Dave Ramsey | This Past Weekend w/ Theo Von

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  • Опубліковано 29 кві 2024
  • Dave Ramsey is a personal finance expert, best-selling author, broadcaster, and host of “The Ramsey Show” where he lends advice to people calling in with financial questions.
    Dave Ramsey joins Theo to chat about his journey in the world of money, how he overcame bankruptcy to start a successful company, the biggest lessons he learned as a business owner over the years, what traits make a smart investor, the thing most millionaires have in common, the truth about today’s inflation and housing market, how to spot a scheme, and much more.
    Dave Ramsey: / daveramsey
    Investing Essentials Livestream: bit.ly/3UBzcbZ
    ------------------------------------------------
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    New Merch: www.theovonstore.com
    -------------------------------------------------
    Sponsored By:
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    BetterHelp: This episode is sponsored by BetterHelp - go to betterhelp.com/theo to get 10% off your first month.
    ShipStation: Get a 60-day free trial at www.shipstation.com/theo. Thanks to ShipStation for sponsoring the show!
    Manscaped: Go to manscaped.com and use code THEO for 20% off plus free shipping.
    Tommy John: Go to tommyjohn.com/theo to get 25% off sitewide.
    -------------------------------------------------
    Music: “Shine” by Bishop Gunn • Bishop Gunn - Shine
    ------------------------------------------------
    Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com
    Hit the Hotline: 985-664-9503
    Video Hotline for Theo Upload here: www.theovon.com/fan-upload
    Send mail to:
    This Past Weekend
    1906 Glen Echo Rd
    PO Box #159359
    Nashville, TN 37215
    ------------------------------------------------
    Find Theo:
    Website: theovon.com
    Instagram: / theovon
    Facebook: / theovon
    Facebook Group: / thispastweekend
    Twitter: / theovon
    UA-cam: / theovon
    Clips Channel: / theovonclips
    Shorts Channel: bit.ly/3ClUj8z
    ------------------------------------------------
    Producer: Zach / zachdpowers
    Producer: Nick / realnickdavis
    Producer: Colin / colin_reiner
  • Комедії

КОМЕНТАРІ • 3,4 тис.

  • @Tictac_Tactic
    @Tictac_Tactic Місяць тому +2036

    Awww … whether you love him or hate him, Dave is known to be a conservative Christian. There was not a single f-bomb uttered from Theo in the entire episode. It just proves his respect and emotional empathy for all his guests. Love you, Theo!

    • @melancholymartialarts7095
      @melancholymartialarts7095 Місяць тому

      Crazy because this Ramsey guy has bankrupted families

    • @staciemarino7891
      @staciemarino7891 Місяць тому +82

      Indeed. Praise God.

    • @MichtersRyefan
      @MichtersRyefan Місяць тому

      Wouldn't you be afraid of GD more instead of fuck?

    • @Ashh9
      @Ashh9 Місяць тому +4

      @@staciemarino7891fireeee song

    • @NSER164
      @NSER164 Місяць тому +35

      Ill be honest, as a believer myself i honestly dont care so much on the language others use, it bothers me more about content or what is said. But still i get you, cool to see the influence

  • @trosclair434genus4
    @trosclair434genus4 Місяць тому +1269

    ‘She’d would’ve left but she didn’t have a car’
    Is the most southern thing I’ve heard in a while

    • @mitch__tech
      @mitch__tech Місяць тому +8

      South perspective: #facts
      Tough market

    • @mitch__tech
      @mitch__tech Місяць тому +2

      Different markets. For sure.

    • @mommalou64
      @mommalou64 Місяць тому

      I literally loled

    • @sonofjay817
      @sonofjay817 Місяць тому +6

      It was also a legitimately laugh out loud line even though many would never want to give Dave credit for being funny.

    • @melanieb2132
      @melanieb2132 Місяць тому +4

      Divorce rates had to go up with the car and then the 2 car household.
      Ask Crowder about that

  • @2coolrun308
    @2coolrun308 Місяць тому +808

    There’s an alternate universe out there where Dave Ramsey is a pastor of a church in Tennessee and Theo Von is the youth pastor.

    • @Theoretically00
      @Theoretically00 Місяць тому +13

      Lololo, I can see it.

    • @samebaugh7337
      @samebaugh7337 Місяць тому +7

      fuck this is too true

    • @deanodebo
      @deanodebo Місяць тому +5

      Facts man total bingo

    • @PoyTroy
      @PoyTroy Місяць тому +3

      If this was a Rick and Morty episode lol

    • @jwillsher80
      @jwillsher80 Місяць тому

      In that alternate universe Dave Ramsey would still be battling multiple legitimate lawsuits. Dave Ramsey and the Lampo Group are not what people think they are. The moment he refused to initially fire Hogan his fate was sealed.

  • @maxie260
    @maxie260 Місяць тому +735

    “Do you have to go to the bank to file bankruptcy?” is the funniest thing I’ve ever heard

    • @Shortballa11
      @Shortballa11 Місяць тому +70

      I wanted to know too lol

    • @joshuatate5671
      @joshuatate5671 Місяць тому +5

      😂

    • @Giusto217
      @Giusto217 Місяць тому +5

      Bro I’m rolling 😂 absolutely hilarious!

    • @eserv88
      @eserv88 Місяць тому +42

      Reminded me of The Office when Michael Scott literally declared bankruptcy out loud 😂

    • @MelkayeS
      @MelkayeS Місяць тому +8

      As someone in the bankruptcy field that was hilarious

  • @benklem7957
    @benklem7957 Місяць тому +2765

    This has got to be the craziest crossover and I'm all for it

    • @gassesv
      @gassesv Місяць тому +14

      idk cooking went hard

    • @ccastro416
      @ccastro416 Місяць тому +8

      Fr just tuned in

    • @derektradesQQQ
      @derektradesQQQ Місяць тому

      This is like hitler doing a podcast with Ghandi lmao

    • @tracym8952
      @tracym8952 Місяць тому +5

      The feeling is mutual

    • @thatguybrooke
      @thatguybrooke Місяць тому +5

      This could be really interesting Or really bad= We shall see 🍿😊

  • @Mazda.Fit.
    @Mazda.Fit. Місяць тому +999

    The fact Dave & his team recreated theo’s setup is just so wholesome

    • @JFord1234
      @JFord1234 Місяць тому +2

      What do you mean ?

    • @JFord1234
      @JFord1234 Місяць тому +18

      Never mind ....Dave re recreated theo studio...got it

    • @rachaelholderman9677
      @rachaelholderman9677 Місяць тому +44

      They did the same thing for Iced Coffee Hour. He really cares about the up-and-coming voices out there.

    • @aaaaahhhhhsssss
      @aaaaahhhhhsssss Місяць тому +9

      Oh thats what they did wow i didnt catch that

    • @stephanieciarkowski6463
      @stephanieciarkowski6463 Місяць тому +7

      Looks like they are in the same room in the shot at the end.
      Also, they both live in Nashville…

  • @LocalBoyy
    @LocalBoyy Місяць тому +386

    My parents made me watch Dave Ramsey when I was a teenager. Now because of it I have avoided very many bad financial decisions.

    • @Roberto-de8xv
      @Roberto-de8xv Місяць тому +9

      Some of his advice is obsolete for the present day..a lot of boomer advice like the economy & cost of living is still 30 years+ years ago. Seems like a decent enough guy though & isn't running a scam (that I know of)

    • @kaczor2329
      @kaczor2329 Місяць тому +16

      @@Roberto-de8xv Not as obesolete as you'd think. I've paid off $54k in debt and am sticking to the baby steps. @LocalBoyy it's never too late to start. I started 3 years ago and had a major medical event that set me back but being debt free is coming soon. Should have a house by next year. I'm 30 and happy to have figured it out now. Even those nearing retirement can start living financially free.

    • @timswack7230
      @timswack7230 Місяць тому

      What part of it is obsolete ​@@Roberto-de8xv? I get some of the arguments that there may be better ways to do things, but i don't see what is actually obsolete...

    • @crashtestdummy1972
      @crashtestdummy1972 Місяць тому +4

      ​@Roberto-de8xv i used his guidelines to get out of debt and have an emergency fund. It's definitely not outdated, or i wouldn't have been able to get debt free.

    • @busbey61
      @busbey61 Місяць тому +4

      I have seen one video of him and he didn't know the differences in IULs and other permanent life insurance policies. That is one of the first things you will get, if suitable, when you consult with a financial advisor.

  • @JustAName-it5qp
    @JustAName-it5qp Місяць тому +278

    I am an immigrant from a poor country. Dave Ramsey's teachings have lifted me out of poverty and put me on the path to change my family tree. Love the baby steps!! Thank you Theo for having him on.

    • @Helixal
      @Helixal Місяць тому +17

      Just keep hammering, brother! You make this country shine

    • @patrickholzer8425
      @patrickholzer8425 Місяць тому +3

      Stay prayed up and grinding, brother

    • @djdubd
      @djdubd 2 дні тому

      How many others did you have to trample on your way out of poverty?

    • @patrickholzer8425
      @patrickholzer8425 2 дні тому

      @@djdubd wealth isn’t a zero sum equation. Who taught you such stupidity?

    • @dominicciusa5025
      @dominicciusa5025 День тому +1

      Legit the baby steps saved my adult life and I’m a fourth gen lower middle class American. Truly set me free.

  • @skippinhippo
    @skippinhippo Місяць тому +1123

    I love how Dave didn’t even bat an eye at the “selling hamsters” part. True businessman 😂😂

    • @dandurham1922
      @dandurham1922 Місяць тому +28

      He did have a little chuckle at the mention of theo's glitter mining investment gone wrong tho 😂😂😂

    • @heytherejojo5893
      @heytherejojo5893 Місяць тому +1

      😂

    • @bobdebuilda3877
      @bobdebuilda3877 Місяць тому +2

      Bc the dude is an actor, humor isnt in his script

    • @NelsonFryar
      @NelsonFryar Місяць тому

      😂

    • @anhta31
      @anhta31 Місяць тому +3

      If Dave gets Theo to invest his cash, this conversation is worth tens of millions to Theo lol

  • @claybirdyshaw5737
    @claybirdyshaw5737 Місяць тому +1701

    Theo is the only person to ever tell Dave that he sold hamsters outside a rave as one of his first jobs.

    • @Nicolllld
      @Nicolllld Місяць тому

      And Dave didn’t even blink lmao 😅

    • @jamesstanton3280
      @jamesstanton3280 Місяць тому +24

      It was the best

    • @brainsilt
      @brainsilt Місяць тому +50

      This was my favorite line of the show. Wtf? Where the hell does he come up with this stuff?😂

    • @andrewbailey2352
      @andrewbailey2352 Місяць тому +40

      He’s mentioned it before quite a few times in the past.

    • @pictzone
      @pictzone Місяць тому +3

      @@andrewbailey2352 Doesn't make it true though

  • @SmittyRussell
    @SmittyRussell Місяць тому +275

    Dave with his one liners. “He had more degrees than a thermometer.” 😂

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Місяць тому +1

      😂😂😂

    • @bigdog6704
      @bigdog6704 Місяць тому +3

      No way he said that and not Theo 😂

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Місяць тому +16

      @@bigdog6704 Dave has the BEST southern one-liners. If you watch his show you would know them all too well. He's hilarious & so wise

    • @SmittyRussell
      @SmittyRussell Місяць тому

      @@bigdog6704 right! Haha

    • @7kidstv105
      @7kidstv105 Місяць тому

      Theo laughed under his breath

  • @taylorclark6563
    @taylorclark6563 Місяць тому +136

    Dave Ramsey on Theo’s podcast was not on my bingo card but I’m here for it.

    • @markrodrigue9503
      @markrodrigue9503 Місяць тому +2

      It’s a pleasure to watch at first I clicked saying I can’t wait to watch this dumpster fire but this is next level insightful knowledge

    • @nathanlane5967
      @nathanlane5967 15 днів тому +2

      Fan of both for very different reasons. I never would’ve seen this coming

  • @valerielabunski
    @valerielabunski Місяць тому +1938

    Theo: “You can’t run up and tickle them or whatever”
    Dave: “That’s strange”
    🤣😭🤣

    • @mmmpotstickers8684
      @mmmpotstickers8684 Місяць тому +21

      Apr. 30th "Tickle Your Boss" Day!!

    • @Konfide4043
      @Konfide4043 Місяць тому +8

      'This kid in school spent his whole life savings on a box of crayons. Can you believe that? I honestly feel for him man, he had been saving money for 63 years' - Joe Dirt's brother

    • @roblincoln10
      @roblincoln10 Місяць тому +1

      Soo good

    • @gabriellemilnar8406
      @gabriellemilnar8406 Місяць тому +10

      I laughed my ass off the entire episode.

    • @RUREDY2ROK
      @RUREDY2ROK Місяць тому +4

      Welcome to Theo Land. Where strange is the norm

  • @thegoats20
    @thegoats20 Місяць тому +3587

    This should be interesting.
    Dave Ramsey: debt is bad
    Theo: man there was a kid in high school….

    • @moreclips805
      @moreclips805 Місяць тому +45

      “You don’t need a car payment, so that car is GONE, ok?” That’s how his solution always starts 😂

    • @daviddavis1322
      @daviddavis1322 Місяць тому +44

      "Billy Confro once filled a hot air balloon with $100 bills and tied it to a gator"

    • @bradenfry8939
      @bradenfry8939 Місяць тому +33

      @@moreclips805it’s not bad advice. a car payment is one thing but these people that want a NEW car and want to refinance it while simultaneously living on HUD and getting food stamps it’s like they want to stay in the hole

    • @josephsutherland-qy5pw
      @josephsutherland-qy5pw Місяць тому +34

      I think Dave Ramsey got rich doing what ever it took to get himself rich
      I don't believe he did what he tells everyone to do

    • @Campers_Anonymous
      @Campers_Anonymous Місяць тому +66

      Been watching Ramsey for years and I took him up on his advice. Downsized everything, got rid of all my debt, paid off my truck, then took it even one step further- I moved into my paid off truck may of 2020. I’ve saved over 154k cash, which I’ve placed into high yield savings accounts / s&p500. His advice changed my life. Used to live paycheck to paycheck, now I’ve got FU money. If I don’t like a job I’m at, I could quit and live off savings well over 5 years 😂
      Just put out a video about it for those who’re interested.

  • @jacobherboth7442
    @jacobherboth7442 Місяць тому +94

    I’ve been wanting Rogan to sit down with Dave for years I never thought Theo would would come to my rescue thanks Theo GANG

  • @rtothec1234
    @rtothec1234 Місяць тому +52

    Dave Ramsey has that tough but fair dad energy.

  • @patrickclark4456
    @patrickclark4456 Місяць тому +574

    Whoever is booking these guests for Theo has been doing an awesome job lately

    • @landonic81
      @landonic81 Місяць тому +15

      Theo getting Biden on the podcast would be the craziest podcast ever. Just imagine those 2 together 😂😂😂

    • @Joshlb931
      @Joshlb931 Місяць тому

      @@landonic81fjb

    • @marirosado334
      @marirosado334 Місяць тому +9

      @@landonic81Theo would definitely be able to keep up with Biden’s random and incoherent babble

    • @jameskirk3
      @jameskirk3 Місяць тому +3

      ​@@marirosado334he'd start speaking tongues right back to him lol

    • @danielcronk8699
      @danielcronk8699 20 днів тому

      I swear this algorithm is tracking my new interests with these guests lately.

  • @drmanhattanshog
    @drmanhattanshog Місяць тому +3898

    Theos podcast just may be the most positive American thing on the internet

    • @ggsatonawall5654
      @ggsatonawall5654 Місяць тому +88

      Nah theo really is putting America on his back. Its incredible man

    • @garyjohnston6921
      @garyjohnston6921 Місяць тому +20

      Has been for some time

    • @McAlvain
      @McAlvain Місяць тому +58

      Underrated comment right there. Hope all these podcasters know how important they are to the average working class

    • @Ephesians-yn8ux
      @Ephesians-yn8ux Місяць тому +9

      You aren’t watching the right podcasts

    • @drmanhattanshog
      @drmanhattanshog Місяць тому +28

      Yea it’s just really incredible to me that he’s willing to sit down with such a wide variety of people and really talk to them. It’s not like rogans podcast where he shares too many of his opinions, Theo only cares about the opinions of the guest and doesn’t really care to debate them. The only thing of that sort Theos podcast does is shine a light on the real problems the American people face. Otherwise is just really fun and informative show for everyone. He’s doing everything right.

  • @sumerianbotfarm
    @sumerianbotfarm Місяць тому +78

    I think a lot of Americans haven't realized their crock pot isn't plugged in and are still waiting for dinner to finish.

    • @jakeb3055
      @jakeb3055 Місяць тому +1

      😂…this is gold

    • @SomeBuddy777
      @SomeBuddy777 29 днів тому +1

      ​@jakeb3055 Yep, sitting around waiting for Siri to give the order to Smartypot to crank it up.

  • @dudsbarbde9116
    @dudsbarbde9116 Місяць тому +62

    This is one of Theo's best podcast episodes ever. It actually puts him in the realm of the JRE.
    Joe and him can have either the funniest person ever on, or one of the most intelligent.
    Great show brother, keep it up.

  • @saraelizabeth2585
    @saraelizabeth2585 Місяць тому +1072

    just paid off my car and two big credit cards today using ramsey method, so weird hes the guest for today, i guess its just a sign to keep on going! gang gang

    • @Salmonandfriends
      @Salmonandfriends Місяць тому +18

      well done!

    • @NPX22
      @NPX22 Місяць тому +21

      Good shit brother, must’ve done a double take when you read the title😂

    • @meatball6930
      @meatball6930 Місяць тому +5

      That’s awesome. Which of his stuff is the best to watch that made you do it ? There had to be 1 or 2 episodes that triggered your brain to do it. I’d love to know which ones to help myself. Thanks

    • @mysteriousbeard9929
      @mysteriousbeard9929 Місяць тому +8

      Good job brother! ☝️

    • @BigpapamoneymanMVPtypebeat
      @BigpapamoneymanMVPtypebeat Місяць тому +9

      @meatball6930 pretty sure he’s talking about his “debt snowball” video , had to watch this guy for a course / class I’m taking. I don’t really like this guy to be honest he seems like a grifter playing the long game but if it works for this guy and others I say go for it dude 🤷🏻‍♂️

  • @ParkertheMLO
    @ParkertheMLO Місяць тому +276

    This is not the Podcast we wanted... It's the podcast we NEEDED

  • @joshgorman4521
    @joshgorman4521 Місяць тому +59

    Theo is shockingly good at the interview format, he understands the role so well, he lets the guest shine through and complements them with his funny interjections. This podcast has somehow become my absolute favorite because he gets real people who we can all learn from and gives them space to land their message. Great job Theo please keep it up!

  • @summercaton7633
    @summercaton7633 Місяць тому +46

    21 y/o with a BS working 3 jobs not because I have to, but because I'm determined to prove others my age wrong, and because I never lost hope that hard work makes dreams come true

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Місяць тому +2

      Amen!

    • @crashtestdummy1972
      @crashtestdummy1972 Місяць тому +1

      Keep at it! Dont burn out and stay hustling

    • @MS-ey3lb
      @MS-ey3lb Місяць тому +1

      Don't let life flash by ..there are more important things.

    • @myth9059
      @myth9059 Місяць тому +2

      @@MS-ey3lb what is worth it it life and what isn’t is all perspective. there’s no one size fits all to happiness for people. everyone is different

    • @PerfectPrinceX1
      @PerfectPrinceX1 2 дні тому

      too many ppl give up/think it's not doable/never try. you will win

  • @RJB1017
    @RJB1017 Місяць тому +194

    It’s so weird to hear two recognizable voices together that you never thought would have a conversation! 👍👏

  • @mathewniedbala7617
    @mathewniedbala7617 Місяць тому +196

    “I sold gerbils outside of raves” is wild and Dave Ramsey didn’t flinch…I’m rolling over laughing

    • @andrewhardwick4480
      @andrewhardwick4480 Місяць тому +16

      selling mexican food door-to-door got me lol

    • @scoon2117
      @scoon2117 Місяць тому +9

      Hamsters

    • @andrewhardwick4480
      @andrewhardwick4480 Місяць тому +6

      @@scoon2117 no thanks, I’m good

    • @scoon2117
      @scoon2117 Місяць тому

      @@andrewhardwick4480 buy 1 get one free....

    • @kingjoseph5901
      @kingjoseph5901 Місяць тому

      Daves probably sold some people if ya know what I mean

  • @aceofspades6667
    @aceofspades6667 Місяць тому +12

    Dave Ramsey is what every American family needs. They used to teach these things in high school.

  • @jameskirk3
    @jameskirk3 Місяць тому +11

    "The only ship won't sail is a partnership"
    Damn right. Great advice.

  • @overwatchmonkey2226
    @overwatchmonkey2226 Місяць тому +126

    I started listening to Dave in 1999. He is one of the main reasons why I am in the great financial situations I am in today.

    • @71rcode72
      @71rcode72 Місяць тому +1

      Me too! Thanks Dave!!

    • @wastedanalogues8991
      @wastedanalogues8991 Місяць тому

      When he says that lie people tell, and steal people's hope, that's exactly how I went about my life thinking about being successful, rich, having a house, because of the delusion of how we see millionaires, and it blew my mind just now. Im 37, just now got my life back and in Gods hands. But I still see my success in the future of having the home and a savings seems very low because of being told no one can make it at certsin ages. Or without a degree. So, I keep going and it's all I can do. But not sure if at 37 with no degree, it's ever possible to get there.

    • @brx017
      @brx017 Місяць тому

      ​​@@wastedanalogues8991Nah, you got this! Just start now, it gets harder as time goes by.
      You've got 25 years to 62 years old early retirement. Just figure out how you can adjust your income and/or spending to get your annual personal savings rate up to 25% of your income. Invest it in something like a total stock market index fund or the S&P500, then come age 62 you'll have enough invested to live off just the interest. When your money makes more money than you do, that is true financial independence.
      Follow the 4% rule from that point on and you'll have more cash flow in retirement than you have your working years.
      25% invested 25 years at 10% return (S&P500 average) will replace 82% of your income with a 4% withdrawal rate. Remember you're used to budgeting for 75%, so that's a 7% raise your first year of retirement. You should be able to give yourself around a 3% raise to keep up with inflation without drawing down your principal either. Pretty cool.

    • @brandonhooper7748
      @brandonhooper7748 Місяць тому

      Huge Dave fan here

  • @Northernnine8878
    @Northernnine8878 Місяць тому +285

    Theo- “Did you guys have allowance issues in the home?!?” 😂😂 This one’s going to be a banger for sure 🤙🏼

  • @larkfiore441
    @larkfiore441 Місяць тому +16

    I have mad respect for Theo Von. His ability to flow with conversations threading comedy along the way is amazing. When he claimed he bought 2 statues of Kat Williams for Christmas I laughed so hard I thought I was going to pass out...especially when they showed the video of Theo carrying a Christmas statue of one of the Nutcracker Suite characters and it looked so much like Kat Williams that the guest had to admit the resemblance. 😅

  • @42and0studios8
    @42and0studios8 Місяць тому +10

    Bro Theo's questions are gold, and Daves responses are gold. Who saw this coming? Dave's rules worked for me fr

  • @HairyTornado
    @HairyTornado Місяць тому +518

    “A Pontiac full of candelabras” is the Theo line I was waiting for 😂

    • @kickstar1
      @kickstar1 Місяць тому +4

      i caught that one too and was like...only theo...

    • @theshark5051
      @theshark5051 Місяць тому

      Shouldn't you be video taping your yard sale finds or selling garbage on whatnot clown? 🤣🤣

    • @anthonyrehfeld8127
      @anthonyrehfeld8127 Місяць тому +1

      Good to see you here man!

    • @ETAisNOW
      @ETAisNOW Місяць тому +1

      Emojis are gay

    • @SherWoodBs
      @SherWoodBs Місяць тому +5

      @@ETAisNOWOnly a gay would know that.

  • @davidemery4759
    @davidemery4759 Місяць тому +175

    Can we just stop and appreciate Theo asking all the right base-line questions for newbies that haven’t heard the basics?? Dave does such a good job explaining all these subjects simply and correctly even with the National Debt. I’ve looked up to this man since I was in my twenties.

  • @shawnschell
    @shawnschell Місяць тому +25

    Dave's "debt snowball" works! Not only does it work, but it's also extremely simple and applicable to the common man. I'm basically a Neanderthal and still managed to dig myself out of a massive financial hole I had dug in my 20s. I'm 35 now and completely debt free aside from a mortgage that I'm on track to pay off a decade or two early. My income never really changed during that time either. Just my behavior! You can do it too! 💪
    Thank you, Mr. Ramsey

    • @Renfrvrr
      @Renfrvrr Місяць тому +2

      Really financial literacy should be thought in schools so things like that never happen in the first place!!!!!!😅

  • @bztx1229
    @bztx1229 Місяць тому +67

    Minimum wage is not designed to afford a house.
    Thank you Dave for reinforcing this true fact.

    • @iBullyDemons
      @iBullyDemons Місяць тому

      If you are paying for someone's time and that pay is not enough to sustain them in the area they work. That is immoral and worse than slavery.

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Місяць тому +2

      It makes perfect sense to me. Entry-level jobs are meant to be a stepping stone for all of us as we gain experience, expertise, and education. Then the next generation occupies them, and so on.

    • @iBullyDemons
      @iBullyDemons Місяць тому

      @@GoJojo-lv6zi if they're only meant for "kids" then why do they hire adults?
      Obviously they need workers who aren't just "kids" but they don't want want pay them adult wages.

    • @aik-17-82
      @aik-17-82 Місяць тому +3

      No but it is supposed to pay the rent at least

    • @crashtestdummy1972
      @crashtestdummy1972 Місяць тому +5

      ​@aik-17-82 it can, it'll just be a crappy place.

  • @Zirkk
    @Zirkk Місяць тому +382

    The studio replica is kind of insane

    • @natedawgg99ify
      @natedawgg99ify Місяць тому +46

      I can't believe I had to scroll so far to find this comment.

    • @kellybrown9319
      @kellybrown9319 Місяць тому +60

      Definitely shows Dave cares

    • @hinyikiwile
      @hinyikiwile Місяць тому +21

      Dave is such a kind and thoughtful man to have done this! I am inspired to be a better human. #MoreKindGestures

    • @juancarlo888
      @juancarlo888 Місяць тому +24

      I'm glad they talked about it. We would have never known

    • @nathanfolkemer8392
      @nathanfolkemer8392 Місяць тому +3

      TPW studio is 15 miles from Ramsey's campus. Theo thoughtfully remaking the set down the street is remarkably accommodating. But of an inconsiderate dick move by Ramsey.

  • @kevinhaun1
    @kevinhaun1 Місяць тому +86

    My wife and I paid off 130k in 5 years and are now on baby step 4, 5, and 6! The stuff works. Thanks Dave! #gazelle

  • @tiagoj8020
    @tiagoj8020 Місяць тому +27

    Ive never seen Dave Ramsey laugh this much it's great!

  • @sgonged
    @sgonged Місяць тому +8

    Love Dave or hate Dave...He is right about paying debt off.

  • @peakf1300
    @peakf1300 Місяць тому +609

    The most unexpected crossover wtf?

    • @TheAgentmigs
      @TheAgentmigs Місяць тому +18

      This is a dream. Wake up hahaha

    • @ccastro416
      @ccastro416 Місяць тому +11

      Fr Theo taking over the internet

    • @lComedianl
      @lComedianl Місяць тому +10

      I thought so too until I realized they both live in Nashville lmao

    • @bryajanreveles130
      @bryajanreveles130 Місяць тому +2

      The Theo Von Effect

    • @mmmpotstickers8684
      @mmmpotstickers8684 Місяць тому +4

      @@bryajanreveles130 "I'm not a rocket surgeon!"

  • @hugomagallanes01
    @hugomagallanes01 Місяць тому +144

    this is an accurate representation of my two brain cells, one is trying to better myself while the other is just simply there 😂😂

    • @mikencode
      @mikencode Місяць тому +2

      🤣🤣

    • @nataliacastro4359
      @nataliacastro4359 Місяць тому +1

      same 💀

    • @wastedanalogues8991
      @wastedanalogues8991 Місяць тому

      Yes! Left side right side. Its actually how our brains want to function! Feels the best , logic and not logic.

    • @MrHeavy466
      @MrHeavy466 Місяць тому

      But are either of your brain cells multi-millionaires?

  • @bixby9797
    @bixby9797 Місяць тому +20

    Dave is the man. Common sense advice about money. Wife and I went to see a show in Raleigh, we decided that was it and bore down. Now debt free house/car/credit card etc and it's surprising how free you feel when you don't owe anyone anything, All on $120k combined income.

  • @GH-rw1rz
    @GH-rw1rz Місяць тому +10

    “what happens at Your House is way more important than what happens at the White House”

  • @redredred1
    @redredred1 Місяць тому +238

    "If you don't have a wife, you have a crock pot."
    Damn I almost forgot why I liked Theo.

    • @jamesandersonwalsh
      @jamesandersonwalsh Місяць тому +10

      You can hear Ramsay’s brain going “what the hell” even though all you hear is silence 😂

    • @rebeccaspratling2865
      @rebeccaspratling2865 Місяць тому

      😂😂😂

    • @Not-thatKaren
      @Not-thatKaren Місяць тому +5

      But sometimes the crockpot isn’t even turned on! Lol

  • @christianherrera3673
    @christianherrera3673 Місяць тому +61

    How did Dave sit there with a straight face after Theo said he was selling Mexican food door to door 😂😂😂

  • @neilsanders8163
    @neilsanders8163 Місяць тому +11

    Theo’s span of guest is truly appreciated. From Kid Rock to Dave Ramsey. Theo thank you for introducing this beautiful man to the rest of us and or refreshing the remaining. Keep being blessed and awesome love your content and your point of view.

  • @SomeBuddy777
    @SomeBuddy777 29 днів тому +5

    My Newest Favorite Line: "If you don't have a wife, you have a crockpot." 😅

  • @jahyoda
    @jahyoda Місяць тому +105

    From Trash men and Karny's to Dave Ramsey.... Theo is bridging gaps we didn't even know we had !

  • @landenjohnson5724
    @landenjohnson5724 Місяць тому +119

    Has anyone ever noticed that every time a guest congratulates Theo on his success he always looks down at his feet

    • @midmomom2490
      @midmomom2490 Місяць тому +3

      I’ll start paying attention on this 😮

    • @kenbear9290
      @kenbear9290 Місяць тому +36

      He’s humble

    • @l-train7876
      @l-train7876 Місяць тому +25

      It’s called humility.

    • @landenjohnson5724
      @landenjohnson5724 Місяць тому

      @@l-train7876 that’s wild bro I had no idea

    • @JamesCooper-jo6sf
      @JamesCooper-jo6sf Місяць тому +6

      I have picked up on this. every time someone praises Theo, he seems to display true humility as though he knows he is incredibly fortunate and wouldnt be there without help.

  • @B4Uagain
    @B4Uagain Місяць тому +4

    I've listen to Dave for a few years. His baby steps plan works.
    "You are a slave to the debtor", man that hit hard the first time I heard that.

  • @Radd-Dad
    @Radd-Dad Місяць тому +14

    Theo needs to do a debt free scream once he pays his house off lol

  • @jimboslice3646
    @jimboslice3646 Місяць тому +250

    “…Cleaned out wishing wells. We had a plethora of wishing wells in our parish”

    • @armyofautistics
      @armyofautistics Місяць тому +30

      😅 Dave just straight faced that whole bit too 😂

    • @GoldenNakai17
      @GoldenNakai17 Місяць тому +5

      The fact he used that parish line had me dying

    • @lesleyreitmeyer6845
      @lesleyreitmeyer6845 Місяць тому +4

      We have parishes in Louisiana rather than counties.

    • @marirosado334
      @marirosado334 Місяць тому

      LMAO LIKE WHY 😂😭

    • @MelkayeS
      @MelkayeS Місяць тому +1

      @@GoldenNakai17 st. Tammany is wild

  • @tbicaretaker4232
    @tbicaretaker4232 Місяць тому +100

    When Dave Ramsey was just getting popular, my wife and I lived in Nashville. To see how successful he became, and how he surrounded himself with like minded people to grow a company, while helping millions of people, is a true success story. The very first time I heard him explain how debt is basically forcing you to be a slave to someone else, my wife and I adopted this thought pattern, and have never looked back. It is the most freeing feeling in the world.

    • @melanieking1622
      @melanieking1622 Місяць тому +9

      My husband and I are just getting started on this journey right now! It's inspiring to hear other's stories of how freeing it is

  • @thisgirlkarenn
    @thisgirlkarenn Місяць тому +5

    I so appreciate Ramsey validating that it is okay to expect people to keep up; we ask that of ourselves and of our partners

  • @MFJoneser
    @MFJoneser Місяць тому +5

    Ramsey’s as close to a good person as anyone. He genuinely aims to be and do good. Easy to fault his failures, tough to fault his felt intentions.

  • @akhilsharma83
    @akhilsharma83 Місяць тому +42

    Dave Ramsey’s is the realest uncle at the family event.

  • @enekothekid
    @enekothekid Місяць тому +41

    One thing I like about Theo is how curious and interested he is while talking to people. Definitely a great host

  • @bigmyke2008
    @bigmyke2008 Місяць тому +21

    Dave doesn’t teach people how to get rich, he teaches people how not to be broke. Which is the next best thing

    • @zachrandall7506
      @zachrandall7506 Місяць тому +3

      That is 100% incorrect. I’ve become wealthy following Dave’s plan

    • @aik-17-82
      @aik-17-82 Місяць тому

      ​@@zachrandall7506no he is correct. My father used to get paid on his last job €1700 pre tax before coming to the UK and the rent and expenses added up to around €1000 for a family of 6. When we came to the UK almost 10 years ago the minimum wage was around £6 so both my parents and my sister had to work because the rent alone was £1800 and overall they made £2500-£3000 which left us barely being able to survive with one full time and two part-time jobs. We first lived in the borough of Tower Hamlet, then Newham and now Barking and Dagenham (basically moved more east away from the center of London). Even now we moved from the previous home 2 years ago and we payed £1650 for the first year and now we are paying £2100 and because we need to travel more for work we pay more in transportation, even though we try to find a cheaper place to live moving is expensive as we need to pay an advance when we move so we would need to have around £4000-£5000 just to change house.

    • @bigmyke2008
      @bigmyke2008 9 днів тому +1

      @@zachrandall7506 being rich and being wealthy aren't the same thing

  • @pizzamagee6220
    @pizzamagee6220 14 днів тому +1

    Love this podcast. My family has been doing Dave's stuff since 2017. In january 2021 we became debt free and love the freedom it has provided us.

  • @thesnodgrasschannel6782
    @thesnodgrasschannel6782 Місяць тому +229

    I lost it at "Staring at cold meat water." Theo...I love you dude. 😂

  • @cbmediapros
    @cbmediapros Місяць тому +70

    Dave needs to help the new generation stay a float. Thanks Theo for keeping your guest list so diverse

    • @ebbb365
      @ebbb365 Місяць тому +6

      @hunterconway4992 You are just emotionally spewing nonsense and not using any facts to back up your claims

    • @kristobin8451
      @kristobin8451 Місяць тому

      @hunterconway4992 Found the broke guy.

    • @rebeccashields9626
      @rebeccashields9626 Місяць тому

      ⁠​⁠​⁠@hunterconway4992ok you could argue the baby step 1 should be $2k instead of $1k, it’s ok to get a 30 year mortgage instead of a 15, and taking out the smallest student loan available for a degree with a large ROI probably is ok. Otherwise it’s all still very good advice, very applicable to the modern age. You’d be better off following it than not. What part is a joke? If you listen to Dave Ramsey you will live a good life and be able to retire comfortably. You don’t have to do every little thing exactly but even if you did you’d be in a good place.

  • @acerpalmatum6446
    @acerpalmatum6446 Місяць тому +15

    Dave Ramsey's "Financial Peace University" was the BEST unintentional marriage counseling. My husband and I grew up with completely different views on money. Caused much strife early in our marriage. Friends invited us to attend FPU at their house. We commited to "debt snowball" and paid off $47k in 15 mo. We both worked and continued on baby steps. Then covid hit and our employer issued mandate. Because we had emergency money we were able to figuratively say "F off, you're not making me take that Vax." That was in 2022. Super stressful but we used what we leaned from Dave Ramsey to move on and create a new life in a new area with new careers (in our 40s!). Forever grateful to ya, Dave!

    • @AnnCashes
      @AnnCashes Місяць тому +1

      this is the best story!!!! he literally saved your life!

  • @tylerbrown3693
    @tylerbrown3693 Місяць тому +4

    Dave Ramsey saying "Kray Kray" was the craziest thing I heard this episode 😂

  • @DrzSMrider
    @DrzSMrider Місяць тому +54

    You can tell Theo is really excited to talk to Dave. Theo looking out for us man.

  • @Mk2tom
    @Mk2tom Місяць тому +201

    Cheers to the Booker! There has been a great variety of guests lately

    • @garyjohnston6921
      @garyjohnston6921 Місяць тому +1

      Probably theo booking. I'm not sure it could be done well any other way.

    • @jimjohnson8999
      @jimjohnson8999 Місяць тому

      idk about "great" but it's def been a variety lol

    • @briangalloway3684
      @briangalloway3684 Місяць тому

      Daves a classic economist and is the way you can be financially free but not abundant. I read his books when I was like 8 (Dad made me) but like Dave I became a millionaire once and I'm omw to do it again cause... Divorce sucks.

    • @badabing2302
      @badabing2302 Місяць тому

      @@garyjohnston6921nick does lots of it , other than people that theo is friends with. At least that’s how they used to do it.

  • @SamWalker-bt7xu
    @SamWalker-bt7xu Місяць тому +1

    Dave’s lessons changed my life completely - got out of massive debt real fast and built wealth - happened all in 8 years and I can’t thank him enough for the wake up call advice he gives.

  • @DoubleUA
    @DoubleUA Місяць тому +5

    Theo is so real, I love you bro thank you for being you

  • @MikeyFFA500
    @MikeyFFA500 Місяць тому +139

    Dave: Rice and beans
    Theo: Back home we had a kid that had a t-shirt made outta rice and beans

  • @josephm4509
    @josephm4509 Місяць тому +46

    The fact they completely replicated his set is wild 😂

  • @britneylatimer62
    @britneylatimer62 Місяць тому +4

    Dude his line up is wild. Theo is on a roll!

  • @bernicehoggsfav
    @bernicehoggsfav Місяць тому +2

    What I love about Theo's interviews, he really seems to learn something from his guests.

  • @bclayton430
    @bclayton430 Місяць тому +61

    Dave Ramsey on Theo Von is the wildest double take I’ve ever had looking at a thumbnail

  • @snoogcity
    @snoogcity Місяць тому +119

    Dave Ramsey saved my life in 2015…. Followed his baby steps and got out of debt. Theo is amazing at talking with everyone.

    • @badabing2302
      @badabing2302 Місяць тому +2

      What videos of his did ya watch or did you buy a book or what ? Gang gang

    • @snoogcity
      @snoogcity Місяць тому

      @@badabing2302 I had ZERO money and debt everywhere….. I just started listening to his podcast …. Followed the baby steps …. It took 7 years. Spending less and budgeting is the key to success. You can do it.

    • @Vultures-fl8ps
      @Vultures-fl8ps Місяць тому

      Why were you in debt

    • @jpsy422
      @jpsy422 Місяць тому

      @@badabing2302all of Dave’s books are free at the library. Start with Total Money Makeover. He also does a daily show for free on UA-cam.

    • @pak6793
      @pak6793 Місяць тому

      me too in 2016 been debt free since.. it's amazing not to have car payments around people who drive flashy stuff and not being jealous or envious of them or wanting the same thing@@Vultures-fl8ps

  • @CJT1945
    @CJT1945 Місяць тому +2

    Always impressed with how Theo is such a great conversationist, never carries any notes. Very sharp indeed.

  • @cry2boys
    @cry2boys Місяць тому +2

    I love this! Isn’t he so kind? That’s what I noticed when meeting him is that he’s the real deal. He’s genuinely kind. Confident in what he does and knows but is kind.

  • @LostinTimeYT
    @LostinTimeYT Місяць тому +81

    Dave is the reason I got out of debt in 2008. Changed my life, tbh.

    • @andreagodwin2069
      @andreagodwin2069 Місяць тому +8

      Same. Got out of debt in 2018 and we're almost baby step millionaires... all because of this plan🙌

    • @Tictac_Tactic
      @Tictac_Tactic Місяць тому +1

      SAME!!

    • @kingjoseph5901
      @kingjoseph5901 Місяць тому

      ​@@andreagodwin2069really?

    • @andreagodwin2069
      @andreagodwin2069 Місяць тому

      @kingjoseph5901 yes! We followed his baby steps

  • @marygassman-baltierra3530
    @marygassman-baltierra3530 Місяць тому +115

    Dave Ramsey CHANGED my life! Break free from the system and quit playing the bank's games.

    • @adrianhoverter7198
      @adrianhoverter7198 Місяць тому +10

      You ain't the only one!

    • @mikencode
      @mikencode Місяць тому +9

      Changed my life and I'm glad for that, everyday I live.

    • @olgaficehammer9927
      @olgaficehammer9927 Місяць тому +7

      same! paid off 3 credit cards and never looked back. the freedom is cathartic.

    • @ytsejam972
      @ytsejam972 Місяць тому +4

      Same 😎

    • @savanah1407
      @savanah1407 Місяць тому +4

      🎉🎉🎉🎉🎉🎉🎉

  • @nathalieli7617
    @nathalieli7617 Місяць тому +3

    Dr Delaney has to be next!

  • @jonathanredman2153
    @jonathanredman2153 Місяць тому +5

    This was an amazing interview!! theo can connect with people no matter who they are, its amazing

  • @amandar4689
    @amandar4689 Місяць тому +93

    5:28 "Do you have to go to a bank to file it?" Theo's really asking the important questions 😅❤

    • @E4create
      @E4create Місяць тому +4

      No one other than Theo could blend the comedy and information as well 😂🤣🔥

    • @markrodrigue9503
      @markrodrigue9503 Місяць тому

      @@E4createif you can enjoy gather the info it makes you think learning is FUNdamental 😂❤

    • @SwiftEnterprise
      @SwiftEnterprise 25 днів тому

      Can't do it on the app yet.

  • @shannathecoolyeet8569
    @shannathecoolyeet8569 Місяць тому +18

    23 year old here and I absolutely adore Dave Ramsey and John D., as they’re both so knowledgeable and inspiring. Seeing both Theo and Dave on the same screen is mind blowing, feeling real blessed!

    • @Ksje90
      @Ksje90 Місяць тому +1

      Theo and John would be a crazy good interview

  • @preston8859
    @preston8859 Місяць тому +3

    42:25. Dave’s got a point that it’s not impossible for the little guy to get ahead, but he’s gotta admit it’s a lot harder today than when he got his start. Homes haven’t always been as expensive in relation to income. Sure there’s higher paying jobs/businesses out there but the majority hasn’t kept up with housing prices at all.

  • @deegarzon6550
    @deegarzon6550 29 днів тому +1

    Selling Mexican food door to door is crazy !!😂😂😂

  • @johnjohnw38261
    @johnjohnw38261 Місяць тому +62

    This is like when The Flintstones met the Jetsons 😂

  • @patsyts4331
    @patsyts4331 Місяць тому +28

    This podcast was needed. I listen to the Ramsey show EVERY SINGLE MORNING without a miss.
    I listen to Theo on lunch or on my drive home.
    This duo was God sent.
    I love both of these guys work.
    Praise God.

  • @JJSWEATBulkTool
    @JJSWEATBulkTool Місяць тому +2

    Great podcast. Dave has helped me out through my most desperate times. Sick and tired of being sick and tired. Plus he has a way of making you feel at ease, and you are going to make it.

  • @bryanbowers9750
    @bryanbowers9750 Місяць тому +2

    To be able to interview ric flair and Dave Ramsey at the same level is true talent

  • @asdhaslf
    @asdhaslf Місяць тому +34

    Theo asking amazing questions…. His interviewing skills have increased immensely… love both of these guys

  • @captainandtyneil
    @captainandtyneil Місяць тому +86

    dude i’m 22. i love dave ramsey. THANK YOU THEO

    • @MansterBear
      @MansterBear Місяць тому +9

      Ur blessed to have found him at your age. As a 37 year old, I wish I would have had the discipline and plan Dave lays out (and actually followed it).

    • @kingjoseph5901
      @kingjoseph5901 Місяць тому

      ​@@MansterBearit's never too late

    • @MansterBear
      @MansterBear Місяць тому

      @@kingjoseph5901 oh yea I know. I’ve been following Ramsey for a while. Soon we’ll be down to 1 car loan, 1 student loan (about $20k each) and our house.
      So we’ve paid off credit cards, personal loans, and will have one car done in the next couple months.
      Just wish I would have found him at 22 and never had the car loans and personal loans lol

  • @bg-wx2ro
    @bg-wx2ro Місяць тому +1

    Starting at 14:30, that's real inspirational. I've been struggled to get a few different businesses up and running, and sometimes feel like I lack knowledge and am unsure where to find it. It's found in the struggle, actually doing the things I talk about and reflecting on what I learned. Thanks Theo!

  • @Styler1788
    @Styler1788 Місяць тому +1

    Theo never seems this well prepared. He’s so on point asking really great questions with this interview. Well done!

  • @hunterharden2333
    @hunterharden2333 Місяць тому +82

    i’m a full time pressure washer and i feel attacked the first 10 minutes in 🤣🤣 Proline Pressure washing out of SC

    • @MentalBlockM
      @MentalBlockM Місяць тому +7

      I thought about what a simple minded comment that was when he said it. He’s good at telling people how to get out of debt but it seems like he misses the point of life a lot of the time. Pressure cleaning and other jobs like it are perfectly respectable, even lucrative lifetime careers.

    • @emilyjoerger8964
      @emilyjoerger8964 Місяць тому +13

      He’s literally just telling you how rich people make more money. He’s not saying if you’re comfortable with your job and position in life that you’re a loser. Just that you probably won’t make as much money.

    • @l-train7876
      @l-train7876 Місяць тому +2

      Why do you feel attacked?

    • @coreytohme9861
      @coreytohme9861 Місяць тому +4

      @@MentalBlockM He's not saying that it's not a respectable job - it just shouldn't be a lifetime career. Make and save enough money to buy a second pressure washer - now you're not jut a pressure washer, you're an employer making more money and employing someone that needs a job. More importantly, they are merely examples that anyone can understand and shouldn't be taken literally. "Pressure washer" could have been exchanged for anything else that has a relatively low company start up cost, can make you money, and expand into something more lucrative if you spend/invest your money wisely.

    • @2sheds315
      @2sheds315 Місяць тому +1

      Your ears probably perked up like mine when I heard collecting cans. haha.

  • @gracecase998
    @gracecase998 Місяць тому +39

    My son who is 25 now started in lawn car at 14. He paid his expenses all through college. He Bought his first two cars cash. Now he has great job as an engineer, but kept his side hustle mowing lawns to pay off student loan debt and be outside. He is a worker. He had 14 lawns at one point. Half were commercial properties that pay better. Amazing how much he was making doing that.

    • @charliedillon1400
      @charliedillon1400 Місяць тому +7

      I'm an adult mowing lawns right now. If you're not making $40/hr., you're just not trying. Lots of fools out there with giant rigs and a bunch of slow employees, I go solo and crush it.

    • @gracecase998
      @gracecase998 Місяць тому

      @@charliedillon1400 awesome and that is the way to do it. Keep it simple and keep overheads down. Rock on!

    • @kingjoseph5901
      @kingjoseph5901 Місяць тому

      ​@@charliedillon1400nice

  • @FuhQ64
    @FuhQ64 Місяць тому +2

    The most versatile podcast and interviewer out there

  • @T-Rod423
    @T-Rod423 22 дні тому +2

    I laughed out loud when Dave laughed a lot at the pyramid scheme revelation. 😂

  • @rawrbecca2644
    @rawrbecca2644 Місяць тому +135

    The brains on these two are built different.

    • @joecota2644
      @joecota2644 Місяць тому +6

      That's for sure lmao. Brain rot and brain growth

    • @Kaedynlimon
      @Kaedynlimon Місяць тому +20

      @@joecota2644Theo is definitely a lot more intelligent than he lets on man or shows in his persona

    • @4bangerGobalt
      @4bangerGobalt Місяць тому

      @@Kaedynlimonhe is indeed, it’s an act and he’s good at it

  • @isaaczahra6246
    @isaaczahra6246 Місяць тому +20

    I religiously watch both of these guys and seeing them together is insane

  • @JohnMegaton2062
    @JohnMegaton2062 Місяць тому +2

    I couldn't believe it when I saw Theo had Ramsey on this show! What a...diverse combination 😂

  • @reggiejenkins6458
    @reggiejenkins6458 Місяць тому +2

    Dave LOVED that he made Theo laugh with that “Baptist after a casserole” line.