Are We Financially Ready to Have a Baby?
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- Опубліковано 11 жов 2024
- Are We Financially Ready to Have a Baby?
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I hate when people say there's "never a right time" clearly being unemployed, making minimum wage, having six figures of debt, living paycheck to paycheck, etc are all examples of it NOT BEING THE RIGHT TIME. This is how poverty becomes generational. Teach people to get started on Ramsey's baby steps before deciding to start a family!
a little bit louder for the folks in the back!!!!!!!!!!!
Agreed!!!!
The statement does not mean there is not a wrong time. What does the right time look like?
@@Justsayingthat The right time is when you are financially stable and can give that child a decent life.
@@misspriss2482 no one is ever financially stable because you never know what the future hold. I think the more appropriate answer is when you’re responsible enough to know how to prioritize your life.
At least they're asking the question! Too many don't even consider the affordability or lack thereof of having and raising kids.
Exactly!
I do think there is value in waiting.
My wife and I got married really young. She’s pregnant with our first baby 10 years later. We are without question financially ready. We are emotionally and intellectually ready.
We’re incredibly thankful for our child to come. There isn’t a second of hesitation, doubt, or worry. It’s just a blessing.
What a blessing!! Congratulations!! :)
This is beautiful. Your child will grow up loved and protected and provided for.
Are we financially ready to have a baby...
Depends. What's the baby's annual income?
Sell the baby's car.
😭😭😭😭
ouch
Lol
@@jackk1583 You bought too much stroller.
I posted this on another Ramsey video where they asked about starting a family. We have a 14 month old and to date have spent about $28k. We are debt free (except mortgage), and that number includes maternity clothes, nursery furniture/decor, everyday essentials, daycare, 529 plan, healthcare, holiday gifts, food/formula, etc. We are mindful spenders too so most clothes were used, the strollers were bought used, and a lot of items are used. My wife makes fun of me but it is nice having an idea of where our money goes and what these little ones actually cost.
My mom had me when she was living below the poverty line and had to go on WIC. Not yet married to my dad, who was also poor. But they worked hard, took better paying jobs in a different state to move out of their dangerous neighborhood. Then a few years later had my sister. We struggled when we were younger, but we always had food on the table. And my parents’ financial situation improved to be healthy middle class. My mom told me “there’s never enough money” when you’re planning. But when you have kids, you make it work. They’re not as expensive if you are wise and disciplined.
Daycare costs ... $300/week adds up unfortunately.
Now, this one is a good one! No Matter what we are never ready for a child, you never know what it might bring
That's why it's dumb to have kids.
My teen girls asked if they were spoiled, I told them don't ask me,
Ask Siri on your iPhones.
Babies are as expensive as you want them to be.. as long as you aren't living in poverty you're good to go.
Exactly! Babies need love, diapers, and nutrition. Everything else is extra... fun but extra.
@@aqueen13 they also need a roof over their head and healthcare. What if you end up with a disabled child. You can't pick the child you have. It comes out the way it comes out. Love is sweet and good and all but its doesn't pay the Bill's. You can't cash in love at the hospital when you need to pay the Bill's. Everyone just needs to get with reality!
@@tessy28 I totally agree! You should be able to cover the basic necessities of caring for your baby, no matter what struggles they come with. There is a ton pushed on new parents that is not essential though, and those things can make having a baby crazy expensive. Most people who talk about how expensive kids are, include a lot of non-essentials in their estimates.
This is the most sage comment in the chat. Amen kara. 100% on your side.
No beating around the bush, a baby is going to mean sacrifices. You have to determine what goals you have that may be delayed or become impossible once you have a kid, and what goals you will prioritize as parents. Some of them may be financial or personal. If the price of those goals you will give up right now is worth the joy of a child, then do it. Word of advice, make the baby steps one of the goals you won't give up.
This is the correct answer.
Dave down played the financial aspect of having children. Day care is more expensive than a car payment. It does come down to what you want to prioritize.
Dave seems to be coming from the standpoint of a traditional family where the wife stays home. Bc childcare is a ridiculous expense that needs to be considered. And pre-K is no longer free in some states so if both parents work you’ll be paying 5 years of childcare per child. Formula and diapers are also expensive. The joy of having a child does not completely outweigh the cost.
It is 100s of thousands when you add in college funds, clothes , insurance, medical bills, food for 18 years. If the kid ends up special needs, you will be broke.
You could also end up raising your grandkids too. Many grandparents have.
@@stephencullum8255 I’m preparing my children now when they are young. “You don’t want any kids when you grow up, do you? 😝You can go to Disney world more often if you don’t have kids. 😂”
Yep! but unfortunately most folks don't think of it this way...They are delusional and romanticize having "cute little babies". They don't truly consider the enormous financial(and emotional) responsibility that comes with raising kids.
@@stephencullum8255 There's a saying for this. I believe it goes . "Raise your children and you can spoil your grandkids. If you spoil your children, you raise your grandkids.
You don't have to buy every thing name brand, don't need to pay for their college.
How do you know its "100s of thousands "?? How many do you have?
Some people need to be told the hard truth that they cannot afford to have kids. I see wayyyy too many people on gov’t programs with multiple kids. It’s not fair to us taxpayers who have to pick up the tab
THANK YOU!
But those people don’t have kids because they want children… They have kids because they want a check
@@EB-gt1pq agreed
It’s mainly single moms
We pay taxes for plenty of unnecessary things. Everyone pays taxes. You should just be glad that if anything happened to you you’d be able to at least try and get the help you need. I have no issue with a minimal amount of my tax money going towards people!
Is the answer "It doesn't matter"? "Do it anyway?"
This is the only time I haven’t agreed with your advice... You didn’t even ask if they had a house yet. It was one of your videos that said get married buy a house then have a baby.
There is no “perfect” time to have a baby.
"Never" seems like a perfect time.
Just don’t be broke
There is when you can financially afford it. No one should be having kids on welfare and make the tax payers help raise their kids.
@@RhinoXpress doesn’t the school system do that anyway? I agree people shouldn’t have children when they are on minimum wage. But it’s not impossible to do so without financial assistance. Our tax dollars are being wasted in much worse ways.
@@Tarikb90 the school system is for education purposes. It's not a welfare system designed to help raise people's kids. Well why are people having kids when they cant even afford to support themselves if they are making minimum wage and need gov aid then. That's the problem with throwing money at something with lack of accountability. Yes, but be that as it may, it still doesn't excuse money being wasted in general and not holding people accountable for their irrational decisions regardless of what it is.
The idea that someone who is supposedly a financial expert but tells someone to have a child with minimal resources is a joke.
don't have kids when you are broke
it. is a person choice. Meaning time is money and kids require time and/or money! Choose wisely!!
She seemed to ask in a way that made me think she believed a certain of money is needed across the board. My daughter buys my grandson all top of the line clothes, while my son buys my other grandson second hand clothes. They are both doing what they can afford to do. Same amount of clothes just different price tags.
It costs a lot in the sense that your ability to do extra work is limited.
How many do you have?
It’s common sense to know that broke people should not have kids, but Dave would be contradicting himself by saying that, knowing that he had kids while he was bankrupt.
If both parents work make sure there is room in the budget for daycare. That could be 150-200 a week. As long as you can do that you will be good
This was the first answer from Dave that disappointed me. He never brought up cost of childcare which in many places, is a mortgage payment btw.
That depends on a lot of factors. Do both parents work? Can one parent work from home? Is there family or friends that are around to help babysit when working? It's pretty common sense everyone should know babysitters and daycares are expensive.
@@dedalliance1 working from home and watching your kid all day isn’t a sustainable option for most people. My husband did it with our son for a short period of time out of necessity during the pandemic and it was nearly impossible to get anything done. Also, why burden friends or family to watch your kids for free while you work? That should never be thought of as a legitimate option to impose on others for free childcare.
@@dedalliance1 of course it depends on a lot of factors but that's the point, these are the kinds of things you need to think through financially. If one of you has a high enough salary that you can go single income, or you have a retired parent willing to baby sit your child for 40+ hours a week for free then great, but for a lot of people that's not possible. And working from home or asking your friends to pitch in are emergency options, not something you can sustain for years on end.
Dave always just assumes people have family nearby to watch the kids or are making enough to have the mom be a stay at home. Lol😂
That was a very weak response by Dave. The cost to raise a child is much more than food and utilities. For this woman ok but for lower to middle class families, an extra $100 per month can be a stretch in the first few years. Once they're in school there's clothes (shoes!) school fees and activities, Ipad and phone (god help us), gas to run them around. Some of that's lifestyle choices but unless you're off-grid homeschooled living on a homestead the modern city life adds up. She's right to plan ahead and do more search elsewhere to see what typical budgets look like.
From my personal experience, the actual cost is not what you spend on the baby, but the struggle that comes with it, if both of the parents are working. One probably need to quit the job etc.. and that put the financial situation in doldrums.
Quit a job? What if they spent time and energy studying in college to eventually just quit their job?
@@juliettezea9507 What if there's no other way to take care of the baby?
@@goletest - well then seems like if someone plans on having kids someday forget getting a masters degree or working too hard in college
@@juliettezea9507 It is not like forever, but you need to stay away from working for a few years. Getting degree still makes sense. We are doing really good, financially, because of our education after years of struggle.
Very good question! Kids are very expensive. They cost large amounts of time, energy, and income.
Dave loses his mind over a 200 dollar car payment. Meanwhile 1000 month daycare. yea kids won’t cost ya much. I wonder about Dave
I think he just assumes everyone just has a wife like his who stays at home
Always nice to have papa Dave's approval though 🤗
My friend who had a baby, was pregnant with her second and was worried about being able to afford it and I asked her if she was able to afford the first one and she smiled. You find a way.
And say no to coca cola, by the way.
You find a way sounds good, but it's not very realistic. Whether or not you can afford to have a child (or two) is a question that every prospective parent needs to ask themselves. There are definitely situations in which having kids is not a good idea. If you are barely able to put food on the table, if the electricity and the gas are cut off sometimes, and/or you are up to your eyeballs in debt and you know that your kids will have to suffer and/or want for essentials, don't have kids or more kids. It's not fair to them.
What’s the difference between having a baby on a whim and financing a $100K sports car on a whim. Both impulsive decisions.
@@DanielE-oq1dt
The difference is a human life and an inanimate object.
Children aren’t expensive until you have to pay child support. Then, the judge will demand that you have to hand over a small fortune every month to your ex-wife. It’s a special debt that you can be thrown into prison for.
“we buy a little more macaroni” 😂😂
We've been raising children since we lived in caves and hadn't invented cooking. It's a priority thing - you are ready for a child when you accept that it is one of our core purposes in life
This comment is so wholesome. Being ready to have kids is not about wether you’re financially stable but rather it’s a purpose in life you’re ready to fulfill and you’re happily settled with a loving partner. I had it all wrong before my son then the almighty above said “Here, let me show you, have a seat at parenthood” it’s the best hood I’ve ever been to!!
Yet Cavemen didn't wipe their Butts or had running water, much less an understanding of Economics or Science.
We are living in different times where the cost of living for just one human being in a western country is absurd, even in third world countries the cost of living is staggering and wages are stagnant.
Cavemen didn't have to pay thousands of dollars or pounds for hospital bill's. When they got ill they just straight up died.🤷🏾♀️
they also rarely saw old age and children were simply a biproduct of sex.
Bless him when he says ‘have a baby’ ❤
You are never ready in any way for your first child. Definitely worth it. But look for help from those you trust.
@Brian J that's a lot of words. Sometimes you want kids and can't have them. Sometimes they keep coming even with precautions. Either way a loving committed couple should be able to handle anything life throws their way. God Bless
No one :
Dave : what’s the baby’s household income?
Not having kids has been one of the greatest decisions of my life. More should try it.
And your point is?
I can already tell it’s going to be a stupid reason but do go on!
my mom always says to me how would you feel if I didn't give birth to you, i always shrug and say I wouldn't feel anything because I wouldn't exist it is neither positive or negative it is like explaining the feeling of nothing which is impossible @@northstar2850
@@markb2007he is saying that you wouldn’t be here if your mom had your mindset.
Being willing to suffer often Brings Great Rewards
I don’t have kids because i love sleep and money.
Waited 4.5 years into our marriage before having our first baby.
I died when Anthony said he was proud of Dave for his answer and Dave said thanks 😊
Such a jokster that was hilarious
If you can ask the question out loud.... can I afford a Porsche, guess I can afford it. Thanks Papa Dave!
While children are certainly expensive, the biggest variable for most parents is college costs. If these parents want to pay for their children's college, their change in lifestyle and planning will be much greater.
Honestly disappointed with his answer. People should at least try and prepare and have a good emergency fund saved in case the delivery doesn't go well or the baby is preemie, or if mom has complications. Yes once baby is home it's not too bad it's pretty much as expensive as you make it the first couple years, but a couple days in the NICU can destroy your finances and not having an emergency fund and stressing about money while also stressing about mom and baby is not something I would ever wish on anyone. You should also have life insurance.
No there is no perfect time to have a baby but you should be responsible and prepare for it as best you can and be in a stable position so you can fully enjoy your experience with parenthood.
Dave forgets how expensive diapers are
and daycare.
It's been a long while since Dave had kids in diapers.
Still better than most people having kids like it's pooping.
If you are considering daycare for a child under 3 years old because you can't afford to stay home, you can't afford a baby.
I want to have kids, I feel like it would financially motivate me also. What baby step should I be on before kids? I’m almost 30 :/
get that baby on rice and beans
Actually Dave...babies are really expensive. These lies are unbelievable.
I wouldn’t call them lies. Do you buy your children brand new clothing and toys? What is it that’s so expensive for you?
@@EB-gt1pq Toys and clothes aren't the problem. It's the cost of healthcare, childcare (or loss of income if one parent is staying home), and quality education that you need to worry about. These things are enormously expensive.
actually its the opportunity costs, if your wife has to stay at home to raise him they basically cost whatever their yearly salary was. If your wife was making $100k a year then that baby costs $100k a year. To use Daves own rhetoric "You don't get a pass on math" @@EB-gt1pq
Its a nice concept and I'dlove to agree 100%, except for daycare that's $200/week ...
Yup. Full time childcare can exceed a mortgage payment in many areas. We pay more for daycare, private school tuition, before/after school care, and summer care (for our school aged kiddo) than we do for our mortgage.
The most expensive thing is daycare. Once kindergarten hits you’re fine. Get as many hand-me-downs as you can… They are very easy to get since people are always giving their stuff away for free. Dave is right… You really don’t notice the little expenses here and there.
Me and my wife have no insurance and she wants a baby but I’ve been freaking out because we have no insurance and I’m thinking the hospital bills are going to be huge.
And child support (assume the worst)
Kids cost so much more than this clip and Dave would lead you to believe.
JUST. DON'T. ...it is so unfair to the kid(s) if the parents don't have enough $ to raise them/give them a decent life.
You could look into homebirth or birthing at a birth center or with midwives/birth nurse versus a hospital. It's a significantly cheaper option and overall generally better option because hospitals take an assembly line view of birth.
There is a mental/stress cost on the body, a loss of capital to invest (opportunity cost) and the actual cost of purchasing anything the kid requires. If you did not have a kid you would probably work more and invest more.
Work and invest for what? A meaningless life?
@@552mustang Its just pros and cons. You will be more free and have less stress. But you will miss some of those awesome moments of being a parent.
@552mustang Thank you for this insightful response. Now, I'll go on and willingly suffer by having 3 kids and drown in debt, physical and mental stress because life is meaningless
Billions. Literally billions of people have had children penniless and they must have done well because here we all are. What a stupid conversation. Make babies if you are physically able to. The human race depends on it.
The quick answer: No
Kids don't have to be expensive. If you can breastfeed it saves a lot. You can cloth diaper, shop at thrift stores, and keep things minimal. I had my daughter and became a stay at home mom while my husband only made 32,000. We made it work, and I have no regrets.
so the baby was still expensive even if you worked for minimum wage you not working cost you $15k a year as that would be your annual income if you were working for the federal minimum wage, so that's bare minimum, if you could of been making what your husband is making then the baby cost you $32k a year. It is called opportunity costs.
Someone once said " there's never a perfect time to have a baby, but there's a wrong time to have one".
One child is around 270k from zero to 18.
Its actually much more than that if you invested the 270k over 18 years.
@@Mike-dd8bd but imagine what you can do with 270k +
You don't need $200k laying around in cash to have a baby but the out of pocket healthcare expense for the pregnancy period and delivery is considerable, as is the permanent increase in health insurance premiums going to a family plan. The other large problem for many families is the cost of either A) day care or B) loss of income if one spouse stops working or goes part time to raise the child. Utility bills are the least of your problems.
And if you're going to do it right, now you need to pay for life insurance on yourself and save for the child's education costs.
"If you're asking the question that means you're probably fine" is pretty lame advice. Having a child before you're financially prepared is pretty high on the list of ways people drive themselves into financial ruin.
I want that Ramsey Coffee Cup
Once you get out of diapers and formula the costs go down significantly. Also as long as you are working hard in your careers your income should rise as well. That helps offset some.
@Emma Madison "If you don't even have something saved up for the kid, you claim to have. Do not bother bringing him into this world to suffer."
What about education costs? Them bills ain't gonna pay themselves
I bet they did the freak nasty after this phone call.
CTFU 🤣😂🤣😂🤣
gave her the ole creampie
Child free all the way ✈️
Uhmm childcare costs…. Hello?
This made me feel better about having a baby in the future!
When did life become all about money? Having a baby can be an amazing experience that’s priceless. Of course don’t have 3-4 kids on a very low income but having 1-2 on an average income can make sense financially and bring extreme happiness to your life long term.
Yea. This is so sad and unnatural. We're supposed to carry on our legacy. You can't put a dollar amount on a good upbringing smh.
I think it's responsible to at least be stable and have an emergency fund if you're trying to have children tbh. No it's never going to be perfect, but you can at least try and be prepared.
"you are ready to have kids if you are asking if you can afford to have kids." What? How does her question about having kids, automatically make her ready to have kids? that doesn't even make any sense. Furthermore, he never even looking into her finances or debt first, which is completely an un-dave like thing to do. Fact is, kids are expensive regardless of what dave says. There have been long term studies on the avg cost per child. The avg cost per child can range from anywhere between 80k to 100k, from the time that they are born, to the time that they turn 18 years old. So, for him to act like kids are just some minor expense, as if they are a cat or something is nuts. Then again, dave is the same guy that have said many times before "kids aren't expensive, they eat what you eat." Maybe because he's been rich for soo long, that he forgot how expensive kids can be..
Well, if you are broke you wouldn’t be asking if you can afford a baby. You can never plan enough money for a baby. You can only do your best. Just as long a you know how to be responsible and prioritize.
@@NoneYa-pg6dk you don't have to be broke. Some people think they can have kids on their budget when they really can't, without causing them financial strain and they only realize that after the fact.
God calls us to love. He’s made us in his image. You do t plan a child, you love and accept the fruit that is given to you.
We should have more kids born in Canada. So government stop importing cheap labor from overseas
put the children back to work in the mines, the children yearn for the mines
it's frozen deat there
@@MoneyMan28 no u have to sacrifice pleasure for future
@@spawn11 but a c0nd0n is cheaper than paying 18 years of child support
Good luck with the diapers!
The answer is always NO.
Those numbers are also over time not all at once
Kids are financial nightmares and make zero sense. They are worse than buying a car or boat. If you have kids, you need to be mindful of finances but remember kids only value are for your own mental health and legacy. If your goal is wealth or early retirement don't have kids.
They don't really improve mental health either. Quite the opposite.
could not agree more. EXTREMELY overrated. Happiness is subjective, but one can certainly still have a fulfilled life without marriage and/or kids.
"Have a baby anyway?" WHAT. Breastfeeding and i still have to supplement and that's $300 a month in formula plus $3 a day in solid baby food, plus diapers, plus constant clothes.
PLUS If she has a pandemic baby, she won't get any help from a baby shower. Visits will be limited so she won't have people bring over gifts that will help her save money on food and baby things.
How cow what kind of formula is your baby on??? My son is 100% on formula and we spend less than $100/mo on it!
People can still send gifts even if they don't have an in person baby shower.
Gotta take out a HELOC to pay for that organic, small-batch, free-range, artisinal, vegan baby formula
@@spaceghost0813 LOL only the best of the best for her baby
@@jill9606 You must be getting the powder water combo. No shade, but as someone mentioned, I do get the best of the best lol
The amount of people putting a dollar amount on children in the comments. If parents are doing their budget, talking to recent moms about the costs involved in having a child and are able to fit into their budget, I don't see why not. As long as their offspring is receiving proper levels of care. You can gain money, you can't gain time. Telling a 45 year old lady she's not financially prepared for a baby is dumb.
Prepare for those day care bills. $350 a week
Or if you get married realize its called saying yes to a family, and reprioritize your value ie family. Or don’t get married.
is it really that expensive?
@@michael567jober yup and that’s just the cost to be there. You still have to provide everything for them while there. That’s why my wife left the workforce when she was pregnant with our second. Now we have four haha. If you factor what her income was and what we would have paid, she would clear like maybe a few hundred a month. So, by losing the few hundred (if that) a month for our kids to stay home with their mother, having home cooked meals every night, house always clean (not toys they’re everywhere no matter how much you or the kids put them away), and having a life that isn’t as rushed is worth the measly few hundred dollars of income lost a month.
@@rvenang1 I'm assuming you have a great paying job which is good cause it gave her that luxury to stay home. unfortunately so many are struggling barely making ends meet then have the nerve to bring a child in that mess. I totally disagree with Dave's response. it's selfish to bring kids into poverty
Here is something no one thinks about, its call opportunity cost. Just imagine taking 350 a week and putting that into a investment fund for 20 years instead of paying for day care.
You can never be ready 😂
Hey I'm early.
Have you noticed Dave throws ALL financial sense out the window when it comes to "Tradcon Christian Values"?
Seems like if you don't plan on having children, car payments aren't a big deal. $800 a month is still $800 a month whether it's kids, or a car. Personally, I'll take the car.
Kids are basically $350K Lamborghinis with 18 year financing. Don’t do it.
LOL! That is such a good way to put it.
Yes they are. Anyone who says otherwise is living in la-la land.
If you have to ask. No.
Having kids in 2021 is a really dumb idea
False. They could’ve said that in every era, every year. There’s never a “good” time to have kids.
100%
Babies are born everyday just like people die everyday. That will never change no matter what's going on the world that's the circle of life. That was a silly statement
@@candace9560 I guess so 🤢
@@Joelvete6 lol. I think you got some maturing to do.
In other words, Dave told her to get busy tonight 😂.
Nice work 📭🎆✨
Tax credits for them kids too
Paying child support is nothing comparable to the tax breaks.
I remember when I thought it would be cheaper once kids were out of daycare.. lol
Jeez people are calling about every life decision now lol. Yal do have brains of your own.
I can “afford” my children but daycare.... omg
Wealthy and middle class people have kids. If you are poor don’t do it.
were your parent wealthy when they had you?
@@Videpedia101 My parents were and still are married and middle class, just like majority of generation X/Baby boomers. And don’t try to come on here trying to twist my words as if I said demeaning towards poor people with kids. I work in social work with singles moms everyday. I am giving sound advice here just like Dave. If you are poor and struggling you should not have kids. Don’t do it!
@@TimeisUp22 I agree to an extent. No one is ever financially stable enough to feel secure about taking care of a baby. Like Dave said, use common sense. If you’re planning, definitely consider if you’re able to meet your needs (shelter, clothes, food, water, etc.) if you can’t then you shouldn’t even be asking for a baby. The real question should be, are you responsible enough to create another being?
Just don't.... Growing up while having to watch your parents struggle to pay the bills/make ends meet is NO way for a child to have to live. I know, because i watched my parents/experienced it.
If everyone had that attitude most of you wouldn't be here. The message should be to be sensible and live within means when you have kids....not to be rich
It's okay to not have children as well. Everything is not as it seems. That family you see at a restaurant is not the archetypical example of happiness. If you knew what they had to go through to get to the restaurant, you'd be thankful for your single, boring life.
No, not really. I remember life before my wife and (quite a few children). This is immeasurably better. My single life was good, but nothing is as good as family in this life. Just thinking about my wife and kids makes me almost overcome with happiness.
agreed. it's not for everyone. lots of people can be totally fulfilled and happy without marriage and/or kids. Happiness is not a one-size fits all.
300k-500k It’s a pretty good reason for me not have any children…..
If you're married then you are ready to have a baby (lots of them)
Sell the car
Don’t do it. Children will make you broke and miserable.
Awwww...why do you feel this way? Did something happen in your past?!?👀👀 genuinely curious.
What if your parents had the same thought as you. You wouldn’t be alive. I understand not having 3-4 kids on an average income but having 1-2 is very doable making 150k as a family. Raising a child and watching them develop can be priceless. Life isn’t all about money anyways
@@MissHunterELA I saw my parents struggle and when they had money for a few years before the 2008 collapse, they blew it on vacations for us we didn’t ask for and then years later, they still use that excuse to not want to change their situation and better themselves. I never want to be in the situation and to live my life as stress free as possible. Now a days, it is much more difficult to raise a family on a middle class salaries while saving for retirement and what not. Vasectomy is the top of my list. My girlfriend doesn’t want kids either.
stick to cars brah.
I sincerely hope that no baby EVER has to eat formulas.....We were created to be breastfed and for women to breastfeed their children. 🤱
Not evryone is able to breastfeed. If only it was that easy.
@@kara2162 that's not true. Many hospitals don't have adequate knowledge or programs to help women with breastfeeding. Yes it's hard but not all babies can digest formula and most formula is literally corn syrup. It's not at all equivalent to breastmilk