WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES
Вставка
- Опубліковано 9 чер 2024
- #education #educationloan
Thinking of an education loan? Beware the pitfalls that come with education loans! Learn how to navigate the complexities of education loans before you commit. Don't let education loans derail your financial future-get informed!
MUST WATCH -
How Education Loans Can be a Terrible Trap 🤬- • How Education Loans Ca...
Need loan for students done with admission - forms.gle/nNR9nsXJC9N1NNpy9
Need Murrad's help in applying to colleges/universities - docs.google.com/forms/d/e/1FA...
0:00- Introduction
0:38 - TCS
2:05- Each percentage of loan
2:20 - Moratorium Period Scam
3:24 - Processing Fees
4:03- Loan Insurance
5:57 - MOST IMPORTANT TIP
Education Loan Debt,Private Education Loans,Pay Education Loans,Federal Education Loans,Education Loan,Education Loan in India,How to Get an Education Loan in India,Education Loan for Studying Abroad,Education Loan Interest Rate in India,Education Loan Interest Rate,How to Obtain an Education Loan,Education Loan without Collateral,Abroad Education Loan,How to Apply for an Education Loan,Understanding How Education Loans Work
MUST WATCH -
How Education Loans Can be a Terrible Trap 🤬- ua-cam.com/video/e-yx_sj119g/v-deo.html
That's why Murrad is the best
my mannnnn
Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.
Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video
Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars
was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?
@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned
@@apardeepsingh5300 I am processing the loan through them, they are helpful
13% rate bro. (spoiling my father"s life)
konsi bank se liya tha bro ?
@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol
@@anuronguha0898 which edu loan is better with low interest for eco. backward class?
@@suyashweeb abhi konse college me admission loge ?
@@anuronguha0898 local college le liya now work capability >> college (for me)
Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest.
I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal
public banks are the slowest in terms of processing but will provide the best loan package overall
trueee, and people are always in a rush
Like....
Which one...
Like??
Likee....?
Nope i got loan of 17lakhs in just 10 days without any hassle at sbi.
Quality content 💯keep it up!!
Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names
Yes Bro, Maine bhi Union Bank Se Education loan liya hai only 7 lakh ka or 5 month me return bhi kar Diya. Ku ki Germany Me hu haha 😅. Ur Every VIDEO IS GOOD FOR study abroad.
What are you doing in Germany?
@@stevekane7199 master in logistics and Supply chain management
Yes income zyada hai aur no study loan just rehna ka kharcha
@@Proooooooyytrtgbh2479 ha rehna ke kharch jayada hai, but monthly 2100 euro ban jata hai mera Warehouse Me part time or Vacation me 3000+ euro chla jata hai, sure me mujhe only 2 months little bit problem ai thi . 😂
@@stevekane7199 Master in logistics and Supply chain management
Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha
me abhi education loan me india k college se bachlors degree kar raha hu but mujhe masters k liye abroad jana to murad sir kya me masters k abroad ja sakta hu plz reply its very important for carrier
Hi murrad. Can you please make the video on. Like,
Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤
Thanks bhaiya great video
thankyou so much
This is the first video of yours which I i saw, Too much informative video bro keep up this good work☺️ and here you earned one more subscriber🤝🏻🙏🏻
Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland
Scam baba mat aao
Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same
Amazing vid man
How to tackle the hidden charges??
Please make separate videos for each category of lender
That's the only reason you are besttttttttt😭❤️
THANK YOU FOR THIS!
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Just go for sbi scholar loan but that's for students in top colleges only..
Bhai kya aap bank ke turms and conditions ke bare mai bata sakte ho.
Do we need any particular score in 12th to get educational loan?
Thank you…
What about pre payment if i pre pay I have to pay full amount or amount and interest till that date only
Bhaiya please ek video bsc physics pe bana do german universities pe bohot problem aa rahi hai sahi se guidance nhi mil pa raha hai
Unsecured loan me jammen ke document show karwne hote hai ya girvi rakhe jaate hai
Thank you bhaiya 🙏😁😁😁
Bro I have an offer for MSc International Management from University of Strathclyde what you would suggest? I have experience of 3 years back in India.
rejecting sponsor is a huge thing
To bhai fir kha sey education lona ley???
Hello sir
Applied for loan in hdfc credila for diploma in nursing at canada
They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned
Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement.
Please help me because neither a single video nor any google website is saying about this law.
Hii brother,Can you tell me which country is best for BFA
So what's the best bank to get an education loan ....agar kisi k bhi paas knowledge ho to please help..
Education loan bank mein transfer hota hain or college mein payment karnek badhi bank mein ayega money ??
Murrad is the best content creator he truly loves his audience 🥰💗
You provide services to only those students who want to study abroad or you also assist those who wanted loan to study in india
Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅
Bhai mujhe bhi krana h iim k liye
I actually love your videos but try to do more in English man! Will reach
Murrad please make a video on how to get into MIT and other top universities. And please make a roadmap for MIT please 🙏🙏🙏🙏🙏🙏
How is prodigy for education loan?
Add English subtitles please
How is prodigy finance?
mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao
Should i go for bachelor in risk management or bachelor in finance
Which one would be more affordable?? I've interest in both
bachelors in finance is what I would choose any day
Bhaiya I want education loan for ACCA becoz parants ke pass ITR file nhi hai sabne mana kardiya what to do know I want around 5lakh ka loan
You should be careful these times r different.... Hyperinflation in the US... Maybe in next 3-4 years it'll get worse... Good luck repaying those debts... U may even struggle to repay ur debts highly likely
very true I actually talk about which course how much loan to take in the next video of this - ua-cam.com/video/e-yx_sj119g/v-deo.html
Thank you so much 🙂😌
hope it helps
Nice content
International money transfer charges bhi honge hoga agar koi india ke bhar padhe toh
Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽
bro computer engineering vs electronics engineering me konsa lena chahiye?
I would choose CS
thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?
Try Union Bank of India. Lesser rate of interest
Bro toh fir IIM ka liya kha sa fees arrange kara
Hey Murrad, one of ur team member contacted me regarding the form which i filled. I just wanted to confirm that the people is from ur team or just a random stranger who somehow got my number, so how can i confirm that the person who called is from ur team?
Btw love ur content bro ❤❤, thank u for giving us such a great content and making our lives better❤
Can you make video on how Switzerland is for studies?
Next videoo that
Bhai pls made video on AI effects on education
Because I am going to pursue bachelor in international management in germany
I already made a video for commerce and AI -ua-cam.com/video/sngy_n2CHtc/v-deo.html
watch this
@@murradonrun
Thank you so much murrad for providing information on each topic
My bank gave me no moratorium period
Sir make video on cyprus study visa
I have a GMAT score of 730, along with a strong social profile and excellent academic credentials. Additionally, I own a small-scale business that I started one year after graduating, it has been almost 3 years since graduation.I'm confident about securing admission to a top business school in the USA, but my main concern is the financial aspect, as I don't have any assets like a house to provide as collateral. Could someone explain how it's possible to obtain a loan for such a substantial amount (almost $150,000, excluding scholarships)?
I was thinking about Stanford,harvard, wharton,Mit and such while writing the financial aspect of the above paragraph.
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Murrad bhaiya is best
I still didn't get about time period😢
Hi murrad
I recently connected to your team to get help with my application for public german University bachelor's.
But i got to know that you only help with private universities for bachelor's in Germany whereas you suggest in your videos that punlic is best but you guys dont even help with that.
Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??
Yes if you have the funds go for it yess
Bro,i took the application for a non-collateral loan.Because i don't have the value of collateral as same as fees.Colleteral value is less.So i want to take a non-colleteral loan through online media like upcreds,gyandhan etc.I think they don't have any public banks with them.They met me with other private banks as well like credila hdfc and others.Is there any problem while i move like this?please reply to me asap.
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Hi Murrad I’ve got admit from Warwick Business School for MIM program, how is the university and career aspects after graduation from Warwick?
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Hii murrad just wanted to know your team success rate for study abroad as it is not mentioned anywhere on google or any reviews plz
Let me know any of your success stories with students and just wanna is this team of yours really legitimate and work towards us to get the admissions
Yeha 100% reality hai mere btech iss he wajha se mera btech choota gaua 😢
Hey Murad what suggest on Birmingham city university masters programme in finance & investment or in marketing ?
Murad has already explained several times in many videos about choosing the right university. From what I've understood, it's better to stay in India rather than go to mid-level universities for specialized courses. Try to get enrolled in top-tier universities, such as the University of Liverpool, London Business School, Imperial College London, Edinburgh Business School, to name a few.
bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha
Sir muze bs 4lakh ka loan chaiye kaise milega college wale bcom. Degree mang rhe hai
Sir,please make Video on scholar loan SBI bank
Can someone please explain it in English?
Is maynooth university or university of Auckland better for bachelors in business?
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Toh ham loan na le?
Bhai aisa maat bolo maney leliya hai 1 month before😭🧑🎓
gen obc walo ko jinko college nahi mila wo kaya kare bhai
Hi Murrad Western Australia university for masters in finance or smurfit business school Ireland ?
Western Australia looks better
Hi any insight people saying australia has got strict
@@Proooooooyytrtgbh2479 super strict!!!! make sure you have good finances along with justification and apply only Go8 and level 1 universities not below
Hi Murrad, I definitely agree with your stance but In India, majority of people has to take Education Loan as they are from middle class and salary range is more than any subsidiaries eligibility. Inflation increases but there is never change in criteria for income category (for scholarship, even the reservation is myth now days for majority people ), I am currently in process of applying for student loan, as a student i do not have funds to pay my fees so education loan is one option to take. Also the main aim that i will keep in mind to take a long around 10 years and try to pay the loan as soon as possible.
Bruhh your way of explanation is awesome.. keep growing❤❤
Thanks alot man, you guys keep me motivated
Should i go to spain for bachelor degree in finnance bro please reply and make one video on spain also.
if you can speak spanish 100% go for it
My murrad pls tell me can i take loan from Mpower savings for my MBA at 14 % interest rate??
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
BA in I/O psychology or BA in economics and finance which is better to do in Australia please help me out murad
Kya ghanta rakkha hai Australia me, waise bhi yeh course hi bekar hai
@@singaporeserver-sh8vc who said that
1 year studying in
Hi murrad i have got masters offer from University of Liverpool i have to take up 40 lakh as loan i dont have any savings so. But here back in hometown i have 12 lpa salary in mid level company. So should i go ahead with it or not. As uk has bad job market
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Planning to study in aus for cs ( software dev ) , first target monash , second , UWAS . Good plan or not ?
Same RMIT
Me either
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Interest Rate is 9.05 % for me.(SBI Education Loan) .It is good for me.
Yes it’s good
Till how much money we can get as loan? What if I want 30lakh..
Problem toh sab batate h solution batao
Problem bata rahe ho solution nhi batao
Sir aap yeh btaa dijiye ham kaise maximum scholarship le sktee h or uske liye apne aap ko eligible kr skte h 4-5 months me . Plss sir
next week isi pe video dalne wala hu
NTA neet plz
Murrad bhai is brother of mohak mangal bhai
God bless you bhai😊
I want a loan for 11lakhs but public is asking for collateral and i am thinking of going for icici.
Any suggestions please help…
Also apply for csis loan scheme
Can we have videos more often in english ?? Please !!
ah I am thinking of adding subtitles
@@murradonrun would appreciate that !! Love you content btw, from Srilanka 🇱🇰
Hello sir
Bhai m 6 lakh ka loan lunga rate of interest 12 percent se to kitna pay karna hoga 10 sal k liye
72k per year and for 10 years 720000 this is interest + your 6lac principal amount almost double the amount you will take loan.
Tell me how’s the Tata capital for education loan
+1
Apply with 15+ reputed banks including TATA Capital by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy