Education Loan Mistake
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- Опубліковано 28 вер 2024
- Taking student loans for higher studies?
Then ask for some extra money!
Why?
Because apart from the university’s tuition fees there are other miscellaneous expenses like, books and stationary costs, travel, and accommodation expenses, laptop purchasing cost, etc. which you will incur.
And not able to pay for them will unnecessarily create financial stress.
So, while applying for an education loan, take additional amount for miscellaneous expenses along with living expenses and tuition fees amount for the entire course duration!
But won’t it increase my interest outgo?
No, it won’t!!
As the interest is charged only on the disbursed amount of the education loan.
For example, if you need ₹45 lakhs for your abroad education then you should apply for a ₹55 lakhs loan and keep the amount of ₹10 lakhs as a safe side margin. If you disburse only ₹40 lakhs then the interest rate will only be charged on ₹40 lakhs and your rest of ₹15 lakhs will lapse automatically, and you will not have to pay any interest on it.
(Amount taken as an example and is not indicative)
So, ask for more money to make your life easier!!
#finance #anushkarathod #loan #educationloan #hack
Indian Private universities be charging 20L these days 😂
1-2 crore in pvt MBBS
20 L is for one year
Op jindal 60 lkh
@@Ejaz_Ali
1-2 crore????
Really????
@@financeforstudentyes
Samaj to nahi aaya pr sun kr achha laga😂
Bro sanction amount mtlb tujahe kitne ka loan chaiye ye sanction amount bank k taraf se approval hota hai k tujahe itna loan mil sakta hai aur disbursed amount mtlb actual amount jo tune bank se apne padhai k liye nikala hai toh tu jitna Paisa nikalega uspe interest lagega !!ab samjha ??
@@shahidshaikh3216ap ne education loan Lia hai kia ?
@@shahidshaikh3216thoda example deke samjhau Bhai. Mujhe 15 lakh chahiye clg fee aur expenses alag mess room toh mujhe kitne par intrest ayega.
Why nobody is talking about Lota 😂
Explain plz
Chal Hatt Be 😂😂😂
Explain pls
Kota Roasted ❤😂
@@unitytechnologies1224 explanation countries such as Canada,England only use toilet paper baki u are samajdaar
Her saying subhe burger king and shaam ko McDonald's scares me
just needed this video....thank you sooooooooo much....I had no idea about this and was worried....till your video helped me out ☺️☺️☺️
Kia Ap ne education loan Lia hai ??
That's why i subscribe you 💯❤️✨
AhAh hits different 😅
Aunty har ek loan jo disburse hota hai, sirf disbursed amount pe hi interest lgta hai, so this is not just for education loan
What is sanction and disbursed?
sahi baht he
please make a video like this on education loan 🙏
Koi bhi loan lene p disbursed amount p hi interest lagta hai
Explain kar sakte ho thoda? Mene education loan dekha h 11%interest lag rha h domestic me
What 11% interest on education loan. How is it possible?
@@ammukodijuttu ha bhai check karlo 11.25% h
Could you please make a detailed video
Everything was fine....but here a one thing that is .........EDUCATIOn vo एडू केशन nhiii एजुकेशन hota hi......एडू केशन nam ka koi ward exist hi nhi krtaa 😢
here comes the gyani people
Education with the d and k sound is the british way to pronounce it.on the other side, with the j and k sound is the american way to pronounce it.
Go to school more often.
Works for home loans too for construction, furnishings etc costs
Didi information badiya hai
Par apki pronunciation thodi galat hai
Education= ejucation hota hai pronunciation me
Koi ni info se mtlb hai❤😊😊😊
Education sirf likhne ke liye bolne me ejucation hota hai 😂😅❤😊
sahi kaha
People who are talking about education doesn't understand the concept of different pronounciation or accent
They just want to do show
Wow I am also looking for it thanks 🎉❤❤
Canada me lota lekar jana padta hai🤔
ha bhai nahi to toilet paper se kaam chalana pdega
Full explanation plz
👍👍👍👍👍👍
me who skipped bcx of my moti chain mota paisa 😂😂😂😂
Thoda aasan bhasha main samzaiye
Education loan ke liye bhi warranty chchiye hotah kya ?
Jisko disbursement and sanction nahi pata wo loan mat lo
Kya h difference
@@lightningeagle5087 mai galat tha aise videos ki zarurat definitely hai
please make this reel in english as soon as possible
If any novelist is here ... They know why I'll be crying when I heard
"BURGER KING"✨😭✨
Bhi intelligent ldki mil gyi ✅️
Instand of education loan we have to take insurance while child birth
Lota was personal 🗿🗿
Tejas joshi ki behen aagyi lagta hai 😂
Kitna dance karti h tu ❤
HUM KO AAP SE LOVE HOIGAVA i Love u😁😁😉
eDDDDDucation 😅😅😅😅
Jai shree Krishna
Vo sab thik hai pr didi aap katthak kyon kr rhi ho anyway thankyou for info..
Nalli
Itne CAs ke video kyu aa rhe hai...pehle sakshi jain aur ab ye! 😂
Muje IELTS karke bahar Jana hai aur muje bhi loan ki bahut need hai .But muje yeah nahi patta ki loan kaise liya ja sakta hai
Hi mam..
Please answer my question
If I add laptop expense in study loan and I bought laptop before loan pass so is there any problem with it?
Commerce girl power❤
Education is एजुकेशन not एडुकेशन.😂😂
What are the formalities to fulfill for educational loan
Jre unn words k mtlb bhi smja do
Can you tell which bank offers lian for bachelors..??
Does every semester bank gives us money on our bank and then we pay in college.... Or
Does bank every sem pay itself to college... If yes the how do we get our 1st sem fees return?????
Startup loan ka baremay bataw
Education-❌️❌️
Edu-keshan-✅️✅️
😂😂😂😂😂😂😂👇👇
how to get non collateral educational loan of 40L in India with the help of government schemes for farther studies in US
Am I hearing it right? She is pronouncing D as d in education
Ese videos kese banate he
Hello mam, could you please tell me without any property can I get a loan for Canada
If I do any prepayment during the moratorium period, is it adjusted towards the amount of simple interest accumulated or the principal amount disbursed?
Kese milega education loan
Di mujhe bhi loan lena h ap btaoge kis process se mil skta h
Jitni hmare cource ki fees rehti hai usse jyada bhi le skte hai kya loan ??
eDu~keshan😂
We ejucation she education 😅
No finance with sharan was copied in this video 😂😂😂😂😂😂😂
Education loan ka double pay back krna pdta hai kya?????
How to do it for mbbs abroad
Education ke liye lona 😅😅😅 ye jada nahi ho gya
Please tell me something that government give me some amount of money to pay school fees for std 7
Interest yearly lgta hai ya monthly basis pe?
I have got a offer letter from DBS to study mba in Ireland but i am not able to get the educational loan i have been rejected from hdfc credeila and avanse finanance and from many other banks !
Is there any other way i can get the loan from and can we take gold loan
First of all I only want to say this much study in your own country and try to make your country proud so don't make them stupid videos to influence others
Education pronounces karneka tarika thoda causual hain
While pronouncing education D is pronounced as J 😊.
Please be more simpler in words. I don't know what disburse is
Disbursed amount mtlb ?
Disbursed??? Kyahota h
Agar main 15 lakh ka loan lu to total kitna paisa return karna padhega
Interest kitna h or kitna sal ke liye h isse pta chalta h total kitna pay karna hoga
Tejas joshi sasti copy
Ab toh job bhi nehi milega
Why do people deliberately use wrong pronunciation so much as if they didn't get proper "Education" 😛
You cant do job on student visa
So work permit is needed? What about part time jobs?
@@souya20 do are you planning to study or to earn as a driver?
@@GAMIMGZONE6567 study
Education loan ke regarding bat karni thi aap ka number milega
eh-jyu -keshan
This is true, I was in UK and fell short of money and it was very difficult.
@@resonance.439 more like broke, wasn't working and didn't want to inconvenience family or friends.
@@manjulikabhattacharjee457 why were you in UK
So should we take extra loan?
Is it worth going UK in Jan 2024
@@pratikn7111visa process for UK is lengthy
Her saying subhe burger king and shaam ko McDonald's scares me
Edu-keshan 😂
Pronouncing yahi hain bhai tujhe nhi pta bss 😂😂😂
@@mr_himanshu9711 tu ja pehle 10th pass karle
@@mr_himanshu9711 ej-yoo-ke-shan hota hai
@@mr_himanshu9711 Bhai tum galat bol rahe ho @karm Patel bhai sahi bol raha hai. Yakin nahi toh Google pe search kar lena. Or ha 10th bhi pass kar lena 🤪🤪🤪
@@All_about_motivation969 sahi hai Bhai 😂👍
Madam for each and every loan, interest z charged only on disbursed amount,not the sanctioned amount
Kisi bhi loan me disbursed amount pe hi interest lagta hai
Ye choti bachi h ise nahi pata abhi
😂😂😂
Bhai ye disburse kya hota hai?
@@musicalguy4130 Suppose 30L ka sanction kra loan par scholarship mili aur 20L hi chahiye to 20L ka hi loan denge aur 20L be hi interest lagega. Disburse yani jitna amount tumhare account me aaya
@@AK-pm3fg ohk thanks bro👍
Folks borrowing 20 lakh to study in Canada. Meanwhile me chillin with my 1400 yearly fees @ Allahabad University 😂
bo to tereko jab college pura hoga TB pata chalega who is chillin 😊
@@usefulentertainment4672 Sure 😉
Which course?
@@HaiKuchhNaam Economics Hons
@@usefulentertainment4672 hum unemployed h 1400 pay krke 😂😂😂
Those who paid in lakhs at least had exposure and corporate knowledge to get job
Hi
I will be in my 4th year after 2 months. I have paid my fees for 3 years but I am not able to pay now due to some financial instability. So I want to take educational loan but when I asked to SBI manager he told me you can take loan for a complete course not for a year. What should I do now? Is there any scheme/rule under which I can take loan.
I am from IIT KGP
Apply in college, may be sbi ke throught clg wale dilwate h, m mtech kruga iiith se or loan luga
@@shivmodi6536 bro mtech iiith se gate ke basis pe kya ? aur konse field mein karne Wale ho ?
@@alpeshmoreegate ni, iska individual exam hota h, pgee exam, mtech CSIS branch
@@shivmodi6536 acha bro mujhe iske bareme nhi pata tha
Bro ye exam kab rehti hai aur aapka engineering hua hai kya cse branch mein hi ?
@@alpeshmoree mene btech complete kiya fir gate or ye exam diya tha
Mera education loan tha ,lekin papa ne clear kiya ❤ love papa
Apne kha se kraya tha Bhai plss tell me
Education loan lene k liye kitna bank balance hona chahiye
Bhayia hme v lena hai kaise liye the aap document s
Me Sirf Apko dhekne Aata hu Baki information se koi lena dena nhi😁🤣
She looks like sucheta Dalal from harshad Mehta show the "scam 1992"
You looks so beautiful ❤
Love you videos😊
education (pronunciation)😂😂
ऐडुकेशन ❎😂🤣
एजुकेशन ✅
Differs from region to region
American english me Ju sound jyada hota hai
While other me Yu sound
India me bhi mostly Ju use hota hai because we have learnt it that way
But other one is also fine
Na bhai wo sahi h
Pronunciation* by the way
Pronounciation❎😂🤣
Pronunciation✅
@@am_aiswhh 😂🤣
mujhe kya mai to baniya hu... thukta hu to paisa nikalta hai... aaa thu...🙂🙂🙂
To isme galti kya thi?
Me who took 7L loan and studying and worried about how I will close it😅😪😥😥😥
Please tell ki intrest kya jab padhai kr rhe hote hn tab bhi lgta hai?? Ya phir graduation k baad?
We can choose any way I am paying now it's good cause after 4 yeras I only have to pay loan 7 L and thier is subsidy too soo 7L will be reduced . If we paying after 4 years it would be a huge amount
@@mrpro_45 mtlb intrest padhte ke saath dete rhe?
@@AviralBoy till 4 years paying internet after we have 1 year space to get a job after we can pay loan amount 7L and there is a chance to get reduce some amount otherwise everything paying after 4 years lead upto 14-15 L there will be only time to pay money🥲
Yeh Dhruv ki behan Hai kya?
madam sab ki job nahi lagtii, issi liyai Loan hii nahi lainai ka
Indian universities me admission me admission lene pr hostel fees bi loan milega kya??
Sala humne EJUCATION he ghalat Kiya hai ..
mam kya competition exam ki preparation ke liye bank se education loan mil sakta hai??? please reply me
Please solve this it's important
Kya 4 saal tak har saal 7.5 lakh ka education loan paas ho sakta hai kya
OT s no e_du cation its pronounce as egucation