Index Fund Investing for Beginners (How To Be a Millionaire)

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  • Опубліковано 1 гру 2024

КОМЕНТАРІ • 290

  • @MaximilianFischer497
    @MaximilianFischer497 8 днів тому +674

    The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

    • @TicheDebb0
      @TicheDebb0 8 днів тому +6

      In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.

    • @RowanBryson
      @RowanBryson 8 днів тому +5

      I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

    • @MarshalWagner457
      @MarshalWagner457 8 днів тому +4

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @RowanBryson
      @RowanBryson 8 днів тому +5

      Actually it’s a Lady. Yes my go to person is a ‘Diana Casteel Lynch’ So easy and compassionate Lady. You should take a look at her work.

    • @vince9080h
      @vince9080h 8 днів тому +3

      Found her webpage, I wrote her an email and scheduled a call. Hopefully she responds. Thank you.

  • @HenryLopez-uw6hy
    @HenryLopez-uw6hy Місяць тому +31

    I started watching your videos 3 years ago when I knew nothing about investing. Shortly after, I opened a Roth IRA and just DCA into FSKAX. I’m 46 now, and almost have 90 shares. Plus, I’ll be maxing out my Roth IRA this year for the first time. Thanks for sharing all your knowledge .

  • @muhlenberg2608
    @muhlenberg2608 Місяць тому +5

    I am watching this in my late 60s. It is never too late to invest in the future, and it is never too late to get rich.

  • @Raniyanhunter
    @Raniyanhunter 17 днів тому +555

    The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.

    • @garnold-l5p
      @garnold-l5p 17 днів тому +4

      I think the market is likely at its best now, but I still believe having a financial advlsor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions.

    • @Mlanderos-t9e
      @Mlanderos-t9e 17 днів тому +3

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @Anessa-gibson
      @Anessa-gibson 17 днів тому +1

      I really need help, please. Can I ask who the financial advsor you work with is?

    • @Mlanderos-t9e
      @Mlanderos-t9e 17 днів тому +3

      Judith Lynn Staufer is the analyst that helps me. She has a large following and is easily found online. Investing with her has been a different ball game entirely so different from the stale methods of managers I’ve worked with in the past. last year was my best ever because I'm over 1m which I really never thought I could reach at the start of the year.

    • @Anessa-gibson
      @Anessa-gibson 17 днів тому +2

      Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

  • @georgechang-q6h
    @georgechang-q6h Місяць тому +295

    I have a lump sum in my possession, what about aggressive dividends etf to hold now

    • @aytentuncyurek3722
      @aytentuncyurek3722 Місяць тому +1

      That’s a tough question not knowing so many factors: age, financial situation, goals etc. FELG, SCHG or SPYG as cheaper alternatives for your growth section of your portfolio. SCHD, SPYD or FDVV for the dividend section of your portfolio. And if you like aggressive dividends and are tolerant to higher risk, I’d say SPYI, JEPQ, QQI and IWMI. But do your research.
      Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter

    • @georgechang-q6h
      @georgechang-q6h Місяць тому +2

      I already added VOO and QQQM, can you share this firm with me

    • @aytentuncyurek3722
      @aytentuncyurek3722 Місяць тому +1

      Yeah, Jennifer Kristie Taylor use her name to look her up

    • @Miltonpao-s3b
      @Miltonpao-s3b Місяць тому

      I love Jennifer, I was in a conference in Connecticut where she spoke to the people, very sound human being, there is always this charm with smart, calm and ambitions women

    • @shainhaggadone9943
      @shainhaggadone9943 Місяць тому

      REITs I'm in AGNC and it pays monthly. No issues. It's 10.30 a share right now and a high is around 20. Consistent dividends. Set up dividend reinvestment

  • @Mitchell.Holland
    @Mitchell.Holland Місяць тому +433

    Watching in my 40s... And only just starting I feel so behind!

    • @larrydimon7811
      @larrydimon7811 Місяць тому +18

      Gotta start somewhere

    • @ms.scooterrider
      @ms.scooterrider Місяць тому +39

      Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed 500K. It's good to have a nice balanced portfolio... I am almost 44 now!

    • @henrymitchell9717
      @henrymitchell9717 Місяць тому +3

      Hey! I have just opened a Vanguard account and its my first time investing I have just started off with a fair amount and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D

    • @philcrowley007
      @philcrowley007 Місяць тому +3

      I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!

    • @ms.scooterrider
      @ms.scooterrider Місяць тому +3

      Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes an agreed %age off earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)

  • @ChristianJacquet-my3rl
    @ChristianJacquet-my3rl Місяць тому +82

    I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years

    • @donhug-q8k
      @donhug-q8k Місяць тому +8

      Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you speak with a fiduciary.

    • @KevinCollins-kg5hl
      @KevinCollins-kg5hl Місяць тому +10

      Many individuals have a 'do-it-yourself' mentality but lack the necessary expertise. Fiduciary advisors are ideal representatives for investing, and I can attest to this. Since covid-outbreak to date, my portfolio has grown by over 330%, reaching nearly $1m.

    • @richolman6800
      @richolman6800 Місяць тому +5

      Who are you working with please? in dire need of portfolio rebalancing

    • @KevinCollins-kg5hl
      @KevinCollins-kg5hl Місяць тому +6

      I work with Glen Howard Chester and is NY-based. Just search the name & check if he meets your requirements, You’d find necessary details to work with to set up an appointment.

    • @richolman6800
      @richolman6800 Місяць тому +4

      His track record looks really good from what I found online. I've scheduled a call to discuss further

  • @cp1007s
    @cp1007s Місяць тому +2

    I've been watching you for 4 years and am proud to share that I'm 99% invested. Everything I learned from you, the books you suggested, your videos, ignited a curiosity in me to learn more about personal finance and investing. I love the process and feel so empowered! I'm at a point where when I watch your vids I know what you're talking about and nod my head. Reptition and practice are important! The market fluctuates and nothing is ever constant.

  • @lisav6583
    @lisav6583 Місяць тому +9

    I need to watch this again when I am sitting in front of my vanguard account. This is helpful. Thank you

  • @Amberabove
    @Amberabove 3 дні тому +6

    I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?

    • @Jakepattison42
      @Jakepattison42 3 дні тому +5

      The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.

    • @jeffDwyer1
      @jeffDwyer1 3 дні тому +2

      Agreed, financial advisors play a key role in portfolio allocation and i've been using one since late 2019 just before covid outbreak. So far, I'm barely 25% short of $1m ballpark goal after subsequent investments.

    • @wmwoods-l4f
      @wmwoods-l4f 3 дні тому +1

      @@jeffDwyer1 How can i reach this coach, because l'm seeking for a more effective investment approach on my saving.

    • @jeffDwyer1
      @jeffDwyer1 3 дні тому +1

      I have worked with a few financial advisors before now but i ultimately settled for 'Annette Christine Conte'. She is SEC regulated

    • @wmwoods-l4f
      @wmwoods-l4f 3 дні тому

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @hoama1686
    @hoama1686 День тому

    I got the cheat sheet… very helpful many thanks

  • @danicoleb5394
    @danicoleb5394 Місяць тому +25

    I'm currently investing $500/month into my 401k, but I had a short period of getting up to $1000/month between my 401k, employer match, and IRA contributions. That was glorious to watch. Hope to get back to that next year.

    • @csick11
      @csick11 Місяць тому

      401k is more like retirement fund. Slower growth than index funds

  • @J.woltz48
    @J.woltz48 Місяць тому +855

    I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks. I want a simple portfolio with about 3 holdings.

    • @andykuzman
      @andykuzman Місяць тому +5

      Sorry for your loss. Directionally this makes sense; $VOO, $VGT, $SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.

    • @fromthebirchwood
      @fromthebirchwood Місяць тому +3

      @Charlesman_T i'm blown away! mind sharing basic info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well

    • @fromthebirchwood
      @fromthebirchwood Місяць тому +3

      @Charlesman_T thanks for sharing, I must say Karen appears to be quite knowledgeable.. just inputted her full name on the web and at once came across her consulting page, no bs!

    • @MissyTUV
      @MissyTUV Місяць тому +1

      Ohhh man…I’m sitting go here angry with a couple hundred dollars! I can’t imagine!

    • @linkbelt111
      @linkbelt111 Місяць тому

      @Charlesman_TNice try….

  • @scottarmstrong11
    @scottarmstrong11 Місяць тому +94

    So do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my 60k portfolio and I preferably want the asset class with the best return on investment. Thanks!

    • @monicawill5
      @monicawill5 Місяць тому +6

      Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to invest in them. Know of people who have made upper six figures yearly from investing alone. But it's always a good idea to work with a certified financial planner. It raises your chance of making profit by a lot.

    • @frankbarnes22
      @frankbarnes22 Місяць тому +3

      Think the best idea is to speak with a financial advsor. I also had a fair share of ups and downs when i first started investing, until I consulted a financial advsor in 2021, since then I've made over $670k in profits

    • @emiliabucks33
      @emiliabucks33 Місяць тому +3

      I've been looking to switch, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

    • @frankbarnes22
      @frankbarnes22 Місяць тому +3

      Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @emiliabucks33
      @emiliabucks33 Місяць тому +2

      Thank you for this tip, Carol appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

  • @winterheat
    @winterheat Місяць тому +2

    2:52 where to invest in stocks? The answer is right in the video: bottom left of screen is (drum roll) Apple. Center left of the screen is (drum roll) UA-cam, which is Google

  • @nikkiplantbased
    @nikkiplantbased Місяць тому +6

    Love your tips Rose!! Thank you 😊

    • @situated4
      @situated4 Місяць тому +1

      I love her so much.

  • @Eleanor-d8h
    @Eleanor-d8h Місяць тому +135

    How can I make good profit as a beginner starting with $4,000 ~ij8

    • @FelixThompson-h4d
      @FelixThompson-h4d Місяць тому

      As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare

    • @Fiona-v9p
      @Fiona-v9p Місяць тому

      Don't rush in rather seek expertise like Amanda Katherine. Growing a portfolio is complex

    • @Catherine-b1i
      @Catherine-b1i Місяць тому

      I racked up so much losses trying it on my own. Amanda really saved me from myself

    • @DelilahWilliams-z1p
      @DelilahWilliams-z1p Місяць тому

      Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda

    • @George-u1v
      @George-u1v Місяць тому

      Same here. Amanda managing my portfolio was my best decision. I have withdrawn half a mil since

  • @100gjones
    @100gjones 23 дні тому

    I just found your page and I am so grateful for it. Thank you for all of the knowledge

  • @Sammytammy192
    @Sammytammy192 Місяць тому +40

    I’ve always been an advocate of investing because it has paid off handsomely since I decided to dabble in it. I've seen my net worth grow exponentially the past 2 years.

    • @RareLovesunflower
      @RareLovesunflower Місяць тому +2

      Not everyone has their finances in check and is as lucky as you are. For someone starting out, how are you doing it?

    • @Sammytammy192
      @Sammytammy192 Місяць тому +1

      Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.

    • @Sithembile499
      @Sithembile499 Місяць тому +1

      That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with investing. It’s all just gambling.

    • @Sammytammy192
      @Sammytammy192 Місяць тому +1

      Hermanw jonas that’s his gmail okay

  • @chrisperea
    @chrisperea Місяць тому +1

    Thanks Rose, going to share your video with my peoples!

  • @anabaez4765
    @anabaez4765 Місяць тому +2

    Thank you so much for sharing content like this. This is the clearest and most straight forward video I've watched on how to start investing. I'm 47 years old and have always been afraid and overwhelmed by the idea of investing. Doing my first today. Just shared this with my daughter. Q

    • @Wee_Catalyst
      @Wee_Catalyst Місяць тому

      If you found this helpful I recommend the Rebel Finance School run by the Donegans here on YT, they and Rose are my faves for easy to understand investment information

  • @haleyparker6537
    @haleyparker6537 Місяць тому +1

    Literally love your content. I wish you had a podcast! ✨

  • @jazzybest
    @jazzybest 8 днів тому

    Nicely explained and made it easy to understand

  • @derreckaffor5584
    @derreckaffor5584 Місяць тому +4

    You are literally the best!

  • @charlahammond8350
    @charlahammond8350 Місяць тому +10

    Great video! Thank you for making it plain and simple 😊

  • @effierengpian4887
    @effierengpian4887 Місяць тому

    Thank you Rose! Your videos are so informative and makes investing less intimidating!

  • @Atrus999
    @Atrus999 Місяць тому +7

    I'd only recommend bonds for people who are in retirement or very close to retirement. There's so little growth in bonds that your money actually loses value over time with inflation.

    • @MaryMcClaskey
      @MaryMcClaskey Місяць тому

      Why do you recommend bonds if they lose value?

    • @Atrus999
      @Atrus999 Місяць тому

      @@MaryMcClaskey When you retire you don't hold onto your money as long as you would if you were younger so inflation doesn't affect it as much.

  • @jpreacher66
    @jpreacher66 Місяць тому +2

    This was a great video. You have helped me with my finances with your videos more than you know. Keep up the good work Rose and I will definitely be a purchaser of your book when it comes out next year!!

  • @BridgetMiller-
    @BridgetMiller- Місяць тому +82

    I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it

    • @Lewistonwilliams-f5i
      @Lewistonwilliams-f5i Місяць тому +3

      As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.

    • @Kin-28-8
      @Kin-28-8 Місяць тому +3

      Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my portfolio has grown by 25% every quarter since Q3 2020.

    • @DhanaPayar
      @DhanaPayar Місяць тому +2

      Could you possibly recommend a CFA you've consulted with?

    • @Kin-28-8
      @Kin-28-8 Місяць тому +1

      My CFA ’Stacy Lynn Staples , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @Theodorebarba
      @Theodorebarba Місяць тому +1

      I just curiously looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @MarlèneKéthuraMarlaketh
    @MarlèneKéthuraMarlaketh Місяць тому +1

    New subscriber here, I love your content. Thanks for sharing 🙏🏾

  • @imtiaziqbal3041
    @imtiaziqbal3041 25 днів тому

    Thank you. Your videos are the best

  • @Johnnyhoopst3
    @Johnnyhoopst3 Місяць тому

    Thank you, really thanks for all the knowledge ❤

  • @jvoba
    @jvoba Місяць тому +1

    Thanks so much for your cheat sheet! What do you think about putting a lump some at the beginning/ end of the year instead of automatic 500$ monthly investments?

  • @beingbre9918
    @beingbre9918 Місяць тому +5

    I love your content so much. You break things down in lameness terms and make it so easy to learn everything finance

  • @winterheat
    @winterheat Місяць тому

    17:10 wait a second Rose, $500 a month at 7% yearly is just about $615k after 30 years. S&P 500 for the past 30 years was 7% per year. QQQ was 10%

  • @DLG24
    @DLG24 Місяць тому +1

    Thank you, Rose! Spreading the good word!

  • @adrianamatilda1
    @adrianamatilda1 Місяць тому +250

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Miller.

    • @marthasteward0
      @marthasteward0 Місяць тому

      Woah for real? I'm so excited. Brooke Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

    • @anatolyivan
      @anatolyivan Місяць тому

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @HighlightsSerieATIM
      @HighlightsSerieATIM Місяць тому

      Their
      ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn Місяць тому

      I'm new at this, please how can I reach her?

    • @jadewashington7
      @jadewashington7 Місяць тому

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @TheJessehart05
    @TheJessehart05 Місяць тому +2

    Love the new hair look. Beautiful as ever. Love your videos, I share with my kids often

  • @joerampley1562
    @joerampley1562 28 днів тому

    Very helpful again. Thanks

  • @NiranjanPrasadBommidi
    @NiranjanPrasadBommidi Місяць тому +1

    This is awesome video. Very clear. May I know what are taxations if we want redeem index fund.

  • @ranjeetsenapati-nx3mp
    @ranjeetsenapati-nx3mp Місяць тому +2

    Thank you for your video ❤

  • @hoama939
    @hoama939 24 дні тому

    I’m grateful for your teaching

  • @maureenbennett809
    @maureenbennett809 Місяць тому

    Subscribed. Great! 😄

  • @MISTERSLICKSHOE
    @MISTERSLICKSHOE Місяць тому +10

    FXIAX is 0.015% exp ratio. VFIAX is 0.040%

  • @JoeBloggs777
    @JoeBloggs777 6 днів тому

    I currently invest in the Vanguard FTSE All-World ETF (VWRP), which is accumulating (automatically reinvests).

  • @Bergus6530
    @Bergus6530 Місяць тому

    Thank you for pointing me in the right direction. I am making money already.

  • @GilliMarieMoody
    @GilliMarieMoody 6 днів тому

    THANKS.

  • @mervekook718
    @mervekook718 Місяць тому

    Thanks a lot for this video, it's super transparent and easy to understand. I'm glad for women in this field, men are making everything more complex and enough of their mambo-jambo jargon videos. Thanks a lot!

  • @JonDonald-z9n
    @JonDonald-z9n 24 дні тому

    Thank you for taking the time to teach us! I really appreciate this!❤

  • @EbrahamAljalil
    @EbrahamAljalil Місяць тому

    Just like i heard Investing in index funds is a great way to start, especially for beginners. Only if i know how to start,

  • @lilifey729
    @lilifey729 Місяць тому +3

    Thank you Rose. Because of your education, I am investing and making money. You make it so easy to learn.

  • @punisher6659
    @punisher6659 Місяць тому +1

    Thanks for your videos.

  • @dianejackson3627
    @dianejackson3627 Місяць тому +1

    Thank You ❤

  • @InvestingWithAdamK
    @InvestingWithAdamK Місяць тому +1

    Great video Rose.

  • @killersentra
    @killersentra Місяць тому

    Thank you roseeee !!!❤🤩🤩🤩

  • @bharatmata78615
    @bharatmata78615 Місяць тому +1

    Good change of location, Rose!

  • @christophertaylor5403
    @christophertaylor5403 Місяць тому +1

    Miss Han what do you think about FDVV ETF could you do a video on that?

  • @guillermogouldburn763
    @guillermogouldburn763 Місяць тому

    I love the 2 versions of you in this video. The good girl next door you at the end, and the smoking hot girl you at the desk.

  • @NoahNollens
    @NoahNollens Місяць тому +1

    Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

    • @MesutMilleliri
      @MesutMilleliri Місяць тому +1

      The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

  • @toranaga1969
    @toranaga1969 Місяць тому +5

    The new hair do looks good on you Rose. The info is also good.

  • @edwardcantillo7243
    @edwardcantillo7243 11 днів тому

    Thank you

  • @kngkrmson2179
    @kngkrmson2179 18 днів тому

    11:13 Well, actually it's not only the US stock market you invest in. I'm investing in Vanguard's "VUSA" ETF, and I see that also other countries like the UK, Ireland, The Netherlands and Switzerland are present here.

  • @AddilynTuffin
    @AddilynTuffin 20 днів тому

    I got north of 250 grand now and I got no idea where to dump it bro. I got suggestions to try out real estate or the S&P500 and also with index funds and bonds for consistent returns but everything is jacked up right now.

  • @lontarian2228
    @lontarian2228 Місяць тому

    Thanks for the video. Super useful !

  • @Danny-bbsrSingh
    @Danny-bbsrSingh Місяць тому

    Very Informative, Thank You!🥰

  • @carlinearly4958
    @carlinearly4958 Місяць тому

    Good info. However if recommending Roth IRAs I would add what they are and how they work in same video or reference another video with full explanation.

  • @gustavoss3943
    @gustavoss3943 Місяць тому

    Thanks, Coach.

  • @oneilbrown996
    @oneilbrown996 Місяць тому +5

    Do you have any suggestions about high yield savings it will be appreciated thanks in advance

  • @davidbrooks8809
    @davidbrooks8809 6 днів тому

    I love SCHG and FTEC 😊😂

  • @maiher5334
    @maiher5334 Місяць тому +1

    Rose, what are your thoughts about diversifing into large, mid, small, international indexes in a retirement portfolio? Or just buy VTI?

    • @tonioyendis4464
      @tonioyendis4464 Місяць тому +1

      VTI does not include international; VT is my position and does well.

    • @maiher5334
      @maiher5334 Місяць тому

      @@tonioyendis4464 thank you!

  • @darrinngo5302
    @darrinngo5302 Місяць тому

    Hi rose i am a fan of your youtube channel. Can you make a video on treasury inflation protected securities and other ways to protect against inflation?

  • @UranioSabbatini96
    @UranioSabbatini96 Місяць тому +36

    Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 2.1BTC to a decent 11B TC in the space of a few weeks... I'm especially grateful to Milton Harper, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape..

    • @UranioSabbatini96
      @UranioSabbatini96 Місяць тому

      Milton Harper program is widely available online..

    • @KatharinaMeier886
      @KatharinaMeier886 Місяць тому

      Nice info, i appreciate your concern this will help a lot especially to the young investors who have no or lesser knowledge on how the market works.

    • @rachelonigirl-b8z
      @rachelonigirl-b8z Місяць тому

      My favorite TA man. always on the ball, honest and to the point I like his core analysis, one of the best.

    • @MelissaMixon196
      @MelissaMixon196 Місяць тому

      The clarity and precision in Milton market predictions are astounding. I'm so grateful to have found his reviews here on UA-cam as well.

    • @TomásGomes-j2q
      @TomásGomes-j2q Місяць тому

      The market's top signal provider. Highly knowledgeable and level-headed

  • @briangarza7532
    @briangarza7532 11 днів тому

    Rose love your channel. Rose can you do a segment retirement. I'll be retiring in two years, what are the best index funds in retirement?

  • @Allen-by6ci
    @Allen-by6ci Місяць тому +1

    You look smashing Rose... nice job.. index funds for the win

  • @annaramos7950
    @annaramos7950 3 дні тому

    What app are you using to do these? Is it Fidelity?

  • @maryjschlesinger
    @maryjschlesinger Місяць тому

    Thank you for such an informative video!! 🎉

  • @Dovey14
    @Dovey14 Місяць тому

    Another banging video Rose. Thanks

  • @ClarenceFerland
    @ClarenceFerland 15 днів тому +167

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Grace Miller.

    • @BradlyLane
      @BradlyLane 15 днів тому

      I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @jadewashington7
      @jadewashington7 15 днів тому

      The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

    • @mikesnoek
      @mikesnoek 15 днів тому

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @ZahirFriedman
      @ZahirFriedman 15 днів тому

      I'm new at this, please how can I reach her?

    • @agathacolleen
      @agathacolleen 15 днів тому

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @shey-w8i
    @shey-w8i Місяць тому

    Hi Rose, let’s say I want to buy 5 index funds of different sectors but I only have $500 to invest. Do you put in 100 on each index or do you recommend just sticking to one and adding the 500 to that one in particular? I hope I made sense 😅 Thanks

    • @jhoncena1111
      @jhoncena1111 Місяць тому

      See if your broker allows fractional trading to allocate your $500 into 5 funds.

  • @navyforeveryoungjean-phili5940
    @navyforeveryoungjean-phili5940 5 днів тому

    I honestly CAN NOT fathom spending $500 a month away. Omg. I would be hungry and can’t live. Omg.

  • @auboisdaline
    @auboisdaline Місяць тому +3

    Honestly, this situation makes me feel uneasy, especially with the possibility of a depression rather than just a recession. Given the economic uncertainty, I'm unsure about how to approach my $130K investment strategy.

  • @sashy572
    @sashy572 15 днів тому

    LOVE all your videos. thank you so much for making it understandable for the average person.
    I have a question for you, I put a lump of money into the S&P500 via money box. After watchign this video ve realised that they take a much higher exspense rate! The money has made me 1,400 GDP over those 4 months. Should I keep it in there or take it out and put it into the S&P 500 vis vanguard or Fidelity and start topping up monthly?

  • @KamilSkaski
    @KamilSkaski Місяць тому

    Awesome video! I’ve been wanting to create content like this on my channel for a while now. Your unique approach really inspires me-thanks for sharing!

  • @edwardcantillo7243
    @edwardcantillo7243 10 днів тому

    Hi Rose, I am 64. Does it make sense to open a Roth IRA. I am asking because that’s what you did in your walk through.

  • @Rukia_uchiha
    @Rukia_uchiha Місяць тому

    Can I invest in a Nikkei index fund from the United States ?

  • @greeny23uk
    @greeny23uk Місяць тому

    Hi, great video, very informative. Can i just ask, how this would would with someone living in the UK??

  • @84photodude
    @84photodude Місяць тому +2

    My biggest beef with most ETFs are that they are too tech focused, and beyond that, the tech sector is mainly 10-12 companies. I don't agree with Warren Buffets decision to go so big into Apple stock, but I completely agreed with owning companies like Kroger. Personally, I enjoy researching companies so it's not really work to me. When I focused on growth, I averaged 40-65% returns, but I was investing smaller amounts and was okay with more risk. Now I'm focused on boring safe dividend stocks. 90% of my portfolio is in dividend stocks, some with 5 year outlooks, some with 20 year outlooks. The other 10% of my portfolio is crazy high risk plays bitcoin influenced stocks, psychedelic drug companies, biotechnology, etc. I'm okay with only 1 out of 10 panning out, and I'm okay with 90% losses on the high risk in the shirt term.

  • @hanxia9862
    @hanxia9862 Місяць тому

    Correction @10:47 - it should be FXAIX, not FXIAX (you said it correctly)

  • @070513293
    @070513293 Місяць тому

    Can I just highlight that investing in specific index funds may also invest your money in weapons companies

  • @godfredadjei5108
    @godfredadjei5108 Місяць тому

    Hello @Rose Han, Can I open a Fidelity account outside the US?

  • @shoebanaqvi3353
    @shoebanaqvi3353 Місяць тому

    Hi, information is phenomenal. Do you suggest more to invest in stocks or more towards retirement in a Roth IRA?

    • @shoebanaqvi3353
      @shoebanaqvi3353 Місяць тому

      Thanks for your reply. I need to know which one of these more beneficial in long run. I put 14% in retirement and some in both bonds and stick.

  • @donaldcameron288
    @donaldcameron288 Місяць тому

    You had me at Bogle.

  • @BeeBombard
    @BeeBombard Місяць тому +1

    I have fidelity too. At time stamp 15:50. You stated that it’s Thursday night and it will post Friday after select close. This is the main reason why I don’t like fidelity. You literally have to wait a whole day for your position to post. You will miss out on market gains because of this.

  • @jessicamessica999
    @jessicamessica999 Місяць тому

    Hi Rose, Abbot just announced we might have a Texas Stock Exchange by 2026. What does this mean for Texas and the rest of the US? ❤

  • @BarbaraMarks7s
    @BarbaraMarks7s 22 дні тому

    I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025

  • @jessical7660
    @jessical7660 Місяць тому

    Can this be from anywhere in the world?

  • @spaghettirus1229
    @spaghettirus1229 18 днів тому

    Trading in stocks is like gambling in casino where the house always wins. Therefore, own the house.

  • @quietbin
    @quietbin 13 днів тому

    how about PFF

  • @psherman2754
    @psherman2754 Місяць тому +10

    Han, please go back and edit to black out account info. Be safe,

  • @MJLGEE
    @MJLGEE Місяць тому

    Thank you Rose - you’re great!