BEST FOOD CREDIT CARDS - Best Groceries AND Dining Rewards in 1 Card in 2023
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- Опубліковано 7 бер 2023
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If there’s one card that should have a 3% grocery category, it’s the Bilt card. If people are staying in a home they’re renting or paying a mortgage for, then they’d probably want to shop at grocery stores as opposed to eating out all the time.
NFCU making the cut! Thanks for the info + video!
The Amex Gold still tops my list. If you're someone that likes to use your points for travel and can justify the monthly credits, it's super solid as you said.
I like the SavorOne card. It is great when paired with the Venture X.
The Citi Premier card is not bad given the breadth of 3x categories. This is especially pertinent when you consider the sign up bonus.
Dining & restaurants
Gas stations
Groceries & supermarkets
Airfare
Hotels
SAVOR (grandfathered baby!) 4% used when I use more than $500 on the Custom Cash.
Citi Custom Cash 5% Dining as my top honey 🍯🤣
I'm listening to this at work, and I had to do a double take to make sure I didn't miss the Amex Gold until I got to that ending. Classic 😂
Well as an honorable mention I use my Citi Costo card for dining and grocery. I'm an executive member so I receive a combined 4% when shopping at Costco, and of course 3% for dining. 😊
savor rewards the best of my credit card for food grocerys no complain abou it 👏🏼👍👏🏼
When I compared the prices of monthly services in my mind, I often compare to the annual amount as opposed to the monthly one since I'm locked in either way (unless somehow a competitor can beat FREE membership and have better value). Walmart+ for example, I pay $100 per year, not $150. Same with Uber Eats.
I have to the Rose Gold amex and Blue Preferred and honestly, they kick whole sale ass. Good for people with families and kidos. Amex Plat is garbage unless you are single and travel a lot (with out kids and families).
Amex Gold!
I usually go Walmart supercenter for groceries, it doesn't include that for 3 or 4 percent Cashback right?
Sorry to be off topic but I was checking the archives and didn't see a whole lot of business card videos except from two years ago. Wanted to know if you had an updated video I might have missed or do you not really mess with business cards. Great content as always, thanks Adam!!!
It has been a while. I dont usually review individual biz cards but the Best Biz Cards video definitely needs an update! Probably will tackle that next week, thanks for the reminder.
I do have one card that I dedicate to restaurants & groceries, the TD cash rewards card, 3% restaurants $ 2% supermarkets, 1% everything else, I consider this my food card
Hello. This question is off topic, but why does Chase ask how much of your gross annual income is NON-Taxable income? Good or bad? Thanks!
I was expecting food cards like dining, takeout, fast food kind of thing, not groceries. US Bank Cash+ card maybe as a mention as well.
The Walmart card needs a $100/$200 bonus or gift card and it would be a contender. Just use grocery pickup for basic items. 2% restaurants and travel as well.
I really appreciate your review. I've been considering the Capital One Savor One card. I have a Quicksilver card. Would recommend upgrading to the Savor One or applying for it separately? Right now I'm in one of their lower buckets.
If you apply separately, you get the chance for the new cardholder bonus. I always think that is the way to go unless you are really worried about every point on your credit score, which most people shouldn't be as long as you are making all your payments on time.
A total of 7% cash back with the Amex Blue Cash Preferred. 6% from groceries and 1% from dining. The annual is $95 but the 6% on streaming services and 3% and gas make up doe the annual fee.
Yep should have included that, though you could make the case that the fee cuts into those percentages too much.
Adam I got approved for the BOA unlimited cash reward’s yesterday $7,500 limit & I’m a preferred rewards member, this card is gonna compliment my BOA customized cash card nicely (groceries is included in this card), the unlimited is gonna be my new catch all card, it has $200 bonus & 18 months interest free & balance transfer, my comment barely has anything to do with this video, I LOVE Adams channel & I follow his advice like the 10 commandments 😅
Awesome!
🙂👍
Bank of America with Preferred Rewards is a great deal, congrats! I always appreciate your support! 🙏
What I dont like about the NF Amex is that you have to aquire 5000 points before you can obtain cashback. I tend not to ever go for this card in my wallet.
Granted, they're regional, but the Golden 1 Credit Union Platinum Rewards Visa and the Bank of the West Cashback Mastercard both offer 3% on groceries, dining, and gas.
Excellent information on Golden 1! Hadn’t heard of them but that offering is amazing.
Hello Adam, an honorable mention is the Verizon Visa Card. 4% back on Groceries along with Gas (not a bad added benefit) and also 3% back on dining and takeout purchases :).
Oh that card is from synchrony bank. They randomly closed many accounts or reduced their credit lines in the past without warning on many customers including mine which they closed my Walmart ( which later aquired by capital one)and JCPenney so for me, no thanks to Verizon card.
@Phillip Deck still it's about a Average of $20-40 off my Verizon bill
I wish my Amex Platinum teaser of 5X on restaurant and grocery was a permanent multiplier on the card.
What about the BMO Cash Back MasterCard
Sam's Club Mastercard
5% Sam's club
5% Gas
3% Dining
Off use card for 3% on dining and groceries with no AF BP Rewards Visa 5% on non-fuel BP and Amoco purchases and 15¢ off a gallon at BP and Amoco stations and odd enough Walmart Supercenter codes as grocery you earn points and can get cash back once you get 2,500 points $25.00 direct deposited into your bank account, a check, a statement credit or in the form of BP gift cards if you're into cash back and not paying an annual fee
Savor One
Must of been on a UA-cam viewing less diet as I did not see this video when it came out.
That is good U.S. bank are for the next generation of vehicles with electric charging stations.
The Bank of the West Cash Back card is great, but I think it is only available in about half the country. 3% Groceries, Dining, and Gas with no AF.
That's another good one, missed it!
I don’t know if I like this if I don’t eat out a lot anyways!
So TPG rates both Chase and AMEX points at 2 cents a piece. So essentially I’m earning 8 cents per dollar on an AMEX Gold or 6 cents per dollar on a Chase Sapphire at restaurants for example.
What’s your opinion? Better to use these cards or just use a 5% cash back card for each like the AAA and Custom Cash?
TPG's reputation is that they overvalue the average worth of card points.
@@ProudMoney Yeah that’s what I thought too. Thanks Adam! Keep up the good work! Love your videos and that you deep dive into some of the less talked about cards out there.
Gold Card ✅
SavorOne ✅
MoreRewards ✅
I'm covered!
Does the saver one capital one card consider walmart food section a grocery store purchase?
Savor excludes Walmart and target because they have their own cards (ie Cap 1 Walmart and TD Bank Target store card)
Both the AAA’s Daily and Travel Advantage Visa Credit Card qualify
Travel card yes, should have included that.
Amex everyday preferred
No extra points on dining with that one, just 1x.
Ahh. But if you use card 30 times in a month it gets a 50% boost. So the 1x becomes 1.5x and the 3x on groceries becomes 4.5x. Totaling 6x as you state
Amex Blue Cash Preferred
6% groceries and the 1% category for restaurants =7%
What you think?
Well that is a good point!
How about the AAA Travel Advantage 3% Groceries 3% Restaurants & 5% Gas
Yep. You got the right one. That card is great and you also get 3% at wholesale clubs like Sam’s and Costco.
Yes, I am getting embarrassed with how many I missed 🥴
@@ProudMoney not how I see it. It’s an opportunity for you to make another video compiling everyone’s input.
I’m #1!!! 😊
🥇🥇🥇
Shop at Walmart I get 6% back on the US Bank shopper rewards card.
is that in store purchases?
i like that card after looking at it then noticed it's $95 AF after the first 12 months
What about the Wells Fargo Autograph?
gives 3% for dining but only 1% for groceries.
@@rinkuhero True but he should have at least mentioned it.
I was told by Amex that if pay with Amex via Apple Pay at restaurants it won't be recognized for points.
This is note worthy. Considering most places are tap to pay before you sit down these days.
probably bc it doesnt see it as a direct purchase. it bills as apple pay.
Citi Premier?
Mentioned at end of video, I initially forgot it. 🥴
@@ProudMoneythings happen! I really enjoy your content. Thanks so much for the information. Keep up the good work
If I become an authorized user and gain 20,000 on my total credit limit but they have a balance of 12,000, does that go on my credit score as well?
Yes everything that happens on the Card that you are an authorized user on-affects your credit score. That card is a part of your Credit History now- good and bad.
Yes, if you to help someone's credit, you need to add them on a card with a high limit but that you don't use much.
Yes the card is treated as if it is your card on your credit report.
👍
✌🏻🤟🏻👊🏻
Bank of America customized cash rewards credit card
I like Citi Custom cash card for groceries and Amex blue cash everyday for online shopping. They have no fees. The capital one doesn’t offer online shopping otherwise it would be my 1st option
Those are the two I'm torn between. I'd like an online shopping card but I wish it had no ftf. The capitol one does which is nice but then no online shopping. Tough lol
There is also the AAA visa card that will net you 5% back on groceries which has a higher reward cap than the Citi custom cash card. Since I am frugal and don't dine out much then I would use my citi custom for dining.
imagine not getting 5% groceries tho
👍🏽👍🏽
So which ones work in store at Walmart for groceries?
I have the capital one Walmart, if you order through the app is 5% cash back but if you buy in the store is just 3%. I always do pick up groceries, order through the app and pick up in parking spot, it's easy. The only thing I don't order is meat or chicken through the app, I prefer to buy physically, but just it's a preference, no because any bad experience or something. I've had the card for a year and everything I've ordered has been given to me in good condition. 100% recommended and also it's 2% for restaurants
I got the us bank shopper card and am now getting 6% back at walmart in store purchases
Most credit cards work on neighborhood walmarts not many people seem to know this.
The Chase Freedom Flex MasterCard is also a good option during a Quarterly Category. As you would get 5% up to $7500 for 3 months depending on the quarter date. That would equal up to $375 back within that Quarter
Don't get discover card because Amazon doesn't accept it. I know I tried
Yes they do
😊😊😊😊😊😊😊
better idea (won't work for everyone, but for many): just get one card for grocery (the city flex, for 5%) and eat at home, cook all your own food. when you need to eat elsewhere, food prep and bring your own food. not everything is about %. you save far more money mostly eating and cooking at home, and only buying groceries, and getting 5% on those groceries, than you can save with any dining credit card. even if there were a dining card that gave you an absurdly high 80% cash back, you'd still save more money buy only eating via groceries rather than via restaurants. being able to cook and prep meals will save you more money in one year than a lifetime of using a dining card.
You must be fun at parties 🎉
Everyone wants a break from cooking once in a while. Personally, I would do a Citi Custom card for dining because I wouldn't want to go out to eat all the time but a treat once in a while. The AAA visa card get you 5% on groceries.
You forgot the Verizon card.
Yep someone else mentioned that, a good one if u r a Verizon customer.
Yes very underrated card; awesome if your a Verizon customer
Verizon Visa Signature Card please!!!
Yep should have mentioned it, great for Verizon customers.
Tempting. But I’m out of the game!
Love my SavorOne as my food catchall for a $0 AF, my Wells Autograph only does dining, but it would be great is Wells added on Groceries to that card in addition to transit. AmEx Hilton Surpass does 6x/6x at only a $95 ($0 Hilton Honors does 5x/5x)...huh, those cards are way better than I thought...
Only thing with Hilton is each point is not worth much, so I'd peg 6X as being about 2.4 cents per dollar, maybe slightly more but less than 3%.
@@ProudMoney True. I did forget their point conversions are weaker than some of the other hotel chains. And transferring to Hilton is probably better than just generating Hilton points.
Chase freedom unlimited
🤔 Wellsfargo Propel . . . I meant Autograph card. 😂
Only 1% on groceries.