April money goals check in! Week 3 | $1400 MRI, paying taxes & new card balance!
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- Опубліковано 22 кві 2024
- Weekly check in! This month I’ve made the goal to pay off my smallest credit card balance and to pay $200 on the other. I finally received my MRI bill and got the amount due for taxes. Exciting news is that I nearly have my credit card paid off!
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How did you do this month?!!
Just came back from Dubai so I will check my bills and spending next month lol
@@user-rn8vd1iv4k 😂😂😂I’m always so scared to check coming back, hope it was a great trip at least!!
April was great for me. I worked extra to pay for my daughter’s sweet 16. It’s in three weeks. I paid off a credit card card and my student loans and officially paid off! ( the last 8k was forgiven) I also signed up to work extra at work for a few months. My goal is to pay off my last CC ( by august) and then I plan to get back to my Roth contributions. I paused them last year when I was having financial trouble.
May is both my birthday and my daughter so there’s really no budget for May. I will be outside every weekend and going to restaurants, spas, shops, you name it. 🎉
April has been a good start for me. The first 2 weeks of April I paid all bills on my pay date, setup reoccurring transfers to my savings, started a buffer in my checking account.
2nd half of April my oil light came on. I did setup a transfer in the 1st half for car maintenance so I will pay out of that. I also seem to use up my grocery and fast food budget sooner than I did the 1 st half so I may have to up my budget.
Overall, I was blessed to pay about an extra $350 towards debt this paycheck which allowed me to make all minimum payments + extra.
paid off all credit cards!!
Did not hit saving goals this month as got an opportunity to visit a family member in Rome this summer. Booked the trip last week. This was worth the change in my financial goals this month
I've been doing the same I've Paid off 4 cards in 2 months..I'm going to continue to be Aggressive about my debtIm celebrating all my small Wins until reaching my final Goals it has to be the renewal of the mind
Hey I just wanted to mention… I called the number associated with my medical bill from the ER and said “during registration I was told I would get 30% off if I paid in full” when I tell you they did not verify this, she made a couple clicks and my bill was lowered by $300… *cough cough, I was never told during registration I could get a pay in full discount lol.*
Cough, cough lol!
I did not stick to my budget this last pay period but I’m still on track to meet my goals because I thankfully had some buffer money built in!
I don't think it's a getting older thing. Something is going on. Because I feel like April 1st was just last week.
I still haven’t been able to make big overpayments 😢 you are so inspiring I wish I had your will power !!! I will keep watching you 😊
Hey Dyana, sorry to hear about your daughters MRI I pray that she will be ok 🙏 despite the lows this month I know you will get some amazing highs this year 🥰 thank you for the reminder to check in with yourself so you don’t feel so overwhelmed ❤
You are do an amazing job! 👏🏼
I always apply for financial assistance for medical bills. It doesn’t matter how much you make, you most likely will get some type of discount which applies for all medical bills under that facility for 6 months. I only go to healthcare facilities that provide financial assistance. Don’t know if that’s an option for you wherever you’re located.
It is! I will probably revisit that option!
Yes, girl. Please look into it. It’s definitely worth it. I say any discount is better than no discount lol.
@@nicolesmith9140 hello!!! I am!😅
Great advice! Another thing to know is just because you have insurance doesn't mean that you can't get financial assistance from the hospital. I know it existed but didn't think I could get it because I have insurance. I called to make payment arrangements and they alerted me that I can apply for financial assistance.
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Guhrrrrllllll - you are so right! Set a goal and expect the road blocks! Uggghhhhh!!!!!
Took the plunge and paid some cc debt from savings. I realized that the interest on funds resting in savings was not accruing at the same rate of interest charged on cc, so the balance had to go. I’ll replace it in the coming months.
You are so inspirational! I love your content 🙌🏻
The IRS will allow up to 180 days interest free if you call and set up a plan
Just recently my cousin and I were having a conversation and well we came to the conclusion that it’s cheaper to pay out of pocket than to have health insurance/dental care as you get more discounts paying cash then co pays 😩
I paid off one credit card! And with my paycheck this Friday I’ll have another credit card halfway paid. I’m like you, so over this debt BS. I’ll be so grateful when it’s all over and I can contribute money to the things I want rather than what I HAVE to pay
Seriously. Time is flying! Keep going. I've had some medical setbacks also but just keep moving forward. It was discouraging
I’m on track, could of been better but I decided to add funds to fun events cuz baybee I need a break and fun in my life. I’m trying to be better to myself
I do the same 🎉
I've saved more money this month than I saved last month and I'm so proud of myself. I'm in the process of paying off a credit card so, I'm headed in the right direction.
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We are here ❤ 🇿🇦
Life has been life-ing though. We shall attempt a redo in May 😂
april got me: $673 taxes (thankfully, my State refund came in time to help offset some of the Federal payment), $105 to get taxes done, $340 total for 2 annual membership renewals, $405 for hotel stay to attend a graduation. i wanted to be done with my student loan by the end of may, so my birthday month would be free and clear. that was gonna be my birthday gift. i would've been happy just sleeping all day, as long as i knew my SL was paid off and i was debt free. now? SIGH....
I’ve actually been doing good. My credit cards and either zero or hella low. And I’ve been working on my savings. I’m in a wedding in December…hair nails shoes dress make up. All that got me like sis I may sit this one out. I’ll be there but not in there. 😂
Does your employer allow you to adjust your HSA contributions during the year? If you increased your payroll deduction, your taxable income would be less for 2024. I’ve been doing that….it doesn’t hurt as bad when med bills come in and I know it’s in the HSA.
Do you plan on getting rid of the cards once you pay them off or just keeping them
I'm tired....I don't even have time to plan May...no space jn my brain. But progess is being made, income is up. So there's that.
That’s alright, progress is progress. Rest your mind❤
I took my MRI order from the doctor to a third party facility - $450
Big IRS tax bill and CPA bill. That is it and I am tax free.
Whew, I’ll be rooting with you when you’re done!
early
You need to start setting aside 25% of your side hustle money for taxes and making payments quarterly. Then contact a tax CPA for a consultation.
Can the dad help pay that medical bill?!😮
She mentioned in another video that he doesn’t contribute financially. She’s the sole provider for her children.
If that was an option, im sure it would have already been done