Top 7 Beginner Investing Mistakes (DON'T DO THIS)

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  • Опубліковано 7 кві 2020
  • Learn from my mistakes, and save yourself the trouble and the money! Here are 7 lessons I learned from personal experience, and they're the common pitfalls I've seen from teaching thousands of others about investing. Investing is simple, but not easy. Just look out for these 7 beginner investing pitfalls!
    **ATTENTION: I have a new Instagram and TikTok handle @itsrosehan **
    That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
    TIMESTAMPS
    00:01:20 - Mistake #1: Not investing at all
    00:04:05 - Mistake #2: Not having an emergency fund
    00:07:18 - Mistake #3: Waiting too long to get in
    00:09:46 - Mistake #4: Investing too much money at once
    00:11:05 - Mistake #5: Not investing enough to cover future financial needs
    00:14:25 - Mistake #6: Not considering taxes
    00:16:55 - Mistake #7: Not being honest with yourself about how hands-on you want to be
    __________
    **BOOKS I RECOMMEND 📚**
    I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
    amzn.to/2VbJ1Pt
    The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
    amzn.to/32ewzjj
    InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
    amzn.to/2SLTYpn
    Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
    amzn.to/2SKyklt
    Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
    amzn.to/2SJ6vtx
    Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
    amzn.to/37N2adc
    ________
    **MY FAVORITE MONEY TOOLS 🖤**
    YNAB (I literally can't live without this budgeting app, so obsessed)
    www.youneedabudget.com/?ref=Y...
    Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
    wise.prf.hn/l/413jE0q
    Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
    amzn.to/3Ne37jy
    __________
    DISCLAIMERS & DISCLOSURES ❤
    This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
    This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
    __________
    SAY HI ON SOCIAL! 👋🏼
    Website: www.rosehan.com
    Instagram: / itsrosehan
    TikTok: / itsrosehan
    Pinterest: / itsrosehan
    • Top 7 Beginner Investi...

КОМЕНТАРІ • 2,9 тис.

  • @ericaluke5448
    @ericaluke5448 2 роки тому +1061

    *EVERY FAMILY HAS SOMEONE WHO BREAKS THE CHAIN OF POVERTY IN THAT FAMILY,I PRAY YOU BE THE ONE*

    • @armstrongbill6805
      @armstrongbill6805 2 роки тому +7

      Starting early is the best way of getting ahead to build wealth,investing remains the priority. Forex trading has plenty of opportunities to earn a decent payout,with the right skills and proper understanding of how the market works

    • @patriciamaria7952
      @patriciamaria7952 2 роки тому +4

      I totally agree with you,Forex trading is the most profitable venture I ever invested in,I reached my goal of $500k yearly trade earnings, setting realistic goals is an essential part of trading

    • @patriciamaria7952
      @patriciamaria7952 2 роки тому +1

      But successful people don't become that way over night,what most people see is a glance wealth,a great career,purpose is the result of hard work and hustle over time

    • @sophialeon5313
      @sophialeon5313 2 роки тому

      Talking about being successful! I know am blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Blossom Jefferson

    • @sophialeon5313
      @sophialeon5313 2 роки тому

      As a single mom I now make $15,000 monthly all thanks to expert Mrs Blossom Jefferson

  • @HammadKhanYT
    @HammadKhanYT 3 роки тому +1669

    1. Mistake no 1. You are not investing
    2. Keep emergency fund 3 to 6 months survival before investing anything.
    3. Mistake, you are waiting for the right time to start (that time will not come)
    4. Invest, start small and gradually increase. Dont start big. You can panic and may have to sell your stock causing a life time experience.
    5. Not investing enough money. You have to invest enough to have something saved for retirement.
    6. Invest in tax free account (ROTH IR for example) and others
    7. Not being honest to yourself. Can you research companies, do you have the time and skills. If not invest in Index Fund, otherwise can invest in stocks etc
    Hope this helps.

    • @HammadKhanYT
      @HammadKhanYT 3 роки тому +5

      @@thebearablebull3749 May I ask, how is that different. One can buy and trade crypto on Robinhood or any other brokerage App?

    • @ShaunSurgener
      @ShaunSurgener 3 роки тому +5

      so many great tips!!! definitely all really great... i haven't gotten into as much stock but I own a bit of real estate so my downpayments are big larger than stocks but these are all so true

    • @patrickjcaseysd
      @patrickjcaseysd 3 роки тому +1

      thanks

    • @khue6377
      @khue6377 3 роки тому +2

      Your the man Mr. Khan

    • @briansloanhakes1144
      @briansloanhakes1144 3 роки тому +9

      1 and 2 are antithetical if you're broke

  • @Philippayne-sk3tj
    @Philippayne-sk3tj 5 місяців тому +124

    Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

    • @RosesKate-dl9fp
      @RosesKate-dl9fp 5 місяців тому +1

      Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

    • @empressjane-zv4gq
      @empressjane-zv4gq 5 місяців тому +2

      I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.

    • @GrammyHanks
      @GrammyHanks 5 місяців тому

      wow ,that’s stirring! Do you mind connecting me to your ad-visor please. I desperately need one to diversified my port-folio

    • @empressjane-zv4gq
      @empressjane-zv4gq 5 місяців тому +1

      Pamela Kay Regel

    • @GrammyHanks
      @GrammyHanks 5 місяців тому

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @susannnico
    @susannnico Рік тому +232

    The most important thing that should be on everyone's mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.

  • @AndrewViett
    @AndrewViett 3 роки тому +715

    "I see a lot of beginner investors getting ready to get ready" 😭 this is me

    • @evaeva-ju5pd
      @evaeva-ju5pd 3 роки тому +32

      Actually getting ready to get ready now 🤣

    • @evaeva-ju5pd
      @evaeva-ju5pd 3 роки тому +3

      @Investing with rose I would love to learn more

    • @finnic7959
      @finnic7959 3 роки тому +12

      Same but I took the dive to invested $250 with some fractional shares after saying I'll start for 2 years.

    • @BrinkersMad
      @BrinkersMad 3 роки тому +1

      SAMEEEE

    • @Jpop11
      @Jpop11 3 роки тому +8

      hahahahah ive been trading/investing for a few years now and i wished i did all this right when i got out of hs and started working while in college

  • @CaesarAugustus.
    @CaesarAugustus. 3 роки тому +964

    POV: you’re watching this in Jan 2021 and now know the perfect day to have invested was 3/23/2020.

    • @mariamosquera1183
      @mariamosquera1183 3 роки тому +7

      :(

    • @donutminion8881
      @donutminion8881 3 роки тому +46

      This comment is hilarious and sad at the same time

    • @amaturearcadia
      @amaturearcadia 3 роки тому +1

      Lol

    • @bekind2047
      @bekind2047 3 роки тому +21

      There is always another boat 🚣‍♀️

    • @Jpop11
      @Jpop11 3 роки тому +9

      yezzuuur buy the fear. I became broke that day. every penny went to stocks. Market psychology is real funny. everyone sees the fear but not the undervalued.

  • @outlaw3234
    @outlaw3234 3 роки тому +61

    I'm scared to invest 😫

    • @benanton8286
      @benanton8286 3 роки тому

      I know this feeling

    • @benanton8286
      @benanton8286 3 роки тому +3

      Here’s a recommended broker you can start a contract with.
      Ryanmichealhans@gmail~com
      Whenever i saw testimonies about Ryan Hans Services, I always thought there’re all made up stories till i was convinced and gave it a try. Honestly i don’t regret that move because i invested big and it has been rewarding.

    • @Marie-qm2uf
      @Marie-qm2uf 3 роки тому +1

      It’s old school to get scared about investing. Take that step to financial freedom 🚀

    • @tems5063
      @tems5063 3 роки тому +1

      @@Marie-qm2uf True, Investing is how you take charge of your financial security. It allows you to grow your wealth but also generate an additional income stream if needed ahead of retirement.

    • @Maria-vk6pd
      @Maria-vk6pd 3 роки тому

      Which exactly is the best option to invest in? I decided to diversify my portfolio.🙂

  • @refined-daily
    @refined-daily 3 роки тому +259

    Are you like me? Never had the money or investing conversation with your parents? Now as an adult it feels like the light bulb came on. 💡

    • @Anonymous-wy5dc
      @Anonymous-wy5dc 3 роки тому +7

      Me being pissed off that all the companies I have researched were 6 times cheaper 4 months ago
      I literally remember searching "How can I get dvds sent to me like blockbuster but online?"
      It was in the third page that I found Netflix smh nobody taught me anything

    • @oLuii
      @oLuii 3 роки тому +7

      My parents never had that conversation with their parents either, and their light bulbs never lit up.
      I won't let that happen to me.

    • @ThatAverageMTBer
      @ThatAverageMTBer 3 роки тому

      well i guess im luck then i was talking to my dad about investing in real estate the other day

    • @user-kv9xf1vy5i
      @user-kv9xf1vy5i 3 роки тому

      I buy stocks with my friend at 80% profit. He's a good broker

    • @vagabon5130
      @vagabon5130 2 роки тому

      This pretty much scarred the shit out of me - but its time. Never had this conversation either with the folks. Looks like im gonna be working two jobs for the foreseeable future… hustle.

  • @makosamson2913
    @makosamson2913 4 роки тому +1242

    My UA-cam subscriptions have slowly become investment/financial advisor channels. I guess I’m finally becoming an adult. 😅

  • @djayyoda
    @djayyoda 3 роки тому +55

    I’m 45 this year... just starting to invest in the stock market. Thanks for the info :)

    • @hungnelsom4538
      @hungnelsom4538 3 роки тому +2

      Most newbies fail simply because they don't understand how the market works in general or in particular how the market relates to stock/forex or currency pair they entering. If a retail trades doesn't grasp what the market makers are doing and when they are doing it, the greatest strategy in the world will fall. For new traders the markets are like entering an F1 race before you've passed your drivers license test. mate as a beginner it’s not really easy to know the right broker,until I met this man in the store 🏬 when he was talking to a student I head him talking about forex and stock which got my attention to him,I told him my story and he asked me if I’m still interested again which I told him yes. and he started helping me,now at least I am not the best but I am really making a huge profit as I invest,if you are interested please contact him now. he is very honest and trustworthy,contact him now at (elvishercules48@gmail.com)Stay safe all of you

  • @Jeffri178
    @Jeffri178 4 роки тому +126

    I’m currently 21 years old, finishing bachelor’s degree soon and I just started learning about this. Part of me feels like Im sort of early but i’m just glad i’m about to start investing. I’m glad you are educating me on this topic. Thank you for doing everything you do.

    • @Fatima-eo9ne
      @Fatima-eo9ne 3 роки тому +6

      I'm just about to start uni and I kinda feel like I'm late 😅😅

    • @LindseyObrooke
      @LindseyObrooke 3 роки тому +10

      Never too early!! You’re lucky. I wish this stuff was around when I was 21. I’m early thirties and could have had A LOT of money by now if I had all the channels I follow now. Start asap.

    • @perlaperez6663
      @perlaperez6663 3 роки тому +5

      Lol I just turned 18

    • @NunYaBiz1313
      @NunYaBiz1313 3 роки тому +3

      Start paying off your loans and debt first before you start investing in stocks. This is advice to anyone that owes money to the bank.

    • @soniabirla
      @soniabirla 3 роки тому

      @@perlaperez6663 lol just turned 17 oop

  • @SleeplessinOC
    @SleeplessinOC 3 роки тому +32

    It’s so kind of you Rose to want to help us as much as you can so we don’t end up bag ladies or bag men ! Thanks for thinking and caring about others too instead of just yourself ....

  • @mc-131
    @mc-131 4 роки тому +9

    You literally discuss every topic necessary to know for investing and simplify it for better understanding. The examples you give, the charts, actual website walk through, etc., are amazing and makes it so much easier to understand. Thank you!!!

  • @dyanasabet9782
    @dyanasabet9782 3 роки тому +4

    This literally feels like I’m talking to a parent. I’m so grateful for people on yt who do all this research and put it out there for free! 👌🏽👌🏽

  • @treverthompson1384
    @treverthompson1384 3 роки тому +28

    I’m turning 47 I’m so broke From stupid choice made in life that I can’t afford my own 2cents Im so thankful for finding your channel. I’ve made so many mistakes in life and they way you break stuff down helps out a lot and it’s a lot of advice I needed to hear.0

  • @Sanii3845
    @Sanii3845 4 роки тому +3

    Thank you so much Rose for sharing your knowledge on investing, I found this incredibly helpful! Its great to see that you have more videos for people who are beginners at investing and I look forward to watching more of them. Thanks so much again!

  • @saffronscursex
    @saffronscursex 4 роки тому +98

    You deserve way more subscribers. As a man I can say you explain things so much easier than most male finance youtubers. You're the older sister I always wish I had 😀

    • @itsrosehan
      @itsrosehan  4 роки тому +16

      Hehe thank you! Girl power 💪🏼 Wish I’d had an older sister too - my teenage years would have been much less confusing for me 😆

    • @kenzie9501
      @kenzie9501 4 роки тому +9

      haha aw, nice to see a non flirtatious comment coming from a man 😅😂

    • @soldbuydaniel
      @soldbuydaniel 4 роки тому

      @@itsrosehan Hey Rose, do you offer trading training? If yes am interested.

  • @el_2904
    @el_2904 4 роки тому +6

    Thanks Rose for making everything so easy to understand. I'm a complete beginner to this and your videos have made me feel less stressed and more confident about investing! :)

  • @magalyj.6249
    @magalyj.6249 3 роки тому +2

    I am so happy you have shared your knowledge with us all! Thank you for creating this platform, Rose.

  • @joaquinmiguel4507
    @joaquinmiguel4507 3 роки тому +22

    Before committing to any one type of Investments, one should always spend time conducting research, examining options, and verifying market conditions.
    As a beginner, it's best you get an expertise guide from an experienced Investment Advisor and work on your investing tolerance and with time you'd learn to navigate the market all by yourself.
    Although you’ll initially need to put in some sweat equity before you can generate income passively, it’s the only way to ensure that you can make sound investment decisions.

    • @robertfierro9693
      @robertfierro9693 3 роки тому

      True, most people just log on to UA-cam to get info on the stocks to pick, without basic understanding on portfolio selection and risk tolerance.

    • @andino1266
      @andino1266 3 роки тому

      Love this, just some more tips for beginner investors:
      1) Don't try and predict the market. There are people that get paid huge sums of money to do so for a living. They have inside information that you or I do not.
      2) Play the long game. On average you will make at least 8% per year on index funds like the S&P500 or FTSE 100
      3) Don't be an emotional investor

    • @nicomorales244
      @nicomorales244 3 роки тому +1

      When i initially started investing, i lost quite a lot because i lack a proper knowledge about the market and i was "guess trading" until i got introduced to a professional broker who provides me with daily expertise strategies, daily trading signals and within 3 months of investing, I made enough profit to buy a home, start a business and all from an investment of Twenty thousand dollars. Nothing beats engaging an expert in any trade❗❗

    • @rodrisanchez1734
      @rodrisanchez1734 3 роки тому

      "There is nothing wrong with a 'know nothing' investor who realizes it. The problem is when you are a 'know nothing' investor but you think you know something" - Warren Buffett
      Most important quote for investors really...

    • @mauricio2071
      @mauricio2071 3 роки тому

      @@nicomorales244 That's impressive. I have been having lots of difficulties trading even after documenting my trades coupled with some strategies i got online, can you share more info about this professional broker or how one can reach out ??

  • @sweetescapegrande3112
    @sweetescapegrande3112 4 роки тому +4

    Very happy to see your channel growing! When I started following a few months ago, you had roughly 1.5k subs!

  • @eaglewingsusa
    @eaglewingsusa 3 роки тому +19

    you're my favorite UA-cam financial educator! U explain complex concepts in an easy-to-understand manner with a nice pace and quality video editing! setting the bar!

    • @itsrosehan
      @itsrosehan  3 роки тому +1

      Wow, thank you!

    • @GurlinDaBackk
      @GurlinDaBackk Рік тому

      Remember God loves you♥️😊!
      Good news is that Jesus paid the punishment for your sins, He died, and rose from the dead on the 3rd day. you are ONLY forgiven and saved by putting faith in Jesus Christ for salvation.
      Please repent, change your life around and live for Him🙏.
      He is coming back soon🥳🎊....

  • @biffjohnson2076
    @biffjohnson2076 3 роки тому +7

    4:15 the emergency fund is more valuable than I realized, and I am learning the hard way. Please, folks - don't overlook this. You may end up tying up liquidity in the markets, and have it unavailable when you need it most. Awesome video!

  • @kentaurus9610
    @kentaurus9610 3 роки тому +4

    Thank you for this video! I felt like you were speaking directly to me and you definitely gave me a push in the right direction, no more procrastinating especially in 2020.

  • @lilcrunchycheetoz
    @lilcrunchycheetoz 4 роки тому +3

    Just discovered your channel and found myself flipping through multiple of your helpful videos, and had to subscribe and follow! Thanks for the tips, Rose!

  • @mrhakz330
    @mrhakz330 4 роки тому +12

    Started investing this week after watching several of your videos. I'm a lot more confident in the stock market now. Thanks Rose and keep up the good work

  • @federicaverdoni7734
    @federicaverdoni7734 2 роки тому +6

    I watched something like 20 videos in the last few days about investing strategies and general advise. This is so far one of my favourite, for both content, simplicity and presentation. Great job, Rose 🙌

  • @plutonium_cat
    @plutonium_cat 4 роки тому +1

    Thank you, Rose!! I am so happy I found your channel. I love your advice and energy!

  • @goshintaisho8443
    @goshintaisho8443 4 роки тому +21

    Very good , sound advice. I love your way of informing people of their financial abilities. You are a smart lady and make me laugh. Rose Rocks! I'm a fan.

  • @angelinaferrel3619
    @angelinaferrel3619 4 роки тому +29

    Picking the best stocks requires a lot factors and seems daunting for beginners like myself. I was able to net over
    $620,000 in profit in the last quarter. I achieved that because i took my financial adviser's recommendations. My point
    is picking stocks doesn't guarantee success,its best you seek professional assistance or guidance Bottom line is diversify your portfolio and you'll see incredible results.

    • @mokshsamay3189
      @mokshsamay3189 4 роки тому

      For a beginner, experience is key to investing, so you need proper guidance before starting in this market.

    • @yarboroughbrad3082
      @yarboroughbrad3082 4 роки тому +1

      I am barely making any profits at all, I'm typically a newbie.

    • @cleghornrussell6838
      @cleghornrussell6838 4 роки тому

      i sold my business 3 months ago and i'm currently sitting on over $645,000 in cash but i'm literally confused on the best investment strategy to use, could you share your investment adviser contact information so i can get in touch with them.

    • @angelinaferrel3619
      @angelinaferrel3619 4 роки тому

      @@yarboroughbrad3082 Seek a professional advice if you want to be profitable.

    • @angelinaferrel3619
      @angelinaferrel3619 4 роки тому

      @@cleghornrussell6838 I was guided by an investment adviser 'Caroline Kelly Sarin' i found her on a CNBC broadcast where she was featured.
      in as much as i would love to take the glory, i still would be honest with you.

  • @lisawynne-magnuson9469
    @lisawynne-magnuson9469 3 роки тому +2

    I absolutely admire and appreciate you Rose! THANKS for what you do!🙏

  • @exoticcarplayplace3460
    @exoticcarplayplace3460 3 роки тому +41

    Tips for crypto to new babies
    1. Invest what you can lose
    2. Do not be motivated by greed to invest blindly
    3. Use a right coach/broker to losses
    4. Choose a relatively stable altcoin

    • @joesmith9979
      @joesmith9979 3 роки тому +3

      @William Wayne tip 4.stock is good but crypto is better

    • @joesmith9979
      @joesmith9979 3 роки тому

      Stock is crashing, bitcoin investment right now will be at every wise individual list in a month you are ecstatic with the decision you make today

    • @ricemason6415
      @ricemason6415 3 роки тому

      @@joesmith9979 2021 online stock is just difficult and unbelievable, I'll rather invest my money on crypto

    • @ricemason6415
      @ricemason6415 3 роки тому +2

      People are ignorant of profitability in bitcoin investment and that has been their major issue limiting their investment

    • @mountluke276
      @mountluke276 3 роки тому

      Nice words 👍👍

  • @33campbellavenue
    @33campbellavenue 3 роки тому +334

    Summary: Pay off debt. Emergency fund to cover you for 6month. START investing. Don’t be emotional. Keep going. Wait it out for 10 years. Swim in money.

    • @cowpoke02
      @cowpoke02 3 роки тому +5

      naw .. you been millionaire from march 18 or 20 to like august .. sell out . been rich on small savings ... dont hurry . sit back play 1 stock or 5 .. might better play once a year on a low in good stock. pick your stocks . watch em ... find undervalued stock ... long term ... let it melt down again soon then buy back in ... once win once or dont play once every 5 years or 10 or 20 or 30 . only need one play in a life time .. 20 to 60 grand turns into huge gain ... how i look at it ... one stock . get used it . play it once a month ... simple ... debt no thanks ... long term is risky .. good advice though ..

    • @fang8660
      @fang8660 3 роки тому +24

      @@cowpoke02 Short term is much more risky than long term. Also tf is up with your formatting

    • @Bazza5000
      @Bazza5000 3 роки тому +7

      Most people can't afford to have 6 months of emergency funds (6 months of salary), unfortunately. I have about 2 months and will get to 3 by the spring, hopefully.

    • @JustATotalNerd
      @JustATotalNerd 3 роки тому +3

      @@Bazza5000 She didnt mean today, in your budget have saving for an emergency fund in mind (ex. 10% of your monthly pay) until you have that 6+ months saved, then divert that spare money toward investing after your emergency fund is comfortable to you

    • @Bazza5000
      @Bazza5000 3 роки тому +2

      @@JustATotalNerd I get you. I've already invested before getting the 6 months. I do have a month and a half in cash, but the credit card is making it hard to save. I will start cutting back on large payments.

  • @Chateau25
    @Chateau25 4 роки тому +3

    That part about being scared was so true , thank you

  • @janetfrench8167
    @janetfrench8167 3 роки тому

    Thank You for your concise presentation. You give enough specifics to clearly explain your key points. Most videos are so general that they are not helpful to me at all. Thank You soooo much!!!

  • @RajniGeorge
    @RajniGeorge 3 роки тому +2

    I feel like I'm making all of these mistakes. Thanks Rose! I just came across your channel and I love how 'on the nose' your analysis is.

  • @YaroslavTashak
    @YaroslavTashak 4 роки тому +227

    good info and everyone should definitely be investing. However, i think the first thing is to have a 6 month emergency fund first.

    • @koreyjeffries9504
      @koreyjeffries9504 4 роки тому +25

      I agree. Invest in yourself, then invest elsewhere.

    • @joshuaharrell554
      @joshuaharrell554 3 роки тому +38

      Depends on your personal risk tolerance. How easy is it for you to find a new job if you lose your job? If it's a medical emergency, are you able to rely on the government safety net where you live? Can you move in with family? Can you quickly cut back on your cost of living if needed? All these are important questions in deciding when (and how much) to invest.

    • @NgocNguyen-jl3mv
      @NgocNguyen-jl3mv 3 роки тому +4

      Joshua Harrell nice tips man

    • @cedric182
      @cedric182 3 роки тому +13

      She said that

    • @lestatstaton7856
      @lestatstaton7856 3 роки тому +14

      Did you not watch the video? She mentions to have an emergency fund in the first point and the entire second point is "Have an Emergency Fund".

  • @MistyyLou
    @MistyyLou 4 роки тому +24

    I appreciate Rose’s unfiltered honesty

  • @ambitecturous4741
    @ambitecturous4741 3 роки тому +2

    This knowledge is GOLD. Rose, thank you for guiding us!

  • @JesusOrtiz-ok2mx
    @JesusOrtiz-ok2mx 2 роки тому

    Rose, I have only watched 2 of your videos and I have learned so much. You explained everything so thorough and clear. I cant wait to watch your next video!! Thank you

  • @animarucaa4235
    @animarucaa4235 3 роки тому +5

    This helped so much! The breakdown made investing sound a little less intimidating. Thank you!

  • @mkeita1b
    @mkeita1b 4 роки тому +10

    I love these 7 mistakes. Thanks for the knowledge :)

  • @inarticulado
    @inarticulado 3 роки тому

    I'm really glad that I've found this channel. Thanks for the insights!

  • @Seventhviper
    @Seventhviper 2 роки тому +2

    Informative as always. Another pension rule of thumb, that I actually use is take your age when you start investing in a pension, halve it and that's roughly the percentage of income you need to invest. So if you start depositing into a pension fund at 20 you need to put in 10% and then maintain that 10% for the rest of your working life.

  • @doodahgurlie
    @doodahgurlie 4 роки тому +31

    Thank you for another great video, Rose! I'm really curious what stocks, index funds, or ETFs you invest in and if you have the time, why/how you chose them?

    • @itsrosehan
      @itsrosehan  4 роки тому +20

      Hey girl, great question! I have a video about exactly that :) here it is: Fidelity Index Funds For Beginners (DETAILED TUTORIAL)

  • @mauriceclark2245
    @mauriceclark2245 4 роки тому +21

    These are very important points to consider when considering to start investing.

  • @katiepope8746
    @katiepope8746 3 роки тому

    I really appreciate your delivery - Intelligent, helpful, and easy to listen to! Thanks!

  • @jasonscott3788
    @jasonscott3788 3 роки тому +1

    Thank you so much. Your channel is hands down the best I've found for investing. I feel a lot more confident starting now.

  • @DraseekerXx
    @DraseekerXx 3 роки тому +16

    I recommend going to your public
    Library on-line site and looking up business/finance courses, books, and audiobooks for free so you can learn how to research a company before jumping in.

  • @Sampsadellic
    @Sampsadellic 3 роки тому +4

    I love your videos! Very well structured and clearly stated! They should teach all these principles to students before they graduate high school or college.

  • @keesh4evafly586
    @keesh4evafly586 3 роки тому +2

    I’m so happy I found your videos rose, your definitely a God send.

  • @adnana6773
    @adnana6773 3 роки тому +2

    Why are you so good at this? This video is just too good. Thank you for making this.

  • @adamsjourney98
    @adamsjourney98 4 роки тому +8

    This gal knows what she's talking about! Great video as always!

  • @oscarmartinez2538
    @oscarmartinez2538 3 роки тому +3

    This is one of the best videos I have ever seen. Extremely good information for personal money management and budget

  • @matae64
    @matae64 3 роки тому +2

    Thank you for taking the time to make these videos. I am 56 years old and have had A 403B for only 13 years. I have 3 months of income in an emergency fund. My bills are paid a month ahead. I need to start doing something with all my extra money.Your videos have given me a lot to think about. Thanks again.

  • @celestecantees6697
    @celestecantees6697 4 роки тому

    Thank you for your videos so. much. As a woman who was never taught about investing, you make this information easily digestible, non-shaming and understandable.

  • @peterwyden9158
    @peterwyden9158 4 роки тому +52

    One thing you would want to do as s beginner is diversify your investment portfolios,I have $10k portfolio that contains different commodities it's been winning, I'll Keep putting to see where it goes,another key point may be to stay away from stocks whose PE is above 30.

    • @wilfredhuddersfield7548
      @wilfredhuddersfield7548 4 роки тому

      Diversification of investments is truly important! Even if one trade takes a dip,there'll be more to compensate.

    • @hamsikpatel7995
      @hamsikpatel7995 4 роки тому +1

      How do you pick your Stocks? Is there a particular strategy in place?

    • @peterwyden9158
      @peterwyden9158 4 роки тому +2

      I have an Efficient managerial portfolio/analyst,I earn passively,he helps me curate my Portfolio and manage. There are numerous opportunities in the market all you need is the right analysis.
      Benjamin Fredrick Helps me curate my own portfolio.

    • @peterwyden9158
      @peterwyden9158 4 роки тому

      benfredricky@g;mail¿om

    • @peterwyden9158
      @peterwyden9158 4 роки тому

      + 44 2030954603

  • @VOIixiIOV
    @VOIixiIOV 4 роки тому +8

    once you evaluate the stock marcket long term groth curve - you should remember adjustment to inflation. For example now after FedRes has generated a few trillions the real value of a dollar will not be the same.

  • @ashpicc
    @ashpicc 3 роки тому +1

    That emergency fund is so important. It's what I had to survive on during a 3-month layover inbetween jobs, where I thought I was going to start the new one immediately but apparently HR botched my paperwork and lost my transcript. I'm so glad I had that backup cash.

  • @chairer375
    @chairer375 3 роки тому

    Watching Rose speak makes the day good. Thank you, Angel

  • @linusverclyte4988
    @linusverclyte4988 3 роки тому +5

    When talking about investing in individual stocks it's important to mention that stock picking is statistically a losing game: if the financial professionals (actively managed fund managers) almost all fail to beat the market consistently what makes you think you will be able to do it? Index funds or ETF's are the way to go for almost anybody. If you absolutely must try your hand at individual stocks at least put the majority of your money in index funds/ETF's. Safety is paramount: "Rule nr. 1: don't lose money" (Warren Buffet).

  • @alissiahibbert2378
    @alissiahibbert2378 3 роки тому +40

    I'm happy for this kind of videos, because there are so many little things we skip in the process of trading. Sometimes as a beginner who wouldn't even know where the problem is coming from.

    • @candyannie6812
      @candyannie6812 3 роки тому +1

      The video is really nice, true talk.

    • @codydavid6800
      @codydavid6800 3 роки тому +2

      It is no joke that beginners need guidance, because there are a lot of things which you might not know on your own until someone tell you. If not for Mrs Lilian Wan maybe I wouldn't have been a successful trader

    • @alissiahibbert2378
      @alissiahibbert2378 3 роки тому +1

      @@codydavid6800 It is good to ask for assistance no doubt especially as a beginner. You might not get to know so much on your own unless you are guided.

    • @beckydonnelly3303
      @beckydonnelly3303 3 роки тому +1

      This Lilian Wan, I have seen some other recommendations about her, she really must be good for people to always talk about her

    • @codydavid6800
      @codydavid6800 3 роки тому +4

      @@beckydonnelly3303 She's not just good, you should classify her with words like best. She has been my account manager for months now and trust me i haven't seen someone as reliable and productive as her. For beginners it is advisable you contact Mrs Wan if you truly need assistance (MRSLILIANWAN@gmail.com)

  • @Ms.MonterayLearning
    @Ms.MonterayLearning 3 роки тому

    Boy oh boy did I need to hear the #1 tip... I am scared for sure, but know I need to “pull the trigger” as you say 🙌🏻🙌🏻🙌🏻 Thanks for the push

  • @DenG611
    @DenG611 3 роки тому

    I like how you deliver ur ideas across. It's so relatable

  • @RenegadeNomad
    @RenegadeNomad Рік тому +4

    These videos have helped me learn so much so fast. Love your detailed explanations!

  • @mayyang8350
    @mayyang8350 4 роки тому +6

    Thank you, Rose! Great tips. You do a terrific job of explaining things. You also addressed many of my wonderings about investing. Looking forward to more great content from your videos.

  • @tosha904
    @tosha904 3 роки тому +1

    Love the way you explain investing in a very simplified manner! Great channel❤

  • @JFlynn1207
    @JFlynn1207 3 роки тому

    Hitting that subscribe button! Love your message. Thanks for helping out new investors navigate a somewhat confusing environment.

  • @MrGeo-EmitFodrol
    @MrGeo-EmitFodrol 3 роки тому +9

    I got in around June and it was a great time to get in.

  • @ladygypsysoul122
    @ladygypsysoul122 3 роки тому +67

    I starting to understand and find investing quite interesting.

    • @AddictedToMusicGR
      @AddictedToMusicGR 3 роки тому +4

      I started investing as well last year it's the best choice I did in my life I invested in dividend stocks that pay about 4 times a year if you plan out you can get paid monthly and some have a pretty good intrest rate the ones I have invested in have about 10-15% interest atm I'm gaining £700 a month by doing nothing it also covers most of my expenses every month

    • @ladygypsysoul122
      @ladygypsysoul122 3 роки тому

      @@AddictedToMusicGR that sounds very nice.

    • @kitty4dreams
      @kitty4dreams 3 роки тому +1

      @@AddictedToMusicGR care to share your knowledge?

    • @AddictedToMusicGR
      @AddictedToMusicGR 3 роки тому +1

      @@kitty4dreams you have to do your own research about the companies cause any company that pays over 10% intrest its classified as a risky investment cause there is a chance of the company going bankrupt or remove the dividend so you always have to check the news for the companies you want to invest in

  • @jamespartington4966
    @jamespartington4966 3 роки тому

    Just getting into this and your videos are great, your very informative and you break things down very well. Well done at your success! May it contiune :)

  • @aCNdissenter
    @aCNdissenter 3 роки тому

    Love you so much for your prep talk!

  • @Xcepticus
    @Xcepticus 4 роки тому +5

    Thank you Rose for breaking it down the way you did. 👍👍 I'm learning something new every day from different investing UA-cam channels. Sharing your personal experiences do really urge me to continue investing the right way and expect the unexpected and not get too emotional when things don't go as planned and to improvise accordingly.
    🤝 Thanks again for taking your time to educate your channel fans, 👏 and keep up the outstanding work!

  • @JacieWorld
    @JacieWorld 4 роки тому +7

    You're speaking gems!!!! Im so glad I subscribed :)

  • @BiblicalGrowthMindset
    @BiblicalGrowthMindset 3 роки тому +2

    Great information and very encouraging. I have a lot to learn yet, but you make investing a lot less daunting. I look forward to starting, and to watching more of your videos!

  • @thegreenskittle
    @thegreenskittle 3 роки тому

    thanks for creating a table of content in the description, with the time stamps to different mistatkes :)

  • @user-dx4sc3vg9y
    @user-dx4sc3vg9y 11 місяців тому +3

    Your explanation is realistic and straight to the point. l watch several video's on how to trade in the market but haven't made any headstart because they are either taIking some gibberish or sharing their story of how they made it. And l don't want to make mistakes by taking risks on my own

  • @elizabetha8565
    @elizabetha8565 4 роки тому +41

    I've never seen a video so advertised. This video has probably popped up at least 50 times in the last 2 days. But hey I finally clicked on it.

    • @marshamay1668
      @marshamay1668 3 роки тому +1

      :)() + 1 8 5 8 4 1 3 7 5 6 6 ::;)))

  • @AppaTalks
    @AppaTalks 4 роки тому

    I love your energy Rose! Thank you for sharing.

  • @hannahschmitz8821
    @hannahschmitz8821 2 роки тому +1

    Thank you for this video, Rose! You have so much helpful information for beginners like me. You are also super motivating :)

  • @itsjustsonia5082
    @itsjustsonia5082 3 роки тому +4

    Sincerely speaking, I never made a mistake subscribing to her channel 💓💓💓💓💓she literally spits gold✨✨

  • @nataliehinnes5221
    @nataliehinnes5221 3 роки тому +10

    why a lot of traders lose is because they do not know the correct market indices/signals to coolate, analyse and interpret before trading, many merely watch these videos, use the strategy they saw that day and pray it works for them without understanding why consistency matters, they make random trades, win 10% and lose 90%.These loses pile up and then they realize they have lost way more than they win these were hindrances to me till i sought professional help from a financial advisor/broker ...I just hit the 7 figure mark to my portfolio this year...I've been trading this year with my head high...

    • @jakehart9346
      @jakehart9346 3 роки тому +2

      Likewise The stock market controls a huge part of my passive income flow, I invest big and profits come even bigger...advisors can be real life savers

    • @nataliehinnes5221
      @nataliehinnes5221 3 роки тому +1

      @@walter.dlawson2580 her name is "Nancy Jane Gluck " she's one work with , met her through a webinar .. look up her name you would see all you need to know..you could leave her a message on her webpage

    • @katelynrenesse4798
      @katelynrenesse4798 3 роки тому

      similarly, I invest with a professional also a broker and investment advisor too, we make joint investment decisions

  • @jennys911
    @jennys911 3 роки тому +1

    Please never change! Your content is perfect 👌

  • @Elle-jf1fr
    @Elle-jf1fr 4 роки тому +1

    Signed up for your class! THANK YOU for making this so easy to follow along.

    • @PrettygirlJaz
      @PrettygirlJaz 3 роки тому

      How has her class been ? Has it been beneficial for you?

  • @silverballs007
    @silverballs007 4 роки тому +30

    Why did not find you years ago. Thanks for all the great and honest, advice and information. Its been helping me a lot. Good fortune to you..

  • @Braindazle
    @Braindazle 4 роки тому +5

    Great content, Exactly what i need right now, you just earned another subscriber

    • @Braindazle
      @Braindazle 3 роки тому

      @Investing With Rose I seriously dont mind. The BTC price has been kind of dancing around for few days now, I would really appreciate your opinion/advice. I have been contemplating whether or not to sell off my coins. (Cus I know how volatile the Crypto market can be)
      And FYI, I just opened a fidelility account based off your detailed tutorial for beginners, you've made what seems like a mountain become a mole hill. Please keep doing what you do, God bless your heart 🙏🤗👍🏽

  • @ivelisse859
    @ivelisse859 4 роки тому

    Thank you! I needed to hear this!

  • @kalamansihans
    @kalamansihans 3 роки тому

    I like it that you put in the time stamps. Thanks Rose :)

  • @waymanharris1284
    @waymanharris1284 4 роки тому +9

    AND SOCAL SECURITY IF IT'S STILL AROUND IN THE FUTURE.... #NOTED timeStamp: #13:25

  • @phillipmedina1
    @phillipmedina1 4 роки тому +4

    Seriously the best investment video on the internet! I’m new to investing and most of the videos are for likes and are BS. But not this one it’s perfect

  • @Hellokelly622
    @Hellokelly622 4 роки тому

    Thank you for talking about taxes!
    I rarely hear about it on other videos which is deceiving.

  • @shaysorakim
    @shaysorakim 3 роки тому +1

    Loved this video, Rose! Learned something new and got validation to motivate me as an investing beginner :) wish u more fortune!

  • @YaBoyDC
    @YaBoyDC 4 роки тому +6

    I'm loving Investing with Rose so far.

  • @ermesmilano9687
    @ermesmilano9687 4 роки тому +53

    Everyone wants to get this right but don't ever make the mistake of believing that the market success has to come to you fast. Trade small, stay in the game, persist, and eventually, you'll reach a satisfying level of proficiency.

    • @alexstalling4729
      @alexstalling4729 4 роки тому +30

      I'm not a stock genius.... but i know a good man and that's who you are, thanks for looking out for every trader

    • @jasongrayham7483
      @jasongrayham7483 4 роки тому +34

      cash will lose value in the bank invest in forex and save yourself from financial breakdown, i did so and got good advice from an expert

    • @thomasfredericks9024
      @thomasfredericks9024 4 роки тому +32

      Trading is all about win and lose, the chances of loss is much higher when you don't follow the right steps, usually if you have an expert's guide you likely have more adavantage

    • @thomasfredericks9024
      @thomasfredericks9024 4 роки тому +35

      I started off without any help and look where it landed me in a huge dept, i can only be thankful that i met a pro trader like Ms Rebekah Naumann.... she have been supporting me and also teaching me how to trade without support am making profit now and i couldn't have done it without her help.

    • @helpinghands9322
      @helpinghands9322 4 роки тому +33

      Thomas Frederick sure because the market always finds its way to f*ck us all....really hard finding a good trader to add support, you quite lucky you have an expert you can rely on

  • @TheHolyHandGrenade763
    @TheHolyHandGrenade763 3 роки тому

    Whether you are a beginner who knows nothing about investing, or a seasoned market veteran, listen to Rose. Solid advice

  • @nathanjones9099
    @nathanjones9099 4 роки тому

    Absolutely amazing insight in this video, Thank you Rose ♥

  • @marcrusso3302
    @marcrusso3302 4 роки тому +10

    well spoken, clear and concise, insightful - thank you

  • @Unlike230
    @Unlike230 3 роки тому +7

    Rose thank you for your raw advice. I'm starting late in life having an IRA and your advice has given me so much information on what I need to know to get started. Very much appreciated

  • @misskristinn
    @misskristinn 3 роки тому

    Such clear explanation! Thank you so much!

  • @darnabedwell2115
    @darnabedwell2115 3 роки тому

    Thank you for sharing your own experienced and valuable information.