Term Insurance : Ultimate Guide for Beginners 2024 | Ditto Insurance

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  • Опубліковано 12 лип 2024
  • Welcome to Ditto's ultimate guide to Term Insurance for 2024! In this video, Shashank and Sushant break down everything you need to know about term insurance in a simple and easy-to-understand way. Whether you're new to the concept or just looking to brush up on the basics, this video has got you covered!
    To know more or find the best term insurance plan for yourself, talk to our advisors at Ditto Insurance: ditto.sh/wx85ql
    Please find the link to the article on Ditto's website: ditto.sh/5uyu6e
    What's discussed:
    1. What's a Term Insurance? - Understanding the fundamentals of term insurance.
    2. Why Should You Get Term Insurance? - The importance and benefits of having a term insurance policy.
    3. What are Premiums? - Breaking down how premiums work and what you need to know.
    4. What is the Right Coverage for You? - Tips on determining the right amount of coverage based on your needs.
    5. Checklist to Buy Term Insurance - A handy checklist to help you make an informed decision.
    6. Exploring Riders - An overview of riders and how they can enhance your policy.
    7. SECRET Tips When Choosing an Insurance Company - Insider tips to help you choose the best insurance company for your needs.
    Don't forget to like, comment, and subscribe for more insightful videos on insurance and personal finance. Stay informed, stay secure with Ditto Insurance!
    0:00 - Introduction
    1:14 - What is Term Insurance?
    2:28 - Simplifying Term Insurance
    2:54 - Why should someone get a term insurance?
    4:05 - How premiums work?
    4:26 - Factors that decide your premiums.
    6:15 - Premiums for Smokers
    7:35 - Checklist to consider when getting a term insurance
    8:41 - Riders and add-ons
    9:30 - Ideal Term Coverage
    11:18 - Busting a common insurance myth
    12:20 - More on riders
    13:50 - How to choose to the best Insurer for you?
    14:59 - Metrics - CSR, ASR, ACV
    16:07 - Rapid Fire Round
    17:03 - Conclusion
    17:16 - Why choose Ditto?

КОМЕНТАРІ • 26

  • @dittoinsurance
    @dittoinsurance  20 днів тому

    To know more or find the best term insurance plan for yourself, talk to our advisors at Ditto Insurance: ditto.sh/wx85ql

  • @shakkirkunhammed7276
    @shakkirkunhammed7276 20 днів тому +6

    Yesterday one of the ditto insurance advisor called me and they gave me the whole picture of health insurance, I can clearly say they gonna disrupt Indian insurance market, with their customer centric approach.

  • @harshithaponnappa1662
    @harshithaponnappa1662 20 днів тому +1

    This video cleared the air around insurance! Thanks guys!

    • @dittoinsurance
      @dittoinsurance  20 днів тому +1

      So glad you liked the video :) thank you

  • @thyrajohn5988
    @thyrajohn5988 20 днів тому

    Amazing video! Loved it!

  • @NameIsSandeep
    @NameIsSandeep 19 днів тому

    Awesome 🎉

  • @ParthPuranik
    @ParthPuranik 20 днів тому +1

    Great Video!

  • @startamil8344
    @startamil8344 20 днів тому +1

    Excellent

  • @jamesjohn772
    @jamesjohn772 20 днів тому

    An engaging and information-rich content on a complex topic like Insurance after a long time! No gimmicks & straight to the point! You earned a sub :)
    And also, I’m a strict no-pineapple-on-my-pizza man myself haha! 😃👍

    • @dittoinsurance
      @dittoinsurance  20 днів тому

      Thank you so much for the sub :) Means a lot this

  • @sanghviprachi
    @sanghviprachi 20 днів тому +3

    would be nice to see a video on recent changes laid down by the IRDAI

  • @user-ss8ni7wy2r
    @user-ss8ni7wy2r 20 днів тому

    There are lot of videos on Term Plan from the consumer point of view and to educate them, but did not find a single video from the the company's or underwriter's POV.
    I would request Ditto to pls cover the aspects of term life from the insurer's POV so that it give a better clarity as to how to they process the claim, on what basis they reject the prposals, etc.
    Hope that makes sense

    • @dittoinsurance
      @dittoinsurance  20 днів тому

      Will consider doing a video on this soon. Thanks

  • @sathishr2791
    @sathishr2791 20 днів тому

    Kindly make video on which companies providing premium loading and which don't? Which do premium loading on renewal years too?

  • @MrPratitb
    @MrPratitb 9 днів тому

    term insurance video 101

  • @kunal05_
    @kunal05_ 20 днів тому

    Have you stopped being partner with Niva Bupa? A ditto consultant denied helping with getting a Niva Bupa policy and asked to buy directly from insurer.

    • @dittoinsurance
      @dittoinsurance  20 днів тому

      This shouldn’t have happened. While we don’t actively recommend Niva Bupa policies anymore, we still support buying their policies through Ditto. We will get this checked. Please leave an email about this on complaints@joinditto.in

  • @BUY_YOUTUB_VIEWS.1358
    @BUY_YOUTUB_VIEWS.1358 20 днів тому

    More videos to come?