My Credit Score Is Low, How Do I Get A Perfect Score? (My Reaction) | Anthony ONeal
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- Опубліковано 13 жов 2024
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this UA-cam channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.
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may I suggest you make *UNIVERSALCREDIT SOLUTIONStech* correlating this to the Chinese Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
Recession and a Security Freeze are great tools to use, because it puts you in control of your privacy. Corporate control = involuntary servitude. I love this video!...Know your rights, exercise your rights and exercise them often. People only need to listen and learn. Actors use pseudonyms and get away with it, if we shorten our names they are called aliases. Via certified mail, i sent requests for a security freeze to 8 credit bureaus, I also opted out of 25 sites that store and sell my private info, like whitepages, spokeo etc. These corporations actually make us sitting ducks for identity theft, stalking and narcissistic abuse, and they do it for profit. Consult UNIVERSALCREDITSOLUTIONS৹TECH to get rid of negative items on your reports nd also raise your credit score
Just pay everything on time, I pay my CC bill a few times a month after I use it, and pay everything off early and my score is 833. It may take a little while to get it back up but it’s possible!!
Everyone is not always able to but I digress….
The message AO sent just went over your head hun
Im paying my OWN bills off! Not using an agency. My debt is small, I’m paying them off one by one and sitting back watching my credit rating increase.
I am a Dave Ramsey fan & Anthony O’Neal follower! I cut up my credit card 💳 and don’t care 🤷♂️ about my FICO score which is 400!
I have to admit I clicked on the video hoping to hear something I hadn’t heard before, and the answer was simply. Stop borrowing money and pay off your debt. Deep down we all know this. It’s going to take some sacrifices and some strategy to pay down the debt, but we can do this!
Yes please do the video on mortgages. That’s a tricky situation to be in when you are not well versed on what types of mortgages are out there and what’s best for the individual!
He'd be better off using that $2500 to pay down his debt instead of paying someone to "clean" his credit. As AO said, they might clean his credit temporarily but it will go back to being bad in a month or so. Those credit card companies keep reporting every month so those debts go right back on your credit report. I had a business partner who knew someone that "cleaned" my credit. It was great for about a month then everything came back.
Seems like the wife might be a problem. She wants a quick fix instead of facing the real problem....real debt. Next, she's going to convince him to buy the most expensive house their "new credit score" helps them to get. Hopefully, they can get on the same page.
I ended up cleaning my credit the old fashion way. Get incorrect or old items (7 years old or more) removed. Pay off debt. Show responsible credit usage. Wait for old items to fall off.
How do you get 7 year old debts removed? Any advice is much appreciated!
@@danielhonick5521 Dispute it with the credit reporting agency.
What if they keep renewing old debt on your credit report so it looks more recent than it is? I think I have one old loan that I paid off (after it was charged off) like in 2013 or 2014, but they keep refreshing it to the credit bureaus that it’s been paid off instead of just letting it fall off altogether
You don’t need to pay to clean up your credit. It’s not complicated.
*I tried Lexington Law and literally nothing changed with my credit score and they just told me all I had to was basically wait so I waited for 2 years and with no results canceled with them mot gonna keep paying monthly it was like a 100 a month. Not dissing them I’ve heard it helped with others but not my case. My score has been around 630-670s since I’ve had my CC and only two delinquencies that have hurt it but hopefully goes away after I turn 30. All I do is pay my cards on time even make sure my balance is low by my statement date with less than 30% utilization. It’s like nothing I do right my credit score doesn’t want to even tease me being close to the 700s I’m getting sick of this ish*
Those negative and harassing calls are now illegal. Settle for 40-60% and only send money after you get it in writing that they will delete it when you pay. Not a cent until you have it in writing.
Do you settle and pay the original company you owe the money to or just pay the collection agency? If you pay the collection agency, what if it was sold again to another collection agency before your credit report updates?
@@alexandriab.1398 pay the agency, with them you don't have to pay the full debt . they bought your debt for dirt cheap so any money they make is profit for them . call them to verify they have it so there's no confusion on if it's been sold again .
I just learned so much! Thank you!
I love this channel! I have learned alot of valuable info?🙌
Sometimes, you have to go with priority, such as , dental work , that the insurance, want , cover most of the cost …that’s priority
Thank you King for everything you are schooling us on ❣️👏🏾🙏🏾😘
Mr Leo has helped me and my Family so much in regards to our credit. We didn’t know where to began when it came to fixing our credit and are so thankful we contacted them to help us! We refer them to everyone because they truly go above and beyond what they say they are going to do, Many Thanks to *UNIVERSALCREDIT SOLUTIONSTECH*
THANK YOU FOR THIS !
The government needs to stop bailing out businesses and start bailing out families we are drowning in debts, WAKE UP AMERICAN! imagine investing $1,000💸 and receiving $10,000💸 in few days God bless Zelinda🇺🇸🇺🇸🇺🇸
I will forever be grateful to her. she changed my life and saved me from a huge financial debt with just little investment.
Investment has brought me a great happiness! Irrespective of the economic situation I still made $12,000 and taking care of my kids.
My wife and I hold her in high esteem because of the weekly profit we’re receiving with her strategies.
I have heard about her few months ago and she’s the best. HOW DO I CONTACT HER PLEASE?🙏🏻🙏🏻🙏🏻
*You can reach her with the below username on TELEGRAMS*
Thanks AO very informative!
Amazing advice and insight 🔒
I wouldn't give them my card information
that is very helpful tips Antoney thanks for sharing bro keep it up good work.
Thanks AO. You are the read deal.
Hey Anthony what about a dismissed debt case with a credit collection company. How can I get that removed?
Thank for the good information what about charge off that's still reporting
Is this information also applicable for removing hard inquiries on your credit report?
I’m not going to lie I love what you said but a brotha need to see step by step of the negation and letter lol and see the proper letter they sending us. Like should it be by mail or email. Do we pay them first then they send it ?
That painting or picture directly behind your head in the thumbnail is kinda scary, is that you? Lol
Thanks O’Neal
Thanks for sharing
No need to pay someone, Do it yourself . Use that $2500 to pay off bills. Get on a budget & develop a plan. STOP looking for an easy way out
AO should I open Roth IRA with my credit union or someone else
Please check your volume level next time AO as too low. Thanks
what is the risk aspects of her investeing .what will she gaurantee. and how many has invested with her and loss money. also how long has she been investing other peoples money.
Explain what you mean by LOCK Up for clarity purposes.
Tampa!!!!! 🤗🤗🤗💖
Lexington Law got me a few years ago😩
That’s cool but I think the guy is trying to tell you he doesn’t have the $10,000 they only have $2500
He didn't say that he only had $2500. He said his wife wanted him to pay $2500 for credit repair. I can imagine the argument they woild have when the bad items reappear.
If I miss understand what he said my bad .🙏🏾
Yes
What does "lock up your credit report" mean?
6 months. I wish they got started 6 months ago
@The Table With AO looks like the crypto scammers are in the chat!
I've been reporting them
@@luckylib me too!
I have a 700 credit score, how can I get to 800 credit fast.
You must have 100000 thousand views for tic tok
They lying 🤥 lol you can guarantee somebody gonna have a 750 credit score in a 45 days with no time for that matter.
So in order to remove debt from my credit with this collection company that never made contact with my btw I should get the letter certified etc and then make sure they send proof which they won't because it'll be a bill... so do I wait until they tell me it'll remove from my credit or will they automatically do it ? I hope this makes sense.thanks *UNIVERSALCREDIT SOLUTIONSTECH*
*UNIVERSALCREDIT SOLUTIONStech* is very committed in helping you repair your credit. At first I was concerned but now I see the impacts on my credit taking off. Thanks a lot for helping me remove all negative items from my report and adding tradelines to boost my score to 800+ in just 14 day.
Very helpful and understanding. *UNIVERSALCREDIT SOLUTIONStech* Helped with all I needed to know and he is very knowledgeable in credit fixing. The Process was very quick and my score went to 782 from 573 in just 14 days.. Great credit repair service..
For someone like me that never really understood what it is to have a good credit and making mistakes that led to this poor report. Thanks *UNIVERSALCREDIT SOLUTIONStech* for fixing my report , deleting all my negatives as well as adding good primary tradelines to get me to 800+ in just 14 days.
That invisible credit problem was what I ran into when I tried to buy my first car. Partner that with a parent with zero financial knowledge (who had to co-sign the loan so I could get the car) and I walked away with the worst ever in history interest rate on a junk car from some sketchy dealership. I basically bought 1 1/2 cars buy the time I paid off the car, I was in the dumps via credit, owed $44k in card debts and 97k in student loans and really couldn’t afford anymore Tried Lexington law a while back and that was just a mistake My cousin referred me to *UNIVERSALCREDIT SOLUTIONSTECH* I’m intrigued by their honesty and service
This is one of the most strategic, insightful videos I've watched in years I am BLOWN away. I am working on writing an app to help people learn about surprise medical bills and how to avoid them, and I am going to site you and your tips in my app. Thank you SO much, you are a gift to so many vulnerable people I know it. And *UNIVERSALCREDIT SOLUTIONStech* is a gift to get the American's credit back in track
Thanks Anthony!!
may I suggest you make *UNIVERSALCREDIT SOLUTIONStech* correlating this to the Chinese Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
Recession and a Security Freeze are great tools to use, because it puts you in control of your privacy. Corporate control = involuntary servitude. I love this video!...Know your rights, exercise your rights and exercise them often. People only need to listen and learn. Actors use pseudonyms and get away with it, if we shorten our names they are called aliases. Via certified mail, i sent requests for a security freeze to 8 credit bureaus, I also opted out of 25 sites that store and sell my private info, like whitepages, spokeo etc. These corporations actually make us sitting ducks for identity theft, stalking and narcissistic abuse, and they do it for profit. Consult UNIVERSALCREDITSOLUTIONS৹TECH to get rid of negative items on your reports nd also raise your credit score
For someone like me that never really understood what it is to have a good credit and making mistakes that led to this poor report. Thanks *UNIVERSALCREDIT SOLUTIONStech* for fixing my report , deleting all my negatives as well as adding good primary tradelines to get me to 800+ in just 14 days.
This is one of the most strategic, insightful videos I've watched in years I am BLOWN away. I am working on writing an app to help people learn about surprise medical bills and how to avoid them, and I am going to site you and your tips in my app. Thank you SO much, you are a gift to so many vulnerable people I know it. And *UNIVERSALCREDIT SOLUTIONStech* is a gift to get the American's credit back in track
Mr Leo has helped me and my Family so much in regards to our credit. We didn’t know where to began when it came to fixing our credit and are so thankful we contacted them to help us! We refer them to everyone because they truly go above and beyond what they say they are going to do, Many Thanks to *UNIVERSALCREDIT SOLUTIONSTECH*
Mr Leo has helped me and my Family so much in regards to our credit. We didn’t know where to began when it came to fixing our credit and are so thankful we contacted them to help us! We refer them to everyone because they truly go above and beyond what they say they are going to do, Many Thanks to *UNIVERSALCREDIT SOLUTIONSTECH*