How to Save Your First $100,000

Поділитися
Вставка
  • Опубліковано 24 гру 2024

КОМЕНТАРІ • 223

  • @CB_4216
    @CB_4216 Рік тому +560

    I started back in 2020 with nothing. 100K took about 2 years. Currently at $162K. I didn't increase my income, just drastically reduced my expenses. Gazelle intense!

    • @CB_4216
      @CB_4216 Рік тому

      @@k-mart7475 64K per year. For 4 months earlier this year I was making a little more on a special assignment.

    • @ronnellmacklinJr
      @ronnellmacklinJr Рік тому +14

      Congratulations. Well done

    • @SuperCutensweet
      @SuperCutensweet Рік тому +8

      That’s amazing!

    • @tacos_are_life
      @tacos_are_life Рік тому +6

      Wow that’s amazing and so inspiring to hear. Congratulations! Thanks so much for sharing! 😊👏🏼

    • @Chele-nm4qx
      @Chele-nm4qx Рік тому +3

      2020 was my year also! That was an eye opener!

  • @J2nD1991
    @J2nD1991 Рік тому +27

    My wife just resigned from her job, but during the time she was working we were able to attack our mortgage with intensity freeing up pmi charges. It was a huge milestone for us, now that her income is off the table we have to re adjust the monthly budget, the 4 walls are no problem we just dont have that extra margin to reach all our desired goals at the time we had initially intended, which is fine. At this point we're content with the accomplishments we've made so far. She has the flexibility to be available for the children and this is one of the struggles we had going on while she worked. Everyone has different challenges, with different levels of difficulty, but all I can say is to stay committed, be content, set your goals, and keep pushing forward until those goals are met!

  • @tinyshedlife
    @tinyshedlife Рік тому +36

    Y’all!! This really works! In 2019 we were all in with these baby steps. We decided to downsize to less than 1000 sqft, which allowed us to have no mortgage. For 6 months we lived in 240 sqft (2 adults and 4 kids). It was the funnest adventure ever. You have to make it fun to really make it work. Before the downsize we sold off everything that wouldn’t fit. Now we are working on saving up more money and hopefully being able to use that to start a farm. I’d love to see $100k in my bank account!

    • @emloufox
      @emloufox 9 місяців тому +4

      Sounds damaging for the kids but good for you I guess

    • @ericar.6370
      @ericar.6370 9 місяців тому

      @@emloufoxew Emma 😒

    • @kathyhoutami
      @kathyhoutami 3 місяці тому

      Well done you. In the old days children didn't need their own rooms. They shared and they grew up just fine. Keep it up.

  • @egr3071
    @egr3071 Рік тому +75

    I’m 60% of the way there. Having $100k saved is going to be huge coming from a low income background. Not sure what to invest in once I get there.

    • @Dividendsmattertoo
      @Dividendsmattertoo Рік тому +4

      A good dividend etf

    • @arh1234
      @arh1234 Рік тому +10

      If it's in a 401k or Roth IRA, consider a target date retirement fund. Just make sure it has "index" in the name so you know you get low fees. It's a great starting point in tax-advantaged accounts.

    • @otgenius
      @otgenius Рік тому +3

      If its cash, real estate

    • @jantubaman
      @jantubaman 10 місяців тому

      ​@@Dividendsmattertoo or a total market etf

    • @danawmass6944
      @danawmass6944 10 місяців тому +2

      Index fund index fund index fund

  • @Marie.Me.
    @Marie.Me. Рік тому +92

    Would like to start seeing/hearing more information for those who make below the "average" income but would like to still build wealth (but also have a family and cannot just go out and get a second job or have family that helps them out). I feel like this is a common place to be in and a lot of people feel stuck. We are on baby step 4 and it has been so hard to grow past that.

    • @sonialavoie1744
      @sonialavoie1744 Рік тому +2

      Yes. I know !

    • @valkelly3054
      @valkelly3054 Рік тому +23

      It’s ok to not build wealth in this season. You’re prioritizing your family. One day you will be able to work more and blast through the last steps. What you won’t be able to do is get the time back with your kids. Sometimes we have to embrace the season we’re in.

    • @tinyshedlife
      @tinyshedlife Рік тому +16

      We are/were in the same boat. I found setting up extra bank accounts for goals was helpful. As long. As they are free to use and have no minimums etc. we put $20 here, or there into each fund. And we aren’t allowed to touch it. It starts to add up. Then I’ll transfer it to a big savings and start again. Or maybe things like tires. We have a fund for all car stuff. So when an expense pops up it forms hurt our monthly budget. It comes from the $20 I set aside every month. I even have one I put $8.50 in. It sounds silly but when kids need clothes I’ve got a little set aside.

    • @kitcatkit6240
      @kitcatkit6240 10 місяців тому +5

      Honestly I was a SAHM for 7 years and it really affected our family financially. My advice is to not worry. Get thru the baby/elementary years then get aggressive when the kids are older and more independent.

    • @raquelocasio8588
      @raquelocasio8588 8 місяців тому

      If you can't get an additional job, maybe change jobs to get a higher salary?

  • @ihaveadreamformykids4400
    @ihaveadreamformykids4400 Рік тому +56

    We’re at baby steps 6 and 7. We are paying extra in principal and saving aggressively but because of inflation, it is getting harder keeping the same budget monthly. We need to increase our income in order to adjust the budget.

  • @livingunashamed4869
    @livingunashamed4869 Рік тому +51

    Just invest early and often guys. $500 a month for 10yrs will get you there.

    • @ilovenoodles7483
      @ilovenoodles7483 9 місяців тому +4

      Having the extra $500 a month in order to invest is hard, even when you cut all your expenses down to absolute necessities.

    • @livingunashamed4869
      @livingunashamed4869 9 місяців тому

      Yeah its not easy for most people but just investing $100 a month will go a long way just invest what you can. @@ilovenoodles7483

    • @AprilDelRosario
      @AprilDelRosario 3 місяці тому +1

      Why do I feel like she never answered the question?

  • @danareynolds4069
    @danareynolds4069 Рік тому +30

    All of this takes YEARS & YEARS on the average US salary. Been following Dave Ramsey for over a decade and still working towards $100k in savings. I don’t count my home equity, it’s not available & if I sell or use it just have to start over but now without a place to live.

    • @sharonfleshman6961
      @sharonfleshman6961 Рік тому +6

      For a long time I have felt like the baby steps are mostly great but the media they put out seems to be geared for those with a higher income. Singles, lower incomes etc are left in the dust.

    • @Johanneslol11
      @Johanneslol11 10 місяців тому +1

      This is 100% something that will take a loooooong time to reach. I am not in America but some of these steps can be applied here. I am busy paying of my student loan now. As soon as that is gone I can start investing more. My retirement account is already done before I even see my salary.

    • @cornflowertoile3026
      @cornflowertoile3026 8 місяців тому +1

      Exactly, as she says, if you bring home $4000 a month & you spend $4000 a month on expenses, how exactly do you save up $24,000!

  • @tressalewis7004
    @tressalewis7004 Рік тому +38

    We are doing a low spend year. It’s trickier than it sounds but we are down to 28.2 K I can’t wait :-) so excited to be finishing step six …soon!❤

  • @lindadorman2869
    @lindadorman2869 Рік тому +36

    Please include medical expenses in the "four walls". Most people have to pay out-of-pocket for eye exams, glasses/contact lenses, dental care, medications, etc...that are not optional, nor are they covered by insurance. In many cases, these costs are fixed and there's no way to cut back either.

    • @donaldlyons17
      @donaldlyons17 Рік тому +3

      Yeah you tell her. I don't think she has some of those same problems because her expenses are less than her income so she seems to have options.

    • @brg2743
      @brg2743 Рік тому +4

      Was so thankful my new glasses were mostly paid for by insurance. Don't know how people do it without it. So blessed.

    • @rebaparker3714
      @rebaparker3714 Рік тому +1

      Dave recommends getting insurance or something like shared medical costs -they advertise for something like Christian healthcare ministries

  • @mikeynoels7210
    @mikeynoels7210 10 місяців тому +16

    This was really a video about the baby steps

  • @DoctorFlynn
    @DoctorFlynn Рік тому +50

    I love all Ramsey videos no matter who puts them out don’t get me wrong, but I wonder how many times I’ve clicked on various videos thinking, “Here’s some new information or even fun different information,” only to be told about the baby steps again for 10 minutes. I understand the fact that they work, but it’s just restated over and over again in all of these videos and in a way clickbaited at this point!

    • @Nisa-gm5wg
      @Nisa-gm5wg Рік тому +1

      You are so right

    • @leahmcdermott4189
      @leahmcdermott4189 Рік тому +6

      Honestly! I clicked on this video excited to see what Rach was gonna say just for her to go through the Baby Steps which I already know inside out and can recite in my sleep 🙄. Boring! Major clickbait 😭

    • @hopewolff2216
      @hopewolff2216 Рік тому

      Can you share the link for the episode on the money market information? Thank you

    • @donaldlyons17
      @donaldlyons17 Рік тому +3

      That is the problem with the whole group... They don't know how to make money except sell other people stuff and spend less than they make....

    • @missymyers7043
      @missymyers7043 10 місяців тому

      This is assuming you know where your money is coming from. When you and your spouse are both self-employed and never know when the next paycheck is coming. We have no debt and have a 1 year emergency fund, rent and no investments…however it is an income issue not a spending issue. 60 and 66 yrs…trying to start a new career is a challenge as well.

  • @lemaitrethemonk
    @lemaitrethemonk 5 місяців тому

    I am so grateful that I found your family's principles. I still have the house payment, which I am currently making double payments and I should have the house paid off in six years, but only the house debt left. The peace of mind is what is most important. Changing my mindset from spend to save has been life changing. And, the best part of being saved is my walk with Christ. To those that are able to read these words. I hope/pray for your health, happiness and the longest life possible! May God bless you!

  • @Tashas_Travels
    @Tashas_Travels Рік тому +6

    I'm on baby step 3 , my goal is to save 6-12 months of living expenses then i start baby step 4 for myself & 5 for my 10 year old daughter who's still in primary school now and will finish school in about 9yrs from now.

  • @jonsmith9728
    @jonsmith9728 Рік тому +10

    the $100K concept came from charlie munger, buffet's right hand man, the idea is that the first $100K is the most difficult to achieve but after that, due to compound interest and dividends, the rest is alot easier

    • @mikeynoels7210
      @mikeynoels7210 10 місяців тому +1

      Agreed, Munger will be missed. Same logic applies to the first million

  • @cristinafierro5815
    @cristinafierro5815 6 місяців тому +2

    There is no secret formula. It’s about being discipline and priorities. I down graded my car. I used that money to pay off credit card debt of 20K in two years.

  • @marz9586
    @marz9586 10 місяців тому +3

    To be fair, your first $100k isn't all gonna be liquid and on hand. Most of it is gonna be locked up in retirement accounts and investments. You'll technically only have about a quarter of that amount readily available.

  • @Nextclip-d9k
    @Nextclip-d9k Рік тому +5

    Thank you for this show, this platform needs more positive people and content.

  • @neelycathey9641
    @neelycathey9641 Рік тому +5

    Where in the baby steps do you buy a home if you are a renter and on baby step #2?

    • @langasanders1337
      @langasanders1337 Рік тому +4

      Baby Step 3B, so after saving your fully funded emergency fund you will save for your home.

  • @tim_9562
    @tim_9562 Рік тому +12

    Funny, your telestration ad was interrupted by another ad

  • @allisonmodaff5635
    @allisonmodaff5635 Рік тому +7

    I love your top! That color looks great on you. Love the show!

  • @elizabethmiracle9361
    @elizabethmiracle9361 Рік тому +8

    It’s just the baby steps. I thought you were gonna give me like how you got your first hundred thousand saved and how you and Winston, like cut certain things out of your life

  • @heathervenkat1414
    @heathervenkat1414 Рік тому +7

    Can't wait til I'm on BS7!

  • @DaddychiLL6
    @DaddychiLL6 Рік тому +25

    Step 1 make more money 😂

    • @soapa4279
      @soapa4279 Рік тому +1

      This is joking but actually the best truth lol. Turns out making 4X what I made 10 years ago made it much easier to save $100K

  • @mariasilva-q3t
    @mariasilva-q3t 5 місяців тому +1

    What’s steps are saving for a car or things that you might need.

  • @whitneyfullerton4897
    @whitneyfullerton4897 Рік тому +7

    I have well over 100k but going to put it towards my first house soon😆

  • @Elizabethcoley1
    @Elizabethcoley1 Рік тому +170

    I'm favoured, $230K every 4weeks!!! I can now afford anything and also support God's work and the church.

    • @Elizabethcoley1
      @Elizabethcoley1 Рік тому

      I earn from investing in the digital market with the guidance of Anne Mayfield Jones Brokerage services...

    • @Elizabethcoley1
      @Elizabethcoley1 Рік тому

      After I got upto 300K trading with Mrs Anne Jones. I bought a new House and I'm now able to send my kids to a better school in the states thanks to mrs Anne. When someone is straight forward with what he or she is doing people will always speak up for them.

    • @Elizabethcoley1
      @Elizabethcoley1 Рік тому

      You can easily connect with her

    • @Elizabethcoley1
      @Elizabethcoley1 Рік тому

      +1618

    • @Elizabethcoley1
      @Elizabethcoley1 Рік тому

      448

  • @earthlylynx
    @earthlylynx 9 місяців тому

    The focus and the dedication to pay off the debts matter. If you don’t start there, it won’t matter because the interest will always get you…

  • @tiffanywilliams3019
    @tiffanywilliams3019 9 місяців тому +1

    I dont have kids or a house . Is there a step 5 and 6 alternative?

  • @sarahfks
    @sarahfks 10 місяців тому +1

    I finished baby step 3 and had about $90k but decided to payoff my mortgage. I fell back to $65k and for some reason having an impossible time getting back to near 100k. I'm at $75k now. Also wondering if I should just let it go as a goal as its taking so long and concentrate on saving for retirement.

  • @jacobsohns
    @jacobsohns 9 місяців тому +1

    Please make Every Dollar available in Canada :)

  • @Simon-je7ko
    @Simon-je7ko Рік тому +3

    It's the first time I understand it this way. Now it's another way to look at it. So I just have to pay up for my house. That's it. It's like a complete package. A combo. Nice!

  • @gracelucas5136
    @gracelucas5136 Місяць тому

    Can we get a video talking about how much we need to retire like how much in investments alone would we need to retire

  • @zonafortier
    @zonafortier Рік тому +8

    Almost halfway there! Im 20 and the goal is 25, but I think I could get it by 22 or 23!

  • @victorrivera6332
    @victorrivera6332 11 місяців тому +2

    Is the15% of investment as a couple or we both have to invest 15% into retirement?

  • @lucascofell4680
    @lucascofell4680 Рік тому +25

    How is this a “how to save your first $100k” video?? This is just going over the baby steps.

    • @Gear5Drewski
      @Gear5Drewski 5 місяців тому +1

      Exactly lol that’s the secret 🤫 😂

  • @lucasjohnstone1272
    @lucasjohnstone1272 24 дні тому

    I’m on baby step 3 right now but doing 9 months.

  • @JepoyN83
    @JepoyN83 3 місяці тому

    Hi Rachel, on baby step 5 for college fund, how much usually is the percentage to save for it? Is that included on the 15% baby step 4? Thanks in advance

  • @sydneygray1331
    @sydneygray1331 Рік тому +12

    I feel like the title is misleading.

    • @mandypdx
      @mandypdx 10 місяців тому

      Lol. Because it’s realistic and obtainable and it works??

  • @lorrainenanud2493
    @lorrainenanud2493 6 місяців тому

    How do you put all funds into lowedt 1 debt first...then stil have funds for all other debt bills that are still due each month. I don't follow or understand how it works?

    • @Godisalwaysawesome
      @Godisalwaysawesome 6 місяців тому

      You make minimum payments on all other debts and put all extra money towards the smallest debt until it is paid off.
      Then do the same with the next smallest debt and so on until all debt is paid.

  • @oupamtileni8148
    @oupamtileni8148 10 місяців тому

    Just to be clear. Baby step no 1 is it once off or monthly?

    • @Thebignagro
      @Thebignagro 9 місяців тому

      1000 in a highly liquid account like a checking or savings account forever at the bare minimum

  • @pingupenguin2474
    @pingupenguin2474 10 місяців тому

    I too started investing in 2020 but obviously don't have the amount to spare, to save and invest, that you have !! Didn't help that I had to pay an unavoidable emergency expence of £6000.

  • @Boringcountrylife
    @Boringcountrylife 10 місяців тому +1

    I love talking numbers!

  • @LifeWithAlliDaily
    @LifeWithAlliDaily Рік тому

    Hi where is the video on high interest accounts and money market?

  • @firefalcoln
    @firefalcoln 5 місяців тому

    Rachel, I know it’s an example. But if you spend 100% of your take-home-pay, you’re not going to be able to save any money. Let alone 6 months of one’s monthly spending. It probably makes more sense to have an example where someone spends half or 2/3rds of their take-home-pay rather than 100%.

  • @yitian
    @yitian Рік тому +7

    What are your thoughts on paying off the mortgage prior to saving for retirement, if the interest rate of the mortgage is approx. 4%? Thanks!

    • @alanouellette
      @alanouellette Рік тому +2

      but you could lose out on compounding at 7-9% in the retirement plan. Big Balances take time to build or pay off, that's why we work them at the same time.

    • @brg2743
      @brg2743 Рік тому +2

      Good question. Pay off debt first imo.

    • @kjw79
      @kjw79 Рік тому

      Velocity Banking could help burn through the mortgage faster

  • @sr1155
    @sr1155 7 місяців тому

    15 % rule is monthly?

  • @AAnjou33
    @AAnjou33 Рік тому +2

    What would be the number in countries where the average salary is 10 000 USD per year? How many years of expenses would it be? If someone makes 10 000 USD per year, even if they didn't spend anything, it would take 10 years to save. And from the 10 000 USD people need 8 000 USD just for housing and groceries. Would saving 10 000 for someone who makes 10 000 be equal to 100k for someone who makes 100k?

    • @melissahood2960
      @melissahood2960 Рік тому +1

      Step 3, after you pay off debt is to save up enough money to cover three to six months of expenses. Next, step four is to start investing 15% of your gross earnings for retirement.

    • @AAnjou33
      @AAnjou33 Рік тому

      @@melissahood2960 Thank you. I already did those steps. I am familiar with baby steps and I am on step 6. I assume 100K is not 3-6 months of expenses even in US.

    • @melissahood2960
      @melissahood2960 Рік тому +2

      For me, 24k is plenty for six months. I make about 100k a year but only live off about 52k a year. I invest the rest.

    • @YellowStarrx3
      @YellowStarrx3 Рік тому +3

      10k is 6 months expenses for me in North east US single no kids, 1 cat. I currently have 3 months.

    • @Jakkaribik1
      @Jakkaribik1 6 місяців тому

      10K Per Year spend 5K and the Rest In Dividend (A bit more Income and still you Invest) and Growth Stocks (more Interest but it keeps inside for you to sell)
      In 10 Years you are 50% Compound could make it 70% then You for Sure have 100K in 12 Years.. If you can do 100K you can do another 50K but with 2500K Per Year Invested

  • @Dan84888
    @Dan84888 10 місяців тому

    Ive just tried to download the every dollar app . Im in Australia and its not available. Can anyone recommend a similar app

  • @vzimmer1951
    @vzimmer1951 Рік тому

    I wish I could get it to work. It just wants me to get the pay version.

  • @dianabenavides2913
    @dianabenavides2913 Рік тому

    62k median income or median household income?

  • @yaxa0601
    @yaxa0601 11 місяців тому +1

    Thank you!

  • @kallistoindrani5689
    @kallistoindrani5689 9 місяців тому

    I guess when seeing this video I am on babystep 3 and so, so close to my end goal for that one!

  • @MR3DDev
    @MR3DDev Рік тому +11

    Here's how I saved my first 100k, I got two extra jobs that paid 50k each.

  • @tubenachos
    @tubenachos Рік тому +4

    She resembles her dad so much

  • @robertmorris2576
    @robertmorris2576 Рік тому +6

    Im at 50K...

  • @Almondamande
    @Almondamande Рік тому +4

    ❤thank you❤

  • @suziehappy29
    @suziehappy29 9 місяців тому +1

    ❤great video

  • @Tashas_Travels
    @Tashas_Travels Рік тому +1

    What if you don't have a house or mortgages lol?

    • @ericahenry2900
      @ericahenry2900 Рік тому +3

      From what I understand then you can be saving towards the purchase of one if that is your hearts desire. Dave is big on paying cash for the home. 🤷🏾‍♀️

    • @Tashas_Travels
      @Tashas_Travels Рік тому

      @@ericahenry2900 i definitely want to do so but it's not in my 5year plan. Coz my 2year plan is to save 6-12months worth of living expenses, then 2yrs for a car coz i want to get a good second hand in cash and 1 year to pay off the remaining $800 debt that i owe my mom.
      So i guess only after 5yrs will i maybe change my mind and start saving up for a house and aggressively save up for my retirement.

    • @otgenius
      @otgenius Рік тому

      ​​@@ericahenry2900no...He suggests having a 3 to 6 month emergency fund, ideally 10 to 20% down payment for the house and have the mortgage be no more than 25% of your income

  • @jonc2276
    @jonc2276 11 місяців тому +1

    100k in 401k is my next goal

  • @LadySerenityFY
    @LadySerenityFY Місяць тому

    I’m at $37k! My goal is to be at $100k by the end of 2025!

  • @benjaminjones4008
    @benjaminjones4008 Рік тому +2

    Wow you’re clearly very clever.. If only every dollar was available in Ireland 😢

  • @genzlegacy7988
    @genzlegacy7988 11 місяців тому +3

    $89k in my 401k at 23, cant wait to celebrate when i get to $100k and go out to a nice dinner

    • @Jakkaribik1
      @Jakkaribik1 6 місяців тому

      The Nice Dinner Will set you back -$2K then you are Under $100K haha and need another Nice Dinner at $100K and -$2K

  • @ShikiTikki
    @ShikiTikki 10 місяців тому

    completely free app? you mean free to use but with restrictions that require sub to access not *completely* free

  • @vzimmer1951
    @vzimmer1951 Рік тому +4

    I cannot figure out Every Dollar. I guess I will just keep using paper and pencil.

    • @veronicay3926
      @veronicay3926 Рік тому +2

      I use an excel sheet that I built formulas in to automatically add/ deduct my income and expenses.

    • @AnovaLisaDragonfly
      @AnovaLisaDragonfly Рік тому +1

      Me too Veronica. I love Excel and prefer to use it over the app. I did use the app for 3 months, but my brain likes to see everything listed in a different way. I have all my income and expenses in my spreadsheet, with my formulas set up. And it calculates according to my pay/income schedule as well. Works better for me.

  • @rclanda93
    @rclanda93 3 місяці тому

    Just got the app and read everything in your dads voice haha.

  • @sparklemotion86
    @sparklemotion86 4 місяці тому +6

    The first step she took was having a rich father 0:49 🤦‍♂️

    • @bruhleaning9056
      @bruhleaning9056 3 місяці тому

      😂

    • @Cat-es9rq
      @Cat-es9rq 2 місяці тому

      Ok..how come he rich? He was broke once and he took the initiative and passed down that knowledge to his daughter. I agree she's lucky than lots of people. But some of us have to take action if we're not lucky enough and we can change our destiny.

  • @Qqxx22
    @Qqxx22 Місяць тому

    Rachel has never been in debt. Prove me wrong

  • @Dappy-s9y
    @Dappy-s9y Рік тому +2

    I’m at 50k+

  • @shutdownforever4
    @shutdownforever4 2 місяці тому

    Baby step 2 with 274k student loan 🤦‍♀️

  • @johncameron4194
    @johncameron4194 Рік тому +1

    Give? Really I give in other ways

  • @filausopoako
    @filausopoako 7 місяців тому

    practical

  • @Daina-g3x
    @Daina-g3x Рік тому +6

    Jesus loves you he died on the cross for your sins. Believe in him and you will be saved and go to heaven!

  • @saakerson2
    @saakerson2 Місяць тому

    Isn’t this the Dave Ramsey thing?

  • @davidmartin7163
    @davidmartin7163 10 місяців тому

    Here’s the cliff notes to this video. 4 words. Follow the baby steps. Ta da! That’s how you make $100,000

  • @dr.albertroland
    @dr.albertroland Рік тому +33

    This is a great video, I learn a lot watching your videos and it has been helpful to me. Building a steady income is quite difficult for newbies.. Thanks to Mrs. Bonnie Antelo for improving my portfolio. keep up with the good videos.

    • @kennguyen4540
      @kennguyen4540 Рік тому

      Wow, amazing to see others trading with Ms. Bonnie Antelo, I am currently on my 5th trade with her and my portfolio has grown tremendously.

    • @dr.albertroland
      @dr.albertroland Рік тому

      She's mostly on Telegrams app with the name below.

    • @dr.albertroland
      @dr.albertroland Рік тому

      INVESTWITHANTELO💯

    • @laurenodonnell5889
      @laurenodonnell5889 Рік тому

      Greetings, I’ve seen positive reviews of this woman Bonnie Antelo for about the fourth time now, I think I’ll have to give it a try.

  • @CDTucker336
    @CDTucker336 Рік тому +3

    I still don't know what baby step I'm on. I feel like the baby steps are for middle class families and not single people who have opportunities to do whatever they want.

    • @alanouellette
      @alanouellette Рік тому +9

      I did it when I was single and am still doing now that I'm married. If you don't have kids, then you skip the college savings step but everything else pretty much is the same. If you don't have a mortgage and buying a place isn't a goal of yours then that's your choice. You should still save for retirement.

    • @The1Weapon
      @The1Weapon Рік тому +3

      I’m single and I’m about to finish BS2 and be in BS3 this fall.

  • @anathebudgetfriendly5963
    @anathebudgetfriendly5963 10 місяців тому

    The Road map is to get paid way more then $100,000 a year lol. You must be talking to people that has a good paying job.

  • @minitherb8412
    @minitherb8412 Рік тому +4

    All the same talks from Dave Ramsey…😂what a waste of my 9 minutes . I thought she going to breakdown the numbers, because she’s advising first 100,000

    • @donaldlyons17
      @donaldlyons17 Рік тому

      She has no new ideas about that likely..... Besides making more than one spends what new concept could she have?

  • @KPad87
    @KPad87 10 місяців тому

    I just invest in sp500 to get to 100k

  • @katymcwhirter
    @katymcwhirter Рік тому +3

    It’s unfortunate that you use click bait to reel people in without actually providing good intelligence. But make plenty of time to advertise your board game that people should buy, despite trying to get out of debt. Shameful.

  • @jfhjr5097
    @jfhjr5097 2 місяці тому

    This is essentially plagiarism from Dave Ramsey so will be reporting this

    • @mattylight5051
      @mattylight5051 2 місяці тому +1

      😂😂😂😂 um, that’s his daughter

  • @HasanRifino
    @HasanRifino 4 місяці тому

    🖑❤

  • @HasanRifino
    @HasanRifino 4 місяці тому

    👪👈❤❤

  • @shaneyanimations917
    @shaneyanimations917 7 місяців тому

    I thought this would be how to save $100k cash. This is totally different having a net worth of $100k.

  • @MattCNormand
    @MattCNormand 10 місяців тому

    Step 1: Be a nepo baby
    Step 2: Done

  • @archimedes_espinosa
    @archimedes_espinosa Рік тому +1

    Annoying. Just the same thing her dad says