Maine bhi share market ki shuruaat Monica Halan ji ki book baat paise ki padhakar hi shuru Kiya hai bahut bahut dhanyvad madam ka bahut acchi jankari dete Hain
Madam it is a pleasure watching your pod casts . You are a very balanced, rational and a very pleasant personality. I am 62 now and I started my saving in early 30ies just a bit in different schemes .In my mid forties I started investing seriously in mutual funds,stocks, sip,gold ,silver and FD . I made different goals for child ,education, marriage and retirement. At 60 could retire. I have got two 3 bedroom flats, my own office and not a Rs debt. Still I am earning several lakhs a month. I would also advice the young and middle age people to fix different goals and invest wisely and have patience and they will see the magic of compounding ❤
A great journey towards investment. Based on journey of your long term investment plz share the XIRR of your equity mutual fund and direct stock. Also share your experience that people have to go with diversified mutual fund or in direct stock.
Ma'am, thank you. 12 month's emergency fund is more desirable plus medical insurance plus accidental insurance. And investments must be 20 years of annual expenses. Like a family making ₹12 lacs expenses per year, must have at least ₹2.40 CR in investments. Better if is ₹3.60 CR. For the best investment, I feel mutual funds are good. Of the funds 50% must be in a Multi Asset Fund, 30% in a multi cap fund and 20% in a good Sectoral Fund like (as of today ) Pharma, BFSI and Technology in some kind of mix.
Early retirement lekar kya business koroge? ..lekin kuch naa karke ghar baithna kitna sahi hoga...? kaun aapko samay dega .?.. time kaisa katega .?..ei sab questions jarur puchna chahiye...
देखो जवानी में तो वो जॉब करते हैं जो पसंद नही है जवानी बर्बाद , फिर बाद में जब 45 के हो जायेंगे तब रिटायरमेंट लेकर वो काम करेंगे जो पसंद है ये कांसेप्ट ही गलत है पहली बात तो क्या गारंटी 45 50 की उम्र तक जीयोगे और जी भी लिए तो भी जवानी तो बर्बाद ही गई । जवानी में तो बस किसी तरह धक्के देकर काम किया ताकि सैलरी आती रहे अब तनाव के चक्कर में कई सारी बीमारियां वैसे ही हो जायेगी।
Mam spiritual enhancement is required for earlt retd . Pl explain what is meaning of human being life . Only earn money and and watch movie and enjoying party . Very sad pl read Bhagbat Gita As it is you will understand the what is the mai. Purpose of life . With regards Harekrishna
Mam is right but agar aapko apne dosto ko ceo or achi position se jalan honrahi hai toh , aap me issue hai. Aap life enjoy karo, madam ko bol do mountains and tracking back pain and knee pain ke sath nhin hoti. Early retirement is not bad until and unless you planned everything.
जिनको लाइफ जीनी होती है न वो ये सब अर्ली रिटायरमेंट इनके चक्कर में नही पड़ते वो ये नही सोचते कि पहले 20 साल तक उस जॉब में घिस लो जिसमें मजा नही आ रहा फिर 45 के होकर वो काम करेंगे जिसमे सुकून मिलता है वो पहले से ही अपने फंडे क्लियर रखते हैं , वो पहले दिन से ही वो काम करने की कोशिश करते हैं जो उनको पसंद है पैसा भले कम हो पर सेहत अच्छी रहेगी और जवानी बर्बाद नही होगी ये जितने भी early retirement वाले लोग हैं ये सब फ्रस्ट्रेटेड लोग हैं , अब ये 20 25 साल की जॉब का फ्रस्ट्रेशन निकालना चाहते हैं। लेकिन 20 25 सालों तक जो तनाव इन्होंने झेला है ये 45 तक आते आते वैसे भी बूढ़े हो जायेंगे
I don't agree to you. The amount of sucking of energy happening in job is beyond imagination. So invest as much as possible and retire early from job and do work what u enjoy for earning
Sahi baat h agar market negative m ho tab jarurat pade jaya kya karega upar sa expense ratio hare saal lagta h aur nikaloga to 12.5% ltcg laga aab mutual fund bhi kuch fayda mand nhi h riisk aur h mutual fund company duba gyi to😢
Bro check finance ministers statement in loksabha.....from 2025 April all mutual fund returns will be taxed as per tax bracket 😅no more 12.5 ltcg tax.. Unified tax regime. For your kind information Fd s are currently taxed as per your tax bracket.
डर में कब तक रोज 9 से 6 की नौकरी करते रहोगे। जीवन में सही लक्ष्य होना चाहिए। मकान खरीदने, लोगो को दिखावा करने में क्यों जिंदगी खराब कर रहे हो। सवाल तो पूछा अपने से? शादी पर क्यों खर्च कर रहे हो? ये मूल मुद्दे है जिंदगी के। इन पर विचार तो करो। नहीं तो तुम्हारी जिंदगी की गाड़ी दुनिया चलाती रहेगी।
What kind of thinking it is. If someone becomes a CEO, what shall I do ? I will follow my passion, why shall I do corporate slavery through out my life.
Decision apna hisab sa lo 😅y finfluencer agar mutual fund m h to vo kahega vha karo 😅real state vala vha khaega 😅bank vala bank sab apna hisab sa logo ko bata rha h😅kyuki unka fayda usma h😂
Never retire in your life if u don't need money then give to children , family , relatives, neede in cast , help by donating to where u think required from small child to elders.
Wrong data by this lady - Th real data According to Statista, the average life expectancy at birth in India in 2022 was 67 years. The life expectancy of men at birth in India in 2022 was around 66 years.
Using SIPs to regularly invest is best. Market falls is difficult to predict and it’s expected since Jan 24 but fall came in sept oct finally and it rose over 20-25% more before falling 7-8%
@Vijay55234 3 REASONS HE CHACHA (1) HIGH SUPPLY (2) AGAR AAP FLAT LEKE HO KO USKI MAXIMUM LIFE KITNE HE?? 80 SAAL /100 SMALL KABHI NA KABHI FLAT KO KHATAM KARKE DUBARA CONSTRUCT KARNA HOGA.PAR AGAR AAP GHAR LEKE HO SO VO GHAR JAMEEN PAR LEKE HO JISKA PRICE APPRECIATE HOTA HE SO AGAR AAP GHAR DUBARA BANAKE HO SO LAND PRICE INCREASE HOYA HOGA (3) FLATS ME APNI MARJI SE JAGA MODIFICATION NEHI KAR SAKTE SPECIALLY USKI LOOK ME PAR GHAR ME USKA DESIGN+SIZE JB MARZI CHANGE KAR SAKTE HO APNI NEED KE ACCORDING
why we should take a loan it's a liability for some years better to save more invest more for good returns as per my view I am seeing yr video madam good knowledge getting from you pl give yr contact nbr tks
Two beautiful women with great discussion....nothing is better than this ❤❤
Maine bhi share market ki shuruaat Monica Halan ji ki book baat paise ki padhakar hi shuru Kiya hai bahut bahut dhanyvad madam ka bahut acchi jankari dete Hain
Quite basic knowledge but effective for starters
Madam it is a pleasure watching your pod casts . You are a very balanced, rational and a very pleasant personality.
I am 62 now and I started my saving in early 30ies just a bit in different schemes .In my mid forties I started investing seriously in mutual funds,stocks, sip,gold ,silver and FD . I made different goals for child ,education, marriage and retirement. At 60 could retire. I have got two 3 bedroom flats, my own office and not a Rs debt.
Still I am earning several lakhs a month.
I would also advice the young and middle age people to fix different goals and invest wisely and have patience and they will see the magic of compounding
❤
A great journey towards investment. Based on journey of your long term investment plz share the XIRR of your equity mutual fund and direct stock. Also share your experience that people have to go with diversified mutual fund or in direct stock.
Very good advice on early retirement. Slap on the face for youtubers who profess early retirement.
very informative talk and financial insight by Ms Monika Halan
Excellent as always with Monika madam! It is enough to follow these gems of advice for a true financial well being
The best podcast I’ve listened to on the topic. Beautiful!
Really great Video! Great Information in clear words!!
I personally appreciate each and every word said by mam respect and I would really like too read the book on mutal fund writen by mam.
Maam u r great. Pleasure to listen it
Nice discussion on financial products financial literacy. Thank you so much for your time and effort.
Thank you for this video 🙏 ma'am.
Very Good informative program 👍
Wonderful guidance !!!!!
very informative thanks a lot
Useful INFORMATION 👍
Very nice …. Thanks
Money is good...how you earn and how you spend defines you.
Super information, thanks mam
Money is good 🎉
Calculate your net worth on Diwali is a excellent suggetion..
Really help full , pls ma'am make next episode
Good information for the most populations.
Lovely podcast
Ma'am, thank you. 12 month's emergency fund is more desirable plus medical insurance plus accidental insurance. And investments must be 20 years of annual expenses. Like a family making ₹12 lacs expenses per year, must have at least ₹2.40 CR in investments. Better if is ₹3.60 CR. For the best investment, I feel mutual funds are good. Of the funds 50% must be in a Multi Asset Fund, 30% in a multi cap fund and 20% in a good Sectoral Fund like (as of today ) Pharma, BFSI and Technology in some kind of mix.
Thank you sisters 🙏
Monika ma'am you are the best ❤️
जवानी गवां दो बुढ़ापे की चिंता में, बुढ़ापे को बच्चों के करियर की चिंता में गवां दो। मरते समय बस यही कहोगे। जिंदगी बर्बाद। जिंदगी बर्बाद।😂😂😂
Well explanation, nice show
Early retirement lekar kya business koroge? ..lekin kuch naa karke ghar baithna kitna sahi hoga...? kaun aapko samay dega .?.. time kaisa katega .?..ei sab questions jarur puchna chahiye...
देखो जवानी में तो वो जॉब करते हैं जो पसंद नही है
जवानी बर्बाद , फिर बाद में जब 45 के हो जायेंगे तब रिटायरमेंट लेकर वो काम करेंगे जो पसंद है
ये कांसेप्ट ही गलत है पहली बात तो क्या गारंटी 45 50 की उम्र तक जीयोगे
और जी भी लिए तो भी जवानी तो बर्बाद ही गई ।
जवानी में तो बस किसी तरह धक्के देकर काम किया ताकि सैलरी आती रहे
अब तनाव के चक्कर में कई सारी बीमारियां वैसे ही हो जायेगी।
Good sister 👍🏻🙏🏻
Xclnt communication madam ji
Nice Ma'am
Nice podcast
Mam so nice for your tip
बहुत अच्छी जानकारी
Wazirx band ho gya hai kya kare,, reply🙏🙏🙏🙏🙏 please
Emergency fund kaise kare please guide
Hi naam... What is your opinion about investing in NSC and gold bonds and post office saving schemes
Mumbai, Bangalore aur dusre high yield places main Realestate ka return yr to yr 10 % increase hai
Mam spiritual enhancement is required for earlt retd . Pl explain what is meaning of human being life . Only earn money and and watch movie and enjoying party . Very sad pl read Bhagbat Gita As it is you will understand the what is the mai. Purpose of life . With regards Harekrishna
V 👍 good
good video
❤
❤❤❤
Mam,2lac fd kare 5yrs kelye monthly income ketni hoga.yaa isse koi achha income batao.pleas.
Monika madam plz bengali language ma book nekaleya
90% of mutual fund even don't beat the return of index 😅phire expense ratio and LTCG😢end m return real estate bhi kam hi milega 😅risk alag sa😅😂
90-95 tak age rehti hai wo kitna realistic hai?
Real-estate investment is a best form of investment the people who are coperate majdur types don't know anything about it
Health Insurance nahi samjh aata hai kya karna hai..??
50 years is not early retirement and average age is 70 years.
These people might be from Japan where 90 yr is average life span. India me 65-75 hi hai mostly
Mam is right but agar aapko apne dosto ko ceo or achi position se jalan honrahi hai toh , aap me issue hai. Aap life enjoy karo, madam ko bol do mountains and tracking back pain and knee pain ke sath nhin hoti. Early retirement is not bad until and unless you planned everything.
जिनको लाइफ जीनी होती है न
वो ये सब अर्ली रिटायरमेंट इनके चक्कर में नही पड़ते
वो ये नही सोचते कि पहले 20 साल तक उस जॉब में घिस लो जिसमें मजा नही आ रहा फिर 45 के होकर वो काम करेंगे जिसमे सुकून मिलता है
वो पहले से ही अपने फंडे क्लियर रखते हैं , वो पहले दिन से ही वो काम करने की कोशिश करते हैं जो उनको पसंद है पैसा भले कम हो
पर सेहत अच्छी रहेगी और जवानी बर्बाद नही होगी
ये जितने भी early retirement वाले लोग हैं ये सब फ्रस्ट्रेटेड लोग हैं , अब ये 20 25 साल की जॉब का फ्रस्ट्रेशन निकालना चाहते हैं।
लेकिन 20 25 सालों तक जो तनाव इन्होंने झेला है ये 45 तक आते आते वैसे भी बूढ़े हो जायेंगे
I don't agree to you. The amount of sucking of energy happening in job is beyond imagination. So invest as much as possible and retire early from job and do work what u enjoy for earning
property self value bhi to increase hoti hai
Not agree with....mutual fund समझ मे ना आये तो FD करो......FD will ruin your money 😢😢😢
Sahi baat h agar market negative m ho tab jarurat pade jaya kya karega upar sa expense ratio hare saal lagta h aur nikaloga to 12.5% ltcg laga aab mutual fund bhi kuch fayda mand nhi h riisk aur h mutual fund company duba gyi to😢
Bro check finance ministers statement in loksabha.....from 2025 April all mutual fund returns will be taxed as per tax bracket 😅no more 12.5 ltcg tax.. Unified tax regime. For your kind information Fd s are currently taxed as per your tax bracket.
Mam book name...pls.
Let's Talk Money (Monika Halen)
Music kyu lagaye ho
ETF best hai
डर में कब तक रोज 9 से 6 की नौकरी करते रहोगे। जीवन में सही लक्ष्य होना चाहिए। मकान खरीदने, लोगो को दिखावा करने में क्यों जिंदगी खराब कर रहे हो। सवाल तो पूछा अपने से? शादी पर क्यों खर्च कर रहे हो? ये मूल मुद्दे है जिंदगी के। इन पर विचार तो करो। नहीं तो तुम्हारी जिंदगी की गाड़ी दुनिया चलाती रहेगी।
एकदम सही कहा आपने |
90-95 tak age rahti hai aaj kal ??!! 😅
2:34
What kind of thinking it is. If someone becomes a CEO, what shall I do ? I will follow my passion, why shall I do corporate slavery through out my life.
Do you want to be tax efficient?
Jo ji ta vo sikandar ???
Music band Karo
Decision apna hisab sa lo 😅y finfluencer agar mutual fund m h to vo kahega vha karo 😅real state vala vha khaega 😅bank vala bank sab apna hisab sa logo ko bata rha h😅kyuki unka fayda usma h😂
Never retire in your life if u don't need money then give to children , family , relatives, neede in cast , help by donating to where u think required from small child to elders.
Wrong data by this lady - Th real data According to Statista, the average life expectancy at birth in India in 2022 was 67 years. The life expectancy of men at birth in India in 2022 was around 66 years.
क्या मैडम nifty all time high पर लोगो को ETF खरीदने को बोल रही😂😂। ये मार्केट next few months to year में नीचे जाने वाला है।
Using SIPs to regularly invest is best. Market falls is difficult to predict and it’s expected since Jan 24 but fall came in sept oct finally and it rose over 20-25% more before falling 7-8%
I bet male population less than 5% goes to 90s yes retire early develop hobbies and live simple no show off. Don’t work for someone period.
Don't have kids. That's the best investment decision.
चल रहा है बालाजी
4.41 she is wrong avg life.
Real estate advice is incorrect
90-95 age is too high
आजकल 100 साल जीता कौन है कुछ भी
Apne nahi apko
Mam apne har baat ko bhot acha traha samjaya pls share contact no
REAL ESTATE ME SIRF JAMEEN OR GHAR ME PAISA LAGAO BAS
(1) FLATS
(2) COMMERCIAL PROPERTIES
KE CHAKKAR ME MAT PARO
Why not flat as an investment?
@Vijay55234 3 REASONS HE CHACHA
(1) HIGH SUPPLY
(2) AGAR AAP FLAT LEKE HO KO USKI MAXIMUM LIFE KITNE HE?? 80 SAAL /100 SMALL KABHI NA KABHI FLAT KO KHATAM KARKE DUBARA CONSTRUCT KARNA HOGA.PAR AGAR AAP GHAR LEKE HO SO VO GHAR JAMEEN PAR LEKE HO JISKA PRICE APPRECIATE HOTA HE SO AGAR AAP GHAR DUBARA BANAKE HO SO LAND PRICE INCREASE HOYA HOGA
(3) FLATS ME APNI MARJI SE JAGA MODIFICATION NEHI KAR SAKTE SPECIALLY USKI LOOK ME PAR GHAR ME USKA DESIGN+SIZE JB MARZI CHANGE KAR SAKTE HO APNI NEED KE ACCORDING
why we should take a loan it's a liability for some years better to save more invest more for good returns as per my view I am seeing yr video madam good knowledge getting from you pl give yr contact nbr tks