Some corrections here, Being a student of Finance, If you are sure about the job demand and you know your average pay for the career you gonna end up with, Student loan even a 100% one can be a potential investment. Conditions applied: 1) You are earning atleast twice your loan EMi post expenses. 2) You are ready for a major cut down in lifestyle, this includes no eating out, no fancy clothes, etc 3) You are going to a country with relaxed visa laws and work visa laws to make it work. Ideally your aim should me to get rid of the debt within 4 years post your masters/bachelors and you should have a whatever it takes mentally with stringent and aggresive working hours and sincere lifestyle. If you are ready to go through this pain, you may escape the trap of being "poor"/ ending up in a meaning less desk job. Basically having a hustle mindset with good economics and focus helps. Be smart!
Brother is it worth to pursue finance ,whereas i wanted to do computer science and im in first year ,but i want do to my degree abroad Should i switch ?
Everything is true. Also taking education loan is a very big step and we should the terms. Else we are gonna be screwed. That's when I got to about wemakescholars services and they explained me about everything and helped me get loan too.
It is simple. Getting into a good top-ranked University in Canada, USA, or UK in stem degree. Many students dont have that kind of money to pay the fees. They have to take loans from banks. Without the loan, they will not be able to move abroad. There will always be risk factors like not getting the job and other problems but if you have to get a good education, you have to take risks. And government banks don't have pre-payment charges. Private banks do have.
Good video - because these are exactly the things one should be looking at before they take a student loan. But slightly demoralising. Know that there are study abroad loan options that do not risk your collateral and have very little to no prepayment penalty. And that students do end up repaying the loan in a few years. The big IF here is the ROI. Talk to alums. Check placements. Agree with the stem but feel like you missed mentioning business degrees.
I don't get how sure you are about stem degrees? I mean , loan is loan ... 1 cr loan for medical degree is the rate in India..for finance degree MBA also close to 1cr if you do from designer uni.. Repaying loan is not that easy ,coz no one gets 70 lakhs or 1 cr at the start of the carrier (we hear that only on marketing news of expensive private univercities) one of my relative has taken collateral security,means have taken loan on 2 flats that he owns ..I'm still skeptical coz this means giving away those 2 flats if he couldn't repay . You explained well in this video..parents who r already 55 are nearly reaching to retirement age..parents who have another child can't shouldn't put all of theirs assets on older child ..coz they have to keep money for that child,plus for theirs sunset years ...here I'm taking about parents who r working in private company where they won't get pension...you must include these points too ! One should think twice before taking such a huge loan.. Btw stem degree मे भी entry level 50 लाख anum expected salary मान के चल नाही सकते..किसी भी हॉस्पिटल मे 45 हजार 50 हजार मे लगे होते है फिर किराये 30 हजार से सुरू होते है जिसमे वो रहेंगे,फिर emi कैसे repay कर पायेंगे 4 साल मे??? लोगो को risk mitigation measures सोचना भी आ नहीं रहा..बस सब लोन ले रहे तो हम भी लेले.यही चल रहा है आज कल
I view it as try to not take student loans if its not necessary. But if it's necessary do take it. Don't compromise on your studies just because of loan. But try to minimise or atleast plan how you want to pay it back and in what tenure.
@@murradonrun yeah so it's HDFC CREDILA. And I've taken admission in Symbiosis. They've tie ups with symbiosis that's why they're offering low interest rates for students studying there. Elsewhere they offer 11%
Top colleges in INDIA offer loans at low interest rate and without any collateral. If the college is bad then the loan is risky and hence the higher interest rate.
I wanna point out one thing that getting ajob after STEM degree is definitely not easy. Esp when we speak of getting Industrial job afters masters in any life sciences research degree
@@murradonrun yup, there we question whether to take an education loan for countries having whooping amount of tution fees. ROI in such case is a nerve-wracking thought. countries like germany with 0 Tution fees & minimal sem fees can still be a good option in terms of that There are industrial jobs in pharma n biotech companies after msc but getting into them is challenging + proficiency in nations lang if in europe
Im going for MBA in UK .. Fees is around 17k gbp ..and Ill be taking the money on loan 100% .. would I be able to repay.. is it a good idea? Now after watching the video Im kinda scared
Is it worth taking a student loan of 50 lacs for an MS in Human Computer Interaction in the UK from UCL? My goal is to get a job there and pay the loan.
Goodness, thanks alot for sharing the cons of it as well, I am going for a non - stem degree and my parents can hardly pay the loans, I am thinking only scholarships can help me out here in this scenario.
Students responsibility to not bombard there parents with loan in age where they should get money from you. One should earn money from things like coaching kids and then do post graduation
Really I am fascinated about your explanation. Make a video on CSIS scheme With Proper steps I need around 5 lakhs for MCA. Should I go with educational loan or stay with some relevant course?
No private banks have this pre penalty , despite rbi saying against it. It's approximately 5-7% of the outstanding principal. Suppose a loan taken of 25 lacs, u paid 10 lacs back in EMI And want to close the loan by paying the remaining 15 lacs + interest. Then u will have to pay 5% extra on 15 lacs (75k) as prepayment penalty.
@@Rohan_pa6el never heard of it. All of the loans my mother took were free from any prepayment penalty. Maybe it is the case in some banks that they charge you prepayment penalty.
My friend had taken the same course and a loan of 15 lacs. According to his experience even if u get an average salary job and live frugally u can pay it off easy in copule years.
I am doing mba from INDIA taking 17.75 lacs of ed loan for great lakes mba . average package will as of now is around 12 lpa. I am thinking of keeping it for 5-6 years.
Hey I'm planning on going to london in September so I'm also planning to take 50lakh loan non collateral loan for my bachelors, do you think its a good idea? They say i get a duration of 15 years of emi to pay it back, but i thing I'll have to pay an approximate 50-60k a month, I'm doin Bsc computer science, what's your view on this? Can i pay it back even it takes 15 yrs or I'll end up in a really bad situation? What's your thoughts on this?
bro i think 50 lakh is bigger amount and for uk you can't say anything due to job crisis . Try not take that huge loan for that course. otherwise it will be harder to manage to pay the debt for you.
Hey i was planning for my mba in international business from greenwhich university London... Fees is 20L . I probably would have 2 years experience would save 4-5L .... Some how 10 to 12 L loan I have to take.. I have asked a bank they told 8.5% intrest on collateral ... What to do bit confused... How much persent loan should I take... Now I have a IT background
Hey murrad, DCU-Msc in management for an engineering fresher, loan amount is 15 lakh, would you consider that to be a risk ??(even though I get 2 years of stay back option)
hii.. Murrad need to ask you one question i want to pursue pgdm course in canada and i want to take around 20lakh education loan..the int. % around 11 to 12.. it will be great if i take no collateral loan from hdfc credila etc..i don't want to burden my family with lots of money??
@@ashishgupta-jt1ci I just called on internet multiple banks. Of all them, hdfc credila was giving loan to me fast. All other like govt bank require ton of paperwork and time. For credila I basically gave all info about me through mail ... didn't even go to bank physically... But they charge more interest than govt banks. That's a down side. & also this interest is floating meaning it can increase in future.
can I take one for IIM Indore (being from middle class family) 40L at 9.8% ? ps: IPM won't be in STEM degree. So if anyone have any Idea about all this.... Please!!
If i am leaving Ireland and coming back to India after work or education. Then how to close my Ireland bank account AND how much can I save in my bank account while earning in Ireland? And how much will i take back to India? How do i transfer my earnings?
Hey murad really liked this video . Few days ago you created a video on Australia scholarship but those all scholarship were not available for Indian students. SO would you please make a video on Australia scholarship for indian. students .
Then people like me will never be able to go to US 😢, I am in IT Field will go for STEM Degree and can easily grab a Job but if taking loan is that difficult then it is gone case.
Hi I have completed my graduation in 2019 after that I wasted my time I have no Job experience, Now I am thinking about to go Canada and complete my masters I know It will very difficult profiles like me to get a good Job in Canada,but I have no option to take take the risk. Please share your thoughts on it .
this video usually focus on private bank loans govt banks are better interest is higher but its COMPOUND interest my sister paid off her loan in about 4 years the interest was like 6.5lk on 15lks loan
Hi, I have received an offer from the London School of Economics in MSc in Human Resources, I am taking a huge loan of 40 lacs for it. In no way I can afford the study without the loan. What is your advice? I am really worried. Your reply will be much appreciated!
In a similar situation. Sitting on offers from UCL and Goldsmiths, waiting on scholarship responses. Genuinely debating whether it's worth it at all. Fucking sucks to be in this situation.
I'm thinking of Borrowing an Education loan n even though I've checked with more than 11-12 banks, I haven't found a single bank that charge pre-payment penalty, what Banks are those you're talking about? ( Arey no offense wala comment hai😂😂)
that is because you are going to Indian banks, RBI has removed prepayement penalty for Indian banks in 2019, pvt or public. but if you look at any international lender or any nbfc they can levy as much as 3 percent of the disbursed amount as a penalty charge if a borrower prepays the entire amount
Heyyy murrad this is Raj and I'm going to give Cfa level 1 from next year and I'm thinking to go for education loan could you help me to suggest the best bank for cfa. In India cfa course budget between 3-5 lakh so according to that please suggest
I planing on going to study japanese language in japan i need 10 lack for 2 years course but i already have an loan on my house can i get a student loan ?
What about the mba students then(of top us bschools) who take loans of 120,000$ after the scholarships ??? Most of them have good profile still take the loan leaving good jobs here in india Surely they're not fools to take such a risk ? Would like to know your opinion
Sir is there a way I can contact you, my parents are not letting me to study bachelors in germany, they are saying that I can't do anything Germany is not your level this and that, I am getting depressed sir, please help sir
HI, murad. I'm planning to pursue msc digital marketing or msc data science and i'm opting for 100% loan in UK. Am i making a wise decision? please help me through
If there is no other choice we have to take loan to fulfill our dreams. I also took a loan from SBI of 60 lakhs with the help of wemakescholars in just 20 days for free. Maybe you should talk to them.
Hey, I have taken a 20 lakh at ~12% non-collateral loan on a MS degree in IT in Australia (from a Top 20 uni) which will costs about 65 lakhs (including annual rise and scholarship) for 2 years. I also have 42 lakhs in liquid + 10 lakhs in equities, plus I have a gig which has been paying A$5,000 consistently since Jan 2021. Do you think I should take the risk of getting the loan? My parents also have that kind of money saved up, but I do not want to stress them at this age (I am almost 28 btw). My motive of taking the loan is just to safeguard myself from any financial emergency like losing my current job and until I find a part-time job there.
Bhaiya ap btate acha ho but please thora hindi m bhi samjao or last m al story type ki bta do qki hum bache h or mujhe bhi loan lena h m sun rhi hun samj bhi ara h but samj nhi bhi ara h
Ok so we can take 50-80% loan, thanks, but that will still have 4 year interest rate added, instead can I apply to loan after 2 years into the college?
@@murradonrun Thank you so much!!! Do you think going for a masters in finance in Singapore at this point of time is a good bet? I’m talking from a job opportunity point of view.
I'm staying in Singapore for last 16 years..jobs for international students is tougher in current job scenario..even people who have 10 years work experience aren't getting E pass ..
Agreed. Student loans can be a burden but everyone cannot afford to go abroad. I also had to take an education loan and I did it with the help of wemakescholars and they helped me get my interest rate as low as possible by negotiating. He is scaring tf out of us.
Some corrections here, Being a student of Finance, If you are sure about the job demand and you know your average pay for the career you gonna end up with, Student loan even a 100% one can be a potential investment. Conditions applied: 1) You are earning atleast twice your loan EMi post expenses.
2) You are ready for a major cut down in lifestyle, this includes no eating out, no fancy clothes, etc
3) You are going to a country with relaxed visa laws and work visa laws to make it work.
Ideally your aim should me to get rid of the debt within 4 years post your masters/bachelors and you should have a whatever it takes mentally with stringent and aggresive working hours and sincere lifestyle.
If you are ready to go through this pain, you may escape the trap of being "poor"/ ending up in a meaning less desk job.
Basically having a hustle mindset with good economics and focus helps. Be smart!
💯
Brother is it worth to pursue finance ,whereas i wanted to do computer science and im in first year ,but i want do to my degree abroad
Should i switch ?
That was really helpful. THnx
Everything is true. Also taking education loan is a very big step and we should the terms. Else we are gonna be screwed. That's when I got to about wemakescholars services and they explained me about everything and helped me get loan too.
It is simple. Getting into a good top-ranked University in Canada, USA, or UK in stem degree. Many students dont have that kind of money to pay the fees. They have to take loans from banks. Without the loan, they will not be able to move abroad. There will always be risk factors like not getting the job and other problems but if you have to get a good education, you have to take risks. And government banks don't have pre-payment charges. Private banks do have.
My Brain: ☠️
Pros: you'll be in your dream country
Cons: whatever
lifestyle matters more than being broke in a good country
True
Good video - because these are exactly the things one should be looking at before they take a student loan. But slightly demoralising. Know that there are study abroad loan options that do not risk your collateral and have very little to no prepayment penalty. And that students do end up repaying the loan in a few years. The big IF here is the ROI. Talk to alums. Check placements.
Agree with the stem but feel like you missed mentioning business degrees.
Very very true, have made the flip side of this video also at the end of this video
I don't get how sure you are about stem degrees? I mean , loan is loan ... 1 cr loan for medical degree is the rate in India..for finance degree MBA also close to 1cr if you do from designer uni..
Repaying loan is not that easy ,coz no one gets 70 lakhs or 1 cr at the start of the carrier (we hear that only on marketing news of expensive private univercities) one of my relative has taken collateral security,means have taken loan on 2 flats that he owns ..I'm still skeptical coz this means giving away those 2 flats if he couldn't repay .
You explained well in this video..parents who r already 55 are nearly reaching to retirement age..parents who have another child can't shouldn't put all of theirs assets on older child ..coz they have to keep money for that child,plus for theirs sunset years ...here I'm taking about parents who r working in private company where they won't get pension...you must include these points too !
One should think twice before taking such a huge loan..
Btw stem degree मे भी entry level 50 लाख anum expected salary मान के चल नाही सकते..किसी भी हॉस्पिटल मे 45 हजार 50 हजार मे लगे होते है फिर किराये 30 हजार से सुरू होते है जिसमे वो रहेंगे,फिर emi कैसे repay कर पायेंगे 4 साल मे??? लोगो को risk mitigation measures सोचना भी आ नहीं रहा..बस सब लोन ले रहे तो हम भी लेले.यही चल रहा है आज कल
I view it as try to not take student loans if its not necessary. But if it's necessary do take it. Don't compromise on your studies just because of loan. But try to minimise or atleast plan how you want to pay it back and in what tenure.
correct
@@murradonrunbrio is 6 lakh worth it?
Watching this video 4 years after taking loan
Bro toh kya tum apna loan succefully chuka pa rhe ho.
Aur kya chije dhyan mein rakhe laon lete samay
Please can u tell us
Bhai ye video hi 1 saal phle post hua hai😂😂😂@@THE_AETOS
MBA fees are too high we need more college like FMS and jbims and that also more open to all India student rather than being state based
Very true
Got an education loan from Indian NBFC for studying Master's in India without collateral. Interest charges are 9.25%. also prepayment penalty is less.
Which nbfc ?
in current market? which nbfc is it? there has to be some detail that we are missing
@@murradonrun yeah so it's HDFC CREDILA. And I've taken admission in Symbiosis. They've tie ups with symbiosis that's why they're offering low interest rates for students studying there. Elsewhere they offer 11%
@@murradonrun thats why i asked ...something does not add uphere 😂
Top colleges in INDIA offer loans at low interest rate and without any collateral. If the college is bad then the loan is risky and hence the higher interest rate.
You are a good UA-camr with hard work 🖤
Then what should one do if he/she doesn't have money for education?
our education scholar loan sbi is on 9.65 interest....is it ok... please guide...nit ..male general
2:30 how is this calculated. Please provide completed step by step calculation
30L @15% interest for 12 years
I wanna point out one thing that getting ajob after STEM degree is definitely not easy. Esp when we speak of getting Industrial job afters masters in any life sciences research degree
Research degrees are anyhow not job oriented
@@murradonrun yup, there we question whether to take an education loan for countries having whooping amount of tution fees. ROI in such case is a nerve-wracking thought. countries like germany with 0 Tution fees & minimal sem fees can still be a good option in terms of that
There are industrial jobs in pharma n biotech companies after msc but getting into them is challenging + proficiency in nations lang if in europe
@@anjalisingh4540 yes right
Im going for MBA in UK .. Fees is around 17k gbp ..and Ill be taking the money on loan 100% .. would I be able to repay.. is it a good idea? Now after watching the video Im kinda scared
Repayment would be possible, sunce the total fee is not too much, but just know that you’ll be stuck with it, with limited flexibility.
Hello when you going?
@@itz._.pradeep02-hu1fb September 23
Is it worth taking a student loan of 50 lacs for an MS in Human Computer Interaction in the UK from UCL? My goal is to get a job there and pay the loan.
Thank you once again ❤
Thank que sucha extraordinary content murad
Goodness, thanks alot for sharing the cons of it as well, I am going for a non - stem degree and my parents can hardly pay the loans, I am thinking only scholarships can help me out here in this scenario.
don't take anything more than 20 lahks, and choose unis and country wisely
First view, first like, first comment 😁thanks murad for informative video
So nice of you, yeyyyy
Students responsibility to not bombard there parents with loan in age where they should get money from you. One should earn money from things like coaching kids and then do post graduation
Really I am fascinated about your explanation.
Make a video on CSIS scheme
With Proper steps
I need around 5 lakhs for MCA.
Should I go with educational loan or stay with some relevant course?
A really helpful video. Thank you
Glad it was helpful!
Brother in which country are you in rn?
Thanks for information.
Usually it's no pre payment penalty.
True
No private banks have this pre penalty , despite rbi saying against it.
It's approximately 5-7% of the outstanding principal.
Suppose a loan taken of 25 lacs, u paid 10 lacs back in EMI
And want to close the loan by paying the remaining 15 lacs + interest. Then u will have to pay 5% extra on 15 lacs (75k) as prepayment penalty.
@@Rohan_pa6el never heard of it.
All of the loans my mother took were free from any prepayment penalty.
Maybe it is the case in some banks that they charge you prepayment penalty.
@@learnit8290 I'm talking about education loan for abroad from private banks like hdfc, axis, icici.
They take
I have taken 20lacs students loan for Canada 😢 now I'm afraid my course is global business management plss reply
You will repay it, don’t worry, just would require hard work
My friend had taken the same course and a loan of 15 lacs. According to his experience even if u get an average salary job and live frugally u can pay it off easy in copule years.
@@JayPatel-kx8hd thanks for your clarity 🥰
I am doing mba from INDIA taking 17.75 lacs of ed loan for great lakes mba . average package will as of now is around 12 lpa. I am thinking of keeping it for 5-6 years.
Which cllg?
Hey I'm planning on going to london in September so I'm also planning to take 50lakh loan non collateral loan for my bachelors, do you think its a good idea? They say i get a duration of 15 years of emi to pay it back, but i thing I'll have to pay an approximate 50-60k a month, I'm doin Bsc computer science, what's your view on this? Can i pay it back even it takes 15 yrs or I'll end up in a really bad situation? What's your thoughts on this?
bro i think 50 lakh is bigger amount and for uk you can't say anything due to job crisis . Try not take that huge loan for that course. otherwise it will be harder to manage to pay the debt for you.
Hey i was planning for my mba in international business from greenwhich university London... Fees is 20L . I probably would have 2 years experience would save 4-5L .... Some how 10 to 12 L loan I have to take.. I have asked a bank they told 8.5% intrest on collateral ... What to do bit confused...
How much persent loan should I take... Now I have a IT background
Hey abhinav! Can we connect? Even I am planning to do Mba in international business.
Hey murrad, DCU-Msc in management for an engineering fresher, loan amount is 15 lakh, would you consider that to be a risk ??(even though I get 2 years of stay back option)
What happened then?
Thanks brother. Please make a video about mpower financing.
Hey Murrad! What are your views on taking a co-signer loan from USA?
Please make undergraduate scholarships it’s truly needed
Already made
hii.. Murrad need to ask you one question i want to pursue pgdm course in canada and i want to take around 20lakh education loan..the int. % around 11 to 12.. it will be great if i take no collateral loan from hdfc credila etc..i don't want to burden my family with lots of money??
Yes
Hey Murrad, Taking a loan of 30 Lakhs for UCD Smurfit Msc Business Analytics with 3 years of work ex. Is it a risk ?
Is UK or usa which country i can pay my loan faster if i go for master in healthcare field...my loan amount wilk be usa is 25 lakh and uk 16 lakh
Where r u now bro ??
I also want to go usa
Loan sanctioned from credila : 25 lac @ 13% roi
Can I repay my loan in usa ??
@@Rohan_pa6el how did you find the loan
@@ashishgupta-jt1ci I just called on internet multiple banks.
Of all them, hdfc credila was giving loan to me fast. All other like govt bank require ton of paperwork and time.
For credila I basically gave all info about me through mail ... didn't even go to bank physically...
But they charge more interest than govt banks. That's a down side. & also this interest is floating meaning it can increase in future.
@@ashishgupta-jt1ci meri chod bhai....
Where r u right now ??
UK or usa ??
Hey, can you make one video on masters in marketing ? Best Universities from Canada, Singapore and so on ?
yes planning to cover it
can I take one for IIM Indore (being from middle class family) 40L at 9.8% ?
ps: IPM won't be in STEM degree. So if anyone have any Idea about all this.... Please!!
Go for CSIS loan scheme
Hello aapne loan le liya kya
If i am leaving Ireland and coming back to India after work or education. Then how to close my Ireland bank account AND how much can I save in my bank account while earning in Ireland? And how much will i take back to India? How do i transfer my earnings?
is prodigy finance a good alternative?
yes it is
Hey murad really liked this video . Few days ago you created a video on Australia scholarship but those all scholarship were not available for Indian students. SO would you please make a video on Australia scholarship for indian. students .
only one of those scholarships is not available for indians
Then people like me will never be able to go to US 😢, I am in IT Field will go for STEM Degree and can easily grab a Job but if taking loan is that difficult then it is gone case.
too many scholarships are also out there
Hi I have completed my graduation in 2019 after that I wasted my time I have no Job experience, Now I am thinking about to go Canada and complete my masters I know It will very difficult profiles like me to get a good Job in Canada,but I have no option to take take the risk. Please share your thoughts on it .
Ha to fir kaha se laye paisa?
Bhaii NIT Allahabad me admission liya hain abb 1st Sem ka paisa to de diya hain...
aage ke liye LOAN lu yaa rhene du ??
I have studied engineering with kissaan loan. Now looking for education loan for mtech
this video usually focus on private bank loans govt banks are better interest is higher but its COMPOUND interest my sister paid off her loan in about 4 years the interest was like 6.5lk on 15lks loan
I m going to australia for pursuing masters in professional accounting .
So how much % of my tuition fees I should take education loan?
depends on course and future plans
I would rather study in India/Germany than taking an education loan😂
Y Germany
Is sbi education loan okay ?
Sir please make a video on best countries and universities for ms biotechnology
too niche of a video sorry
@@murradonrun ok sir😢
Hi,
I have received an offer from the London School of Economics in MSc in Human Resources, I am taking a huge loan of 40 lacs for it. In no way I can afford the study without the loan. What is your advice? I am really worried.
Your reply will be much appreciated!
In a similar situation. Sitting on offers from UCL and Goldsmiths, waiting on scholarship responses. Genuinely debating whether it's worth it at all. Fucking sucks to be in this situation.
I'm thinking of Borrowing an Education loan n even though I've checked with more than 11-12 banks, I haven't found a single bank that charge pre-payment penalty, what Banks are those you're talking about? ( Arey no offense wala comment hai😂😂)
that is because you are going to Indian banks, RBI has removed prepayement penalty for Indian banks in 2019, pvt or public.
but if you look at any international lender or any nbfc they can levy as much as 3 percent of the disbursed amount as a penalty charge if a borrower prepays the entire amount
@@murradonrun you should've mentioned NBFCs n International lenders na, got me scared bro🙂
Video is half baked bro 😂
again no offence murrad.
Heyyy murrad this is Raj and I'm going to give Cfa level 1 from next year and I'm thinking to go for education loan could you help me to suggest the best bank for cfa. In India cfa course budget between 3-5 lakh so according to that please suggest
Uk se mba in international hotel managment ke liyea 70 %ka loan lerahu... Bcz practical cource he.... Kya sahi rahega bhai
my friend took loan from central bank of india for iim ranchi 5 year IPM program at REPO RATE (6.25%) + 2.05(Credit Risk Premium)= 8.30% presently
That is because it’s Indian institute, my video is from the perspective of study abroad, for abroad reference rate is rblr, not repo rate
Please tell students that scholarships are also available, not just don't go for loan
Haahhaha legit 50 scholarships on my page and 2 loan videos, go check bro
what about IIMs thats not fom the STEM
thankyou so much 😊
You're so welcome!
Should i take 4 lakhs loan ? I think it's okay and not that much ?
Yes go ahead its a small amount
Do you have telegram channel??
By that it sounds like middle class students shouldn't take student loan for a non stem degree like management, finance 😭velpp
Finance can still be ms finance, but simple management from avg uni? I would advice against it
@@murradonrunWould you also advice against MIM's from Universities like HEC Paris, etc?
Please respond 😢,
I planing on going to study japanese language in japan i need 10 lack for 2 years course but i already have an loan on my house can i get a student loan ?
Yes you can apply for the student loan bro
What about the mba students then(of top us bschools) who take loans of 120,000$ after the scholarships ??? Most of them have good profile still take the loan leaving good jobs here in india
Surely they're not fools to take such a risk ? Would like to know your opinion
98,35,740.00 😮
Sir is there a way I can contact you, my parents are not letting me to study bachelors in germany, they are saying that I can't do anything Germany is not your level this and that, I am getting depressed sir, please help sir
book a counselling call with murrad from his insta link in bio
HI, murad. I'm planning to pursue msc digital marketing or msc data science and i'm opting for 100% loan in UK. Am i making a wise decision? please help me through
If there is no other choice we have to take loan to fulfill our dreams. I also took a loan from SBI of 60 lakhs with the help of wemakescholars in just 20 days for free. Maybe you should talk to them.
Bahi jaism aguts hota hi vo vapis karleta jain😊
Mba in finance in mumbai want to do 10 lakh ka loan without interest or little interest after job
Hey,
I have taken a 20 lakh at ~12% non-collateral loan on a MS degree in IT in Australia (from a Top 20 uni) which will costs about 65 lakhs (including annual rise and scholarship) for 2 years.
I also have 42 lakhs in liquid + 10 lakhs in equities, plus I have a gig which has been paying A$5,000 consistently since Jan 2021. Do you think I should take the risk of getting the loan? My parents also have that kind of money saved up, but I do not want to stress them at this age (I am almost 28 btw).
My motive of taking the loan is just to safeguard myself from any financial emergency like losing my current job and until I find a part-time job there.
Is it worth it take education loan of :25lakh for qs world rank 800 abroad
Not much, but if you are confident in yourself that you can pay back later, then you gotta take that risk.
6 lakh m bhi risk h kya in India
Thankyou bro ❤
Hello bhaiya please reply dedo dubai me mba in finance karna worth heii kyaaa please bataoo 😢 please batao......only dubai
Not a very smart idea
@@murradonrun means karna chahiye yaa nahii... Please vo to batao confusion create ho Raha hei.
@@gamechangerinlife5361 London
@@AbhinavSingh-ez3kf 😢 dubai me kya duraai hei please batao
Do CFA
Bhaiya ap btate acha ho but please thora hindi m bhi samjao or last m al story type ki bta do qki hum bache h or mujhe bhi loan lena h m sun rhi hun samj bhi ara h but samj nhi bhi ara h
CAN I TAKE A LOAN HALF OF THE WHOLE TUITION FEE.
Ok so we can take 50-80% loan, thanks, but that will still have 4 year interest rate added, instead can I apply to loan after 2 years into the college?
Hey Murrad.
Can you please post your NUS Singapore video?
I’m most likely going there for my masters this year.
ua-cam.com/video/EYEhhrGY6ZI/v-deo.html
Idont like the edit, thus did not post it. but let me know what you think about it
@@murradonrun
Thank you so much!!!
Do you think going for a masters in finance in Singapore at this point of time is a good bet?
I’m talking from a job opportunity point of view.
I'm staying in Singapore for last 16 years..jobs for international students is tougher in current job scenario..even people who have 10 years work experience aren't getting E pass ..
Made my day
Why you did not apply for usa?
no long team perspective
Doesn't make sense. The only useful thing in this video is pre payment panelty. Rest is dumb
Agreed. Student loans can be a burden but everyone cannot afford to go abroad. I also had to take an education loan and I did it with the help of wemakescholars and they helped me get my interest rate as low as possible by negotiating. He is scaring tf out of us.
2:27 😂😂
Collab with CodeWithHarry🎉
Vai hindi to bat kiya kar sabko English nehi ati vai
I am afraid of you
sir how can i contact you
hello please me bhai masters in aerospace engineering karna chahta hu Canada me lekin pata nai udhar job kesa hai kon bi bolte bi nai uske bareme
why dont you think of USA?
Maine har kisi Canada walo ke channel pe master in ae engineering kebarene bolo karke lekin koi bolta hi nai
not many from engineering bg choose canada, just becasue USA has better scope
@@murradonrun but for aerospace engineering usa is not that good
@@murradonrun and aerospace is good in canada right bhaiya?
@@funnykings7606 try germany