LIC New Jeevan Akshay Policy (857) | Pension Plan | Best Investment Option For Senior Citizens
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- Опубліковано 21 жов 2024
- Namshkar Doston,
LIC's New Jeevan Akshay (858) is a non linked, single premium immediate annuity plan. This policy was launched on 25th August 2020. In this video, you will get all the important information related to this pension plan. I hope this video will be very helpful for all of you.
Thank You | Namaste
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MONEY UPAY CHANNEL, NEWS NAMASKAAR.
BAHUT KHOOB, PASAND HAI.
YOUR EXPLANATION IS VERY VERY GOOD. AASANI SE SAMLHAYA.
DHANYA VAAD.
Lic jeevan Akshay & Lic jeevan shanti pension scheme me konsa better he & different kya he ??
1. GST ka kya role hai is investment mein ?
2. Agar 150000/- se shuruat policy lene ke 2-4 saal baad agar aur is policy mein 2-4 lakhs jama karna chahe to kya aysa kuch flexibility hai ?
3. Agar beech mein is policy ko close karna chahe to kya possible hai ?
आपका बताने का तरीका बहुत अच्छा है। धन्यवाद ।
सदा खुश रहें।
नई जीवन अक्षय 857 में J आप्शन में after death lumps up payment चुने या annuity यह आपके द्वारा जानकारी नहीं है।
कृपया सलाह दे हम आपके अत्यंत आभारी रहेंगे।
How much monthly pension amount will be obtained?
What are the benefits of buying online
Waah Sir Jee kya samjhaya hai👍
Most importantly the monthly amount received is taxable or tax exempt is not discussed.
Ma'am we can give you 9% returns on your investment risk free(0.75% monthly)
I am 30 years old and wants to invest 1.5 lakh with option F. What return benefits I can get yearly from my investment?
Can NRI or OCI holders living outside India buy this policy? At which age pension payout will start?
How many policies can I purchase ? Suppose, I have Rs.1,50,000/_ now I can purchase one and thereafter if I get money can I purchase again ? And in the amount of purchase you have written Rs.15 lakhs whereas orally you are saying Rs.1.5 lakhs. Which is correct ?
Very good ap bahut achha samjhate h
About surrender value i.e. 95% of purchase price or ? Please tell me.
Excellent info. Plz tell me which is better jeevan Akshay or jeevan shanti
Does this policy give any benefit of buying online. Any extra interest.
Thanks for a very clear presentation.
Questions:
1) can I or the same individual take multiple policies, say in each year ?(as income may come once a year end , as say, bonus from my company)
2.Is there a table for Death benefit.? or calculator ?
thanks ,D S Gopalan
P
I want to know the difference of Purchase of policy ON LINE and OFF LINE
Good inform in detail how to get policy my age 35 i invest 8/Lakh how much monthly pension get which plan suggest
On line lene per kitna benefit होगा ,ऑफ लाइन के मुकाबले
You have not mentioned the death benefit amount under option F & J . Is it the amount invested or lesser amount ?
Sir, pls explain, pension rate is very low. Moreover, it's taxable. If inflation is factored in, then return seems to be zero or negative. This pension, I hope, is not inflation adjusted. Pls clarify.
1.What is the interest rate for category f and category j? 2.Is there any increase in pension amount I purchased online? 3.What is the commission amount to the agent and how long the agent will get the benifits?
Correct me if I am wrong, basically they will provide us average 5% interest. So what will happen to our investment.
Out of PMVVY or jivan akshya yojna, which one is more beneficial to a sr citizen.if I spend 1000000(ten lacs).
1. Is scheme mein yearly return on investment hai 6% FLAT [matlab simple interest, compound interest nahi], aur INDIA ka INFLATION RATE hai around 7-8%.
2. Kyu ki ye ek ANNUITY scheme hai to isme PRINCIPAL AMOUNT bhi wapas nahi milega.
3. Post Office ki SSSC mein interest is 7.4% [atleast inflation beat karta hai] + Principal Amount bhi return milega
toh sir aap please explain karenge ke is particular scheme mein invest karne ke kya benefits hai...????
What will be the value of this pension amount after 5 10 15 yrs or more?
I unerstud the pollcy you given the example extrimly well
बहोत खुब सर।
I like the way u explained all the options from A to J.I am 70years old and if I invest 10lakhs how much pension will I get can u explain please
Sir, can non relative person
Be choosen as nominee?
Pl. Clarify.thank you.
I m 43 years which lic policy is better pls. Confirm
I don't what is incentive? How it payable us can u explain sir
Plan 189 aur 857 यह दोनों प्लान अलग-अलग है या प्लान 189 बंद हो चुका है plan 858 Mein aapane bataya incentive ka matlab online purchase per chhut hai aur Yahan per incentive ka matlab amount पर छूट Sathi yah bhi bataiye ki option Jai में joint holder ki age minimum Kitni Hona chahie
We can purchase in the name of HUF for beneficiary of KARTA.
What is about TDS.
If pension amount is less then Rs.50000/ or on what celling of TDS AMT. Pl guide.
What amount will be in case of Dead benifit?
In your presentation you said minimum purchase amount is one and half lakhs but the figure shows 15 lakhs. Will you please clarify which amount is right.
Ye karne ke liye umar kya hona chahiye, please bataye
Is this a government authorized policy? Is this secured?
It's nice, detailed so can understand plan very easly
Your speech is so nice
क्या हम a टू f ऑपशन मे पहले दिये हुये ऑपशन को बीच मे बदल सकते है क्या?
Sir GST kitne present lagti hai?
Example 10L per kitne present GST pay krni padegi
If a man of age 40yr,and a man of age 60yrs,will they get same amount of penson or the older man will get much more amt of penson as his chance of survival days or yrs would certainly be lesser than the 40yrs aged man? Am I not true,kindly answer me. Jaise ki same amount of assured money ke liye younger& older people me premium me kafi fark(difference) hota hain ,osi hisab de yahan vi fark to hona hi chahiye,is not it true,kindlt reply as early as possible.
Excellent briefed
God bless you
Best wishes
Regards
No-one explained honestly and intelligently like you great 🙏
My age is 78years 4 montha. If I invest in option I or option j for Rs 15 lacs what will be my annuity per quarter? Please enlighten. In FD I am getting arrond 6%.
jeevan akshaya policy kis age tak le sakte hai
Whether Tax benefit is available?
Kya deposit karne ke bad agle mahine se milne lagega
I am single survivor age61yrs, no direct blood related nominee. Can I put 3rd party not blood related as nominee.
Jeevan Akshay aur jeevan shanti vya vandan and senior citizen scheme me kaun si best hai is per bhi detail video banaiye
Jeevan shanti best hai...ye policy guaranteed return deti hai zindagi bhar...
Kya deposite apas hoga ki nahi ?
Sir विकलांग को 10 लाख वाली पेंशन में कितनी amaunt देनी होगी। और कितनी पेंशन मिलेगी।
Nicely explained. My age is 63 years. If I opt for F category and buy policy of Rs. 10 lacs what will be my monthly quarterly and yearly pension?? Kindly let me know sir.
You will get 4.2 percent interest in plan F
Pl give true facts I.e. interest rate of each scheme
contact you near lic office or a good lic agent or me.
I am also a insurance advisor ( kolkata)
Most worst policy for a middle class person .you will not able to get back the money for any emergency purpose
First class information 👌🏻
Kya aap calculate karke Bata sakte Hai 15 lakh ka one time investment Joint life Mother 67 son 37(unmarried) Mother ka Kitna pension hoga quaterly aur Mother ke death ke baad son ko bhi
Pension mil sakta hai ( assume from the age of 45 of the son) with no return of Purchase price thereafter the death of the son.
Option J ..after death of the joint member ,will entire purchase amount will be refunded to the nominee?
Pls clarify.
Incentive ka Kaya aur kyse fayda Hai??
Option g main return of purchase price after death Hai Ki Nahin
Option G mein Marne ke baad parivaar ko purchase price milega ya nahin
What is the percentage of pension given ? 7 % ,8% ?
pensen to milega bhai magar jo mul rashi hamne jama kiya wali woh milegi ki nahi
You have such good understanding and explained in most easy way 👍
Thanks a lot 😊
Is pension amount received taxable
Sir meri umar hi 57 he me lic jeevn shati lena chatahu penson 5 vas badlenachatahu to kinta % vaj milega
Sir plz option G ka jo increasing table h monthly pension ka wo bhi share kijiye v options G ki minimum amount v age bhi btaiye
Really ....Really ... Explain method ..
No one explain like u sir ...
Table ...Is very useful information
Is the death benefit received by the nominee same as the premium paid by the purchaser of policy?
Is policy me 3 months ke baad surrender karne per hume kita amount milega
In bank FD we ger little more amt as compare to this
Return is tax free or taxable income....and what is the rate of return ?
taxable ho ya na ho koi fark nh padta...15g or 15h bharte rho and income tax filing me adjust karte rho
@@forcoupannew3797 15g koi bi bhar sakta hai kya ??
Aur Ager aisa hota to tax lagta hi kyu
gov ka kaam hai tax lena par sath me rebate bh deti hai gov. wahi apki income me adjust ho jata hai.
aap apne CA se puchna wo batayega
Who is Anil Deshmukh
N how much should I invest
But I want pension in india
Could you plzz guidence me
Thnx
LIC keep me disappointed me again. Tell me one reason why should I go with this policy over post office MIS? 5k monthy pension in MIS and your invested amount will be refunded.
Sir income tax ke bare me clear kijiye sir pl. Reply karo🙏
Post Office best hai aur Pension Plan ke liye NPS because ye Government agency hai.. LIC me agents ko bahut Commission milta hai, isliye wo policies ke bahut se fayade batate hain
U. U u😀 uiu😀u😀uiiii
Correct..aap LIC aur PLI ka compare karo...post is best..dono me 1 lakh ka bima karavo fir dekho..LIC vale jyada amount collection karte hai ..bima to dono me 1 lakh hai....to post me less instalment aur LIC me jyada mangte hai..
Kya iska jawab hai ???
@@ishwarlalvaru8875 ha h jawab
Sun bhai tujhe lic ka fayda puchna h to msg kar batata hu
@@InsurewithFinancialsmere pas lic ar post dono ki policy thi post ke emloyee ne installment ginvaye dono ke ..fir pata chala lic vale pli se jyada paise liye same amount policy ke
F option me surrender value
Milta hai ya nahi
Nicely explained
Informative video
And what will be the death benefit for Rs.10 lakhs ? I am sorry I have asked you three different questions still would like to make it clear before entering. Thanks.
Option g ke bare me3%increasing ke hisaabse example reply karo
IndusInd bank FD pe yearly 6.50% interest ke hisab se interest de raha hai.
1 saal me 1000000 ka 65000 interest banta hai, or amount bhi apna hi rahega, fir lic me investment kyu?
Ye fraud scheme hai, log fas jaate hai
Post office, bank pays more than lic.
Sirf lic agent ka fayada hai
Fd ke rate future me kam ho jayege, iske rate hamesha fix rahege
@@mayankshrivastava2240 bhai aapne terms and conditions padhe hai is policy ke?
Indus bank kab dub jaega tere ko pata nahin chalega
Valuable information... Thanks sir...but one question is 10 lekh bhar k kitne samay k bad passion chalu hoga? Please reply
Immediately
Turant
Please tell what is min max premium and max min pension
Sir
In joint option
Can i purchase with my son
Or only spouse is compalsary?
Very good explain.
option j me surender value kitana % hai
What's death benefit ?
Who can buy it ?Age ,entry minimum & maximum ?
pension rate is very low,less than bank FD
Es plan ko surrender karne perkya surrender value Puri milegi
Is plan main sum assured ka amount return melega
lic annuit plan prposal form 440 bhrne ka bhi video bnao
Sir ,any other policy,or retirement plan, With better rate of return or tax free return?
We can give you 9% returns
Please confirm what should be the age of second annuitent
Sir mere pass LIC ke cases hai client ke 98 me client ne kiya tha abi tak nai mila hi.
Proof hamare pass hai
जर बारा लाख,दहा वषेची.पाँलिसी काढली तर मँचयुरीटी नंतर हि रक्कम परत मिळेल काय,व किती.?
Whether death benefit is there against option G
Online purchase Karne se kuch discount milega?
No .
Fix pension Kitna milegaa option wise
Hello Brother...
I really appreciate your work... Your are doing great job to provide knowledge about financial investment options...
This is my request to you to please make a brief detailed video or series about SHARE MARKET ( I mean what is share market, types, how can we invest in share market, other investment options, etc...)
Thank you....👍
Will upload soon
Yadi 150000 ka investment kiya hai toh annutiant ki death ke baad uske parivaar ko kitna paisa wapas milega yadi annuitant nps subscriber hai toh.
क़
Option G &I is the best option