You Must Avoid the Capital One VX!!! (Roast)

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  • Опубліковано 29 чер 2024
  • In this silly video I will do my best to ROAST the Capital One VX. Please know that this video is meant to be funny and it's not meant to be taken serious unless you have personal issues not related to credit cards. Please check out my other Roast Videos I'll link towards the end of the description:
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КОМЕНТАРІ • 164

  • @TheDjim49
    @TheDjim49 2 місяці тому +11

    “You can stay with the convicts and ne’er-do-wells” 😂😂 That line got me. I enjoyed the video, keep up the great work

  • @Oasia1996
    @Oasia1996 2 місяці тому +18

    The eclipse is not the only thing bringing darkness today. Don’t make me hate my favorite card, Uncle Luke! I can’t bring myself to pay the AMEX fees.

  • @lancejones5983
    @lancejones5983 2 місяці тому +4

    Super 8 and the convicts…..😂 This was great! I love the VX but so much validity in your roast!

  • @jpknowledge8852
    @jpknowledge8852 2 місяці тому +4

    "I'm not flying to Canada." 🤣🤣🤣
    This was great! Love the roast 👏🏾

  • @Sivic50
    @Sivic50 2 місяці тому +1

    These roasts have all been on point. Good stuff, Luke. 😂😂

  • @bikolmao6304
    @bikolmao6304 2 місяці тому +2

    I am SO glad that this is a series, especially with an episode for the Venture X (I love my Venture X haha). I didn't expect this video to come out so quickly after I commented about it on your Amex Plat video! Keep up the great work, I love this kind of content LOL

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      Thanks for watching. I’ve had requests for the citi premier!

    • @bikolmao6304
      @bikolmao6304 2 місяці тому +1

      @@LukesPointsandMiles Ah yes, the “effective -5 annual fee” protectionless card that requires you to stay at a barbershop hotel for 5 nights? Redeeming 1:2 for a hotel that might have a dead rat in the corner of the bathroom and a gloryhole sounds like great value

  • @daveek9023
    @daveek9023 2 місяці тому +1

    Haha awesome video! Legit laugh out loud at the Super 8 joke 😂

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      I have to admit I don’t think I’ve ever stayed at a super 8

  • @MrDubs6000
    @MrDubs6000 2 місяці тому +4

    Just went to the lounge in DFW yesterday. The lounge was pretty nice! Here’s my $395 😂

  • @mari-cruz25
    @mari-cruz25 2 місяці тому +1

    Well, at least you know which card will leave the lights on for ya, just like Motel 6. 😂
    I am really liking these videos!!

  • @EXPRECDJ
    @EXPRECDJ 2 місяці тому +2

    These are great videos! 💯💯💯

  • @AnthonyVenture
    @AnthonyVenture 2 місяці тому +1

    Super 8 with the Convicts 😂😂😂
    You know it’s a roast, but this type of video is super needed I think. It takes the edge off of folks who really get so uptight about their favorite cards - we need more comedy in the Credit Game!
    Yes I actually didn’t know that Capital One doesn’t prorate the annual fee, pretty wild actually, and I haven’t really heard that at all other than you and Chad.
    This was funny Luke, keep them going!!

  • @TheCreditFrog
    @TheCreditFrog 2 місяці тому +6

    The points made here are funny because they're true 🤣👀

  • @JonsCreditAndTravel
    @JonsCreditAndTravel 2 місяці тому +4

    This was hilarious Uncle Luke!!! I know its roasting but I think with all of the roasts have have a sprinkling of truth in them. Keep them coming. C1 VX has its faults for sure but it is a good card for families. My credit is too good to be a C1 customer so they only want me to have the C1 Platinum and Secured cards LOL.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +2

      Sprinkles? I detect no lies! But yes it’s a great card for sure!!

  • @ctrushfan8575
    @ctrushfan8575 2 місяці тому +3

    Thanks Luke. Still chuckling about this.

  • @ugoeze7360
    @ugoeze7360 2 місяці тому +5

    That moment when Luke posts “Roast the AmEx Centurion card”…
    but the video doesn’t start with the roast disclaimer 😂😩

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      Haah. I’ll be honest, I don’t even know my about that card! I’ll never have it.

  • @SENDO-X
    @SENDO-X 2 місяці тому +2

    This series is hilarious!

  • @trave7644
    @trave7644 2 місяці тому +1

    I almost didnt click on this thinking this was silly, glad I did.

  • @chrisoverbey5937
    @chrisoverbey5937 2 місяці тому +2

    Ah come on, Uncle Luke! That peanut medley is criminally underrated

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Especially when all of Adam’s kids stick their hands in it

  • @ShawnB321
    @ShawnB321 2 місяці тому +1

    LOL, great roast. Keep up the great videos.

  • @vickiarnold7300
    @vickiarnold7300 2 місяці тому +1

    Great job on UA-cam ❤

  • @mostlyfreetravel
    @mostlyfreetravel 2 місяці тому +1

    Great roast Luke! 😆

  • @glennkraft
    @glennkraft 2 місяці тому +1

    Great video Luke!! Absolutely loved it. And this coming from a Venture X fanboy. I upgraded a Venture to a Venture X with no bonus because it actually costs me less. The $300 spend isn't difficult to hit, and if you do it on Delta (probably others), you still earn your Delta miles and your status carries through, as I was upgraded based on status. Sure, it cost me 5% on that $300, but not a big deal. I recently transferred 120K Cap 1 points to Flying Blue as part of a trip when I got almost 6cpp, so this card earns me money. My wife just got one as well as the 75K SUB will certainly go towards a future trip.
    2% catch-all cards to me are underrated, with mine, when I'm not earning a SUB, go towards car insurance, electric, gas, water, trash, and every mundane spend you can think of. I earn more points @ 2% than I do at 5% on flights.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      💯 it’s a super solid travel card

    • @yurig2530
      @yurig2530 2 місяці тому

      I suggest you to use Wyndham business for utilities, or USB Cash+. Yes, I do use for insurance sometimes.

  • @jimmyjames6492
    @jimmyjames6492 2 місяці тому +2

    🤣🤣🤣 Thanks for the video!

  • @elliottnixon-wq6sp
    @elliottnixon-wq6sp 2 місяці тому +2

    This is fun man. If you’re getting heat for the credit card roast vids, it’s worth remembering: people default to the literal. Irony is way hard even when it’s obvious. I’m sure Springsteen feels this every time he’s sung Born In The USA for the last 40 years.

  • @krs1905
    @krs1905 2 місяці тому +1

    Luke, your video convinced me to take the 30% transfer bonus and move all my points to Virgin. C1 offers transfer bonuses like once every eclipse. I know that they won’t give me a S1 Card so I don’t want to stay in the ecosystem. I’ll get a CSR since I fly out of NYC.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      I have a lot of virgin points that have sat for a long time. Hopefully you find a way to redeem them so they don’t sit around!

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit 2 місяці тому +1

    Lol I like the Venture X, but a lot of this is the truth. I'm hoping the Venture X can get better by Capital One adding more lounges

  • @edub0524
    @edub0524 2 місяці тому +1

    Thank you for the disclaimer. I’m stupid af with good credit now lmao

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      Even with the disclaimer, these videos lead the league with thumbs down 👎

  • @MuscleB3ach
    @MuscleB3ach 2 місяці тому +1

    The best roast is the one about not getting the card cuz your credit is too good...so fkn true

  • @fogrunr5075
    @fogrunr5075 2 місяці тому +2

    One of the first funny things I realized about this card....
    VX ... NERVE GAS,!;😂😂😂

  • @richardjones4256
    @richardjones4256 2 місяці тому +1

    I have the capital one quick silver and they refuse to give me a credit line increase. There excuse is theres not enough activity on the card. However they keep trying to offer me that savor one card. I wont close the card because it's my oldest card lol

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      I would suggest getting that savor 1 card. It’s a great one

  • @VeganWithAraygun
    @VeganWithAraygun Місяць тому +1

    I can grok your POV. I have the classic 2x miles on everything Venture $95 AF card. If I traveled more than I do these days I would accept a product upgrade if they offered it. But I have no plans to apply for it outright. Other than their lounges at IAD and Denver and international partner's lounges, there's few extra benefits with X that justify the extra $300. It's still 2x points on my everyday purchases...meh!

    • @LukesPointsandMiles
      @LukesPointsandMiles  Місяць тому +1

      Yes I would upgrade. As long as you travel at least like once a year. If you don’t travel at all. I don’t think I’d even keep the venture. But BX is worth it as long as you can book something in the portal once a year

    • @VeganWithAraygun
      @VeganWithAraygun Місяць тому +1

      ​@@LukesPointsandMilesYou're the best, Luke! I value your POV and hope your channel continues to grow. 🙏🏼💯🎯🛐

    • @LukesPointsandMiles
      @LukesPointsandMiles  Місяць тому

      @@VeganWithAraygun thank you for the kind words

  • @Kel.Vision
    @Kel.Vision 2 місяці тому +1

    4:00 You might be on to something Uncle Luke 🤔 Spirit Airlines might actually be a great transfer partner for Capital One to add. Also, I love these takedown videos! Please add the Built Mastercard to the roster! 😂

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      Is the Bilt card good enough to roast??

    • @Kel.Vision
      @Kel.Vision 2 місяці тому +1

      @@LukesPointsandMiles Absolutely! Peekaboo signup bonus, weak travel category and multiplier, annoying verification process during application, weird fascination with soul cycle, hot and cold rent day rewards, and Wells Fargo just to name a few lol

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      I'll be honest - i've never really dove into the card

    • @Kel.Vision
      @Kel.Vision 2 місяці тому +1

      @@LukesPointsandMiles ahhhh, gotcha! Okay, skip that for now 😂

  • @BradleyHansonPhotography
    @BradleyHansonPhotography 2 місяці тому +1

    Nailed it!

  • @RickBeckOhio
    @RickBeckOhio 2 місяці тому +1

    It’s open mic night at Uncle Luke’s place. I like the convicts at Super 8!

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      I’ve been told that you can’t called them convicts. A conviction is something that happened to you not what you are. 🤣

  • @alexrod550
    @alexrod550 2 місяці тому +1

    Awesome !!🤣

  • @NewJitsu92
    @NewJitsu92 2 місяці тому +1

    I like the venture X but I like these videos more 😂

  • @0xsbp
    @0xsbp 2 місяці тому +1

    the hotel partners portion of this is facts tho lmaoo

  • @averageperson2659
    @averageperson2659 2 місяці тому +2

    I’ve heard Taylor Swift maximizes her CapitalOne points at the Choice properties 😏

  • @lisanelson3772
    @lisanelson3772 2 місяці тому +1

    😂😂😂 you are hilarious

  • @RickBeckOhio
    @RickBeckOhio 2 місяці тому +1

    I was thinking about your upcoming Amex Gold video. With Resy popping up in the refreshed Delta cards, Gold seems like the perfect place to add a Resy credit. Maybe $15 a month to help justify a fee increase. What do you think?

  • @johnwick860
    @johnwick860 2 місяці тому +1

    for AUs on a personal CC, it counts towards 5/24 right? how about for employee cards on biz CCs? does it count towards 5/24? thanks

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      AU on personal cards do not actually count towards 5/24. They may initially see them but when you call recon you can clear that up. And no employee cards don’t count either. Neither are facially responsible for the card

  • @De_Guatemala
    @De_Guatemala 2 місяці тому +1

    This style is better than the wishy-washy vids most creators make. Trash it or praise it, just don't be Luke-warm.😊

  • @Stonks93
    @Stonks93 2 місяці тому +1

    I was considering this card until I saw the transfer partners lol

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      If I’m honest, I like the transfer partners just fine. But I’m not using capital one for exclusively

  • @johnwick860
    @johnwick860 2 місяці тому +1

    Uncle Luke, favor... can you log in into C1 VX Priority Pass and Plaza Premium and check the lounge in Manila airports terminal 3 and 1? does it show Marhaba lounge at T3? Paggs at T1 or T3? thanks again

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      I’m actually work. They will fire me if I’m doing personal business. Although that might not be a bad thing

  • @docsays
    @docsays 2 місяці тому +2

    Damn Luke, whats next on your hit list? Chase Sapphire Preferred or American Express Gold?

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Maybe Altitude Reserve.

    • @AnthonyVenture
      @AnthonyVenture 2 місяці тому +1

      @@LukesPointsandMilesThis I would love to see actually haha. Would be good now since there’s still a good amount of hype for it I think.

    • @AnthonyVenture
      @AnthonyVenture 2 місяці тому

      @@LukesPointsandMilesOh lawd it’s cooking hahaha, record it!

  • @AnonyMap1
    @AnonyMap1 2 місяці тому +1

    Hot take but I actually like travel portals. You get to see the all the options, you can do mixed bookings, and there's minimal up-sells.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Interesting.

    • @newagain9964
      @newagain9964 2 місяці тому +1

      I think portals are good for hotels. especially when you have 2 upgrade options (ie FHR, THC) to weigh and compare options.

  • @SYS-ky7zk
    @SYS-ky7zk 2 місяці тому +1

    Nice Roast on Cap1VX Luke! 😁😁
    I do prefer to have certain perks taken away and keep the AF of $395 as long as possible.
    Once Priority Pass Restaurant perk is taken away from CSR, at least all three members:
    Amex Plat, Cap1VX & CSR will have pretty much the same Priority Pass perks. Which of these three will raise the AF first?

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      That’s a great question. I don’t think Chase can raise it since it doesn’t even come close to mitigating there as is.

    • @yurig2530
      @yurig2530 2 місяці тому +1

      I cancelled both CSR and Platinum long time ago. VX will ne next.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      @@yurig2530 cancelling them all!!

    • @yurig2530
      @yurig2530 2 місяці тому +1

      @@LukesPointsandMiles no, I'm keeping AR, Prestige, Ritz, Aspire. Want to get more Ritzes and Aspires. On a fence with AA Executive.

  • @caribdude8151
    @caribdude8151 2 місяці тому +1

    👍

  • @druiz012
    @druiz012 2 місяці тому +2

    😂... well, I enjoyed it. Also you're probably right that they'll just have 3 lounges for the next 4 years. Especially since they haven't announced new locations and it took them so long to finish IAD and DEN...

  • @IanMaschal
    @IanMaschal 2 місяці тому +1

    Super easy for me to use the credit. Needed a decent hotel for a football game, easy redemption on the portal and same price as booking it direct. I only get this card every few years for the welcome bonus.
    I will say if you aren’t finding great bookings on air Canada you’ve gotta look harder. Lufthansa, ANA all there at great rates.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Air Canada is one of my favorites. I was trying to make a funny.

    • @yurig2530
      @yurig2530 2 місяці тому +1

      ​​I'm currently having disaster with Air Canada. 81k miles stolen via known security hole. I'm fighting with them for more than two months to get them back, still missing 9k. Customer service is even worse than C1, it's absolutely useless.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      @@yurig2530 that’s crazy.

  • @jaysonpadilla9588
    @jaysonpadilla9588 2 місяці тому +1

    The video was fun. But the Amex (roast video) was the best. a $50 bucks for a cereal cup that was hilarious

  • @ghgilland
    @ghgilland 2 місяці тому +1

    You really can't cancel the card after the annual fee hits? Is that right? If so, I may need to get on the phone soon.

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      From what I understand the fee is not waived just by canceling the card. I haven’t tested it.

  • @SpartanOfFinance
    @SpartanOfFinance 2 місяці тому +2

    So if you cancel this card make sure it’s before the AF hits? That’s just wrong CO. Be better.

  • @nubianpwr
    @nubianpwr 2 місяці тому +1

    😂...true😎

  • @chadpennycuff
    @chadpennycuff 2 місяці тому +1

    You forgot to mention, most of you won't get approved for the duo. If you're lucky, they'll approve you for one card and leave you high and dry on the 2nd half of the duo.

  • @divyv20
    @divyv20 2 місяці тому +1

    Hey Luke , really nice video ! I was wondering if I could help you with Best Quality Editing in your videos which visually appeal to audience and would increase average view duration and will also make a highly engaging Thumbnail which will overall help your videos to reach to a wider audience ? Pls let me know what do you think ?

  • @glenardonia
    @glenardonia 2 місяці тому +1

    Venture X rules!!! 😊

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      The official card of Filipino executive security worldwide!!!!

  • @joshfrank9137
    @joshfrank9137 2 місяці тому +2

    Can't wait for the Citi Premier roast 😂

  • @Elricky124
    @Elricky124 2 місяці тому +1

    I didn’t know you had to forgo the annual if you cancelled mid year. I think everybody else prorates

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому +1

      I’m not sure the actual protocol for everyone. But from what I understand, capital one does not refund the AF.

    • @Elricky124
      @Elricky124 2 місяці тому +3

      @@LukesPointsandMiles what’s in your wallet!

  • @fogrunr5075
    @fogrunr5075 2 місяці тому +1

    I will say this.
    Venture X is the coolest named credit card..

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Cooler than the Freedom Flex????💪🏿

    • @fogrunr5075
      @fogrunr5075 2 місяці тому +1

      @@LukesPointsandMiles Oh!! That's a cool one too!! 😎

  • @Luckylu6688
    @Luckylu6688 2 місяці тому +1

    Capital one is much better than American Express.

  • @yurig2530
    @yurig2530 2 місяці тому +1

    Right on point. Absolute junk!

  • @1bridge11
    @1bridge11 2 місяці тому +2

    Are those 4 gay men in the pool close friends of yours?

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      Are you sure they were gay?

    • @1bridge11
      @1bridge11 2 місяці тому +2

      @@LukesPointsandMiles They definitely look like they are. Don't show this vid to you wife. She may get suspicious.

    • @newagain9964
      @newagain9964 2 місяці тому +2

      You looking for ur invitation?

  • @krs1905
    @krs1905 2 місяці тому +1

    First

  • @DavidGarciajrtx
    @DavidGarciajrtx 2 місяці тому +1

    Yea basically amex is the best

    • @LukesPointsandMiles
      @LukesPointsandMiles  2 місяці тому

      They are the best at some things that for sure!!

    • @yurig2530
      @yurig2530 2 місяці тому +1

      The best coupon book.

    • @newagain9964
      @newagain9964 2 місяці тому +1

      Plat is only good Amex card. And even it is very limited in use. Be real.

  • @peterg6638
    @peterg6638 2 місяці тому +1

    Capitol who?