100 People Tell Us How Much Debt They Have | Keep It 100 | Cut

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  • Опубліковано 25 тра 2019
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КОМЕНТАРІ • 17 тис.

  • @TransformwithTayani
    @TransformwithTayani 4 роки тому +10147

    I had $150,000 at one point. Now I’m down to $59,000 but I’m paying it off aggressively. I will be debt free next year.

    • @SimplyDafDaf21
      @SimplyDafDaf21 4 роки тому +530

      Life Of TReshae yesss!!!!!!!!!! keep up the good work!!! Started with $124k I’m at $90k pushing

    • @robotlazar
      @robotlazar 4 роки тому +192

      congratulations keep it up

    • @seekthegreatness4818
      @seekthegreatness4818 4 роки тому +86

      Go 'head sis!!!

    • @BungaFadillah-mo1du
      @BungaFadillah-mo1du 4 роки тому +54

      Good to hear that!

    • @DomT0311
      @DomT0311 4 роки тому +29

      Keep it up! Are you familiar with Dave Ramsey at all?

  • @kaimichelle1895
    @kaimichelle1895 5 років тому +19541

    $6000 in speeding tickets??? Damn girl slow down

    • @davidbeppler3032
      @davidbeppler3032 5 років тому +753

      At this point, go faster!

    • @21caitlinn
      @21caitlinn 5 років тому +229

      Basically Kai the number of money goes up everyday if you don’t pay it

    • @luzaluffs
      @luzaluffs 5 років тому +266

      She be goin 6000mph.

    • @wasabi42
      @wasabi42 5 років тому +305

      someone get that girl off the road

    • @Tai-mi8jw
      @Tai-mi8jw 5 років тому +34

      Lmao this made me wheeze 💀

  • @brodypenn
    @brodypenn 3 роки тому +2304

    Welcome to ‘merica! Where the only way to pay student debt is to walk in front of a car.

    • @bananahhh-_-5709
      @bananahhh-_-5709 3 роки тому +2

      @@faded_fairy114 he wont do that, you have too much trust in a man that passed the '94 crime bill

    • @Warwipf
      @Warwipf 3 роки тому

      @@bananahhh-_-5709 If he had that much trust in him he wouldn't hope to get hit by a car lmao

    • @juliataylor4800
      @juliataylor4800 3 роки тому +25

      I paid mine off without getting hit by a car! Both my parents died... I used their life insurance money. So yeah, getting hit by a car or that are pretty much the only options. :/

    • @samueldominguez9859
      @samueldominguez9859 3 роки тому +7

      not true. If you have student loans, you hopefully thought ahead and got a good career going. I was able to pay off all my debt (33k) within a year of graduation and my estimated family contribution was $0. They contributed $0 to my debt too. Just advise students to pick a career that is useful.

    • @conductingintomfoolery9163
      @conductingintomfoolery9163 3 роки тому

      @@faded_fairy114 lol that debt is to the federal gov not a bank it will never be forgiven, war is better then student loan forgiveness

  • @anhu9954
    @anhu9954 3 роки тому +248

    I almost went to UCLA, but I realized that going to my state school was almost $40K/yr cheaper. I’m bummed that I couldn’t go to my dream school, but I just can’t picture paying $160K of student loans after graduating.

    • @snakeplissken3063
      @snakeplissken3063 2 роки тому +38

      Nobody cares where you went to school, unless you went to Harvard. You made the right choice.

    • @jamieelkins2686
      @jamieelkins2686 Рік тому +3

      Good for you I PROMISE you made the right call!!

    • @ingothitrust5248
      @ingothitrust5248 23 дні тому +1

      I did the CC route, then transferred to my dream school, which was a sister Ivy, and worked 2 jobs to pay off the tuition, and with decent financial aid, graduated with a degree with only about 12k of federal student loans attached to it, which I paid off within a year. You made a smart choice.

    • @chelsmeister
      @chelsmeister 10 днів тому

      @@ingothitrust5248 You ROCK I always had so much respect for the Ivy kids who actually paid their way (unlike me). Way to fight for that shizz.

  • @Shadow81989
    @Shadow81989 4 роки тому +9753

    As a European this is just sad:
    "I'm in debt for student loans"
    "I'm in debt for medical bills"

    • @lauraemerim4202
      @lauraemerim4202 4 роки тому +282

      Same in Brazil. Free healthcare and free colleges

    • @vittoriodesantis4517
      @vittoriodesantis4517 4 роки тому +263

      @@demonking14229 nah

    • @elenagarcia1355
      @elenagarcia1355 4 роки тому +227

      @@demonking14229 no i dont think so, specially the school thing

    • @im_the_operator_with_my_po1684
      @im_the_operator_with_my_po1684 4 роки тому +11

      Simon Yu not at all noob

    • @tombillekens
      @tombillekens 4 роки тому +195

      @@demonking14229 us ranks 13th in the pisa 2018 results (education) and the world bank ranks US as 54th in terms of life expectancy (which is directly linked to your health system)
      So no probably not the best

  •  5 років тому +33619

    I can't imagine being in debt because of healthcare or college. This videos really help to appreciate more my country.

    • @hamietravels
      @hamietravels 5 років тому +1086

      Switzerland is one of the best regarding this topic. So proud...

    • @Sanian38
      @Sanian38 5 років тому +729

      @@hamietravels You mean Germany.

    • @void2662
      @void2662 5 років тому +914

      Happy to live in Germany

    • @lesstessress
      @lesstessress 5 років тому +413

      Yeah i’m getting hit with that big 100k in debt for school, wish i lived somewhere like that

    • @Sanian38
      @Sanian38 5 років тому +137

      @@void2662 Happy to vote for "Die Grünen".

  • @masoncarter7333
    @masoncarter7333 3 роки тому +679

    “The comfort of the rich depends entirely on an abundant supply of the poor”
    - Voltaire

    • @motreys
      @motreys 3 роки тому +5

      Who would want to have a kid these days?

    • @motreys
      @motreys 3 роки тому +4

      @Joker M Best wishes for you and yours, friend. You're braver than I am.

    • @finnegan5038
      @finnegan5038 3 роки тому +3

      Except the rich are generally never in comfort but involved in high stress, high risk assets which employ or invest in the overwhelming majority of the population's jobs and income.

    • @theendurance
      @theendurance 2 роки тому

      This is completely wrong. It’s like how a robber would be more likely to rob a rich neighborhood than a poor neighborhood. The rich should strive to make the poorer wealthier. That way the poor will have more money to spend on what the rich are selling. People like Bezos want the poor to get wealthier so that they can buy more from Amazon. The govt wants to make the poor wealthier so they pay more taxes. Nobody benefits from keeping people poor.

    • @zvotaisvfi8678
      @zvotaisvfi8678 Рік тому

      wait so are you rich or poor if you have debt???

  • @booboo8577
    @booboo8577 3 роки тому +174

    When I was a teenager my grandpa who lived through WW1 as a child, the great depression, and fought in WW2 told me once that if you can't pay cash for something, you can't afford it. I'm over 60 now and I have never used a credit card other than to do a deposit on a hotel room or rental car for vacations. I have never bought a new car and the only thing I've ever made payments on is a mortgage. That was probably the best bit of wisdom I ever heard in my life.

    • @fenixsc15
      @fenixsc15 3 роки тому +2

      honestly sire, with all your due respect, are you wealthy in doing this good practice by habit?

    • @booboo8577
      @booboo8577 3 роки тому +25

      @@fenixsc15 Life without debt is true freedom. Wealth is relative. If I want something I save up for it. That method is a sure fire way to curb impulse buying and any need for instant gratification. Now that I have done this for my whole life, I have avoided spending a boatload of money most people waste. What do you think?

    • @lifestyle2642
      @lifestyle2642 3 роки тому +1

      @@booboo8577 but are you rich?

    • @JuanMoreno-od6qp
      @JuanMoreno-od6qp 3 роки тому +12

      @@lifestyle2642 does it matter better than being in debt tbh.

    • @eyeyamjstn628
      @eyeyamjstn628 3 роки тому +9

      Damn, 40 years of credit card rewards you missed out on.... It’s not about not using CCs it’s about responsibility. Your grand father drilled it into you a littttttle too much lol

  • @Victoria-ve8tm
    @Victoria-ve8tm 5 років тому +2494

    "how are you gonna pay it off?"
    "MARRY RICH"

    • @sarahelizabeth9371
      @sarahelizabeth9371 5 років тому +5

      Lol

    • @maop7267
      @maop7267 5 років тому +10

      By making a porn parody of your life .....

    • @DK-210
      @DK-210 5 років тому +15

      The reality is stripping, escorting, sugar daddies, etc.

    • @Katherine_xs
      @Katherine_xs 10 днів тому

      😂

  • @delfin6927
    @delfin6927 5 років тому +4349

    "i got stabbed 8 times in the back and i survived, but now im gonna be in debt for the rest of my life."

    • @fjalls
      @fjalls 5 років тому +189

      MURICA!

    • @leslie7872
      @leslie7872 5 років тому +12

      @@fjalls not just America.

    • @spacemans4060
      @spacemans4060 5 років тому +14

      Michel most of the world...

    • @Emilie-yq5jq
      @Emilie-yq5jq 5 років тому +187

      Lil Leslie it’s not that you can’t be stabbed, it’s that in most of the world healthcare isn’t as expensive as America

    • @siljablondal8130
      @siljablondal8130 5 років тому +90

      Its fucked up That it Costs money to go to the Doctor in America ...

  • @skull9674
    @skull9674 3 роки тому +295

    And not one of them was buying a house or even a car.

    • @jdrancho1864
      @jdrancho1864 3 роки тому +12

      If you buy a house and have a mortgage, it's debt. If you pay rent each month, it's not.
      If you have car payments, it's debt. If you pay for public transportation or Uber, it's not.
      If you can't see the difference, it's because there really isn't one.

    • @mememachine5244
      @mememachine5244 3 роки тому +23

      @@jdrancho1864 Well, no a mortgage is net positive, rent is burning cash...
      You need to learn abit about finance.

    • @jdrancho1864
      @jdrancho1864 3 роки тому +8

      @@mememachine5244 I stand by my post. You have to make a better argument if you are trying to change my mind on that.
      Btw, don't upvote your own post!

    • @cmac2295
      @cmac2295 3 роки тому +3

      @@jdrancho1864 I agree debt is debt. It's doesn't matter if it's positive or negative

    • @dawidnamnguyen8897
      @dawidnamnguyen8897 3 роки тому +4

      @@cmac2295 no rlly lmao, mortgage debt u pay it off and earn equity of ur estate, if u pay it off u own a valuable asset, kinda makes a difference if after 30 years u pay rent or pay a mortgage

  • @dillonhodge3041
    @dillonhodge3041 3 роки тому +144

    Bro £20,000 for spending 4 nights in the ER, come to the UK we get that for free

    • @DAWN--x--
      @DAWN--x-- 3 роки тому +4

      Do you not pay National Insurance?!

    • @liltrump799
      @liltrump799 3 роки тому +5

      Your healthcare is shit tho.

    • @pooppoop1818
      @pooppoop1818 3 роки тому +11

      And you pay the government 50% of the money for your entire life. now expecting that the average UK citizen makes In a year around £30,000 which in a lifetime calculates to around 680,000 with the tax rates the average uk citizen pays £136000 for their “free” healthcare

    • @DAWN--x--
      @DAWN--x-- 3 роки тому +8

      Health care is not free here in the UK. The money is taken from our wages, against our will. The health care here is also shite!

    • @dillonhodge3041
      @dillonhodge3041 3 роки тому +3

      @@DAWN--x-- shut the fuck up our healthcare is great, and it’s a small amount from our taxes

  • @isabellacap4093
    @isabellacap4093 4 роки тому +4857

    Everyone: College & Healthcare That one girl: Porn hub subscriptions

    • @Sp_ark.
      @Sp_ark. 4 роки тому +293

      How tf do you spend 30k on those things. Do you know how many real guys you could hire with that kind of money

    • @headlesshair1353
      @headlesshair1353 4 роки тому +16

      @@soganhalkasdelisiyim5797 2:28

    • @harrythesailor3622
      @harrythesailor3622 4 роки тому +176

      you got an addiction at that point

    • @enjelwu
      @enjelwu 4 роки тому +85

      not just subscription, the exclusive one.

    • @roshanb9637
      @roshanb9637 4 роки тому +5

      😹😹🔥🔥

  • @igotitdeedee
    @igotitdeedee 4 роки тому +3130

    "get hit by a semi truck" girl I've been trying since college

    • @shauryasharma190
      @shauryasharma190 4 роки тому +13

      i dont get it what does she mean does she mean she slept with some dude or what?

    • @Ghost-ob5hw
      @Ghost-ob5hw 4 роки тому +107

      @@shauryasharma190 What? A semi truck is a vehicle

    • @shauryasharma190
      @shauryasharma190 4 роки тому +6

      @@Ghost-ob5hw yeah what is that supposed to mean is there some innuendo?i m too dumb sorry

    • @Ghost-ob5hw
      @Ghost-ob5hw 4 роки тому +54

      @@shauryasharma190 She got hit by a semi truck in the back

    • @TopNotchTii
      @TopNotchTii 4 роки тому +38

      @@shauryasharma190 🤣😂 no get Hit by an Actual Semi-Truck on the road.

  • @camiegrace
    @camiegrace 3 роки тому +31

    This is literally the reason why I didn’t go to college. I knew there was no hope for me with paying it off lol.

    • @mrmustangman
      @mrmustangman 3 роки тому +3

      same

    • @Noor_Jacobs03
      @Noor_Jacobs03 3 роки тому

      @ Camie Grace. What do you do now? Sorry if the question seems rude, love. As a college student, I'm just curious.

  • @randomuploadsism
    @randomuploadsism 3 роки тому +27

    if you're in debt because of speeding tickets, parking tickets and credit cards (vacations and retail) you need to get your shit together cos that's really embarrassing.

  • @sanskriti3288
    @sanskriti3288 5 років тому +2906

    "How much debt do u have?"
    "None to mi- ...Oh debt YikEs OH NO" LMAO😂

    • @chacharealsmooth6169
      @chacharealsmooth6169 5 років тому +79

      I wonder what she was thinking about instead

    • @t1sp972
      @t1sp972 5 років тому +16

      @@chacharealsmooth6169 how much money she had in her bank account-all spent on her debt

    • @akinvests
      @akinvests 5 років тому +10

      you spelled "my" wrong

    • @shaekonora3698
      @shaekonora3698 5 років тому +5

      @@akinvests no one cares

    • @jakaiacannon9790
      @jakaiacannon9790 5 років тому

      @@chacharealsmooth6169 was 0

  • @a2301.
    @a2301. 5 років тому +11723

    *gets bitten by cat*
    american healthcare: yeah that’ll cost you 20k 💀

    • @hanskover
      @hanskover 5 років тому +391

      vaccination: ~100$
      not vaccinating: ~20000$
      ...

    • @hanskover
      @hanskover 5 років тому +231

      But yeah, american healthcare still sucks

    • @rowand5380
      @rowand5380 5 років тому +151

      @@hanskover You guys aint got healthcare, you've got a fucking racket.

    • @pri.sci.lla.
      @pri.sci.lla. 5 років тому +150

      I actually did get bitten by a cat and my medical bills were like $8,000 no joke. But I didn't have to pay it

    • @hanskover
      @hanskover 5 років тому +97

      @@rowand5380 Nah mate, Im from Germany. I dont habe such problems...

  • @lifegoeson1007
    @lifegoeson1007 3 роки тому +6

    “I don’t answer phone calls no more, if it’s not in my phone I’m not answering it,” I felt that 😂

  • @Sebas-lv9ru
    @Sebas-lv9ru 3 роки тому +6

    "The IRS thing I owe them $36,000" I would be shitting bricks if they told me I owed them that much.

  • @eimear4218
    @eimear4218 5 років тому +5618

    Imagine having to pay money because you almost died

    • @casey-zd5mj
      @casey-zd5mj 5 років тому +156

      imagine not having that option

    • @BiggPaaapi
      @BiggPaaapi 5 років тому +264

      Imagine having to pay money because people saved your life

    • @a.j.2362
      @a.j.2362 5 років тому +768

      @@BiggPaaapi Imagine the people that saved your life getting paid by the government and you don't have to pay for almost dying. Amazing.

    • @AtlanticaVI
      @AtlanticaVI 5 років тому +39

      I mean both of last 2 comments are acceptable statements

    • @methbear3787
      @methbear3787 5 років тому +2

      She got into the fight lmao

  • @mikewebster9349
    @mikewebster9349 4 роки тому +2695

    I’m sure none of these people even considered their car loan as debt or their leased cell phones

    • @loborita
      @loborita 4 роки тому +87

      Mike Webster i know I was thinking the same thing! Like none of you have a car loan?

    • @Tony1035610
      @Tony1035610 4 роки тому +107

      @@loborita buy used. 3-8 grand for a good reliable vehicle. Dont need to go in debt to get that much

    • @tiffanyweber3028
      @tiffanyweber3028 4 роки тому

      Right!!

    • @thecapone45
      @thecapone45 4 роки тому +3

      Good point. I kept looking for that. People don’t consider their car as debt. Or their cellphone bill.

    • @crazywindows88
      @crazywindows88 4 роки тому +1

      loborita no just buy a cheap car lamo

  • @nicollasmartuchelli1709
    @nicollasmartuchelli1709 3 роки тому +545

    Imagine having to pay for basic human needs/rights like education and healthcare

    • @Youdontknowmeson
      @Youdontknowmeson 3 роки тому +50

      Higher education is not a basic right or need, ur delusional

    • @aarongarcia3682
      @aarongarcia3682 3 роки тому +24

      @@Youdontknowmeson Agreed. I believe in basic education like K-12, yes. But, higher education, is not a right.

    • @aarongarcia3682
      @aarongarcia3682 3 роки тому +9

      @@UnableToWin Agreed, we all benefit from having education citizens. That’s why K-12 in America is accessible to everyone regardless of status. But why would you say having Higher Education would benefit us? And how would it benefit us more than k-12 education. Obviously I could see in having higher education as to getting individuals qualified for certain job positions that we are outsourcing or have a high demand. But why would you say it’s a right to have higher education when higher education results in job opportunities and basic education (K-12) results in knowledgeable individuals?

    • @stayathomemarine
      @stayathomemarine 3 роки тому +17

      Higher education is NOT a right. Healthcare sure. K-12 sure. Anything beyond that it is your choice as an adult to pursue college.

    • @aarongarcia3682
      @aarongarcia3682 3 роки тому +4

      @@stayathomemarine Agreed, health care and formal education is a right. Now with that being said, I do believe that higher education should be more affordable, but it shouldn’t be free.

  • @bryandelahoz6063
    @bryandelahoz6063 3 роки тому +9

    "Get hit by a Semi truck, guys!" That's sad, bro.

  • @lichh64
    @lichh64 5 років тому +3381

    "Nothing much...$7000"
    "Not much...$10000"
    Wow people

    • @kingdriverify
      @kingdriverify 5 років тому +173

      They are probably earning enough to pay off that much

    • @lancewang4923
      @lancewang4923 5 років тому +57

      @@kingdriverifyNope. The majority of them with that much debt of higher either had some medical treatment or went to college.

    • @freerider8737
      @freerider8737 5 років тому +85

      thats really not that much dept

    • @ashleynyasha1953
      @ashleynyasha1953 5 років тому +17

      Not really that much. Could even just be some credit card debt and a car loan. 🤷🏾‍♀️

    • @sulosky
      @sulosky 5 років тому +8

      That's not much.. I have debt around $100 000, mostly because I have bought a car and an apartment.

  • @3holepunchalton443
    @3holepunchalton443 5 років тому +1562

    What's you plan to pay it off?
    "...eat ramen"

    • @bmona7550
      @bmona7550 5 років тому +3

      Alton Future medical bills tho

    • @buddyrare8295
      @buddyrare8295 5 років тому +2

      😂😂😂 the golden answer

    • @nirmalsuki
      @nirmalsuki 5 років тому

      eat ramen like competitively? How? :-P

    • @anthonyjordan6715
      @anthonyjordan6715 5 років тому

      and yet people complain that they have debt... but still choose to fail

    • @josezaragoza3188
      @josezaragoza3188 4 роки тому

      More like choke on rice

  • @watchdealer11
    @watchdealer11 3 роки тому +18

    There are so many affordable options: half community college, scholarships, etc., but people pick the most expensive out of state/private schools.

    • @rosamendieta4579
      @rosamendieta4579 3 роки тому +4

      Some people get scholarships and it still doesn’t pay off their full collage

    • @markly5460
      @markly5460 3 роки тому +1

      uhh probably because better schools are more expensive? if you go to a good school you have more chances of being hired

    • @watchdealer11
      @watchdealer11 3 роки тому +3

      @@markly5460 It's a small factor. I went to Stanford and it was an amazing experience and helped considerably, but it's not essential for success.

    • @verostation
      @verostation 3 роки тому +2

      @@markly5460 People severely underestimate how little that matters. Top 20 schools now more than ever are just labels. It's not about the school you went to, it's about the skills you've acquired (which you can develop at any school in the country) and the extensity of the education you received (if you're going into a competitive field where the top 25% have degrees higher than a bachelors).

  • @obi-wankenobi4301
    @obi-wankenobi4301 3 роки тому +4

    0:36 Edward Scissorhands showing up from the future with those upgrades

  • @fennakoomen2142
    @fennakoomen2142 5 років тому +3073

    'How much debt do you have?'
    'None to my...
    oh, debt, yikes, oh no.'
    MOOD

    • @bethbartholomew9133
      @bethbartholomew9133 5 років тому +1

      hello

    • @eloydthegawd5548
      @eloydthegawd5548 5 років тому +19

      Fenna Koomen Because being financially unstable is a “mood”

    • @dullicecream
      @dullicecream 5 років тому +31

      @@eloydthegawd5548 More like forgetting something important. I think that's what they mean, being forgetful to where you forget your crippling debt, but okay.

    • @segamai
      @segamai 5 років тому +5

      It’s literally the coping mechanism of shoving this huge, terrifying thing that hangs above your head to the very back of your mind because otherwise it’ll eat you alive and you can do jack shit about it at the moment anyway. And most ppl are so successful at it that it doesn’t even register at first that that debt is still there when asked about it, and then realization hits anew

  • @hakantacobell3946
    @hakantacobell3946 5 років тому +2126

    in debt because of healthcare??
    That´s so sad

    • @EchoDroll
      @EchoDroll 5 років тому +4

      Merhaba! Olum

    • @corinnewebb9067
      @corinnewebb9067 5 років тому +104

      Welcome to the United States😂

    • @DA-js7xz
      @DA-js7xz 5 років тому +94

      Or education. How fucked is that?

    • @ccassidy9090
      @ccassidy9090 5 років тому +3

      @@Matt-or9tq Not everywhere. Free in quite a few parts of Europe

    • @jessem.5867
      @jessem.5867 5 років тому +3

      Don't be a broke bitch in the most powerful country the world. Purge the poor.

  • @Julia-cp9nt
    @Julia-cp9nt 3 роки тому +69

    me, a US medical resident who just got out of medical school: *laughs in $180,000 debt*
    edit: my payments are $1400 a month after i paid a $16,000 payment right outta med school. my boyfriend pays for the apartment and utilities, i pay debt and groceries

    • @yoleeisbored
      @yoleeisbored 3 роки тому +2

      wow.. thats really low congratulations on graduating from medical school

    • @loganpaul122
      @loganpaul122 3 роки тому +1

      @@yoleeisbored That's alot though 🤔

    • @yoleeisbored
      @yoleeisbored 3 роки тому +2

      @@loganpaul122 yeah but look at the average debt of medical school graduates.. its awful

    • @jennysauceda6906
      @jennysauceda6906 3 роки тому +2

      as a future med student this terrifies me😭

    • @ichliebebaeumeweilbaum
      @ichliebebaeumeweilbaum 2 роки тому

      @@itzasweater9621 ah yes, cause that's so easy

  • @maxiecharles2842
    @maxiecharles2842 2 роки тому +38

    Most people venture into crypto to be a millionaire, meanwhile, I just want to be debt free

    • @greggeorge6711
      @greggeorge6711 2 роки тому +1

      That's very practical and smart goal, a wise man once said do everything you can to get outta debt, one of his tips to getting rich

    • @claresmithy4667
      @claresmithy4667 2 роки тому

      That's very practical and smart goal, a wise man once said do everything you can to get outta debt, one of his tips to getting rich

    • @lukeben1596
      @lukeben1596 2 роки тому +2

      Assets that can make you wealthy
      Gold
      Crypto
      Stock
      Real estate

    • @henrynoble7011
      @henrynoble7011 2 роки тому

      Wish I knew about crypto trading earlier.stock is good but crypto is better. Brace up and get yourself a bitcoin before it's too late.

    • @jeremygood3246
      @jeremygood3246 2 роки тому

      Fear is one of the factors that hinder most persons to invest into crypto, most persons say ignorance..

  • @monojakennedy_3758
    @monojakennedy_3758 3 роки тому +4467

    Lesson: Don't be a student or get sick in America unless you're from a rich family

    • @j.g.mcbell9494
      @j.g.mcbell9494 3 роки тому +84

      That’s just objectively not true.
      Don’t get me wrong, people can go broke through those things. But it’s largely just not the case. The poor get government assistance and don’t have to pay anything. As a student, and as a patient.
      It’s the uneducated lower-middle class that gets screwed. They make too much money to qualify for government assistance. They don’t make enough to actually be able to afford these things. They often make poor choices and elect to get more money in their pocket instead of health insurance. They allow their children to go 100,000 in debt because they’re terrified of their children being uneducated like they are.
      The poor have healthcare covered by the government. 100% covered. If you can’t afford your prescriptions there are programs everywhere to get them for free. The poor often do their first two years at community college, and then go to a state school because they understand the value of a dollar.
      Large student loan amounts happen for one reason and one reason only: bad choices.
      Go to an instate, public school, for your entire bachelors. Get a degree that actually leads to a job. If you’re really smart, save yourself $10-$15k and go to community college for the first two years. But even if you don’t, just going to an instate public school makes your degree reasonable (as long as it leads to a job).
      The problem lies where people feel like they need to go to a private school. Or cross state lines and pay higher prices. Or get degrees in majors that don’t lead to jobs. And all of those things are your own person choices. Stop blaming the system and grow TF up

    • @drewskij2175
      @drewskij2175 3 роки тому +12

      I haven't gotten sick, knock on wood but student loan debt is a joke and an excuse. It's so easy to work while in school and pay it off, I know so many people who have.

    • @enchanting_elizabeth
      @enchanting_elizabeth 3 роки тому +7

      My college tuition was $36k and was all paid with scholarships and pell grant. I applied for a lot of scholarships to earn my bachelor's degree, that's something people often ignore.

    • @aristojuan7926
      @aristojuan7926 3 роки тому +14

      That’s a misconception, there are cheaper universities that cost $2000 to $5000 per semester that offer financial aid and payment plans which I’m part of and I’m about to graduate without any debt. I made a payment plan each semester and pay it off with my full time job and I’m not rich 🤷‍♂️. Just look for things you can afford or at least pay off within a few years

    • @shadowsmith1386
      @shadowsmith1386 3 роки тому

      Ikr crazy

  • @Zyphr--
    @Zyphr-- 5 років тому +621

    "Tons, like 10k"
    "Not much, 10k"

    • @slippin62
      @slippin62 5 років тому +15

      all about earning potential

  • @-unascertained-
    @-unascertained- 3 роки тому +8

    Every Canadian watching this video: Greatest country in the world my ass

  • @bigguyinalittleboat7927
    @bigguyinalittleboat7927 7 днів тому +1

    My son is graduating with a PhD in electrical engineering next year and has zero debt. No student loans. I’m so proud of him.

  • @Femuilor
    @Femuilor 5 років тому +6053

    Guy: how are you gonna pay off the debt?
    Asian guy: eating ramen
    *outstanding move*

    • @gamefoodislife7811
      @gamefoodislife7811 5 років тому +20

      Something naruto would say xD

    • @aspebb
      @aspebb 5 років тому +6

      What's the first guy's race?

    • @nguyenkaitlyn6364
      @nguyenkaitlyn6364 5 років тому +9

      I have learned to appreciate my country Vietnam more because of the cheap cost of higher education and healthcare

    • @charlieschon6549
      @charlieschon6549 5 років тому +2

      that's what I do to not go in debt in the first place, while studying. Ramen, rice with eggs, pasta and pesto. lol
      (school fees not included)

    • @ephascus8974
      @ephascus8974 5 років тому

      Fei Mui 肥妹 💀💀💀😭😭

  • @ElliotEdwards-ej9qt
    @ElliotEdwards-ej9qt 7 днів тому

    “I have a lot of parking tickets…not gonna pay for it though.” Have fun in traffic court my guy

  • @4shotsofvodka738
    @4shotsofvodka738 3 роки тому +6

    insane that so many of those people had medical debt

  • @juliehartman2483
    @juliehartman2483 5 років тому +965

    whats you plan to pay off your debt?
    - "marry rich"
    - "eat ramen..."

    • @lmandrums3118
      @lmandrums3118 5 років тому +1

      That was histerical! LMAO

    • @CarlosfVilchez
      @CarlosfVilchez 5 років тому +2

      Eating ramen will just get you back into debt. Not the healthiest for the body 🤦🏻‍♂️

    • @redunicorn7760
      @redunicorn7760 4 роки тому +2

      @@ahgavlive4517 they don't eat the 50 cent packages though

  • @marge5121
    @marge5121 5 років тому +2952

    7K in debt
    *wears balenciaga cap*

    • @andersonjr.1817
      @andersonjr.1817 5 років тому +6

      Was about to say that, ballin'

    • @Gabriel-ri5jr
      @Gabriel-ri5jr 5 років тому +42

      shits fake

    • @voravincii
      @voravincii 5 років тому +16

      No wonder she’s in debt

    • @animerocks2468
      @animerocks2468 5 років тому +51

      @@Gabriel-ri5jr Tbh, if she's $7k in debt with credit cards, I can imagine that it's real....

    • @SDHJgu
      @SDHJgu 5 років тому

      Was about to say that ahahah

  • @kierafranciskovich8782
    @kierafranciskovich8782 2 роки тому +3

    it's so interesting to me how people perceive same amounts of debt as different. the two who had ten grand abs one was like "a lot" and the other was like "not much"

  • @foodreact3487
    @foodreact3487 3 роки тому +19

    Remember: community college can be free with some in-state programs. Mine was free + I got 10k in scholarship money to pocket for food and transportation

    • @biggibbs4678
      @biggibbs4678 2 роки тому

      Yeah but people won't want to admit they made an emotional decision about having the college experience and its not a human right.

    • @foodreact3487
      @foodreact3487 2 роки тому +3

      @@biggibbs4678 honestly I can't help but blame them. I transferred to a university and see so many people going into a shit-ton of debt or be rich kids. Here, even the meal plan is only 2 a day and costs 5500 a year, let alone the 33k out of state tuition!
      If I have kids id beat their ass if they tried paying out of state tuition when there are amazing in state schools at 1/4 the price

    • @biggibbs4678
      @biggibbs4678 2 роки тому +1

      @@foodreact3487 right I know people going into debt that don't even care to know the actual average salary for the field they're going to college for. It's just sad.

  • @Tojohiruma
    @Tojohiruma 4 роки тому +5456

    I really dont get the whole "buying things i dont have the money for" thing

    • @mysticalcoyote
      @mysticalcoyote 4 роки тому +231

      Same. I have a debit(?) card that I can only but stuff with if I have money on it. Like, I cannot go in debt bc my card will just be declined if I try to buy sth

    • @ssaeteurn1
      @ssaeteurn1 4 роки тому +157

      It makes sense if the purchase will help with attaining more money. For example, buying an appreciating asset with debt such as a home. Or buying car with debt so you could get to a job that pays more, or commute from a neighborhood that has lower rent. The car payment can be $500 a month but if rent is cheaper by $1000 a month you are saving $500 by taking on debt.

    • @mysticalcoyote
      @mysticalcoyote 4 роки тому +118

      ssaeteurn1 i agree with that obviously, just don’t understand that some people buy things they genuinely don’t need, like expensive clothes and stuff.

    • @moonchild708
      @moonchild708 4 роки тому +15

      @@mysticalcoyote right! i don't even have a debit card bc if i don't have enough in cash then i don't need that item. my car is in my dad's name and i went to community college so i have no debt from there, either.

    • @pbandj5225
      @pbandj5225 4 роки тому +26

      Well sometimes people need to buy things or something pops up unexpectedly and you can’t really help it.

  • @backup3353
    @backup3353 5 років тому +742

    The IRS *_THINKS_* I owe them about $36,000

    • @CattyMcMeow
      @CattyMcMeow 5 років тому +17

      Found the hardcore libertarian

    • @nposse
      @nposse 5 років тому +24

      @@CattyMcMeow It is literally what the guy in the vid said

    • @austina4189
      @austina4189 5 років тому +10

      Pretty sure this is the same guy who was on "guess the criminal" for tax evasion

  • @Bpelts00
    @Bpelts00 3 роки тому +16

    This makes me so grateful to live in Canada. I cant even imagine having that much debt just from a hospital trip. While universities are still expensive (not as bad) colleges are much much more affordable and there is tons of goverment help

    • @rust44
      @rust44 3 роки тому +5

      Universal dental care and pharmacare doesn’t exist though

    • @TestTest-ei4gi
      @TestTest-ei4gi 3 роки тому +4

      Because you’re all socialists. I want less government help, not more. That’s what being free means.

    • @biggibbs4678
      @biggibbs4678 2 роки тому +2

      @@rust44 Canadas healthcare is relatively expensive and poor quality compared to western Europe, but they only compare themselves to the US to feel better about that.

  • @a7phy219
    @a7phy219 3 роки тому +2

    Yo wtf is wrong with the person at 0:36 lmaooo

  • @lG22209
    @lG22209 5 років тому +1224

    4:15
    Producer: how are you planning to pay it off?
    Guy:eating Ramen

  • @johnclyde6995
    @johnclyde6995 5 років тому +697

    A wise philosopher once said
    "Oh debt, yikes, oh, no.."
    0:03

  • @maryamspalace8558
    @maryamspalace8558 3 роки тому +5

    it's only my freshman year of college & I'm already about 10k in debt lol, I love it here

  • @herusaleron6793
    @herusaleron6793 3 роки тому +5

    i have $2,147 from going to the er once. and that’s adjusted. the original bill was $10,000 for some antibiotics and fluids.

    • @vengefulbeauty
      @vengefulbeauty 3 роки тому

      Got a staph infection the size of a golf ball in my armpit once. Was charged 3k for a nurse to cut out open and drain. Did not receive any medicine and what got me is they charged me $300 for a bandaid. A bandaid!

  • @jonathanacosta36
    @jonathanacosta36 5 років тому +2086

    The fact that a lot of them said "Not much" after $5,000 shows just how numb and used to debt we are in the U.S.

    • @kalliste01
      @kalliste01 5 років тому +135

      It even got to $10k with a 'not much' response. That's crazy! Not much is a couple of hundred not multiple thousands!

    • @willg6223
      @willg6223 5 років тому +37

      Depends how much you make.

    • @108nighthawk
      @108nighthawk 5 років тому +45

      And for retarded reasons too; parking tickets?! I am surrounded by financially illiterate retards and they are going to expect me to bail them out I am sure. No way.

    • @superweeb6969
      @superweeb6969 5 років тому +24

      You can accrue 5k in debt after a couple months of college, so yes I would say it’s not considered much in the grand scheme of things. This can easily be paid of by an average paying job.

    • @108nighthawk
      @108nighthawk 5 років тому +18

      @@superweeb6969 I got an Associates degree and payed like $2000 tops. The people taking on massive debt for college and degrees they will never use are doing so out of vanity and idiocy. They want to experience the "college life" or the metropolitan equivalent of "getting away and discovering oneself".

  • @Sam1point2
    @Sam1point2 5 років тому +915

    The amount of debt some of these people have would honestly keep me up at night.

    • @johnnywaffles2482
      @johnnywaffles2482 5 років тому +5

      Dont buy a house then

    • @bimbat6143
      @bimbat6143 5 років тому +2

      My dad has over 200k in student debt...

    • @Sindruzzzz
      @Sindruzzzz 5 років тому +37

      I would fake my own death and flee to Mexico

    • @speed65752
      @speed65752 5 років тому

      Me too.

    • @speed65752
      @speed65752 5 років тому

      @@johnnywaffles2482 Depends.
      Where do you live and where do you want to built your house?

  • @darkunicorn6027
    @darkunicorn6027 2 роки тому +2

    *THESE PEOPLE* : I have debt.
    *SQUID GAMES* : 😈😈😈

  • @maddie7414
    @maddie7414 3 роки тому +15

    im 20k in debt for one semester of college (: had no idea what i was getting into when i went to college so i'm glad i stopped when i did. DON'T go to a university college if you don't need to for your career folks, unless you're rich and can afford going

  • @kaelsherwood8984
    @kaelsherwood8984 5 років тому +1746

    2:49 "IRS thinks I owe them 39 Thousand..." Easily THE most underrated comment here 😂😂😂

  • @RicemanTV
    @RicemanTV 5 років тому +12287

    Moral of the story:
    Don't live in America

    • @dariuszp8119
      @dariuszp8119 5 років тому +347

      In Poland we have 4 times lower average salaries than US. Also minimum wage is about 3,5$ an hour. So still i would prefer work in US. Propably most people on the planet would say similiar.

    • @kaylinann914
      @kaylinann914 5 років тому +204

      WolfeCanada yeah they would. That’s why the immigration rate to the US is so high, legally and illegally lol.

    • @kutie216
      @kutie216 5 років тому +178

      Dariusz P I agree. Only Americans would be ignorant enough to think they are worse off for having debt that was likely their own fault, excluding medical bills obviously (but in the US, people who qualify as low income don't have to pay medical bills & they would be covered with medicaid or medicare).

    • @flymilo904
      @flymilo904 5 років тому +2

      hahaha That's the point

    • @cilia3696
      @cilia3696 5 років тому +13

      Dariusz P nah, your country just sucks in that aspect

  • @wingberry123
    @wingberry123 3 роки тому +3

    As the number goes up my heart started to feel tighter.

  • @nalaufaria7665
    @nalaufaria7665 3 роки тому +1

    “Not that much… 10.000” oh my dear 😂😂

  • @AnonXVIA
    @AnonXVIA 5 років тому +1758

    Not a single homeowner was interviewed that day

    • @Stickyickygnar
      @Stickyickygnar 5 років тому +25

      Dude for real hahah

    • @kryptx96
      @kryptx96 5 років тому +20

      That's what I was thinking lmao

    • @developingdaddy
      @developingdaddy 5 років тому +54

      I was thinking the same thing. Big whoop, $80,000 in debt! It's almost like the primary audience of this video is people who don't own homes or really utilize credit.

    • @yunglil3119
      @yunglil3119 5 років тому +91

      yeah that's because this generation is busy barely surviving in an apartment with multiple jobs

    • @DevilDog3330
      @DevilDog3330 5 років тому +35

      Seriously!! I was thinking the exact same thing. Between my house, boat, truck, and wife/kid expenses; I'm at a bit over $400k. Which is great in all reality. If they wanna see how average Americans are in terms of debt, they need to move away from who they are sampling and sample people who own a home and/or have a family (kids, etc.).

  • @ReedReed999
    @ReedReed999 5 років тому +1752

    *wears Balenciaga hat*
    "I'm $7,000 in debt"

    • @SnapszDuhh
      @SnapszDuhh 5 років тому +3

      Reed Spicer that’s why he’s in debt or he could have stolen it🤣

    • @irving9352
      @irving9352 5 років тому +35

      @Veritas imagine someone owes you $100. You see them with a new $300 hat and they tell you they can't pay you at the moment. There's better things to spend money on.

    • @dankburgers
      @dankburgers 5 років тому +4

      @Veritas You reek of someone who does not take any responsibilities for their actions. "Debt is illusory" tell that to the fucking repo man when they take your shit when you don't pay your bills.

    • @casperr1299
      @casperr1299 5 років тому +1

      Veritas maybe bc it’s their job and companies can’t afford for everyone to bail out on their debt bc they choose a dumb major with no jobs on the market. Also they willingly signed up for that debt knowing full well they had to pay it back plus interest, it’s all in the contract they signed. & sounds like they went to expensive colleges when you can always start in community college first if you’re tight on money, but if you’re low income college is basically free in the u.s. I literally basically get paid to go to college bc of financial aid

    •  5 років тому

      Callum DODD 300 HUNDRED IS NOTHING LOL

  • @taylorrichards3698
    @taylorrichards3698 3 роки тому +2

    Everyone in this video are so sweet, talented, and beautiful!! I love them all!!!!😍♥️

  • @michaelnguyen6518
    @michaelnguyen6518 3 роки тому +2

    I watch this one when I feel crappy

  • @tomhannah3825
    @tomhannah3825 5 років тому +374

    "Get hit by a semi truck, guys!" ...She found the secret! :)

    • @Social_Pugatory
      @Social_Pugatory 5 років тому +3

      Tom Hannah May If I pull up my bootstraps in the middle of the street I’ll get hit by a Semi and pay my debts off

    • @boated915
      @boated915 5 років тому

      Ma Op what a wholesome wish

    • @sneeze1647
      @sneeze1647 5 років тому +1

      Getting hit by a bus is how I’m gonna pay for college

  • @LB-uh6hs
    @LB-uh6hs 5 років тому +1798

    The robot dude is a savage 🤣... I'm not going to pay it tho

    • @Honerkamp
      @Honerkamp 5 років тому +55

      No, he's just edgy.

    • @LB-uh6hs
      @LB-uh6hs 5 років тому +6

      @@Honerkamp he's a legend

    • @SrSeiko
      @SrSeiko 5 років тому +79

      He's a dumbass.. his debt will just increase until he's so deep to get out of it..
      Genius

    • @thasoufside713
      @thasoufside713 5 років тому +3

      Shit I'm not paying for my speeding tickets either, he doing it right

    • @zzdesolatezz
      @zzdesolatezz 5 років тому +3

      @@SrSeiko I dont think you know how tickets work...

  • @Beyondtheseokjin
    @Beyondtheseokjin 3 роки тому +10

    the "eating ramen" guy is so relatable and just a mood omg in every single vid

    • @scapingby
      @scapingby 2 роки тому +1

      everything is a "mood" to you people.

  • @poisednails1
    @poisednails1 2 роки тому +1

    Cries in $170k 😭

  • @davidkraehmer2999
    @davidkraehmer2999 5 років тому +7359

    Fun fact: In the United States, you are more likely to go bankrupt because of medical bills than any other country. A Harvard study showed that of a sample of 1.4m people who have declared bankruptcy, 62.1% have been because of a medical-related illness or trauma, which is substantially higher than any other country, where the chance is much lower due to cheap(er) healthcare and good medicare plans.

    • @ashleyashleym2969
      @ashleyashleym2969 5 років тому +43

      Yeah thats not true......Its the largest and most well known first world country thats true for though.

    • @abcxyzsven
      @abcxyzsven 5 років тому +264

      @@ashleyashleym2969 I am just curious. In which other first world country is it possible? Because I cannot think of one without a gorvernment controlled healthcare system or something similar
      .

    • @MHG790
      @MHG790 5 років тому +16

      @@abcxyzsven Technically, this can happen to you in Germany under very specific circumstances.

    • @abcxyzsven
      @abcxyzsven 5 років тому +164

      @@MHG790 How? I am from Germany. My aunt for instance is now in medication for 4 years. She can't work at all and they had to cut off most of her right arm but we never spent one Euro on her medication. ( She also had like 30 operations minimum )

    • @periwinklephoenix
      @periwinklephoenix 5 років тому +247

      Brianna Torres Yeah you do lmao. It takes me a month to schedule my dental/ortho appointments. stfu lmao

  • @JMESIX
    @JMESIX 4 роки тому +2480

    The higher the number the more my anxiety went up. I can’t imagine owing that much money

    • @jarrettw3712
      @jarrettw3712 4 роки тому +58

      chances are you'll end up owing more then that, whenever you decide to buy a house/car

    • @caffeine4543
      @caffeine4543 4 роки тому +9

      Meh. It's all just numbers on a piece of paper.

    • @potaatoo8793
      @potaatoo8793 4 роки тому +6

      same. I'm out here going to uni and being pissed that I can't save as much as I'd want to meanwhile people have 130k student loan debt

    • @VioletEnds
      @VioletEnds 4 роки тому +12

      Yeah, I grew up in government housing and put myself through engineering school, so I can definitely imagine owing that much money 🤣. Student loans are a bitch. I'm currently making double payments, so should have it paid off in 4 or 5 years 🤞. It was definitely worth it, but I wish I lived in a place with more reasonable education costs.

    • @xfghjuga6480
      @xfghjuga6480 4 роки тому +2

      Then u better be a millionaire by the time u 25 if not ... IMAGINE IT

  • @staridise
    @staridise 3 роки тому +2

    I needed this, I’m going to college in the fall and I was scared agreeing to my first federal loans today. I just wanted to know I won’t be alone.

  • @thomasdooley3702
    @thomasdooley3702 3 роки тому +28

    Most people venture into crypt0 to be a milli0naire, meanwhile, I just want to be debt free

    • @christianajoe8563
      @christianajoe8563 3 роки тому

      @Eva Helen That's very practical and smart goal, a wise man once said do everything you can to get outta debt, one of his tips to getting rich

    • @kingbush9328
      @kingbush9328 3 роки тому

      Crypt0 is the future, investing in it will be the wisest thing to do especially with the current rise

    • @samuelroyal3818
      @samuelroyal3818 3 роки тому

      @@kingbush9328 stock is good but crypto is better

    • @samuelroyal3818
      @samuelroyal3818 3 роки тому

      @@kingbush9328 Stock is crashing, bitcoin investment right now will be at every wise individual list in a month you are ecstatic with the decision you make today

    • @markdamascus7878
      @markdamascus7878 3 роки тому

      2021 online stock is just difficult and unbelievable, I'll rather invest my money on crypto

  • @justinezey
    @justinezey 5 років тому +133

    that fact that most people are in debt for trying to get educated and staying healthy :(

  • @oDM0o
    @oDM0o 4 роки тому +1120

    4:12 "what's your plan to pay it off?"
    "Marry rich"
    "Eating ramen"
    Bruhh lmao

    • @MsRizz100
      @MsRizz100 3 роки тому +9

      Me when Imma have to pay for my veterinary college when I get older 👀 literally what imma do is be a stripper & have a sugar daddy or mommy and then take their money when they die 💀🖐

    • @oDM0o
      @oDM0o 3 роки тому +1

      @@MsRizz100 , same 🗿

    • @MsRizz100
      @MsRizz100 3 роки тому +2

      @@oDM0o yuhh🦴🍎🍵

    • @lava2266
      @lava2266 3 роки тому

      @@MsRizz100 hope you joking that's nasty

    • @hunterburk
      @hunterburk 3 роки тому +1

      EVERY EVERY EVERY woman says next time they get married they’ll get married for money. Good luck with that. Most guys especially rich guys WON’T get married EVER. They didn’t get rich because they’re stupid.

  • @seasonalserotonin2559
    @seasonalserotonin2559 2 роки тому +1

    Worst is when a Parent or spouse dies and suddenly you find out they have a maxed credit card bill. So not only are you in mourning, but you also go broke! Don't get a credit card folks.

  • @MrNick-
    @MrNick- 2 роки тому +2

    Me after this video
    “Where’s the nearest semi-truck”

  • @tragardh.
    @tragardh. 5 років тому +900

    If this was a Mr Beast video:
    ”100 People tell us how much debt they have and we pay it of for them”

    • @dotkingjames2128
      @dotkingjames2128 5 років тому +8

      He won't do this tho

    • @gokermitsewerside358
      @gokermitsewerside358 5 років тому +7

      He wont give anyone free money unless it benefits him. Why do you think he always donates to fortnite youtubers that are famous? More clicks = more money.
      He is a p.o.s i just bought some kid a meal at mcdonalds and all i have is 300 dollars I saw him with mud on his fave sitting back while his friends were all ordering food. I gave him cash and said go ahead and buy yourself food.

    • @WrennDestinee
      @WrennDestinee 5 років тому +1

      Or a David dobrick vlog.

    • @shaclachic3345
      @shaclachic3345 5 років тому

      David would literally catch all their debt easy

    • @brokenmatrix366
      @brokenmatrix366 5 років тому +4

      @@gokermitsewerside358 (assuming you aren't trolling) I mean, there are a few videos where he donated to popular streamers, but the vast majority of his donations are to selfless causes. Numerous vidoes with vast donations to food supply shelters, and such. I probably shouldn't have to list any more, as we are on YT already and you can just check his channel.

  • @Will-jg2zs
    @Will-jg2zs 4 роки тому +4745

    Comment section: *(Europeans have entered the chat)*

    • @champ4sho1
      @champ4sho1 4 роки тому +7

      Lol truth

    • @pedromiguel4196
      @pedromiguel4196 4 роки тому +85

      in europe, being sick sucks... in america, it makes you poor jesus wtf

    • @isabellecamile7717
      @isabellecamile7717 4 роки тому +15

      Here in Brazil too, it's sad that the corruption takes almost all the money, but we have it for free

    • @patrisbloom6765
      @patrisbloom6765 4 роки тому +2

      Strait facts

    • @annabella9378
      @annabella9378 4 роки тому +7

      And me as an Australian ! We have free healthcare and in some circumstances education as well

  • @millienexu5684
    @millienexu5684 3 роки тому +1

    the amount of people who were like "credit card debt"... yall worry me, those rates are barely legal it's so bad

  • @gldsundrp9087
    @gldsundrp9087 2 роки тому

    only welcoming the debt free energy that was in the beginning of the video 👌🏾
    i should of never gone to university 🤦🏽‍♀️

  • @grettaclarkson6511
    @grettaclarkson6511 5 років тому +1547

    "Just get hit by a semi!"
    Girl I've been trying 😩

    • @Rahel63
      @Rahel63 5 років тому +33

      I said "where's a semi truck when you need it?". Lol

    • @womblenose9506
      @womblenose9506 4 роки тому +22

      When you wish for a horrific incident to happen cause it actually will make your life better

    • @annakatrinagreen
      @annakatrinagreen 4 роки тому +39

      y’all my friend got hit by a sheriff and got a 200k settlement there’s a better option here

    • @mrflashs22
      @mrflashs22 4 роки тому

      ill give that one a go if it dosnt work at least i wont need to pay the debt lol

    • @dacypher22
      @dacypher22 4 роки тому +2

      I tried this plan once. I didn't get hurt enough so it was a waste of time.

  • @panos1b
    @panos1b 5 років тому +5773

    Student loans
    Laughs in European

    • @rimelgana1656
      @rimelgana1656 5 років тому +57

      Wait why? How? XD you don't pay for that? (Sorry i'I've never been to Europe)

    • @davidl5106
      @davidl5106 5 років тому +343

      Universities a free in a lot of EU countries, like germany. (actually we have to pay a solidarity-fee, but its about 300$ a year, which is nothing compared to the US)

    • @davidl5106
      @davidl5106 5 років тому +498

      The healthcare system is also not bad. So you can basically get a degree + break your leg and basically pay nothing. Thats what we use tax money for, here in europe. But maybe US citizens prefer fighter jets and aircraft carriers anyway

    • @ItsJosh
      @ItsJosh 5 років тому +87

      50% taxation rate
      You can keep your free tuition.

    • @DiabolicalPaperClip
      @DiabolicalPaperClip 5 років тому +504

      ​@@ItsJosh I don't give a fuck about paying taxes if it means I have commendable public services, healthcare whenever I need it, and the knowledge that people in my society who are incredibly poor also have this security.
      Also the top income tax rate in my country (UK) is like 45% for the ABSOLUTE richest so idk where you got that notion from lmao. Keep your sad individualistic culture.

  • @frefra1886
    @frefra1886 3 роки тому +2

    living in the UK, no medical bills, no student debts, and no credit card debts, this video gives me genuine anxiety

    • @jedbone1451
      @jedbone1451 3 роки тому

      Dude we have credit cards and student loans here ya mong

    • @frefra1886
      @frefra1886 3 роки тому

      @@jedbone1451 I actually got paid to get my nursing degree! So I don't have student loan. Don't be too quick to judge without knowing all the details.

  • @yanbaihuzxzxzx
    @yanbaihuzxzxzx 25 днів тому

    Got tons of debt, but no one getting it back 😂

  • @quandrellhendricks
    @quandrellhendricks 5 років тому +526

    Pay off your credit cards. With your credit cards
    Thanos: *Ive used The Stones to Destroy The Stones*

    • @kozen651
      @kozen651 5 років тому +4

      WAIT IS THAT ALLOWED?

    • @isabelgarcia3066
      @isabelgarcia3066 5 років тому +8

      You can’t do that. Credit cards don’t accept payment from another credit card. Don’t ask how I know that 😒

    • @courtneyjean3729
      @courtneyjean3729 5 років тому

      Kozen you cannot and should not

    • @janeth3008
      @janeth3008 5 років тому

      @@isabelgarcia3066 Are you serious? Get a lower rate interest credit card (or 0%) and transfer the balance from the existing one to it. Don't get any store cards, the interest rate on them is unbelievable.

    • @giuliettamurray35
      @giuliettamurray35 5 років тому

      SKSKKSSK

  • @NB-mn8zt
    @NB-mn8zt 5 років тому +4808

    Imagine having to pay for healthcare and university lmao

    • @Sun-Tzu-
      @Sun-Tzu- 5 років тому +150

      Wooo Capitalism!!

    • @edwink1467
      @edwink1467 5 років тому +679

      *laughs in norwegian*

    • @kassemmsh315
      @kassemmsh315 5 років тому +12

      Here in Lebanon we do :p

    • @Scareth
      @Scareth 5 років тому +120

      Ikr so sad, doesn't give everyone the same opportunities.

    • @alayanus1365
      @alayanus1365 5 років тому +182

      laughs in british

  • @devilsreject78
    @devilsreject78 2 роки тому

    man would i love to come and work for you guys, i have some of the craziest ideas, too bad your so far away... keep it up guys love your videos

  • @zedlyfe
    @zedlyfe 3 роки тому +1

    "I have alot of parking tickets, I'm not going to pay it tho" lololol

  • @nicolord-schutze6261
    @nicolord-schutze6261 4 роки тому +1936

    For fuck’s sake, no one should be 130k in dept just from going to college that’s ridiculous

    • @dizdizx3917
      @dizdizx3917 4 роки тому +50

      Nico Lord-Schutze
      Hes paying more to be qualified for a higher paying job. Of course it makes sense :)

    • @JamieBooom
      @JamieBooom 4 роки тому +173

      Diz Dizx I hope to God you are joking.

    • @dizdizx3917
      @dizdizx3917 4 роки тому +11

      JamieBooom
      Ok, you tell me whose choice it was to go in debt when it comes to education?

    • @JuniperDev
      @JuniperDev 4 роки тому +78

      Diz Dizx Non-Americans (and non-Canadians.. non-British..) looking at that comment know it makes no sense LOL

    • @suave-alpaca8412
      @suave-alpaca8412 4 роки тому +70

      Diz Dizx education shouldnt be that expensive. It baffles me when people treat it as a privilege rathet than necessity

  • @amiera1233
    @amiera1233 4 роки тому +597

    “Get hit by a semi truck guys!” 💀

    • @liltrixie2281
      @liltrixie2281 4 роки тому +4

      Can you imagine the amount of damage she inflicted on the Semi?

    • @BeesonsCars
      @BeesonsCars 4 роки тому +8

      The American college student dream!!

    • @mangumangoo
      @mangumangoo 4 роки тому

      Worked for Tracy Morgan.

  • @kinoshkiwa
    @kinoshkiwa Рік тому +1

    I always hate my job for how stressful it is from working 50 hours a week but I should really be thankful for having 100k in my account with no debts to pay.

  • @akire628
    @akire628 3 роки тому +1

    I'm grateful to say that I've successfully avoided having student debt. That sounds stressful

  • @KaiBellarose
    @KaiBellarose 5 років тому +2405

    $40,000+ student loans 😧
    ...so, who's got a semi truck ??

    • @agzuhdhdandicycidjs3230
      @agzuhdhdandicycidjs3230 5 років тому +59

      If you do liberal arts then you deserve it

    • @JD.727
      @JD.727 5 років тому

      Same

    • @kgal1298
      @kgal1298 5 років тому +38

      @@agzuhdhdandicycidjs3230 LMAO some people actually do well and have liberal arts degrees. This is such a joke. People forget that liberal arts degrees land into a wide range of jobs: www.collegeranker.com/liberal-arts-degree-jobs/

    • @RubyJamez
      @RubyJamez 5 років тому +25

      @@agzuhdhdandicycidjs3230 oh man eat shit, I did sciences and am now at 100k and job that pays well but requires basically any bachelor, I'd rather have 40k in liberal arts

    • @GuyFromTheSouth
      @GuyFromTheSouth 5 років тому +1

      UPS pays drivers 40 an hour

  • @PouryaBigonah
    @PouryaBigonah 5 років тому +3101

    Every European watching is laughing the loudest evil laugh

    • @silvervixen007
      @silvervixen007 5 років тому +472

      I'm just feeling sad for them. People deserve affordable health care and education

    • @alexscheel3881
      @alexscheel3881 5 років тому +61

      Their neighbours of the North too^ 🇨🇦

    • @Jannyl13
      @Jannyl13 5 років тому +101

      I'm German and I am 15 000 Euros in debt. (mainly because of my compulsary term abroad and a flat that (I realized too late) was too expensive for me...). And I always thought that amount was super stressfull. Hearing that people are 100 K in debt due to medical bills and collage is actually pretty shocking to me. I can't fathom how heavy that must weigh on one's life.

    • @LunarySSF2
      @LunarySSF2 5 років тому +57

      A lot of them replied "student loans... student loans... student... being a college student... student loans"
      haha but seriously I feel horrible for them

    • @helenavleminckx68
      @helenavleminckx68 5 років тому +17

      But also feeling bad that education and health care has to be this expensive in the US o.o

  • @sophievankampen5331
    @sophievankampen5331 3 роки тому +4

    “Do you have any debt?”
    “Dead?”
    “Debt”
    “Oh-“

  • @conway4758
    @conway4758 3 роки тому +1

    Can we just talk about the parental disappointment at 0:37?

  • @tial6812
    @tial6812 4 роки тому +651

    "Marry rich , eat ramen" were my fav answers lmfao

    • @Nero-lx2gs
      @Nero-lx2gs 4 роки тому

      TIA M 😂😂😂😂

  • @visualdisappointment8174
    @visualdisappointment8174 5 років тому +1223

    I only watched this to feel better about my debt situation. Misery loves company.

  • @Gumbocinno
    @Gumbocinno 3 роки тому

    The last few seconds of this video got a laugh out of me.

  • @joseh5559
    @joseh5559 3 роки тому +1

    That last guy making at least 130k a year he has no worries about his debt lol

  • @asens6241
    @asens6241 5 років тому +1245

    3:26 : “get hit by a semi truck”
    Honestly I’ve been considering that for a while now...

    • @patpatpatpatsquire
      @patpatpatpatsquire 5 років тому

      Too real

    • @Lindaliddle1
      @Lindaliddle1 5 років тому +5

      Been there... Only works if you have a witness on your side otherwise, you end up in more debt.

    • @Blag_Cog
      @Blag_Cog 5 років тому +9

      Yeah. But sadly this merely continues the spiral. Now the semi-truck owner has debt.

    • @asens6241
      @asens6241 5 років тому

      This is just a joke. I pray to go that I never have to experience this.

    • @jaccson5682
      @jaccson5682 5 років тому +5

      3:11*, idk why you would put the time stamp right after the clip ended tho...