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@janblackman6204 According to GoodRX, all Medicare RX plans cover ivermectin. Of course, there are usually copays for most meds and sometimes a deductible applies, and few meds are truly 'free'. Without insurance and using Good RX, a person can fill a prescription at CVS for $37.30. I saw something that said even less, but when I searched couldn't find it.

@janblackman6204 I checked 3 RX plans (Wellcare, Cigna, and AARP/UHC) and all three list this med as a Tier 3, subject to the deductible. The estimated retail cost is from $90-$118/month. So if you can get it under $40 on Good RX, that is a big savings! Still, not free.

@wendyf8262 Right! Hearing aids are not covered by Original Medicare. Many of the Medicare Advantage plans offer some coverage for hearing aids, but it does vary by plan. Having coverage under a plan does not mean the hearing aids are free. The 'better plans' have a copayment per hearing aid, it can be as much as $500-600. Other plans may only give a discount like you got. Keep in mind a pair of hearing aids can run $5-6k. So while it might seem high, paying only $2k is a huge discount. Which means your discount could be 60% or more. That is significant. I don't know which you have - Original Medicare or a Medicare Advantage plan. When my Dad was alive he paid over $5k for his hearing aids; no discount. My parents were on a tight budget and had to set up a payment plan. Medicare should really look at offering more discounts or benefits, especially to lower income people who might not qualify for Medicaid.

@@cbhealthinsurance3621 When you add in what you pay in for Medicare and the outside insurance to cover what medicare does not cover and prescriptions and hearing and vision and dental and deductables and copays it's over $600 a month. A scam on the American public and they the govt controls your doctor because they know better than your doctor.

@user-td4gg4ht6e I agree! That is an EXCELLENT idea...giving an allowance and letting Medicare recipient choose their vendor. I don't know why they make it so hard. I have heard more problems and issues with people trying to get glasses. It's as if the authorized Medicare vendors are few and far between and not well advertised.

You're welcome!

@karenhardy7964 We love Delta Dental and they are in most states! It seems like many dentists are either in the PPO or in their unique discounted network (Might be called Preferred Network), which is better than being out of network. They offer different plans and prices, but seem to offer some of the highest annual maximums. You will pay around $56/month for the top plans, but for some this is worth the money. In the state of IL, I just read that Delta Dental of IL has a foundation that gives grants to non-for-profit organizations to provide programs and services for IL children. Last year they gave 18 local non-for-profits a total of $250,000 and since the program started in 2014, they have given over $2 million in grants.

@bjspeck4337 Wow - that's aweful! So sorry this happened. I am not aware of any exceptions (other than impacted wisdom teeth or maybe an accident where you lost your teeth), that Medicare will cover this. But, it is in fact from Covid, they should! Problem is getting data to prove it. I believe you! But the gov't needs gobs of reassurance that this was an outcome of Covid, and even then I don't know if they would pay. I wonder if there is any way to collect from the money made available from all the money allocated for COVID. That might be worth pursuing. Maybe someone might make a suggestion.

​@@cbhealthinsurance3621 I appreciate your followup. I really would like for the US Health Dept to provide some of that covid funds for this. I'd always cared for my teeth, root canals, crowns where necessary. Had a very bad overbite and mornings I would wake up with my bottom teeth in my palate. My dentist said "Wanna do something about it?" "Duh!" so at 43, they started by removing my premolars and putting me in braces.. My surgeon contacted Blue Cross Blue Shield who agreed to the work. 2 yrs later braces were off, contacted BCBS again who was still okay with it, scheduled surgery where the doc cut my jawbone and slid the bottom jaw forward and inserted screws into jawbone. BCBS sent me a notice after the surgery denying the cost of it all. I talked to them - no good. I had a friend in law school who dictated a letter for me to sene to BC that would let them think I had spoken with an attorney. They then contacted me saying that is had been a mistake, they cover it. When this covid thing happened, I had Physicians Mutual and went back to UF to see my surgeon. He said they didn't do my insurance. So I haven't done anything and eating is very difficult. Thanks again for your caring attitude.

@robertherzog1805 HI Robert, You will have to wait until the annual open enrollment this fall - it begins Oct 15th and runs through Dec 7th. The only exception to this rule is if you are also on MEDICAID. Then you have a 'once per quarter' option to switch and can do so now. I recommend applying for the Med Supp FIRST to make sure you can qualify. Once you enroll in part D drug card - the application goes first to the insurance carrier, then to CMS (Centers for Medicare and Medicaid). You will be enrolled in the Part D card and automatically DISENROLLED from the Med Adv plan. However, if you watch some of my videos, I tell people Medicare alone is not enough. You really need to buy a supplement because there are gaping holes in your coverage. You can watch this video here: Why Medicare Alone is not enough: ua-cam.com/video/__50lS1FReY/v-deo.html I also have an entire PlayList dedicated to Medicare Supplements - everything you want to know! Hope you find this helpful!

@boonedog1457 Thank you! I truly appreciate your comments. Always keep the faith! 🙂🙏

@cbhealthinsurance3621, I know real talent when I spot it. I've been in the business world for 50 plus years. I've made lots of great hires. I would always pray for highly qualified professionals to enter into my office, such as you. You are a rare talent. I feel like I know you but we've never met. You have passion for your profession. It shows!! Keep up the great channel. I subscribed to your channel. What an amazing resource you provide!! Again, Thank you!! 🙏😊

Yes, I do have an AMAZING Medicare Agent in TX! Her name is Kim and she and her husband own an agency there. I will post her link and info later today. I'm having internet issues in my office right now and can't grab her links. Stay tuned!

@judyhayes2010 Hi Judy! I was having internet issues in my office today so had to wait until I got home to send you the referral in TX. Kim and her husband own an agent in TX that specializes in Medicare. Like me, she has been doing this a long time... 18 years, I believe. She asked me to give you this number for anyone living in TX: Phone # 210-361-7096 Email: hello@coverage2care.com For more info on the company, visit their website here: coverage2care.com/about/ Feel free to call them! They will take great care of you!

@n01nptkulr78 I am so sorry to hear this. I wish I knew of an organization that can help. I don't know if they still do this, but the local Lions Club used to collect used or old glasses to donate. I don't know if that is even an option. You could see if there is a club in your town and reach out. Best to you,

@lindaroper6698 That's smart! I know their system is changing, and correct me if I"m wrong, don't you have to take Medicare B? I need to learn more, but I thought the idea was to put people on Medicare as primary and the postal system as secondary. Maybe someone can comment and let us know more on this subject. I can try to research it as well. Thanks for your comments!

@@cbhealthinsurance3621 As a Retiree that doesn’t have Part B yet I have a Choice. I can stay with just the PSHB Plan or I can take Part B by Sept 30th with no Penalty. I just have to decide which one will be better for me. I’m trying to decide because I don’t know yet how much it will cost for me to take Medicare & switch to an Advantage Plan.

@@lindaroper6698 got it! thanks for the explanation. You may want to look at the Part B premium chart - most people pay the standard premium of $174.70, but you could pay more if you make over the limits. After getting B, you can do 1 of 2 things: Med Supp and Part D coverage (the premiums for this will be higher than the second option, but little out of pocket for claims) or you can enroll in Medicare Advantage Part C. I have a bunch of videos on the two, including What are your 2 options? ua-cam.com/video/YhoQC9P2UjM/v-deo.html&t There are also videos on Med Supp vs Med Advantage, and a play list of both. You can look at plans now to see what is available to see prices and plan designs. Of course, you can't change until the first of the year or when your Medicare Part B goes into effect. I assume you would enroll in for coverage as of Jan 1st. And all the Medicare D and C plans will be changing for Jan 1st and we won't have that info until Oct 1st. But you can work with an agent now to take a look at plans to help you make a decision. If you want a referral to a Medicare agent in your area, let me know what state you are in and I can locate a good Medicare agent for you.

@alicescuderi3843 Medicaid is state based. There are some things that they don't pay for, however. If you are getting home health care type of assistance (you mentioned aides). I am unaware of local communities that offer this. Where are you located?

@beerman204 I'm sorry to hear this, but I can relate unfortunately. I have spent thousands and thousands...too many to count. It doesn't help when you go a dentist that might not do the best work and it has to be done over. Maybe consider it an investment...in your mouth?

@commonsense6967 That's fantastic!

@vanitamann7985 Your grandkids are so lucky to have you! What a good thing you are doing, even though I'm sure this is hard. Thank goodness for the VA! Glad your husband can get treated for his medical needs there. Best to you!

@@cbhealthinsurance3621 Thank you! I hope you're enjoying your weekend.

@user-gb1v3bq5l That would be nice. Unfortunately, what is covered and deemed "home health care" is very limited. Usually, it is only covered for a short period of time after a surgery. It is not for long-term, ongoing needs.

@cajunmike380 The $2k is not a deductible; the maximum deductible is under $600. The $2k is the maximum out of pocket. Once you pay $2000 out of pocket, then it will be FREE... assuming it is still on your formulary list for 2025. Hope that helps!

@jeffandkarenhay8966 Most are outpatient and fall under Medicare Part B. There is a premium for Part B; most people pay $174.70/month. This is billed by the SS office, and if you are receiving SS, it is usually deducted from your SS check. People that make a lot more money could pay more for Part B; it's called IRMAA - Income related Monthly Adjustment...I did a video on it.😀 The only 'free' part of Medicare is Medicare Part A, and it is really a $0 premium. It is 100% subsidize by the taxes you have paid your working lifetime. Medicare A covers hospital services. Most of what I cover in this video is outpatient services. There is one exception to the Part B premium - if someone qualifies for Medicaid, then the government will pay the premium. Hope this helps!

@barkatullahsyed-tc5xv You're welcome! Glad you enjoyed it and hopefully found it helpful!

@thomastommy1192 Thanks!

@mjemigh3304 I am sooo happy to hear this! I actually spoke to Michele yesterday. She is awesome! One of the good ones. So glad she is taking care of you!