LIC New Jeevan Akshay Policy (857) | Pension Plan | Best Investment Option For Senior Citizens

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  • Опубліковано 21 жов 2024
  • Namshkar Doston,
    LIC's New Jeevan Akshay (858) is a non linked, single premium immediate annuity plan. This policy was launched on 25th August 2020. In this video, you will get all the important information related to this pension plan. I hope this video will be very helpful for all of you.
    Thank You | Namaste
    LIC website link :
    onlinesales.li...
    If you like this video, please subscribe our channel.
    / @moneyupay
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    / moneyupay
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    / moneyupay
    #lic #newjeevanakshay #pension

КОМЕНТАРІ • 598

  • @krishnamala5777
    @krishnamala5777 3 роки тому +3

    MONEY UPAY CHANNEL, NEWS NAMASKAAR.
    BAHUT KHOOB, PASAND HAI.
    YOUR EXPLANATION IS VERY VERY GOOD. AASANI SE SAMLHAYA.
    DHANYA VAAD.

  • @cpatra
    @cpatra 3 роки тому +2

    Lic jeevan Akshay & Lic jeevan shanti pension scheme me konsa better he & different kya he ??

  • @MukeshKumar-jw6ji
    @MukeshKumar-jw6ji 3 роки тому

    1. GST ka kya role hai is investment mein ?
    2. Agar 150000/- se shuruat policy lene ke 2-4 saal baad agar aur is policy mein 2-4 lakhs jama karna chahe to kya aysa kuch flexibility hai ?
    3. Agar beech mein is policy ko close karna chahe to kya possible hai ?

  • @sunilduttsharma1417
    @sunilduttsharma1417 2 роки тому

    आपका बताने का तरीका बहुत अच्छा है। धन्यवाद ।
    सदा खुश रहें।
    नई जीवन अक्षय 857 में J आप्शन में after death lumps up payment चुने या annuity यह आपके द्वारा जानकारी नहीं है।
    कृपया सलाह दे हम आपके अत्यंत आभारी रहेंगे।

  • @mohammadkhalidkhan4577
    @mohammadkhalidkhan4577 2 роки тому +1

    How much monthly pension amount will be obtained?

  • @dilipsachdev1913
    @dilipsachdev1913 2 роки тому +1

    What are the benefits of buying online

  • @RajuKumar-hc2wb
    @RajuKumar-hc2wb 2 роки тому

    Waah Sir Jee kya samjhaya hai👍

  • @anantamurthy5525
    @anantamurthy5525 3 роки тому +1

    Most importantly the monthly amount received is taxable or tax exempt is not discussed.

    • @FatimaKhan-qi6xl
      @FatimaKhan-qi6xl 3 роки тому

      Ma'am we can give you 9% returns on your investment risk free(0.75% monthly)

  • @anamitrabhattacharya8409
    @anamitrabhattacharya8409 3 роки тому +1

    I am 30 years old and wants to invest 1.5 lakh with option F. What return benefits I can get yearly from my investment?

  • @knowledgeTherapy
    @knowledgeTherapy 3 роки тому +3

    Can NRI or OCI holders living outside India buy this policy? At which age pension payout will start?

  • @sathianarayanan2224
    @sathianarayanan2224 3 роки тому +2

    How many policies can I purchase ? Suppose, I have Rs.1,50,000/_ now I can purchase one and thereafter if I get money can I purchase again ? And in the amount of purchase you have written Rs.15 lakhs whereas orally you are saying Rs.1.5 lakhs. Which is correct ?

  • @drvpawasthidrvpawasthi5564
    @drvpawasthidrvpawasthi5564 3 роки тому

    Very good ap bahut achha samjhate h

  • @ranjeetssingh1855
    @ranjeetssingh1855 2 роки тому

    About surrender value i.e. 95% of purchase price or ? Please tell me.

  • @GurleenKaur-xj8ip
    @GurleenKaur-xj8ip 3 роки тому +1

    Excellent info. Plz tell me which is better jeevan Akshay or jeevan shanti

  • @AnujKumar-mr9mq
    @AnujKumar-mr9mq 2 роки тому

    Does this policy give any benefit of buying online. Any extra interest.

  • @devarajagopalan9059
    @devarajagopalan9059 2 роки тому +3

    Thanks for a very clear presentation.
    Questions:
    1) can I or the same individual take multiple policies, say in each year ?(as income may come once a year end , as say, bonus from my company)
    2.Is there a table for Death benefit.? or calculator ?
    thanks ,D S Gopalan

  • @sunilkumarkeshri3746
    @sunilkumarkeshri3746 2 роки тому

    I want to know the difference of Purchase of policy ON LINE and OFF LINE

  • @nikhildoshi8156
    @nikhildoshi8156 2 роки тому

    Good inform in detail how to get policy my age 35 i invest 8/Lakh how much monthly pension get which plan suggest

  • @harisharora6635
    @harisharora6635 3 роки тому +3

    On line lene per kitna benefit होगा ,ऑफ लाइन के मुकाबले

  • @damodarkamath5595
    @damodarkamath5595 2 роки тому +2

    You have not mentioned the death benefit amount under option F & J . Is it the amount invested or lesser amount ?

  • @anindyakundu7245
    @anindyakundu7245 2 роки тому +1

    Sir, pls explain, pension rate is very low. Moreover, it's taxable. If inflation is factored in, then return seems to be zero or negative. This pension, I hope, is not inflation adjusted. Pls clarify.

  • @pradipbaidya9474
    @pradipbaidya9474 Рік тому

    1.What is the interest rate for category f and category j? 2.Is there any increase in pension amount I purchased online? 3.What is the commission amount to the agent and how long the agent will get the benifits?

  • @TheWarloard
    @TheWarloard 2 роки тому

    Correct me if I am wrong, basically they will provide us average 5% interest. So what will happen to our investment.

  • @rajpalsherawat7140
    @rajpalsherawat7140 3 роки тому

    Out of PMVVY or jivan akshya yojna, which one is more beneficial to a sr citizen.if I spend 1000000(ten lacs).

  • @nishasanghvi
    @nishasanghvi 3 роки тому

    1. Is scheme mein yearly return on investment hai 6% FLAT [matlab simple interest, compound interest nahi], aur INDIA ka INFLATION RATE hai around 7-8%.
    2. Kyu ki ye ek ANNUITY scheme hai to isme PRINCIPAL AMOUNT bhi wapas nahi milega.
    3. Post Office ki SSSC mein interest is 7.4% [atleast inflation beat karta hai] + Principal Amount bhi return milega
    toh sir aap please explain karenge ke is particular scheme mein invest karne ke kya benefits hai...????

  • @xyz-de8en
    @xyz-de8en 2 роки тому

    What will be the value of this pension amount after 5 10 15 yrs or more?

  • @shyamalpal4391
    @shyamalpal4391 2 роки тому

    I unerstud the pollcy you given the example extrimly well

  • @prabhasarya
    @prabhasarya 2 роки тому

    बहोत खुब सर।

  • @charlesarcher852
    @charlesarcher852 2 роки тому

    I like the way u explained all the options from A to J.I am 70years old and if I invest 10lakhs how much pension will I get can u explain please

  • @amitkumarsarkar5462
    @amitkumarsarkar5462 2 роки тому

    Sir, can non relative person
    Be choosen as nominee?
    Pl. Clarify.thank you.

  • @cgsprizm9530
    @cgsprizm9530 3 роки тому +1

    I m 43 years which lic policy is better pls. Confirm

  • @girifreinds8420
    @girifreinds8420 3 роки тому

    I don't what is incentive? How it payable us can u explain sir

  • @deepakneema1409
    @deepakneema1409 3 роки тому +1

    Plan 189 aur 857 यह दोनों प्लान अलग-अलग है या प्लान 189 बंद हो चुका है plan 858 Mein aapane bataya incentive ka matlab online purchase per chhut hai aur Yahan per incentive ka matlab amount पर छूट Sathi yah bhi bataiye ki option Jai में joint holder ki age minimum Kitni Hona chahie

  • @kaushikdesai7454
    @kaushikdesai7454 3 роки тому +4

    We can purchase in the name of HUF for beneficiary of KARTA.
    What is about TDS.
    If pension amount is less then Rs.50000/ or on what celling of TDS AMT. Pl guide.

  • @pranabbairagi5944
    @pranabbairagi5944 Рік тому

    What amount will be in case of Dead benifit?

  • @vijayshukla6706
    @vijayshukla6706 2 роки тому

    In your presentation you said minimum purchase amount is one and half lakhs but the figure shows 15 lakhs. Will you please clarify which amount is right.

  • @jyotirmaydas9232
    @jyotirmaydas9232 2 роки тому

    Ye karne ke liye umar kya hona chahiye, please bataye

  • @adrikabanerjee2225
    @adrikabanerjee2225 2 роки тому

    Is this a government authorized policy? Is this secured?

  • @meghabhattad7842
    @meghabhattad7842 2 роки тому

    It's nice, detailed so can understand plan very easly

  • @harshadraiganatra1014
    @harshadraiganatra1014 3 роки тому

    Your speech is so nice

  • @paramandsadavarte9834
    @paramandsadavarte9834 2 роки тому

    क्या हम a टू f ऑपशन मे पहले दिये हुये ऑपशन को बीच मे बदल सकते है क्या?

  • @sumitnishad82
    @sumitnishad82 2 роки тому

    Sir GST kitne present lagti hai?
    Example 10L per kitne present GST pay krni padegi

  • @ashissadhu1565
    @ashissadhu1565 3 роки тому

    If a man of age 40yr,and a man of age 60yrs,will they get same amount of penson or the older man will get much more amt of penson as his chance of survival days or yrs would certainly be lesser than the 40yrs aged man? Am I not true,kindly answer me. Jaise ki same amount of assured money ke liye younger& older people me premium me kafi fark(difference) hota hain ,osi hisab de yahan vi fark to hona hi chahiye,is not it true,kindlt reply as early as possible.

  • @s.c.biswal2737
    @s.c.biswal2737 3 роки тому +6

    Excellent briefed
    God bless you
    Best wishes
    Regards

  • @AshokKumar-ms5ou
    @AshokKumar-ms5ou 3 роки тому +4

    No-one explained honestly and intelligently like you great 🙏

  • @proloykhokon7976
    @proloykhokon7976 2 роки тому

    My age is 78years 4 montha. If I invest in option I or option j for Rs 15 lacs what will be my annuity per quarter? Please enlighten. In FD I am getting arrond 6%.

  • @AshokKumar-qe9xm
    @AshokKumar-qe9xm 3 роки тому

    jeevan akshaya policy kis age tak le sakte hai

  • @bhagwanbalam6979
    @bhagwanbalam6979 2 роки тому

    Whether Tax benefit is available?

  • @anjanikumarsingh945
    @anjanikumarsingh945 3 роки тому

    Kya deposit karne ke bad agle mahine se milne lagega

  • @kishorehinduja3303
    @kishorehinduja3303 2 роки тому +1

    I am single survivor age61yrs, no direct blood related nominee. Can I put 3rd party not blood related as nominee.

  • @ritugupta187
    @ritugupta187 3 роки тому +2

    Jeevan Akshay aur jeevan shanti vya vandan and senior citizen scheme me kaun si best hai is per bhi detail video banaiye

    • @MyselfSujoyMondal
      @MyselfSujoyMondal 3 роки тому

      Jeevan shanti best hai...ye policy guaranteed return deti hai zindagi bhar...

  • @ankitoraon659
    @ankitoraon659 3 роки тому +1

    Kya deposite apas hoga ki nahi ?

  • @manojrawat5691
    @manojrawat5691 2 роки тому

    Sir विकलांग को 10 लाख वाली पेंशन में कितनी amaunt देनी होगी। और कितनी पेंशन मिलेगी।

  • @santoshgurnani3559
    @santoshgurnani3559 3 роки тому +10

    Nicely explained. My age is 63 years. If I opt for F category and buy policy of Rs. 10 lacs what will be my monthly quarterly and yearly pension?? Kindly let me know sir.

    • @jvt201
      @jvt201 3 роки тому +2

      You will get 4.2 percent interest in plan F

    • @surenderrawat319
      @surenderrawat319 3 роки тому

      Pl give true facts I.e. interest rate of each scheme

    • @mihirmalakar5085
      @mihirmalakar5085 2 роки тому

      contact you near lic office or a good lic agent or me.
      I am also a insurance advisor ( kolkata)

    • @neenabiswas4816
      @neenabiswas4816 2 роки тому

      Most worst policy for a middle class person .you will not able to get back the money for any emergency purpose

  • @shubhangimulik13
    @shubhangimulik13 3 роки тому

    First class information 👌🏻

  • @ashokekumardhole9354
    @ashokekumardhole9354 2 роки тому

    Kya aap calculate karke Bata sakte Hai 15 lakh ka one time investment Joint life Mother 67 son 37(unmarried) Mother ka Kitna pension hoga quaterly aur Mother ke death ke baad son ko bhi
    Pension mil sakta hai ( assume from the age of 45 of the son) with no return of Purchase price thereafter the death of the son.

  • @mkdas207
    @mkdas207 2 роки тому

    Option J ..after death of the joint member ,will entire purchase amount will be refunded to the nominee?
    Pls clarify.

  • @rosyrosy5980
    @rosyrosy5980 3 роки тому

    Incentive ka Kaya aur kyse fayda Hai??

  • @vm3854
    @vm3854 3 роки тому

    Option g main return of purchase price after death Hai Ki Nahin

  • @amritlalsahu9108
    @amritlalsahu9108 2 роки тому

    Option G mein Marne ke baad parivaar ko purchase price milega ya nahin

  • @abhijitdasgupta2240
    @abhijitdasgupta2240 2 роки тому

    What is the percentage of pension given ? 7 % ,8% ?

  • @krishnabhusare8328
    @krishnabhusare8328 2 роки тому

    pensen to milega bhai magar jo mul rashi hamne jama kiya wali woh milegi ki nahi

  • @anarsinghani
    @anarsinghani 2 роки тому

    You have such good understanding and explained in most easy way 👍

  • @fitandvirile
    @fitandvirile 2 роки тому

    Is pension amount received taxable

  • @VinodPatel-tf6mf
    @VinodPatel-tf6mf 3 роки тому

    Sir meri umar hi 57 he me lic jeevn shati lena chatahu penson 5 vas badlenachatahu to kinta % vaj milega

  • @reenajangra3822
    @reenajangra3822 3 роки тому

    Sir plz option G ka jo increasing table h monthly pension ka wo bhi share kijiye v options G ki minimum amount v age bhi btaiye

  • @vikasjadhav8037
    @vikasjadhav8037 3 роки тому

    Really ....Really ... Explain method ..
    No one explain like u sir ...
    Table ...Is very useful information

  • @kiranjeetkaur289
    @kiranjeetkaur289 2 роки тому

    Is the death benefit received by the nominee same as the premium paid by the purchaser of policy?

  • @shobhasen6202
    @shobhasen6202 2 роки тому

    Is policy me 3 months ke baad surrender karne per hume kita amount milega

  • @abhijeetm.148
    @abhijeetm.148 3 роки тому +1

    In bank FD we ger little more amt as compare to this

  • @samirsarkar2005
    @samirsarkar2005 3 роки тому +2

    Return is tax free or taxable income....and what is the rate of return ?

    • @forcoupannew3797
      @forcoupannew3797 3 роки тому

      taxable ho ya na ho koi fark nh padta...15g or 15h bharte rho and income tax filing me adjust karte rho

    • @samirsarkar2005
      @samirsarkar2005 3 роки тому

      @@forcoupannew3797 15g koi bi bhar sakta hai kya ??
      Aur Ager aisa hota to tax lagta hi kyu

    • @forcoupannew3797
      @forcoupannew3797 3 роки тому

      gov ka kaam hai tax lena par sath me rebate bh deti hai gov. wahi apki income me adjust ho jata hai.
      aap apne CA se puchna wo batayega

  • @shyam.257
    @shyam.257 3 роки тому

    Who is Anil Deshmukh
    N how much should I invest
    But I want pension in india
    Could you plzz guidence me
    Thnx

  • @ankushmadankar1756
    @ankushmadankar1756 3 роки тому +1

    LIC keep me disappointed me again. Tell me one reason why should I go with this policy over post office MIS? 5k monthy pension in MIS and your invested amount will be refunded.

  • @nasikastrology
    @nasikastrology 3 роки тому +1

    Sir income tax ke bare me clear kijiye sir pl. Reply karo🙏

  • @downloadImp
    @downloadImp 3 роки тому +19

    Post Office best hai aur Pension Plan ke liye NPS because ye Government agency hai.. LIC me agents ko bahut Commission milta hai, isliye wo policies ke bahut se fayade batate hain

    • @chandramohansingh664
      @chandramohansingh664 3 роки тому

      U. U u😀 uiu😀u😀uiiii

    • @ishwarlalvaru8875
      @ishwarlalvaru8875 3 роки тому +2

      Correct..aap LIC aur PLI ka compare karo...post is best..dono me 1 lakh ka bima karavo fir dekho..LIC vale jyada amount collection karte hai ..bima to dono me 1 lakh hai....to post me less instalment aur LIC me jyada mangte hai..
      Kya iska jawab hai ???

    • @InsurewithFinancials
      @InsurewithFinancials 3 роки тому

      @@ishwarlalvaru8875 ha h jawab

    • @InsurewithFinancials
      @InsurewithFinancials 3 роки тому

      Sun bhai tujhe lic ka fayda puchna h to msg kar batata hu

    • @ishwarlalvaru8875
      @ishwarlalvaru8875 3 роки тому

      @@InsurewithFinancialsmere pas lic ar post dono ki policy thi post ke emloyee ne installment ginvaye dono ke ..fir pata chala lic vale pli se jyada paise liye same amount policy ke

  • @neerajpatel5587
    @neerajpatel5587 3 роки тому

    F option me surrender value
    Milta hai ya nahi

  • @chellappaayer1216
    @chellappaayer1216 2 роки тому

    Nicely explained

  • @wasiulhasan6919
    @wasiulhasan6919 3 роки тому

    Informative video

  • @sathianarayanan2224
    @sathianarayanan2224 3 роки тому

    And what will be the death benefit for Rs.10 lakhs ? I am sorry I have asked you three different questions still would like to make it clear before entering. Thanks.

  • @nasikastrology
    @nasikastrology 3 роки тому +1

    Option g ke bare me3%increasing ke hisaabse example reply karo

  • @narenderksingh3791
    @narenderksingh3791 3 роки тому +9

    IndusInd bank FD pe yearly 6.50% interest ke hisab se interest de raha hai.
    1 saal me 1000000 ka 65000 interest banta hai, or amount bhi apna hi rahega, fir lic me investment kyu?

    • @jasvantsingh1000
      @jasvantsingh1000 3 роки тому

      Ye fraud scheme hai, log fas jaate hai

    • @chandrakantsmit
      @chandrakantsmit 3 роки тому

      Post office, bank pays more than lic.
      Sirf lic agent ka fayada hai

    • @mayankshrivastava2240
      @mayankshrivastava2240 3 роки тому +1

      Fd ke rate future me kam ho jayege, iske rate hamesha fix rahege

    • @narenderksingh3791
      @narenderksingh3791 3 роки тому +1

      @@mayankshrivastava2240 bhai aapne terms and conditions padhe hai is policy ke?

    • @masteramit9423
      @masteramit9423 3 роки тому

      Indus bank kab dub jaega tere ko pata nahin chalega

  • @jyotibalanagrale891
    @jyotibalanagrale891 3 роки тому

    Valuable information... Thanks sir...but one question is 10 lekh bhar k kitne samay k bad passion chalu hoga? Please reply

  • @MahendraSingh-ry4sx
    @MahendraSingh-ry4sx 3 роки тому

    Please tell what is min max premium and max min pension

  • @ramgopal8410
    @ramgopal8410 3 роки тому

    Sir
    In joint option
    Can i purchase with my son
    Or only spouse is compalsary?

  • @rupangraval2045
    @rupangraval2045 3 роки тому

    Very good explain.

  • @bhuwangavel4782
    @bhuwangavel4782 2 роки тому

    option j me surender value kitana % hai

  • @deepadevi908
    @deepadevi908 3 роки тому

    What's death benefit ?
    Who can buy it ?Age ,entry minimum & maximum ?

  • @govindadas7095
    @govindadas7095 3 роки тому +17

    pension rate is very low,less than bank FD

  • @dineshdwivedi9812
    @dineshdwivedi9812 2 роки тому

    Es plan ko surrender karne perkya surrender value Puri milegi

  • @ghanshyamyadav9634
    @ghanshyamyadav9634 Рік тому

    Is plan main sum assured ka amount return melega

  • @AnilSHArmA-xd1xb
    @AnilSHArmA-xd1xb 3 роки тому

    lic annuit plan prposal form 440 bhrne ka bhi video bnao

  • @hemangisanghvi980
    @hemangisanghvi980 3 роки тому

    Sir ,any other policy,or retirement plan, With better rate of return or tax free return?

  • @ruchigulati4102
    @ruchigulati4102 3 роки тому

    Please confirm what should be the age of second annuitent

  • @hariom9627
    @hariom9627 3 роки тому

    Sir mere pass LIC ke cases hai client ke 98 me client ne kiya tha abi tak nai mila hi.
    Proof hamare pass hai

  • @sanjaykadam7842
    @sanjaykadam7842 3 роки тому

    जर बारा लाख,दहा वषेची.पाँलिसी काढली तर मँचयुरीटी नंतर हि रक्कम परत मिळेल काय,व किती.?

  • @rajdatta6711
    @rajdatta6711 2 роки тому

    Whether death benefit is there against option G

  • @arupmitra1025
    @arupmitra1025 3 роки тому +1

    Online purchase Karne se kuch discount milega?

  • @nawalsingh7982
    @nawalsingh7982 3 роки тому +1

    Fix pension Kitna milegaa option wise

  • @prashantvishwakarma295
    @prashantvishwakarma295 3 роки тому +10

    Hello Brother...
    I really appreciate your work... Your are doing great job to provide knowledge about financial investment options...
    This is my request to you to please make a brief detailed video or series about SHARE MARKET ( I mean what is share market, types, how can we invest in share market, other investment options, etc...)
    Thank you....👍

  • @nasikastrology
    @nasikastrology 3 роки тому +1

    Option G &I is the best option