SUBSCRIBE ------------- And Join my UA-cam Member Community here for daily insightful community posts: www.youtube.com/@torahulj -------------- You can follow me here as well: Insta: instagram.com/torahulj/ LinkedIn: www.linkedin.com/in/connectwithrahuljain/ Twitter: twitter.com/torahulj ----------------- If you found this video educating, please let me know in the comments. Also please drop your suggestions on the topic that I should make videos. Thank you for watching and learning with me, keep rocking :-)
Sir you didn't talk about the Tax Implications of STP. Of what I have read the Switch Process is via redemption from debt and Investment in new fund.. please as financial influencers always talk about taxes in end of any advise, analysis or suggestion..
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
I've been an investor in Apple, gold, housing market as well. because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla . especially now that we are experiencing a market correction
Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
Small correction to your statement. 85℅ of large cap mutual funds didn't break index fund benchmarks. But yes at least 20% should be there in index funds👍🏻
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@AddilynTuffin Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
@@DSSHSMBHU can you guide please? I have 50 lakhs. Can i do SIP in small and mid cap for 1 year (70% of 50Lakhs).....and the rest 30% in lumpsum (large cap index / gold etf)
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my $420,000 in retirement funds to lose value. What else could we do with our money?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Having an Investment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.
I will advise you stop investing on your own and seek for guidance from a professional, I don't invest on my own anymore, I always required help and assistance
The EV and AI sector charging Up . VHAI..10 % Thurs.. Vocodia..Frey...Nkla.. Nikola... Tata Motors.. Zapp Electric motorcycles...Big Bear AI.. Bullfrog AI... GFAI and more.
I withdrawed 5 lack because of the crash news from yutubers for ivesting at the time of crash. Since now its positive. So dont hear anyone you do your investkent and dont bother about crash or anything. Dont think aboit it. Just leave it. It will grow.
Debt funds come under your income tax slab whereas equity fund comes under short or long term capital gains. I will not advise your suggestion. I will advise to keep it in artibrage Fund
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Bhai video ka headline sahi se dia karo. If you are not able to provide suggestions and only provide data, it's already available on internet. Change video title in that case
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Bro 10 lakhs please never put to debt fund....returns are not that good. Check for other options like some small banks also gives 7% interest on saving accounts.
Sir, your master analysis of lump sum investing is highly informative and helpful and has come at a critical juncture for many people like me. Sir I want to ask you to make a video on Equity Investments vs. Mutual fund Investments. Should one liquidate his equity portfolio and go for various funds. Thanks a lot
*Excellent! I really do have a question. As a beginner interested in trading with less than $1,000 or above, how would you recommend we enter into trading ? I will greatly appreciate any suggestions*
Stock market crying with little down tick while we have been dealing with double digit real inflation for a year. consult with an advisor so you don't get burnt in the market.
Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made my first million with a liquid 200k. Invested it with a trader here in TX, I get weekly pay out which I invest back on long term ETF's. Google will be a huge buy for me when the market bottoms.
Investing in mutual fund is like investing in real estate. Only catch being mutual fund is allowing you to invest small tranches. Invest and forget about it for 30 years.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap? My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year. Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
This is my favorite channel. Thank you so much for your contents and a special thanks to Elon Musk for introducing Sarah Gard. Despite the dip in crypto. I still thank you for the Level headed financial advice. I started crypto investment with $7,500 and since following her for few weeks now, I've got 45k In my portfolio. Sarah is a blessing!!
Same here all thanks to Ms Sarah, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to.
Rahul, i just love your sincerity to analyse the stocks and present it to the community for the better use of themselves. Im happy following you. Im following you for long, and today i just thought of conveying it to you. Like me there are so many people are there. Thanks for your good works.
So far TER is concerned, you are right on the discussion,,, but considering all the parameters and risks, volatility,,,,, none can choose the right fund,,, none is absolutely cenr percent correct and can satisfy the investors desires,,, but have to look on those facts,,, truly speaking I invested in SB equity hybrid, NI small cap, kotak emerging equity, ABSL multi cap,,, etc,,,, all they are giving more than desired level. Thanks. I prefer lump sum and open ended.
Thanks for sharing the details. Video gives more insight for beginner for choosing fund house by own. Video really helped people like me. Thanks again.
Thanks for the informative video Rahul. Since STP is considered as redemption and taxed. What about the tax implications. Redemption from debt funds is taxed as per the slab I think. Any information on this?
Rahulji..Awesome!!! Sir.. your fundamental & technical analysis are so good that helps me and many on this channel. Your explanations on stock and the market are also unbaised. Keep it up ! I convey my Best Wishes n Compliments to you ..from Canada! Thank you so much.
You mentioned to invest 5 lac in debt fund and then do STP but as soon as you put it in debt fund, STCG tax will start becuse of withdrawal from it, which is too high then the gain.
Enjoyed the information shared in the video. Nicely explained and well timed as well. Look forward to many more such stuff to guide present and future investors
Mr. Rahul Jain, your content had useful information and thanks for that. However you should block these misinformative comments which can engage people to a fake account, leading to a mass fraud.
Excellent. Superb detailed analysis based on sound logic. Just one request. Next time please do mention the meaning and significance of technical terms like P/B or P/E ratios while mentioning them in your next discussion for the benefit of dumb laymen like us. Thanks.
5th and 6th August, market was at 24k ( to be precise at 23900) but most of peoples SIP date is generally 1st of every month so not benefits from that correction and now market again crossed to 25k so absolutely no benefits for September SIP as well. So always keep spare amount for lumsum investment to get maximum benefits for market correction.
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If you found this video educating, please let me know in the comments.
Also please drop your suggestions on the topic that I should make videos. Thank you for watching and learning with me, keep rocking :-)
Thank you Rahul for your information 😊
Very nice. Explanation with your frame work sir
Sir you didn't talk about the Tax Implications of STP. Of what I have read the Switch Process is via redemption from debt and Investment in new fund.. please as financial influencers always talk about taxes in end of any advise, analysis or suggestion..
Mr. Rahul.. 159/- looks bit expensive. Reduce bit u will get more members 😅
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Market not crashed becz of youtubers😂😂
I also think so brother 👍
Yes very true.
If correction happens, it would be because of youtubers only
Yes bro nowadays they created panic situation, that's why for safe side I have polled back my 40% investment in Liquid Fund 😢
😂😂😂
I've been an investor in Apple, gold, housing market as well. because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla . especially now that we are experiencing a market correction
Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll send him an email, and I hope I'm able to reach him and connect.
Very nice information I want to invest 50 lac as my retirement money. Can you suggest something
Thank you for your financial advice, however I'm looking for strategies to 3x my gains.
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
Could you kindly elaborate on the advisor's background and qualifications?
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.
85% of Mutual funds didn't even breaks INDEX FUND
Put atleast 20% of your investment in Index fund
Small correction to your statement. 85℅ of large cap mutual funds didn't break index fund benchmarks.
But yes at least 20% should be there in index funds👍🏻
Simplest Analysis ever: Market has been doubling every 5-6 years, since 1990. Next target Sensex 120,000 by 2025-26.
He talking about lumpsum not SIP
😂😂😂
Any target we or anyone cannot determine!
I've been investing regularly, so I'll continue to do so regardless of market conditions.
I'm trying to do the same, but it's hard to ignore market fluctuations
@TheDuke792 Try to focus on your investment strategy rather than short-term market moves
I've found that talking to a financial advisor helps staying disciplined and focused on individual goals.
I've been thinking about hiring a financial advisor recently, still looking. My investment growth has been slow recently
You can try Eric Paul Elmer
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
Index funds are more valuable than Mutual funds as of now, though a few people perceive it to be as a result of the pending correction.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
@@AddilynTuffin Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
There’s no right time for bulk investment, -> start immediately
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
nd loose immediately 😂
@@DSSHSMBHU can you guide please? I have 50 lakhs.
Can i do SIP in small and mid cap for 1 year (70% of 50Lakhs).....and the rest 30% in lumpsum (large cap index / gold etf)
@@DSSHSMBHU You'll still win in the long term
❤❤❤❤❤❤wait for 2 weeks...us market going to crash
No signs of deep correction.. no choice but invest in equities
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my $420,000 in retirement funds to lose value. What else could we do with our money?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
To be honest, investing is a smart way of securing your family future, grow wealth and beat inflation
Having an Investment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.
Please can you leave the info of your Investment advsor here? I'm in dire need for one.
"She's mostly on the telegams with her ID Below"
Thanks for continues updates! I am super excited about how my stock investments is going so far, making over $13k every week is an amazing gain🥰
How? I know it's possible, I would appreciate if you show me how to go about it
I will advise you stop investing on your own and seek for guidance from a professional, I don't invest on my own anymore, I always required help and assistance
from my personal Financial advisor
YES! that's exactly her name (Julia Rosa) I watched her interview on CNN News and so many people recommended highly about her and her trading skills.❤
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimony on CNBC news last week
The EV and AI sector charging Up . VHAI..10 % Thurs.. Vocodia..Frey...Nkla.. Nikola... Tata Motors.. Zapp Electric motorcycles...Big Bear AI.. Bullfrog AI... GFAI and more.
15 cr Robinhoods are doing SIP without application of mind
I withdrawed 5 lack because of the crash news from yutubers for ivesting at the time of crash. Since now its positive. So dont hear anyone you do your investkent and dont bother about crash or anything. Dont think aboit it. Just leave it. It will grow.
I also withdrawed 1.87 cror of 10 year investment 😢
I invested 1 lakh lunpsum today. My cousin said I did mistake as market is high. Did I do wrong? I have invested fpr minimum 3 years.
@@Ambulrai obviously market is all-time high
Debt funds come under your income tax slab whereas equity fund comes under short or long term capital gains. I will not advise your suggestion. I will advise to keep it in artibrage Fund
Didn’t get your point will you please explain as I have to invest my fathers retirement corpus
Best financial advice ever at 15:40
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
YES!!! That's exactly her name Elizabeth Rose so many people have recommended highly about her and am just starting with her from Brisbane Australia🇭🇲
Legend says "If you don't find a way to make money while you sleep, you are fated to die working" and it turned out to be true.
This sounds so good and I would like to be a party to this, is there any way I can speak with her?
Thank you
Instead of investing daily, dividing money for investing daily but invest only when the market falls.. it will generate more returns
How long will you wait lol
So u will wait till u r old
Keep waiting 😂
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Thanks You, Always HONEST Advises.
Way too much of averaging will screw your returns. Invest one third n wait for fall
Not good, not better content. Just excellently superb advisory analysis. Thanks Rahul.
Please explain tax calculation also on transfer of funds through STP from debt to equity mutual funds.
I am keeping in SBI FD having Swipe facilities and doing SIP from there. I am getting 7.50 intrest.SBI is best,
7.5 percent how? U senior citizen?
An FD in SBI for 444 days will earn you 7.5% interest p.a....The name of the scheme is Amrit Vristi
Nice delivery on MF lump sum investment.
A request-please keep the pace of talking a bit slow.
Thanks
And I am here watching this in 2x 😂
Same 😂@@RK-si4ln
Bhai video ka headline sahi se dia karo. If you are not able to provide suggestions and only provide data, it's already available on internet.
Change video title in that case
Poor suggestions. Invest on monthly basis..Nothing is better than that. No one is antaryami to know when market falls.
Hey im looking to make a lumpsum of 50k, can you suggest the best mutual fund for that
@@piyush9279 invest in market only if you have at least 10 lakhs. 50k is not going to bring any major change in your life.
Exactly
@@piyush9279quant ya Motilal Oswal ka mid cap lelo
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Mutual fund may 2 say 3 din downfall chala tha but next day best return in my mutual fund ✅
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
Wow wow!!! This is wonderful what is the expert’s name and how do I reach her?
Sure, the investment-advisor that guides me is….
Mrs Lee Wallace Stacey
😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!
Nice!! please is there any way to reach their services, I work 3 jobs and trying to payoff my students loan for a while now!! Please help me
This short course is wonderful. Insightful, short and to the point. Thank you
Regarding STP daily from short term funds to equity fund ,will the transaction charges not eat up your capital on a daily basis?
Exit Load
No Correction will come in Indian Stock Market😂😂😂
SIP and Mutual Funds are Pumping huge money in every Month😂😂😂
Correct 😂.... Investors are loosing time expecting a market fall. 😂
Rahul, The charts that you showed for comparing PE ratios ....Which platforms provide these ?
looks like Ticker Tape.. based on page loading animations
Wonderful analysis and very good advice to MF investors.👌 Thank you Mr .Rahul.
Sir I have 10 lakhs to invest so I was looking for the right vedio. Thank You
This is not right video
Put all in PPFAS hybrid allocation and forget for next 3yrs
@@kps2017, could you elaborate more on this ,as we are just beginners
Video ki spelling toh sahi kar
Bro 10 lakhs please never put to debt fund....returns are not that good. Check for other options like some small banks also gives 7% interest on saving accounts.
Sir, your master analysis of lump sum investing is highly informative and helpful and has come at a critical juncture for many people like me.
Sir I want to ask you to make a video on Equity Investments vs. Mutual fund Investments.
Should one liquidate his equity portfolio and go for various funds.
Thanks a lot
*Excellent! I really do have a question. As a beginner interested in trading with less than $1,000 or above, how would you recommend we enter into trading ? I will greatly appreciate any suggestions*
Stock market crying with little down tick while we have been dealing with double digit real inflation for a year. consult with an advisor so you don't get burnt in the market.
Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made my first million with a liquid 200k. Invested it with a trader here in TX, I get weekly pay out which I invest back on long term ETF's. Google will be a huge buy for me when the market bottoms.
Hey friend, can I work with your Fiduciary?
Yes,
She is Mavis mostly respond to client's faster on Telegrams, using the user name.
*@Mavis131 that's it*
Nice analysis with proper detailing. Thank you so much sir for your time and efforts.❤ very useful video..
Investing in mutual fund is like investing in real estate. Only catch being mutual fund is allowing you to invest small tranches.
Invest and forget about it for 30 years.
I'm 31 years old, I have 50Lakhs to invest. My time horizon is 30+ years. Pretty flexible. I don't care about removing the profits next 3 to 5 years atleast. Can I do 40% smallcap (like nippon smallcap) and then 40% midcap and then 20% flexi or large and midcap?
My goal is to get financial independence and live off the dividends. Assuming smallcaps return average 18 to 21% in 3 to 5 years, I can easily make 1 cr+ within next 4 to 5 years provided there is no substantial losses. My loss bearing ability is high as I have seen the rolling returns of smallcaps has been worst case 39% any given month or year. So I can bare that as the NAV eventually recovers over the course of a year.
Now please guide me if I should split this 50L in 6 or 9 or 1 year installments wherein a market crash of 5 to 10% from 1st investment day NAV in future occurs? Should the crash occur I invest a lumpsum of say 30 to 50% of my 50L that time? Please guide how to approach this. As the plus point is the NAV is only going up, i have hardly seen it go down in any year compared to previous.
Excellent video giving basics of mutual funds. Thank u sir🙏
This is my favorite channel. Thank you so much for your contents and a special thanks to Elon Musk for introducing Sarah Gard. Despite the dip in crypto. I still thank you for the Level headed financial advice. I started crypto investment with $7,500 and since following her for few weeks now, I've got 45k In my portfolio. Sarah is a blessing!!
Excuse me for real? how is that possible I have been struggling financially, how was that possible?
Same here all thanks to Ms Sarah, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to.
She is really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment
FD for one year gives more than 7% in private bank.Debt funds have charges and returns vary .FD doesnt have any charges.
Rahul, i just love your sincerity to analyse the stocks and present it to the community for the better use of themselves. Im happy following you. Im following you for long, and today i just thought of conveying it to you. Like me there are so many people are there. Thanks for your good works.
Every time you move money across funds, you’ll pay STCG.
Yes pay tax and invest in debt fund 😂
You’re doing a great job for the development of Indian Capital Markets and Mutual Fund Industry. Carry on, Bro.
Good video, learnt a lot... Especially STP
thank you राहुल जी
So far TER is concerned, you are right on the discussion,,, but considering all the parameters and risks, volatility,,,,, none can choose the right fund,,, none is absolutely cenr percent correct and can satisfy the investors desires,,, but have to look on those facts,,, truly speaking I invested in SB equity hybrid, NI small cap, kotak emerging equity, ABSL multi cap,,, etc,,,, all they are giving more than desired level. Thanks. I prefer lump sum and open ended.
No other good alternative than to invest in equities for retail investors.
Thanks for sharing the details.
Video gives more insight for beginner for choosing fund house by own.
Video really helped people like me.
Thanks again.
Thanks for the informative video Rahul. Since STP is considered as redemption and taxed. What about the tax implications. Redemption from debt funds is taxed as per the slab I think. Any information on this?
Thank you for the insightful video! It was very helpful!
Brilliant work Rahul!
Thank you Rahul. We learn a lot every time we watch your videos!!
Hi Rahul very informative, I was looking this kind of information about mutual funds. Thank you so much
Thank you Rahul Ji, nice idea. I am hitting my head to invest lump sum, now clear.
Rahulji..Awesome!!! Sir.. your fundamental & technical analysis are so good that helps me and many on this channel. Your explanations on stock and the market are also unbaised.
Keep it up !
I convey my Best Wishes n Compliments to you ..from Canada!
Thank you so much.
You mentioned to invest 5 lac in debt fund and then do STP but as soon as you put it in debt fund, STCG tax will start becuse of withdrawal from it, which is too high then the gain.
Thanks. Thats sensible info
Key corp Ltd share ....PE-1.67, CMP - Rs. 263.75/-, Intrinsic value - Rs. 1,685/- , ROCE- 57.2 %, ROE 57.2 %, Piotroski score - 7, Graham No- Rs. 611/-, Pledged percentage - 0%
Why is tax paid very low ?
Greet video with wealth of information. Thank you Rahul.
Your explanation is excellent with all disclaimers. May be if you may slow down the pace of explanation.
Enjoyed the information shared in the video. Nicely explained and well timed as well. Look forward to many more such stuff to guide present and future investors
VERY MUCH HELPFULL, GIVES BETTER CLARITY OF INVESTING IN MUTUAL FUND, THANKS
Really selfless service. Kudos to you sir.
Mr. Rahul Jain, your content had useful information and thanks for that.
However you should block these misinformative comments which can engage people to a fake account, leading to a mass fraud.
Rahul Jaijinendra! You are superb! Justifying your education!
God bless u!
Very informative...rahulji
Thanks a lot Rahul
Does stp transaction attract capital gains tax ??
Is STP reversible ? i,.e. from equity back to debt ??
Thank you for your simplified insights provided
Bcoz indian are going better and smart and we are valuing eachother and ourselves that's why i thin market is not crashing
Thank you. This was helpful 🎉
This was one of your great explanation video ever with full honesty 🔥
Super,nice ,happy you making it easy to understand. Teaching from your heart.tq
Awesome & knowledge content
Thank you, Rahul.
I agree with buy low and sell high strategy.
Excellent. Superb detailed analysis based on sound logic. Just one request. Next time please do mention the meaning and significance of technical terms like P/B or P/E ratios while mentioning them in your next discussion for the benefit of dumb laymen like us. Thanks.
5th and 6th August, market was at 24k ( to be precise at 23900) but most of peoples SIP date is generally 1st of every month so not benefits from that correction and now market again crossed to 25k so absolutely no benefits for September SIP as well. So always keep spare amount for lumsum investment to get maximum benefits for market correction.
Thank you Rahul. Excellent video.
Thank you Jain Ji.. For an anotywr worthy advise of STP..
Nicely presented and good work,thank you Rahul❤
Investment in Equity should be for at least 10 years not below 10 years. Your suggestions can bring people's investment down
Thank you very much came across your video today .big fan . Please make video on key points for mutual funds like expence ratio .
STCG ??? Everyone, Please don’t follow this.
Thank you Rahul it’s really good one
Thank you for great input... Very informative ❤
Thank you sir educate us in right time
Thanks Rahul for sharing this information & knowledge to me 🙏
Waiting for correction & my continued my sip, parked 5lakh in debt funds
Thank you for your valuable advice.
Super explanations sir. Keep rocking
Very much insightful Rahul, thankyou
Thank you ro educate us...
Thank you Rahul. Your videos have great content.
Your analysis is amazing thanks sir ❤❤
Very useful.clear explanation.thanq Rahul.