Hey nice job on this video, retired young and moved to Naples 7 years ago. Survived IRMA CAT 5, 7 weeks after purchasing and moving into a single family detatched home from Ohio. For those of you who are new or thinking about moving here she gave you the reality talk like a good friend...all my years up north kept me resilient and tough enough to survive the damage and the insurance claim...it makes the calm and beautuful winter months that follow all that much more to savor and enjoy our slice of paradise...sense of adventure keeps you young Naples enjoys longer average life expectancy...listen for advice like this to manage your transistion then live your life in this beautiful state!
I feel you! I have hurricane PTSD. I was in Houston for Ike and Harvey. Even now, living in Central IL, when I hear of a hurricane coming, I get very stressed out, can’t sleep, high anxiety, and I’m glued to the Weather Channel.
Love your content! We had no power 1 week during Irma & 2 weeks for Ian. You need a couple of pedestal fans with your hurricane equipment and a TV antenna. They're only about $30 each and if you wait till the storm hits you will not find them anywhere. You'll get about 40 channels to watch while stuck home.
Yes, you are right. Not everybody understands what you said, so it’s helping. Went through Jeannie/ Frances 2004/2005, I totally agree. And still love Florida!
You have helped me greatly TRANSFORM into a healthy mindset on if I do buy in Florida... IF I do, I will NOT bring anything expensive or nostalgic I cant throw in the car in a nano-second... Inexpensive, sparse, nice furniture from the high-quality used " restore" charity stores.... Perhaps even an old family car that I don't care about if it gets submerged... I think 90% of my stress is ABATED now that I just accept the realities up front in advance ! and I will also totally self-insure, EFF those freaking reptile insurance companies 👺... Low-expectations = Happiness... THANK YOU
@LJ-jq8og My home was a total loss from Ian and my insurance policy paid out to the maximum limits of the policy with minimal hassle and within 3 1/2 months. I personally would never live in FL without homeowners and flood insurance. If you are wealthy enough to self insure, that's awesome, but otherwise I highly recommend insurance.
@@richardjohnson8114 Glad to hear of your success... I hear so much to the contrary I trust nothing anymore... Yes, I am blessed and could easily "eat" losing a 2-3 bedroom home w/o consequence... BUT I am so sick of hassles and lying "professionals..." (lawyers, CPAs, realtor dirt-balls try to dupe me that I hired !, etc..) that I am jaded by experience... But I thank you for your perspective....
I was in Andrew. I noticed that people would leave Florida because of the storm six months to a year later. I would call a friend and they would tell me they went back north because of the storm. All the standard reasons were given such as missing snow, seasons, etc. I do expect a migration out of Florida with this storm and as an insurance agent others will find they are forced out since about all the damage is flood and not covered.
Thank you for the informative video. We need to take these storms seriously. I never thought about the possibility of alligators in the water but you're absolutely correct. I understand about developing PTSD. I live in NY and since 9/11 I cannot go all the way up to the top floors of a building. Too afraid of being trapped in case of a fire.
A friend that I used to work with was trapped in the elevator after the bombing at the towers in the early 90s. She had a hard time using the one in the building. We took a lot of breaks together so she had someone to ride the elevator with. This was 6 years after the incident.
In maria, dead animals were causing diseases. That is a real concern in the mountains. Towns lost bridges and were incommunicated for months. My family was without electricity for 6 months. The recovery will last years.
BARRETT👋: CAN you do a SHOW dedicated to how and what people have to do after a significant flood ⁉ I almost want to design my future FL house for water-remediation right up front if such a thing is possible... No dry-wall ???
I grew up on an island in FL in the 1950's. No one had a house on the beach, because everyone knew enough to build one-story concrete block and stucco beach houses at least a block or two from the shore, and WE ALL HAD TERAZZO FLOORS! Floods were therefore not a problem!😊
@@commonsense6967 EXACTLY, to the extent you can DESIGN the hosue to better endure flooding up front and quickly rehab it makes all the sense in the world... The fact people overly-invest in their florida homes, especially first-floor almost sounds DARWINIAN to me ?? Granted I have another northeastern us home to hold nostalgia, etc... but I still think people are nuts to not just accept that on the front end ?
Maybe you can explain this to me. Why do coastal Floridians build their houses out of sticks instead of reinforced concrete and steel with the living quarters on the second floor and a patio/garage below? Has anybody heard of the Three Little Pigs?
I imagine that your video must be a big eye-opener for people from the north and other places that don't have hurricanes. And please don't take this the wrong way, but I can tell you were not born here :), good advice on getting prepared, meds, gas, bateries, canned food , drinkable water etc. But fauna getting into your property , that's food my friend and it is welcomed:) after a few more cyclones you will be cured 😊 .
I live in Cape Coral (NW) close to Matlacha. I was in my house during Ian. However, I was ready with everything; Food, drinking water, dual fuel (gas/propane) generator, a 1Kw power bank, gasoline, propane, batteries, butane hot plate, rechargeable radio, cash. Filled my bathtubs with water for washing and toilet flushing before Ian hit, and just as I figured/expected ahead of time, and... we had no city water for DAYS. This was our first hurricane; so it wasn't experience based, but "forward thinking" based. You've got to have a plan "B" and even a plan "C". I have always lived my life that way: "If it happens to others, it can happen to me, I'm not special". Unfortunately, people think they are "special" and bad things happen only to others. They underestimate the risks, and pay the price... I'm now, for instance, just buying a small cheap inflatable boat with a small motor, I already have life vests. I pray I won't have to use it - ever. But it's plan "C" - a.k.a: insurance.
the gov. made a ruleing when storms are comeing they let you fill your meds early . i did that my generator runs on propane most home ones do in less you buy a portable one
Correct however that is IF you thought to do that and IF you were under the appropriate hurricane status. Storms can change course quickly and hit areas that are not anticipating a severe issue -- think North Carolina and Tennessee. As i mentioned in the video, external (portable) generators do run on gas which runs out. So does propane. It sounds like you were ready for this storm and that is a great thing!
I was born in Clearwater, FL, 1958. My mom and dad were born here. I've seen it all here. I've learned to prepare when I was a kid. I've had a boat since I was a kid, the boats just got bigger. I want to take it out tomorrow. I feel sorry for people worried about snakes and gators. PTSD? WTF? I hunt gators and snakes. This storm was bad. Most people have not lived here for very long and they are scared and unprepared. Paradise is nice until the $hit hits the fan. I hate to say it but this lady up top doesn't understand how this works. She doesn't belong here!
This is one of the newer problems. Many people who have lived through hurricanes feel they've made it this far so why worry? Well storms today are not the storms of years ago. And the forecast is these storms are only going to worsen and intensify as time moves on. Recently we had a violent rain storm and the beautiful pond that I knew most of my life was gone when a dam broke from the flash flooding and let all the water run out, killing all the beautiful wildlife like ducks, swans, turtles and fish. The water coming down from this violent storm was like nothing anyone around here has ever seen. During Hurricane Ian some people from Fort Meyers went shopping for some food and drove back to their home while the water was starting to climb (just a couple of inches). They're dead now. If only they realized how dangerous this was.
@@pattiebravata7462 I've lived thru a lot of hurricanes being a life long FL native even a few of the worst CAT5s, not fun! Even tropical storms can do a lot of damage now. I worry every year and make sure I am well prepared. Hurricanes are the same as they have always been, just more population and over development to get nailed. Native Americans lived in these areas for 1000s of years survived and flourished better than modern day people!!!!
They arent forgiven, some are agreeable to modify. I think you are thinking about FEMA loans. You do not have to repay any money received from FEMA's Individuals and Households Program, if approved. You do have to repay disaster loans received from the Small Business Administration. Mortgage companies are not required to forgive mortgage payments. Perhaps we are talking about 2 different things.
Dear, Florida is no longer a dream, it is turning into very expensive reality. I have friends who will have to give away their beautiful condo in Palm Beach because the assessment they have been hit with is unaffordable. Yeah, Irma: 5 days no power, needed a shovel, toilets not working since the lift stations had no power. Shovel to fight off the alligators and pythons……
Florida is OK for many who still want to live there. For condo buyers, find a condo 3 or more miles from the coast. You’re still only a few minutes from the beach, but away from the surge possibilities. When you consider buying, look at condos with hurricane impact windows and/or folding shutters. Buy in a condo community with no buildings higher than two stories. Condo buildings under three stories aren’t subject to the new laws requiring periodic engineering and structural studies that may require significant repair costs to the HOA. They’re also required to fully fund reserves to cover engineering reports and repairs and maintenance required by the reports. Also, don’t buy in a flood zone, and buy on the second floor, if possible, but you’ll want to have an elevator or lift (with backup battery) to that floor. With these things in place, your insurance will be discounted, too, usually up to 25-40%. Florida will still generally be fine, but due diligence is necessary when buying.
What about this? If it happens once why wait for the next one and expect a different result? Shame on nature for the first occurrence, shame on all of you for all the others. Its obvious to a 3:year old what one needs to do.
Hey nice job on this video, retired young and moved to Naples 7 years ago. Survived IRMA CAT 5, 7 weeks after purchasing and moving into a single family detatched home from Ohio.
For those of you who are new or thinking about moving here she gave you the reality talk like a good friend...all my years up north kept me resilient and tough enough to survive the damage and the insurance claim...it makes the calm and beautuful winter months that follow all that much more to savor and enjoy our slice of paradise...sense of adventure keeps you young Naples enjoys longer average life expectancy...listen for advice like this to manage your transistion then live your life in this beautiful state!
Thank you for being honest and factual. Lots of issues people need to consider when a crisis strikes.
you are honest and very knowledgeable, thank you!
Thank you for being here!
Thank you for giving your very helpful insights, based on your experience.
HONEST FACTS ! 💪❤
I feel you! I have hurricane PTSD. I was in Houston for Ike and Harvey. Even now, living in Central IL, when I hear of a hurricane coming, I get very stressed out, can’t sleep, high anxiety, and I’m glued to the Weather Channel.
I understand
Thank you, thank you for making this video. I have been awaiting your comments after the storm. Glad you’re safe. Thank you for a very honest video.
Thank you Dave
True Words, Stay Florida Strong
Great insight Barrett. Thank you for sharing your knowledge so others can prepare ❤👍
Thank you for the honest points of view. 👍🏻👍🏻
My pleasure!
Have to admit visualize the snakes and alligator in the home, which I am sure happens more often than people realize, is just so crazy... 😊
😂
That's enough to make me evacuate. Enough said.
Love your content! We had no power 1 week during Irma & 2 weeks for Ian. You need a couple of pedestal fans with your hurricane equipment and a TV antenna. They're only about $30 each and if you wait till the storm hits you will not find them anywhere. You'll get about 40 channels to watch while stuck home.
If you have no power, then how do you run your fans and TV?
@@prettygirlus9008Generator or power banks charged by solar.
@@prettygirlus9008 I've got a small Honda generator. It's good on gas and can run the fridge, TV, some lights and fans all at the same time.
Yes, you are right. Not everybody understands what you said, so it’s helping. Went through Jeannie/ Frances 2004/2005, I totally agree. And still love Florida!
Excellent point mortgage companies may wave the late fees or may not. Be safe. Thank you keep us informed.
You have helped me greatly TRANSFORM into a healthy mindset on if I do buy in Florida... IF I do, I will NOT bring anything expensive or nostalgic I cant throw in the car in a nano-second... Inexpensive, sparse, nice furniture from the high-quality used " restore" charity stores.... Perhaps even an old family car that I don't care about if it gets submerged... I think 90% of my stress is ABATED now that I just accept the realities up front in advance ! and I will also totally self-insure, EFF those freaking reptile insurance companies 👺... Low-expectations = Happiness... THANK YOU
@LJ-jq8og My home was a total loss from Ian and my insurance policy paid out to the maximum limits of the policy with minimal hassle and within 3 1/2 months. I personally would never live in FL without homeowners and flood insurance. If you are wealthy enough to self insure, that's awesome, but otherwise I highly recommend insurance.
@@richardjohnson8114 Glad to hear of your success... I hear so much to the contrary I trust nothing anymore... Yes, I am blessed and could easily "eat" losing a 2-3 bedroom home w/o consequence... BUT I am so sick of hassles and lying "professionals..." (lawyers, CPAs, realtor dirt-balls try to dupe me that I hired !, etc..) that I am jaded by experience... But I thank you for your perspective....
I was in Andrew. I noticed that people would leave Florida because of the storm six months to a year later. I would call a friend and they would tell me they went back north because of the storm. All the standard reasons were given such as missing snow, seasons, etc. I do expect a migration out of Florida with this storm and as an insurance agent others will find they are forced out since about all the damage is flood and not covered.
The best advice for anyone considering costal property.
Dont let your dream turn into a nightmare.
Thank you for the informative video. We need to take these storms seriously. I never thought about the possibility of alligators in the water but you're absolutely correct. I understand about developing PTSD. I live in NY and since 9/11 I cannot go all the way up to the top floors of a building. Too afraid of being trapped in case of a fire.
A friend that I used to work with was trapped in the elevator after the bombing at the towers in the early 90s. She had a hard time using the one in the building. We took a lot of breaks together so she had someone to ride the elevator with. This was 6 years after the incident.
In maria, dead animals were causing diseases. That is a real concern in the mountains. Towns lost bridges and were incommunicated for months. My family was without electricity for 6 months. The recovery will last years.
If you had a whole house generator and were flooded I don’t think it would work,
Very good explanation
BARRETT👋: CAN you do a SHOW dedicated to how and what people have to do after a significant flood ⁉ I almost want to design my future FL house for water-remediation right up front if such a thing is possible... No dry-wall ???
I'll work on that. Thanks for the 💡 idea.
I grew up on an island in FL in the 1950's. No one had a house on the beach, because everyone knew enough to build one-story concrete block and stucco beach houses at least a block or two from the shore, and WE ALL HAD TERAZZO FLOORS! Floods were therefore not a problem!😊
@@commonsense6967 Cool... That is awesome... I assume a TERAZZO floor is like tile ?
@@commonsense6967 EXACTLY, to the extent you can DESIGN the hosue to better endure flooding up front and quickly rehab it makes all the sense in the world... The fact people overly-invest in their florida homes, especially first-floor almost sounds DARWINIAN to me ?? Granted I have another northeastern us home to hold nostalgia, etc... but I still think people are nuts to not just accept that on the front end ?
You look great
Maybe you can explain this to me. Why do coastal Floridians build their houses out of sticks instead of reinforced concrete and steel with the living quarters on the second floor and a patio/garage below? Has anybody heard of the Three Little Pigs?
Where is my discount coupon code for my free consult ⁉ 🤣
I imagine that your video must be a big eye-opener for people from the north and other places that don't have hurricanes. And please don't take this the wrong way, but I can tell you were not born here :), good advice on getting prepared, meds, gas, bateries, canned food , drinkable water etc. But fauna getting into your property , that's food my friend and it is welcomed:) after a few more cyclones you will be cured 😊 .
I live in Cape Coral (NW) close to Matlacha. I was in my house during Ian.
However, I was ready with everything; Food, drinking water, dual fuel (gas/propane) generator, a 1Kw power bank, gasoline, propane, batteries, butane hot plate, rechargeable radio, cash.
Filled my bathtubs with water for washing and toilet flushing before Ian hit, and just as I figured/expected ahead of time, and... we had no city water for DAYS. This was our first hurricane; so it wasn't experience based, but "forward thinking" based.
You've got to have a plan "B" and even a plan "C". I have always lived my life that way:
"If it happens to others, it can happen to me, I'm not special".
Unfortunately, people think they are "special" and bad things happen only to others. They underestimate the risks, and pay the price...
I'm now, for instance, just buying a small cheap inflatable boat with a small motor, I already have life vests. I pray I won't have to use it - ever. But it's plan "C" - a.k.a: insurance.
Great points!
the gov. made a ruleing when storms are comeing they let you fill your meds early . i did that my generator runs on propane most home ones do in less you buy a portable one
Correct however that is IF you thought to do that and IF you were under the appropriate hurricane status. Storms can change course quickly and hit areas that are not anticipating a severe issue -- think North Carolina and Tennessee. As i mentioned in the video, external (portable) generators do run on gas which runs out. So does propane. It sounds like you were ready for this storm and that is a great thing!
I was born in Clearwater, FL, 1958. My mom and dad were born here. I've seen it all here. I've learned to prepare when I was a kid. I've had a boat since I was a kid, the boats just got bigger. I want to take it out tomorrow. I feel sorry for people worried about snakes and gators. PTSD? WTF? I hunt gators and snakes. This storm was bad. Most people have not lived here for very long and they are scared and unprepared. Paradise is nice until the $hit hits the fan. I hate to say it but this lady up top doesn't understand how this works. She doesn't belong here!
This is one of the newer problems. Many people who have lived through hurricanes feel they've made it this far so why worry? Well storms today are not the storms of years ago. And the forecast is these storms are only going to worsen and intensify as time moves on. Recently we had a violent rain storm and the beautiful pond that I knew most of my life was gone when a dam broke from the flash flooding and let all the water run out, killing all the beautiful wildlife like ducks, swans, turtles and fish. The water coming down from this violent storm was like nothing anyone around here has ever seen. During Hurricane Ian some people from Fort Meyers went shopping for some food and drove back to their home while the water was starting to climb (just a couple of inches). They're dead now. If only they realized how dangerous this was.
@@pattiebravata7462 I've lived thru a lot of hurricanes being a life long FL native even a few of the worst CAT5s, not fun! Even tropical storms can do a lot of damage now. I worry every year and make sure I am well prepared. Hurricanes are the same as they have always been, just more population and over development to get nailed. Native Americans lived in these areas for 1000s of years survived and flourished better than modern day people!!!!
the gov. made a ruling on hose payments to the banks they are forgiven for a month or two
They arent forgiven, some are agreeable to modify. I think you are thinking about FEMA loans. You do not have to repay any money received from FEMA's Individuals and Households Program, if approved. You do have to repay disaster loans received from the Small Business Administration. Mortgage companies are not required to forgive mortgage payments. Perhaps we are talking about 2 different things.
Your home must be higher up, not flooded 👍🏻
*** you’re on the second floor .
Dear, Florida is no longer a dream, it is turning into very expensive reality. I have friends who will have to give away their beautiful condo in Palm Beach because the assessment they have been hit with is unaffordable. Yeah, Irma: 5 days no power, needed a shovel, toilets not working since the lift stations had no power. Shovel to fight off the alligators and pythons……
Florida is OK for many who still want to live there. For condo buyers, find a condo 3 or more miles from the coast. You’re still only a few minutes from the beach, but away from the surge possibilities. When you consider buying, look at condos with hurricane impact windows and/or folding shutters. Buy in a condo community with no buildings higher than two stories. Condo buildings under three stories aren’t subject to the new laws requiring periodic engineering and structural studies that may require significant repair costs to the HOA. They’re also required to fully fund reserves to cover engineering reports and repairs and maintenance required by the reports. Also, don’t buy in a flood zone, and buy on the second floor, if possible, but you’ll want to have an elevator or lift (with backup battery) to that floor. With these things in place, your insurance will be discounted, too, usually up to 25-40%. Florida will still generally be fine, but due diligence is necessary when buying.
What about this? If it happens once why wait for the next one and expect a different result? Shame on nature for the first occurrence, shame on all of you for all the others. Its obvious to a 3:year old what one needs to do.
Wait …..no phone or power I’m O U T wait I need gas I’m still OUT 🥸🥸🥸
wait I don’t like snow I’m staying to help others .💝💝💝
Wait …..no phone or power I’m O U T wait I need gas I’m still OUT 🥸🥸🥸
wait I don’t like snow I’m staying to help others .💝💝💝