LIC New Jeevan Shanti Policy (858) | Pension Plan | Best Investment Option For Senior Citizens

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  • Опубліковано 24 лис 2024
  • Namshkar Dostion,
    LIC's New Jeevan Shanti (858) is a non linked, single premium deferred annuity plan. This policy was launched on 21st October 2020. In this video, you will get all the important information related to this pension plan. I hope this video will be very helpful for all of you.
    Thank You | Namaste
    If you like this video, please subscribe our channel.
    / @moneyupay
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    #lic #newjeevanshanti #pension

КОМЕНТАРІ • 400

  • @vasdeducationhub9279
    @vasdeducationhub9279 3 роки тому +2

    पॉलिसी से संबंधित सभी तथ्यों को बारीकी से बताने के लिए धन्यवाद।

  • @RAJESHKUMAR-fy7sz
    @RAJESHKUMAR-fy7sz 3 роки тому

    Kafi saral trike se aap smjhate ho,, thanx

  • @manimafia143
    @manimafia143 3 роки тому +1

    What a explanation sab samajh aa gaya clearly

  • @shamst8935
    @shamst8935 3 роки тому +11

    It would be better if you compare the policy with similar other policies available in market

    • @megharao4501
      @megharao4501 3 роки тому +1

      Don't compare with private insurers

  • @jaykishan3169
    @jaykishan3169 3 роки тому

    Badhiya jankari dete hai
    Samjhane ka tarika super hai aapaka

  • @blessravikumar
    @blessravikumar 3 роки тому +3

    You are Excellent in explaining LIC schemes. I couldn't Skip any part of your video. 👌

  • @ekanshdhawan6600
    @ekanshdhawan6600 2 роки тому +2

    Explanation is good but policy is worth, interest rate is just about 5.5 percent so instead of this its better to invest in fd or government bonds where we can take capital back at any time

  • @surendranegi3431
    @surendranegi3431 3 роки тому +24

    The method of explaining is quite 👍good.

  • @peacefulmind166
    @peacefulmind166 Рік тому

    In comparison of hdfc systematic retirement plan & new jeevan shanti 858 plan which id beneficial

  • @ImPERFECTO06
    @ImPERFECTO06 2 роки тому

    New jeevan shanti VS PMVVY indono mese konsi sahi rahegi policy?
    Investment 15L
    Current Age 62 years

  • @saiprasad4847
    @saiprasad4847 Рік тому

    Sir can you suggest the best deferred joint life annuity plan with no death benefit to nominee. I want to invest lumpsum 15 L and want annuity in next 2-3 years. Please send us a video with complete details.

  • @svpr95510
    @svpr95510 3 роки тому +3

    Thank you for a job well done. Keeping in mind that there are millions of people in India who are not well versed in Hindi atleast when it comes to pronouncing numbers, it would help if the corresponding number is repeated in English as well.

  • @mohitsoni8951
    @mohitsoni8951 3 роки тому +10

    Instead, invest 10 Lacs in swp
    And get monthly 4200 for lift time and still you would have 50+ Lacs corpus at 10%

    • @Allisblissful26
      @Allisblissful26 3 роки тому +1

      Can anyone detail this

    • @gydave
      @gydave 3 роки тому +1

      This policy is for risk free return.

  • @hariomsingh2.0
    @hariomsingh2.0 3 роки тому

    Better you choose investment in India post or in real estate.

  • @thakurdassgupta1228
    @thakurdassgupta1228 3 роки тому

    Good presentation of LIC policy

  • @swarnayn6398
    @swarnayn6398 3 роки тому +3

    Very excellent presentation 👍👍👍

  • @aliasahu1705
    @aliasahu1705 Рік тому

    Joint life pension me ek patner ki mritu hone per dusare partner ko 1/2 pension milega ya pura

  • @sanjayjaiswal7226
    @sanjayjaiswal7226 Рік тому

    Very good explain this plan.

  • @shivanandapati6295
    @shivanandapati6295 3 роки тому

    I could not understand how it is better than FD.
    Post office Term deposits are better.

  • @sushmashringarpure3418
    @sushmashringarpure3418 2 роки тому

    What person should do if age is 55..I mean how much amount one should invest....and till what age pension would be available?

  • @ManasParijaplr
    @ManasParijaplr 2 роки тому

    Bad main Nominy change ho sakta hai ki nahni ?

  • @mohammadmukid6060
    @mohammadmukid6060 3 роки тому +1

    Kya behtareen explain karte hain aap👌👌👌👌 liked n subscribed.

  • @sandeeplavantra8469
    @sandeeplavantra8469 2 роки тому +1

    Is there a cap on the maximum amount?

  • @vandanavandana5163
    @vandanavandana5163 3 роки тому +12

    after retirement age 60 yrs.If Rs. 2000000/ invested, what is monthly pension,since when?

    • @ansuyavalodra860
      @ansuyavalodra860 3 роки тому +1

      3saalke bad jeevanshanti pension me lost hota he? Muje RS.26300/-bhara that 26600/- Mila PL. Reapply me

    • @santsore9633
      @santsore9633 2 роки тому

      @@ansuyavalodra860 sir aapne kitana invest kiya thaa aur ahi kitana pension aapko mil raha hain mere papa ko bhi invest karna hain kya yeh sahi rahegha

    • @saurabhgupta5490
      @saurabhgupta5490 Рік тому

      Yes sure ye safe hai

    • @saurabhgupta5490
      @saurabhgupta5490 Рік тому

      Monthly ₹11038

  • @susovanmukherjee5221
    @susovanmukherjee5221 3 роки тому

    very nice and simple presentation

  • @jagdishsharma986
    @jagdishsharma986 3 роки тому +1

    Very good . Method of explanation is exilent

  • @lalitmohan1979
    @lalitmohan1979 3 роки тому

    Mja aa gaya .. kafi acha explain kiya hai

  • @banhisanyal614
    @banhisanyal614 3 роки тому +2

    Your description is very good.

  • @shankarbhuriya8557
    @shankarbhuriya8557 3 роки тому

    Sir ji post Office me MIS Achha ha .jivan shanti se usme 950000 bharne se 4950 monthly milta hai..har 5 year me Age badhate jayega... Life Time milta rhega...

  • @omprakashdhoundiyal7771
    @omprakashdhoundiyal7771 3 роки тому

    एक प्रश्न और। क्या सिंगल ऑप्शन स्कीम को बाद में जाइंट लाइफ ऑप्शन में बदल सकते हैं?

  • @SangeetaSharma-py2xj
    @SangeetaSharma-py2xj 3 роки тому +2

    I had taken jeevan shanti few years before but it was joint life option.can I switch over to single one?

  • @MrRohitChauhan1
    @MrRohitChauhan1 3 роки тому +1

    bhai aapne video mai ye nhi btaya hai ki gst kitni lgegi...

  • @89roe
    @89roe 3 роки тому +5

    Wonderful explanation 🙏

  • @akashanand50
    @akashanand50 3 роки тому +1

    Paisa jama karne ke turant agle month se paisa ni milenga?

  • @amitkumaramitkumar6258
    @amitkumaramitkumar6258 3 роки тому +1

    Sir ji sip vs nps me se kon sa le es par be video bana do plg ans sir ji

  • @heralsata1792
    @heralsata1792 2 роки тому +1

    Well explained Video sir. One question if my father invest 1.5 - 2lakh in scheme so how much tax benefit he will get under 80c.

  • @shivikaoswal1316
    @shivikaoswal1316 2 роки тому

    Informative

  • @kamleshbarot989
    @kamleshbarot989 3 роки тому +1

    !! Congratulations, Very nice and good Suggestion, Information and Advised. !!
    !! Unconditional Support, Praying, and Work, good luck for future life Opportunity and Benefits, without hesitation and dougt (Grah Dev (Shukra, Shani, Surya and Rahu Grah) Bhagya Laxmi and Parmatma Devta).

  • @haribabu2127
    @haribabu2127 2 роки тому +1

    Well explained 👏

  • @alokmaurya5317
    @alokmaurya5317 3 роки тому +1

    Sir Lic ke new jiwan anand pr example sahit ek video banayiye please 🙏🥺

  • @Aakash-c9j
    @Aakash-c9j 3 роки тому

    Immediate annuity (single life)me kitne fayde hote h compair to joint life plan....

  • @aliasahu1705
    @aliasahu1705 Рік тому

    Sir is plan ko leader app me primium calculater me samjhaye

  • @hemangisanghvi980
    @hemangisanghvi980 3 роки тому

    Incentive matlab,utna amt ,hame policy Lene waqt ,paise Kam bharna padega?

  • @vivekkumar-tg3wt
    @vivekkumar-tg3wt 3 роки тому

    Agar paiso ki jarurat aa jaye aur surrendor karni pare to kya dale huye sare paise mil jayenge?sir

  • @basumajumder1604
    @basumajumder1604 2 роки тому

    For 74 yrs of primary and 76 years of secondary annuant what will be the quarterly payment for 13 lakh on deffrerd period 1 year

  • @jayamathekar880
    @jayamathekar880 3 роки тому +1

    You explained v. Clearly 👍👍

  • @AnilKumar-li6ff
    @AnilKumar-li6ff 3 роки тому

    If we purchase policy on line we get 2% incdntive. This 2% incentive is given on which amount. Whether it is given on purchase value or otherwise. Sirji please tell

  • @AkashDas-hf2bb
    @AkashDas-hf2bb 3 роки тому

    But in PENSION GUARANTED PLAN OF HDFC LIFE has option immediate... person can take annuity from next month of purchase date. And also return of premium in absence of you total purchase price will be returned to the nominee...

    • @AkashDas-hf2bb
      @AkashDas-hf2bb 3 роки тому

      Contact: Akash 8617787561(Business Development Manager Hdfc life)

  • @JayshreeBalaji-q7b
    @JayshreeBalaji-q7b 2 роки тому

    Joint life Mai dono person ko sath mai pension milegi kya sir

  • @sourendranathmukherjee1352
    @sourendranathmukherjee1352 3 роки тому

    Very nice and useful.

  • @sadanandamukhopadhyay6599
    @sadanandamukhopadhyay6599 3 роки тому

    Whether the pension will be the same in all eligible age for deposit of Rs.10 lakh

  • @renuagarwal9104
    @renuagarwal9104 3 роки тому

    Whether there is switch option after a period of 3yr or more

  • @SurajSingh-kh6ns
    @SurajSingh-kh6ns 3 роки тому

    Surrender value kitna percent milta h after 2 years. Plz tell sir plz 🙏

  • @amresh.chauhan1990
    @amresh.chauhan1990 3 роки тому

    Super explained sir mera age 31 year hai agar mai 1 lakh rupees invest karta hu to mujhe monthly kitna pension milega please suggest me 🙏🙏🙏🙏🙏🙏🙏🙏 thank you very much

  • @srpatnaik4548
    @srpatnaik4548 3 роки тому +1

    Excellent Demo..

  • @tonymunday1381
    @tonymunday1381 2 роки тому

    Explain is good

  • @slalitha4959
    @slalitha4959 2 роки тому

    Very well explained

  • @AshokKumar-nr5fy
    @AshokKumar-nr5fy 3 роки тому

    Nice way to explain

  • @MyselfSujoyMondal
    @MyselfSujoyMondal 3 роки тому

    Very Good Policy guaranteed Fixed Pension..No Market Link...😊😊😊

  • @pardeepbhardwaj1711
    @pardeepbhardwaj1711 3 роки тому

    Third nomine ki age kya honi chahiye.. If both husband and wife expire...

  • @ArjunSingh-lm6cp
    @ArjunSingh-lm6cp 3 роки тому

    Asix nifty 100 index fund kesa h invest Krne ke liye

  • @vivekkumar-tg3wt
    @vivekkumar-tg3wt 3 роки тому

    Agar policy lene ke agle sal se pention milne lage.aur 5 sal ya 2 sal bad policy close karne ki nobat aa jaye to kya jama kiya huaa Sara paisa nikal sakta hai kya?

  • @skaakib4439
    @skaakib4439 3 роки тому +3

    Isse accha 10 lakh ka flat leke rent pe dedo or raha death benifit jitna ka flat hoga usee 2 se 3 gunna jyada milega bechne se 😜 agar koi mere baat se sehmat h to like kro 😄

  • @pramode2009
    @pramode2009 3 роки тому

    Aaj 10L dalo to 10 saal baad se 8.7% interest milna start hoga ( 87000 per year). Yani next 12 saal tak aapko milega 10.4 L ( 87k * 12).
    Yani 22 ( 10+12 ) sirf baad sirf principal ammount hi mila ab tak. Actual interest ab aapko milega 22 saal baad se @8.7%

  • @romeshkirpalani848
    @romeshkirpalani848 6 місяців тому

    Nice video🎉

  • @jalimsingh2506
    @jalimsingh2506 3 роки тому +5

    My age is 45 ,
    I want to invest 5 Lakh in one shot for 5 yrs for single , explain me .reply plz

    • @KaranSingh-xf4gt
      @KaranSingh-xf4gt 3 роки тому

      Sir contact me I suggest you more details 9318319569

  • @anandkvk
    @anandkvk 3 роки тому +2

    If I invest 150000 rupees jointly with pensiion starting after 1 year then how much pension will i get.

    • @KaranSingh-xf4gt
      @KaranSingh-xf4gt 3 роки тому

      Sir contact me I suggest you more details 9318319569

  • @neeraj9833
    @neeraj9833 3 роки тому

    Good work 👍

  • @vivekjikoul4349
    @vivekjikoul4349 Рік тому

    I have purchased new jeevan shanti policy 858 during Dec 22 and I want to surrender it. How much amount I will get back.

  • @satyavani6363
    @satyavani6363 3 роки тому

    Joint me only relationship eligible hotha hai ki friends bhi join ho saktha hai

  • @rekhadeskmuk1139
    @rekhadeskmuk1139 2 роки тому

    Can we change the nominee after some time in this plan

  • @abhaypratap5372
    @abhaypratap5372 3 роки тому

    Sir mis me aaj se byaz milta hai lekin jeevan shanti me 10 saal baad to kya chune MIS ya jeevan shanti plz reply

  • @sanjayveer2458
    @sanjayveer2458 3 роки тому

    I want to know age and annuity table so I can purchase accordingly

  • @wow6731
    @wow6731 3 роки тому

    Es policy ko lene ke liye candidate age limit kiya hai

  • @yogeshanand5310
    @yogeshanand5310 3 роки тому +3

    What documents are required to get this plocy ? And do we have to upload on line?

  • @ajumankav3384
    @ajumankav3384 3 роки тому

    Can I pay Jeevan shanti policy online, I heard will get some annuity benefit if we do so?

  • @rawdeep007
    @rawdeep007 3 роки тому

    Bhai 12 saal tak bhar sakte hai ye amount single amount bhar ne ke jarurt nahe hai or sab tk Btya

  • @megharao4501
    @megharao4501 3 роки тому

    In the above policy I.e jeevan shanti plan 858 if I survive what is the survival benefit because maximum entry age is 79 After the age of 79 shall I be getting the pension life long?

  • @উপগ্রহ
    @উপগ্রহ 3 роки тому +1

    Direct online purchase main kia annuity same milaga ya jada mileaga off line purchase ki tulana main?

    • @KaranSingh-xf4gt
      @KaranSingh-xf4gt 3 роки тому

      Sir contact me I suggest you more details 9318319569

  • @RAJESHShah-vo1hm
    @RAJESHShah-vo1hm 3 роки тому

    Excellent

  • @kamaldeep7978
    @kamaldeep7978 3 роки тому

    Sir ji jaise koi minimum 150000 rs plan purchase krta hai to agr use monthly 1000 pension leni ai to bo 1000rs month wise pension use kitne year bad milegi 1sal k bad start hogi ya fir 10 ya 12 sal bad

  • @hemangisanghvi980
    @hemangisanghvi980 3 роки тому

    What is the diff.between jeevan Shanti, table no.850 and 858

  • @imprasann
    @imprasann 3 роки тому

    awesome! Excellent!! presentation

  • @milinddeuskar1454
    @milinddeuskar1454 3 роки тому

    Is it not for Retired 60 yrs age...? correct.

  • @ashleshaabhyankar5308
    @ashleshaabhyankar5308 3 роки тому +1

    Good information

  • @supritibhandari1049
    @supritibhandari1049 3 роки тому

    i want to invest RS 6.00lacs on joint basis.deffered policy. defferment period 4yrs. show the pension calculator.my age is 58 yrs.what be the yearly pension amount.please provide details.thanks.

  • @NIPRANA27
    @NIPRANA27 2 роки тому

    Can I buy more than 1 policy?

  • @AnilKumar-li6ff
    @AnilKumar-li6ff 3 роки тому +1

    Very knowledgeable video. Thank you very much. Suppose one person take one policy of 300000 and pension is started
    After sometime whether he can take another policy as and when Money is available with him. And can he take pension on both policy separately. Please tell.

    • @vishnuc1107
      @vishnuc1107 3 роки тому

      Yes he can also take another policy.

  • @ajiteshsingh1311
    @ajiteshsingh1311 2 роки тому

    Is there any pension plan for window women?

  • @kannanmassey5783
    @kannanmassey5783 3 роки тому

    ,🙏 apka content apke post thumbnail ko explain kar raha hai ?

  • @rohitojha9287
    @rohitojha9287 3 роки тому

    Happy new year bhaiya

  • @naveensharma6503
    @naveensharma6503 3 роки тому

    सर जी जीवन शांति 850 पालीसी के बारे मे जानकारी देने का कष्ट करे।

  • @gopalupadhyay5518
    @gopalupadhyay5518 3 роки тому

    Nicely explained thanks👍👍

  • @shrustizworld4337
    @shrustizworld4337 2 роки тому

    @17.09 the amount mentioned in minimum purchase price is 15 lakhs but u said 1.5lakhs so please re confirm again

  • @devendrapradhan7156
    @devendrapradhan7156 3 роки тому

    Handicaftyi 50.000 rupees kintana milega kinta age me milega bonus milega

  • @aniltripathi9756
    @aniltripathi9756 2 роки тому

    मान्यवर नमस्कार.....
    हमारी आयु 50वर्ष है हमने 10वर्ष डिफरमेन्ट पीरियड की जीवन शान्ती पालिसी ₹200000/ की जून 2020 ली है।
    इसमे किसी भी कारण वस सरेन्डर दूसरे वर्ष करता हूँ तो मात्र ₹1160000/मिल रहे है और सरेंडर न करते तो10वर्ष बाद ₹20760/-मिलेंगे। यदि 12वें वर्ष सरेंडर करना पड़ जाय तो क्या परचेज वैल्यू मिलेगी अथवापूर्व की भांति ₹200000/-से भी कम मिलेगी। समस्या का मार्गदर्शन करें।

  • @ashokkhandelwal2887
    @ashokkhandelwal2887 3 роки тому

    Very good demostration

  • @kusumasn7242
    @kusumasn7242 3 роки тому

    Sir ekhatta pension lenge tho ek sath kharcha ho jayega aur ek saal thak bacche aur rishtedaar dikhai nihi denge.agar har mahina bacche aur rishtedaar se milna chahte hai to har mahina pension lena achha hai.paisa hi sab kuch nahi hai

  • @sahebsaha5873
    @sahebsaha5873 3 роки тому +4

    Happy new year sir, U r my Insurance/Mutual fund teacher .

    • @MoneyUpay
      @MoneyUpay  3 роки тому

      Thank you so much sir and Happy New Year

  • @d.asarnaik80
    @d.asarnaik80 3 роки тому

    We have to obtain this policy on name of our daughter by spending the amount received as pension benefits/ gratuty funds.
    I would like to know that I have to gift this policy to my daughter then how to show clearly while filing Income Tax return that I have spent Rs.10 lakh to give gift in form of lic policy.