Time Stamps 0:01 Introduction 0:37 Get organized! 2:08 List every debt 3:04 Debt payoff methods 4:44 Which method may be right for you 5:20 Set up your automatic contribution 7:45 Tip for saving beginners 9:09 70/20/10 allocation 10:47 Roll it back in
I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated..
@@eadad4371 Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (REGINA LOUISE COLLARO) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueen. That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
@@eadad4371 She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
Im currently on my journey, been on it for a year. I did debt snowball first by getting all of my small debts out of the way. Then, I switched to avalanche because one credit card interest and min. payment was ridiculous. And Im proud to say Ill be finish with it in Dec. Ill have one more credit card and student loans left after that.
You can definitely do both, that is what I did and things worked out fine without me ever feeling deprived. Since I had the cash to purchase whatever I wanted, it was just a matter of choice... which most of the time was a "no", and it gets easier & easier as you go.😉
I realized once I controlled my spending habits (shopping habits) it was easy. I started loving the money staying in my account and my credit card due is zero. Every time I wanted something impulse buy I just go back and take a look at my savings. And so far this month I only spend 56$ for groceries 🤩
@@Cat-es9rq That sounds amazing, You are so right! Now it seems funny to me when people suggest me charging something... not that I'm rich or that we make a lot of money(we have been down to 1 income for 1.5 years), but saving allows me to cash flow big expenses. For instance this week we will be buying Annual Passes to Universal Studios for my family of 5 and it will cost $1000, that I will pay in cash(this will be Christmas presents by the way)... but people are suggesting me(without me asking, lol) to get the payment plan, charge to a credit card, etc.🤣😂... I just keep quiet and think to my self, "if I have the money, I don't want the hassle of making monthly payments"... bit I might just charge to a credit card and pay it in 3 months, making payments twice a month to benefit my credit score. You have such a great point, it feels great to have the money & see that number grow, but also the fact that allows you to make choices. Have a beautiful day!😉
I'm desperate to be out of debt but I have a hard time with burnout. It's only after I quit that I'm reinspired to pay it off 😅. I'm so proud of you Diana and I owe a lot of my motivation to you so thank you!
I’m so happy to hear this. Trust me, falling down is a normal part of the process. The main thing is you’ve decided to start where you last left off. I cannot tell you how many debt free people I know that have taken breaks!
I was free at 32 then we bought our house 🏠 and the incase shit happens Credit line gets full then paid off I'm stuck there but I'm good with it for me paying off small debt frees up more money for the larger debt
Diana, I am really enjoying these type of videos because this is just the motivation and information I need. I've been struggling with this for a while now and I have just about given up on my journey. It feels like I make 5 steps forward but end up getting knocked 10 steps back. Thanks for sharing this!! 😉😊
Love this and definitely what I needed since I’m trying to save, get a apartment, start a second business and pay off debt 😩😂 i been on my journey for a year and I’m still learning and working it all out
Super helpful! Thank you! If you have advice for people who have a fluid income (self employed hairstylist), I would love a video on that! Great info and energy here!
![АЛАУДИНОВ у Скабеевой: эти их ВСУ нас НЕ ДОГОНЯТ 😁 [Пародия]](http://i.ytimg.com/vi/an0anqU4WGQ/mqdefault.jpg)
Time Stamps
0:01 Introduction
0:37 Get organized!
2:08 List every debt
3:04 Debt payoff methods
4:44 Which method may be right for you
5:20 Set up your automatic contribution
7:45 Tip for saving beginners
9:09 70/20/10 allocation
10:47 Roll it back in
I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made. Great video! Thanks for sharing!
Very inspiring! I love this
🙌🏽🙌🏽🙌🏽 amen
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated..
@@eadad4371 Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (REGINA LOUISE COLLARO) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueen. That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
@@eadad4371 She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I like the idea of paying off the highest monthly payment debt first, makes more sense to me. Im gonna try that
Im currently on my journey, been on it for a year. I did debt snowball first by getting all of my small debts out of the way. Then, I switched to avalanche because one credit card interest and min. payment was ridiculous. And Im proud to say Ill be finish with it in Dec. Ill have one more credit card and student loans left after that.
Yassss🔥🔥!! And love how you knew to switch it up based on where you were in the journey !
Great video! Exactly what I was looking for!
I also save money at tax time by putting money into my 401K, because it's pre-tax dollars!
Smart move!
You can definitely do both, that is what I did and things worked out fine without me ever feeling deprived. Since I had the cash to purchase whatever I wanted, it was just a matter of choice... which most of the time was a "no", and it gets easier & easier as you go.😉
Yes! It sucks as first but then it’s not so hard
@@DyanaMariie True👍
I realized once I controlled my spending habits (shopping habits) it was easy. I started loving the money staying in my account and my credit card due is zero. Every time I wanted something impulse buy I just go back and take a look at my savings. And so far this month I only spend 56$ for groceries 🤩
@@Cat-es9rq That sounds amazing, You are so right! Now it seems funny to me when people suggest me charging something... not that I'm rich or that we make a lot of money(we have been down to 1 income for 1.5 years), but saving allows me to cash flow big expenses. For instance this week we will be buying Annual Passes to Universal Studios for my family of 5 and it will cost $1000, that I will pay in cash(this will be Christmas presents by the way)... but people are suggesting me(without me asking, lol) to get the payment plan, charge to a credit card, etc.🤣😂... I just keep quiet and think to my self, "if I have the money, I don't want the hassle of making monthly payments"... bit I might just charge to a credit card and pay it in 3 months, making payments twice a month to benefit my credit score. You have such a great point, it feels great to have the money & see that number grow, but also the fact that allows you to make choices. Have a beautiful day!😉
Well done my good and faithful budgetnista.
Thanks!
I'm desperate to be out of debt but I have a hard time with burnout. It's only after I quit that I'm reinspired to pay it off 😅. I'm so proud of you Diana and I owe a lot of my motivation to you so thank you!
I’m so happy to hear this. Trust me, falling down is a normal part of the process. The main thing is you’ve decided to start where you last left off. I cannot tell you how many debt free people I know that have taken breaks!
I was free at 32 then we bought our house 🏠 and the incase shit happens Credit line gets full then paid off I'm stuck there but I'm good with it for me paying off small debt frees up more money for the larger debt
Good Morning Dyana. Thank You.
Love you for this, you can do both! That's a word right there.
Thank you. You are my friend in my head. ❤
Great video sis! I will be paying off debt again and this was very helpful. I will be using multiple methods.
Thank you!!❤️
Such an inspiration 🔥🔥❤️❤️🤩🤩
Thank you❤️❤️😭
Great Video girl! You can do both I am proof!! Organization is an awesome part of it!!
Excellent video Dyana!!!! So so helpful👏🏽👏🏽. Thank you🙏🏽👌🏽🙌🏽.
Glad it helped ❤️
I’ve been waiting for this video! Thank you so much. 🙏🏼❤️
Hope it’s helpful!❤️
Love your videos ❤
This video was right on time!
🙌🏽
Diana, I am really enjoying these type of videos because this is just the motivation and information I need. I've been struggling with this for a while now and I have just about given up on my journey. It feels like I make 5 steps forward but end up getting knocked 10 steps back. Thanks for sharing this!! 😉😊
How can you stop buying if you've got debt already? 😭
Love it
I’m glad!
New to your channel! Love this video 😊😊😊 very motivational 👍
Welcome❤️
Love this and definitely what I needed since I’m trying to save, get a apartment, start a second business and pay off debt 😩😂 i been on my journey for a year and I’m still learning and working it all out
Love your content! I’m going to implement the 70/20/10 rule for waterfall money. Thanks for the tip
My problem is I’m an hourly worker, so paycheck may change.
Great video, with some good tips that I’m definitely going to use. New subscriber 🧡
Welcome ❤️
Super helpful! Thank you! If you have advice for people who have a fluid income (self employed hairstylist), I would love a video on that! Great info and energy here!
❤️
No golden gap here, for now.😢