Education Loan - Everything YOU Need To Know || SBI Education Loan 2024-25

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  • Опубліковано 2 жов 2024
  • Education Loan - Everything YOU Need To Know || SBI Education Loan 2024-25
    SBI Scholar Loan College List: sbi.co.in/docu...
    Cost of Education has been on the rise dramatically, in the past few years the inflation in Education Cost is in higher double digits. Under these circumstances, it becomes extremely difficult for middle class to bear such high costs.
    Thankfully, Education Loans are easily accessible to anyone wanting one. Once you start talking to the Banks, you understand that there are a lot of hidden T&Cs with these Loans - some of these could completely change your experience.
    Through this video we've highlighted the exact process of taking an Education Loan.
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КОМЕНТАРІ • 3,1 тис.

  • @SAHILRAJ6323
    @SAHILRAJ6323 2 місяці тому +71

    First time maine ish channel par yae video dekha aur dushre video dekhne ki jarurt nahi padra full explanation . Thanku maam 😊

  • @vastu-ajit8943
    @vastu-ajit8943 2 місяці тому +21

    Education Loan - Everything YOU Need To Know || SBI Education Loan 2024-25 , knowledgeable video for parents. thank you madam ji

  • @Arsh1M
    @Arsh1M 3 місяці тому +29

    Thx for the info. It's very useful. Last time, I also came across Unimantic, and financially, it has been very helpful for me. So thank you again!

  • @Ati_15
    @Ati_15 3 місяці тому +7

    Truly, best video I came across but I've a doubt this all process take so much time.. is there any way to get it sooner?

  • @nitinsinghbisht8959
    @nitinsinghbisht8959 Місяць тому +1

    Thanks for simplifying the process looking forward for more educational content kudos !!

  • @nidhidubey7728
    @nidhidubey7728 2 місяці тому +4

    Really appreciable and thank u for great information.and making it concise😇

  • @730Ayan
    @730Ayan 2 місяці тому +5

    Ma'am , i am from EWS but not made this EWS certificate , so Ma'am is EWS certificate is needed for This govrt scheme

  • @RamanYadav-vx7ke
    @RamanYadav-vx7ke 2 місяці тому

    One of the best video I have ever seen regarding education loans

  • @pritutripathi3051
    @pritutripathi3051 Місяць тому +7

    SBI or Indian Bank kisse loan lena behtar h

  • @pammikaur5178
    @pammikaur5178 3 місяці тому +7

    Abroad ke liy study loan lene ja rhe hai thanks mam

    • @s.estherrani3096
      @s.estherrani3096 2 місяці тому

      From which bank are you taking the educational loan cause even I’m going to abroad

    • @ModitYadav
      @ModitYadav 2 місяці тому

      ​@@s.estherrani3096 loan mila ??? Which course are u going to pursue in foreign ??

  • @PramodKumar-p5r4e
    @PramodKumar-p5r4e Місяць тому +1

    Bahut hi badhiya dhang se batayi
    Thnx

  • @fardeenansari4056
    @fardeenansari4056 Місяць тому +3

    I'm a person who is afraid to take loans and for this reason, I didn't take admission in IIT last year even after qualifying JEE Advanced. But this year, I won't leave it. Thank You whoever you are.🩷 Thank you ma'am.

  • @ManojMital
    @ManojMital 3 місяці тому +10

    Nice and short explanation

  • @krishnarao5533
    @krishnarao5533 3 місяці тому +8

    Mam my college is a tier 2 college but still not on list, can we do something about it? The college accepts students of cutoff 99 and above of mht cet score, so definitely isn't it? Please reply

    • @rtkmrg
      @rtkmrg 3 місяці тому

      Konsa college he bhai

    • @krishnarao5533
      @krishnarao5533 3 місяці тому

      @@rtkmrg pict pune

    • @adnanh2886
      @adnanh2886 2 місяці тому

      If it's not on the scholar list then you'll have to take the regular education loan

    • @RohanGaikwad-k8i
      @RohanGaikwad-k8i 2 місяці тому +1

      😂😂😂definitely mit pune i also from this college not in list of loan in bank

    • @krishnarao5533
      @krishnarao5533 2 місяці тому

      @@RohanGaikwad-k8i no , pict

  • @lyrically_positive
    @lyrically_positive 3 місяці тому +7

    appreciate your efforts ..it helped me a lot..specifically sbi scholar loan part and tax benifits part..

  • @ahanadas1240
    @ahanadas1240 3 місяці тому +17

    what happens if the students wants to go of higher studies?
    for example they get a loan for bsc but wants to do msc after that?

    • @AbdulSubhan-pp1ee
      @AbdulSubhan-pp1ee 3 місяці тому +2

      I also have same question ❓

    • @adnanh2886
      @adnanh2886 2 місяці тому

      You can apply for another loan....I'm not 100% sure but before you start repaying your loan you can apply for a top up loan for higher studies... You'll have to ask the bank officials for the terms and conditions for the process

    • @adnanh2886
      @adnanh2886 2 місяці тому +1

      Also if you take another loan incase of sbi you'll have to repay both the loans within 15 years

    • @GurdevSingh-v9z
      @GurdevSingh-v9z Місяць тому

      Agar college ki fee ek Sal ki ek sath deni hai to ek sath Pura loan mil jaega

    • @adnanh2886
      @adnanh2886 Місяць тому

      @@GurdevSingh-v9z jitna fees hai semester wise ya yearly woh application mai likhna hoga aur bank sidha college account mai transfer kar dega

  • @radheyshyamjat-wl9uu
    @radheyshyamjat-wl9uu 2 місяці тому +1

    Very informative and helpful. Keep up the great work

  • @techyguy-FR
    @techyguy-FR 3 місяці тому +6

    di agar 8yrs se jyada ka kartr hai to bhi tax rebate milega kya ?
    aur ye term thodi confusing hai matlb kya hoga isse ?

    • @Karan-be3mg
      @Karan-be3mg 3 місяці тому

      Bro tax rebate means if in future you will be going to file ITR then you get a discount of the amount that you got in TAX REBATE.

  • @rohitkumar-gi8bo
    @rohitkumar-gi8bo 2 місяці тому +5

    Great video. A few years ago, I also took out a loan, and because of the COVID period, they made me acquire insurance for my father, and they told me it was now required. I appreciate you letting people know that it's an option. However, I now have one pointless insurance policy

    • @ChandanKumar-rv1vy
      @ChandanKumar-rv1vy 20 днів тому

      kitna sanctioned loan pe kitna ka insurance hua bhai ?

  • @Vaishu_25
    @Vaishu_25 6 годин тому

    This is the best video for education loan

  • @rabbitin1
    @rabbitin1 3 місяці тому +10

    Nicely articulated..very informative

  • @SanjeevKumar-wj6rv
    @SanjeevKumar-wj6rv 3 місяці тому +5

    SBI se Education loan lene ke liye. Vidhiya Laxmi portal pr Ragistration Krna compalsary h. Ya nhi?

  • @ankursharma2938
    @ankursharma2938 Місяць тому +1

    Best....sb smjh aa gya❤❤❤

  • @YogiK-yv4wm
    @YogiK-yv4wm 2 місяці тому +9

    Sitting in bank and viewing this before meeting Bank manager 😂😂😂

    • @k-i-n-g1
      @k-i-n-g1 2 місяці тому

      Well done ✅

    • @VaidyatheDr
      @VaidyatheDr 22 дні тому

      Give me update ,how it went

  • @VickeyRaj-uq1sp
    @VickeyRaj-uq1sp 2 місяці тому +16

    Bht jada information mil gya or clear v ho gya but kuch terms& condition smjh nhi aaya high lga , fir se dekh leta hu 😊

  • @bhawnapushola3216
    @bhawnapushola3216 2 місяці тому

    Thank you so much for covering all the important information in single video ❤

  • @sk___creations1754
    @sk___creations1754 3 місяці тому +5

    Very informative video 😊
    Thanks for sharing it❤
    Jay shree mahakal 🙏

  • @flyingbeingvibes7069
    @flyingbeingvibes7069 3 місяці тому +6

    Amazing video , some technical words but overall understanding . Thank you di and team !

    • @bekifaayati
      @bekifaayati  3 місяці тому

      Welcome 😊🙌

    • @RaghavYadav-eu6ib
      @RaghavYadav-eu6ib 2 місяці тому

      Loan leke America se MBA karne ka kya benifit hai ❤.
      And again nice video

  • @AadilKhan-nt9vc
    @AadilKhan-nt9vc 2 місяці тому +1

    AAPNE DOCUMENT NAHI BATAYE KI KYA CHAHIYE..... DOCUMENT KE LIYE MENE PURA VIDEO DEKHA AAPNE 10 MIN WEST KAR DIYA 😮😮

  • @snagpal
    @snagpal 3 місяці тому +4

    Is any psb bank giving collateral free loan on 25 lacs loan

    • @vinaygopal6465
      @vinaygopal6465 Місяць тому

      private de sakte but with higher interest rate

  • @GunjanDhumal-hk3ti
    @GunjanDhumal-hk3ti 3 місяці тому +13

    Really appreciable and thank u for great information.and making it concise .😊

  • @akashprofile
    @akashprofile Місяць тому

    This is a good video on education loan.
    It could be best if you tell the documents required and specially ITR

  • @JR-qq4db
    @JR-qq4db 3 місяці тому +14

    Thankyou for sharing such useful videos.

  • @sakilansari-gc6xo
    @sakilansari-gc6xo 3 місяці тому +23

    Thank you for your research. I find your videos are well done. Right now I'm keeping an eye on Unimantic.

  • @omsuryabhankanojiya5556
    @omsuryabhankanojiya5556 Місяць тому

    I am happy to say that you have cleared my all doubt about education loan even first video of mine for search of it.❤Thank you ma'am

  • @harshmude7103
    @harshmude7103 3 місяці тому +5

    Interest kab se start hota hai loan mil ne kebadh se or jab emi start hogi tab se?

    • @Rishi_2456
      @Rishi_2456 3 місяці тому

      day 1 se😢

    • @neetjourney2424
      @neetjourney2424 3 місяці тому

      Day 1 sai interest start hota hai??

    • @adnanh2886
      @adnanh2886 2 місяці тому

      ​@@neetjourney2424ha loan pass hone ke baad interest bhi start hota hai......agar tumhara family income 4.5L se kam hai toh CSIS ke liye apply kar sakte ho jisse college se pass out karne tak interest mai subsidy mil jayega

    • @Shubham_sinhaaa
      @Shubham_sinhaaa 2 місяці тому

      ​@@adnanh2886 Kitna chances h loan approval ka csis me

    • @successlifesutra
      @successlifesutra 2 місяці тому

      ​@@adnanh2886 but bhai bank wale bo csis wala loan approve ho nhi karte hain 😢 aapka hua hai kya approv ?

  • @TechnicalGaming-fq6gz
    @TechnicalGaming-fq6gz 3 місяці тому +5

    Di I have one confusion.... you said that college me addmission ke baad hi loan milega ...but mere pass paise hi nahi ho toh ....kyuki admission ke time hi toh fees lete hai college Wale....then ...mai fees kaise pay krunga....kyuki mera loan sanction hi nahi hua hai.......
    Please reply 😢

    • @heavilybeast5770
      @heavilybeast5770 3 місяці тому

      College ko bolo ki mai loan leke clg aunga vo solution denge

    • @GS28045
      @GS28045 2 місяці тому

      Ya bhai kaisa na kaise arrange Karo relative se ya koi Jaan phechan se if college vale na maane tu baad me wapis kar dena

  • @neerajjain6410
    @neerajjain6410 Місяць тому

    the best thing i liked is the trick which you given in last 2 min.

  • @Jeonxx490
    @Jeonxx490 3 місяці тому +12

    Thank u for this it was very helpful.. 🎉

  • @siddhantsharma71
    @siddhantsharma71 3 місяці тому +10

    Love the way you guys are creating content

  • @AbhishekMadaan-ug9hn
    @AbhishekMadaan-ug9hn 2 місяці тому +1

    idk but in sbi you need parents as co borrowers in all cases and collateral above 7.5 lakhs below 7.5 you dont need collateral but i am unsure about a 3rd party guaranteer

    • @n.a.n.k8019
      @n.a.n.k8019 Місяць тому

      If we take Per year 7 lakh for 5 years ie total 35 then we should have collateral for education loan

  • @Its_vishnuuikey
    @Its_vishnuuikey 3 місяці тому +4

    Thanks for suggestion 😊

  • @aagmansharma4382
    @aagmansharma4382 3 місяці тому +8

    Mam the list which you have attached seems to be for the year 2019, I have checked the list again through the SBI website only and it covers many more institutions as well and the website was last updated on 13/05/2024. So you should check it once again before providing it.

    • @nilX2005
      @nilX2005 2 місяці тому

      Brother can you provide me the link of the list of institutes please

    • @adnanh2886
      @adnanh2886 2 місяці тому

      ​@@nilX2005just go to sbi website can search under the scholar scheme loan you'll find the list....... The list is mostly for IITs IIMs NITs some medical colleges, business schools, engineering colleges

  • @AloneBoy-fy4mv
    @AloneBoy-fy4mv 11 днів тому +1

    can i take loan on the basis of guardian cibil score

  • @geetansh.gokhale
    @geetansh.gokhale 3 місяці тому +18

    Aapka video dekh kr hi kl SBI me education loan lene ja rha hu mba k liye 😅

    • @eratin7009
      @eratin7009 3 місяці тому

      Kya hua Bhai loan ka ??

    • @priyanshumishra02
      @priyanshumishra02 3 місяці тому

      Kis college k liye?

    • @CAT._.6
      @CAT._.6 3 місяці тому

      @@priyanshumishra02 MIT

    • @Upendra-413
      @Upendra-413 2 місяці тому

      Education loan mein hostel fees ya pg fees bhi dete h kya??

    • @musicworld1304
      @musicworld1304 26 днів тому

      Documents kya lagte hai

  • @s8sn.siddh.
    @s8sn.siddh. 3 місяці тому +9

    Mam mujhe bhi loan chiye 😢😢😢

  • @sangyt6915
    @sangyt6915 Місяць тому

    Very good video for Ed.loan... and well prepared for the content

  • @amitjoshi1498
    @amitjoshi1498 2 місяці тому +5

    Very informative, clean, clear and straight video. So Effective.

  • @SAURABHKUMAR-jf8ei
    @SAURABHKUMAR-jf8ei 3 місяці тому +5

    Very Usefull Information.

  • @sohamchotalia-wh6ig
    @sohamchotalia-wh6ig 2 місяці тому

    Very informative video on education loans. Thanks for this video !!

  • @baithak_hamari
    @baithak_hamari 3 місяці тому +5

    is it mandatory to have a bank acc. in SBI for loan?

  • @sumitshaw753
    @sumitshaw753 2 місяці тому

    Very informative Di.We all need more videos regarding education loan and government schemes for students❤

    • @bekifaayati
      @bekifaayati  2 місяці тому

      Thank you 😊🙌
      Sure, we will try to cover this in our future videos.

  • @Prakhar_thakur_9125
    @Prakhar_thakur_9125 Місяць тому

    Mam your explanation skill is next level now i confident to go bank and take loan with knowing every scheme...

  • @its_khushi_sxndhu
    @its_khushi_sxndhu 2 місяці тому +1

    Thank you mam 😊
    This is the simplest video on education loan..❤
    Thank you so much 😊🙏🏻

  • @Avidit
    @Avidit 2 місяці тому

    Indeed, this is the best video on education loan. I really appreciate your efforts ma'am. Thanks a lot. Your presentation skill is outstanding.

  • @MOHAMMADISMAYLL
    @MOHAMMADISMAYLL Місяць тому +2

    Can bank give educational loan for hostel fees only

  • @nicknupur6138
    @nicknupur6138 15 годин тому

    3 lakh ka student loan lene se ky interest persentage kam kar sakte h

  • @vikramkumarparmar
    @vikramkumarparmar 2 місяці тому

    Thanks for the valuable information related to education loan which have been explained well in this video. Really it's excellent.

  • @bhupendrashrivastav1275
    @bhupendrashrivastav1275 20 днів тому

    आपका वीडियो बहुत अच्छा था इससे काफी जानकारियां मिली है एजुकेशन लोन के बारे में

  • @sahilbiswa9365
    @sahilbiswa9365 2 місяці тому

    Thank you mam i was confused whether to take loan or not but after watching this video im clear

  • @titanesports9923
    @titanesports9923 23 години тому

    Very informative video

  • @PawanYaduvanshi202
    @PawanYaduvanshi202 2 місяці тому +2

    Thanks for making video it helps us alot
    Thankyou

  • @sumanjoshi2109
    @sumanjoshi2109 9 годин тому

    Education loan ke liye kya kya document lgta hai

  • @saurabhthosar2145
    @saurabhthosar2145 2 місяці тому

    All doubts cleared in just 1 vdo

  • @vaibhavanand2851
    @vaibhavanand2851 Місяць тому

    Great video highly informative😊

  • @advvipinkumar4116
    @advvipinkumar4116 2 місяці тому

    Bahut achhe se btaya aapne

  • @professorchronicler
    @professorchronicler 5 днів тому

    Thank you for providing us such valuable informations

  • @afzalkhanpathan1113
    @afzalkhanpathan1113 2 місяці тому

    I don't comment on any platform ,but you did a good job!👍 obviously hard work is registered by universe.

  • @Lofi_Songs50
    @Lofi_Songs50 2 місяці тому +2

    Mujhe mbbs me addmission ke liye 10 lacks par year ki requirement h to kya 1st year ka loan ki processing kab suru hoti h kya ye college me addmission ke baad hoti aur bank 1st year ki fees pay karta h ya 1st ki fees khud hi pay karni hoti h...
    Please tell me

  • @hiteshrajput1822
    @hiteshrajput1822 Місяць тому +2

    Very thankful to you mam for providing that much information to students like me. It is boon for us.

  • @Navi115
    @Navi115 7 днів тому +1

    Thank you mam for this wonderful informative video

  • @prasantsingh3867
    @prasantsingh3867 2 місяці тому +1

    Guardians able na ho tab loan milta hai kya😢😢😢?

  • @MadhavThesiya
    @MadhavThesiya Місяць тому +1

    very nice and informative video

  • @sucharitaebenezer313
    @sucharitaebenezer313 4 години тому

    After contacting SBI no response at all.

  • @younisbatt6575
    @younisbatt6575 10 годин тому

    Mam student loan mai kaitna interest lga ga

  • @jayvantsaraf9065
    @jayvantsaraf9065 Місяць тому

    Very informative video.. Thanks fir the info..

  • @keshavganauriya3361
    @keshavganauriya3361 Місяць тому +1

    Thanku so much mam.
    You clear my all the dought about study lone ❤

  • @chimpikborah9982
    @chimpikborah9982 2 місяці тому

    Very informative and thank you

  • @Swagat0003
    @Swagat0003 12 днів тому +1

    Admission ke liye bhi paisa nhi he 😂

  • @kavitayadav-fi3xl
    @kavitayadav-fi3xl Місяць тому

    Kya education loan lene ke liye gap kitne years ka hai ye matter karta hai...ya kitna bhi drop ho gap certificate dene se ho jayega loan

  • @deepaksainivlogs
    @deepaksainivlogs 2 місяці тому

    very good information for all those students who take a education loan

  • @satyaprakashyadav5079
    @satyaprakashyadav5079 2 місяці тому

    This is the best vedio on education loan

  • @bcd45473
    @bcd45473 2 місяці тому +1

    Well explained

  • @nsujatha6820
    @nsujatha6820 2 місяці тому

    Very good information dear....thank you and god bless you...

  • @kavidilipraja
    @kavidilipraja 4 дні тому

    हिंदी में ज्यादा समझाओ आपकी रिक्वेस्ट के लिए लिखा बस❤

  • @Trupthi-fq8xm
    @Trupthi-fq8xm 2 місяці тому

    Please share more details about the subsidy scheme

  • @IqraAnsari-h1l
    @IqraAnsari-h1l 2 місяці тому

    Hi. Thankyou for all the information. It would eb of great of help if you can make a video on loan desbursement for 4 year engineering student. Also how to put application for CSIS and what is probability of getting this subsidy

    • @bekifaayati
      @bekifaayati  2 місяці тому

      Welcome 😊🙌
      We will try to cover this in our future videos.

  • @vaibhavanand1620
    @vaibhavanand1620 21 день тому +1

    Ya, very clear and excellent explanation about education loan.
    Thanks, Team bekifayati❤

  • @devil7496
    @devil7496 2 місяці тому

    Thank u for knowledge its a very informative video😊

  • @AbhiGamingYT-jv6sq
    @AbhiGamingYT-jv6sq 2 місяці тому

    Thank you so much for giving such easy and good information about education loan 🥰🙏🏻

  • @harshaljadhav4518
    @harshaljadhav4518 2 місяці тому

    Very informative video . Thank you 😊.

  • @Abhi-fs4kf
    @Abhi-fs4kf Місяць тому

    Good teaching😊

  • @varungaur-h4r
    @varungaur-h4r Місяць тому

    thanks for the information

  • @shaikaijaz3956
    @shaikaijaz3956 2 місяці тому

    This is the best video for education loan thnk u

  • @anantkumarshukla9751
    @anantkumarshukla9751 Місяць тому

    Mam MBBS krna hai loan le kr sahi rhega or loan 40 lacs ka chaheye

  • @somnathpaul3844
    @somnathpaul3844 28 днів тому

    Maam early payment kar chuke h to loan amount apne account me kaise aayega

  • @kanishkachouksey5621
    @kanishkachouksey5621 2 місяці тому

    Indeed insightful for beginners

  • @rahulmahapatra4342
    @rahulmahapatra4342 Місяць тому

    Education loan will sanctioned after admission then If we have to pay money at the time of admission where can we get ?

  • @MythiliNayak
    @MythiliNayak Місяць тому +1

    Can we get education loan online? Without visiting bank?

    • @Anjalisharma-c1t
      @Anjalisharma-c1t Місяць тому

      Actually I wasn't aware but turns out we can. My cousin took his loan from some private bank through wemakescholars, they took took care of everything. But he had to visited bank only once that to after sanction only for signing purpose.

  • @mahparaanjum
    @mahparaanjum 2 місяці тому +1

    Thank you ma'am ❤