Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein Aur Isse apko video dekhne mein thoda bahut help mil jaayega 00:00 Introduction 01:11 All Plans Name 02:59 LIC Jeevan Akshay 07:04 LIC New Jeevan Shanti 09:20 LIC Saral Pension 10:24 LIC Jeevan Umang 14:48 LIC Jeevan Utsav 19:44 Which Plan is Best?
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return. But before better check liquidity issues if you required your capital as these are like locked FD types. You can also chk Jeevan Dhara2 which provides better liquidity
Sir मेरी उम्र 58 वर्ष में चल रही है और मुझे 65 वर्ष की उम्र से पेंशन मंथली इनकम में कम से कम 10000/=दस हजार रूपए चाहिए तो बतायें कौन सी किस प्रकार से योजना बनाएं
In jeevan umang plan if preposar got death before policy term or after two or three years from the start then what benefits will get to nominee or policy on minor child name what benefit will get. Please inform.
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
Have 2 questions: 1) Am 58Y and retired 1 month back from a private company (no pension). Do you strongly recommend Pension plan (like Jeevan Akshay) as part of investment portfolio or without pension plan also is it ok ? 2) Annuity investment in TATA AIA is as safe as LIC ? Any chance of loosing my money ?
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he. Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7 Children money back plan-
Sir, I have opted "LIC Jeevan Anand - 149" Policy with premium Rs: 32500 per year for 30 years. I have started from 2013 at age of 28. Can you pls review this policy? Should I continue or surrender this policy.
Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein
Aur Isse apko video dekhne mein thoda bahut help mil jaayega
00:00 Introduction
01:11 All Plans Name
02:59 LIC Jeevan Akshay
07:04 LIC New Jeevan Shanti
09:20 LIC Saral Pension
10:24 LIC Jeevan Umang
14:48 LIC Jeevan Utsav
19:44 Which Plan is Best?
Age26
Jeevan Umang vs jivan utsav
Kaun sa LIC achcha hoga please reply sir.....🎉
Tum aur wo credit card wali bhai bahan ho kya? Card academy wali?
Jeevan Shanti
148 wali plan Atal pension yojna hai Govt of india ki . Bank me ja kar 40 saal tak ki umar wale join kar sakde ne
Jivan utsav is best
बहुत बहुत बढिया विस्तृत जाणकारी के लिये धन्यवाद
He is very mature person, and explained very good information. his opinion matches my opinion too
Samjhane ka tarika Bahut bahut accha or aaj tak sabse best
Thank you sir for best representation 🙏🙏👌👌
Bahut sahi tarike se aapne samjhaya thankyou sir
Sir apka video itna affordable tha ki ye video bhi mujhe chota laga very deep information sir thanku very much for good guidance 🙏🙏
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
Now i 60 years old, which scheme is best for long time, jointly with both deth benifit
Video labi ho to chale ga sr.pan sab kucha samaj me ata he..sr..bahut sacha video he sr..bhu bhu t Ash he sr.. thank you so much sir...🙏🙏🙏
Samjaneka tarika bahot acha hee
बहुत ही अच्छी तरह से एनालाइज किया है आपने 🖕🖕👌👌💯💯🙏🤷
Thank u
Super analysis , bariki se btaya , rajnish ji, thank u, I like yr vdos,I m teacher
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
Can you please give a credible calculator or Excel to input and determine the right premiums for Jeevan Utsav. Thanks
Please suggest any good policy for ladies, lic and some other company
20 years ka hun kounsa policy leni chahiye
Sir aap ka vi bahut achha laga❤
Thank u sir
Sir maine jeevan surbhi 108 le rakha hai 2013 se iski kisat jama kar raha hu ye policy future ke liye sahi hai ya nahi
I LIKED YOUR GOOD DESCRIPTION
thanks for valuable knowledge & your efforts
What are the entry ages in these policies?
Bahut Sundar Tarika hai aapka Samjhane ka thank u❤❤
Bahot hi achhi tarah se explain kiya sir.
Umang aur Utsav combination de to kaise rahega?Pl rply
Age 51 he per lumpsum amt nahi to konsa plan accha he umang ya utsav
Sir lumsum kam se kam kitana dena hoga pension ke liye .. sir plz tell me
Very good bro in minimum time you explained a lot.
Thank you very much
Sir flaxe benefits nahi btaya
बहुत सुन्दर...जानकारी...सरदिया अपने
EXCELLENT. THANKS 😊
EXCELLENT sir 🙏🙏🙏
Lifi time fix k lia kaun sa palan thik hi sir
Sir in 5 so plan me Nominee change kiya jata hai yea nahi.
Bhut best jankari di
Very good
Very good information ❤
Mera age 43 he mujhhe konsa pension plan kharida chahia jeevan utsav or jeevan umanga
Choti bachhi ke liye Uske padhai aur shadi ke liye koi badhiya plan bataiye.
Aapke video me clarification about hi achha HOTA hai. 🎉
Amritbal policy ke sakte h choti bacche ke liye
Jeevan utsav
Well explained.. Sir, thanks
Sir ji 60varsh tak ki umar pe kaun sa plan le sakte hai aur amount chhota ho
Well explained thanks
I want video on Jeevan umang Jeevan utsav in hindi
Good information we like you and your advice sir God bless you my child this information very helpful
Thank you 🙏
How about policy surrender at a mid stage? What will be the approx corpus in LIC jeevan umang
Paid payment se kam hai milta hai.
Sir
Very nice explanation
My age is 59 I like utsav plan can I take for 5 years ? I can take benefits like jeevan shanti plan😊
Yes but premium high 146000 approx yearly
Very good information
बहुतेही सुंदर,सर जीवन उत्सव मे पेंशन मंथली मिलती है क्या
Wonderful video, thanks❤
Loved your way of explanation. 👍🏻
best analysis...thanks a lot
UA-cam per video upload karne ke bad UA-cam studio me category kiya chunte ho ,mujhe video banane hai ,bataoge.
youtube.com/@Ganeshthory?si=HnTG4mRbZDq6ia2w?sub_confirmation=1
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
the best explanation resp sir
Bhut Ash samajaya sr. Thank you...
Very good explanation,i appreciate
Waaah bahut hi achha samjhaya aapne
Jivan. Utsav me 100 sal tak koi zinda raheta hai.
to maturity milegi ?
Kush Nahi milta
❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ बहुत धन्यवाद
Very good information, thanks
Any maturity amount is available in option 2 for Jeevan Utsav.
It will be nice if you explain with an example on a white board
Compare utsav with dhara 2
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return.
But before better check liquidity issues if you required your capital as these are like locked FD types.
You can also chk Jeevan Dhara2 which provides better liquidity
Jeevan akshay
Excellent
Sir, can you pls compare pension plans with LIC Jeevan Dhara 2 plan
Sir मेरी उम्र 58 वर्ष में चल रही है और मुझे 65 वर्ष की उम्र से पेंशन मंथली इनकम में कम से कम 10000/=दस हजार रूपए चाहिए तो बतायें कौन सी किस प्रकार से योजना बनाएं
Aap lic ki Jevan shanti plan le sakte ho
LIC की जगह टाटा AIA की annuity लीजिए, फायदे में रहेंगे। या फिर म्यूचुअल फंड में पैसे लगाए, काम से कम 15% रिटर्न तो मिलेगे।
In jeevan umang plan if preposar got death before policy term or after two or three years from the start then what benefits will get to nominee or policy on minor child name what benefit will get. Please inform.
Policy ammount kaha se start hota hai like 5 lakh 10 lakh
Nice Analysis Sir
I am 60 and want to invest alumpsum smont and want income from next month. How much gst I have to pay and what amount I will get on monthly basis
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
Sir kya Jeevan Utsav ye chote bachho ke nam se lene me jyada benefit hai .. please answer
Chote bacho ke liye best he.....parents ke jane ke baad premium dena nahi padega...aur uske liye birthday gift chhodnke jaa rahe hein life time
Sabse se best.
Nice explanation brother😊
Very nice video 👍
Very good video sir
VERY VERY NICE GUIDE FOR LIC ADVISOR
Thanks Sirji
Sir ji 45 Age Wale ko Konsha Plan Lena Chahiye
Whether the amount in Rupees can be repatriated to USA account
बोड पर समझाये सर ज्यदा अच्छा रहेगा ।
Kya 78 years ke logo ke liye bhi koi plan Hai,details btaye
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
Yes sir you can invest your money in this plan
Yes very good plan at ur age
LIC ki SIP policy ke bare me bhi batayen plz.
Good 👍
Explain with example
Very nice sir ji
My age is 46 which plan I should take
Choose jeevan umang or jeevan utsav .
Kya 71 years person policy nikal sakta hai kya?
Yes sir off course. For immediate pension you can take Jeevan Akshay
Have 2 questions:
1) Am 58Y and retired 1 month back from a private company (no pension). Do you strongly recommend Pension plan (like Jeevan Akshay) as part of investment portfolio or without pension plan also is it ok ?
2) Annuity investment in TATA AIA is as safe as LIC ? Any chance of loosing my money ?
You should take jeevan shanti plan
....
Very nice🎉
Gud info lekin agr हम stock market ka knowledge रखते है तो उसमे invest kre to kesa rhega. Lic b market m ही पैसा लगायेगी ।
Knowledge Rakhte ho toh laga sakte ho par risk humesha Bana rahega usme plus wahan life cover bhi nhi hota lic me hota hai
Jeevan shanti policy me 49 year age par 5lakhki policy ka half yearly premium kitna jama Karna hai?
Sar aapka amount hy257158
Could you please make a video on best investment for new born child apart from sukanya samridhi yojna.
Better to check Jeevan Lakshya plan to get assured fund for child future also covers risk during premium paying term
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits
Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he.
Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7
Children money back plan-
Sir, I have opted "LIC Jeevan Anand - 149" Policy with premium Rs: 32500 per year for 30 years. I have started from 2013 at age of 28. Can you pls review this policy? Should I continue or surrender this policy.
Continue
Surrender & put money in sip and you can earn more than lic in crores in 30 years
Continue
U will get approx 35 lakh at age 58 and 10 lakh for ur nominee
Continue
सर
में अब 49बर्ष पर
कौन सी पलिसि LIC का लेना बेहतर होगा
जो कि मुझे lifetime benefit मिल जाए?
सर कृपया मुझे मार्गदर्शन कीजिये
Jeevan umang 945 sar
Jeevan utsav ke flexi income option ko bataye please
Wonderful
Bhai LIC ka plan lock in period, returns CAGR aur inflation ke context me batao ek bar
नही बताएंगे! Batayenge to pata chal jayega ki koi khas return nahi he....!!😢