Points To Check While Buying A Health Insurance Policy | Clauses In Policy | CA Rachana Ranade

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  • Опубліковано 22 лис 2024

КОМЕНТАРІ • 371

  • @CARachanaRanade
    @CARachanaRanade  6 місяців тому +2

    ✔️ Invest in Knowledge: link.rachanaranade.com/CourseStore

  • @TheBullInvestment
    @TheBullInvestment 2 роки тому +434

    Thumb rule for buying an Insurance - Don't ask what's covered in the policy. Always ask what's not covered in the policy.

    • @ajayjain1456
      @ajayjain1456 Рік тому +17

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

    • @anupamthakur3002
      @anupamthakur3002 Рік тому

      @@ajayjain1456 thanks for letting us know

    • @ajayjain1456
      @ajayjain1456 Рік тому

      @@anupamthakur3002 thanks

    • @sunil1229
      @sunil1229 Рік тому

      ​@@ajayjain1456claim reject ka reason kya bole star wale

    • @ajayjain1456
      @ajayjain1456 Рік тому +1

      @@sunil1229 कोई कारण नही था बीमारी पुरानी बता दी जबकि पालिसी लिए 4 साल हो गई थी। मैंने इस साल पालिसी दूसरी कंपनी में शिफ्ट कर दी है।और पूरा बेनिफिट दूसरी कंपन्त ने दे दिया है

  • @rajeshsridhar1527
    @rajeshsridhar1527 Рік тому +57

    Notes: Co-pay clause; zonal clause; permanent exclusion; waiting period; room rent restrictions; cashless claim - planned treatment; emergency treatment; claim rejection.

  • @clumsy9840
    @clumsy9840 2 роки тому +7

    What a coincidence... I'm 24 nd I'm planning to buy a family health insurance...bcoz of which I'm going through a lot of vdo's...2days back i watched ur health insurance vdo...n today u come up with this vdo..donno why bt felt connect with you n ur vdo's..feels like elder sister is explaining something 😍... Thank you so much Rachna Tai🥰... it really helped me to select my plan

  • @viralshukla3590
    @viralshukla3590 Рік тому +1

    Thanks for adding subtitles otherwise person like me having listening problem in both ears can't understand ur learning. Again thank you so much. And pls keep adding subtitles in all ur videos.🙏

  • @arumillirajesh3038
    @arumillirajesh3038 2 роки тому +4

    You are such a great financial advisor i have ever seen. I appreciate your hard work. Hope to see more videos in this channel. Please make a video on how to protect demat account from hackers

  • @dilipd1415
    @dilipd1415 2 роки тому +1

    How come you always present all the aspects & that too a very simple manner, so as a layman also can easily understand. Really, u r a great teacher & a trainer too. Blessings.

  • @Shivd2010
    @Shivd2010 2 роки тому +2

    I'm from Risod , I thought nobody knows this Taluka but surprisingly you know abt it

  • @r013080005
    @r013080005 2 роки тому +13

    It was a wonderful informative video. However I would like to add one more point. There is a ceiling limit for certain procedures. Like for example for cataract you get max 30 k per eye per year.
    Additionally there are some things called gipsa agreement or something similar between insurer and hospital where only a portion would be claimed. Again it varies between hospitals.
    There is a personal experience in this regard. A private hospital would claim only 50 k as per GIPSA agreement for C-Section although the total expected cost was around 1 lakh for cashless. The remaining amount would need to be born by individual.

    • @vng61
      @vng61 2 роки тому

      Sir for cataract sx its max 50 k in government owned policy and 1 lac fir private policy provided all the criteria are fulfilled

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому +1

      There are many more clauses in various policies and it is not possible to cover all clauses in a short video.

    • @DrNeerajArora
      @DrNeerajArora 2 роки тому

      @@CARachanaRanade which one is the original account of yours... above comment seems to b fraud.

  • @aayushkalyat9560
    @aayushkalyat9560 Рік тому +1

    The most insightful video I've watched by now, I've watched a lot of videos on Health Insurance but none mentioned the Zonal Copay along with what to do if your claim gets rejected, Some cool info by ma'am thank you

    • @your_Sayan
      @your_Sayan Рік тому

      Now according to you wich is the best insurance company?

  • @karthiksubramani708
    @karthiksubramani708 Рік тому +4

    Thank You Rachana 🥰 I'm planning to take a health insurance for my parents, this was very informative 🤝🏻 I've learnt alot of things.

  • @viveksiddarthkalyanasundar4701

    Thanks for an eye opener video. It would have been an additional info if you could have spoke about choosing "Family Floater" or "Individual" type of health insurance... Even a shorts will be nice if you make it. Thanks🙏

    • @hemantsethia7273
      @hemantsethia7273 Рік тому

      If u have a family to look upon then Family Floater is the best

  • @nitinvishwakarma5653
    @nitinvishwakarma5653 2 роки тому +8

    You are a great teacher for all financial matters.

  • @anujacodkar9408
    @anujacodkar9408 2 роки тому +3

    This is the most informative video i found today!

  • @ketanddd
    @ketanddd Рік тому +9

    Thank you very much for the video, through this I came to know if your claim gets rejected or anything else to whom we should approach. Just now sent a mail to IRDAI regarding my issue and the next moment I have received reply from Health Insurance company.
    Thank you very much. You are doing very great job, Keep it up......👍

  • @lakshmeesharma
    @lakshmeesharma 2 роки тому +3

    It was comprohensive.
    Thank You.
    Please elaborate on Travel Abroad Health Insurance policy.

  • @lailacraig1545
    @lailacraig1545 2 роки тому +24

    Awesome! your potential seems timeless. Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made. The good news is - it’s not too late...

    • @lailacraig1545
      @lailacraig1545 2 роки тому

      @@YusufEymen248 Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financiaI growth, I'll advise you to seek the help of a professionaI...

    • @YusufEymen248
      @YusufEymen248 2 роки тому

      sincerely I have been wanting to invest in stock and crypto but I'm so skeptical on whether to continue or not but seeing how good people are doing in it, I developed alot of interest. Please if you can tell me what to do I have savings set aside..

    • @lailacraig1545
      @lailacraig1545 2 роки тому

      @@YusufEymen248 there is nothing hectic in lnvesting, all you need to do is to get an lnvestment advisor who will guide you through and build intelligent investments ideas to meet your financial goals.....

    • @YusufEymen248
      @YusufEymen248 2 роки тому

      @@lailacraig1545 Thank you so much I really appreciate. It’s always difficult to connect with a good professionaI and I really need a good lnvestment pIan right now, how can I get in touch with a professionaI ?..

    • @Zubarevich12
      @Zubarevich12 2 роки тому

      yeah I personally agree with you. they actually make lot of changes on a portfolio generally. A financial advisor gives you peace, I've had numerous firsthand experience and understanding of how the markets really works coupled with a portfolio growth of $670k in 2years, I'll say they are quite important...

  • @bharathwajvenkat8476
    @bharathwajvenkat8476 6 місяців тому

    Very informative keep up your good work.They have rejected claim hospital tariff for all rooms not in tabular format again I submitted but keeps dragging.

  • @srinivastrcareercoach
    @srinivastrcareercoach 2 роки тому +2

    As per your opening clip most sign the documents at the designated places marked by the agent.
    This Video is eye opener
    Co-Payment clause, Exclusion clause, Zonal Payment, waiting period ......- Need to look at all these clauses.
    Thanks for the Gyaan.
    During my Coaching of Career Development, i talk about PPF- Potential Pitfalls, I will take this clue and adapt it in the courses.
    Once again Thanks for the effort put in.
    Cheers

  • @omkarshinde420
    @omkarshinde420 3 місяці тому

    in my case my father went through heart angioplasty on 16 July 24 . His heart had 3 blockages and needed 3 stents to be placed in the arteries. Although it was free in some maharshtra government schemes, i went with private cashless hospital because in government scheme stent was without drug eluated stent. Hence private hospital bill was 2.5Lac and i paid 0 rupees and i was so relaxed during all this process. Health insurance company is Niva bupa Reassure 2.0. I had paid almost 1.2Lac since 4 years for my father mother combined in health insurance. So in my experience health insurance is safer bet.

  • @bmnihaal
    @bmnihaal 2 роки тому +1

    This is very much important and need of the hour, thank you ma'am

  • @oompranik
    @oompranik 10 місяців тому

    Thank you . This was an independent view and helpful

  • @shading_and_art
    @shading_and_art 2 роки тому +6

    Love u mam! You explain complex things in such simple words🙃

  • @rajanpandey3402
    @rajanpandey3402 2 роки тому +4

    Hello mam ...
    Pls make a spcl video on term insurance if possible ..Thank you.

  • @steffy007
    @steffy007 2 роки тому +7

    Thank you Rachna mam, I have learnt so much from your videos, good work as always 👍

  • @harishmathivanan2362
    @harishmathivanan2362 Рік тому +2

    Wow! Clear and concise explanation. The video I was looking for. Thank you

  • @sarfarazahmedshaikh9379
    @sarfarazahmedshaikh9379 2 роки тому +1

    What could be the possible reasons for rejection? My question is pertaining to your last bit in this video. Thanks in anticipation!

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому

      Not intimating and claiming within timelines, no following terms in the policy etc.

  • @Vibes4Lyf
    @Vibes4Lyf Рік тому

    Rachana Ma'am, Thank You So So So So Much For Such Detailed Info. God Bless You 😇❤️🙏🏽

  • @funnlearnforkidshi5
    @funnlearnforkidshi5 Рік тому +2

    CoPayment clause: if it is mentioned as 20% co pay...that means the insured had to pay 20%
    Zonal CoPayment Clause: medical treatment NEEDS to be taken in same zone ...and if he takes treatment outside Zone ...then only partial payment will be settled
    Adventure Sports/Cosmetic Surgeries/Drugs are a PERMANENT exclsion
    Check Waiting Period from date of Commencement...In case of pre existing diseases,pregnancy, child birth
    Room Rent restrictions...doctor fees,Consultancy fees will not be covered in case the Room rent is higher than mentioned in policy then entire bill wont be covered by insurance company...check policy with no Room rent restrictions
    Cashless claims:planned treatments...inform the insurance desk within network of insurance company 2 to 3 days prior..once pre authorisation is done ...u dont need to pay anything
    In case of emergency admission...inform the insurance company within 24 hours....
    In case of reimbursement policy...submit the documentation within 14 days of discharge...
    If in case claim is rejected ...email to grievance redressal desk ...then mail to Ombudsman and if this doesn't work get in touch with IRDA and then last resort is Court...

  • @theendbaadsha6882
    @theendbaadsha6882 2 роки тому +1

    Mam plz make video in hindi. it will be easy to know your concept deeply for who don't know english. 😊

  • @investingwithdrda9446
    @investingwithdrda9446 2 роки тому +246

    Thanks for the update and keep doing what you do.

    • @connorkenny9028
      @connorkenny9028 2 роки тому +4

      Not surprised you mentioned Carol Ann Mcelroy she is just so good and her professional strategies are really mind blowing. this is over a year i have been benefiting from her trading services.

    • @joanshulz3938
      @joanshulz3938 2 роки тому +3

      Professional Carol Ann Mcelroy has been my coach, broker for a long time now and I'm happy with her services I get my weekly profits consistently

    • @Julie-xf3iy
      @Julie-xf3iy 2 роки тому +3

      Her strategies is the best i started with a thousand dollars i never thought of making such profits shes really reliable and trustworthy

    • @erikasalachti5952
      @erikasalachti5952 2 роки тому +4

      @@joanshulz3938
      Wow, l'm so much perplexed seeing her name mentioned here also. Didn't know she has been so good to so many other people as well.

    • @jebbb3623
      @jebbb3623 2 роки тому +4

      This is not the first time I am coming across Carol Ann Mcelroy and her trading exploits but I have no idea how I can reach her so that i can invest.

  • @noblesjw1702
    @noblesjw1702 Рік тому +1

    Hi Madam, thanks for your valuable and simplified video.

  • @nitingorivale7223
    @nitingorivale7223 2 роки тому

    Excellent information sharing. Only point is why only Ditto? Are you promoting Ditto?

  • @nileshmahant892
    @nileshmahant892 2 роки тому +1

    Well explained, in a simple language

  • @girijamohite4326
    @girijamohite4326 Рік тому

    Madam namskar mi kishor tumche videos baghat asto khup motivation speech aani anokhi mahiti deta khup kahi shikayla milte
    Ek question aahe maz v mazya family la health insurance kadhaychi aahe
    Pan pre existing disease aahe
    Tar konti mediclam policy deil ka amhala policy

  • @vaibhavdada1989
    @vaibhavdada1989 Рік тому

    Superb duperb information with excellent explanation....Nice. Thnks a lot for making such video.

  • @svnrm2004
    @svnrm2004 2 роки тому

    So useful. ✨✨🙏 Will refer to Ditto.
    Liked the background music .. गोलमाल है भाई सब गोलमाल है.. I often say this line in different instances.🙂

  • @ansariextc1
    @ansariextc1 Рік тому

    Thanks a lot, it was very good & made awareness about the insurance. Thanks once again.

  • @soumyadeepdas1536
    @soumyadeepdas1536 Рік тому

    thanks a lot madam for such a comprehensive and detailed explanation!!

  • @BhartiDhuri-e5r
    @BhartiDhuri-e5r Рік тому

    Ma’am please make a video on maternity insurance.. whether to buy or not and if yes then which one

  • @dhananjaymahapatra3606
    @dhananjaymahapatra3606 2 роки тому +29

    Love from India .. Being financially stable and debts free has been one of the many things i have been able to achieve since i invested with Logan few months ago. He is my mentor and a genius.

    • @dhananjaymahapatra3606
      @dhananjaymahapatra3606 2 роки тому +1

      Contact on telegram

    • @sharonrobinson4205
      @sharonrobinson4205 2 роки тому +1

      You're the reason why I'm a consistently profitable trader 🎉

    • @sarahcarsley7893
      @sarahcarsley7893 2 роки тому +1

      Trading with Mr Logan has changed my life because he has recovered all of my trading losses.

    • @thorsonofodin3888
      @thorsonofodin3888 Рік тому +1

      ବାଳ ନା

    • @ajayjain1456
      @ajayjain1456 Рік тому

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

  • @paulpandir
    @paulpandir Рік тому

    Please give the more awareness for this type of videos

  • @sureshnair2986
    @sureshnair2986 2 роки тому +1

    very usefull information for a common man and also for every one

  • @olashoyeb6638
    @olashoyeb6638 2 роки тому +6

    I swear your videos are so fun n informative. I love the way you teach with an essence of humor. Amazing !

  • @vasanthakumarpalanivel
    @vasanthakumarpalanivel Рік тому

    Mam,
    Thank you for your time and efforts making such videos. I have a doubt. Before buying Health insurance what kind of health check-ups we need to take ? Pls guide me on this.

    • @ajayjain1456
      @ajayjain1456 Рік тому

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

  • @knb693
    @knb693 2 роки тому +2

    Madam please make vedio about term life insurance policy .

  • @niranjanmo8313
    @niranjanmo8313 Рік тому

    Very informative ,educative information about the Health Insurance Policy.Please share me let to know the Top Realible,Trustworthy Health Insurance Companies Because, I am interested to purchase the Health Insurance Policy.All the Best & Thanks Madam.,

  • @prakashgadekar4847
    @prakashgadekar4847 2 роки тому +2

    Wonderful Video. I have no words to thank you.

    • @samarjitgharge1088
      @samarjitgharge1088 2 роки тому

      @Rachana Please make one video on this comments people are believing on it.
      I am one of it I go with telegram number I thought I’ll get advice from you I mentioned all things then he said it’s will advise cost 5000 INR Evan I am going to to pay but only I did not pay because he send me QR code instead of Proper account details.

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому +1

      Thank you 😊

  • @nprateek
    @nprateek 2 роки тому +3

    Hello ma'am
    If you could make a video on lic
    And how people confuse insurance and investment in lic policy..

  • @punitgaikwad4858
    @punitgaikwad4858 2 роки тому +7

    Can you cover term life insurance

  • @manyabhavya
    @manyabhavya Рік тому

    Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!

  • @manashray
    @manashray 2 роки тому +2

    Thanks a lot Rachna madam. Can you make a video on term insurance clauses to be checked while taking a policy.

  • @fostercloud883
    @fostercloud883 Рік тому

    which is the best health insurance company, any advises please .

  • @parthpatel1605
    @parthpatel1605 Рік тому

    Mast starting h🤣golmal hi h sach m.
    My question is madam,does health policy clauses can be changed by insurer in future Renewal of same policy as we are getting everytime new agreement every year perticular in health policy.🤔?

  • @dhanashreedhavale2916
    @dhanashreedhavale2916 10 місяців тому

    Very useful information!👍

  • @karanborana8540
    @karanborana8540 2 роки тому +11

    Why no UA-camr tells which insurance plan they personally have for their family?

  • @rajmalhotra3689
    @rajmalhotra3689 8 місяців тому

    Can you explain on deductible option that few insurance companies are giving now a days ?

  • @nehajoshi7428
    @nehajoshi7428 Рік тому

    Hello madam,
    Please make a vedio on cancer insurance specially for women because it differs from normal health insurance

  • @seemaseema4456
    @seemaseema4456 2 роки тому

    Thank you for valuable information which is really unaware by ourself ....Thank you

  • @pritnanda7203
    @pritnanda7203 5 місяців тому

    Thanks for the valuable information.

  • @AkashYadav-zr6sf
    @AkashYadav-zr6sf Рік тому

    You forget to mention about pre & post hospitalisation & OPD expense

  • @vseshadri6226
    @vseshadri6226 Рік тому

    thanks for the vedio, it was much informative.

  • @Ravilandge1992
    @Ravilandge1992 Рік тому

    Excellent Video Rachna Madam as always !!

  • @utpaldatta1967
    @utpaldatta1967 2 роки тому +2

    Wow so well explained. Keep up the good quality work

  • @kapilagrawal1293
    @kapilagrawal1293 Рік тому

    Good content.... but i have few questions in my mind that are combined for health and Term insurance-
    1. The term insurance is taken by breadwinner of the family and if that person takes critical illness rider also still only that person of the family will be covered. Say his spouse/child/any other dependent get suffered from critical disease then this critical illness rider is of no use. Isn't it better to take critical illness rider with floater family health insurance so dependents also get benefitted. Another point is portability because the critical illness rider may not be available with other company term plan.
    2. A person (say Raman) has annual income of 10 lacs and he is of 30 year old at the time of taking Term insurance with 1 crore cover amount for 30 year (i.e. his policy will expire when he attain age 60). He paid the premium on time every year and he dies at the age of 50. Now will company settle claim of 1 Crore rupees or they will calculate Human Life Value (i.e. based on the pending working life income) then accordingly they will settle reduced claim. I didn't find any clear illustration despite of reading many policy document. Can you answer or better to create a detailed video on this?

  • @praduryyapratimdas5781
    @praduryyapratimdas5781 2 роки тому +4

    Thanks Madam for uploading such interesting & informative video 📹

  • @sohailahmed3101
    @sohailahmed3101 2 роки тому +1

    Madam please make vedio about life insurance policy .

  • @ketanddd
    @ketanddd Рік тому +13

    One more thing I would like to add in this that I got my Mediclaim rejected by saying that I went under the BAMS doctor not MBBS doctor.
    So, before you purchase any health insurance, please ask them the hidden terms and conditions.

    • @ashwinsnmv
      @ashwinsnmv Рік тому

      Which insurance is this?

    • @rahulromeo8454
      @rahulromeo8454 Рік тому

      Please tell us name of your insurance

    • @ajayjain1456
      @ajayjain1456 Рік тому +2

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

    • @zonejvm
      @zonejvm Рік тому

      ​@@ajayjain1456they are mega frauds

  • @Toddlersfood
    @Toddlersfood 6 місяців тому

    Hello Madam, I like your videos very informative and useful it is , with all due respect just one suggestion that you start making videos in Hindi also aur atleast put hindi subtitles for the people who dont understand english, these are the actually audience who get fooled by insurance companies and they should be your target first ... "वैसे, बीच-बीच में खरगोश भी अच्छा बनाते हो आप।"

  • @mysoregopinathshantanu8800
    @mysoregopinathshantanu8800 2 роки тому +2

    Term insurance video also please.

  • @krishnachandrasharma1321
    @krishnachandrasharma1321 Рік тому +1

    Excellent job for making us knowledgeble. Thank you so much

  • @ashwinkuriyalvlogs
    @ashwinkuriyalvlogs 5 місяців тому

    Ditto or policy bazaar which one is best

  • @rasikasawant6820
    @rasikasawant6820 2 роки тому

    Thanks u so much ma'am,good information,but right insurance policy choose kashi karaychi?

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому

      You can consult the advisors as mentioned in the video for free.

  • @vaibhavchaudhary5423
    @vaibhavchaudhary5423 Рік тому

    Very well explained. Thank you.

  • @richardkhyriem9632
    @richardkhyriem9632 2 роки тому +1

    Mam May I know what about term insurance as you have explained in the previous video's.

  • @purvakhandelwal6997
    @purvakhandelwal6997 2 роки тому

    Which insurance covers mental health treatment too?
    Not the one which requires hospitalization. General consulting and therapy

  • @kumodranjan3440
    @kumodranjan3440 Рік тому

    Informative video Mam. Thank you 🙏.

  • @emdorshadap3971
    @emdorshadap3971 2 роки тому

    Madam please make video on Peak Margin Penalty and how to avoid it.

  • @prashpatil24
    @prashpatil24 2 роки тому +1

    Thanks for this info you can try in Hindi video can reach more person

  • @yogeshjoshi2003
    @yogeshjoshi2003 Рік тому

    Thank you very much for such an informative video!!!

  • @mohib024
    @mohib024 Рік тому

    Ma'am your videos are really very helpful.
    Ma'am can you please suggest best health insurance

  • @rameshgupta7311
    @rameshgupta7311 7 місяців тому

    Policy bazar se health policy Lena thik hai ya direct company agent se

  • @amlanjyoti2
    @amlanjyoti2 2 роки тому +2

    Informative video, thank you

  • @ganeshsaha4136
    @ganeshsaha4136 2 роки тому

    Rachana maam ,
    Recently a news outlet named THE MORNING CONTEXT has published an article about unethical practices of 'ADANI GROUP' in context of Auditing of its financial Statements. Please make a video on this topic that how the pressure of resession along with probable threats arising from this news can bring a LEHMANN CRISIS like situation in India

  • @10826100
    @10826100 2 роки тому

    Madam kindly make a video regarding term insurance mistake while purchasing by a customer.

  • @shwetapatil4956
    @shwetapatil4956 2 роки тому

    Madam, please video on investment in share selection at current market situation

  • @itsmeparul
    @itsmeparul Рік тому +3

    Hi ma'am. Can you please guide us on whether we should be going for online insurance or only through an agent? I have heard that the claim rejection ratio is higher for online policies.

  • @Trader_hub96
    @Trader_hub96 Місяць тому

    Before taking Health insurance what are the pre requist one can do? As in doing full health check to ensure no issues during claim?

  • @mandarnaik9865
    @mandarnaik9865 2 роки тому +2

    Nice information Ma’am 🙏pls also cover its better to top up policy or buy higher amount insurance

  • @princemjprasanth8954
    @princemjprasanth8954 Рік тому

    Thanks for the helpful video 🙏🙏🙏 Mam

  • @ruchir7in
    @ruchir7in Рік тому

    Again amazing &complete explanation.

  • @jitendrajoshi75
    @jitendrajoshi75 2 роки тому

    You are great...all the best

  • @Nirupmapal
    @Nirupmapal Рік тому

    Which tablet you are using in this video

  • @MaharashtraCulture
    @MaharashtraCulture Рік тому

    Very good and usefull information mam.

  • @karthi7278
    @karthi7278 8 місяців тому

    Hi Rachana, Do you recommend paying premium for 1 year or 3 years?

  • @ravishmarwaha
    @ravishmarwaha 2 роки тому +1

    Great video Ma'am!

  • @manishasingh7994
    @manishasingh7994 Рік тому

    Which health insurance policy doesn't have reasonable and customary clause?

  • @geetaroka3447
    @geetaroka3447 Рік тому

    Helpful information

  • @omkarparab2037
    @omkarparab2037 Рік тому

    Dear Ma’am
    Can you make a video on Bank offer’s health insurance bcz they are offering a low premium….
    Should we go for that?

  • @atulsingh7539
    @atulsingh7539 Рік тому

    Ma'am, I was diagnosed with IBD Crohn's disease in 2022 (age 22 years), and have not taken any health policy, but now I am not able to buy a health policy, whenever I tell them that I have this disease. But one can fall ill, or due to an accident also get hospitalized, in this case, what shall one do, should I not disclose my pre-existing disease, or without disclosing serve the moratorium period, then raise claims after 8 years if anything happens, till then get treated on my own cost, etc. Please, help/guide or make a video for this type of case, (where, what one should do when the company is not giving insurance to any pre-existing disease, how they should buy the insurance). Thank You.