Right?? My priorities would be, in this order: funeral costs, settling the estate, pay off debts, build an emergency fund, invest, and THEN if I have anything left I might do something fun with it. If I immediately went out and bought a luxury car with my late mother’s insurance money, I’m sure she’d be disappointed to know I squandered a prime opportunity to exponentially improve my quality of life.
Yes exactly. Maybe I move in weird circles, but I can literally think of NO ONE in my life, friends OR family, who's first instinct would be to buy a Mercedes.
@@elisabethb.131 It goes to show that they have no clue about finances and the usual claim of huns to "not take advice from people who aren't in the financial state you want to be in" is extremely ironic.
@@HannahAlonzo right! Like that’s your mom and you’re talking about an effin car, sounding so materialistic. Anywho I love love love LOVE, did I mention Love? Lol Your videos, thank you so much for your hard work. Makes my lame 9-5 so much better.
I’m considerably older than the young lady talking about buying the Mercedes. I can assure her buying a new car is not what everyone does with a windfall. It’s just gross. Also I’m not sure how that was relevant to her getting a Monat car.
She’d be totally screwed if Monat suddenly changed their comp plan or just stopped being an MLM. If she could barely cover the $500 dollars for her Toyota there is no way she’ll be able to cover the $750. I don’t get the need to drive a luxury car. Sure I would love a sports car like a Jaguar but I am perfectly happy with my Suzuki Swift. Driving an expensive car doesn’t suddenly make you a better person.
Exactly. She’s already living above her means with a Toyota and now she thinks she can have a Land Rover. Classic wide eyed and dumb. She wants to roll up to some MLM get together in her Land Rover and feel like she’s a big shot. Such a shame.
The only person overstepping boundaries here is the MLM hun joking about using her deceased mothers money for a Mercedes, “ObViOuSlY”. Are we surprised though? To even hit the Motor Club rank you have to have made some very immoral decisions along the way. I could never drive a car partly financed by others misery..
Trying to convince a woman to leave an MLM is the same as trying to convince her to leave a toxic/harmful relationship. Just because I'm not telling her what she wants to hear doesn't mean I'm trying to screw her over
@@HannahAlonzo Yep. And the only reason I'm making that parallel is because the I had to talk friends out of leaving both MLMs and toxic relationships, and the response i got in both situations was the same. "Why are you trying to destroy ___ for me?". Well, if something is harmful, destroying it isn't a bad thing. Thank you for the content you put out ❤️
When my mother suddenly passed away and we received lots of life insurance, I for sure as hell did NOT declare on social media what I purchased. But then again, i’m not in an MLM selling a dream lifestyle. I’m just a regula’ degula’ woman trying to figure out life after my mother died.
I agree: the long backstory - totally unnecessary and boring. Spending $50-75K on a Mercedes in your twenties instead of putting it into a long term investment - poor financial decision. Finally, these car programs just diminish your monthly cash flow and are a covert way your MLM keeps you from leaving, because if you ever do, or if loose your qualifying rank, YOU are left paying off the FULL amount of the balance.
"They give you the money down after you put it down." - in the voice of Princess Bride, " You keep using that word. I do not think it means what you think it means."
I’ve been into anti-MLM for more than a year now. You are fast becoming on of my favourite creators! I love how you are consciously kind, and how you focus on the tactics instead of the people. Love having your energy fill my living room ❤️ congrats on your channel growth. You deserve it!!
December 19th no it was the 20th… uh uh no the 19th no maybe it was the 20th WHY DOES IT MATTER???!!! OH MY GOD ITS LIKE WATCHING THAT LITTLE BOY TALK IN THAT ONE VIDEO… “WOULD YOU IF YOU COULD YOU IFYOU IF IF YOU COULD YOU WOULD”
SHE SAID I SPENT MY INSURANCE MONEY ON WHAT ANY PERSON WOULD- A CAR?? This just sounds so wrong and the fact that she told this story right away to transition into the MLM connection is like-really? Why would you mom's tragic story would be even remotely connected to this? That's how they use sad stories to emotionally trigger people.
I am also fairly certain that the car bonus is also consider taxable income since Monet cuts the check to their distributors instead of the loan company. This could push a rep into a higher tax bracket which could have them paying more federal income taxes every year. Plus you still have to factor in maintenance, car insurance and gap coverage on a luxary car. Sounds like another hole in a reps pocket to me.
Girl you are way too nice! That woman’s comment about her dead mom was DISGUSTING! I can’t even fathom losing my mom or grandmother, and she said it like it was nothing! Also I can pretty much guarantee no parent would want their kid to use up the life insurance money on a luxury car they don’t need.. smh. Most parents pay into life insurance so that their kids (even adults) will have something to help support them in life since they will no longer be able to help them :( I watch so much anti-mlm nothing surprises me anymore, but I agree that comment and the way she said it really bothered me. How gross!
It makes me wonder what the relationship with her mom was. I for example had a narcissistic and (emotionally) abusive mother, so I would understand not being as affected by her death as other people with a nice mom would be. Nonetheless I do find it rude to talk so nonchalantly about it in public on the internet - even if she had a mom like mine, that stuff is private 😅
I would 100% agree with you, however, we don't know what kind of relationship she had with her mom. So, I would agree that its odd and potentially insensitive to put it out there like that, but for all we know, her mom was abusive/neglectful and it wasn't much of a loss to her. Just saying we don't know her whole story.
Same! And not that she's the only person in America to be this way, but wow is she focused on status (that she thinks comes with a "luxury car")! Everyone's wired differently. I find that extremely shallow and offputting. But that's just me. If she bragged about having already saved enough for her baby's college education, that would be a flex I'd be impressed by!
The cognitive dissonance of being very worried about her lease mileage but not at all about tying her car payments to Monat was extreme. Also, the information about the life insurance made me very uncomfortable too.
With the taxes and insurance, it's still a whole lot of headache for "clout" in a MLM, just to drive a flashy vehicle. Plus, the gas prices must be astronomical in CA.
She stated she was regularly going over her mileage limit because of (amongst other things) going to Disneyland so often. It didn't sound as if she was hurting financially to begin with. So the answer to going over her limit was to get a new car??? Maybe examine FIRST why this is happening and what changes you can make? To me it all sounds like bad financial decision making.
Dead mom car girl said she was going to Disney “a lot” but she could barely afford a Toyota payment? Seems very irresponsible. Also wouldn’t it be awkward to tell your team “you guys got me a car! Just me. Not you guys”
Considering that Monat merchandise shirts are more expensive than a short haul flight to the other side of the country, and definitely more money than Monat spends on their customers (I'm not going to humor them by saying distributors) for those 'free trips', that girl needs to be more upset about that white mark on her shirt.
Car girl left out that she’s paying taxes on that $6K/year ($7500 the first year, due to the down payment). Even at a modest tax rate, that’s over $600/year…..there went the over-mileage savings!
I think its first time i see a hun who actually explained hoe the car program works without just saying that "you get a free car"! Thats really shocking!
Ugh and the sad part is how they take it away if you don’t hit rank and then you’ll get hit with this high car payment & let’s be honest, if you didn’t hit rank then that means you didn’t get as much money as usual which probably means you can’t afford that high payment. Awful awful situation and I would not like being stressed out like that every single day!!!
I knew pyramid schemes were a thing and I knew they were corrupt, but it wasn't until I stumbled onto anti-MLM content that I realized it isn't just your boomer aunt still slinging Mary Kay. It's the monster I didn't know I wanted to slay until I saw its real face. Keep exposing the shenanigans, girl. ❤️
I'm noticing a common trend of MLM folks trauma dumping on social media to shill their MLM product. It's pretty sad because most people would probably spend less money on therapy than it costs to buy enough MLM products every month for a Mercedes.
I could be wrong, but I think the girl from Australia may have be making a comparison to lure Arbonne distributers to join Monat. "Imagine having been the first to join Arbonne in your country..you probably weren't..BUT you have that opportunity with Monat!" I've seen them do this a lot! Anyways, I really enjoy your videos. You are so articulate in the way you express your thoughts!
Ooooh this is a really interesting point! I just went back to her profile and confirmed that she’s in Monat though 👍🏼 She talks openly on her profile about having been in several other MLMs before but doesn’t specify which ones. I’m assuming that she typed Arbonne out of habit because she may have used to promote them before 😂
I remember when my sister-in-law got into plexus (it’s new here in the island, less than 2 yrs) the recruitment wave was heavy because they said to “be the product of the product” -I’m rolling my eyes here- so I wanted to help her sale goals… instead they told her to recruit me so I could have the ambassador discount on the products, later for me to figure out it was the chance she had to level up… I didn’t mind at the time, until I saw what they do when people started to get side effects from their products like nausea and urticaria. It is a nightmare.
It makes me wonder what the relationship with her mom was like. I for example had a narcissistic and (emotionally) abusive mother, so I would understand not being as affected by her death as other people with a nice mom would be. Nonetheless I do find it rude to talk so nonchalantly about it in public on the internet; even if she had a mom like mine, that stuff is private 😅
Binging a bunch of your content. The thing that gets me with the woman who spent her mom's life insurance payout on a Mercedes was just how casual she said it. I 100% understand needing a new vehicle and inheriting a bunch of money making it possible for you to purchase one. However, buying a luxury car is never worth it. There are so many other car brands out there with reliable, common sense vehicles. Vehicles that don't cost upwards of 1000 every 3 months to service, cars that will last you years, cars that will grow with you if you're planning on starting a family. Buying a luxury car with once in a lifetime windfall, is not smart. I understand wanting one, but if you cannot afford it in your normal life, it's not a smart purchase. You will have to put more money into it eventually. Parts are much more expensive, and gas tends to have to be premium (and therefore more expensive). As someone who has worked in various dealerships in the last 10 years (including luxury), just buy a "regular" vehicle. You don't need the most expensive vehicle for a daily driver. It just doesn't make sense.
When she said “I did what anyone would do” I thought “oh great! She went to a financial advisor!” 😭 I also didn’t like how she spoke about her mother’s passing. I just wanted about it to my wife at 6am 🤣
I had bloating after every meal. It was fibroids, one large enough that it had pushed my intestines to one side. I needed surgery to fix that. No natural remedy in the world was going to fix what was wrong with me.
She acts like the car bonus has saved her life. 😂 Does she know she could save so much money by just buying a cheaper car outright with “all that cash” she’s making and then wouldn’t have to waste A TON of money leasing a car to impress people she doesn’t even really care about? Then she could put the money saved every month into a retirement fund and buy whatever luxury car she wants with cash in 20 years. So dumb
Look, I know everyone grieves differently, but to talk so casually about how you cashed in your *mother's life insurance check* for a luxury car...I dunno, I'd feel like Judas with his 13 pieces.
Yeah, it’s pretty gross. It’s fine to buy a car; it’s fine to buy a luxury car; it’s fine to buy a luxury car with your inheritance. But you expect the tone to be, “I didn’t know what to do with the money, but then I remembered how Mom always wanted me to have a Mercedes,” or, “Mom always loved Mercedes, and whenever I get behind the wheel I smile, remembering her,” or something similar. Instead, the tone is like, “My mom died, and I finally got a Mercedes! Win-win!” Or “yeah, mom’s gone, but look at the bitchin’ car I got with the insurance money!” or even, “Thank goodness Mom died, I really wanted a Mercedes!” It’s just such a cavalier attitude, and for some reason the assumption that everyone who gets life insurance from a parent automatically runs out to buy a Mercedes with the money makes it even worse-she seems genuinely unaware that most people aren’t thrilled to collect on life insurance policies, or that her, “of course I got a Mercedes when she died, just like everyone else does!” attitude makes her look like a narcissistic sociopath. It’s just really creepy and icky.
Totally agree with you about the Lularich documentary. Deanne Stiddums also came across as a total airhead, don’t know if that’s an act or she really is that dense but I am leaning towards it being an act.
The fact that she said what anyone would do with their moms LIFE insurance…. Like who automatically thinks of getting a brand new expensive car with that money. Especially so quickly… I wouldn’t even think about spending the money for awhile unless I really needed it.
I inherited a decent chunk of money when my grandparents died (within a year of each other). And I feel really guilty sometimes. A lot of my stress was relieved because of the money and I feel bad because not everyone has well-off grandparents. I obviously talk to my friends about it but it seems really tacky to talk about how you spent your dead mom's money on a live. I agree.
First one lost me at "OF COURSE I got a Mercedes." I got my first car with inheritance money from my grandma. It was a 7 year old Nissan Sentra with dents. And I was thrilled. Because I didn't have to take the bus anymore. She really is out of touch with the majority of young adults just trying to survive...
Oooo when she is saying she has already used one of her grace months, and the hint of desperation in her voice afterward talking about how the company is moving up.... I was just cringing.
I’m chronically ill, have nasty anxiety, and live in constant pain. I take a long list of medications for it. You could NOT PAY ME to trade out my prescriptions for a freaking “Pink Drink.” Do I want to be on less meds? Of course. But I want insurance agencies to give me access to quality alternatives like lidocaine injection, not some fruit of the month that’s apparently the cure to everything and it’s deeply frustrating that these people are willing to talk about things they have no clue about and risk people’s lives to sell their products
She got a sizable life insurance payout and only put $6000 down? 😳 Also, is that what normal people spend life insurance payouts on? I love how bored you look while she’s stumbling over what year she had what car. 😂
Oh the stress! I would never ever put myself in a position were I don’t now month by month if I will be able to pay for my car! I would be in constant stress mode. That is another thing that makes them be on top of business 24/7, you can’t take a second off cause something might crumble. I’m actually getting goosebumps just thinking about being in that position, I mean there are not pennies we are talking about, it’s hundreds of dollars each month if you don’t hit your rank. And to be dependent on others must be the scariest of things. The only thing that would make one chill would be if you have job outside that will cover the cost of the car anyway. Fancy cars is fun, but not if your health is on the line to be able to pay for it. And your cat is such a cutie 😻
so someone correct me if I'm wrong, but I just leased a car for the first time and if I break my lease before the 3 year term, I have to pay a fee. So if this woman turned in her leased car for the new one , does Monat pay that fee for her...? If not, she fronted the $1500, plus is shit outta luck for the thousands from breaking her previous lease just so she could be stuck with potentially a $700+ monthly payment if her team doesn't rank. She probably could have bought her Toyota outright after her lease with all the money she's dumping into these Monat vehicles. I just dont... I mean, I know numbers are hard, but come on.
Ha my husband looked up lularoe and he was like this stuff looks like trash hahaha and LITERALLY 2 days later we found one of the dresses nwt in a thrift store for $6 🤣🤣🤣🤣 I bought it and told him I was going to start selling them on my poshmark 🤣🤣 his face was priceless
Oh my gosh my thrift stores have been FLOODED with LuLaRoe since the documentary released. A bunch of retailers getting out and donating their inventory I would imagine! 🙏🏼
Great video Hannah! Could you maybe do a video or give advice on how to kindly turn down the offers to join these “business opportunities” or how to say no to buying the very expensive products all without ruining a friendship? I’ve said no so many times, but they still keep asking. Apparently if I join NOW I’ll be one of the first in the new company (Q sciences if your wondering) and can make a ton of money.
I think that’s a great video idea! That’s funny that they’re pitching Q Sciences as a new company because they opened in 2012 and it most definitely is not a “ground floor opportunity” 😂
"Anything that a normal person would do, I bought a Mercedes" girl, what planet are you from where the "normal person" would buy themselves a LUXURY car??? As a medically unemployed person, I can promise you that "I" would never willingly accommodate a MLM
*talks about how ~pretty~ luxury cars are and how she will trade her current one for another as soon as she can like cars are so expendable* “I’m saving money, you guys!”
Out of this whole video that's what surprised me. Like.. you don't upgrade cars the way you upgrade phones, girl, that's not how it's supposed to work...
She is saying that she's saving money, but if she got a much cheaper non-luxury car and just took the monthly alternative to the motor club payment she'd be making money
The lularich doc was so good. I loved the dude who worked in the hub office lol the shots they got of him were so awkward, but hilarious and so sound lol. And i loved when the girl was like “I’m sorry I’m not gettin on a boat with a bunch of white ppl” lol
Wait a minute…her mom passed and she got life insurance, then of course she did what any normal person would do and went out and got a Mercedes? Should someone explain to her that’s not what people typically do? Edit: Special guest appearance by kitty and the hubby 😀 Bummed I missed this premiere, but I am catching up now! (Today and yesterday was big on the editing day and then also family lunch) I do appreciate her honesty. Although you know those maintenance costs are so high…
When I lost my Mama in 2003, I could not even think about her, much less verbalize anything about my loss for almost a decade. I could think of happy memories awhile before then, but not anything about our loss. That loss is profound, I don’t care who you are. You only have one mother. My mom was only 56; and that’s so young. She was the same age I am this year. I wonder if maybe that young lady just grieved differently, or if it just hasn’t struck her yet. It’s hard for me to accept anyone could be that shallow. I hope not.
My aunts and mom got money from my grandpas policies and accounts after his death. Its still sitting in their savings accounts a year later because they get so upset everytime they talk about it. The only thing that they used it for was a trip to a temple to release my grandpas ashes a year after he died. I cannot imaging buying a Mercedes for that money, it makes me sick.
I honestly think that her being honest about how the Monat car sitch works was bc she actually thought it painted them in a good light rather than reality.
I hate how materialistic these companies are. Dangling trips and cars.. when what you should really be doing is saving every last penny in case anything happens to the company. You do not need the kind of risk that comes with that vehicle but that also is there way of tethering their most successful people to the company. That's always hanging over their head. Sick.
nearly at the end of binging this entire MLM playlist and very late but I’ve watched the documentary now and I truly believe that DeAnne is the mastermind, there were a few points when Mark was answering a question and she kind of stopped his logical fact based approach where he may have incriminated them, and she interrupts a with this over top, emotional performance of and answer
The monat hun using her mom's life insurance for a car and admitting that is really icky to me. Also, her constantly doing that deep swallow tsk was incredibly annoying
What I did, when I leased a car, was divide the miles down to what I was allowed to use every day. If I exceeded the miles allowed in a day, I put 25 cents in a jar per mile (that was what I would be charged per mile extra at the end of my lease). I was prepared to pay for those extra miles I would use that way. I can't figure out why the monat rep needed a luxury car though.
Omg. “I did what any normal person would do with my mom’s life insurance right after she died… Of course I got a Mercedes…” Um……. Any normal person? What? 😬😬😬
It hit close to me too because I dated a guy at one point who’s dad had died and him and his mom had received over a million dollars in medical malpractice suits…. And they could’ve easily have saved up most of it and then used little increments here and there to go on trips and do fun things but instead…. They rented new cars every week and spent money on everything imaginable and spent it all within a year and a half…. A million is not a lot in the scheme of today’s inflation… but it can be a lot if you save and spend it conservatively. It pissed me off every single day how much they spent on stupid stuff… and the mom would lie and make up stories about how they were gonna get more money and they could keep spending but then they didn’t… and the mom lied and manipulated the son to use all his money… and it was a mess I got caught up in that I wish I never had… but I’m far out of it now and glad of it… but it was a hard cycle to get out of and hearing her say that in this video just brought back those memories.
This is bizarre. My mom would come back from the dead and beat me with a slipper if I spent the money on a Mercedes
Lmaoooo my mom would beat you with a slipper too 😂
“When my mom died I got a lot of insurance money, so I did what anyone would do!”
Me: put it in savin-
“I GOT A MERCEDES!”
Me: Alright.
That’s what I thought too! Or “pay for my mums funerals and get her affairs in order”. Was shocked.
Right?? My priorities would be, in this order: funeral costs, settling the estate, pay off debts, build an emergency fund, invest, and THEN if I have anything left I might do something fun with it. If I immediately went out and bought a luxury car with my late mother’s insurance money, I’m sure she’d be disappointed to know I squandered a prime opportunity to exponentially improve my quality of life.
And how gross to even announce publicly that she got insurance money. Like am I crazy to think it's tacky to tell people?
Yes exactly. Maybe I move in weird circles, but I can literally think of NO ONE in my life, friends OR family, who's first instinct would be to buy a Mercedes.
@@elisabethb.131 It goes to show that they have no clue about finances and the usual claim of huns to "not take advice from people who aren't in the financial state you want to be in" is extremely ironic.
I felt uneasy as well with the girl explaining to the world how she spent her mother life insurance money. It’s sad.
Ugh same, a little sick to my stomach actually...
@@HannahAlonzo right! Like that’s your mom and you’re talking about an effin car, sounding so materialistic. Anywho I love love love LOVE, did I mention Love? Lol Your videos, thank you so much for your hard work. Makes my lame 9-5 so much better.
Thank you so much for your support!! 🥰
I’m considerably older than the young lady talking about buying the Mercedes. I can assure her buying a new car is not what everyone does with a windfall. It’s just gross. Also I’m not sure how that was relevant to her getting a Monat car.
Also you are a delight to watch 🌺
_"The car is_ *everything* _for me."_
That's....super sad, ngl.
That Monat Hun who said Arbonne is like a cheater who accidentally says the name of the person they're cheating with while in bed with their partner.
The Monat girl explaining the motor club failed to mention how much product SHE has to purchase for herself every month to maintain her rank.
Very true! Those details conveniently left out 😂
You can bet she even bought the tank top she is wearing, whereas real companies give you the t-shirt for free 😄
"Happy anniversary to us" has the same energy as Jeff Bezos thanking Amazon workers before getting on the spaceship.
I watched the series. So interesting yet shocking 😮how much money they duped people into spending on on merchandise
The thought of A $735 car payment is giving me hives!
She’d be totally screwed if Monat suddenly changed their comp plan or just stopped being an MLM. If she could barely cover the $500 dollars for her Toyota there is no way she’ll be able to cover the $750. I don’t get the need to drive a luxury car. Sure I would love a sports car like a Jaguar but I am perfectly happy with my Suzuki Swift. Driving an expensive car doesn’t suddenly make you a better person.
Exactly. She’s already living above her means with a Toyota and now she thinks she can have a Land Rover. Classic wide eyed and dumb. She wants to roll up to some MLM get together in her Land Rover and feel like she’s a big shot. Such a shame.
The only person overstepping boundaries here is the MLM hun joking about using her deceased mothers money for a Mercedes, “ObViOuSlY”. Are we surprised though? To even hit the Motor Club rank you have to have made some very immoral decisions along the way. I could never drive a car partly financed by others misery..
That’s a good point! I never want to make personal attacks on the people I include in my videos but in this case I was superrrrr uncomfortable 🥴
Trying to convince a woman to leave an MLM is the same as trying to convince her to leave a toxic/harmful relationship. Just because I'm not telling her what she wants to hear doesn't mean I'm trying to screw her over
That’s a really valid point. They’re so deep into it that it can seem like anyone trying to convince them to leave is the enemy
@@HannahAlonzo Yep. And the only reason I'm making that parallel is because the I had to talk friends out of leaving both MLMs and toxic relationships, and the response i got in both situations was the same. "Why are you trying to destroy ___ for me?". Well, if something is harmful, destroying it isn't a bad thing. Thank you for the content you put out ❤️
When my mother suddenly passed away and we received lots of life insurance, I for sure as hell did NOT declare on social media what I purchased. But then again, i’m not in an MLM selling a dream lifestyle. I’m just a regula’ degula’ woman trying to figure out life after my mother died.
I’m so sorry for your loss ❤️
I agree: the long backstory - totally unnecessary and boring. Spending $50-75K on a Mercedes in your twenties instead of putting it into a long term investment - poor financial decision. Finally, these car programs just diminish your monthly cash flow and are a covert way your MLM keeps you from leaving, because if you ever do, or if loose your qualifying rank, YOU are left paying off the FULL amount of the balance.
“I did what anyone would do and went and got a Mercedes” like OMG. She’s heartless😩
Someone needs to dig up her mom's remains cause this is suspicious 😳
"They give you the money down after you put it down." - in the voice of Princess Bride, " You keep using that word. I do not think it means what you think it means."
I’ve been into anti-MLM for more than a year now. You are fast becoming on of my favourite creators! I love how you are consciously kind, and how you focus on the tactics instead of the people. Love having your energy fill my living room ❤️ congrats on your channel growth. You deserve it!!
That is… the most meaningful comment I could get. Thank you so much for your support! 😭
Same!
Ditto 💕🤗
Totally agree 🙌🏽🙌🏽
totally agree! I like the more chill vibe on this channel with a side of spice!
December 19th no it was the 20th… uh uh no the 19th no maybe it was the 20th WHY DOES IT MATTER???!!! OH MY GOD ITS LIKE WATCHING THAT LITTLE BOY TALK IN THAT ONE VIDEO… “WOULD YOU IF YOU COULD YOU IFYOU IF IF YOU COULD YOU WOULD”
😂😂 my 4 year old son does this 😂😂
My husband got sucked into the documentary when I was watching it. And he knows zero about any of it. 😂😂 They did an excellent job.
That’s an amazing sign of a good documentary! I swear, it appeals to everyone even if they have no background knowledge. Everyone should watch it!! 🤩
Exactly what happened to my husband 🤣🤣🤣🤣
Mine too!
my guy roommate sat down and watched the last 2 episodes with me and the cats and he was like aw that's it? when it was over. and hes almost 50 hahaha
SHE SAID I SPENT MY INSURANCE MONEY ON WHAT ANY PERSON WOULD- A CAR?? This just sounds so wrong and the fact that she told this story right away to transition into the MLM connection is like-really? Why would you mom's tragic story would be even remotely connected to this? That's how they use sad stories to emotionally trigger people.
That’s a really good point about emotional manipulation… really really odd and also sad ☹️
I am also fairly certain that the car bonus is also consider taxable income since Monet cuts the check to their distributors instead of the loan company. This could push a rep into a higher tax bracket which could have them paying more federal income taxes every year. Plus you still have to factor in maintenance, car insurance and gap coverage on a luxary car. Sounds like another hole in a reps pocket to me.
Yes to all of this! So many rules, stipulations, loopholes, and extra costs 😖
Exactly! I was thinking about insurance premiums alone on a Mercedes’, Cadillac a Toyota or whatever.
I really hope they make a whole series on Amazon with different MLMs!
That would be incredible 🤩
Girl you are way too nice! That woman’s comment about her dead mom was DISGUSTING! I can’t even fathom losing my mom or grandmother, and she said it like it was nothing! Also I can pretty much guarantee no parent would want their kid to use up the life insurance money on a luxury car they don’t need.. smh. Most parents pay into life insurance so that their kids (even adults) will have something to help support them in life since they will no longer be able to help them :( I watch so much anti-mlm nothing surprises me anymore, but I agree that comment and the way she said it really bothered me. How gross!
I agree is was superrr gross and made me really uncomfortable 🥴
It makes me wonder what the relationship with her mom was. I for example had a narcissistic and (emotionally) abusive mother, so I would understand not being as affected by her death as other people with a nice mom would be. Nonetheless I do find it rude to talk so nonchalantly about it in public on the internet - even if she had a mom like mine, that stuff is private 😅
I would 100% agree with you, however, we don't know what kind of relationship she had with her mom. So, I would agree that its odd and potentially insensitive to put it out there like that, but for all we know, her mom was abusive/neglectful and it wasn't much of a loss to her. Just saying we don't know her whole story.
You know what's better than begging people to make your car payment?
WORKING AND AFFORDING YOUR OWN CAR
The person who said “scams are illegal” must not have ever watched, kitboga or scammer payback. Oh, and the entire anti mlm community! 🤦♀️ 😂
OMG I love kitboga hahah
Kitboga is amazing!
It's 2021 scams are illegal 🤦♀️🤦♀️🤦♀️ my phone rings multiple times a day with scammers. Illegal things happen every day
I’d be STRESSED if i was in that car program... That’s just such an awful deal.
love the video btw☺️❤️❤️
Oh SAME! Like imagine waiting on pins and needles every month to see if your team pulls it together enough for you to get your car payment check 😂
Same! And not that she's the only person in America to be this way, but wow is she focused on status (that she thinks comes with a "luxury car")! Everyone's wired differently. I find that extremely shallow and offputting. But that's just me. If she bragged about having already saved enough for her baby's college education, that would be a flex I'd be impressed by!
The cognitive dissonance of being very worried about her lease mileage but not at all about tying her car payments to Monat was extreme. Also, the information about the life insurance made me very uncomfortable too.
With the taxes and insurance, it's still a whole lot of headache for "clout" in a MLM, just to drive a flashy vehicle. Plus, the gas prices must be astronomical in CA.
Oh absolutely!
She stated she was regularly going over her mileage limit because of (amongst other things) going to Disneyland so often. It didn't sound as if she was hurting financially to begin with.
So the answer to going over her limit was to get a new car??? Maybe examine FIRST why this is happening and what changes you can make?
To me it all sounds like bad financial decision making.
Dead mom car girl said she was going to Disney “a lot” but she could barely afford a Toyota payment? Seems very irresponsible. Also wouldn’t it be awkward to tell your team “you guys got me a car! Just me. Not you guys”
And she has kids! Being financially stupid while you have kids is even worse
Considering that Monat merchandise shirts are more expensive than a short haul flight to the other side of the country, and definitely more money than Monat spends on their customers (I'm not going to humor them by saying distributors) for those 'free trips', that girl needs to be more upset about that white mark on her shirt.
Car girl left out that she’s paying taxes on that $6K/year ($7500 the first year, due to the down payment). Even at a modest tax rate, that’s over $600/year…..there went the over-mileage savings!
Very good point!
I think its first time i see a hun who actually explained hoe the car program works without just saying that "you get a free car"! Thats really shocking!
Omg your cat is an absolute angel 🥺
THANK YOU! I think so too 😭
The cat cameo was too cute 😭🥰 recently found your channel and I love your videos!
Thank you Sarah!! 🥰
Ugh and the sad part is how they take it away if you don’t hit rank and then you’ll get hit with this high car payment & let’s be honest, if you didn’t hit rank then that means you didn’t get as much money as usual which probably means you can’t afford that high payment. Awful awful situation and I would not like being stressed out like that every single day!!!
I really appreciate how honest she's being.
Me too!
I got really emotional in some of the last episodes of Lularich. Not spoiling anything but some of the things people went through just broke my heart.
I knew pyramid schemes were a thing and I knew they were corrupt, but it wasn't until I stumbled onto anti-MLM content that I realized it isn't just your boomer aunt still slinging Mary Kay. It's the monster I didn't know I wanted to slay until I saw its real face. Keep exposing the shenanigans, girl. ❤️
Yessss I love to hear that!! Thanks for your support!
I'm noticing a common trend of MLM folks trauma dumping on social media to shill their MLM product. It's pretty sad because most people would probably spend less money on therapy than it costs to buy enough MLM products every month for a Mercedes.
I love that you don't edit out any of the kitty breaks, I love seeing the fuzzy babies making an entrance to the videos 🥰🥰
I could be wrong, but I think the girl from Australia may have be making a comparison to lure Arbonne distributers to join Monat. "Imagine having been the first to join Arbonne in your country..you probably weren't..BUT you have that opportunity with Monat!" I've seen them do this a lot!
Anyways, I really enjoy your videos. You are so articulate in the way you express your thoughts!
Ooooh this is a really interesting point! I just went back to her profile and confirmed that she’s in Monat though 👍🏼 She talks openly on her profile about having been in several other MLMs before but doesn’t specify which ones. I’m assuming that she typed Arbonne out of habit because she may have used to promote them before 😂
Your cat is gorgeous and he obviously loves his mama lots ❤️❤️❤️ it is super sweet to see how much your husband loves him too .
We are obsessed with our cats 🤩 we joke that we’ve created needy codependent monsters because they are ALWAYS with us. But I love it ❤️
@@HannahAlonzo I think that’s lovely ❤️ lucky cats xx
I remember when my sister-in-law got into plexus (it’s new here in the island, less than 2 yrs) the recruitment wave was heavy because they said to “be the product of the product” -I’m rolling my eyes here- so I wanted to help her sale goals… instead they told her to recruit me so I could have the ambassador discount on the products, later for me to figure out it was the chance she had to level up… I didn’t mind at the time, until I saw what they do when people started to get side effects from their products like nausea and urticaria. It is a nightmare.
Ok… I’m loving all of your content, but I love how much you love your kitties! I have ten rescues and they can distract me in any situation lol
Let the baby stay 😭😭😭 so cute. I live for these "interruptions". He can even eat the mic and I'll still be here
I wonder how that car payment is going today... kudos to her though for her honesty, even admitting she missed a month so far...
It makes me wonder what the relationship with her mom was like. I for example had a narcissistic and (emotionally) abusive mother, so I would understand not being as affected by her death as other people with a nice mom would be. Nonetheless I do find it rude to talk so nonchalantly about it in public on the internet; even if she had a mom like mine, that stuff is private 😅
She should’ve used whatever she got from Monat on a new Toyota. Obvious poor money management by her.
I love the anti-mlm content but seeing the love for the kitty and your guy made me grin like a dope. You guys are so sweet. 🥰☺️
Hannah your reaction at 7:45 is amazing! I felt the same way eek
“Ok, we saw Mom.” “Mrow.”
I do agree with the huns on one thing...
It is really hard to get a carseat out of a Mercedes because of the ways the doors are slanted 🤣🤣🤣
WE NEED MORE COOPER CONTENT
And Zeke ofc
Binging a bunch of your content.
The thing that gets me with the woman who spent her mom's life insurance payout on a Mercedes was just how casual she said it.
I 100% understand needing a new vehicle and inheriting a bunch of money making it possible for you to purchase one. However, buying a luxury car is never worth it. There are so many other car brands out there with reliable, common sense vehicles. Vehicles that don't cost upwards of 1000 every 3 months to service, cars that will last you years, cars that will grow with you if you're planning on starting a family.
Buying a luxury car with once in a lifetime windfall, is not smart. I understand wanting one, but if you cannot afford it in your normal life, it's not a smart purchase. You will have to put more money into it eventually. Parts are much more expensive, and gas tends to have to be premium (and therefore more expensive).
As someone who has worked in various dealerships in the last 10 years (including luxury), just buy a "regular" vehicle. You don't need the most expensive vehicle for a daily driver. It just doesn't make sense.
When she said “I did what anyone would do” I thought “oh great! She went to a financial advisor!” 😭 I also didn’t like how she spoke about her mother’s passing. I just wanted about it to my wife at 6am 🤣
Yay! This video is premiering now! I’ve never seen a video premier! Lol. I know it’ll be fab!
So happy you're here for it!
I had bloating after every meal. It was fibroids, one large enough that it had pushed my intestines to one side. I needed surgery to fix that. No natural remedy in the world was going to fix what was wrong with me.
Oh my gosh! See, perfect example! Not everything can be cured with MLM supplements.
She acts like the car bonus has saved her life. 😂 Does she know she could save so much money by just buying a cheaper car outright with “all that cash” she’s making and then wouldn’t have to waste A TON of money leasing a car to impress people she doesn’t even really care about? Then she could put the money saved every month into a retirement fund and buy whatever luxury car she wants with cash in 20 years. So dumb
Look, I know everyone grieves differently, but to talk so casually about how you cashed in your *mother's life insurance check* for a luxury car...I dunno, I'd feel like Judas with his 13 pieces.
Yeah, it’s pretty gross. It’s fine to buy a car; it’s fine to buy a luxury car; it’s fine to buy a luxury car with your inheritance. But you expect the tone to be, “I didn’t know what to do with the money, but then I remembered how Mom always wanted me to have a Mercedes,” or, “Mom always loved Mercedes, and whenever I get behind the wheel I smile, remembering her,” or something similar.
Instead, the tone is like, “My mom died, and I finally got a Mercedes! Win-win!” Or “yeah, mom’s gone, but look at the bitchin’ car I got with the insurance money!” or even, “Thank goodness Mom died, I really wanted a Mercedes!”
It’s just such a cavalier attitude, and for some reason the assumption that everyone who gets life insurance from a parent automatically runs out to buy a Mercedes with the money makes it even worse-she seems genuinely unaware that most people aren’t thrilled to collect on life insurance policies, or that her, “of course I got a Mercedes when she died, just like everyone else does!” attitude makes her look like a narcissistic sociopath. It’s just really creepy and icky.
Everyone displays emotions differently. Also let's get out of this toxic mindset that because you love your parents other people have to love theirs.
@@dqverify6797 point put very well. 😳🙄🤔
Totally agree with you about the Lularich documentary. Deanne Stiddums also came across as a total airhead, don’t know if that’s an act or she really is that dense but I am leaning towards it being an act.
The fact that she said what anyone would do with their moms LIFE insurance…. Like who automatically thinks of getting a brand new expensive car with that money. Especially so quickly… I wouldn’t even think about spending the money for awhile unless I really needed it.
Can’t believe we’re on 15 already! Excited to start watching! ❤️❤️
These videos have been so fun to make they’re just flying by!!
I inherited a decent chunk of money when my grandparents died (within a year of each other). And I feel really guilty sometimes. A lot of my stress was relieved because of the money and I feel bad because not everyone has well-off grandparents. I obviously talk to my friends about it but it seems really tacky to talk about how you spent your dead mom's money on a live. I agree.
First one lost me at "OF COURSE I got a Mercedes."
I got my first car with inheritance money from my grandma. It was a 7 year old Nissan Sentra with dents. And I was thrilled. Because I didn't have to take the bus anymore. She really is out of touch with the majority of young adults just trying to survive...
Yeah she’s not saving money on her car payment… she’s definitely spending money towards maintaining her rank.
I'm so glad I'm not the only one who has cats who will meow and paw at the door until they are heard. It's sweet but annoying! Lol
Soooo needy 😂😂 love them, but I’m BUSY
Very smart for these mlms. A way to keep them motivated cause they can’t afford the full car payment. Imagine the stress of that. No thank you!
Exactly!
Awww, I love your cat interlude! What’s his name? He heard about PopTart becoming a star on Savannah’s channel and now wants his shot at fame 😹
His name is Cooper! And yes I love Pop Tart 😂
The way she mentioned her mom's death was so emotionless and casual that it's creepy.
Oooo when she is saying she has already used one of her grace months, and the hint of desperation in her voice afterward talking about how the company is moving up.... I was just cringing.
I’m chronically ill, have nasty anxiety, and live in constant pain. I take a long list of medications for it. You could NOT PAY ME to trade out my prescriptions for a freaking “Pink Drink.” Do I want to be on less meds? Of course. But I want insurance agencies to give me access to quality alternatives like lidocaine injection, not some fruit of the month that’s apparently the cure to everything and it’s deeply frustrating that these people are willing to talk about things they have no clue about and risk people’s lives to sell their products
She got a sizable life insurance payout and only put $6000 down? 😳
Also, is that what normal people spend life insurance payouts on?
I love how bored you look while she’s stumbling over what year she had what car. 😂
You are CRANKING these out! Also, I have seen you mentioned in the comments of nearly every anti-MLM video I watch. Great work!
Oh the stress! I would never ever put myself in a position were I don’t now month by month if I will be able to pay for my car! I would be in constant stress mode. That is another thing that makes them be on top of business 24/7, you can’t take a second off cause something might crumble. I’m actually getting goosebumps just thinking about being in that position, I mean there are not pennies we are talking about, it’s hundreds of dollars each month if you don’t hit your rank. And to be dependent on others must be the scariest of things. The only thing that would make one chill would be if you have job outside that will cover the cost of the car anyway. Fancy cars is fun, but not if your health is on the line to be able to pay for it. And your cat is such a cutie 😻
Love your videos! So glad I found your channel! ❤️
so someone correct me if I'm wrong, but I just leased a car for the first time and if I break my lease before the 3 year term, I have to pay a fee. So if this woman turned in her leased car for the new one , does Monat pay that fee for her...? If not, she fronted the $1500, plus is shit outta luck for the thousands from breaking her previous lease just so she could be stuck with potentially a $700+ monthly payment if her team doesn't rank. She probably could have bought her Toyota outright after her lease with all the money she's dumping into these Monat vehicles. I just dont... I mean, I know numbers are hard, but come on.
Ooh I’m not sure, I’ve never leased before! I would love if someone else could chime in on this because that’s a great point! 😱
Ha my husband looked up lularoe and he was like this stuff looks like trash hahaha and LITERALLY 2 days later we found one of the dresses nwt in a thrift store for $6 🤣🤣🤣🤣 I bought it and told him I was going to start selling them on my poshmark 🤣🤣 his face was priceless
Oh my gosh my thrift stores have been FLOODED with LuLaRoe since the documentary released. A bunch of retailers getting out and donating their inventory I would imagine! 🙏🏼
Great video Hannah! Could you maybe do a video or give advice on how to kindly turn down the offers to join these “business opportunities” or how to say no to buying the very expensive products all without ruining a friendship? I’ve said no so many times, but they still keep asking. Apparently if I join NOW I’ll be one of the first in the new company (Q sciences if your wondering) and can make a ton of money.
I think that’s a great video idea! That’s funny that they’re pitching Q Sciences as a new company because they opened in 2012 and it most definitely is not a “ground floor opportunity” 😂
@@HannahAlonzo haha so true! And thank you!
"Anything that a normal person would do, I bought a Mercedes" girl, what planet are you from where the "normal person" would buy themselves a LUXURY car??? As a medically unemployed person, I can promise you that "I" would never willingly accommodate a MLM
Seriously. I heard that and thought, “well, I’m ok not being one of the normal people” 😂
*talks about how ~pretty~ luxury cars are and how she will trade her current one for another as soon as she can like cars are so expendable*
“I’m saving money, you guys!”
Out of this whole video that's what surprised me. Like.. you don't upgrade cars the way you upgrade phones, girl, that's not how it's supposed to work...
Oh I agree with you 100%! The second she said that about her mom I thought “Wow, that’s disgusting to admit!”
The Monat girlie is super delulu and I didn’t think she could get more insane until she referred to Range Rovers as the prettiest cars.
She is saying that she's saving money, but if she got a much cheaper non-luxury car and just took the monthly alternative to the motor club payment she'd be making money
The lularich doc was so good. I loved the dude who worked in the hub office lol the shots they got of him were so awkward, but hilarious and so sound lol. And i loved when the girl was like “I’m sorry I’m not gettin on a boat with a bunch of white ppl” lol
Wait a minute…her mom passed and she got life insurance, then of course she did what any normal person would do and went out and got a Mercedes? Should someone explain to her that’s not what people typically do?
Edit: Special guest appearance by kitty and the hubby 😀
Bummed I missed this premiere, but I am catching up now! (Today and yesterday was big on the editing day and then also family lunch)
I do appreciate her honesty.
Although you know those maintenance costs are so high…
When I lost my Mama in 2003, I could not even think about her, much less verbalize anything about my loss for almost a decade. I could think of happy memories awhile before then, but not anything about our loss. That loss is profound, I don’t care who you are. You only have one mother. My mom was only 56; and that’s so young. She was the same age I am this year.
I wonder if maybe that young lady just grieved differently, or if it just hasn’t struck her yet. It’s hard for me to accept anyone could be that shallow. I hope not.
Def agree the documentary is worth watching!
Sooo good!
My aunts and mom got money from my grandpas policies and accounts after his death. Its still sitting in their savings accounts a year later because they get so upset everytime they talk about it. The only thing that they used it for was a trip to a temple to release my grandpas ashes a year after he died. I cannot imaging buying a Mercedes for that money, it makes me sick.
I honestly think that her being honest about how the Monat car sitch works was bc she actually thought it painted them in a good light rather than reality.
I cant relate with this aspiration for "luxury vehicles", specially when you dont have a loooot of money
Me neither! Love my Honda 😂
I hate how materialistic these companies are. Dangling trips and cars.. when what you should really be doing is saving every last penny in case anything happens to the company. You do not need the kind of risk that comes with that vehicle but that also is there way of tethering their most successful people to the company. That's always hanging over their head. Sick.
MLM's are basically for extremely rich women who are bored & have nothing else to blow their money on.
nearly at the end of binging this entire MLM playlist and very late but I’ve watched the documentary now and I truly believe that DeAnne is the mastermind, there were a few points when Mark was answering a question and she kind of stopped his logical fact based approach where he may have incriminated them, and she interrupts a with this over top, emotional performance of and answer
The monat hun using her mom's life insurance for a car and admitting that is really icky to me. Also, her constantly doing that deep swallow tsk was incredibly annoying
Too funny. I also had the LuLa Rich premier drop date in my calendar. LOL
I was too excited for it! 🤩
Ur right that made me feel icky when she said that to
What I did, when I leased a car, was divide the miles down to what I was allowed to use every day. If I exceeded the miles allowed in a day, I put 25 cents in a jar per mile (that was what I would be charged per mile extra at the end of my lease). I was prepared to pay for those extra miles I would use that way.
I can't figure out why the monat rep needed a luxury car though.
If you look up the Southern phrase “Dumb as a box of rocks,” you will find a photo of “free” car girl.
That’s my comment! Thanks for the shoutout 🥰
Thank you for leaving such a thoughtful comment! 🤩
Omg. “I did what any normal person would do with my mom’s life insurance right after she died… Of course I got a Mercedes…”
Um……. Any normal person? What? 😬😬😬
It hit close to me too because I dated a guy at one point who’s dad had died and him and his mom had received over a million dollars in medical malpractice suits…. And they could’ve easily have saved up most of it and then used little increments here and there to go on trips and do fun things but instead…. They rented new cars every week and spent money on everything imaginable and spent it all within a year and a half…. A million is not a lot in the scheme of today’s inflation… but it can be a lot if you save and spend it conservatively. It pissed me off every single day how much they spent on stupid stuff… and the mom would lie and make up stories about how they were gonna get more money and they could keep spending but then they didn’t… and the mom lied and manipulated the son to use all his money… and it was a mess I got caught up in that I wish I never had… but I’m far out of it now and glad of it… but it was a hard cycle to get out of and hearing her say that in this video just brought back those memories.