Top 5 Mistakes to Avoid When Buying Term Life Insurance | 2024 | CA Rachana Ranade

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  • Опубліковано 4 жов 2024

КОМЕНТАРІ • 78

  • @CARachanaRanade
    @CARachanaRanade  9 місяців тому +4

    ✔️Ditto► Buy Spam-free Term Insurance: bit.ly/41nKpyt

  • @darshandoshi2831
    @darshandoshi2831 9 місяців тому +100

    Sir Kim is known for his transparency and honesty when it comes to fees and charges. There are no hidden costs or surprise deductions when investing with him. This level of transparency is crucial in the trading world, as it allows investors to accurately calculate their potential profits and make informed decisions.

  • @amolamane5500
    @amolamane5500 9 місяців тому +1

    Mam, sorry to correct you, but insurer is the insurance company, and insured is the person who takes the insurance

  • @tushargorwadkar737
    @tushargorwadkar737 18 днів тому

    फोन पे ॲप वरून टर्म इन्शुरन्स पॉलिसी खरेदी केली तर सुरक्षित आहे का?

  • @deepaknamdeothorat731
    @deepaknamdeothorat731 9 місяців тому +2

    the WORST mistake anyone could make is BUYING THE COSTLY TERM INSURANCE IN THE FIRST PLACE

  • @akhleshnagar17
    @akhleshnagar17 6 місяців тому +1

    If taking multiple insurances, how is that pain for nominee? He will get so much money. Infact this is very good thing.

  • @sachinthombrepatil5786
    @sachinthombrepatil5786 9 місяців тому +1

    Any suggestions on this term plan: "HDFC Life Smart Protect Plan"

  • @anantaraskar7696
    @anantaraskar7696 9 місяців тому +1

    Great
    मराठीत पण माहिती देणे ही विनंती

  • @dhananjaylele5191
    @dhananjaylele5191 9 місяців тому +1

    insurer is defined as the company that issues insurance policies, handles claims, and sells policies. A person who buys policy is 'insured person'

  • @akash_blr
    @akash_blr 8 місяців тому

    Let's say if the insurer and nominee dies together, then who will claim the insured amount?

  • @abhijeetbabar3047
    @abhijeetbabar3047 9 місяців тому +1

    I am a experienced Insurance Advisor, My Many clients faced allot of issues while dealing with claim of their Private Insurance (plans) company, I will advise to go with LIC only......😊

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 9 місяців тому

      Still not buying LIC. Private players have the best plans and the highest claim settlement ratios.

    • @abhijeetbabar3047
      @abhijeetbabar3047 9 місяців тому

      Usually Low Insurance premiums plans claims are settled to increase claim settlement ratio and higher insurance policy claims are rejected by the use of terms and conditions

    • @abhijeetbabar3047
      @abhijeetbabar3047 9 місяців тому

      Does anyone know claim bargaining by private insurance people

    • @abhijeetbabar3047
      @abhijeetbabar3047 9 місяців тому

      Ye aaag ka dariya hai doobke jaana hai bhai

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 9 місяців тому

      There is no point wasting money in wasteful LIC ULIP's and money back schemes. They don't make any financial sense and the customer service is pathetic as well.

  • @bachelorsbojanam....7187
    @bachelorsbojanam....7187 9 місяців тому

    Definitely as insurance advisor i will suggest the proposer of policy should inform the Nominee to your the nominee of policy..!

  • @ashut1579
    @ashut1579 9 місяців тому

    Madam...I think you are confused with the word 'Insurer'. Insurer is not the person who has taken a Term Insurance but it is actually the Insurance Company.

  • @USLESSGAMER
    @USLESSGAMER Місяць тому

    Term policy with equity is good or not than non refundable

  • @entertainmenttemple661
    @entertainmenttemple661 9 місяців тому

    5th point - why doesn’t insurance company inform the nominee as and when the premium is not paid by the insurer? That way the nominee can get a clue or remember.

  • @supriya10sept
    @supriya10sept 7 місяців тому

    Can make a video d to differentiate between term and life insurance and shud any of it be combined with accidental or so

  • @lavytoteza8650
    @lavytoteza8650 8 місяців тому

    hello mam, what to do with existing LIC endowment policy which we took long back, should we stop paying premiums for that and invest somewhere else?

  • @Sunilray-s9z
    @Sunilray-s9z 9 місяців тому +2

    After trade with mr Owen for 6 days I learn many things about the Indian market and since then I have been earning not less than 3 lacs in every trade 📈

  • @sumitdhumal9779
    @sumitdhumal9779 9 місяців тому +1

    Hi Mam,
    One serious question need guidance on that.
    I am at 35 age of life. Should I buy term insurance ? I think it's too late now and will it be good decision

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 9 місяців тому +1

      If you have dependents then you should definitely go for term insurance. It is never too late to secure your family.

    • @bachelorsbojanam....7187
      @bachelorsbojanam....7187 9 місяців тому

      It’s not too late you can take because if you’re ignoring now then it will too late

    • @edwin_jose
      @edwin_jose 5 місяців тому

      Bro if you are the breadwinner of your family. Then dont look back and buy a term insurance as soon as possible...

  • @sharemarketlovers712
    @sharemarketlovers712 9 місяців тому

    Mam, please make a video about the the health insurance policy. How can we select the best health policy.

  • @aaravbairagi7161
    @aaravbairagi7161 3 місяці тому

    Hi Rachana, Thanks for all the guidance through your content, it does help me & several others a lot.
    I have a question here...
    Suppose I buy term insurance through ditto or policybazaar and they did helped me the best possible insurance for me from the strongest player in the market. But, god forbid, in case the ditto or policybazaar could not prove out to be strong enough to survive the market, then who will my family reach out to get assistance in the claim filing process and getting the claim processed successfully and getting the claim amount? What would be the point of contact for the nominee?
    Awaiting your response. Thanks!

  • @rupalimane5281
    @rupalimane5281 9 місяців тому

    Supperb ! Thank You, Mam.😊

  • @motiramagiwale7511
    @motiramagiwale7511 9 місяців тому

    आम्ही दर शनिवारी आमच्या चॅनल वर आपली वाट पाहत असतो. मराठीत सांगा साध्या समजेल अशा भाषेत. इंग्रजी जरा डोक्याच्या बाहेरच आहे

  • @nikhilshirke7268
    @nikhilshirke7268 9 місяців тому

    Lic have a best term plan with no hidden terms & condition you only have to dead for claim but primium is higher than our competitors 😅

  • @tusharrahate6380
    @tusharrahate6380 9 місяців тому

    Thank you madam
    Could you please make a video on How to choose Riders or Which Riders we should select while buying a term plan?

    • @sumanthbsgowda8304
      @sumanthbsgowda8304 9 місяців тому

      Critical illness rider and accidental rider is enough

    • @tusharrahate6380
      @tusharrahate6380 9 місяців тому

      @@sumanthbsgowda8304 Thank you 👍

  • @chetantanwade3682
    @chetantanwade3682 9 місяців тому

    It should not be insurer it should be insured..insurer means who sells the policy and insured means who owns the policy....at 9:2 you are giving incorrect information..fyi I am not finding your mistake just wanted to inform you, so that others will not have wrong information. Thanks!

  • @nidhigupta2314
    @nidhigupta2314 9 місяців тому

    Mam I would ask if I invest the equivalent amount in stock better than premium to term plan., is it possible the right decision?

  • @SpHindistory-g2f
    @SpHindistory-g2f 9 місяців тому

    Di mujhe basic se stock market sikhna hai kya aap meri problem ko hal karogi

  • @banderGilheriMasti
    @banderGilheriMasti 9 місяців тому

    Mam Mera koi IPO nhi lgta kitne bhi lga lu pr lgta hi nhi kbhi 😢

  • @WOULDSTATUS24
    @WOULDSTATUS24 8 місяців тому

    Nice to see you video 💚💚

  • @ProfessionalDelusion
    @ProfessionalDelusion 9 місяців тому +3

    Mr Owen has been giving me the best services and advice I need to succeed on my trades.

  • @s.r.kureshi9005
    @s.r.kureshi9005 9 місяців тому +1

    Insurer passed away or insured ?? 9:02

    • @Neeraj-fw7ck
      @Neeraj-fw7ck 8 місяців тому

      Sikhaya tha mene insured bolna h pr glti krdi isne

  • @motiramagiwale7511
    @motiramagiwale7511 9 місяців тому

    मॅडम जी , मराठीत सांगा इंग्रजी जरा डोस्कया च्या बाहेरच आहे😊

  • @aniruddhautpat689
    @aniruddhautpat689 9 місяців тому

    Please do one Marathi colab with parimal Ade sir

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 9 місяців тому

    Idfc first bank stock review

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 9 місяців тому

    Idfc first bank ka stock review

  • @soumsgaming238
    @soumsgaming238 20 днів тому

    Never buy Ulips

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 9 місяців тому

    Mam idfc first bank ka banaye

  • @suprithkumar3357
    @suprithkumar3357 9 місяців тому

    Very informative video. I am the first person to comment 😊

  • @rahulmore2015
    @rahulmore2015 Місяць тому

    So boring .. I thought .. u wud tell more about how claims get rejected and what precautions we should take initially ...
    No body in this world gives real cases examples of rejected ones ...
    Everyone knows ... that nobody is going to come back alive and fight for why the claim has not been paid...
    .... One really has to play prank on Insurance agencies proving that you are dead and if claim amount really gets paid .... !!!
    Poor ppl .. just keep on paying premiums

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 9 місяців тому

    Idfc first bank

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 9 місяців тому

    Idfc

  • @ranjanbiswal7288
    @ranjanbiswal7288 9 місяців тому

    Mam why you talk in english

  • @KBAhir-wn7pg
    @KBAhir-wn7pg 8 місяців тому

    Plz Speek in Hindi

    • @CARachanaRanade
      @CARachanaRanade  7 місяців тому

      Click here to Subscribe to our Hindi Channel:
      ua-cam.com/channels/D-qZSqFPqyx43L6gAR8qfQ.html

  • @Vijayp-v4k
    @Vijayp-v4k 9 місяців тому +1

    Kudos to Mr Owen for being so helpful in making me profitable in the market, 13 lacs recovery, I appreciate the transparency and honesty I can recommend people with full confident

    • @Vijayp-v4k
      @Vijayp-v4k 9 місяців тому +1

      His telegram below 👇

    • @Vijayp-v4k
      @Vijayp-v4k 9 місяців тому +1

      @Tradercelio

  • @sanjaydharade4763
    @sanjaydharade4763 9 місяців тому

    मराठीत सांगा