoor and outdoor, Bowls green, Gym, bar/ resteraunt , 24 hour gated security and free wi fi plus free TV with 157 Channels, gas is by canister, 2 canisters per month equals £24, water and sewage works out at £23 per month, electric is on meter and works out around £35 per month, Aldi supermarket around the corner and we have a hire car which works out around £55 per week....., no mot, no car tax, no servicing fees or new tyres, we only pay for fuel. Also, £110 for Annual insurance on our mobile home. In UK we where paying £1400 annually Council tax that consisted of having our bins emptied twice a month, TV licence £140 annually, gas £800 annually, electric £600 annually, and Water rates of £64 PER WEEK....thank you Anglian Water. Living in Spain.....No brainer
Many thanks for your comment and helpful for others chosen to live here in Spain. It's all about your lifestyle and where you want to live. Good to see your loving your life here in Spain like me :)
Cost ? You need your own nuclear power plant for heating your house haha
Very true Adri!!!!!! Thankfully we don't need to have the heating on 24/7!!!! Many thanks for watching and have a great week :)
hows the crime rate? Do you always watch your back? Can you have a weapon? Gun?
Thank you Mark, I feel a lot safer here than when I used to work in Poole Dorset UK !!!! Yes there is crime here like any where else in the world! Many thanks fro watching and have a great weekend :)
Living in NSW Central Coast, Australia... in a house eqivelent to a British Millionaire (4 bedroom,two bathrooms, double garage etc etc) about 400,000 pounds. Average wage $1,300.00 per week = 800 pounds. Beaches 20-30 miles long with surf as high as 4-8feet, with Mountains in the background.... Train, bus connection to Sydney. By FREEWAY 1hr 15 min. Why would anyone want to live in Spain...Last year in Malaga..Garden size beaches, Average tasting food, with in honesty cheap drinks at VERY ordinary bars. Nice local people, living like 1950's Australia......Aussie joint Seniors pension $3,000.00 ( 1,700.00 pounds) per month. Discounted Seniors Water rates, electricity rates, Travel, FREE car Rego, Free Medicare etc...We don't realise how lucky we are !!
Thank you Dennis for your comment, my folks used to live near Malga and where I used to live in the UK land is very expensive!!! Our private pensions were going no where! Mortgage to pay! Here I own my own villi and the freedom to explore but not everybody's cup of tea!!!! Many thanks for watching and have a great weekend :)
Sadly, to get a retirement visa in Oz means you need to be pretty well-off to start with!!
4 bedroom and two bathrooms house in Central Coast is no a equivalent off "british millionaire dream house " For that price you can get normal standard australian house
.."Why would anyone like to live in Central Coast .... Spain have tapas for 1.50€ compare to tapas in Central Coast for 15/ AU... What cultural event do you have in Central Coast ? Local pubs ,shopping malls and Netflix TV ....Malaga is not whole Spain ,the way you see a world is very narrowminded ,beaches in north / west Spain in Galicia are even better than your overated and overcrowded Terrigal beach
The price of housing in Australia do not reflect the quality or luxury at all. Old house in inner west Sydney is around 1mil AU and that is basic house bricks and mortar Yes we are " very lucky" young generation have no hope in hell to buy a house in Sydney but hey they can allways join you and buy a "millionaire" house in CC .
If Spain is so bad why'd did u move there always with negative points, why not be honest tell ppl life is great
Try watching the whole video next time - many thanks for watching and have a great week.
He didn't say it was bad.
Is their council tax in Spain? If so how much is it on average? I suppose it's different for each region? Does it depend on the size of the property? Is it also inclusive of the water bill or is the "water & sewage" bill paid to a water utility company? Do properties generally have a gas supply? Are most properties in small villages and remote regions connected to the grid? i.e gas, water, sewage, electricity, telephone, Internet? What sort of Internet speeds can you expect? Thanks!
Hi, lot of questions - as you said, depends on the region and Spains a big place - council tax here (IBA) is on the property size, for me 500 euros for the year. Also non-resident tax or resident tax every year and this also on the size of property and this is for each person living in the property. Water is paid every 2 months and depends on usage - we have a pool and big garden. No gas here only bottle, we use oil for heating. Remote places may not have water or electricity, this is something you will have to find out. Internet and fast band here but we do get storms that can knock out the main station at times.