6 Things to Know BEFORE Applying for a Navy Federal Credit Card
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- Опубліковано 15 жов 2024
- Navy Federal Credit Union is very popular, and considered by some to be the best, for good reason. They are known for being generous with high limits on their cards as well as them being easy to qualify for compared to banks. Whether you are a first time user looking to build credit or you have a long history with a high credit score, there are some things that you need to know about NFCU credit cards. Some of these are good and some are bad, but you will be happy to know these tips and tricks by the end of the video.
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Welcome back. We missed you.
Thank you 🙏
Welcome back brother I was just wondering what happened to you 💪🏽
Thank you Focus 🙏
I just got the Cash Rewards card with a $9200 CL. I had 1 inquiry and a 725 TU score. They pulled TU.
Did you apply late night
Ah man, not only do I get advice on vegas and real estate from this guy, now I get finances!? High five!
Heyyyyyy! I missed you! I am glad you are back!
Thank you Tina!
I want to say thanks for the information you have shared. I am new to NFCU and slowly transitioning from my old bank and your tips have been very helpful. I hope you keep it up.
Great content! If that's Vegas, it looks like a ghost town!
Glad you’re back! Great points as always
Oh I am definitely subscribing. You're the man!
Damm were you been. Good video
I'm always around 😏 Running 3 channels now!
not offering sign up bonuses on product changes should be a thing of the past. nfcu can easily keep track of this and impose term limits on sign up offers for cards. it only discourages customers of upgrading, and even downgrading, to a card that better suits them. let's be honest, the sign up offers they have now are hardly competitive imo but overall, for all concerned, it's a good move to have one at all. my 2c, keep rockin
Great video man. Very helpful. Will use these tools to help increase my limit on both cards. I have the cash rewards and flagship. Want to get to that 80k mark between both and get the lowest interest rate possible. Thank you for sharing the info.
Yay! You’re back! Missed your videos! What’s the name of your other channel?
I requested a rate change. It went from 18% to 10.49%, now 11.49% inflation I guess. I also requested the lifts from CLI from my cards and they gave me a CLI days before my 6th month mark and it wasn’t the max🙁. Good Information.
I've never heard of a rate change. What a great idea. I'm going to try from now on.
Where have you been? Both you and the Radikal Marketer went M.I.A. around the same time. The X1 came out. has awesome limits and interesting rewards.
Great information !!!!!!!👍
Wow you have another channel that’s 🔥 !
PepperMill Restaurant brings back great memories of wonderful food and service 😋
Your right about that.
😎
Facts! Great Video!
Hey great video 👍
Thank you Duran!
Jacob, you randomly showed up in my recommended some weeks ago & I've watched quite a few of your videos & subscribed! Keep up the good work! I do have a question: has NFCU stopped sending the internal score to customers after applying for credit products? I applied for the Amex More Rewards, received the card, but no internal score was on any of the documentation (as I was expecting). Thanks
Hey I join NFCU on November 15. My ❓ is I want to use their services and I want to build my credit. and Score #1 . Pledge Loan $250
# 2 do a easy start certificate and
#3 to get there N rewards card are these All good things to do to build a good standing with NFCU before I try to get the CLOC for $15,000 or Personal Loan.
I got my credit card 💳 with high limit citi credit card 💳 $8000
Any you need high limit credit card 💳 you can DM I will put you through
Great info thx 😊
Great vid question is there a way to get card without being in navy or affiliated with navy?
I see you stepped up your editing.
Hello, new subscriber here and I have already watched many of your outstanding videos. Do you have a video on obtaining a debit card from Navy Federal Credit Union and using the debit card when traveling abroad? Also, can Navy Federal Credit Union accept direct deposits from Social Security every month? Perhaps some or your subscribers may have some first hand experience with this procedure that they could share. I'd appreciate it very much.
I’m still not sure if you have to be a immediate relative to apply for Navy Federal, the lady over the phone told me and my mom it was possible but when I go to the website I would need a sponsors information.
Good One! 17K Followers - BOOM💣
I've been with them for a year and I haven't filled out for a card yet, I have a 745 credit score, which card should I fill out for
Hey Allen. It depends on what you value. Cash back? Point? Bigger sign up bonus? Knowing those will help you decide what card suits you best
I was wondering if I can get a big balance with the platinum one to start off with, I'm not traveling right now and this will be my first credit card
Jacob, will that lock show up on the website or the app or do you have to call in to find out?
I knew, I heard about migration limit issue from somewhere.
So, I need a hack or tactic here. Or strategy here. I need to get my credit limit on my 2k card, increased to ar least 5k.
I just got a 25k approval on the flagship but the rep told me they cannot migrate 5k available credit from my new flagship to my 2k limit amex card unless I dona balance transfer....
Any suggestions or tips ... 😮
Thanks 🙏
Do you have any tips or know a sure fire way to remove hard inquiries from my my transition? I have 8. All from Navy Federal.
How often can you do the credit migration? I ask because Amex will do this, but only once every 30 days if memory serves.
If requested credit limit increases of 1k for add on to 4k cash rewards but navy federal credit respond with denial stating a reach maximum unsecured credit limit on the cash rewards
I got the same thing and my limit on it currently is $4,500
Can we do a product change if the card is more than a yr old and if it had a high utilization?
If I have two hard pulls And plan to purchase a camper? With a 720 score. Should I risk another hard pull for a credit card before the camper purchase?
For the Credit reallocation does it only work if you have a balance you are transferring?
Or
Can you just request to move limit without a balance to transfer
I got a rewards card at 9%….. other rewards card was 18%….. they said I could request interest lower after a year and it would go to the 9%
I called NF to ask about the account "lock," and the rep told me there was "no such thing," should I call back and ask a different rep??
They reviewed your account after the 6 months mark only if you have 2 credit cards account or just 1 account of credit card?
How soon can I apply for my 2nd card after the 1st one?
Back from the dead! lol.
🤣
Please review navy feds new investment account
GET YOUR MONEY OUT OF THE BANKING SYSTEM NOW!
That means savings, checking, stocks, bonds, Insurance and
safety deposit boxes. Anything to do with a bank, insurance
company or a financial company, GET OUT!
Relax bro lol
Do they offer you credit without you applying if you are active
I rather have it locked that way I can request one every 6 months and request the desired amount I want.
Do you know what it means when navy federal sends your a letter saying you have “met your maximum credit limit increase” but you only have a $2000 unsecured credit card that’s false they give up to 80,000 combined🤔
It means at this time navy federal is unwilling to extend you more credit at this time according to your information in your credit report and your internal score but this is not permanent it can change in the future
Thank you I thought and hope so
Where have you been?
Wattup 🤘🏾🤘🏾
Hey Robert!
WHERE ARE YOU???????? YOUR MEMBERSHIP GROWS BUT YOU HAVE VANISHED
I'm still here 😉
Hey Jacob question, I had a Nrewards card for 500 they upped my cc limit to $1000 then graduated it to a Cash rewards card for $2000 should I wait the 90 days to apply for another card or apply right away thanks
Did you wait? What happened?