Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
This is how an interview should be...... The host is very patient with his questions allowing the guest to speak his mind. The guest is explaining everything in a very relaxed manner.
The Host clearly understands The Purpose of Video. So the Hero is Speaker. The Speaker Does not only speaks Words. He Shares his Immense Experience. Simple but Powerful. The Video Team has done a tremendous job in Creating a Delightful video with good Graphics and Pictures. 👏 👏 👏
Such a clean explanation never seen an interview with such clarity this is what experience gives you and really need to appreciate the host he allowed the person to speak and then went for the next question such a great knowledge from this person AK Narayan really loved the way he explained each concept
Could you please make one more video with Narayan sir on equity mutual funds like index, flexi, large midcap, small cap, multi cap. etc. What type of allocation should one have in their portfolio for long-term.
@@collectivesoul86 so if it's XIRR then when people talk about 12-15% return as a realistic number, i am getting abt 36%. That can't be right, right? Or has it got something to do with the recent upsurge of the Indian stock market since last 3-4 years?
@@amartyaganguly8369 right when people talk about realistic returns that's XiRR. right now, you are getting 36% XiRR that is great, it is due to upsurge since covid. Markets will fluctuate and won't stay as it is forever. As you continue to hold your investments in coming years - your XiRR will start to fluctuate as well and consolidate...
@@amartyaganguly8369That’s correct, the key metric is XIRR only. That is the annual rate of return, when investments are made via SIPs or equivalent. And you’re right .. people who started investing in the last 3-4 years will see XIRR values like that but obviously this won’t last and the market will correct and settle with time. As per most experts, it’ll settle down to around 17-18% or so after a few years ..
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
As long as you are healthy whether u r 30-40 or 40-50 or 50-60 enjoy your life. There is no point of having huge money and cant enjoy your retirement life because of u r unhealthy conditions. In today’s world , majority of the people are having some kind of health issue in the early age because of life style and this health issue can get worse while they are getting aged.
U can't help Still after God money is your best frnd No one else Even parents can be helpful if they have money Else dependent parents can help you emotionally not monetarily Either emotions win or money wins🏆💪
i agree but not completely ,people always say these things but in reality nobody cares .Even if u have the healthiest body in the world but you are poor ,nobody gonna give u respect. Iam sorry but it is the harsh reality and now a days if you have money you can buy ur health until some extent. So, let people know and the new generation know how is the world outside and the biggggggg importance of money.
Scripbox thank you very very much for bringing such a very informative and straightforward upto the mark video please bring this person more and more related to mutual funds its a request sir to you
Informative interview. But can I know if we have any idea to start a business when we need to begin so that the investment also simultaneously needs to move on.
SWP means consider you have SIP from past 20 or 30 or 40 from the age between 20 to 30 and at the age of 45 or 50 or 55 you consider your amount has grown upto 3 or 4 or 5 crore depends on your starting SIP. You can start withdrawing money every month for purpose that can be considered as SWP. And one more thing your invested still gives you profit every month as usual.
Thanks for your videos..but bahut zyaada basics info sharing hai yaar yeh mainly for beginners..need more value addition for retail investors from your end.
Discussions are fruitful but you have not furthred it to age limit of 60 70 onwards who saved in FDs only , not having much knoledge of equities, mf, elss......Can they plan it for children / grand children? Pls dicuss.what should they do, how to do.
Well said. Direct equity investing (stocks) is very risky. Myportfolio is around 50L in stock market and 9L in mutual funds. Started in 2021. Im still not able to generate good returns from stock market. Everybody should avoid direct investing in stocks and adopt mutual funds for long term
Can any one suggest i want to invest 15k per momth in mutual funds but i cant choose SIP method because i am not sure if i will have sip amount on the particular day in a month so i choose lumpsum method and invest whenever i have money in a month....is it good for long term(20+ years) or any better advice?
I think you should make atleast 14 % to beat inflation or any other risks. Mutual fund houses charge too much of you money .. instead You can invest same amount in ETFs which performs well and without those charges ..
Also need to add one major point in all discussion by all MF Experties- In Case Congress Chor & Team comes in to Power then what happnes? Now Modi Led BJP Govt is giving growth to nation, hence we enjoying 15% growth.. But in case CHOR Comes then -15% growth will start... Without any fear all MF Experties must include this point
Why should somebody retire at 40....the life enjoyed b/w 30-40 can never be repeated..... It's awesome period and lot changes takes place during this period.... So just don't work for money.... Enjoy life
Retire means not stop working. Achive financial freedom and do work in area where you enjoy and passionate. Which will come only with financial freedom
As an aggressive investor i have been only investing in small and midcap mf my time horizon is easily 10+ years need a good correction in the market now of minimum 20 percent so then we can go even more aggressive in the investment
30 percent is stressing yourself, if U want to live quality life, that not work, what is the point U get 10x return once you reach old age, you cannot travel, cannot eat well, sleep well, for what at least 5percent is enough
Is the stock market getting better or this some election time manipulation to entice new investor? My portfolio has done well all year, but now I’m feeling the pinch. My returns have dropped significantly by 6%, and the market’s all over the place. What do i do?
Over $6 trillion is in money markets earning high interest, but Fed rate cuts will push this money into equities. A crash/recession can be discussed after that shift. My financial advisor has helped me understand the market, gaining 25% this year under her guidance.
I’ve managed my investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Always remember risk is biggest factor for wealth creation.So take risks in life,don’t do jobs.Either be in profession or do business don’t get married don’t buy houses or expensive clothes or cars.Wait for your mid forties.you will find you are rich and see money as worth less.Life would be fulfilled with so much experience.
High Income doesn’t mean good portfolio size it’s true but for Good Size Portfolio high income is must it’s similar to “All Leaders are readers” which doesn’t imply all readers would be leaders
Earn in Dollars invest in rupees....🤑😂 Because of this I was able to purchase 3 houses in Mumbai ..😅 India fresher avg salary 2020: 4 Lpa.. In 2024 : 4 Lpa....🤡💩
If i invest in mutual funds, i cannot transfer them to my wife or my children. But if i invest in equities, i can transfer to anyone easily. This way i can avoid tax as mutual funds has to be sold and then the money has to be shared to family members. You will lose 30% if the amount on mutual funds are high.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
This is how an interview should be......
The host is very patient with his questions allowing the guest to speak his mind.
The guest is explaining everything in a very relaxed manner.
The Host clearly understands The Purpose of Video. So the Hero is Speaker.
The Speaker Does not only speaks Words. He Shares his Immense Experience. Simple but Powerful.
The Video Team has done a tremendous job in Creating a Delightful video with good Graphics and Pictures. 👏 👏 👏
Such a clean explanation never seen an interview with such clarity this is what experience gives you and really need to appreciate the host he allowed the person to speak and then went for the next question such a great knowledge from this person AK Narayan really loved the way he explained each concept
I am glad I came across this podcast. I see a young guy who genuinely values experience. Thank you for your great advice Sir
Better than finance with sharan
Well said. Sharan isn’t better than anyone.
Absolutely right brother......
That guy was collecting ₹500 per person for the masterclass
Sharan is more hype than stuff...😂
Way way better
Could you please make one more video with Narayan sir on equity mutual funds like index, flexi, large midcap, small cap, multi cap. etc. What type of allocation should one have in their portfolio for long-term.
Excellent discussion, expert is very crystal clear 👍. No diplomatic advise , clear mindset, . thanks
This is the perfect interview ever. I always had my doubts about mutual funds allocation and after this video all my doubts have been cleared.
Crystal clear.❤ Thankyou sir. I felt like completed a book.
Very well explained, Mutual funds are the safest option of investment.
Nice to see A k Narayanan sirji (our former president TIA )(tamilnadu investor association)
Do you have his email or phone number ? Can you share pls
I have a question: what should we consider as return from a mutual fund? Is it the XIRR or anything else?
XiRR, rolling returns
@@collectivesoul86 so if it's XIRR then when people talk about 12-15% return as a realistic number, i am getting abt 36%. That can't be right, right? Or has it got something to do with the recent upsurge of the Indian stock market since last 3-4 years?
@@amartyaganguly8369market is in a bull phase ...thats why we are seeing huge returns
@@amartyaganguly8369 right when people talk about realistic returns that's XiRR. right now, you are getting 36% XiRR that is great, it is due to upsurge since covid. Markets will fluctuate and won't stay as it is forever. As you continue to hold your investments in coming years - your XiRR will start to fluctuate as well and consolidate...
@@amartyaganguly8369That’s correct, the key metric is XIRR only. That is the annual rate of return, when investments are made via SIPs or equivalent. And you’re right .. people who started investing in the last 3-4 years will see XIRR values like that but obviously this won’t last and the market will correct and settle with time. As per most experts, it’ll settle down to around 17-18% or so after a few years ..
Hi Sir, Thank you so much for your clear guidance. Could you please guide me on how to identify the liquid funds?
Such a wonderful speaker. Very clear and understandable. Experience and knowledge speaks 👏
Thanks for detailed information on SIP Investments, please make a video on SWP 👍
Knowledgeable video. The host is very very good indeed.
Thnx a lot sir for sharing your wisdom. Nothing can beat Experience😊
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
Excellent from a mature and seasoned professional.
Excellent discussion...Thank you Narayan Sir 🙏
To the point. No unnecessary discussion. Best podcast.
Very insightful podcast 👏🏼
This is so positive
GK Narayanan sir is so humble
Experience matters
Excellent discussion. I just feel like direct interaction.
As long as you are healthy whether u r 30-40 or 40-50 or 50-60 enjoy your life. There is no point of having huge money and cant enjoy your retirement life because of u r unhealthy conditions. In today’s world , majority of the people are having some kind of health issue in the early age because of life style and this health issue can get worse while they are getting aged.
U can't help
Still after God money is your best frnd
No one else
Even parents can be helpful if they have money
Else dependent parents can help you emotionally not monetarily
Either emotions win or money wins🏆💪
i agree but not completely ,people always say these things but in reality nobody cares .Even if u have the healthiest body in the world but you are poor ,nobody gonna give u respect. Iam sorry but it is the harsh reality and now a days if you have money you can buy ur health until some extent. So, let people know and the new generation know how is the world outside and the biggggggg importance of money.
People with this mindset generally live a broke life as they age.
Scripbox thank you very very much for bringing such a very informative and straightforward upto the mark video please bring this person more and more related to mutual funds its a request sir to you
My mutual fund XIRR IS 29% ... compounding works, you will realize it after 5 years of SIP
What mutual fund you have invested it and from how long..
It’s been a bull run too. It might not be the same level of growth but compounding again works wonders then too
Mine is also 29 % but I know it's crazy. Average I am expecting is 17-18 max. Tht can make my life smooth
Mine 31.68🤙🏻
27% xirr
Thank you for valuable information sir
Nice to hear. Good interview.
Thank you so much sir 🙏
My mutual fund 30% profit now
Super interview. Clarified many points. Surely, very good things to note and follow. Good luck.
Informative interview. But can I know if we have any idea to start a business when we need to begin so that the investment also simultaneously needs to move on.
Great video sir.but it would have been better if you could have tell more or SWP.how it works.thank u
SWP means consider you have SIP from past 20 or 30 or 40 from the age between 20 to 30 and at the age of 45 or 50 or 55 you consider your amount has grown upto 3 or 4 or 5 crore depends on your starting SIP. You can start withdrawing money every month for purpose that can be considered as SWP. And one more thing your invested still gives you profit every month as usual.
This content always brings great insights.
So precise and authentic 👍🏻
Where should I contact Mr Narayan sir
Thanks for your videos..but bahut zyaada basics info sharing hai yaar yeh mainly for beginners..need more value addition for retail investors from your end.
Discussions are fruitful but you have not furthred it to age limit of 60 70 onwards who saved in FDs only , not having much knoledge of equities, mf, elss......Can they plan it for children / grand children? Pls dicuss.what should they do, how to do.
Very helpful video.
🙏🏻🙏🏻
Great inputs sir.. salute
Thank you❤
Good podcast 👍 I love it ❤❤ keep doing it bro 🎉🎉
Well said. Direct equity investing (stocks) is very risky. Myportfolio is around 50L in stock market and 9L in mutual funds. Started in 2021. Im still not able to generate good returns from stock market. Everybody should avoid direct investing in stocks and adopt mutual funds for long term
Very true
It’s important to de-hyphenate risk and volatility with equity investing.
Great video 👍🏾👌🏾
Nice talk in recent times
Wonderful interview. ❤
Knowledgeable video 👌
Very good interview, appreciate
Grate interview 🎉
Liquid fund and debt fund always attract short term capital gain..if withdrawn within 3 years so actually this overrules the minuscule gain..😢
Great show
Very beautiful explanation
Super sir very nice video
Excellent video n advice
@scripbox team
Some examples with actual number of someone achieving financial freedom via mutual funds would be amazing to learn
How we can contact to Mr. Narayan
Dont go to distributors, invest direct or index
How
@@tonypanyang9427zerodha coin
Editing is excellent
How to park liquid fund
Great video 👍🏻
Can any one suggest i want to invest 15k per momth in mutual funds but i cant choose SIP method because i am not sure if i will have sip amount on the particular day in a month so i choose lumpsum method and invest whenever i have money in a month....is it good for long term(20+ years) or any better advice?
You can deposit lumpsum amount many times in different Funds
Super video sir
Informative video
Very Nice ❤
He looks like someone like our CA at Mahim
Good interview..
We should beat inflation and have investment portfolio
A proper one
I think you should make atleast 14 % to beat inflation or any other risks. Mutual fund houses charge too much of you money .. instead You can invest same amount in ETFs which performs well and without those charges ..
Very nice 👍
Nice video
Nicely explained sir
Why this amazing video has less than 5k views 😮😮
Also need to add one major point in all discussion by all MF Experties- In Case Congress Chor & Team comes in to Power then what happnes? Now Modi Led BJP Govt is giving growth to nation, hence we enjoying 15% growth.. But in case CHOR Comes then -15% growth will start... Without any fear all MF Experties must include this point
true
Listen at 1.75x
Then you won’t get the complete context.
Why should somebody retire at 40....the life enjoyed b/w 30-40 can never be repeated..... It's awesome period and lot changes takes place during this period.... So just don't work for money.... Enjoy life
Retire means not stop working. Achive financial freedom and do work in area where you enjoy and passionate. Which will come only with financial freedom
Good video 😅😅😅
As an aggressive investor i have been only investing in small and midcap mf my time horizon is easily 10+ years need a good correction in the market now of minimum 20 percent so then we can go even more aggressive in the investment
10:03
30 percent is stressing yourself, if U want to live quality life, that not work, what is the point U get 10x return once you reach old age, you cannot travel, cannot eat well, sleep well, for what at least 5percent is enough
Is the stock market getting better or this some election time manipulation to entice new investor? My portfolio has done well all year, but now I’m feeling the pinch. My returns have dropped significantly by 6%, and the market’s all over the place. What do i do?
IMO this rate cut will a create new buying opportunity, but given the current market uncertainty, have you considered consulting a fiduciary advisor?
Over $6 trillion is in money markets earning high interest, but Fed rate cuts will push this money into equities. A crash/recession can be discussed after that shift. My financial advisor has helped me understand the market, gaining 25% this year under her guidance.
I’ve managed my investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Always remember risk is biggest factor for wealth creation.So take risks in life,don’t do jobs.Either be in profession or do business don’t get married don’t buy houses or expensive clothes or cars.Wait for your mid forties.you will find you are rich and see money as worth less.Life would be fulfilled with so much experience.
Why does anyone talk about inflation
Now everyone needs 25% return per month 😅😅😅😅😅
Mutual funds a waste of time in African countries I lost 10 % on a retirement annuity after 37 years when I cashed up
Which company?
High Income doesn’t mean good portfolio size it’s true
but for Good Size Portfolio high income is must
it’s similar to “All Leaders are readers”
which doesn’t imply all readers would be leaders
No Angoor or cherry is harmed in this video 😅
❤
This guy is a sales commission focused on
Who is the guy in the light shirt?? A celebrity of some sort?
Earn in Dollars invest in rupees....🤑😂
Because of this I was able to purchase 3 houses in Mumbai ..😅
India fresher avg salary 2020: 4 Lpa..
In 2024 : 4 Lpa....🤡💩
fund me mutually pls
kottayam
If i invest in mutual funds, i cannot transfer them to my wife or my children. But if i invest in equities, i can transfer to anyone easily.
This way i can avoid tax as mutual funds has to be sold and then the money has to be shared to family members. You will lose 30% if the amount on mutual funds are high.
How Sir?
U can transfer mutual fund units from DMAT
I have transferred mututal fund units in my DMAT to my minor sons DMAT account ( using zerodha coin ). Read their FAQs
Host is listner
Great interview 😊