Don't Forget to SUBSCRIBE ua-cam.com/users/YourEverydayGuide Follow me on Instagram: instagram.com/youreverydayguide/ ------------------------------------------------- 🔴Correction : 1. STCG is as per Tax slab on Debt Mutual funds if redeemed within 3 years. 2. STCG is as flat 15% + 4% CESS on Equity Mutual funds if redeemed within 1 years. Thank you "Parichayis on go" for pointing that out. Thank you for watching! - Ranjan
Engineer wagara bannkarr, Europe, US mei naukri karo, izzat ka aur deemag ka paisa hota hai ,YEH muftkhoro jaise mutual funds, sattaebaaji ka paisa kuch kaam Nahi aata!!!Without high education, there is no value of money earned
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
It’s more reasons I much prefer having a guide handle all of my market decisions, it eye opening watching how they aim their positions timely right, Frost Hilda oversees my current holdings incurring rewarding interest.
Thank you bro. UA-cam pe review k liye video to sab banate he ki kise sip kare lekin galti na kare wo koi ni sikhata. Aapne achha video banaya he bro aur aap k esi video se bahut kuchh sikhne ko mila aaj. Love from Gujarat ❤️
Well explained, my 2 cent is about sectoral funds. They're not as risky as experts believe. You can easily keep around 20-30% MF portfolio under sectoral funds
Thank you so much for this video. After years of leaving investments to my bank, I decided that I must get more involved in my investments, so that I have a better understanding, and also so that I am able to do what is good for me (not for the bank). Your video is a great help.
Agree. I am also a new investor and my advisor told me that for a beginner, especially a risk averse one, hybrid funds are good and give better than bank FD returns.
I think sir your Explaination hits the ❤.... I understand exactly what I need... I was watching other videos of popular people but they don't explain things properly.. I think your down to earth words are helpful to people sir.... I bow to your efforts.... Please🙏 continue to enlighten people like me. Aka new investors to the right path. As we have huge problem understanding these things. 🙏🙏🙏
Bro.. Thanks for the excellent information for the beginners. But never ever advise anyone to use credit card. They are made to put people in debt. Rest everything was perfectly explained. 🙏
Conservative hybrids and balanced advantage funds are very good if you compare with bank fds or corporate fds in a short term about 3 years Average can get 10% py And index funds are best in equities with consistency and low expense with exit load zero
Thanks you sir Bohat khub tarike se samjhaya sir aapne me abhi sip me investment ke bare me soch raha tha, aapki ye video se boht kuch sikhane Mila. Ese or videos banate raho🤠 Thanks 👍
Bina dekhe I just subscribe you channel because you did a hardwork thats why today you are here... I m also uploading video regarding share Market and personal finance
@YourEverydayGuide 1 question related to taxation. Lets say I invested in 1 fund (X) for 5Years through SIP & my profit is > 1 Lakh. Then instead of redeem I did a switch of full amount from (X) to another fund (Y) in same fund house. After that I hold Y for more than 1 year. So how the taxation will be calculated here? Do I have to pay tax for fund X because I switched all to fund Y? Appreciate if you can answer this question sir. TIA
Fact ye hai ki mostly person after 35 age Investment start karte hai....kyonki surplus amount tabhi bachta chalu hota....jiska return 20 saal ya 30 saal baad milta....Aur shayad sabhi ko amount 40 to 50 me chahiye hota hai, Ghar, Gadi, Travel, Education etc ke liye....60 age ke baad itna amount ka kya fayda....wo humare liye nahi bachho ke liye kam aata hai....aur koi bhi yesi scheme nahi hai Jo 5 saal ya 10 saal me lumpsum amount de....agar hai tho please share....sabke liye bahut benificial hoga....
Point no 6 me aapne pehle kaha ki last 5 years ki performance se hum judge nhi kr sakte and uske baad aapne end me kaha ki 5 years ki performance se judge kro.. ye to confused kr diya aapne .
Thank you so much Ranjan Sir, b'coz these mistakes are correct & in my life I did some mistakes in these mistakes. This video is very learnable for investors.
Excellent information about mistakes in mutual fund for first time in details. Want video about best tax sever fund on 2023 where we can sip and gain 20 to 30 percent return after 3 years or 5 years.
My sip is in following funds Quant Small fund 10k Mirae Assets Large Mid Cap 10k Hdfc midcap opportunities 10k Uti index fund 10k Parag flexi fund 10k Please suggest my portfolio is diversified or not Thanks in advance for your valuable suggestions
BRO MA LAYMAN HU , BANKS MA 2.50 CR APPROX. RAKHA HA, BANKS MA 6 TO 7% HE MILTA HA, GROW AAP INSTALL KRKA MA KHUD HE MUTUAL FUND MA DAAL RHA HU, GROW AAP SA NEAR ABT. 3 LAC INVEST KR CHUKA HU, KUTCH GALAT TO NHEE KIA
If I would like to choose any sectorial fund then I will definitely choose IT funds.. Just check the GRAPH of NIFTY IT and compare with any sector. You will know the difference.
@@polymathmuffin7461 that's why you are retail investor.. big investor book profit at top and then let it fall till it is cheap to buy.. by the time you realize it would rise like rocket..😀😀
Sir mai bhi mutual fund me invest karna chata hu 1000 10 year ke liye par samjh nhi aata ki kisme invest Karu plz sir btaye hme kon se fund me invest Karu
Don't Forget to SUBSCRIBE
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-------------------------------------------------
🔴Correction :
1. STCG is as per Tax slab on Debt Mutual funds if redeemed within 3 years.
2. STCG is as flat 15% + 4% CESS on Equity Mutual funds if redeemed within 1 years.
Thank you "Parichayis on go" for pointing that out.
Thank you for watching!
- Ranjan
Sir if i invest through any app like paytm money .then tax will be automatic deduct.
Engineer wagara bannkarr, Europe, US mei naukri karo, izzat ka aur deemag ka paisa hota hai ,YEH muftkhoro jaise mutual funds, sattaebaaji ka paisa kuch kaam Nahi aata!!!Without high education, there is no value of money earned
Sr help me
very nice..............been watching many videos ....you are good
Dr 3
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
Could you kindly elaborate on the advisor's background and qualifications?
Sharon Lee Peoples maintains an online presence that can be easily found through a simple search of her name on the internet.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
It’s more reasons I much prefer having a guide handle all of my market decisions, it eye opening watching how they aim their positions timely right, Frost Hilda oversees my current holdings incurring rewarding interest.
simple and sweet explanation, no drama only purpose was fulfilled. love it
Most of the points covered. One more Advice is to check the "Expense Ratio" of the mutual fund and "exit load" when deciding to take Mutual Fund.
Can you brief me about it as I'm a engineer started working in last October and thinking to invest from next month
@@aakash950 Stock market Learnings support ke liye aap hamaare sath join kare
@@aakash950if u need help i can help.. plz let me know
@@aakash950pehle ek term le lo.
@@shubhamdixit1813hii I need your help in investing bro
Best videos of I have watch since 1 month to start my SIP, Hope anyone planning to start SIP JUST WATCH THIS VIDEO ONCE.
I visit your channel first time and I watch your video first time belive me brother nobody can explain about mutual funds like you. Thanks ❤🙏
Thank you bro. UA-cam pe review k liye video to sab banate he ki kise sip kare lekin galti na kare wo koi ni sikhata. Aapne achha video banaya he bro aur aap k esi video se bahut kuchh sikhne ko mila aaj. Love from Gujarat ❤️
I am a beginner. Saw many videos about mutual funds. But this is best as its very clear , straight cut & to the point. 👍👍👍
Among various financial advisors on youtube, you are more language friendly and life practical.
एकदम सटीक और पॉइंट टू पॉइंट जानकारी। liked the video. शुभकामनाएं
Sidhi baat no bakwaas perfect video TQ soo much 😊
सीधी बात no बकवास
Very good
Well explained, my 2 cent is about sectoral funds. They're not as risky as experts believe. You can easily keep around 20-30% MF portfolio under sectoral funds
Complete video for mutual fund. Because of this video I am subscribing your channel..
I'm new in Mutual Funds, and you explained it very well
Sir apki video dekh ke mujhe investment ke liye kafi inspire kiya hai.. started my journey last week.. Really great and worthy content 👍🏻
Thank you so much for this video. After years of leaving investments to my bank, I decided that I must get more involved in my investments, so that I have a better understanding, and also so that I am able to do what is good for me (not for the bank). Your video is a great help.
Agree. I am also a new investor and my advisor told me that for a beginner, especially a risk averse one, hybrid funds are good and give better than bank FD returns.
thnks i m 23 yrs old and this video truely help me
I think sir your Explaination hits the ❤.... I understand exactly what I need... I was watching other videos of popular people but they don't explain things properly.. I think your down to earth words are helpful to people sir.... I bow to your efforts.... Please🙏 continue to enlighten people like me. Aka new investors to the right path. As we have huge problem understanding these things. 🙏🙏🙏
Mene kafi video dekhe hai regarding mutual fund but esa video or tarika nahi dekha seedhi baat no bakwas point to point keep it up bro.. subscribe
Exactly lots of patience and discipline required
आपके videoes बहुत ही knowledgeful होते हैं क्रप्या sbi energy opportunity fund पर video बनाए'
ICICI mutual fund ne mujhe to koi fayeda nahi mila 😮.
Thanks sir ...bahut besic level ki aur bahut achhi trike se jankaari di....
Super Video Stock Market ke bare bahut Video par kisi itni Nagative baat ni bataya Sabh positive hi batate hai. Thank you so much 👌🙏
One of the best explanation available on UA-cam 👌
Tax for equity mutual fund withdrawn before a year is 15% and not according to tax slab... For debt mutual fund, it is according to tax slab
Hybrid fund is treated as which one?
@@MP-lb1bv equity
Very informative video sirji. I recently started investing. And your video cleared some of my doubt .. LIKED
You really taught in the simplest way ,thank you
Bro.. Thanks for the excellent information for the beginners. But never ever advise anyone to use credit card. They are made to put people in debt. Rest everything was perfectly explained. 🙏
Its all about controlling greed. Credit cards are best thing ever if used wisely
@@YourEverydayGuide true
Very tru. Controlling greed as well as knowing minute details about credit card too.
In equity mutual fund - stcg tax slab rate is fixed which is 15% .
Thank you for such Sound, unselfish and good advice.
What you said is 100% practical oriented
Please prepare a complete vedio if diversified portfolio of mutual funds
Nice bro...Koi faltu ki bat nahi,direct go to point
Very nicely explained everything sir and cleared many doubts and whatever Wrongs I did u have mentioned it sir
Hybrid bond I invested 1.2 lakh in 2019
2.2 lakh in 2024 😢 growth is slow
good job sir aisa kisi ne nhi btaya
You great sir,aap kisi ka time west nhi krte turant kam ki baat❤,,
Thanks sir ऐसे ही रास्ता दिखाते रहिये।भगवान आपका भला करे।
I simply lk.it....
U are dedicated and Open in ur Guidance...
Congrats
Conservative hybrids and balanced advantage funds are very good if you compare with bank fds or corporate fds in a short term about 3 years
Average can get 10% py
And index funds are best in equities with consistency and low expense with exit load zero
Kaafi acha bolte h broo app clarity se...nice....
Thank you so much 🎉🎉🎉😊😊Allah aapko khairo afiyt se rkhe
Very beautiful covered almost all points.
Thank You.
Best lecture on investment.
Sir, as others do, you also must declare
UR personal cont. No. for any Querries
by public.
Thankyou for sharing that much of financial literacy.❤️✨
thnks i m 23 yrs old and this video truely help me
thnks i m 23 yrs old and this video truely help me
thnks i m 23 yrs old and this video truely help me
Very nice.. conveyed all important points in very simple language..
Thanks bro. This info is very helpful. Appreciate ur gentle and detailed explanation. Keep it up 👍
Excellent knowledge sharing... Bro.. Helpful
Thanks you sir
Bohat khub tarike se samjhaya sir aapne me abhi sip me investment ke bare me soch raha tha, aapki ye video se boht kuch sikhane Mila.
Ese or videos banate raho🤠
Thanks 👍
Your way of explanation is very good..Keep going
Thanks a lot for such excellent information
Best Mutual fund...... Index fund, Multy cab , Technology fund.....and Nify 50 ....as per my knowledge
Bina dekhe I just subscribe you channel because you did a hardwork thats why today you are here... I m also uploading video regarding share Market and personal finance
Same here 🎧👌👍
Thanku Sir....your last point of patience is really good...
@YourEverydayGuide 1 question related to taxation. Lets say I invested in 1 fund (X) for 5Years through SIP & my profit is > 1 Lakh. Then instead of redeem I did a switch of full amount from (X) to another fund (Y) in same fund house. After that I hold Y for more than 1 year. So how the taxation will be calculated here? Do I have to pay tax for fund X because I switched all to fund Y? Appreciate if you can answer this question sir. TIA
Excellent advice ,
Thank You for such a great explanations ❤
Fact ye hai ki mostly person after 35 age Investment start karte hai....kyonki surplus amount tabhi bachta chalu hota....jiska return 20 saal ya 30 saal baad milta....Aur shayad sabhi ko amount 40 to 50 me chahiye hota hai, Ghar, Gadi, Travel, Education etc ke liye....60 age ke baad itna amount ka kya fayda....wo humare liye nahi bachho ke liye kam aata hai....aur koi bhi yesi scheme nahi hai Jo 5 saal ya 10 saal me lumpsum amount de....agar hai tho please share....sabke liye bahut benificial hoga....
Can we convert existing SIP in to SWP? What are tax/ charges implications?
Very good basic information for beginners, each step explained here for detail information check different videos as per point.
Crisp and Clear. Thanks a lot bro.🙂
👍 Informative clarification of MF 👍
Marvelous vedeo...Sir..
Very very Useful information. 100% Helpful sir. Great explanation
Sir, not to invest through bank then how to invest direct to the company/companies, please give suggestion🙏
Thank you sir for easy and clear explanation
Sir, eagerly waiting for your video on mutual fund taxability..🤔
Point no 6 me aapne pehle kaha ki last 5 years ki performance se hum judge nhi kr sakte and uske baad aapne end me kaha ki 5 years ki performance se judge kro.. ye to confused kr diya aapne .
Thank you Sir for nice & easy explanation. Plz make more videos stock market for beginners.
Icici Pru nifty 50 index found vs icici Pru nifty next 50 index found mai se kon sa chune
Nifty next 50 better for long term
Excellent..Thank you for guidance in that areas which none said.
Thanks a lot sir.
Thank you Sir.. this is the best video on mutual fund.
Thanks and welcome
Subscribed just listening after the first point.
Thank you so much Ranjan Sir,
b'coz these mistakes are correct & in my life I did some mistakes in these mistakes. This video is very learnable for investors.
Way of speaking osm info
Best Explained
ONE TIME LUMPSUM KITNA INVEST TAK KR SAKTA HA PLZZZ REPLY, ??????? PLZZZZ APNA NMR DIJEA , FOR GOD SAKE
मेरा तीन सालसे 1000 sip शुरु है । क्या अभी इसमेही ₹3000 और Add कर सकता हु क्या?..
Hi. Informative. Pls can you also elaborate on SWP as well.
Very good explanation, thank you ji
Keep it up, fantastic explanation...yr speed is good. Thank u
Very easy matched ,language you convey about MF very good 👍
Well and good 100% right start to end
Excellent information about mistakes in mutual fund for first time in details. Want video about best tax sever fund on 2023 where we can sip and gain 20 to 30 percent return after 3 years or 5 years.
My sip is in following funds
Quant Small fund 10k
Mirae Assets Large Mid Cap 10k
Hdfc midcap opportunities 10k
Uti index fund 10k
Parag flexi fund 10k
Please suggest my portfolio is diversified or not
Thanks in advance for your valuable suggestions
Sir maine sbi ke mutual fund mid cap and small cap me invest kiya hai long term ke liye to ye beneficial rahega
Very helpful and good guide for a beginner wanting to know about mutual funds.
BRO MA LAYMAN HU , BANKS MA 2.50 CR APPROX. RAKHA HA, BANKS MA 6 TO 7% HE MILTA HA, GROW AAP INSTALL KRKA MA KHUD HE MUTUAL FUND MA DAAL RHA HU, GROW AAP SA NEAR ABT. 3 LAC INVEST KR CHUKA HU, KUTCH GALAT TO NHEE KIA
If I would like to choose any sectorial fund then I will definitely choose IT funds.. Just check the GRAPH of NIFTY IT and compare with any sector. You will know the difference.
Yes, we are seeing IT not giving any growth now 🤣🤣🤣🤣
@@polymathmuffin7461 that's why you are retail investor.. big investor book profit at top and then let it fall till it is cheap to buy.. by the time you realize it would rise like rocket..😀😀
Great talk brother, Thankyou so much
Sir tax profit ke upar lagta he ki Total returns ke upar?
Sir mai bhi mutual fund me invest karna chata hu 1000 10 year ke liye par samjh nhi aata ki kisme invest Karu plz sir btaye hme kon se fund me invest Karu
Thank you bro, bahut achhi jankari di h aapne, 🙏🏼