SIP vs LUMPSUM क्या ज्यादा बहतर है? Power of COMPOUNDING Using SIP or LUMPSUM
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- Опубліковано 28 вер 2024
- SIP vs LUMPSUM क्या ज्यादा बहतर है? Power of COMPOUNDING Using SIP or LUMPSUM
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This is a beginners guide to invest in shares (stock market) in India.
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Whenever we think of investing in stocks or shares or mutual funds or index funds, we think of how to invest for beginners? And how does power of compounding works when we invest through SIP or lumpsum in stock markets?
So there are 2 methods of investing in stocks and mutual funds, namely SIP (systematic investment plan) and lumpsum investments. Individuals can opt to make a lumpsum payment or invest through a systematic investment plan (SIP) based on several factors.
Before delving into SIP vs. lumpsum mutual funds, it is imperative to know what a SIP is -
A SIP or systematic investment plan allows an investor to allocate a small sum of funds regularly in their preferred mutual fund scheme. As the term implies, this is a systematic method of allocating fixed amounts of money in a periodic manner. This can be semi-annually, quarterly or monthly, etc.
On activating a systematic investment plan, a fixed amount gets deducted from an individual’s bank account on a monthly basis. As a result, achieving one’s financial goals can become easier if he/she invests steadily in this manner.
Unlike a lumpsum investment, individuals spread their investment over time with a systematic investment plan. Therefore, one need not have substantial funds to get started with an MF investment through SIPs. This, in turn, helps them instil a sense of financial responsibility in the long run.
A lumpsum investment enables investors to deposit the entire amount available in one go for acquiring their desired number of mutual fund units. This route of investing tends to be beneficial when a fund’s net asset value or NAV is less. Here, a lower NAV allows individuals to acquire more units. On the other hand, a higher NAV reduces the number of units for an investor.
Now, with the basic idea of the investment modes clear, let’s move on to the difference between SIP and lumpsum.
Are you searching “SIP or lumpsum which is better”? Continue reading to gain an idea regarding SIP or lumpsum, which is better in a mutual fund!
Investments through a lumpsum and a SIP comes with their own set of benefits. Investors can find it challenging to choose one out of these two. That said, knowing the differences between the two will help one make an informed decision.
The major difference between a lumpsum investment and a SIP is the cash flows. Individuals allocate funds just once in a lumpsum investment. But in a SIP, they invest on a regular basis.
Many individuals prefer a SIP because it inculcates financial discipline. It also helps unlock the power of compounding by investing for longterm to achieve financial freedom.
Moreover, individuals must consider some critical factors when deciding upon a suitable investment mode for them. These factors include the type of fund, disposable sum, investors’ financial goals, and investment objectives.
That marks the end of this article on SIP vs. lumpsum. Potential investors must consider the various points mentioned above in order to make an informed decision when choosing one of these investing routes.
Moral of the story is that you can't time the mkt so its better that you do both sip as well as lumsum ...😊
when market high.. invest in sip and when market big crash... invest in lumpsum
SIP to monthly karna hai
Chahe up ho ya down
@@bhatshahid2664in sip also you can invest extra, through one time investment to buy extra units when the market crash. Anyhow the market again goes up.
Whether it's SIP or Lumpsum, if you invest when Market is down, you get benifit in future...
Same nav nahi milti jab market down rahega to
At least 100 video already on U Tube. This is the 101th on the same topic. Invest in lump sum on great fall. If salaried person and can not hold the money go for SIP route.
Lumpsum ya SIP ye kaafi tricky cheez hai. If the bear market is for a long period than SIP gives gud return. If the market is trending up then lumpsum gives gud returns.
ua-cam.com/video/UGVrM0rX4lU/v-deo.html
Bad market kabhi bhi 1 saal se jyada nahi rehta. Market agar 40% bhi girega toh 1-2 saal main cover up karega. Then lumosum amount 2 saal main 40% toh minimum return dega tab
Being a beginner learn important things from this video. Thankyou sir
aur ek bada fayda SIP ka ye hai ki chhota amount har month invest karne ki vajah se jyada burden nahi padta aur aapko pata hi nahi aur investment chalta rehta hai..
Hum sb logo ke lia aapka itna mehnat krne k lia bauth bauth sukuria
Video quality low and high karna ki option active karo year 144, sa lakar 1080tak option rakho
Bhai pls make a separate video on the third scenario( tata and nestle)
Pls cover each and every detail how sip in nestle give low returns and on the other side sip in tata gives better returns
Super video bro har baat Achha se smjhne ke liye perfect video
Sir ji aapke video ka bout intjar rehta he hme....so thoda jldi ese hi financial pe video upload kro sir ...it's my humble request
Learned lots from your video. I'll try to follow some tips while investing.
Very useful information thanku so much
Same here lol, My previous profit withdrawal investment with Mr Carl Roger was over $18200 and it's still counting high
Bhai video late ho jati hai jaldi laya kro bhai I mean try kiya kro
Shi time per h bhai
Good Things take time
Jab isko sponser milta hai tabhi video aati hai!
@@Restless-se1xo haha ... Lol bro .
But it's good for us. Faltu m gyan koi kyun pele ... Gyan k paise le rhe h ye to kya galat h isme
@@X-things llll
Bro this is such a valuable content, detailed and easy to understand.
Good job
Thanx alot Sir mere aaj bhut se Confusion's dur ho gaye thanx alot fir this videos 👍🏻
Nice video,
But bhai plzz add summary of the video at end of the video
सब अपने जगह सही है 🎉🎉🎉
Stock sip per bhi video banaye..
Abbe kehna kya chata hain? Kabhi yeh kanhi woh! This is byfar the most confusing video I have ever seen! 😂😂😂😂😂😂
Loss hokar hi samjh ayega
Apne Video thik se dekha hi nehi, aur ilzam uss pe laga rahe ho!!! 😂😂
This is by far the best and honest UA-cam channel I have ever seen. 🙏🏻❤️
😂😂😂
Beta kabhi school gya h
Apka crypto pe invest kerne ke bare me kya view point hai ?
bahot achche se samjhaya
So many works to do but
le me-tmhari video pehle dekh lu
As a beginner, this is the best thing I have gained.
Bhai sip hi loo lumsum mat daloo....jab sip. Lee tee hee too low market mee jytadaa units aatee hee jab High hotaa hee too unit value badhataa hee ....
Thank you sir mai aapki video aane wait hi kar raha tab hi notification aa gayi🤩
Nice video and vice thank you
How to start sip in stocks pr video bnao
Video ka bahut intajar tha...
Market down tha to isme ek sath paise lagane chahiye par dusre dusre company me bhi agr koi nhi ho paya to agala chalega
moral is chose the right stock and chose the right time
Thanks
Love You Bhai Ji 😉
Bhai course ki fees jyada mat rakhna ..kyuki aapki yeh amazing videos teenagers bhi dekhte hai..please 😔
How much do you think should be the fee?
Give an estimate of beginner level course and full stock analysis course
Beginner level(especially for teenager)- 6000₹ yearly subscription is good.
Intermediate + advance level (full stock analysis)-12000 is good.
@@InvestMindset Does this includes analysis MOAT? Etc....
But🥲 sadly can't join in the first year because I'm in 12th..... Boards,jee etc.
@6:00 min - 2008 mein Rocky kis mobile pe research kiya? 😂
Very informative video sir.
Is samay kaun si company ka SIP lena best hoga
Sir sip mai 30 years ke liye time kaise select kare?
Are bhai or purana istatment kse nikalna hai
At present time is there any reputed company whose market is temporarily fallen where one can invest slumps now and may be able to get a handsome return in recent future? Please suggest.
Bhai pta kaise kre kis stock me lumpsum aur kis me sip kre
We need that course....plzzzz
Great video 🎥 sir ❤
I really thanks for your new knowledge thanks you
Ek number video ❤
very nice video, informative, loved it
SIP mein Paisa nikaalne mein to long term mein koi dikkat nahin hoga Na Jaise barara kam Ho jaega to fir nikaalne mein dikkat hone lagta hai na isliye
Good explanation with examples.
Very helpful video 😊
Aisa vdo banate jayo for beginer
Please make video on apple maot and how to read annual report.
Very good analysis
Very nice informative video
Thnk u fr ur hard work. It's evident
Confuse n kro sr ap y btao k shi investment kisme h
are bhai bahut video dekhi but aaj Tak pata nhi chala kidher compaunding kare bata do Bhai kwnsi apps hai kaha kare
sach bolu bahot confusing explaination hai..sunny rocky monty me kahi kho gya video....without example direct samjhte to jyda acha samjh ata
Thank you sir for giving this information
Bro Can you add caption button on... Please Bro your explanation was so Good... But please on the caption button...
@@princechinedu1 I didn't understand Bro 🤔
12 percent interest need wich mutal fund best for the same
Lowda information kuch samaj nai aya
Thank you making this video on my request. I was eagerly waiting for this . Now I understand when I have to invest in sip as well as in Lumpsump.
Thank u once again
This one question was on my mind for years
Thanks Sirji ❤
I would prefer sip with long term 25 years that's how I will take advantage of compounding! Retire peacefully with an entire lumpsum amount in hand
Average up is also important in wealth creation some people just see profit and not value. 100% of 1 lac is 2 lac but if you average up too and invest more maybe you earn just 40 % but on 10 lacs will be 14 lacs way better.
That’s the reason I just look at my portfolio value to compare year on year returns as the money I save is also my profit only, which is working for me and compounding, and some day as business is good it will be making me more money then just not averaging up.
I keep it simple I buy in staggered way and buy in bulk when there is discount and if I don’t have money then I just hold.
Hi, can i contact you in any of your social media? i want to invest and watching yt videos but they approach differently for more views.
Thanks 😊
This fin-influencer makes people chutiya. Nobody knows when the market will fall and when the market will grow.
Budhape me bike le ke kya karega dosto jab dil kare tab apni sokh pura karo inlogo ka baat banoge to zina chor doge yesab apni dukan chala rhe bas😅
Fun fact is ( don't trust any types of videos . Do your own research and then invest)
Fact is SIP jab jaho start kar sakte ho.
Lumsume beer market mein karo.
God gifted mentor....May God bless you more knowledge and wisdom and continue to guide and help us in every situation of life. Thank you
Very nicely explained with simple understandable examples. Really appreciate for your efforts.
Faltu baat he baar baar alag alag baat karta he banda
@Invest_Mindset Please make a video on mid cap equaty funds vs large cap equaty,which can give high returns in long term🙏
One of the best video on UA-cam ever !!
Even i do the same, which you shown in the last case. ❤️🔥🤟
Outstanding video content ! Rarely i see this kind of video contents. you have made easy to understand for new retail investors. Great work sir !
Bhai
Meine suna tha ki mutual fund par sip ya fir Lumpsum Kiya jata hai.
Lekin Stocks par SIP and Lumpsum investment keise hota hai? Ek video zaroor Karen.
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
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Add mat dala Karo bich me
Sir how to read annual report
@Invest_Mindset Please make a video on mid cap equaty funds vs large cap equaty,which can give high returns in long term🙏
Bhai ek baar margin of safety ki concept ki full video bana do muje ye app hi smja sakte ho please ☺☺
*Plzz reply me and read my message*
Sir Iam age of 16
And iam going to start investing not trading
I am montly salary 4000
Sir maine apke sare videos dekh raha hu 1 sal pahele se and sir plzzz *reply me on my gmail account sir plzzzzzzzz then, iam ask my dream sir plzzzzzzzzz reply sir*
Isse achha ye sab jameen khareed lete jewar, Noida mein jahan naya airport bana hai, us samay ke 50000 ka khet aj 5 crore ka ho gaya hai
Exactly 😂
Bhai I was just waiting for you love from Pune!😄💖
Pehele thumbnail dekh ke laga kya purane topic pe video bana raha he ,but video dekhene ke bad bahot kuch naya shikhne Mila , thanks bro 😇
1995 ka 1 lakh is now 1.25 Cr. in nippon india growth fund
Very nicely explained with simple understandable examples. Really appreciate for your efforts.
I am beginner. This video is very helpful. Thanks for sharing your knowledge😊
Really awesome bro may you live long for financial education
example is something wrong, because if you invest in stock market for longterm, you will have tremendous compounding growth....but i did not touch part of
power of compounding
Great
Apne man se 10 percent 15 percent krr rha hai😂😂
Bhai please bring long video of 25 - 30 min or make video more frequently...so that our knowledge could increase at great pace...#request🙏🙏🙏🙏 btw love you video
Yes i just started investing in SIP
and i guess its the best
Power of COMPOUNDING Using SIP is THE THING
Hi
Apka num mil sakta hai kya
Thank you so much, it's too knowledgeable and absolutely correct 💯.
I'm watching this video because I'm going to invest lump sum amount.
I was confused where should I invest and how. Now my concept clear.
Again thank you
First you need to learn English, how to write?
Bro where have u invested??? Through lumpsum ??
As of now, I have not invested. However, I'll invest in month of August. I'll get money from somewhere else 😉.
@@rajkumarrathore6573 how is market condition rt now ???
Hello dear,
It's Hamza from Pakistan.
I find your videos really informative and motivational. Plus you put in some serious efforts in making these exceptional videos, which all of us really appreciate.
Keep up the good work bro.
Thank you
@@InvestMindset Sir zerodha sahi hai long term investment ke najriye se ya nahin
@@shaktiman-indianhero9577 UA-cam ko jews ne banaya aur Hindus Chala rahe hai. Toh kya UA-cam bhi use na Kare 🌚
@arkaprabhachakraborty96949999999999
Bhai agar mutual fund mein long term hi invest karna hain to why should i choose large cap instead of small & midcaps?
Really excited for Stock Market Course 🙏😀
@bruhan gaming 17 years brother
If we have money we can invest lump sum and if we do not have it we can systematically invest. That’s it. Otherwise this analysis has no meaning! Am I wrong?
1 Question. Investment ke liye Konsi app use kre?
2 Question. Nifty or sensex dono ma thoda thoda investment kr skte ha kiya ?
3 Question. agar ma is month 1000 invest krti hu to agle month ise km 500 ja fir 2000 ja is se uper invest kr skti hu kiya ?
4 Question. Investment krne ke liye app, account,or money ke ilawa koi or chij to nhi chaiye
5 Question. Ma Google pay se pay krugi hr month agar kisi vajh se ma us date ko Miss kr deti hu ja 1 month ko sip miss kr deti hu to koi problem ho skti ha ja nhi
Kya ho agar main SIP set na karke … manually har mahine lumpsum amount dalta rahu … tho isme koi difference hain ya same hi rahega. …??
Both investment is good if you have more money then go for lump sump and not have a huge amount then go for sip
50000 Rs. Lumpsum Invest karna hai 2-3 funds me (Total around 1 to 1.5 Lacks)
for 3 Yrs. Please advise
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
3 stories are not related to SIP and Kulsum, they are purely related to right decision in right time which can be proven after their result😂😂😂.
I like your videos even before watching them.. really appreciate your hard work
So nice of you
@@InvestMindset Sir zerodha sahi hai long term investment ke najriye se ya nahin
@@InvestMindset I do too ❤️
बहुत कुछ सीखने को मिला आपकी इस वीडियो से...इस विषय पर आपकी ये जानकारी बहुत अच्छी लगी ❤❤❤❤
Sir hum buy on dips me invest karein to jayada profits kama sakte hai. Buy on dips ka matlab jab bhi market gire tab invest karein to best returns mil sakta hai
You cannot time the market in the long run