@@thehoov6672 lol, yeah. Also, when you have a generation of parents who aren't speaking to their own kids about their finances they will raise kids who don't speak about finances. I remember asking my mom about how much she actually makes and speaks and the question along gained me annoyance and disgust from her I couldn't understand it. From my experience parents exist to co-exist with you not really teach you.
My wife keeps the house clean, does the laundry, & I pay the bills. She doesn't help me & I don't help her. She hates math & I hate cleaning. It works for us.
Dave loves the ladies, and chews the men out, tells them they are lazy and dont work hard enough while the wife sits home ;) He would chew the caller a new one if it was a man...
Shante definitely has her heart in the right place. I hope she turns this around, which may mean getting rid of the goober who isn't participating in the marriage
He seems a little harsh in the first part, but in the second half of the video he does say some kind things to her... he says it's not her fault, her husband needs to pull his weight.
sounds like she will be a single mother soon.the husband is just mooching of her by the sound of it. shes afraid to pull him to the table. Its the truck that is intact and running costing money. her name is shante and she is from detroid. making 50k a year yet shes broke. Some one is spending that money on their sideb%^tch
Her Husband needs to step up. To help deal with this mess. He might have to fight with her. But he needs to be doing something. What it sounds like to me
The husband is definitely doing stuff on the side. Money is slipping out somewhere. If you look at each transaction, you'll figure out what's going on.
She isn't even looking at the bills. HAHAH if you don't know what you make and what your bills are you can't even be looking. Is she paying the property taxes on that home? The Home insurance?
I felt so bad for her. It was clear she wasn't formulating a real budget when she can't even describe what she's bringing in every month. I have a feeling her husband is a big part of the equation. If he's not even involving himself with the financial side, he could be spending god knows how much money without her even knowing about it. Marriage is a partnership, and that means both parties have to take equal responsibility to make that household function. I hope her and her husband can sort this mess out together.
I asked a woman at my work if she had her own well and septic system and she did not know. Very well. Does the city send you water bills? "I don't know. If I get a bill from the city, I just pay it."
Dave is such a nice guy! She was 'drowning' and her husband just doesn't get that marriage is a partnership that has to be worked at. You can't just sit back, look pretty, and let your partner take the load. Good on Dave for helping.
Adam Bottjen i used to work in collections and people would open a store credit card with visa logo pay the minimum and charge the available balance right over again and it never ends. Seems ridiculous with such a low balance card but I've heard everything from needed gas to groceries to kid had a school function I had to pay for and the extra cash just wasn't there but the credit was.
soexcessive84 I believe it because I’ve done it. I’ve literally made a $25 payment on a card then immediately turned around and used it as soon as it was available.
Dave ask the same basic questions on every show, I wish callers would have that info written down so they could read it out quickly with out all this him hawing. It's nice to see Dave is always willing to help out those struggling. Hopefully she got to sit with the coach and get her husband on board. I'd like to know if they are debt free now or close to it.
I promised myself early I life that I would not STRUGGLE with anyone. And I have kept that promise and now I love a successfully single life. It is awesome!
#1 issue is the husband ---> She makes a budget and he's not sticking to it because he's not involved. He is not taking care of his family, it's not about bringing home the bacon and having the wife frying it up in the pan anymore. Man stand up and work with your wife.
She clearly doesn't make a budget, shes sitting there trying to do the maths off the top of her head on their monthly salary, if she had been doing a regular budget for 5 years she would know that number as well as she knows her own name.
hes probably at the bar... too busy ;) whered that money go... like when i pick my kids up after school theirs a bar by the after school place, same drunken fools there every night after work... who can afford that...
I love Dave Ramsey! You are one of a kind. Thank you for all that you do...may God continue to bless you and your family. My husband and I are on fire with what you teach...we are on our way to being debt free, with the help of the Lord we've got this!
I just became aware of you Dave and your channel. I've been watching a bunch of your videos for the past two days. I am now focusing more on my monthly budget thanks to you.
Why does it have to be an addiction,a secret baby mama or a stripper ? Can we stop with the assumptions pls . They just overspend and need to stop hence her calling and trying to sort things out
The habit or addiction doesn’t have to be sinister. It could be eating out, hair, nails, entertainment, etc. Some of those things are addictions for some people.
I think she is overwhelmed. I do not think that the husband is doing his part when it comes to this marriage. I think anyone can get to this point, just need to be disciplined.
I remember back in about 4th grade where we had some math problems that went something like, "Sam has $10. Sam wants to buy pencils, baseball cards, crayons, and a flashlight. Does Sam have enough money for these items?" We had to add up the price of each item on a price list without the use of a calculator and use some simple deductive reasoning to decipher whether or not Sam had enough money for all those items. Maybe all of our 4th grade education has been lost.
Shopping, eating out, fronting lifestyle. Husband not totally pitching in. How in the world are you in a house paid for, 2500 behind on light bill. What about water bill, car insurance, also really sad and unreal...really hope they get it together as a couple.
My Wife works for an electric/gas Utility in Billing, and it's amazing to learn how many people think that having electric and gas service should be free. It's often the last thing paid when things get tight, that includes after the new car they can't afford and the $800.00 dollar outdoor smoker grill. Ever wonder sometimes why your utilities bill is so high, some of that is because of the amount they have to write off every year which the amount would shock some people.
2500 late on electric bill. That angers me cause I used to be irresponsible and unorganized. I never owed that much money but I was pretty stupid in not having bills paid on time
Why? It takes strength to make calls like this. I think its uplifting to see truth in action and to cheer her on from the sidelines. I don’t feel embarrassed at all, in fact it seems like an odd reaction.
I like that he told her he wanted her to win-Dave really cares about us getting out of debt! Saw him last April at the Tower Theater in a suburb of Philly-was well worth it! Hope Dave and the whole crew come back-a lot of people need his program!👍
This woman needs to get a clue. Seems like she hasn't learned a thing from the book or from financial peace. Why would she get herself a credit card after filing bankruptcy? They need some couples counseling first and foremost. They should have more than enough money to live.
Gary Host they live in Detroit, they can be had really cheap. $50,000 per year after taxes is at least $3,000 per month!! With no mortgage a car payment and food couldn’t possibly be more than $1500.
This is a whole different side of Dave. So kind and compassionate. If her husband doesn't help how does the left hand know what the right is doing she budgets 300 for the electric he spends it on bs and she's lost to it.
I don't know why she called in she seems clueless. I don't know how they paid off the house and how do they still have house after bankrupty . How can she be serious to not even know how much they make or their bills. She knows how he is why set your self up to look foolish.
Obviously some of this is self inflicted, poor decision making and judgement. However, don't judge as everybody makes mistakes whether it be in the financial context or another. Alot of self righteous people posting here. Let's just pray the women sees sense and gets out of the mess.
Yes on one hand it's ridiculous that they're behind on their electric bill especially making 50 and no house payment but on the other hand I really could see how they're behind because the guy says OHSU I trust you and that means that he's not worried about anything as long as he has whatever is important to him like money for lunch or money to put gas in the car or whatever probably doesn't even know how far behind they are on the electric
The people that judge. Jeez. 50k is squat after taxes for a family of 4!!!!! and in Detroit, where i'm from, I'm not surprised the light /gas bill is high because the local energy company sends inaccurate bills. Sent me one, where I paid in full every month and they said the payments weren't being distributed properly and sent me a $400 bill! any who, and the car insurance is up the a$$ in Detroit. $300 a month for a 10 year old car.
Jennifer Aviles I understand where one would think she’s miss managing money but after taxes and for a family that size it’s not much. I teach money management workshops and do financial coaching where I help people create budgets. There are many people in Detroit without a mortgage as you can cash out property for as little as $5k. They still aren’t able to stack cash depending on the circumstances. People will judge if they aren’t in the situation to know first hand someone’s situation detail for details. I wish she’d call me. I think I can assist ☺️
This is crazy! She owes her house outright and is in that kind of debt. She doesn't have the biggest bill everyone else has...every single month. I blame her husband. What is he buying in secret?
Wow that's a lot of back utilities. My town threatened to turn mine off when I only missed one payment when the check fell between car seats and I thought I paid it. My bill is only 50-100 per month lol.
If the husband has no idea what the budget is, he can’t be staying within the spending bounds. He just spends whatever and then tells his wife, “figure out how to make it work. I trust you.” I would be so angry if my husband was doing that to me every wk/month.
I filed for bankruptcy in 2007, I also married my husband. We have a monthly income of $4,100 we still owe $59,300 on our home which we bought for $110,000 in 2011. At the same time we had 3 kids, and I paid off my $14,082 in Student Loans. We currently have $4,700 in credit card debt. I'm now on Step#2. I was over my head as I co-signed for a $30,000 Lexus for a boyfriend and I had over $25,000 in credit card debt.
He should have asked her how they paid their house off. If they’re not paying their electric bill , I doubt they were making double payments on their house. Was it given to them?
It's not a "paid off" house...it's a home she inherited from her grandmama...that's why she's drowning in debt. Somebody else put in the hard work and left their legacy to give her the shot at life that they never had and she spent the money she was earning on a status symbol car, new hair every week and brightly coloured finger and toe nails...no pity here for girlfriend.
Please explain to me how you can get that far behind on lights? If I'm 2 weeks late my lights are shut off...that's like 200 bucks. HOW are you behind 2500? Seriously
Dave seems shocked that she's in debt while owning her home. My house cost about 6,000 in Detroit (see did some renovations, but it was livable at least). I know a ton of broke homeowners. Its cheaper to buy than to rent here
I don’t understand how spouses can just let their other halves drown in stress over finances. Be a partner and help !
He may be an adult by age.
But he's a boy by mentality.
That's how.
@@thehoov6672 lol, yeah. Also, when you have a generation of parents who aren't speaking to their own kids about their finances they will raise kids who don't speak about finances. I remember asking my mom about how much she actually makes and speaks and the question along gained me annoyance and disgust from her I couldn't understand it. From my experience parents exist to co-exist with you not really teach you.
My wife keeps the house clean, does the laundry, & I pay the bills. She doesn't help me & I don't help her. She hates math & I hate cleaning. It works for us.
@@thehoov6672it’s his fault she don’t work? Lmaooo aways excuses for the girls always the men fault
Love your patience with this lady
me too
Dave loves the ladies, and chews the men out, tells them they are lazy and dont work hard enough while the wife sits home ;) He would chew the caller a new one if it was a man...
Shante definitely has her heart in the right place. I hope she turns this around, which may mean getting rid of the goober who isn't participating in the marriage
she was clearly distressed or something. thanks, Dave, for being so kind to her.
He seems a little harsh in the first part, but in the second half of the video he does say some kind things to her... he says it's not her fault, her husband needs to pull his weight.
sounds like she will be a single mother soon.the husband is just mooching of her by the sound of it. shes afraid to pull him to the table. Its the truck that is intact and running costing money. her name is shante and she is from detroid. making 50k a year yet shes broke. Some one is spending that money on their sideb%^tch
a qq
She doesn’t need kindness. She needs honest talk of the verbal slap in the face kind to wake up.
I hope the pep talk helped her turn it all around.
I think the house was inherited. I doubt they paid off their house with their disfunction.
Houses are like a $1000 in Detroit. Super easy to have a paid off home.
She does seem a bit clueless, but she also seems to be pulling the entire load by herself. Stressed, hopeless people can't function well.
Mark B clueless? maybe. stupid? yes
@@EmpireTextbooks Who are you to judge anyone? Are you perfect?
Her Husband needs to step up. To help deal with this mess. He might have to fight with her. But he needs to be doing something. What it sounds like to me
Only because I went through this with my ex, it never made sense. He was hiding his paycheck stubs and bills.
A paid for house and behind on the electric bill? Now I've heard it all.
Vickie Clark it’s her husband
The husband is definitely doing stuff on the side. Money is slipping out somewhere. If you look at each transaction, you'll figure out what's going on.
Guarantee the husband is spending some money the wife doesn't know about.
Vickie Clark 😂😂😂😂
She called from Detroit, some of the houses are super cheap here
Dave is a good coach. He hears the story, analyzes the numbers, and gives a plan.
Such a good heart 💗
Respect to Dave being so patient with this lady. She needed it. She's doing it all on her own basically.
I wouldn’t have been so kind. This is infuriating.
@@inthevault9603 The situation is a bit ridiculous, but if she had enough humility to call in and ask for help, that does merit some sympathy.
Oh yeah I'm doing a budget, no I dont know how much our income is and I dont pay my bills before my debts. smh
He was surpassingly gentle with her. This was a good video. But yeah, she definitely isn't budgeting.
exactly
She isn't even looking at the bills. HAHAH if you don't know what you make and what your bills are you can't even be looking. Is she paying the property taxes on that home? The Home insurance?
I felt so bad for her. It was clear she wasn't formulating a real budget when she can't even describe what she's bringing in every month. I have a feeling her husband is a big part of the equation. If he's not even involving himself with the financial side, he could be spending god knows how much money without her even knowing about it. Marriage is a partnership, and that means both parties have to take equal responsibility to make that household function. I hope her and her husband can sort this mess out together.
I asked a woman at my work if she had her own well and septic system and she did not know. Very well. Does the city send you water bills? "I don't know. If I get a bill from the city, I just pay it."
A little late to the comment game here, but she cold call the electric company and ask to be put in a payment plan. They'll often do that.
Dave is such a nice guy!
She was 'drowning' and her husband just doesn't get that marriage is a partnership that has to be worked at. You can't just sit back, look pretty, and let your partner take the load.
Good on Dave for helping.
I like the calls that start out. "Hi Dave, I'm doing everything you teach." Lol!
😂
She is either clueless or simply not being honest during the phone call.
I think clueless.
I love it whenever he tells Kelly to pick up because I know they're going to get something good!
Yeeeess!
It makes me happy too 😀
Sometimes you just need to hear the truth without sugar coating. You can tell she was shocked, but thankful of having heard the truth.
Odds are the guy is a deadbeat. He says "he trusts you" with the budget but doesn't intend to actually live by it.
"I trust you" seems to be code for; 1) I really do trust your judgement or 2) do whatever you want because I'm 100% not invested in this relationship!
I think "I trust you" in this case means that if she screws up he can blame her.
" I trust you" when her husband says that, he's redirecting what he's really doing on the side.
Same problem my mom had with my father. She will be in debt forever if he's not on board.
That $300 credit card should have already been taken care of!
+Adam Bottjen exactly!
Adam Bottjen i used to work in collections and people would open a store credit card with visa logo pay the minimum and charge the available balance right over again and it never ends. Seems ridiculous with such a low balance card but I've heard everything from needed gas to groceries to kid had a school function I had to pay for and the extra cash just wasn't there but the credit was.
soexcessive84 I believe it because I’ve done it. I’ve literally made a $25 payment on a card then immediately turned around and used it as soon as it was available.
Exactly what I had thought
i was surprised it was that low... yes should pay that first then get them lights
Dave ask the same basic questions on every show, I wish callers would have that info written down so they could read it out quickly with out all this him hawing. It's nice to see Dave is always willing to help out those struggling. Hopefully she got to sit with the coach and get her husband on board. I'd like to know if they are debt free now or close to it.
I really hope her situation gets better & congrads to her for being brave enough to come forward with her situation.
I promised myself early I life that I would not STRUGGLE with anyone. And I have kept that promise and now I love a successfully single life. It is awesome!
I just started watching Dave Ramsey, loving his advice and kindness to his callers.
#1 issue is the husband ---> She makes a budget and he's not sticking to it because he's not involved. He is not taking care of his family, it's not about bringing home the bacon and having the wife frying it up in the pan anymore. Man stand up and work with your wife.
She clearly doesn't make a budget, shes sitting there trying to do the maths off the top of her head on their monthly salary, if she had been doing a regular budget for 5 years she would know that number as well as she knows her own name.
dmebrown i bet he's cheating
Butterfly Queen What?
Don't worry they'll be divorced soon enough.
hes probably at the bar... too busy ;) whered that money go... like when i pick my kids up after school theirs a bar by the after school place, same drunken fools there every night after work... who can afford that...
That has to be at least 18 months of electric bills! 😳
her husband is handling the money and he spending all of it
I love Dave Ramsey! You are one of a kind. Thank you for all that you do...may God continue to bless you and your family. My husband and I are on fire with what you teach...we are on our way to being debt free, with the help of the Lord we've got this!
I just became aware of you Dave and your channel. I've been watching a bunch of your videos for the past two days. I am now focusing more on my monthly budget thanks to you.
Having the knowledge to get out of debt isn't enough, you need to put the knowledge into ACTION.
You can do it Shante, don't give up, girl! :)
Someone in her household has a habit or an addiction. She needs to wake up.
Why does it have to be an addiction,a secret baby mama or a stripper ? Can we stop with the assumptions pls . They just overspend and need to stop hence her calling and trying to sort things out
The habit or addiction doesn’t have to be sinister. It could be eating out, hair, nails, entertainment, etc. Some of those things are addictions for some people.
@@msims1081 exactly !
She sounds scared like she realized her husband is cheating or using drugs
The best time to plant a tree is 20 years ago. The second best time is today.
Absolutely love this ❤️
no mortage payment and your that broke . eat rice and beans for a few months
Could be wrong but sounds like the husband might be doing the spending. 50k a year but behind on your light bill?
Would love to hear follow ups on a lot of these older callers
She sounded overwhelmed and I agree, there probably isn't a budget in place.
I think she is overwhelmed. I do not think that the husband is doing his part when it comes to this marriage. I think anyone can get to this point, just need to be disciplined.
"I don't understand, I read the book and my debt didn't go away"
She needs to read the book again, but actually do what it says this time.
😂
Motion makes her feel like she's getting things done. But really she is just preparing to get something done.
I hate how he has to pull teeth with these people. You listen to the show. You know what he wants.
Exactly
Most of these people just cant comprehend
😆😆
The best one yet Dave !
I remember back in about 4th grade where we had some math problems that went something like, "Sam has $10. Sam wants to buy pencils, baseball cards, crayons, and a flashlight. Does Sam have enough money for these items?"
We had to add up the price of each item on a price list without the use of a calculator and use some simple deductive reasoning to decipher whether or not Sam had enough money for all those items.
Maybe all of our 4th grade education has been lost.
Love it
Yep those early lessons were foundational!
😂😂
paying for a coach was very nice of Dave. great work Dave!
I finally sat down and wrote a budget the other day. I am really enjoying the Dave Ramsey show.
Ok so who is she fooling ..They're overspending and it sounds like HE is the problem and she is in denial
This lady wasn't prepared when talking to Mr. David Ramsey.
People need to stop calling her stupid even David went broke
He was stupid back then as well, he even said it himself.
We're not here to sit around and hold each other's hands, snowflake.
Kelly Best89 when I make dumb financial decisions I call myself stupid.
Faizan A yes maybe with some savings she can buy new husband 😂
If the shoe fits... change shoes.
So...they wanna ensure their kids have cable but not electricity when it goes out?
Shopping, eating out, fronting lifestyle. Husband not totally pitching in. How in the world are you in a house paid for, 2500 behind on light bill. What about water bill, car insurance, also really sad and unreal...really hope they get it together as a couple.
My Wife works for an electric/gas Utility in Billing, and it's amazing to learn how many people think that having electric and gas service should be free. It's often the last thing paid when things get tight, that includes after the new car they can't afford and the $800.00 dollar outdoor smoker grill. Ever wonder sometimes why your utilities bill is so high, some of that is because of the amount they have to write off every year which the amount would shock some people.
What a sensible calm outlook dave Ramsey, has, explains everything to caller, surely people are getting out of debt, all of it works, I've done this
Bless her heart. Someone is very naive.
2500 late on electric bill. That angers me cause I used to be irresponsible and unorganized. I never owed that much money but I was pretty stupid in not having bills paid on time
This is why people are living paycheck to paycheck and barely making it by because it’s not their priority.
Exactly!!!!! Has NOTHING to do with inequality and all the other BS that is preached today
I remember hearing this a couple of years ago and I still say Dave is such a great man.
Why do they allow these callers in who don't know their numbers? I wish they would tell them to call back.
I feel embarrassed for this woman.
*****
Exactly. I would be ashamed to call Dave and describe this.
She should have never admitted she read his book and took the class and here she is 2500 behind on her electricity. So embarrassing
She was able to get through the phone line to speak with Dave; The teachings are great though.
Why? It takes strength to make calls like this. I think its uplifting to see truth in action and to cheer her on from the sidelines. I don’t feel embarrassed at all, in fact it seems like an odd reaction.
She's got the level of humility to admit she needs help. That's huge.
Thank you for posting these videos there help me out.
I need an update on this!
You are such a good person for what you do Thank You !
I love that Dave really wants you to win!
I like that he told her he wanted her to win-Dave really cares about us getting out of debt! Saw him last April at the Tower Theater in a suburb of Philly-was well worth it! Hope Dave and the whole crew come back-a lot of people need his program!👍
Time to tame that money and win !
God bless you while you blessed others
I love Dave's laugh!!! 🤣🤣🤣
This woman needs to get a clue. Seems like she hasn't learned a thing from the book or from financial peace. Why would she get herself a credit card after filing bankruptcy? They need some couples counseling first and foremost. They should have more than enough money to live.
kakelinga how do they own their house?
Gary Host they live in Detroit, they can be had really cheap. $50,000 per year after taxes is at least $3,000 per month!! With no mortgage a car payment and food couldn’t possibly be more than $1500.
This is a whole different side of Dave. So kind and compassionate. If her husband doesn't help how does the left hand know what the right is doing she budgets 300 for the electric he spends it on bs and she's lost to it.
I don't know why she called in she seems clueless. I don't know how they paid off the house and how do they still have house after bankrupty . How can she be serious to not even know how much they make or their bills. She knows how he is why set your self up to look foolish.
Obviously some of this is self inflicted, poor decision making and judgement. However, don't judge as everybody makes mistakes whether it be in the financial context or another. Alot of self righteous people posting here. Let's just pray the women sees sense and gets out of the mess.
Dorian Wright
The first thing is both parties need to be on the same page. They have to do the budget together.
Yes on one hand it's ridiculous that they're behind on their electric bill especially making 50 and no house payment but on the other hand I really could see how they're behind because the guy says OHSU I trust you and that means that he's not worried about anything as long as he has whatever is important to him like money for lunch or money to put gas in the car or whatever probably doesn't even know how far behind they are on the electric
He's so nice and understanding. I got irritated by just listening to how she's behind on her light bill.
still don't understand why people are not honest and upfront about things when they call in.
The people that judge. Jeez. 50k is squat after taxes for a family of 4!!!!! and in Detroit, where i'm from, I'm not surprised the light /gas bill is high because the local energy company sends inaccurate bills. Sent me one, where I paid in full every month and they said the payments weren't being distributed properly and sent me a $400 bill! any who, and the car insurance is up the a$$ in Detroit. $300 a month for a 10 year old car.
Kenya Williams no mortgage though? Oh come on
Jennifer Aviles I understand where one would think she’s miss managing money but after taxes and for a family that size it’s not much. I teach money management workshops and do financial coaching where I help people create budgets. There are many people in Detroit without a mortgage as you can cash out property for as little as $5k. They still aren’t able to stack cash depending on the circumstances.
People will judge if they aren’t in the situation to know first hand someone’s situation detail for details.
I wish she’d call me. I think I can assist ☺️
Dave's awesome!
This is crazy! She owes her house outright and is in that kind of debt. She doesn't have the biggest bill everyone else has...every single month. I blame her husband. What is he buying in secret?
Yup
Exactly what I was thinking !!!
99% of life is planning. The plan never works perfect, but it’s always better than no plan
You know I have never heard it phrased it exactly that way and I gotta tell you I like it.
Lol......gotta love Papa Dave's advice and money Principals.
I feel like she is frantic and all over the place. Its like shes a hummingbird
Just slow down and listen..
Relisten to Dave bc u didnt the first time
Dave is like a dad (financial dad) we all need but we don't deserve ;). BTW. I agree with him about 70% of ideas.
Wow that's a lot of back utilities. My town threatened to turn mine off when I only missed one payment when the check fell between car seats and I thought I paid it. My bill is only 50-100 per month lol.
math is hard LOL... you gotta know your monthly bills versus your actual take home pay after taxes or you can't even start a budget
I love when he says kiddo
Just mind blown on how this can be an issue with having zero mortgage payment. They're ignorant spenders.
If the husband has no idea what the budget is, he can’t be staying within the spending bounds. He just spends whatever and then tells his wife, “figure out how to make it work. I trust you.” I would be so angry if my husband was doing that to me every wk/month.
thank you dave. i needed this.
I almost had a panic attack listening to this caller.
This sounds like a case of keeping up with the jones
Wow! Dave paying for a coach in her area!
I filed for bankruptcy in 2007, I also married my husband. We have a monthly income of $4,100 we still owe $59,300 on our home which we bought for $110,000 in 2011. At the same time we had 3 kids, and I paid off my $14,082 in Student Loans. We currently have $4,700 in credit card debt. I'm now on Step#2. I was over my head as I co-signed for a $30,000 Lexus for a boyfriend and I had over $25,000 in credit card debt.
I like the log jam example. You want movement then you gotta blow something up. Boom.
I hope she’s doing better today!
He should have asked her how they paid their house off. If they’re not paying their electric bill , I doubt they were making double payments on their house.
Was it given to them?
Paying for a car that doesn’t work......says it all really. I dare say they thought they didn’t need to put water and/or oil in it.
How are the lights still on
It's not a "paid off" house...it's a home she inherited from her grandmama...that's why she's drowning in debt. Somebody else put in the hard work and left their legacy to give her the shot at life that they never had and she spent the money she was earning on a status symbol car, new hair every week and brightly coloured finger and toe nails...no pity here for girlfriend.
I don't understand this call. Your house is paid for. How can you not pay your bills?
"I don't understand what's going on..."
Please explain to me how you can get that far behind on lights? If I'm 2 weeks late my lights are shut off...that's like 200 bucks. HOW are you behind 2500? Seriously
Hey everyone embarrassed for her . She paid off her house!!!!
I wanted Dave to ask her about how she managed to do that unless it was inherited?
Dave seems shocked that she's in debt while owning her home. My house cost about 6,000 in Detroit (see did some renovations, but it was livable at least). I know a ton of broke homeowners. Its cheaper to buy than to rent here