How to Start Investing for Beginners (step-by-step)
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- Опубліковано 26 кві 2024
- Taking the first big leap into investing can be scary and daunting, but it really doesn't have to be! Let's invest our first $1000 together!!
TIMESTAMPS
00:00 - intro
00:32 - what is investing
03:07 - how to start
16:35 - investing together
20:57 - final tips!
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**THINGS MENTIONED IN THIS VIDEO! 👀**
💫 Index Fund Cheatsheet: rosehan.com/indexfundcheatsheet
💫 HSA explained • HSA Explained (THE ULT...
💫 Roth IRA vs Traditional IRA vs 401k • Roth IRA vs Traditiona...
💫 Fidelity fidelity.com
💫 Vanguard vanguard.com
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
High-Yield Savings Accounts (don't settle for 0% when you can get 3%+ on your savings)
www.bankrate.com/landing/rose...
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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I have Been waiting 5+ years for someone to break this down for a COMPLETE BEGINNER and I finally got it. Thank you so much!
10000% agree!!! Every other "guru/mentor" are really not beginner friendly.
Tell me about it!!! I felt like I found the El Dorado after seeing this video!!! And felt so good about myself too!!!☺️☺️☺️
Blcktken300 anticipation is building to a fever pitch! 😥
I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on Blcktken300 and a 15x on polygon are fair considering how much those two coins are interwov
Hey Rose! You are the reason I made my first investment outside of my 401k at age 54, 4 yrs ago. Everyone says you SHOULD invest. They never tell you HOW. You told me how and what to invest in. THANK YOU!
🌟
@@skittles2055how did you do that ? I’m 54 as well. Any tips are welcomed 😊
You have done great for yourself. I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success!
I'm exploring different investment opportunities and would appreciate others' insights on this matter.
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message
Blcktken300 gang in the house! Thanks for the analysis!
That's a solid list! I'm also big on Blcktken300 , avalanche, algo, and matic too.
Blcktken300 is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
My daughter and I watched this video. This is not taught in the black community so thank you for the education. We marked this video in our favorites.❤❤
It's not taught in any community. Im white and only learned about investing thru my own research like yourself. Investing only knows 1 color, and that's green ✌️
@@squish2913amen so true!
Im researching the "3 fund portfolio" . Low cost, diversified, and easy to understand.
@@squish2913yeah, not true. Personal finance and investment classes and books are literally EVERYWHERE. Start with your local adult school, or The Learning Annex, or your city’s Chamber of Commerce.
@@squish2913💯.
Keep in mind, you cannot contribute to a Roth IRA if your income is >139k or combined married income is >206k. In these instances you can create a backdoor IRA which means you fund a Traditional IRA and convert it to a Roth IRA.
I’m only 10 minutes in and you’ve taught more to me than I learned in high school. Thank you for sharing this valuable info!
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
wow ,that’s stirring! Do you mind connecting me to your ad-visor please. I desperately need one to diversified my port-folio
Pamela Kay Regel
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal
Thank you for showing the HOW, I’ve been researching for so long and you’re the first creator I’ve seen to actually hold our hand through it and show us what to do!
tbh I am trying to become financially literate because my dad is always saying we are poor. But I never see him do anything different. For me if something is not working out I am going to switch it up. So, as a 17 yr old who is going to be working soon. I wanted to learn about investing and other smart financial decisions. Im so excited to watch this!
She even gave us a good starting point to guide ourselves on how much to invest in stocks vs. bonds based on our age...AND I UNDERSTOOD IT 👏🏿👏🏿👏🏿
subscribed, thank you🙏🏿
After years of trying to understand all the terms used in investing your video i understood everything. thank you 😊
I have been reading countless books trying to understand these subjects but the way she explains it makes it easy and simplified.
Hey Rose, please add “mind reader” to your resume. I was just looking up this info today. Thank you 🙌🏾😂
🤣 haha awesome, great timing!
Yeah. I've been looking up this topic the last few days and gathering any books related.
Me too lol
This has to be the best beginner friendly investing video that I’ve ever come across.. thank you so much!
This video has been brilliant. I've just gone from zero understanding of investing and high anxiety to feeling calm and comfortable to dive deeper. Thank you 🌹
I just want to say thank you for really helping people to understand how to invest! People can actually become more economically stable thanks to your tips and teaching.
You are doing a really good thin, without even requiring people to sign up to a program and pay X amount of money for some knowledge that everyone should be able to get.
I am really glad I found your channel. I have no background on Finances but your way of explaining without assuming the knowledge of your viewers makes it easier to understand.
Thanks!
I just wanna say thank you so much for walking us through the investment process on Fidelity! My money has been sitting in my Roth IRA without movement for the last 2 1/2 years, and I finally invested it today alongside your video tutorial. Thank you thank you thank you!
I disagree slightly with the last tip about paying off debt before starting to invest. It can be beneficial to invest even the thinnest amount to build the habit sooner. Paying off debt is not always a linear process and can take several years, I think investing even 20$ a month can make a huge difference in motivating people and building momentum to actually take control of their finances
Agreed! Even £5 is better than nothing. I believe she might have said it in case people gets carried away and invests more money than can afford… IDK :)
Also Agree
The point is to eliminate debt and have an emergency fund so you never need to withdraw your invest to cover debt, small amounts are better used towards paying off consumer debt vs investments as the returns are so minimal
Always aim to pay off debt first since the interest on debt will always be higher than your return on your investment. No point on investing if you're loosing money paying off your debt and investing at the same time. Dave Ramsey breaks it down in baby steps. Stick to the baby steps and get rid of your debt!
I agree with you 100%
So helpful! I never understood funds, stocks and bonds. You've made it so clear. Thank you!
Thanks as always Rose. You're always clear and informative. I enjoy all of your content but it's really nice to see you back to your investing roots. Love it.
i love making a variety of content for you guys and showing different aspects of me, so thank you for being here for all of it, appreciate you! ♥️
Hi Rose,
Can you make a video on helping teenagers get knowledgeable on investing?
@@itsrosehan Are you still believe in crypto long term?
Rose, you have no idea how much I appreciate your content. Your videos provide so much valuable information in a very digestible manner.
But she doesn't protect her followers:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I recently got into the youtube financial niche, and I’ve taken a deep dive into investing, particularly in stocks, ETFs, Idex funds and options as they interest me. Tried several methods trying to figure out the best approach to building my portfolio. So far, I’m making progress with the help of a pro.
I want to also take my finances into consideration and put myself in order before it's too late. What do you think is the best approach for someone who is just starting out?
Herman Jonas is the brain behind my success. I've gotten into a plethora of assets with $14k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now I sit back, and just reinvest at intervals. I’m glad I took the bold step when I did. If not, I’d be living a sad, lonely and broke life.
That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
@@Roymysterio
I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.
How can I reach him, please? I'm buoyed by the good recommendations I’ve come across elsewhere. I need help with my investing. I'm ready to pay for his services.
Hi Rose! I have forwarded your videos to my kids. I'm starting late in investing and I want them to get a head start. Thank you for your videos! ❤
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Taylor Griffin .
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states
Taylor Griffin. strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started
Please, how do I connect with Taylor Griffin? I would appreciate if you show me how to go about it.
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks
I didn't become financially independent until I was in my mid 40s, in addition to owning a second house making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future! By participating in the financial market, I took a significant decision.
Please teach me what to invest on
U can search him up on net
This is motivating to me, I hope to be financially set in my 40s, I'm 36 right now. Alot of intelligent decisions need to be made. These last couple of years are crucial to my success. Thank you for sharing.
You should write a book. You explain this so well and in a digestible way especially as all of this can be complicated
Girl! You are amazing in explaining all of this!! Thank you so much for the help! You deserve a thousand of thumbs up!!
You make understanding this stuff so much easier! Thank you!
Thank you so much for this Rose! I just invested my first $1000 after watching this video, and and you made the process so easy and understandable. Can't thank you enough for walking me through it!
Inquiry Please : where/what was that first $1000 invested in & how has that been going thus far?
Can a retired individual invest for her 6-8-10 yrs old grandchild?
When we trusted Rose Han, we lost it all:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I've been sooo intimidated to start investing in the last few years. After watching this, I feel SO much more comfortable to continue learning and seeing what would be best for me. Thank you so much!!
Even just 3 minutes into the video and this video was already more helpful than any other video about investing that I've watched. Thank you!
@_Rose68 👍👍
this is the best beginner video i have ever seen. thank you SO much for taking the time to put this together so perfectly and for putting effort into that cheat sheet.
Dear Rose, your channel was the first to introduce me to personal finance and investment.
I subscribed about 4 years ago.
My knowledge is so good now that I get paid to teach people.
Thank you for all you do and keep doing.
With much love, Erica Ogbebor from 🇳🇬
The "Final Tips" section alone is worth giving this video a watch! Thanks, Rose. Stay you!
You explained this so well, that even a 5 year old could understand. Thank you so much for the detailed explanation!! 😊
Incredibly helpful, Rose…thank you for making things so clear and accessible to all. Your genuine desire to help shines through on your channel..the best vid I have seen on the basics of investing! Keep up the great work!
Hello Rose! How would you suggest a novice with a start-up portfolio wishing to invest less than $50,000 in the fin market? I'm looking for as much trustworthy guidance as possible.
Rather than the speculations, you should work with a CFP to help you diversify your assets to firms with reliable cash flows.
I was earlier advised to find and work with a licensed advsor because I needed a substantial push to keep my portfolio afloat. She was really helpful in helping me develop my reserve from $125k to almost $510k, despite the continuous growth of inflation. You should consider that option.
@fredm Please, do you mind sharing info on the adviser who assisted you?
She goes by 'Heather Lee Larioni', and deserves credit as one of the finest financial planners. She decides what assets i acquire whilst skillfully diversifying my portfolio. Her reputation precedes her, and I highly recommend her on a public post, you can look her up to locate her online if you are internet-savvy
@fredm Thanks a lot for this. Could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a call for Monday at Midday.
If you’re looking for help with where to start with investing- Run don’t walk to watch this video!!! Amazingly helpful information for beginners.
Thank you for this video. Great job at explaining everything without making the video tirelessly long and boring. Very informative. And Fidelity is my go to as well.
Thank you for putting on the training wheels for those us who needed this. 😊😊
Thank you Rose. Greatly appreciate your approach and look forward to learning as much as I can from you. Thanks again!
Your teaching is like learning the birds and the bees of investing! Thank you so much for your clear breakdown😮.
What she still has not broken down is how her followers are getting scammed out of their entire life savings by people pretending to be her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content 🌹
A very good method
Hi Rose, is it possible to share how to invest for income. I tried to research for Dividend stocks or Dividend ETFs, but with so much information, I am not sure how to sieve out the good ones, any thoughts?
My portfolio is made up of Dividend ETF's, dividend stocks, and growth stocks. I like a mixture as it allows a bit more freedom in specific areas
@@Edgardo477 As a beginner who just started investing last month, I love the idea of passive income. Would it be more wise to have multiple dividend etfs or one or two. I feel I may not be making good decisions.
@@jaidenSalinas Diversifying your portfolio is the best sensible strategy. you can speak with ''Martha Cornell Kerns'
Just invest a bit each month. but it’s up to you. i have netted over $350K, speaking with Martha before picking my stocks, only copy her picks
Thank you so much for this! I’ve never understood all this investing business. Now I feel more confident to get started! I’m starting late but I’m determined to be debt free, budget and invest for retirement!
Thank you Rose. I am so ready to invest due to the simplicity of your break down.
So helpful! This video is approachable, no extra material, and easy to follow. Thank you for creating this video, I gained a lot of financial information and literacy from watching.
This is one of the best explanations of investing I have seen on UA-cam. Kudos to you Rose for making it so easy for us newbies! ❤
Please tell me some of the lessons you learned
Thank you for breaking this down. You really helped me understand the basic concepts and gave me the confidence to get started.
Thanks, this was very nice and easy to follow. I've got 2 question though, can we invest in the USA or even Canada without living there? Are there taxes attached? I am new to this and everything still confuses me.
I'll tell you this from personal experience, it's always better to use an actual prof adviser in situations like this so you don't end up losing your money. They know their way around the taxes and the market better. Just like you, I don't stay in the US, I stay in Canada but made my first 6 digits last year only after more than a year of losing a lot of my hard-earned money by trial and error investing through the US market. Best wishes
@hildredscali1754 true that. been putting some thought into this for sometime now. what are the steps for getting one.. like a really good one?
You should start by looking out for those from reputable brokerages and good track records. Personally, I use Marie, Kelly Matwick. You could also look into her. Also make sure the person is registered.
Me too, I'm new and wonder how people actually profit from this
@hildredscali1754 wow!! I know this pretty lady. Used to share an office block with her years back
I am very new to the investing scene, watched an almost 2 hour tutorial on how to use the Tradingview but I still don't really get it. I really want to learn how to properly do it and you seem so good at it. I dont understand these charts. Do you ever manage portfolios? I'm interested. I have about $110k set aside to test the financiaI market waters.
It's really not as difficult as many people presume it to be. It just requires a certain level of diligence, which is something ordinary lnvestors lack, and so a financiaI advsor often comes in very handy.
I’ve copied trades from a licensed wealth manager over the past few years and its better than trading blindly on your own if you're an absolute newbie. It would give you a better understanding. So far, I've raised a profit of $580K within 7 months of active sessions. She takes a performance fee after you have made profits, her style of trading suits me perfectly and I recommend her to you.
@josephbush That's fascinating. Who's signal do you copy? Or please how can I contact your Asset-coach? My portfolio is dwindling
@aureliobjm HEATHER LEE LARIONI guides me. She works with Empower FinanciaI services. But there are a lot of independent advisors you might look into. For me, her strategy works hence my result. She provides entry and exit point for the securities I focus on
@jospehbush Thanks for this. I literally didn't know what to do at this point.
Rose, good job teaching about ROTH IRA's. So many people think it's an actual investment. LOVE the grocery cart visual.
What I don't love is how she disregards the scams being inflicted on the people that trust her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thank you so much,this info is literal gold! Also for the cheat sheet! ❤🎉
The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
Just buy Gold, the government has failed us or try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses
Yes, gold is a great investment and a good bet against the devaluating dollar, been holding some for awhile now, I’m grateful my adviser’s moment by moment changes in the market are lightening quick, cos who know how much losses I would’ve had by now.
I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance.
Eric T Witt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Researched his accreditation. He seems very proficient, and I wrote him detailing my Fin-market goals and consequently scheduled a call.
I really appreciate this video! You’ve helped give me the tools to make a more precise investment plan and inspired more research of my own so thanks 😁
Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.
I recommended her to my own wife and mother. And she let us down:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I love listening ur videos. Cause you take time explaining everything clearly. Thank you, Rose
Watching this has really blown me away. I’m west African so clearly….this is new to me…furthermore they did not teach this in high school or grad school smh. Thank you so much for this thorough explanation
I really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Olivia Maria Lucas focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch
I remain eternally grateful to Olivia Maria Lucas for her efforts that got me to this point, finally payed off my mortgage and all my debts, what more could I've asked for. God bless you Olivia.
This is what I mean when I say explain it to me like I’m a 5 year old lol the shopping carts and pictures really helped. Sending this to my family we opened a family savings together that I’m in charge of and it’s going really well. A lot of black families aren’t familiar with this so I’m happy to be able to share this with mine
I have learned so much from you simply talking to us and explaining certain terminology that I never understood. We look forward to investing after we clear some debt. Thank you so much! Very informative
In light of the diminished inflation signals and the Federal reserve decision to suspend rate hikes, what are the best investment to make with a startup of $270k to improve portfolio performance in the new year?
You’d want to research for stocks that have maintained consistent Grover the passed years, a good time to observe is recession periods, an alternative would consulting a licensed market analyst to provide guidance on what stocks to buy.
I believe as individuals we all have different means of operation, the unique thing is we all want profit, after I surpassed a $ million in profit, I was convinced.
I employed the services of a CFP, twenty two months on and I’ve continue to experience consistent positive returns. It’s like putting a notification to earning.
if you don’t mind me asking, would you say more on the adviser responsible?
Very well, get with, do due diligence on Kevin Mikan, he’s exceptional.
Thanks for the cheat sheet! 🙏 Saves beginers like me a ton of time!
Omg.. thank you so much. I have everything at work but wanted to do something on my own and this really helped. I am going for it today 🎉
I love your videos so much , and the step by step approach you use to help your viewers
Thank you massively for all your videos 🙏
I just wanted to know where can I find the fidelity index fund cheat sheet that you mentioned?
It seems it isn’t in the captions 🤔
i'd forgotten to add the link but here it is now! rosehan.com/fidelitycheatsheet
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Christopher Alexander Walter’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!>>
He's mostly on Telegrams, using the user name
@Gainwithwalter7
After I raised up to 325k trading with her I bought a new House and a car here in the states also paid for my son's surgery (Oscar). Glory to God.shalom..
Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes It's always good to have a financial plan
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Alexander Walter insights. It's akin to finding a diamond in a coal mine.
Thank you. You’ve actually bridged the gap for me to start investing my money. After being a single parent I’ve had a late start in life as far as working goes but now I drive truck, have few bills, and want to invest most of the net amount of my paychecks for the future.
This is an enlightening perspective. Newcomers should always bear in mind that short-term movements in financial markets can be highly unpredictable and often irrational. Being prepared for unexpected fluctuations is essential because randomness plays a significant role in the market. Due to these inherent risks, I tend to lean towards long-term investment strategies, which provide a more stable and measured approach to wealth accumulation.
I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-adviser whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we just don't know
Finding financial advisors like Margaret Johnson Arndt who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Yes, the key is : Patience. It easy to sell fear and get everybody panic mode. Next is long term educating yourself finanically and reading good books not just book on finance, there are also plenty of good youtube videos. Another factor is lifestyle, most ppl who are able to achieve FIRE, FINANCIALINDEPENDENCE RETIRE EARLY, have very simple lifestyle, it does not mean they stinge on many things, it just that they see through all the marketing tactics and tricks to entice ppl to part with their money, many ppl inflate their image by spending money and following idols and buying a house way beyond their means. I spend money on reading especially good books, it that one particular book can teach me to be wiser and a better person or made better choice, I will buy that book. There is a confucious saying, if one has 1 year, plant rice, if 10 years plant trees that bear good fruits and if one has the potential to live 100 years then educate yourself. Be humble and learn from everyone or everybody including idiots so we don't end up like one. Patience, due diligience and be giving to your society in the right way and in the right doses earn one more merits and have a greater postive impact overall . Never copycat wholesale.
Thank you so much Rose!! As someone who did not grow up with this kind of resource, I appreciate your sharing!!!
What she forgot to share is the fact people are impersonating her and scamming her own followers, while she does nothing about it!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year... Investment should always be on any creative man's heart for success in life.
That's awesome!!! I know nothing about investment and I'm keen on getting started. What are some strategies to get started?
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by Fergus waylen a widely known crypto consultant
look him up on
facebook
facebook
Love your content and how detailed you are, thank you so much ❤
Thank you! This is what I needed!!! I think many people don't know how to buy or what to buy....we all know investments are important for retirement, but the language and all the processes is just intimidating.
Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid....especially if the employer is investing in good index funds.
Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.
This is really important because many people need to learn how to handle their money wisely for the long term.
Hi Rose, I really appreciate your video on starting to invest, especially for beginners. Your explanations are clear and relatable, making the intimidating world of investing much more approachable. Keep up the fantastic work! 💰📈👏
Her delivered an incredibly detailed and beginner-friendly guide to kickstart the investing journey! Her explanations about stocks, bonds, and asset allocation are spot-on, and Her passion for helping others make informed financial decisions shines through. 🚀📈
I want to express my gratitude for your video on beginner investing. Your clear and relatable explanations make the world of investing much less intimidating. Keep up the excellent Job!
Financial literacy is indeed a critical skill.
Curious what folks think of target date funds. (The idea being that the fund automatically rebalances the stocks in favor of bonds as you age/approach the target date.) Curious if fees align with the alternatives and whether there's enough data yet to know how those track compared to the alternatives, etc. Love and appreciate the channel. Thanks Rose.
I hold them in both my 401k and IRA, they're a good buy imo, especially if you have 20 or more years to allow them to grow
Straight to the point you are the best Rose Thank you 🙏🙏🙏
Wow, I don’t think my future self will thank me. She should thank Ms. Rose Han. Thank you for the most educational video on how to start investing. Thank youuuuu! ❤❤
Is it safe to invest in stocks right now? I'm currently sitting on an inheritance of 500k and just wondering what better assets than stocks to invest in.
You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@marvishaN How do I find this financial counselor ?
Her name is 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this. I almost didnt know what next to do.
Getting a 401k has been the best financial decision that I ever made! It's great to see money grow. Plus is helps lowers my taxable income so that I won't have to owe so much back in taxes.
Omg thank you so much, Rose 😊. I understood bits and pieces, but with this video I got the whole picture 🎉
Thank you for this informative video Rose! As well as the tutorial.
This is great information, I love how she demonstrated how to purchase the index funds and bonds thank you so much!!! 🙏🏾🙌🏾💯
This video was sooooo helpful and actually made me feel excited to learn more about investing. After reading and watching other videos I felt really overwhelmed and "behind." This video made everything so easy to understand, thank you!
Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed
So I suggest you try less
Hi rose thanks for clearly explaining about stocks and bonds you are awesome I wish I came across you years back because I've always wanted to invest but didn't know enough about investing I'm in Australia and hope I can't find the right account to put money into to start trading in both stocks and bonds as per the age ratio thing I'm 60 so 60 - 40 ratio in bonds and stocks and index as apposed to individual brokerage if that's the correct terminology thanks so much I will have ago at it it's also good to see someone like yourself that simply and clearly shows the best way of investing and as an unschooled investor I understand a good portion of your explaining how to once again please keep sharing you are great.
BRAVO ROSE! BRAVO!!! FINALLY! Someone who knows how to explain what investing is and what all those terminologies mean. You broke it down like a fraction. I almost didn't click this video for fear that it would contain investment-level jargon where you're watching the video in one browser, with an investor's dictionary in the next attempting to understand what an index fund really is. I have the nerve to copy the link to this video and post it in all the other "How to invest.." videos I've wasted my time on with the message "This is how you "Explain it to me like I'm a 5-year-old".
I absolutely love how you broke that down…. Thank you ❤❤❤❤
Thank you for teaching us to protect ourselves. I am grateful how you nmade it look very easy to do. 🙏🏼
I'm glad I saw this. I've been studying for the security+ for my first job. I have no tech background. It's good to know I need the A+ first to get my foot in the door
Hi Rose, i am a beginner investor and your videos are helping me so much in learning the basic! So many scammers on youtube! Thank u so much!🙏🙏😊
You work for 40yrs to have $1M in your
retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.,..,.,
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
Wow, really. I was able to make my $25k on investment
@@geralyncainglet2626I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings
Assets that can make you rich
*FX
*Btcoin
*Stocks
*Gold
*Real estate
You’re right but a lot of people remain poor due to ignorance
Love the video! Very helpful for me to get started into the space but I dont see the index fund cheat sheet T.T 🙏 thank youu
sorry forgot to add the link but here it is now! rosehan.com/fidelitycheatsheet
Thank you so much! You make it so much eaier to understand. Love this!
me too
😁
Excellent video. I’ve watched many videos for beginners (and they have been very good) but you’re the only one who made the point that the Roth (or IRA) is just a vehicle that can be tinkered with. Maybe the others mentioned it but it wasn’t a sticking point.
Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.
I will love to be your friend dear as well as sharing some i dears which you're benefiting.
I can share some that helped me,
Plan towards it
Be minimal in spending
Save money wisely towards retirement
Save to invest, it’s proven way to get richer
Hey how good are your earnings I will like to get some insights into trading thank you.
Currently i can attest to the fact that I
make $18,300 weekly through trading
which is more better then my monthly salary job. Trading becomes my passive
income.
I can relate to all you said becaus am facing similar thing right now.
Congratulations I wish you more success.
Thank you Rose, very informative content and easy to understand! How often should we rebalance our portfolio? Are there any brokerages that include this function? Please make a step by step, video covering this topic.