Are All Chennaians Rich? Street Interviews with Chennai Millionaires | Tamil

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  • Опубліковано 8 лют 2025
  • #chennai #streetinterview #millionaire
    More Related videos ‪@suman_mpm‬
    Conducting street interviews with people in Chennai about what they do, how much they earn, how they save their money and what they invest in.
    சென்னையில் மக்களிடம் என்ன வேலை செய்கிறார்கள் எவ்வளவு சம்பாதிக்கிறார்கள் பாதித்த பணத்தை எப்படி சேமிக்கிறார்கள் எதில் முதலீடு செய்கிறார்கள் என தெரு நேர்காணல் கானல் செய்வது.
    How Bad is the Gap Between Cities and Rural in Tamilnadu
    • How Bad is the Gap Bet...
    How Expensive is Life in Chennai
    • How Expensive is Life ...
    Cost of living in Chennai
    • Cost of living in Chen...
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КОМЕНТАРІ • 340

  • @suman_mpm
    @suman_mpm  Рік тому +22

    Your comment is a reward for this video

    • @txsolve
      @txsolve Рік тому +1

      Good informative video!. My previous comment not appearing, can you check.

    • @suman_mpm
      @suman_mpm  Рік тому +1

      Thank you

    • @countmein1212
      @countmein1212 Рік тому

      Suman, thanks for the interview, I am Tamilselvan, the last one who was in the video. Nice to meet you there. Keep doing your good work. Will try to meet you some time later. Pls ping me your phone number.

    • @suman_mpm
      @suman_mpm  Рік тому

      ​@@countmein1212Nice to meet you and see you soon.🤝🏻👍🏻

  • @Vels_MindVoice
    @Vels_MindVoice Рік тому +62

    Whatever you earn, do the below,
    1.dont get personal loan
    2.dont get car loan
    3.dont get house loan
    4.dont purchase via credit card
    5.dont order in online food delivery
    6.get ration card, and use gov supplies
    7.if you are from outside chennai, purchase groceries from native once a month , it will be cheap.

  • @ArunKumar-vd6tk
    @ArunKumar-vd6tk Рік тому +41

    Am very impressed with that guy Mr. Bharath with the brown shirt who spoke between 11.15 to 14.00 also Mr.Tamizhselvan with blue tee from 14.38 till end of the timeline in thsi video. Good to see youngsters like these two with maturity, knowledge, vision and awareness of spending and saving money in a high-profile Metro. Overall a nice video bro

  • @sathyarajthandalam7484
    @sathyarajthandalam7484 Рік тому +11

    Nalla video nanba... Neraya kathukittan. Pls keep up the good work. Vaazhthukkal.

    • @suman_mpm
      @suman_mpm  Рік тому +2

      Thank you nanba share this video with your friends 🤝🏻

  • @pushparagavansivaji3000
    @pushparagavansivaji3000 Рік тому +25

    The guy who is in specs and blue T-shirt....well explained and he is a good decision maker in any situation.

  • @GGgoldspear
    @GGgoldspear Рік тому +1

    From Singapore 🇸🇬 : Tamil Chevan!!Well said @ 14:30...I am impressed sir. Salute!! You have given an impressive opinion...hope people think in the same line!!

  • @ButterflyButter-u8h
    @ButterflyButter-u8h Рік тому +3

    Person with blue top explains clearly & very sensible too. If all the citizens think the same way, the country will grow fast & no doubt about it. Learn to take ownership.

  • @amutham5332
    @amutham5332 Рік тому +14

    Gopalapuram, R.A.Puram, Abhiramapuram, Adyar, Boat club, Greenways road, some soecific parts of Nungambakkam are some of the areas which are predominantly occupied by the so called rich. T.nagar was an area of people with mixed strata and Anna nagar us developed quite recently in just lastv3 decades.

  • @arunsankaran6212
    @arunsankaran6212 Рік тому +25

    The chartered accountant Mr Keshav said he earns 50 to 80k per month. You've added subtitle as 15 to 18k. Please change.

    • @suman_mpm
      @suman_mpm  Рік тому +2

      Yes, there is a correction. I will try my best future videos

  • @shafi0911
    @shafi0911 Рік тому +15

    I invest majority in Gold and silver coins/ bars for long term as it’s physical hard asset.
    Also I buy selective stocks.
    I uninstalled all shopping apps, delivery apps. Use cash mostly and avoid upi. Saves lot of money. 😅

    • @suman_mpm
      @suman_mpm  Рік тому

      Wow

    • @shafi0911
      @shafi0911 Рік тому

      @@suman_mpm yes if u want to buy something use laptop or browser and buy. Saves money & Time.

  • @kavyamoi
    @kavyamoi Рік тому +7

    Interesting video. Might be a good idea to interview women ( who also earn and save!) to get their perspectives too. வாழ்த்துக்கள்!

  • @rishug7215
    @rishug7215 Рік тому +16

    Very important things to reduce cost of living in chennai,
    1. Elders stay back in India while youngsters go abroad to earn. Similarly instead of increasing the load on this city, youngsters with imm family can stay earn and retire back to native where their parents live...
    2. Flats will leave city greener
    3. Public transport
    4.Public schools
    5. Public hospitals
    6. Hygienic and healthy food, clothing
    7. Like bangalore waste mgmt needs to be easily adopted..
    8. Rain water harvesting

    • @suman_mpm
      @suman_mpm  Рік тому +2

      Something that is impossible

    • @Chirpieshome
      @Chirpieshome Рік тому

      In bangalore there is no waste management

  • @Sissn123
    @Sissn123 Рік тому +10

    வரி கட்டி கேவலமான வாழ்க்கை வாழ்வது நம் இந்தியாவில் மட்டும் தான்.

  • @hrajkumar2980
    @hrajkumar2980 Рік тому +4

    Very informative survey. Grt work.

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you 👍🏻👍🏻

  • @elamaransivasamy5610
    @elamaransivasamy5610 Рік тому +6

    🙏🏾 Great Content Thambi.... Keep up your great work....

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you so much 🤝🏻❤️

    • @somnathganguly8609
      @somnathganguly8609 5 місяців тому

      ​@@suman_mpmkeep English subtitles or Ask questions in English

  • @Zoro07083
    @Zoro07083 Рік тому +1

    Such a informative video..as a student who gonna gets into real world .

  • @brahmasmind
    @brahmasmind Рік тому +2

    The impact of a gig economy has impacted most middle-class people...not only in India but globally.

  • @MG-uz5mr
    @MG-uz5mr 10 місяців тому

    I'm coming back to Chennai after many years. I have been enjoying your interviews. Cheers

  • @acubefinserv
    @acubefinserv Рік тому +3

    Bharath super explained - time 13:05 - Madurai boy pola - super yaa

  • @AjayVenkateshS.R-ei1rj
    @AjayVenkateshS.R-ei1rj 7 місяців тому

    I think Keshav a chartered accountant, said he earns 50k to 80k but you mentioned 15k to 18k in subtitles… otherwise great work you are doing! Very informative video

  • @sandeepRTR
    @sandeepRTR 6 місяців тому

    Good vlog bro... Please make this type of vlogs regularly bro.

  • @nothingbutsai
    @nothingbutsai Рік тому +5

    Excellent insights by this person Tamil selvan . Broken down into fonest details and shares his experience

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you Share this video with your friends

  • @sugithasuri675
    @sugithasuri675 Рік тому +5

    The one person who you interviewed last gave the best and most valuable response for your questions (worth listening and following also) - it’s people like him that make Chennai the great city that it is 😊. Also agree totally with the comment that another guy gave about not linking accounts with UPI, that payment method still needs regulation in India - many sob stories are being reported recently including in Chennai😅

  • @divyacbme
    @divyacbme Рік тому +5

    That blue T shirt guy, he explained correctly.!!

  • @kssenthilkumar5802
    @kssenthilkumar5802 Рік тому +96

    மக்கள் சம்பாதிப்பதில் 50 முதல் 60% வாடகைக்கு போய்விடுகிறது, என் வயது 55 என் வயதில் உள்ளவர்கள் பலரும் சொந்த வீடு வாங்க முடிந்தது , நாங்க அதிகம் ஹோட்டல்களில் சாப்பிடுவது இல்லை, நான் பார்ப்பது இந்த ஐடி தலைமுறைக்கு முன்னேற வேண்டும் என்ற உத்வேகம் குறைவு ஆனால் எல்லாத்தையும் அனுபவிக்க வேண்டும் என்ற வேட்கை அதிகம். நீங்க 1 லட்ச்சம் சம்பளம் வாங்கினால் 50000 முதலில் நமது இல்லை என்று நினைத்து அதை சரியா சேமித்து முதலீடு செய்தால் 45 வயதில் ரிட்டயர்டு ஆகிவிடலாம் ( இப்ப 40 வயது ஆனாலே ஐடி கம்பெனிகள் உங்களை “ வெள்ளையானை white elephant “ என்று வெளியேற்ற வாய்ப்பு அதிகம்

    • @suman_mpm
      @suman_mpm  Рік тому +7

      சிறப்பாக கூறியுள்ளீர்கள்

    • @sergio._
      @sergio._ Рік тому +7

      Ok ;boomer

    • @kssenthilkumar5802
      @kssenthilkumar5802 Рік тому +19

      @@sergio._ ok future WHITE ELEPHANT 😀😀😀😀

    • @rvmahesan
      @rvmahesan Рік тому +7

      இன்றைய தலை முறைக்கு உங்களை போல போராடியவர்கள் அறிவுரை கண்டிப்பாக தேவை.

    • @darksouleditz
      @darksouleditz Рік тому

      Oru payan 15k ku room rent kuduthu hotel saptu irukane avanuku la munnera uthvegam koraivu nu solringala
      Modhalla unga kalathayum ippo ulla kalathayum compare panradhe thappu

  • @purushchennai5253
    @purushchennai5253 7 місяців тому

    Very informative 👏 continue bro

  • @kamalakannan39
    @kamalakannan39 Рік тому +1

    Neat and informative video. Keep going.

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you ❤️ sure🤝🏻

  • @ரெளத்திரன்
    @ரெளத்திரன் Рік тому +14

    Panam iladavanga veetla avanga pasangala nalla padika vaikuradu than peria wealth compared to any long time savings.

  • @arunarvind7195
    @arunarvind7195 Рік тому +1

    Boat Club? Poes Garden? Rutland Gate? MRC Nagar? ECR? Neelankarai? Casuarina Drive?Akkarai? Nungambakkam? Gopalapuram? R.A.Puram? Abhiramapuram? Kottur Garden? Kotturpuram? Leith Castle? Alwarpet? Kilpauk? Harrington Road? Chetpet? Anna Nagar? Adyar? Besant Nagar? Gandhi Nagar? Shastri Nagar? Indhira Nagar? Kasthuri Bhai Gandhi Nagar? Kamaraj Avenue? Thiruvanmiyur Coastal Side? Luz Avenue? ... do search in these areas

  • @segarmv6871
    @segarmv6871 Рік тому +2

    Nan Bangalore la irundhu Chennai vandhurukken after 10yrs. Inga expenses kammi compared to Bangalore, hyderabad and Mumbai. Housing rent, Education, Travel, Healthcare ellame inga kammi compared to other metros.

    • @suman_mpm
      @suman_mpm  Рік тому

      Cheers bro 🤝🏻

    • @lewisjosephine7188
      @lewisjosephine7188 7 місяців тому

      Coimbatore is costlier than Chennai.

    • @LakshmiVyas-b7d
      @LakshmiVyas-b7d 6 місяців тому

      Going to Bangalore from Chennai,bought house, Chennai is a expensive city could not buy home

    • @segarmv6871
      @segarmv6871 6 місяців тому

      @@LakshmiVyas-b7d Good luck, try comparing the housing prices in Bangalore

  • @nallanmohan
    @nallanmohan Рік тому

    நன்றாக இருக்கு.21:00 ல பேசினவர் நன்றாக இருந்தது.

    • @suman_mpm
      @suman_mpm  Рік тому

      நன்றி உங்கள் நண்பருடன் பகிர்ந்து கொள்ளுங்கள்

  • @rvmahesan
    @rvmahesan Рік тому +5

    @18:00 தலைவா well said

  • @MrNo-dc2wp
    @MrNo-dc2wp Рік тому +2

    Chennai is ultimately the cheapest and most affordable Tier-1 metro city in the country. You can anything here in this city. If you can't bear chennai then no way you can survive in Mumbai or Blr

  • @tay_shivam
    @tay_shivam Рік тому

    very informative videos 😀

  • @BabuBabu-rf7vi
    @BabuBabu-rf7vi Рік тому +1

    Great video bro make more keep on going u rocks

  • @அன்பேகடவுள்-வ6ன

    நானும் டிரைவர் தான்.வளர்ச்சி இல்ல என்று யார் வேண்டுமானாலும் சொல்லலாம்..நான் shave பண்ண பண்ண வளர்ச்சி அருமை❤..என்ன ம..ரு சமநிலையோ..

    • @suman_mpm
      @suman_mpm  Рік тому

      வாழ்த்துக்கள் உங்கள் நண்பருடன் பகிர்ந்து கொள்ளுங்கள்

  • @vijaya5087
    @vijaya5087 Рік тому +11

    13.20 அந்த தம்பியை பாராட்டவேண்டும். சிறு வயதாக இருந்தாலும் சரியாக பேசினார். 👌🏻👌🏻

    • @suman_mpm
      @suman_mpm  Рік тому

      👍🏻

    • @albertjoe1822
      @albertjoe1822 5 місяців тому

      மிக சரியான கருத்து..... நன்றி தம்பி...

  • @sabarinathan795
    @sabarinathan795 Рік тому +2

    Tgank you anand srinivasan sir ❤❤❤ who teach what is inflation

    • @suman_mpm
      @suman_mpm  Рік тому

      👏🏻 Thank you share this video with your friends

  • @siddiqalikhan2667
    @siddiqalikhan2667 Рік тому +2

    Good informative video

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you and share with your friends

  • @Dwarapalakas
    @Dwarapalakas Рік тому +2

    Kuppa ooru, 70 years aa irukku: coovum: natram is friend of chennai people

  • @naveenvfc4999
    @naveenvfc4999 Рік тому +3

    Tamilselvan bro
    Spr ha sonnaru❤

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you share this video to your friends

  • @c.s.govindansumathi7102
    @c.s.govindansumathi7102 Рік тому +8

    நான் stock மற்றும் bond -ல் இன்வெஸ்ட்மென்ட் போடுறேன். இதற்கு முக்கிய காரணம் பொருளாதார நிபுணர் திரு. ஆனந்த் ஸ்ரீனிவாசன் அவர்களின் யூடுப் பார்ப்பதால். இதன் மூலம் அவர்களுக்கு எனது நன்றியை தெரிவித்து கொள்கிறேன்.

  • @uday_wanderer
    @uday_wanderer 9 місяців тому

    Bro, do a video on how much direct and indirect tax people pay monthly.. that will be an eye opener!

  • @shivaprakash2486
    @shivaprakash2486 Рік тому +2

    Government can build houses and mansions through public works departments and sell it at subsidised price or let it out on rent or lease that will hugely help to beat uncontrolled unregulated rent rate

    • @suman_mpm
      @suman_mpm  Рік тому +1

      A lot of changes are needed 👏🏻👍🏻

    • @sivasankaran1693
      @sivasankaran1693 Рік тому +2

      problem is whatever government takes in hand.. it will became loss or corrupted except Tasmac... thats the quality of politicians and officials...

  • @MohanKumar-wy8hs
    @MohanKumar-wy8hs 4 місяці тому

    Mechanical என்ஜினீயர் superb answer

  • @divyacbme
    @divyacbme Рік тому +3

    Y bro ellam orea gents mattum kettu irukkenga, there are so many single mothers living in Chennai, kids aa padikka vaikkranga and they are managing too... ellarium kelunga. Especially தூய்மை பணியாளர்கள், iron pandravanga, poo kattravanga indha madri ivangava lam yepdi survie pandranga nu oru static video cover panni podunga ..hope its helps for others too !!!

    • @suman_mpm
      @suman_mpm  Рік тому +1

      Thank you 👍🏻 nichayamaha soon

  • @thulasirao9139
    @thulasirao9139 Рік тому

    Day today monthly expense 30000 in chennai, car, 2 wheeler loan, house loan - 1.20 over.
    Balance savings for yearly.
    expenses.

  • @PrakashRam90
    @PrakashRam90 Рік тому

    Excellent vidoe ❤

  • @miyajewelry6054
    @miyajewelry6054 5 місяців тому

    14:47 trichy siva aruvai

  • @vampstdm3953
    @vampstdm3953 Рік тому +1

    3:30 Bro he is a Chartered accountant, He said 50-80k per month not 15-18k

  • @manin3567
    @manin3567 Рік тому +2

    Correct but no Development when rain comes people are unable to to walk

    • @suman_mpm
      @suman_mpm  Рік тому

      Yes, in front of nature, man is a loser in everything.

  • @ambikasubramaniam5
    @ambikasubramaniam5 Рік тому +1

    Good video.!!! Need many more like this....!!! Rewarded 😅

  • @vijaykumar-ef4gc
    @vijaykumar-ef4gc Рік тому

    All suggestions mutual funds ❤
    Last person talk so good

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you share this video with your family and friends

  • @mehtabhussain5363
    @mehtabhussain5363 Рік тому +9

    Lesson is .. while you are unmarried you have to save ..else after marriage you can't live for yourself

  • @gpr2047
    @gpr2047 Рік тому +1

    Good job suman

  • @brahmasmind
    @brahmasmind Рік тому +2

    The dependency mindset has to be reduced like how our ancestors used to lives, be simple in life and greater in mind.

  • @sandeepRTR
    @sandeepRTR 6 місяців тому

    Please make vlog on School fees in Chennai bro..

  • @aham-mumukshu-asmi
    @aham-mumukshu-asmi Рік тому

    2:23 - Rice 100-a?? Govt is giving free rice for card holders and even outside you can get it for 30-40 Rs.

  • @gomathyilangovan4717
    @gomathyilangovan4717 Рік тому

    Useful video. All youngsters of today in this video are quite responsible and reasonably thinking people.

  • @user-rw9gp7pr3z
    @user-rw9gp7pr3z Рік тому +1

    Wen compare to Bangalore,Chennai cost of living is high in transportation and food, this city and state is dependent on political power and money not common man growth biggest economic gap

  • @jeyapandianb2678
    @jeyapandianb2678 Рік тому

    Good content bro nice video..நண்பர் prashant நன்றாக பேசினார்...

  • @manoharanmanoharan2726
    @manoharanmanoharan2726 Рік тому +1

    Mutual funds is useful or not ?

  • @manikandan-n4
    @manikandan-n4 4 місяці тому

    Money save panna mudilana side la ethathu oru sinna vela partime ah ethathu pannanum athula varatha invest pannatha poga profit irukum atha save pannikalam if mudincha mudiyalana kastam 😢😢😢😢ithan fate

  • @kannappaentertainment5980
    @kannappaentertainment5980 Рік тому

    Innum Neenga Nalla nalla kelvi kekkanum Makkal idathil ❤ 😍

  • @gokul6089
    @gokul6089 9 місяців тому

    03:29 that is 50 to 80k per month. That guy is a CA.

  • @gokulv6172
    @gokulv6172 Рік тому

    Ask question on whether the current tax rates is good or bad ? Whether they are happy? What tax should be changed? Where do you think is not being taxed and should be taxed, why? etc

  • @dinakarancr3435
    @dinakarancr3435 Рік тому

    Bro taxi driver or owner cum driver salary income video podunga. Chennai ku intha bussiness start pantrathukku motive ah irukkum. Pls skip panathinga... Kandippa video podunga... Request...

  • @ushajagadish
    @ushajagadish Рік тому +7

    Tamilselvan gave some realistic comments about society
    Everyone should follow the waste management that he told

    • @suman_mpm
      @suman_mpm  Рік тому

      🤝🏻👍🏻👍🏻 share this video on your friends

  • @witch9862
    @witch9862 Рік тому

    Such a gud initiative keep doing more video's like this

  • @sameerahamed9687
    @sameerahamed9687 Рік тому +1

    Seems like the person who is CA in Indian oil , his salary might be wrongly written as 15k to 18k , it's 50k to 80k

  • @chitrahari600
    @chitrahari600 Рік тому +2

    First if we should stop ordering online. other companies who steals our hard-earned money....

  • @Chnchn1212
    @Chnchn1212 10 місяців тому

    18:10 very good points

  • @friendsofvel
    @friendsofvel Рік тому +2

    Take a small % of income as savings initially every month, then plan for expenses, this is the real way for saving

  • @BabuBabu-rf7vi
    @BabuBabu-rf7vi Рік тому

    All peoples talk very nice great

  • @manoharanmanoharan2726
    @manoharanmanoharan2726 Рік тому

    13 : 13 well said. This is reality.

  • @manik1580
    @manik1580 Рік тому +2

    Good Interview bro. Your statistics are worth to note. You could publish the source please. If we have a roof to stay and 10,000 per month then we are on Top 15% !!. India is such a poor country. 41% 1L to 8L i middle class. I remember that Saurabh mukerjea said that a middle class is one who earns up to 50L per annum

    • @suman_mpm
      @suman_mpm  Рік тому +1

      I don't know how accurate that statistic is? 👍🏻👍🏻🤝🏻

  • @akcartoons4357
    @akcartoons4357 Рік тому

    @3:49 Guy is talking about Zerodha. Is it best in terms of returns? What are the other good options as well?

    • @suman_mpm
      @suman_mpm  Рік тому +1

      👍🏻 share this video with your friends

    • @sivag2032
      @sivag2032 Рік тому

      Well it is not even proved.Please explore other strong MF companies like HDFC,Nippon,Quant,SBI,DSP

  • @deepam1949
    @deepam1949 Рік тому +1

    யாருமே Lic யை சேமிப்பு க்கு, claim நால குடும்பத்துக்கு கிடைகிற பாதுகாப்பு பற்றி சொல்ல ல, term insurance General insurance la மிக குறைந்த premium la ye ierukku,

  • @gvbalajee
    @gvbalajee Рік тому +1

    My Madras Life

  • @wendyv8497
    @wendyv8497 Рік тому +5

    Unfortunately the end of the interview veered away from the topic on hand! 😅 But it would be worth having interviews on that topic of people's individual responsibility separately!

    • @suman_mpm
      @suman_mpm  Рік тому

      👍🏻👍🏻😊

    • @Subbu_s
      @Subbu_s Рік тому +2

      The guy has an amazing thought process.. Govt can only bring in policies but it's the ppl who can follow, once we reduce a lot of places where the govt spends, taxes decrease and so does inflation.. It's all inter related.. Ppl should realise govt provides freebies from the tax we pay.. More freebies more tax(higher the commission for politicians)

  • @keer5
    @keer5 Рік тому +5

    Second person said 50-80k.Not 15-18k

    • @suman_mpm
      @suman_mpm  Рік тому +2

      Yes✅

    • @pavithran5515
      @pavithran5515 Рік тому +1

      ​@@suman_mpmbro iocl la engineer salary eh 15lpa-16lpa

    • @suman_mpm
      @suman_mpm  Рік тому

      Ohh good bro இருக்கலாம்

  • @brahmasmind
    @brahmasmind Рік тому

    Try to create passive income which will help you to take over your monthly expenses before anything, setup the plan, and go all out.

    • @suman_mpm
      @suman_mpm  Рік тому

      Great 👍🏻🤝🏻

    • @sivag2032
      @sivag2032 Рік тому +1

      How they can create a passive income when finding hard even manage expenses

    • @brahmasmind
      @brahmasmind Рік тому

      @@sivag2032 good question brother, in a nutshell, if our consumption is bigger than a creation (creating values for others and for us), the chances of getting rich or reaching above the middle class definitely are going to be difficult for everyone. This was taken from RBL Bank (India) 3.50% to 8.00% meaning banks are encouraging people to save more instead of spending. Spending is not something wrong here but spending it wisely is the key here. First of all, we have to identify the direction of life first instead of following the majority, media, technology, or entertainment. Escapism is not the answer here. Since rental is one of the highest costs in Chennai, now you tell me how much to own a house or flat in Chennai that you think is decent living? then we can start from there on passive income creation plan or strategy.

    • @brahmasmind
      @brahmasmind Рік тому

      @@sivag2032 can you tell me, can people in Chennai who earn around 20,000 per month can own a house or flat worth 553,846? or can we get a house worth 553,846 in Chennai?

    • @brahmasmind
      @brahmasmind Рік тому

      @@sivag2032 Always remember this quote, Tough Times Never Last, But Tough People Do!

  • @itishariram
    @itishariram Рік тому +26

    Me & my wife together earn 190K /month. We invest in our purchased land loan 50K/month and LIC Umang plan 25K/month .. i.e., 75K/Month as savings. Usually 30-40K / month for spending and we will save the remaining amount left for the gold loan that we used while buying land (extra amount from land loan). All our savings are short-term. Land loan for 10 years and a LIC policy for 15 years (already we completed 3 years) so I get a pension of 25K/month after that for a lifetime (max till 99 years old) meanwhile our principal amount will also get multiplied if I don't withdraw the invested money & importantly this policy includes our death cover (both of us) as a back up for us since we are childfree couple. Just sharing here!

    • @suman_mpm
      @suman_mpm  Рік тому +1

      Great thing congrats 👏🏻

    • @josephselvakumara8559
      @josephselvakumara8559 Рік тому +14

      All are good except LIC Umang. It was not an Investment. Go for mutual fund. Invest that 25k per month through SIP in Small Or Midcap schemes. After your retiring age withdraw that money through SWP mode. You can withdraw more than 50k per month till your death.

    • @kssenthilkumar5802
      @kssenthilkumar5802 Рік тому +17

      Everything ok son , you are good @ investments, I am also very Successful person in life, I am 55 now , the only thing bothering me is “ child free couple “ it is a personal choice and nobody has right to interfere, but your life will be very boring after 50s and you won’t have a purpose to live, if it is due to any medical issues I am sorry otherwise rethink over it, bless you

    • @vtcbe1065
      @vtcbe1065 Рік тому

      ​@@josephselvakumara8559good idea

    • @itishariram
      @itishariram Рік тому

      @@kssenthilkumar5802 Thanks for your concerns sir. Definitely yes, it is personal. But done with relationships and personal losses due to bad family atmosphere. To be precise, toxic parents. Lost my beloved grandfather due to these toxic people. Lot more traumas. Maybe if I feel better later part, I’ll think about. Now I am just living my bonus life (already lost the purpose & living only for my wife) and don’t want to complicate it. 🙏🏼

  • @lakshnaramesh9733
    @lakshnaramesh9733 5 місяців тому

    3:30
    He said 50K to 80K

  • @mysticamomskitchentamil7945
    @mysticamomskitchentamil7945 Рік тому +5

    Aana one thing athigama earn panravan thaan budget saving pathi pesuran but 15k 25k earn panravan eppadi selavu panni gali aakurathunu yosippan 😁😁😁😁

  • @PrakashRam90
    @PrakashRam90 Рік тому

    Subscribed

  • @Vels_MindVoice
    @Vels_MindVoice Рік тому +5

    Rent will ruin most of the savings 😢😢

    • @suman_mpm
      @suman_mpm  Рік тому

      Yes 100% but vera Vali illaye

  • @Chirpieshome
    @Chirpieshome Рік тому

    Tamilnadu rice n free ille?

  • @chitrahari600
    @chitrahari600 Рік тому +5

    Budget is not in our hands because country's price is not under our control...

  • @Subbu_s
    @Subbu_s Рік тому

    If every citizen has the thought process of the guy who spoke last, we would have reaposible citizens who ask for public necessities(education and hospital) instead of freebies.. Lower running cost for a govt leads to lower taxes which inturn reduces the inflation..

    • @suman_mpm
      @suman_mpm  Рік тому

    • @suryaprakash18ms
      @suryaprakash18ms Рік тому

      Lowering the taxes increases inflation as people will have more purchasing power.

    • @suryaprakash18ms
      @suryaprakash18ms Рік тому

      If u mean indirect taxes yeah they will reduce the price rise..

  • @கலைஞன்-ழ5ச
    @கலைஞன்-ழ5ச 8 місяців тому

    Lic tech term plan, medical insurance... must

  • @aproperty2009
    @aproperty2009 Рік тому

    Super ji

    • @suman_mpm
      @suman_mpm  Рік тому

      Thank you and share this video on your friends

  • @leonardashwin
    @leonardashwin Рік тому

    He said 50k-80k per month. And you printed 15k-18k

  • @rakeshpipada
    @rakeshpipada Рік тому

    Suman chennai le irukangla
    Let's meet up

  • @papercut._.
    @papercut._. 9 місяців тому

    3:32 that's 50-80k

  • @Vijayfan_22
    @Vijayfan_22 Рік тому +1

    Blue shirt will be trending

  • @ayyappansri
    @ayyappansri Рік тому

    Happy Savings! Happy Life Journey!!

  • @gamma_girl
    @gamma_girl Рік тому +3

    I'd like to know if Tamilselvan is single? - asking for a friend 🙊

  • @tamilcryptogem7697
    @tamilcryptogem7697 Рік тому +1

    Tamil na mass 🔥

    • @suman_mpm
      @suman_mpm  Рік тому

      👏🏻🤝🏻 thank you share this video on your friends

  • @isaho1547
    @isaho1547 Рік тому +1

    3.28 50k to 80 k salary vaanguranga.neenga 15kto 18ku nu podringa

    • @suman_mpm
      @suman_mpm  Рік тому

      Yes I agree there is a mistake