The 911 of FINANCE - An Unexpected Ending
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- Опубліковано 10 лип 2024
- 🚨 MUST WATCH TILL THE END - you will know why!🚨 Dive into the raw and real story of a 30-year-old facing serious financial challenges, despite government assistance. This episode features an eye-opening call and practical strategies for financial recovery. Our expert insights, and helpful resources offer hope and guidance for anyone struggling financially. Don't miss the unexpected follow-up that changes everything!
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📺 New to Finance Action? PLAYLIST Start Here- • Finance Action
🕒TIMESTAMPS🕒
0:00 THIS IS IT! LET'S DIVE IN
01:30 FINANCIAL SITUATION
03:30 HOW MUCH MONEY DO YOU HAVE?
04:30 EXPENSES & DEBT
07:10 ALWAYS FIRED
09:00 IT GOES RECKLESS
11:50 FAMILY STRUGGLES
13:30 THE KEY
15:00 THERE IS AN EXIT!
17:10 MY THOUGHTS
18:12 THE END.
#financeaction #financialfreedom #itsromainfaure
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Editor: Danica Studioso (www.danicaedits.com/)
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Disclaimer: Please be aware that this video and all other content produced by Romain Faure are not intended to serve as investment guidance or formal financial advice. The information presented is solely for entertainment and educational objectives. The money displayed in our video podcast is for entertainment purposes only and is not real currency. All cash shown is prop money, and should not be mistaken for genuine legal tender. Please enjoy our content responsibly!
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Financial education, Finance Action, American debt, personal finance, budget money debt cash, how to invest in real estate, how to start in real estate, rental property, investment property, compound interest, buying house, insurance, save, buy, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, financial independence retire early, how to pay off student loans fast, debt payoff, how to make money, get rich quick, get rich, make money online, net worth, loans, credit score, should I go to college, college debt, student loan forgiveness, debt free community, student loan, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, car payments, credit card debt, debt, credit card, payday loans, car debt, The Dave Ramsey Show, The Plain Bagel, The Rich Dad Channel, Graham Stephan, Meet Kevin, Ryan Pineda, Elena Taber, Noelle Randall, Lili Thompson, John Olfert, Bigger Pockets, Caleb Kids Show, Dave Ramsey Live, Caleb Hammer, Coffeezilla, Bridgette Wilson, John Oliver, Che and Cherice, Caleb Maupin, inflation, manifestation.
This man receives maximum support from society....free housing, free food, service dog, SSI. Yet what he needs is extensive mental health and social services to help him develop the life skills and habits to take charge of his life! He is only 30! There is hope he can turn things around. But he seems very immature and undisciplined. Romain you are a good person.
Valid points. And thank you :)
It would be cheaper to fund mental health and cut SSI and better for him in the mid and long term.
@@leroyj62 Cut SSI ???
@@itsRomainFaure I live near a VA hospital and sadly they have many people with the same issues. It's unclear if he is a Veteran but if he is a veteran contact the VA. They have volunteers and programs that keep him on track. All of it for free.
@@stevegorkowski3246 thanks for the input ! I don’t believe this individual is a veteran.
Romain, this video was a genuine public service. You responded to a severe call for help that most people would likely ignore. You offered real hope and encouragement. As I listened to this episode, I felt sad, humbled and deeply inspired. Issues as a result of mental illness have been in society's shadows for so long. Despite the support given, some souls are just unable to come out from under a trauma experienced. Some of us have witnessed this up close. You kept your word by checking in every two weeks. You cared more about Prometheus than he cared about himself. Your kindness and humility were not wasted efforts. Along with practical advice (for any viewer), you demonstrated what living/working with true compassion looks like. And I am sincerely grateful for the person who is YOU.
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Wow ! I just woke up and this made me really smile. Thank you for taking the time to write this message :) I am giving a shot at this UA-cam Venture but will always try to keep the same person I am ☺️
Mental health can be a huge struggle, but it’s about getting up every time after you fall. Let’s root for Prometheus!
I will keep this group updated if I hear from him.
This was kinda hard to watch ngl.. you were really patient and understanding though, much respect.
I understand - we kept it raw and real. Those stories are not easy … but thank you for following along 😀
Good episode. I will keep it generic to avoid spoilers. You are a good person Romain. Thanks for what you do.
What a great start but … 😔
Romain, you are educated, empathic effective and incredibly witty! Teaching self-reliance and self-generated positive reinforcement are invaluable!
No matter how much you try, you can’t save them all. Also, so many new subscriber comments I’m wondering if the algorithm finally showed you some love? I’ve watched Caleb for over a year, and Bailey, and Ramit for months, but your channel only appeared in my feed two days ago. 🤷♂️
Welcome on board mate ! It finally looks like I have reached my audience like yourself. Thanks for being here 😀
Bonjour Romain …. New subscriber here - just discover your channel OMG what a gem 💎. Thank you - hello from Canada 🇨🇦
Merci bien ! Heureux de t’avoir parmis nous :)
I find you amazing Romain. Keep up the great work.
Sometimes when there are mental health issues and substance abuse issues and he sees he has money, that demon can sing a loud siren song. It was great that you were so helpful to him. For a few weeks you gave him hope and he learned he can do this. That cannot be taken away from him. He may need encouragementt to be able to come back and start over with you again. Maybe reach out every six months to let him know the door is open if he wants to try again. You are the best Romain. I love your humanity and approach to people. Im so glad i found your channel.
Thank you for sharing your thoughts, I am giving Prometheus some time, and will reconnect soon with him :)
The update was rough. I’m still rooting for him, hope he picks himself up and keeps chugging along.
700 a month?!?! I had a horrid time trying to live on 1030 ssdi per month for the last few years. I can't imagine surviving on 700 per month even with cheap or free housing...I live with c-ptsd and anxiety and depression too but if I only had 700 a month the last thing I would be thinking about is partying...
He needs intensive mental health counseling on a consistent basis. He is unmotivated and seems to have a hard time organizing his life. I don't think him getting a job will be successful if the mental health aspect is not addressed. It may not be a good idea for him to live alone either if he cannot be consistent with meds. Lots of people with Bipolar disorder and PTSD are productive but it is a challenge and needs a village to help the person stay accountable and in therapy/on meds.
Thanks for sharing your insights !
Loving the bonus content! I really appreciate how you're able to handle these situations delicately while still getting the necessary info, and also while staying focused. Unfortunately I think the root of this guy's problems are mental health-related, and no amount of financial education is going to change his situation. I hope he finds the help he needs. Thanks for sharing!
Hello! I'm a new subscriber from NY. I love your kind no nonsense approach. You lay out a great plan for your guests. Those who are serious about wanting to change will succeed. Can't wait to see more of your content. Thanks
Welcome on board ! Thank you for the kind comment 👍
New subscriber from Hawaii. Love your channel
Welcome on board :)
I’m sorry, Romain. You are a great person.
Did my best - it is up to the individual to take the right actions :)
My heart sank a little at the final update.
I know this one is ... unfortunate :(
You did a great job, Romain. Blessings to you.
Thank you so much!
You gave it your all🙏🏼🌹Thank you for trying to help as many people as you can💗💗💗🙏🏼💗💗
This was so painful to listen to. This person is an example that mental health treatment is paramount. His stopping the text dialogue is indicative of bipolar or even worse, he started thinking he was succeeding and stopped his medication. Romain,
you are amazing in trying to help!
Sounds like he's an addict
He wanted accountability, I did offer him a chance, he just had to take it.
Your such a kind person, Romain.. as a Nurse, I understand the stress of being in a helping profession and I see it in your eyes 😢 I hope you are taking care of yourself and getting away from time to time.. ❤ praying for this young man...🙏🏻
Thank you so much for the kind words, after 10 years in Corporate America I just felt like a number. Here I have the chance to use my skills to mark, even if it is just for a moment, individuals life so it feels very rewarding.
Thank you for adding in that ending. It's important to see the consequences of choices and understand what we, as individual, can do to steer into the path we want to by seeing the paths that others have taken.
This man has literally every aspect of his life funded by taxpayers including an expensive apartment meanwhile people working their ass off can’t catch a break. 30 years old and relying on the elderly grandparents? That’s just sad… I don’t discount his mental health issues but he is his biggest obstacle and will remain in this situation until he decides to hold himself accountable. Even when Romain tried to be his accountability partner he ghosted him because he’s not looking to change, just for another handout. Can’t save em all I guess 🤷🏼♂️ he’s a lost cause.
Hopefully not a lost cause but I am hoping he gets the help he needs to get his life back together 👍
He seemed more upset with his grandparents not helping him then them dying or getting old. I agree lost cause.
@@Ali01007I came here to post that. Mommy can't help and grandpa has dementia. Woe is me! Very selfish person
Congrats on 4k subs! I watch almost every episode and you've been a big help financially. I was never quite mayday but I think now im chillin
Wow ! That’s amazing to hear, well done. And I appreciate you for being here since the beginning mate. OG :)
Hey romain why have you stopped the financial audits?
@@carlosgaspar2408 not stopped we are back on the track :)
I like this episode. You are very kind to help him. Sorry for the ending.
The END omg I was not expecting that 😭
This was an interesting episode, sad ending the mind is hard to escape and understand i believe he can do it. Romain keep up the good work!! 🤗
Glad you enjoyed it! I appreciate the kind words :)
Damn, was expecting that outcome but was hoping to be proven wrong. Romain really seems to want to help these people but he can only do so much and they need to help themselves.
My bf is approaching 30 soon, and I always tell him 30 is the new 20. 30 is still young. If he doesn't change soon its ganna be a long and hard life. He can do whatever he wants with his life, but I hope he has no desire to have children until he's changed.
Romain - I have no words for how much you are needed in the world. I worked in community mental health and financial education is such a struggle. Your kindness and knowledge warm the heart and help people see their way to stability.
I appreciate your kind words! and thank you for working in this difficult environment!
I wonder if Vocational Rehab could help this guy? It helped me tremendously 20 years ago when I lost everything due to brain injuries due to MS. This was tough to listen to, but there is hope!!
Thanks for sharing your story and good point on that recommendation ! Hope you are better now :)
So good to see you're back Romain! This was very difficult to watch. And I could tell it was affecting you, too. You are a good man with a good heart. You sincerely care. The ending did not surprise me at all.
Thank you ! Yes I really wasn’t sure about uploading this video, in fact it was not planned haha but decided to keep it real and honest. Not all of my interactions get published and so this is what I go through often when interacting with difficult cases
@@itsRomainFaureHi Romain, new subscriber. I love your videos. Including this one. Though unsuccessful, it's still interesting to follow along.
@@rdashlyn I appreciate thank you !
Good work, Romain
Thank you so much!
I think he’d do well as a Sales Associate inside Costco. They pay about $20/hr but then again cyber security is good too.
This was depressing. You tried your hardest. You're a good man ❤
I tried :( it didn't work ...
New subbie from Pennsylvania
Welcome onboard 😀
The ending. omg
It still gives me chills, and I was the one in this situation so imagine.
He can check with the county to see if they offer free tablets. LA County just gave away 3000 tablets to seniors or people with disabilities.
He is used to getting everything for free. He is never going to get out of his comfort zone of getting everything given to him. He has learned helplessness.
This was a difficult case :(
Hate to see you go brother, hope you return at some point. Was loving the content. Wish you the best 🔥🔥🔥🔥
I might be back but we will see how I can make it work :)
Thanks for all your support since the beginning mate !
@@itsRomainFaure no problem. You deserve it. I’ll be here. Wish you the best
I think that getting SSI means it’s been determined, accurately or not, that he cannot work due to disability. If he works, he jeopardizes his SSI. He may benefit from a trusted payee relationship.
Special rules make it possible for people receiving Social Security disability benefits or Supplemental Security Income (SSI) to work and still receive monthly payments. There are many rules and so I recommend going right through the government website of SSA. I could potentially recommend a third party trusted payee relationship. Good point.
@@itsRomainFaure That's wonderful!
Yes, people on SS disability can make around $900 per month, but I don't know about if so someone is getting SSI payments.
Romaine keep in mind if he's on SSI, the max total assets he's allowed to have is 2000 before he loses his benefits. That includes his medical insurance through the state.
Valid point!
@CalebHammer collab would be amazing.
I would love to!
It was a success meeting with Romain though because the caller was at least able to begin to save a little bit of his very low income.
Your style is different than Caleb but i think it also has value. Some people cannot handle him but could handle your communication approach. If this is what you enjoy doing keep doing it.
I'm going to suggest keeping up with the various videos not just the interviews. Calling in is interesting. I'd suggest still requiring statements is important. So you truly know what you're dealing with.
Also I'm about to watch the rest of your videos but what's your qualifications? In one interview you said you got an MBA.
Thank you for the feedback. In terms of qualifications I have a two degrees in Finance and Business as well as an Ivy League MBA.
Do you have a day job or just youtube full time?@@itsRomainFaure
I greatly prefer Romains channel compared to Caleb.. 🙊 He’s calm and collected and really encouraging, this is my new fave channel!!
@@NobodySpecial509 amazing to hear ☺️
Er, he just needs to grow up. When he starts accepting responsibility for his situation that is when his life will improve.
you don't think a mental health issue plays into this at all?
Hi Romain! I just discovered your channel and subscribed. I love that you try to be patient with the guests and really get a breakdown as to what’s going on. This episode was a little hard to watch. A lot of playing victim mentality. Lives in government housing, yet blows his money partying, etc. I think at the moment he needs to invest in finding a good therapist first, before he invests in a laptop lol
Yes this episode was difficult - we have definitely some more joyful ones :) I encourage you to check the Accountant Video, very interesting, still positive vibes 👍
Any updates??
None at this time, unfortunately :(
Great video. I live in a town that has a VA mental health department. PTSD is common but the good news veterans that are retired give their time to help them. New treatment has been developed to help.
I don't know how you find them but this is very good content.
Thank you for sharing!
I hope you had the chance to check out the update at the end
@@itsRomainFaure I did see the updates. Thanks. Your content is different than others on UA-cam and that is half the battle.
This question is unrelated to this topic but can I ask where your hoodie is from? It looks so soft.
Sorry I have no idea it was offered to me by the grand mother of my girlfriend last Christmas :( but I can check with her haha
And yes its super SOFT!
@@itsRomainFaure Merci! 🖖🏼
@@B.O.P.S alright the brand is called spark paws :)
Awesome 🙂
😂😂😂 is he snacking while on the phone SMH I know his type I was a case manager for social services he's our frequent flyer in our system always comes with the same type of issue refusing to change
Good experience, and yes he seemed to be eating while we were discussing.
It definitely sounded like he eating while talking on the phone smh
Yes I worked in inpt mental health and we had a lot of frequent flyers in and out. Feel bad , some people are just lost no matter how much help is given.
@@jjkatz yep … I can only try and give it my best - it is up to them to grasp this opportunity
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He should apply to be a bagger at the local grocery store.
I think he needs to try and find a link back to society, can be in person through jobs like the one you mentioned or online remotely.
Cyber security and machine learning? Is that realistic?
Could be the beginning for coding 👍
I think that you're better than Caleb
Wow thank you :)
You tried 😢
It doesn't always work ... but I gave it my best shot!
Dude went out and spent his 481 dollars on weed and called it a day
He probably had a mental health crisis, made some bad spending vs saving decisions, felt ashamed, and now is avoiding
You did everything you could, and I have been bingeing your channel since finding it yesterday. I’m in awe of your style and what you do.
Since I am new you may already do this and I just don’t know: are call-ins a regular thing, so viewers can hear cases outside of the Seattle area? All of the episodes I’ve seen so far besides this one have been in-person
I do volunteer my time as well if you have questions, you can reach me out at romainfaurechannel@gmail.com and we can hop on a phone call. If you are interested in coming to the show I also record physically in Las Vegas
Dudes a junkie but you were very nice attempting to work with him romain
I'm sorry, but this channel sounds so fake & scripted.... 😂
If only it was …
I hear the hope in his voice. 🥹 sometimes we just need helping seeing what we cannot.
That is why I am here, even if it is just for a short moment.