भारत सरकार की ऐसी व्यवस्था है कि किसी भी तरह से आप कोई भी FD करें या कुछ भी कर लें 🤷👌👌💯💯 मिडिल फैमिली किसी भी बैंक पोस्ट ऑफिस या फिर LIC में इन्वेस्ट करके ज्यादा बेहतर पैसे बना ही नहीं सकते हैं 🥰🥰
Bank FD me Risk cover milta he kiya. Konsi bank 1 emi ya premium bharne ke baad agar invest karnewale ki death hoti he to pura Sum insured Deti he kiya ? FD ke rate ki guarantee he kiya ki wo change nahi hoga ? Lekin lIC ki garanteed he.
Why shud people invest in Guaranteed income policy(LIC)? (For those people who told that LIC policy not make us rich, FYI life insurance policy is not about getting rich it's all about guarantee & goal achievement) 👉 Because it gives you a guaranteed cash flow for whole life (10%) or 5.5% of compound growth,without any monitoring in any situations for your golden years & it's help u to avoid financial volatility.select it as debt investment.(Bank/ppf rate of interest is constantly decrease, in that case 5.5% of compounding interest is good) LIC is reinsurance industry,also Gov. of India assured 'Sovereign Guarantee'. It means u get double security. No other financial products/institution give u this kind of benifits till 100 years. Some % of ur investable mony in ur portfolio should be illiquid,which hlp u to achieve financial goals without any volatility & monitoring in ur golden years. Fr wealth creation equity, Crypto, property, gold....Etc.
In case of lumpsum investment, from your illustration table, for joint life pension after 1 yr, whether both members will get Rs.32,200/ separately??. That is return = 2x32,200/??
Well explained sir. Thank you. Can you please clarify what is the payout to nominee in case of mishappening with policy holder during deferment period. Also, please clarify the same for Jeevan Shanti plan.
Very well explained.60 age me konasa plan hai monthly income ke liya as a senior citizen retiring after privet job please pakka batana...thank you so so much..Namaskar beta
Please sir 5 se 15 saal ke teniur pr monthly payment pr kon se (Jeevan umang, Jeevan utsav, Jeevan dhara2,) policy best h. Jis m high interest ki pension .death cover. Matury pr thik sa amount mile.
Sir ji I am your big fan 🙏 Pls Guide me..Jeevan Umang policy lene ke par kya shadi hone ke baad mein wife ko nominee add kar sakta hu.. kunki meine Starting mein koi nominee select nahi kiya hai..reply pls sir🙏
15 saal wait karne par 5L bhi toh badh jayega...even at FD it will be more thab double so le deke returns 6-7% hi aana hai...this is all to make people fools...just invest in large cap mutual funds abd go for SWP...you will easily get 8-10% returns and can withdraw 5% and the money will also grow to take care of inflation
देखो, बंदे के साथ 2 चीजें होंगी। या तो जीयेगा या मरेगा। तो जीने के वक्त के लिए तो वो बहुत सारी सेविंग करता है, पर इन केस उसे कुछ हो जाए तो पीछे कुछ बैकअप के लिए ही एलआईसी होती है। क्योंकि जिंदगी का कभी कोई भरोसा नहीं होता! पर लोग एलआईसी को भी कमाई का जरिया समझने लगते हैं। हालांकि अब एलआईसी ने भी ऐसी अच्छी पेंशन स्कीम्स देनी शुरू कर दी हैं, जिससे की अगर आप बुढ़ापे में आते हो तो कुछ न कुछ महीने का खर्चा पानी मिल जाए।
Nice explanation..sir i have 50 lak and now my age is 38.. i want 2 lak permonth after 15 years ( age 53) as of my retirement plan .which policy to opt.
सर आपने 15 साल के बाद 19% मान रहे है लेकिन 15 साल में 5 के 15 लाख हो जायेगे तब हमें 19% पर कितना मिलेगा 285000 लेकिन lic कितना देगी 95000 लगभग तो ये तो घाटे का सौदा हुआ
Allow people to own a pension plan and let them recive it as a passive income.No other saving ensures it,especially after 2016.You video people hide what is happening in economy.Mutual fund sponsered programme
Meri Umar 20sal hai agar me 1000000 15 year investment karta hu to mujhe life time pension milengi Lekin mere nahi rahen ke bad wo 100000 mere nomination ko wapas milenge
interest rates thik se explain hi nai kiye he link me. same with other jeevan akshay n saral pension plans. clear idea hi nai ata ki kitna pension ayega atleast calculator facility shud be provided. also what about existing customer incentive, online purchase incentive ?
Sir aap lic policy k baare mai bahut achhi jankari dete ho thanks
Very nice.
Thank you for ur effort to make U tube. I appreciate it is so clear and BEST PART u conclude very well, which I have not seen in other videos
Glad it was helpful!
भारत सरकार की ऐसी व्यवस्था है कि किसी भी तरह से आप कोई भी FD करें या कुछ भी कर लें 🤷👌👌💯💯 मिडिल फैमिली किसी भी बैंक पोस्ट ऑफिस या फिर LIC में इन्वेस्ट करके ज्यादा बेहतर पैसे बना ही नहीं सकते हैं 🥰🥰
Bank FD me Risk cover milta he kiya. Konsi bank 1 emi ya premium bharne ke baad agar invest karnewale ki death hoti he to pura Sum insured Deti he kiya ? FD ke rate ki guarantee he kiya ki wo change nahi hoga ? Lekin lIC ki garanteed he.
Why shud people invest in Guaranteed income policy(LIC)?
(For those people who told that LIC policy not make us rich, FYI life insurance policy is not about getting rich it's all about guarantee & goal achievement)
👉 Because it gives you a guaranteed cash flow for whole life (10%) or 5.5% of compound growth,without any monitoring in any situations for your golden years & it's help u to avoid financial volatility.select it as debt investment.(Bank/ppf rate of interest is constantly decrease, in that case 5.5% of compounding interest is good)
LIC is reinsurance industry,also Gov. of India assured 'Sovereign Guarantee'. It means u get double security.
No other financial products/institution give u this kind of benifits till 100 years.
Some % of ur investable mony in ur portfolio should be illiquid,which hlp u to achieve financial goals without any volatility & monitoring in ur golden years.
Fr wealth creation equity, Crypto, property, gold....Etc.
प्रीति माता जी आपको प्रणाम 🙏
आपने एकदम सही लिखा है माता जी, आपको धन्यवाद।
Honest analysis, better if give a comparsion among 3 pension plans of LICI.
Well explained Sir
Very nice
Good
Best
❤best rjnis ji
Best hai sir
Very nicely explained, examples were clearly explained
Thank u
worth to watch keep going. which one do you prefer LIC Jeevan Dhara 2 or Jeevan Utsav? kindly advice
Jeewan umang or Jeewan labh k leye ek achha sa video banye jisme paid up and other terms define ho ske
👏
Easy.presention
Compare new jeevan shanti and this plan
In case of lumpsum investment, from your illustration table, for joint life pension after 1 yr, whether both members will get Rs.32,200/ separately??. That is return = 2x32,200/??
when comparing with swp and single life which one gives good results
Can we change annuity option after deferment period?
Well explained sir. Thank you. Can you please clarify what is the payout to nominee in case of mishappening with policy holder during deferment period. Also, please clarify the same for Jeevan Shanti plan.
Sir iss me option 10. Or 11 wale me nomani ko life time penshan milegyi ya ak baar hi sab paise mil jaayega kyu...?
Very well explained.60 age me konasa plan hai monthly income ke liya as a senior citizen retiring after privet job please pakka batana...thank you so so much..Namaskar beta
👌🏻✨👍🏻
🎉🎉🎉🎉
Sir HDFC bank ka best' pention plan btao please.
Ek 3o sal ki vykti ko varsik 120000 pension joti hoy 15 sal pachhi levu hoy to ketla rokva pade
LIC ka jeevan dhara-2 plan house wife ke liye purchase karsakte hai
Please sir
5 se 15 saal ke teniur pr monthly payment pr kon se (Jeevan umang, Jeevan utsav, Jeevan dhara2,) policy best h.
Jis m high interest ki pension .death cover. Matury pr thik sa amount mile.
Contact to me Sir I will explain you
Dear sir,PL tell me that I like deposit RS 230000 one time, Then which amount to be get after 15 years as monthly pension
Sab bacchon ka sabse badhiya plan kaun sa hai usko thoda samjhaie ga
इससे अच्छा तो पोस्ट ऑफिस की NSC में एकमुश्त पैसे जमा करते हुए पंद्रह साल बीत जाने के बाद ज्यादा बेहतर पैसे प्राप्त होंगे 💯💯👌👌🤷Compunding की वजह से
lic मे ज्यादा है
Sir ji I am your big fan 🙏 Pls Guide me..Jeevan Umang policy lene ke par kya shadi hone ke baad mein wife ko nominee add kar sakta hu.. kunki meine Starting mein koi nominee select nahi kiya hai..reply pls sir🙏
Option 1 and 8 me yadi buyer jald ya jaldi jaldi hee chala gaya toh mamla garbar hai.
Mera age 25 h jeevan dhara 2 policy start krni h yearly payment kitna lagega ....sir
What is the tax benefits of this policy.i mean after death of both for joint pension, the money received by nominee will taxable or tax free?
Tax free
lic jivan dara 872 Kay texbal hoga ya nani pllzzz aansar muje Lena he
premium upto 5 lacs and whole maturity amount is non taxable
How much pension will be return of premium ₹ 5000 per month for 5 yrs
depends on deferment period
Sir sabse best policy plan kon sa hai pl tell
Jeevan umang945
4 option explain kor lete to achcha hota
अगर policy holder की दूसरे ही साल मे death हो जाती है तो jointlife को क्या क्या मिलेगा...capital refund with pension का ऑप्शन है क्या??
yes joint life will get same benefits of annuity and later nominee will get risk cover lumsum amount
👌👌👌👌
15 saal wait karne par 5L bhi toh badh jayega...even at FD it will be more thab double so le deke returns 6-7% hi aana hai...this is all to make people fools...just invest in large cap mutual funds abd go for SWP...you will easily get 8-10% returns and can withdraw 5% and the money will also grow to take care of inflation
Those who r not interested in LIC means they don't know what is LIC and what for these policies...First of all this is not FD, THIS IS INSURANCE...
देखो, बंदे के साथ 2 चीजें होंगी। या तो जीयेगा या मरेगा।
तो जीने के वक्त के लिए तो वो बहुत सारी सेविंग करता है, पर इन केस उसे कुछ हो जाए तो पीछे कुछ बैकअप के लिए ही एलआईसी होती है। क्योंकि जिंदगी का कभी कोई भरोसा नहीं होता!
पर लोग एलआईसी को भी कमाई का जरिया समझने लगते हैं। हालांकि अब एलआईसी ने भी ऐसी अच्छी पेंशन स्कीम्स देनी शुरू कर दी हैं, जिससे की अगर आप बुढ़ापे में आते हो तो कुछ न कुछ महीने का खर्चा पानी मिल जाए।
Minimum amt kitney regular basis
Sudha ji u can contact me for taking policy... Thanks
Nice explanation..sir i have 50 lak and now my age is 38.. i want 2 lak permonth after 15 years ( age 53) as of my retirement plan .which policy to opt.
You pay 50 lac one time and you can get after 18 years 1.5 crore
In LIC plan Dhan vradhi 869
If Surrender after two year then will get back my paid amount
सर आपने 15 साल के बाद 19% मान रहे है लेकिन 15 साल में 5 के 15 लाख हो जायेगे तब हमें 19% पर कितना मिलेगा 285000 लेकिन lic कितना देगी 95000 लगभग तो ये तो घाटे का सौदा हुआ
यह प्लान इन्कमटैक्स के काम आयेगा? आयेगा तो कब तक?🙏🙏
no tax on premium and on maturity amount
one time investment 10 lakh 15 saal baad 10lakh X 6.4% =25lakh ke kareeb ho jayega us ke baad 25lakh ka 6.45% 1630000 😂😂😂
अगर कोई व्यक्ति आरएस 15 लाख इनवेस्ट करता है तो आपके अंदाज में कितना पेंशन मिल सकती है
Allow people to own a pension plan and let them recive it as a passive income.No other saving ensures it,especially after 2016.You video people hide what is happening in economy.Mutual fund sponsered programme
Meri Umar 20sal hai agar me 1000000 15 year investment karta hu to mujhe life time pension milengi Lekin mere nahi rahen ke bad wo 100000 mere nomination ko wapas milenge
Yes
agar aap padenge to samajh jayenge to fir hum hi padh lenge apki adhi adhuri jaankari bekar hai sir mat banaya karo aise video
interest rates thik se explain hi nai kiye he link me. same with other jeevan akshay n saral pension plans. clear idea hi nai ata ki kitna pension ayega
atleast calculator facility shud be provided. also what about existing customer incentive, online purchase incentive ?
Pension plan kbhi nhi Lena chahiye Bhai...
Kuuu
Lic vikhari banlaka lia sahi hai
kuchhbhi scheme.kore lic.aaj tak.jhut chhor.k.public ko.aachhya nehi.kiya. agent sab dhoka dete hey.challenge.karta hu
Bhai annuity rate to thik se calculate Karo !! 19% LOL 😅 😂
LIC bette plan
Faltu kotha zyada
boring vedio banaya apne, interest nahi mila
Bakvas samjhaya
छोटा video बनाया करे, आप तो फालतू की बात करते रहते हैं
Please not promot lic. Because best for you .not for public
Lic main abhi vi log depend karta hain