आपका बताने का तरीका बहुत अच्छा है। धन्यवाद । सदा खुश रहें। नई जीवन अक्षय 857 में J आप्शन में after death lumps up payment चुने या annuity यह आपके द्वारा जानकारी नहीं है। कृपया सलाह दे हम आपके अत्यंत आभारी रहेंगे।
1. GST ka kya role hai is investment mein ? 2. Agar 150000/- se shuruat policy lene ke 2-4 saal baad agar aur is policy mein 2-4 lakhs jama karna chahe to kya aysa kuch flexibility hai ? 3. Agar beech mein is policy ko close karna chahe to kya possible hai ?
Thanks for a very clear presentation. Questions: 1) can I or the same individual take multiple policies, say in each year ?(as income may come once a year end , as say, bonus from my company) 2.Is there a table for Death benefit.? or calculator ? thanks ,D S Gopalan
Sir, pls explain, pension rate is very low. Moreover, it's taxable. If inflation is factored in, then return seems to be zero or negative. This pension, I hope, is not inflation adjusted. Pls clarify.
How many policies can I purchase ? Suppose, I have Rs.1,50,000/_ now I can purchase one and thereafter if I get money can I purchase again ? And in the amount of purchase you have written Rs.15 lakhs whereas orally you are saying Rs.1.5 lakhs. Which is correct ?
Plan 189 aur 857 यह दोनों प्लान अलग-अलग है या प्लान 189 बंद हो चुका है plan 858 Mein aapane bataya incentive ka matlab online purchase per chhut hai aur Yahan per incentive ka matlab amount पर छूट Sathi yah bhi bataiye ki option Jai में joint holder ki age minimum Kitni Hona chahie
1. Is scheme mein yearly return on investment hai 6% FLAT [matlab simple interest, compound interest nahi], aur INDIA ka INFLATION RATE hai around 7-8%. 2. Kyu ki ye ek ANNUITY scheme hai to isme PRINCIPAL AMOUNT bhi wapas nahi milega. 3. Post Office ki SSSC mein interest is 7.4% [atleast inflation beat karta hai] + Principal Amount bhi return milega toh sir aap please explain karenge ke is particular scheme mein invest karne ke kya benefits hai...????
In your presentation you said minimum purchase amount is one and half lakhs but the figure shows 15 lakhs. Will you please clarify which amount is right.
1.What is the interest rate for category f and category j? 2.Is there any increase in pension amount I purchased online? 3.What is the commission amount to the agent and how long the agent will get the benifits?
IndusInd bank FD pe yearly 6.50% interest ke hisab se interest de raha hai. 1 saal me 1000000 ka 65000 interest banta hai, or amount bhi apna hi rahega, fir lic me investment kyu?
Post Office best hai aur Pension Plan ke liye NPS because ye Government agency hai.. LIC me agents ko bahut Commission milta hai, isliye wo policies ke bahut se fayade batate hain
Correct..aap LIC aur PLI ka compare karo...post is best..dono me 1 lakh ka bima karavo fir dekho..LIC vale jyada amount collection karte hai ..bima to dono me 1 lakh hai....to post me less instalment aur LIC me jyada mangte hai.. Kya iska jawab hai ???
@@InsurewithFinancialsmere pas lic ar post dono ki policy thi post ke emloyee ne installment ginvaye dono ke ..fir pata chala lic vale pli se jyada paise liye same amount policy ke
We can purchase in the name of HUF for beneficiary of KARTA. What is about TDS. If pension amount is less then Rs.50000/ or on what celling of TDS AMT. Pl guide.
Hello Brother... I really appreciate your work... Your are doing great job to provide knowledge about financial investment options... This is my request to you to please make a brief detailed video or series about SHARE MARKET ( I mean what is share market, types, how can we invest in share market, other investment options, etc...) Thank you....👍
My age is 78years 4 montha. If I invest in option I or option j for Rs 15 lacs what will be my annuity per quarter? Please enlighten. In FD I am getting arrond 6%.
If a man of age 40yr,and a man of age 60yrs,will they get same amount of penson or the older man will get much more amt of penson as his chance of survival days or yrs would certainly be lesser than the 40yrs aged man? Am I not true,kindly answer me. Jaise ki same amount of assured money ke liye younger& older people me premium me kafi fark(difference) hota hain ,osi hisab de yahan vi fark to hona hi chahiye,is not it true,kindlt reply as early as possible.
And what will be the death benefit for Rs.10 lakhs ? I am sorry I have asked you three different questions still would like to make it clear before entering. Thanks.
Nicely explained. My age is 63 years. If I opt for F category and buy policy of Rs. 10 lacs what will be my monthly quarterly and yearly pension?? Kindly let me know sir.
@@prashantgharat201 Purchase price or principal is returned in Full and it is called death benefit. Nothing else is paid as death benefit . This is not a insurance policy please note . For example if you invest 10,00,000 . Taxes and other costs are added to this amount which you pay . In this example let us assume 15,000 is taxes and other charges . So total you pay 10,15,000 . Now after the death the amount refunded to you is Rs 10,00,000 only . Hope it is clear now .
Yes purchase price ya initial investment ya principal amount jo bhi kaho woh wapas milega. Use refund of purchase price ya death benefit keh sakte ho .
MONEY UPAY CHANNEL, NEWS NAMASKAAR.
BAHUT KHOOB, PASAND HAI.
YOUR EXPLANATION IS VERY VERY GOOD. AASANI SE SAMLHAYA.
DHANYA VAAD.
Lic jeevan Akshay & Lic jeevan shanti pension scheme me konsa better he & different kya he ??
How much monthly pension amount will be obtained?
आपका बताने का तरीका बहुत अच्छा है। धन्यवाद ।
सदा खुश रहें।
नई जीवन अक्षय 857 में J आप्शन में after death lumps up payment चुने या annuity यह आपके द्वारा जानकारी नहीं है।
कृपया सलाह दे हम आपके अत्यंत आभारी रहेंगे।
Can NRI or OCI holders living outside India buy this policy? At which age pension payout will start?
You have not mentioned the death benefit amount under option F & J . Is it the amount invested or lesser amount ?
What are the benefits of buying online
Jeevan Akshay aur jeevan shanti vya vandan and senior citizen scheme me kaun si best hai is per bhi detail video banaiye
Jeevan shanti best hai...ye policy guaranteed return deti hai zindagi bhar...
No-one explained honestly and intelligently like you great 🙏
Waah Sir Jee kya samjhaya hai👍
I like the way u explained all the options from A to J.I am 70years old and if I invest 10lakhs how much pension will I get can u explain please
1. GST ka kya role hai is investment mein ?
2. Agar 150000/- se shuruat policy lene ke 2-4 saal baad agar aur is policy mein 2-4 lakhs jama karna chahe to kya aysa kuch flexibility hai ?
3. Agar beech mein is policy ko close karna chahe to kya possible hai ?
Really ....Really ... Explain method ..
No one explain like u sir ...
Table ...Is very useful information
Most importantly the monthly amount received is taxable or tax exempt is not discussed.
Ma'am we can give you 9% returns on your investment risk free(0.75% monthly)
Excellent info. Plz tell me which is better jeevan Akshay or jeevan shanti
Very good ap bahut achha samjhate h
Excellent briefed
God bless you
Best wishes
Regards
Thanks for a very clear presentation.
Questions:
1) can I or the same individual take multiple policies, say in each year ?(as income may come once a year end , as say, bonus from my company)
2.Is there a table for Death benefit.? or calculator ?
thanks ,D S Gopalan
P
pension rate is very low,less than bank FD
Sir, pls explain, pension rate is very low. Moreover, it's taxable. If inflation is factored in, then return seems to be zero or negative. This pension, I hope, is not inflation adjusted. Pls clarify.
How many policies can I purchase ? Suppose, I have Rs.1,50,000/_ now I can purchase one and thereafter if I get money can I purchase again ? And in the amount of purchase you have written Rs.15 lakhs whereas orally you are saying Rs.1.5 lakhs. Which is correct ?
Plan 189 aur 857 यह दोनों प्लान अलग-अलग है या प्लान 189 बंद हो चुका है plan 858 Mein aapane bataya incentive ka matlab online purchase per chhut hai aur Yahan per incentive ka matlab amount पर छूट Sathi yah bhi bataiye ki option Jai में joint holder ki age minimum Kitni Hona chahie
I am 30 years old and wants to invest 1.5 lakh with option F. What return benefits I can get yearly from my investment?
Kya deposite apas hoga ki nahi ?
1. Is scheme mein yearly return on investment hai 6% FLAT [matlab simple interest, compound interest nahi], aur INDIA ka INFLATION RATE hai around 7-8%.
2. Kyu ki ye ek ANNUITY scheme hai to isme PRINCIPAL AMOUNT bhi wapas nahi milega.
3. Post Office ki SSSC mein interest is 7.4% [atleast inflation beat karta hai] + Principal Amount bhi return milega
toh sir aap please explain karenge ke is particular scheme mein invest karne ke kya benefits hai...????
Sir plz option G ka jo increasing table h monthly pension ka wo bhi share kijiye v options G ki minimum amount v age bhi btaiye
On line lene per kitna benefit होगा ,ऑफ लाइन के मुकाबले
In your presentation you said minimum purchase amount is one and half lakhs but the figure shows 15 lakhs. Will you please clarify which amount is right.
1.What is the interest rate for category f and category j? 2.Is there any increase in pension amount I purchased online? 3.What is the commission amount to the agent and how long the agent will get the benifits?
IndusInd bank FD pe yearly 6.50% interest ke hisab se interest de raha hai.
1 saal me 1000000 ka 65000 interest banta hai, or amount bhi apna hi rahega, fir lic me investment kyu?
Ye fraud scheme hai, log fas jaate hai
Post office, bank pays more than lic.
Sirf lic agent ka fayada hai
Fd ke rate future me kam ho jayege, iske rate hamesha fix rahege
@@mayankshrivastava2240 bhai aapne terms and conditions padhe hai is policy ke?
Indus bank kab dub jaega tere ko pata nahin chalega
You have such good understanding and explained in most easy way 👍
Thanks a lot 😊
It's nice, detailed so can understand plan very easly
I want to know the difference of Purchase of policy ON LINE and OFF LINE
Post Office best hai aur Pension Plan ke liye NPS because ye Government agency hai.. LIC me agents ko bahut Commission milta hai, isliye wo policies ke bahut se fayade batate hain
U. U u😀 uiu😀u😀uiiii
Correct..aap LIC aur PLI ka compare karo...post is best..dono me 1 lakh ka bima karavo fir dekho..LIC vale jyada amount collection karte hai ..bima to dono me 1 lakh hai....to post me less instalment aur LIC me jyada mangte hai..
Kya iska jawab hai ???
@@ishwarlalvaru8875 ha h jawab
Sun bhai tujhe lic ka fayda puchna h to msg kar batata hu
@@InsurewithFinancialsmere pas lic ar post dono ki policy thi post ke emloyee ne installment ginvaye dono ke ..fir pata chala lic vale pli se jyada paise liye same amount policy ke
First class information 👌🏻
LIC is the best Pension in the world mind it, Not only India but also hole world.
Out of PMVVY or jivan akshya yojna, which one is more beneficial to a sr citizen.if I spend 1000000(ten lacs).
Very good explained.No one is going so deeply.
क्या हम a टू f ऑपशन मे पहले दिये हुये ऑपशन को बीच मे बदल सकते है क्या?
We can purchase in the name of HUF for beneficiary of KARTA.
What is about TDS.
If pension amount is less then Rs.50000/ or on what celling of TDS AMT. Pl guide.
Fix pension Kitna milegaa option wise
Ye karne ke liye umar kya hona chahiye, please bataye
Title मे Pension amount के आगे ए भी लिखा करें कि monthly or yearly.
About surrender value i.e. 95% of purchase price or ? Please tell me.
Sir, can non relative person
Be choosen as nominee?
Pl. Clarify.thank you.
Sir GST kitne present lagti hai?
Example 10L per kitne present GST pay krni padegi
I m 43 years which lic policy is better pls. Confirm
Good inform in detail how to get policy my age 35 i invest 8/Lakh how much monthly pension get which plan suggest
Correct me if I am wrong, basically they will provide us average 5% interest. So what will happen to our investment.
Sir income tax ke bare me clear kijiye sir pl. Reply karo🙏
lic annuit plan prposal form 440 bhrne ka bhi video bnao
Option G mein Marne ke baad parivaar ko purchase price milega ya nahin
You can't compare this policy with FD. Calculating returns using IRR method is more suitable
Is the death benefit received by the nominee same as the premium paid by the purchaser of policy?
Sir meri umar hi 57 he me lic jeevn shati lena chatahu penson 5 vas badlenachatahu to kinta % vaj milega
बहोत खुब सर।
What will be the value of this pension amount after 5 10 15 yrs or more?
You have forgotten to tell about the GS T criteria .
jeevan akshaya policy kis age tak le sakte hai
Hello Brother...
I really appreciate your work... Your are doing great job to provide knowledge about financial investment options...
This is my request to you to please make a brief detailed video or series about SHARE MARKET ( I mean what is share market, types, how can we invest in share market, other investment options, etc...)
Thank you....👍
Will upload soon
Yadi 150000 ka investment kiya hai toh annutiant ki death ke baad uske parivaar ko kitna paisa wapas milega yadi annuitant nps subscriber hai toh.
क़
Please explain bachat plus 861
I don't what is incentive? How it payable us can u explain sir
In bank FD we ger little more amt as compare to this
Option g ke bare me3%increasing ke hisaabse example reply karo
I unerstud the pollcy you given the example extrimly well
pensen to milega bhai magar jo mul rashi hamne jama kiya wali woh milegi ki nahi
Your speech is so nice
Incentive ka Kaya aur kyse fayda Hai??
principal amount is not returned unlike FD
Whether Tax benefit is available?
I am single survivor age61yrs, no direct blood related nominee. Can I put 3rd party not blood related as nominee.
F option me surrender value
Milta hai ya nahi
Does this policy give any benefit of buying online. Any extra interest.
Return is tax free or taxable income....and what is the rate of return ?
taxable ho ya na ho koi fark nh padta...15g or 15h bharte rho and income tax filing me adjust karte rho
@@forcoupannew3797 15g koi bi bhar sakta hai kya ??
Aur Ager aisa hota to tax lagta hi kyu
gov ka kaam hai tax lena par sath me rebate bh deti hai gov. wahi apki income me adjust ho jata hai.
aap apne CA se puchna wo batayega
What amount will be in case of Dead benifit?
Sir mere pass LIC ke cases hai client ke 98 me client ne kiya tha abi tak nai mila hi.
Proof hamare pass hai
Principal amout kab milega or kya with bonus milega,or riskcover kya hai
Badhiya policy samjay
Lemon ye policy keni hlnahi chahiye
Annuity में pension taxable होती ह and without इन्शुरन्स होती h
Yes it is taxable
Is this a government authorized policy? Is this secured?
Option g main return of purchase price after death Hai Ki Nahin
Informative video
Whether death benefit is there against option G
My age is 78years 4 montha. If I invest in option I or option j for Rs 15 lacs what will be my annuity per quarter? Please enlighten. In FD I am getting arrond 6%.
Loss jyada h .risk coverage nhi hone k waja se ?
Jara detail mein samjhao
If a man of age 40yr,and a man of age 60yrs,will they get same amount of penson or the older man will get much more amt of penson as his chance of survival days or yrs would certainly be lesser than the 40yrs aged man? Am I not true,kindly answer me. Jaise ki same amount of assured money ke liye younger& older people me premium me kafi fark(difference) hota hain ,osi hisab de yahan vi fark to hona hi chahiye,is not it true,kindlt reply as early as possible.
JB ham tin mahine me bad police surrender karate hai to pause waps milege kay
Very good explain.
Option G mein death benefit hai ya nahi
Kya deposit karne ke bad agle mahine se milne lagega
Olsen g ke liye slag se video banaye
And what will be the death benefit for Rs.10 lakhs ? I am sorry I have asked you three different questions still would like to make it clear before entering. Thanks.
Nicely explained. My age is 63 years. If I opt for F category and buy policy of Rs. 10 lacs what will be my monthly quarterly and yearly pension?? Kindly let me know sir.
You will get 4.2 percent interest in plan F
Pl give true facts I.e. interest rate of each scheme
contact you near lic office or a good lic agent or me.
I am also a insurance advisor ( kolkata)
Most worst policy for a middle class person .you will not able to get back the money for any emergency purpose
Joint plan me ten lakh ka per month kitana millega dono ki death ke bad nomini ko kitana milega Mera age 65 hai wife ka 6o he
J obsan me
F wale point me death benefit me jitna amount jamakarvaya hai utna hi wapas milega please clear ker dijiye
Yes . The principal amount excluding the taxes will be refunded in full in Option F
What about option j if we choose j option then kitna amount death benefit me full amount milega kya jitna bhara hai uthana
@@prashantgharat201 Purchase price or principal is returned in Full and it is called death benefit. Nothing else is paid as death benefit . This is not a insurance policy please note .
For example if you invest 10,00,000 . Taxes and other costs are added to this amount which you pay . In this example let us assume 15,000 is taxes and other charges . So total you pay 10,15,000 .
Now after the death the amount refunded to you is Rs 10,00,000 only .
Hope it is clear now .
Yes purchase price ya initial investment ya principal amount jo bhi kaho woh wapas milega. Use refund of purchase price ya death benefit keh sakte ho .
option j me surender value kitana % hai
The amt u said of pension is annualy or monthly
Please tell what is min max premium and max min pension
Who is Anil Deshmukh
N how much should I invest
But I want pension in india
Could you plzz guidence me
Thnx
Sir, can you write ,rate of return, alongside?
What is the benefit 60yr for 1lakh in one month for option F
Did you get the answer ?