Great video! I found it very informative. When it comes to making a prepayment on an education loan, I believe reducing the tenure is a better option. By keeping the EMI the same and shortening the loan term, you can save a significant amount on total interest paid. It helps you become debt-free faster, which is always a good financial goal!"
Hello Damini mam, I got my daughter education loan sanctioned through We make Scholars. Before sanction of the loan, your team was quite helpful but after sanction I am not getting good response from you team. Please have a look. It is not a complain but it is genuine issue.
Hi Bhowmik, as I can see, you were in touch with Shikha from our post-sanction team and you were guided by her to go to submit updated documents to Jhansi from Axis Bank as your sanction letter validity was over. After 27th of June, you never called again, hence, we assumed your issue was resolved. We will ask the post-sanction team to get back to you on this.
Hi, You mentioned one should go for reduction in EMI. By God’s grace my job is alright; Should I still go for reduction in emi?? Whereas as per my calculations I see reduction in Tenure is more beneficial that way I am paying less interest to bank. p.s My bank is ICICI
Hello Kavit. Yes, it is a better option but one cannot know how situations will be in the future. However, reducing your EMI will reduce your monthly financial burden. Later with the saved EMI and some other savings you can go for bulk pre-payment again. Hope you have understood.
Hi mam, I visit sbi bank and i told them about that jansamarth and csis scheme they said we dont know about that yet, you have apply through vidya laxmi portal then we will check once you apply, So how should i apply mam and mostly i wanna know which bank details of co-applicant should i enter in that jansamarth form filling process , what to do when they said they dont about about the scheme and we only have sbi and union bank accounts.
Hi, Please check your eligibility on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, please register/apply on it and select any other branch on the portal. Do not worry they would definitely know about the scheme but they would only process it if you are eligible. If you are not eligible for the CSIS scheme go ahead and apply on the Vidyalaxmi portal. Please watch this video for your understanding on how to check your eligibility on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.html. You can enter your co-applicant's savings account details in the form.
I am eligible for Csis scheme and my I got digital approval from jansamarth portal. And I showed approval to sbi bank manager they don’t know anything about it…and they said that apply on vidyalaxmi portal. And now I can’t apply on vidyalaxmi portal as I already applied on jansamarth…now what to do Mam?? 😢😢😢😢
Hi, Please contact our team so that we can assist you with your education loan and check your eligibility with other banks. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
We have applied through you Baroda bank education loan in June 20. We have paid interest from very first day. We have also prepaid Rs.9 lakh loan amount and asked bank to reset Emi with same period (ie 7 years). From this month Emi will start. Can our loan be taken over by other Govr Bank to reduce the repayment amt
Hey vikas! we can definitely balance transfer your education loan from BOB to another bank . Please contact your financial officer for the further process and our team will assist you with the same. You can also write to hello@wemakescholars.com for any support.
@vikasraut6612 ... was it mandatory for you to pay interest during the studies or you opted it will fully .....i am considering BoB scholar loan for abroad studies too,so i asked.....also,did you find any blindspots with BoB lending process ?? please share,if you can for the benefit of all...
Hello ma'am ! I want to pursue bachelor in nursing from India . I want education loan of approximately 8 lakhs without collateral. How much interest rates I can expect?
Hi, You can expect the interest rates to range between 10-12%. You can connect with our team to learn more details. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090 to get assistance.
Hi Avijit, Even if you have not processed your education loan via WeMakeScholars, Our team can assist you to balance transfer your education loan to another bank where there is a lower interest rate than what you may currently have. To proceed further with the process please get in touch with our team and request a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090. A dedicated financial officer will get back to you shortly.
Hi Niharika, Generally public banks do not mandate you to pay interest during the moratorium period, but private banks and NBFCs do. If you do not pay your interest on time, it may be compounded, meaning you must pay interest on interest. So, please be aware of this. If you have taken your education loan via WeMakeScholars, please contact your financial officer.
Good evening ma'am I am planning to take education loan for study in abroad. So I just want to know that what is the average time of loan sanction from We make scholars. Could you please tell me about this and I would be highly obliged to you. Thank you
Hi, Depending on the type of education loan you are applying for, it typically takes 15 - 20 working days for your loan through WeMakeScholars to get approved, assuming the student has all the required documents. You can speak with your financial officer, have your eligibility checked with more than 15 public and private banks, and get help applying for education loans. Please use this link to request a callback: bit.ly/48cTdcR or call (9889882090) and a dedicated financial officer will get in touch with you shortly.
Mam, till now I alloted a seat In councelling but there is a possibility of Upgradation In my preference choices. So When I was able to apply for education loan ? Now or after Freeze a seat In councelling ?
Hey! you can definitely start with your education loan process, as it is always better to start with the process early to avoid delay further. Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hello Ma'am I am a 3rd year mechanical engineering student at NSUT Delhi (Tier-1 engineering college) ,due to some financial problems i am currently not able to pay my 3rd year's college fee which is 2,40,000/- i have paid the fee for 1st and 2nd year. I am a sc student with family income below 2 lacks. The deadline for fee payment of 3rd year is 28 july 2024😢 Please help me how should i go through this phase
Hello, We can assist you in trying to get an education loan, but since the loan requirement is so low, there is no guarantee. For further information, please contact your financial officer. You can give this number a call:9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Hey, There are many other banks who have better education loan products than PNB and as we're empanelled with 15+ public and private banks, our team will check your eligibility and based on your profile our financial officer will connect you to the best bank which is suitable for your profile. As we are funded and supported by the Ministry of IT, Government of India under the Digital India Campaign, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Hi Ovesh, Aap admission ke pehle hi education loan process start kar sakte ho, kyunki education loan thoda lamba process hai aur depend karta hai aap kaunse bank se loan le rahe ho. Aap humare financial officer se connect karkar aapka education loan process start karwa sakte ho. Voh aapki profile ko analyze karkar aapki eligibility 15+ public and private banks me check karne aur education loan sanction me assist karenge. Financial officer se contact karne ke liye yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090
Hello maam, I want to apply for education loan, but my cibil is low, although my father’s cibil is good and we are ready for collateral. So can i get loan?
Hello, Gopal. Our team can assist you with a secured education loan even if your CIBIL score is low. Unless you have no major issues with your loan repayment history. We will examine your eligibility with over 15 public and private banks and assist you in obtaining an education loan. Please request a callback using this link: bit.ly/48cTdcR or phone 9889882090, and a dedicated financial officer will contact you shortly.
I have fill the jansamarth form but when i reach to bank they said me to apply with vidya laxami portal then i applied for vidya laxmi portal and now when i submitted the application it is showing the you have alredy exist with jansamarth... But i have completed only 9 steps out of 10 of jansamarth.... PIz help me with this mam... And there is no option of cancelation af jan samarth form or edit option in it.. what will i do now? Kuch solution too hogaa na?
Hi, You cannot apply for an education loan through the Vidyalaxmi portal if you have already registered on the Jansamarth portal. We recommend that you continue your education loan process using the Jansamarth portal. Please seek assistance from the bank to which you have reached out.
My friend got subsidy(CSIS) on education loan applying through vidhya laxmi portal .and your team mentioned on your previous video that you get subsidy on education loan only using jansamarth portal. He took the loan in August 2023. Please clear the doubt.
Hello, Abhishek. In recent months, the government has made it necessary for students seeking the CSIS scheme to register through Jansamarth; previously, this wasn't mandatory.
Hi Rahul, If you have taken your education loan via WeMakeScholars, please get in touch with your post-sanction officer for further guidance. We can help you foreclose your education loan. You can also write an e-mail to hello@wemakescholars.com for any support.
Hi mam, as i have planned to apply an education loan in sbi but i didn't submit my documents and processing hadn't started yet. After watching many of your videos i have visted the website in we make scholars to check for eligibility in there below 3 lakhs the loan will be not sanctioned that to study in india i want to apply the loan the amount is 2.95 lakhs for 3 years mam.
Hi Rahul, We are authorized to get loan sanctions beyond 7.5 Lakhs. As your loan requirement is too low, we apologize for not being able to help you with your education loan. We propose you directly reach out to the banks.
Hey sonia! If you are including your expenses for purchasing laptop in education loan the interest rate would be the same. If you are looking for an education loan our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Maam I got IIIT BHOPAL ECE and fee per year is 2.5 lakhs but they are only giving 1.8 lakhs that is 7.5 lakhs for 4 years but I want more since I cannot pay the rest amount and for hostel money also waht should I do
Hi Shivam, Please get in touch with our team. We will analyze your profile, verify your eligibility with other banks, and assist you in obtaining a loan from another bank. A committed financial officer will get in touch with you soon if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
Hi Moumitadey, jab aap education loan lete ho ek concept hota hai moratorium period ( course suration+ 6-12 months) usme aapko simple interest ya compound interest pay karna padhta hai. Aap yah video dekh sakti hai aapki understanding ke liye: ua-cam.com/video/rsRYCtT-5_Q/v-deo.html. Agar aapko aur jankaari chahiye interest rates par aap humare financial officer se baat kar sakti yah link par callback request karkar: bit.ly/48cTdcR ya aap yah number par call kar sakti hai: 9889882090
Hello Prerna, If you go through WeMakeScholars, the average time it takes to get your loan approved is 15-20 days, assuming you have all of the necessary documents. You can contact your financial officer to learn about the next steps in the education loan application process and the documentation required. Our team will assist you in checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090 to get assistance from our team.
@@WeMakeScholars maam actually I already alloted to vit Bhopal and I have to pay fees till 25 can you help me with getting loan within few days as it is very important for me, It would be really so helpful
Hii mam if we apply education loan from hdfc Credila and we have to pay processing fees right like 1% so can we ask them to cut that money from our loan amount is it possible.?
Hi Jeswanth, The processing fees can be adjusted in the loan amount but this is possible in a few cases and not commonly done. Please connect with your financial officer to get more information. Please request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get assistance from your financial officer who will get back to you shortly.
Ma'am i want eduacation loan for pursuing CA of about 3.5L including all expenses to study within India! So can i get this? If yes, then on which portal i should apply jansamarth or vidyalaxmi? Please help with the same🙏🏻
Hi Palak, You can check your eligibility on the Jansamarth portal for the CSIS scheme using this link: www.jansamarth.in/home. If you are eligible please go ahead and register on the Jansamarth portal, or else apply on the Vidyalaxmi Portal. Please watch this video to understand how to apply on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.html. You can connect with our team for assistance relating to education loans by requesting a callback here: bit.ly/48cTdcR
Hey mam, yesterday sbi rejected my education loan bcz my father's cibil was 592 and cibil high mark was 651. Now I don't know what to do 😢 How can they reject application like this ? I checked online cibil was 705. If I apply through Hdfc will I get csis benefit? Since my father cibil is low, can my brother who's student or salaried uncle become my cooaplicant ?
Hi, Please keep in mind that SBI may consider a low CIBIL score for a secured loan application. We recommend that you do not go to banks directly because they may not provide you with all of the information right away, and may reject your application for baseless reasons. Please contact your financial officer, who will provide you with all the details. Our team will also speak with bank officials on your behalf and keep you updated. Because we work with over 15 public and private banks, we boost your chances of obtaining an education loan that suits your requirements. Please request a callback using this link: bit.ly/48cTdcR or phone 9889882090, and a dedicated financial officer will contact you shortly.
@@WeMakeScholars but they did reject and yes I filled the form for callback yesterday, can I apply again in SBI again after rejection? 🥹 Note:- My loan amount is 7 L
Hello Maam, I had applied for edu loan from Union bank last month, but i mistakenly registered on jansamarth portal while the bank strictly demanded for vidhyalakshmi portal. Bank manager says Union bank has no control over jan samarth portal and hence arent able to sanction my loan nor reject it. And now that I registered on jansamarth portal, im not able to register on vidhyalakshmi portal. I'm stuck , please help me in anyways possible maam.!
Hi, As you have already registered on the Jansamarth portal, you cannot register on the Vidyalaxmi portal. Please watch this video for your understanding: ua-cam.com/video/5_S1-D_ryzY/v-deo.html. Please get in touch with our team to get assistance on this matter. They cannot fix anything with Union Bank but can assist you in checking your eligibility with other banks and help you get the best education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or give a call at this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Hello, Bhanupratap. Please keep in mind that your friends or someone else cannot be your co-applicant; they must be your family or immediate family. You can speak with your financial officer to know who can be your co-applicant. We will help you check your eligibility with 15+ public and private banks, increasing your chances of getting an education loan. You can request a callback by this link: bit.ly/48cTdcR or by calling 9889882090, and a dedicated financial officer will contact you shortly.
Hi there! will surely bear this recommendation in mind. Meanwhile you can get in touch with our financial officer and get to know which banks loan product suits your profile. Please click the link and request for a callback: This link: bit.ly/48cTdcR
Hi deepak! We can certainly help you in getting the education loan. We’re empanelled with 15+ public and private banks. Based on your profile our financial officer can connect you to the best bank which Is suitable for your profile. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
If you are from Bihar then you can easily get education loan upto 4 lakhs from Bihar government. It's main office is in Muzaffarpur stadium. Go there and apply and get loan in just 15 days. Give any staff 500 rupees so they can help you
Hello Aniket, Kindly note that WeMakeScholars is funded and supported by the Ministry of IT, Government of India. We don’t charge a single penny from students. We are only authorized to help students who take loans above 7.5 lacs. To help students who want to study in India and need an education loan of less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It's entirely up to you whether you want to use their services or not. Vidya loans are completely secured and reliable. I hope this clarifies things for you.
Hi Moumitadey, jab aap education loan lete ho ek concept hota hai moratorium period ( course suration+ 6-12 months) usme aapko simple interest ya compound interest pay karna padhta hai. Aap yah video dekh sakti hai aapki understanding ke liye: ua-cam.com/video/rsRYCtT-5_Q/v-deo.html. Agar aapko aur jankaari chahiye interest rates par aap humare financial officer se baat kar sakti yah link par callback request karkar: bit.ly/48cTdcR ya aap yah number par call kar sakti hai: 9889882090
Hi Vikas, Our team can help you to balance transfer your education loan to with one of our 15+ partnered banks for a lower interest rate than what you may currently have. Please get in get touch with our team by requesting a callback on: bit.ly/48cTdcR they will get back to help you with the further process.
Mam this year I want to take admission in private mbbs .my marks is quite decent but unable to secure government seat. I want loan for 40 lakh for lowest private college . I am also eligible for CSIS scheme. My family income less than 4 lakh..how can I avail loan??
Hello! As you are planning to pursue MBBS in India, we can definitely help you secure an education loan. For this, our team needs to analyze your profile. So please get in touch with your financial officer to find out your eligibility in 15+ public and private banks. They help you get an education loan that matches your profile. Request a call from this link: bit.ly/48cTdcR or call here: 9889882090 and a dedicated financial officer will contact you shortly.
Hi, Our team can get you an education loan sanctioned within 15-20 working days provided you submit/upload all the required documents on time to the bank.
Hi Abhilash, We assure you that we'll call each and every student. Due to the high volume of applications, it is taking longer than expected to respond. A dedicated financial officer will get in touch with you. Your patience is highly appreciated. For any support you can e-mail us at hello@wemakescholars.com
Hi, We definitely provide assistance to students seeking an education loan for study in India and abroad. As you are planning to take an education loan, please get in touch with our team who will help you with checking your eligibility with 15+ public and private banks and provide best education loan which suits your profile. Please request a call on the link: bit.ly/48cTdcR to get assistance.
Hi Mayank, This is why we suggest students to go via WeMakeScholars and not directly go to the banks. Our team can help you add miscellaneous expenses up to 3 lacs in your education loan and you can take a laptop worth any amount and the bank will reimburse for it. You can speak with our team by requesting a callback here: bit.ly/48cTdcR
Hello ma'am, i want to study in mizoram university, all fee considered its around 3 lack, my father is self employed and do not file ITRs can i get loan?
Hello, Our team must first review your profile before they can assist you with your education loan. So kindly connect to your financial officer who will help you with checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback using this link: bit.ly/48cTdcR or call here: 9889882090. A dedicated financial officer will get in touch with you soon.
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Great video! I found it very informative. When it comes to making a prepayment on an education loan, I believe reducing the tenure is a better option. By keeping the EMI the same and shortening the loan term, you can save a significant amount on total interest paid. It helps you become debt-free faster, which is always a good financial goal!"
Hello Damini mam, I got my daughter education loan sanctioned through We make Scholars. Before sanction of the loan, your team was quite helpful but after sanction I am not getting good response from you team. Please have a look. It is not a complain but it is genuine issue.
Hi Bhowmik, as I can see, you were in touch with Shikha from our post-sanction team and you were guided by her to go to submit updated documents to Jhansi from Axis Bank as your sanction letter validity was over. After 27th of June, you never called again, hence, we assumed your issue was resolved. We will ask the post-sanction team to get back to you on this.
Thanks
Hi, You mentioned one should go for reduction in EMI. By God’s grace my job is alright; Should I still go for reduction in emi?? Whereas as per my calculations I see reduction in Tenure is more beneficial that way I am paying less interest to bank. p.s My bank is ICICI
Hello Kavit. Yes, it is a better option but one cannot know how situations will be in the future. However, reducing your EMI will reduce your monthly financial burden. Later with the saved EMI and some other savings you can go for bulk pre-payment again. Hope you have understood.
Hi mam, I visit sbi bank and i told them about that jansamarth and csis scheme they said we dont know about that yet, you have apply through vidya laxmi portal then we will check once you apply, So how should i apply mam and mostly i wanna know which bank details of co-applicant should i enter in that jansamarth form filling process , what to do when they said they dont about about the scheme and we only have sbi and union bank accounts.
YES, MAM I ASLO HAVE THE SAME DOUBT, DOES THAT MEAN THAT THE LOAN IS GIVEN IN ONLY SOME BANKS ? OR IN ALL BANKS, I CANT UNDERSTAND
Hi, Please check your eligibility on the Jansamarth portal using this link: www.jansamarth.in/home. If you are eligible, please register/apply on it and select any other branch on the portal. Do not worry they would definitely know about the scheme but they would only process it if you are eligible. If you are not eligible for the CSIS scheme go ahead and apply on the Vidyalaxmi portal. Please watch this video for your understanding on how to check your eligibility on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.html. You can enter your co-applicant's savings account details in the form.
I am eligible for Csis scheme and my I got digital approval from jansamarth portal. And I showed approval to sbi bank manager they don’t know anything about it…and they said that apply on vidyalaxmi portal. And now I can’t apply on vidyalaxmi portal as I already applied on jansamarth…now what to do Mam?? 😢😢😢😢
Hi, Please contact our team so that we can assist you with your education loan and check your eligibility with other banks. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
We have applied through you Baroda bank education loan in June 20. We have paid interest from very first day. We have also prepaid Rs.9 lakh loan amount and asked bank to reset Emi with same period (ie 7 years). From this month Emi will start. Can our loan be taken over by other Govr Bank to reduce the repayment amt
Hey vikas! we can definitely balance transfer your education loan from BOB to another bank . Please contact your financial officer for the further process and our team will assist you with the same. You can also write to hello@wemakescholars.com for any support.
@vikasraut6612 ... was it mandatory for you to pay interest during the studies or you opted it will fully .....i am considering BoB scholar loan for abroad studies too,so i asked.....also,did you find any blindspots with BoB lending process ?? please share,if you can for the benefit of all...
Thank you
Can we repay the whole loan after the mortarium period full payment of amount?
Hi Omjagtap, Yes you can foreclose your education loan after the lock-in period.
Hello ma'am ! I want to pursue bachelor in nursing from India . I want education loan of approximately 8 lakhs without collateral. How much interest rates I can expect?
Hi, You can expect the interest rates to range between 10-12%. You can connect with our team to learn more details. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090 to get assistance.
Mam, I have disbursed education loan from Avanse 2 months before at a very high interest rate
Can I transfer my loan to other bank now?
Hi Avijit, Even if you have not processed your education loan via WeMakeScholars, Our team can assist you to balance transfer your education loan to another bank where there is a lower interest rate than what you may currently have. To proceed further with the process please get in touch with our team and request a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090. A dedicated financial officer will get back to you shortly.
Do we have to pay partial interest to 3 years in education loan .
Hi Niharika, Generally public banks do not mandate you to pay interest during the moratorium period, but private banks and NBFCs do. If you do not pay your interest on time, it may be compounded, meaning you must pay interest on interest. So, please be aware of this. If you have taken your education loan via WeMakeScholars, please contact your financial officer.
Good evening ma'am
I am planning to take education loan for study in abroad.
So I just want to know that what is the average time of loan sanction from We make scholars.
Could you please tell me about this and I would be highly obliged to you.
Thank you
Hi, Depending on the type of education loan you are applying for, it typically takes 15 - 20 working days for your loan through WeMakeScholars to get approved, assuming the student has all the required documents. You can speak with your financial officer, have your eligibility checked with more than 15 public and private banks, and get help applying for education loans. Please use this link to request a callback: bit.ly/48cTdcR or call (9889882090) and a dedicated financial officer will get in touch with you shortly.
Mam, till now I alloted a seat In councelling but there is a possibility of Upgradation In my preference choices. So When I was able to apply for education loan ? Now or after Freeze a seat In councelling ?
Hey! you can definitely start with your education loan process, as it is always better to start with the process early to avoid delay further. Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hello Ma'am
I am a 3rd year mechanical engineering student at NSUT Delhi (Tier-1 engineering college) ,due to some financial problems i am currently not able to pay my 3rd year's college fee which is 2,40,000/- i have paid the fee for 1st and 2nd year.
I am a sc student with family income below 2 lacks.
The deadline for fee payment of 3rd year is 28 july 2024😢
Please help me how should i go through this phase
Hello, We can assist you in trying to get an education loan, but since the loan requirement is so low, there is no guarantee. For further information, please contact your financial officer. You can give this number a call:9889882090 or use this link to get a callback: bit.ly/48cTdcR.
But ma'am I called on the provided phone no. and they said a financial officer will call u Tomorrow but i received no calls yet 😢
If you have not received a call yet, please provide us with your name, mobile number, and the email address you used to register.
Is loan for chancenkarte available?
Hi Rashid, Banks do not provide loans for chancenkarte.
Hello
Can i get advice on my ongoing education loan with PNB bank ?
Hey, There are many other banks who have better education loan products than PNB and as we're empanelled with 15+ public and private banks, our team will check your eligibility and based on your profile our financial officer will connect you to the best bank which is suitable for your profile. As we are funded and supported by the Ministry of IT, Government of India under the Digital India Campaign, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Ma'am education loan college me admission ke pehle apply kr na he ya bad mai ???
Hi Ovesh, Aap admission ke pehle hi education loan process start kar sakte ho, kyunki education loan thoda lamba process hai aur depend karta hai aap kaunse bank se loan le rahe ho. Aap humare financial officer se connect karkar aapka education loan process start karwa sakte ho. Voh aapki profile ko analyze karkar aapki eligibility 15+ public and private banks me check karne aur education loan sanction me assist karenge. Financial officer se contact karne ke liye yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090
Hello maam, I want to apply for education loan, but my cibil is low, although my father’s cibil is good and we are ready for collateral. So can i get loan?
Hello, Gopal. Our team can assist you with a secured education loan even if your CIBIL score is low. Unless you have no major issues with your loan repayment history. We will examine your eligibility with over 15 public and private banks and assist you in obtaining an education loan. Please request a callback using this link: bit.ly/48cTdcR or phone 9889882090, and a dedicated financial officer will contact you shortly.
Mam I called but its switched off
Hello, you might have called past our working hours. We ensure that every student will receive a callback.
I have fill the jansamarth form but when i reach to
bank they said me to apply with vidya laxami
portal then i applied for vidya laxmi portal and
now when i submitted the application it is
showing the you have alredy exist with
jansamarth... But i have completed only 9 steps out of 10 of jansamarth.... PIz help me with this mam... And there is no option of cancelation af jan samarth form or edit option in it.. what will i do now?
Kuch solution too hogaa na?
Hi, You cannot apply for an education loan through the Vidyalaxmi portal if you have already registered on the Jansamarth portal. We recommend that you continue your education loan process using the Jansamarth portal. Please seek assistance from the bank to which you have reached out.
My friend got subsidy(CSIS) on education loan applying through vidhya laxmi portal .and your team mentioned on your previous video that you get subsidy on education loan only using jansamarth portal. He took the loan in August 2023.
Please clear the doubt.
Hello, Abhishek. In recent months, the government has made it necessary for students seeking the CSIS scheme to register through Jansamarth; previously, this wasn't mandatory.
I am currently in Canada and wanted to foreclose my ICICI bank Education loan from here online.
Please help me to guide in this direction
Hi Rahul, If you have taken your education loan via WeMakeScholars, please get in touch with your post-sanction officer for further guidance. We can help you foreclose your education loan. You can also write an e-mail to hello@wemakescholars.com for any support.
Hi mam, as i have planned to apply an education loan in sbi but i didn't submit my documents and processing hadn't started yet. After watching many of your videos i have visted the website in we make scholars to check for eligibility in there below 3 lakhs the loan will be not sanctioned that to study in india i want to apply the loan the amount is 2.95 lakhs for 3 years mam.
Hi Rahul, We are authorized to get loan sanctions beyond 7.5 Lakhs. As your loan requirement is too low, we apologize for not being able to help you with your education loan. We propose you directly reach out to the banks.
Mam, Is adding amount for laptop in education loan for a college In India affects Interests rate??
Hey sonia! If you are including your expenses for purchasing laptop in education loan the interest rate would be the same. If you are looking for an education loan our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Maam I got IIIT BHOPAL ECE and fee per year is 2.5 lakhs but they are only giving 1.8 lakhs that is 7.5 lakhs for 4 years but I want more since I cannot pay the rest amount and for hostel money also waht should I do
Hi Shivam, Please get in touch with our team. We will analyze your profile, verify your eligibility with other banks, and assist you in obtaining a loan from another bank. A committed financial officer will get in touch with you soon if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
Mam mere pass koi collateral nai ha can you help me ?
Hi Moumitadey, jab aap education loan lete ho ek concept hota hai moratorium period ( course suration+ 6-12 months) usme aapko simple interest ya compound interest pay karna padhta hai. Aap yah video dekh sakti hai aapki understanding ke liye: ua-cam.com/video/rsRYCtT-5_Q/v-deo.html. Agar aapko aur jankaari chahiye interest rates par aap humare financial officer se baat kar sakti yah link par callback request karkar: bit.ly/48cTdcR ya aap yah number par call kar sakti hai: 9889882090
Hello maam how many days does it takes to get the loan
Hello Prerna, If you go through WeMakeScholars, the average time it takes to get your loan approved is 15-20 days, assuming you have all of the necessary documents. You can contact your financial officer to learn about the next steps in the education loan application process and the documentation required. Our team will assist you in checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or give a call here: 9889882090 to get assistance from our team.
@@WeMakeScholars maam actually I already alloted to vit Bhopal and I have to pay fees till 25 can you help me with getting loan within few days as it is very important for me, It would be really so helpful
Hi Prerna, There's not much time left, so get in touch with our team right away. Though we can't guarantee it, our team will make every effort.
Hii mam if we apply education loan from hdfc Credila and we have to pay processing fees right like 1% so can we ask them to cut that money from our loan amount is it possible.?
Hi Jeswanth, The processing fees can be adjusted in the loan amount but this is possible in a few cases and not commonly done. Please connect with your financial officer to get more information. Please request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get assistance from your financial officer who will get back to you shortly.
Ma'am i want eduacation loan for pursuing CA of about 3.5L including all expenses to study within India!
So can i get this? If yes, then on which portal i should apply jansamarth or vidyalaxmi?
Please help with the same🙏🏻
Hi Palak, You can check your eligibility on the Jansamarth portal for the CSIS scheme using this link: www.jansamarth.in/home. If you are eligible please go ahead and register on the Jansamarth portal, or else apply on the Vidyalaxmi Portal. Please watch this video to understand how to apply on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.html. You can connect with our team for assistance relating to education loans by requesting a callback here: bit.ly/48cTdcR
Hey mam, yesterday sbi rejected my education loan bcz my father's cibil was 592 and cibil high mark was 651. Now I don't know what to do 😢
How can they reject application like this ? I checked online cibil was 705. If I apply through Hdfc will I get csis benefit? Since my father cibil is low, can my brother who's student or salaried uncle become my cooaplicant ?
Hi, Please keep in mind that SBI may consider a low CIBIL score for a secured loan application. We recommend that you do not go to banks directly because they may not provide you with all of the information right away, and may reject your application for baseless reasons. Please contact your financial officer, who will provide you with all the details. Our team will also speak with bank officials on your behalf and keep you updated. Because we work with over 15 public and private banks, we boost your chances of obtaining an education loan that suits your requirements. Please request a callback using this link: bit.ly/48cTdcR or phone 9889882090, and a dedicated financial officer will contact you shortly.
@@WeMakeScholars but they did reject and yes I filled the form for callback yesterday, can I apply again in SBI again after rejection? 🥹
Note:- My loan amount is 7 L
Hello Maam, I had applied for edu loan from Union bank last month, but i mistakenly registered on jansamarth portal while the bank strictly demanded for vidhyalakshmi portal. Bank manager says Union bank has no control over jan samarth portal and hence arent able to sanction my loan nor reject it. And now that I registered on jansamarth portal, im not able to register on vidhyalakshmi portal. I'm stuck , please help me in anyways possible maam.!
Hi, As you have already registered on the Jansamarth portal, you cannot register on the Vidyalaxmi portal. Please watch this video for your understanding: ua-cam.com/video/5_S1-D_ryzY/v-deo.html. Please get in touch with our team to get assistance on this matter. They cannot fix anything with Union Bank but can assist you in checking your eligibility with other banks and help you get the best education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or give a call at this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Hello, Bhanupratap. Please keep in mind that your friends or someone else cannot be your co-applicant; they must be your family or immediate family. You can speak with your financial officer to know who can be your co-applicant. We will help you check your eligibility with 15+ public and private banks, increasing your chances of getting an education loan. You can request a callback by this link: bit.ly/48cTdcR or by calling 9889882090, and a dedicated financial officer will contact you shortly.
Bro your problem got solved ?
Mam put vedio about education loan in Indian overseas bank mam
Hi there! will surely bear this recommendation in mind. Meanwhile you can get in touch with our financial officer and get to know which banks loan product suits your profile. Please click the link and request for a callback: This link: bit.ly/48cTdcR
I am going to take admission in my PG course and I need a loan of approx 3Lakh. I needs a guidance. Will we make scholar helps me in this???
Hi deepak! We can certainly help you in getting the education loan. We’re empanelled with 15+ public and private banks. Based on your profile our financial officer can connect you to the best bank which Is suitable for your profile. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
If you are from Bihar then you can easily get education loan upto 4 lakhs from Bihar government. It's main office is in Muzaffarpur stadium. Go there and apply and get loan in just 15 days. Give any staff 500 rupees so they can help you
Its not government funded organisation.when i applied they said to pay 10000 plus gst to them
Hello Aniket, Kindly note that WeMakeScholars is funded and supported by the Ministry of IT, Government of India. We don’t charge a single penny from students. We are only authorized to help students who take loans above 7.5 lacs.
To help students who want to study in India and need an education loan of less than 7.5 lacs, we have partnered up with Vidya Loans. For which they are charging Rs. 10,000 plus 18% GST. It's entirely up to you whether you want to use their services or not. Vidya loans are completely secured and reliable. I hope this clarifies things for you.
Loan ka interest kabse dena padega
Hi Moumitadey, jab aap education loan lete ho ek concept hota hai moratorium period ( course suration+ 6-12 months) usme aapko simple interest ya compound interest pay karna padhta hai. Aap yah video dekh sakti hai aapki understanding ke liye: ua-cam.com/video/rsRYCtT-5_Q/v-deo.html. Agar aapko aur jankaari chahiye interest rates par aap humare financial officer se baat kar sakti yah link par callback request karkar: bit.ly/48cTdcR ya aap yah number par call kar sakti hai: 9889882090
Whether you takeover education loan?
Hi Vikas, Our team can help you to balance transfer your education loan to with one of our 15+ partnered banks for a lower interest rate than what you may currently have. Please get in get touch with our team by requesting a callback on: bit.ly/48cTdcR they will get back to help you with the further process.
Mam this year I want to take admission in private mbbs .my marks is quite decent but unable to secure government seat. I want loan for 40 lakh for lowest private college . I am also eligible for CSIS scheme. My family income less than 4 lakh..how can I avail loan??
Hello! As you are planning to pursue MBBS in India, we can definitely help you secure an education loan. For this, our team needs to analyze your profile. So please get in touch with your financial officer to find out your eligibility in 15+ public and private banks. They help you get an education loan that matches your profile. Request a call from this link: bit.ly/48cTdcR or call here: 9889882090 and a dedicated financial officer will contact you shortly.
@@WeMakeScholars can you how much approx time will be taken for approval of loan after admission in college??
Hi, Our team can get you an education loan sanctioned within 15-20 working days provided you submit/upload all the required documents on time to the bank.
So mam can you tell me I have to apply through vidhyalakhmi portal or jansamarth portal for 40 lac loan for mbbs. I also eligible for CSIS scheme also
Hi, Please get in touch with our team and they will guide you through your loan process.
Call back please im waiting
Hi Abhilash, We assure you that we'll call each and every student. Due to the high volume of applications, it is taking longer than expected to respond. A dedicated financial officer will get in touch with you. Your patience is highly appreciated. For any support you can e-mail us at hello@wemakescholars.com
Hello ma'am, do you provide assistance to student seeking education loan from Nagaland India
Hi, We definitely provide assistance to students seeking an education loan for study in India and abroad. As you are planning to take an education loan, please get in touch with our team who will help you with checking your eligibility with 15+ public and private banks and provide best education loan which suits your profile. Please request a call on the link: bit.ly/48cTdcR to get assistance.
I need laptop cost of 70000 bank give me fund for it bec .. bank only give 50000 for laptop
Hi Mayank, This is why we suggest students to go via WeMakeScholars and not directly go to the banks. Our team can help you add miscellaneous expenses up to 3 lacs in your education loan and you can take a laptop worth any amount and the bank will reimburse for it. You can speak with our team by requesting a callback here: bit.ly/48cTdcR
Hello ma'am, i want to study in mizoram university, all fee considered its around 3 lack, my father is self employed and do not file ITRs can i get loan?
Hello, Our team must first review your profile before they can assist you with your education loan. So kindly connect to your financial officer who will help you with checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. You can request a callback using this link: bit.ly/48cTdcR or call here: 9889882090. A dedicated financial officer will get in touch with you soon.