The Truth About Building a Relationship With Navy Federal

In this video I talk about how to build a relationship with navy federal credit union!
I really hope you enjoy the information on this video!
Thanks for Watching!
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✅ My name is Ismael Sandiford and my friends call me Ish.
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[@callmeNeno]

Just Money is the goat

[@JustMoneyish]

My dawg! Appreciate you!

[@sazee2565]

Thanks Ish great breakdown

[@user-bu3jj2yb8q]

Keep up the great content 🔥

[@Grow.YT.Views.914]

Bro, I really like this channel for this type of amazing video

[@realsteezydeezy]

New subscriber, thank you for your videos bro!

[@JustMoneyish]

Yessir! Welcome to the just money sqaud! 😎💰

[@toplegitmix]

When it comes to building a relationship with navy fed if i dont have direct deposit would cash deposits work as well to build that relationship for a possible credit card offer?

[@user-bq3hy6zr2q]

Ish, would it make a difference or matter if I wait for my Ddeposit then apply for increase? Data points: 1 pledge loan, member 19 years, trans score 642, 1 CD and Flagship Checking. Thoughts?

[@AndreaNicoleWatson]

I was going to ask you to make a video About this I applied for a CC and they told me my credit score with them was too low

[@datwayclay3704]

Hey I’m 20 and recently got navy but I have great credit no missed payments no debt and I wanted to apply for a credit card in about a month, if I wanted to also apply for a car loan should I still follow this 91 day rule? (I’ve had a car loan 2 years ago and paid it off very early in abt 6 months)

[@DaEastCoastBully]

I just got a car loan 2 weeks ago... And got my 1st card for 25K from them last month... But I been with 2 & years and my direct deposit doesn't go to them but my credit is great

[@tasham5016]

I heard that a pledge loan will not help people who already have installment loans on their credit report, i.e., mortgage and/or personal loan. It is only helpful for people who have no credit?

[@JustMoneyish]

Getting a pledge loan is good for people who don't already have an installment loan on their credit...because this will contribute towards their credit mix because they need both installment credit and revolving credit on their credit profile...and its also good for people who can't be added as an authorized user so that way they can start building their credit them selves without the help of somebody...its also good because these on time payments report to the credit bureaus...so yes you're right! its mostly helpful for people who need to bring their credit up...but you can still get it to build a relationship with navy federal though forsure!

[@chrissan6015]

true and false. externally it helps your credit mix so yes if you have a personal loan already it does not help EXTERNALLY*** but the main purpose for this is to increase your navy federal internal score.

[@takethatnextstep]

I have student loan installment loans in good status. I only have 1 credit card. New to Navy Fed(2 months). I ran the credit report “what if” scenario, and I got a drop of 31 points from my vantage 3 if I open another installment loan, while I would be given a +30 vantage score bump if I get a $5000 credit card. This is from the credit score report on Navy Fed’s app.
I was planning on opening a pledge loan, but now rethinking that plan.

[@steve_rogers_usmc1990]

Don't EVER have a bad time in your life and file BK with NF. They are the absolute worst in the category of "never forgive nor forget". Even their main competitor USAA forgives and allows people to move on with financial products after a few years.

[@coshaj.3094]

Can you apply for a loan & still have a credit card with a balance?

[@katbax55]

Yep

[@coshaj.3094]

🎉🎉🎉🎉🎉🎉

[@Jkt0891]

Just curious, what is your military history?

[@MT-ey7sm]

Keep the facial hair bro

[@GankTown]

Diddy?

[@MT-ey7sm]

@@GankTown far from that grow up lil dude