Health Insurance Guide : How to choose a Medical Insurance?

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  • Опубліковано 27 гру 2024

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  • @finance.boosan
    @finance.boosan  Рік тому +18

    Check Health Insurance online & get discount up to 25%👇
    tinyurl.com/287fbv3x

    • @stevek2260
      @stevek2260 Рік тому

      @useful.information.boosan - your video is perfrectly fine, but you missed to cover - SUPER TOPUP plan. It is must (considering medical inflation) along with base plan with low monthly premium and high benefit when base plan ran out of its total limit and need to pay more.

    • @vishwanaththanikachalam5623
      @vishwanaththanikachalam5623 Рік тому +3

      Recently watching your videos. Selecting very useful topics which is what is need of the hour. Your presentation is very good. Covering all the valid points in all important topics. Very useful. U r boon for tamil known people. Good clarity, good knowledge in choosen subjects. Good presentation. Useful topics & content. Hatsoff to u. Good social service. God bless♥️♥️♥️

    • @Praveen_1992
      @Praveen_1992 Рік тому

      Really helpful about health insurance

    • @senthilsenthil9645
      @senthilsenthil9645 Рік тому +1

      Where we can find the checklist sir.

    • @karthickkrish7550
      @karthickkrish7550 Рік тому +1

      25% Discount kaga Online la buy panuna..Then Who will support in our Claim Situation..

  • @swakathumamakeshwaran8881
    @swakathumamakeshwaran8881 Місяць тому +8

    Vera level taliva! Ema periya matter-a evalavu suriki solitaru.
    0:13 - Why health insurance is needed?
    1:42 - How to decide the coverage amount? (Check the hospital menu in your town)
    2:44 - Individual vs Family Floater Plan (Floater has less premium)
    3:45 - Combining similar age group and Tax benefits
    4:33 - Example in Policy Bazaar
    4:53 - When to take a health insurance? (We are already late)
    5:46 - Corporate Policy vs Person Policy (Really on yourself)
    7:13 - How to select a policy? (Important points)
    7:17 - 1) Cash-less claim and Network Hospital
    8:49 - 2) Co-Payment (Stay away)
    9:17 - 3) Room rent limit (take limitless)
    10:21 - 4) Waiting period (less waiting period)
    11:15 - 5) Permanent Exclusions
    11:53 - 6) Restoration of Coverage
    12:16 - 7) Pre and Post - Hospitalization Care
    12:27 - 8) Daycare treatments
    12:52 - Live Demo

  • @mylaics914
    @mylaics914 8 місяців тому +1

    Very good info on importance of Health insurance. You articulated it well and clarified common queries. Good job. 👍

  • @Ithuepadiirukkuvip
    @Ithuepadiirukkuvip 3 місяці тому +6

    ஒரு பாதுகாப்பு வாழ்க்கையையே ,ஒரு வீடியோவை சொல்லிட்டிங்க really great 🎉

  • @kiranraj7928
    @kiranraj7928 9 місяців тому +1

    Hi Boosan useful information can you elaborate on criticall illness also along with health insurance

  • @karthickmechien
    @karthickmechien Рік тому +4

    Thinking of getting health policy for the past one month. Right time to enlighten many like me. Good job.

  • @saiprasathh8642
    @saiprasathh8642 15 днів тому

    Thanks brother. I was wondering how to take the insurance and what criteria should be considered for the insurance. It was an eye opener. Thank you

  • @karthikmani4604
    @karthikmani4604 Рік тому +5

    Come to Villupuram GH it is better than apollo Chennai

  • @AshfaqAhmed-ww6fq
    @AshfaqAhmed-ww6fq Рік тому +4

    Hello Boosan Sir..I have query regarding navi nifty50 index tax saver.. which has very less expense ratio of 0.1% where I have a doubt because of less expense ratio this will not perform well or it will..??
    I have 2 points to discuss with you please help me out with more clarity on the elss fund..
    Point 1 - Wat is the procedure to cancel elss inbetween..?? If yes wat will be the charges..!! If not possible then point 2..!
    Point 2 - For the next year should I continue investing on the same navi nifty50 index tax saver or else should I choose other elss than this like as IIFL nifty50 index tax saver
    Expecting your reply on this will be very helpful for me..Thanks in advance

  • @samaylwin
    @samaylwin 9 місяців тому +1

    Hello Boosan, Good Explanation,. Incase if i forgot to pay one month payment, then the insurance will get expired? and do i need to take new insurance?

  • @arunkumars2928
    @arunkumars2928 Рік тому +13

    Bro how did you developed your financial knowledge. Can you please make a video of that journey from your scratch to the stage you are now... Please

  • @ganeshshankar1494
    @ganeshshankar1494 2 місяці тому +1

    clarity 200% 👍

  • @MrSolitudeSeeker
    @MrSolitudeSeeker 11 місяців тому +5

    Anna i came across your channel today... Really informative and helpful. THANKYOU so much Na.. love your presentation too ❤

  • @murugeshv8605
    @murugeshv8605 4 місяці тому +2

    Clear explanation to choose the health insurance for beginners. Thanks for sharing the checklist document.

  • @yogarajMexico
    @yogarajMexico 7 місяців тому +2

    Best youtuber in Tamil ❤

  • @AnguAravind
    @AnguAravind Рік тому +2

    Niva Bupa ReAssure doesn’t have enough coverage for robotic surgeries. Care Supreme with few additional add-ons can give you much better benefits. I couldn’t see that in your comparison. And, claim settlement ratio of STAR is too poor. My suggestion is not to consider STAR and opt for Hdfc ergo/ Care.

    • @prasath953
      @prasath953 8 місяців тому

      Reimbursement Health insurance policy entha company providing bro? Admission at any hospital and submission of medicals bills and getting Reimbursement

  • @kanagarajramasamy6300
    @kanagarajramasamy6300 Місяць тому

    கண்ணா சூப்பர் நீங்க சொல்றதெல்லாம் சரியாக தோன்றினாலும் குழப்பங்கள் உள்ளன அதனால் நீங்களே எந்த கம்பெனி இன்சோர்ஸ் எடுக்கலாம் என்பதை தெரிவித்து விட்டால் நன்றாக இருக்கும்

  • @vjprakash2314
    @vjprakash2314 11 місяців тому +2

    Bro i think you are the only youtuber who teach us the best knowledge of money and handling ❤❤ keep feeding us bro👍👍🗿

  • @sudharshan1163
    @sudharshan1163 3 місяці тому +2

    Your way of explaining is neat and simple good job 🤝

  • @varunpandian1701
    @varunpandian1701 11 місяців тому +1

    in case of pre existing illness. During the waiting period of first 2-3years can i have a minimum cover and then after two to three years can i change to an higher cover value?

  • @VJ-1515
    @VJ-1515 9 місяців тому

    Your suggestion which cmpny is best ?

  • @johnpeter566
    @johnpeter566 3 місяці тому +1

    Super brother . மிக தெளிவான விளக்கம்

  • @balajisundar9747
    @balajisundar9747 9 місяців тому +1

    @Useful.Information.Boosan - This is best information video for their loved ones.I have 1 question.I had two surgeries 12years ago for tumor removal.i am healthy now.if i get same problem again to remove tumor.will insurance get covered?or they will ignore it.this doubt stopping me not to take insurance for past few years.please advise bro.

  • @gymthana
    @gymthana 9 місяців тому

    Which is best policy explain s

  • @parthasarathyprakasam378
    @parthasarathyprakasam378 Рік тому +2

    hi, good information to current generation, were essential to adhere this information.

  • @Manikandan_Boopathi
    @Manikandan_Boopathi 10 місяців тому +1

    Anna What's the need of portability?
    I would have done all the research before I take an insurance, why would I be choosing a different later?

  • @mohanrajp4078
    @mohanrajp4078 Рік тому +2

    please clarify below point -
    Relying on Corporate Cover - If we having two Health Insurance one from Office Corporate account and another one Individual health insurance can able to claim both at the time ex. 4L means - 2L/2L

    • @Sv-ry9lj
      @Sv-ry9lj Рік тому +3

      Hahaha I wish. Let’s say treatment cost is 1 lakh you can’t get 1 lakh from each. However if the treatment cost is 3 Lakhs, you can get 2 Lakhs from
      One and another lakh from another insurer. This was my last experience please check with the company before taking the policy.

  • @BanuPriya-gt4bu
    @BanuPriya-gt4bu 2 місяці тому +1

    You are a Life Saver!

  • @balajialagarsamy3388
    @balajialagarsamy3388 6 днів тому

    Over all best is 10 laksh HDFC secure base + a super top up coverage of 1 cr is more than enough

  • @vigneshwart9719
    @vigneshwart9719 7 місяців тому +1

    Worth information bro. I have many doubts and now I'm good to do a health insurance. All the best bro. Keep rocking 🎸🎶🎶

  • @NnandhakumarR
    @NnandhakumarR 9 місяців тому

    Bro corporate super top up heal insurance policy pathi pesunga

  • @pavitrar2633
    @pavitrar2633 Рік тому +1

    Very useful video . Lots of my doubts on health insurance got clarified. Thank you so much

  • @kandasamygandhi5344
    @kandasamygandhi5344 Рік тому +2

    Best explanation. Hope Many people will get knowledged n benefited.

  • @akhilkanil4847
    @akhilkanil4847 2 місяці тому

    Thanks for the explanation bro. One doubt, if i’m staying in Chennai and my parents are in other state. I need to choose different policies?

  • @sendhuransmart6377
    @sendhuransmart6377 10 місяців тому

    Hi anna.does you explain the term 'aggregate deductible amount' in insurance

  • @umapathyps9458
    @umapathyps9458 5 місяців тому

    I come to know so many new facilities in health insurance policy from your video. Thank you so much. This video is very much useful to take health insurance policy which is best in this situation.

  • @nivethanivi8795
    @nivethanivi8795 24 дні тому

    Vera level ❤

  • @sachindraragul1094
    @sachindraragul1094 10 днів тому

    Very useful. Thank you!

  • @PrabuDhanapall
    @PrabuDhanapall Рік тому +2

    Thanks bro. Please advise whether the renewal premium will change/increase every year ?

  • @jenishkumar27
    @jenishkumar27 20 днів тому

    Good information 👍

  • @uskumar2012
    @uskumar2012 18 днів тому

    Thank you for your useful information

  • @Couple-Galaxy
    @Couple-Galaxy 7 місяців тому +2

    Just now subscribed your channel why because your informations were very clear and straightforward in addition to it is very useful .. thank you for sharing such informative contents… Good luck 🤞

  • @govindanbgovi9553
    @govindanbgovi9553 6 місяців тому

    Thanked. Ella thrituthanum puutuu vaikera

  • @PriyaArun-nm1mf
    @PriyaArun-nm1mf 4 місяці тому

    Super bro.. தெளிவான விளக்கம்.. Keep it up bro..

  • @anonymousx5481
    @anonymousx5481 8 місяців тому +1

    i been watching so many videos of yours recently. very very clear way of explanation. thanks.
    But you're explaining everything very clearly about health insurance and term insurance, why shouldn't you suggest one which you would've taken after proper research ?

  • @Suresh-od2fn1oo2
    @Suresh-od2fn1oo2 21 день тому

    வணக்கம் விஷால் சார்...

  • @sudharshan6729
    @sudharshan6729 Місяць тому

    Can anyone suggest best health insurance ??

  • @antonyraj1226
    @antonyraj1226 Рік тому +1

    Super 🎉🎉🎉 ,
    your financial advice its very use full for me bro, excellent 🎉🎉🎉

  • @sreekumarsnair1502
    @sreekumarsnair1502 5 місяців тому

    Brother pls be open and tell.. what's your opinion about HDFC optima secure ?????

  • @raju858
    @raju858 9 місяців тому

    How to apply tha policy full explanation video potuga bro

  • @manikandangunapooshanam8887
    @manikandangunapooshanam8887 Рік тому +1

    Really a useful video with enough information. Thank you

  • @vigneshkumar2553
    @vigneshkumar2553 Рік тому

    மிக்க நன்றி அருமையான விழியம்

  • @srenyvas1
    @srenyvas1 4 місяці тому

    fantastic bro for simplification. very easy to understand.

  • @omprabakar
    @omprabakar Місяць тому

    Thanks for your heath insurance information

  • @dominicsavio4312
    @dominicsavio4312 7 місяців тому +1

    Thank you for the information bro. Helpful for choosing the best health insurance.

  • @arunpandiyan4149
    @arunpandiyan4149 Рік тому +1

    Thanks bro very detailed video 🙏🙏🙏🙏

  • @dr.d.jayalakshmi7192
    @dr.d.jayalakshmi7192 7 місяців тому

    Can you suggest the best health insurance company

  • @arunsriniv09
    @arunsriniv09 2 місяці тому

    Thanks Boosan! This was really helpful! Cheers.

  • @arunkumars2928
    @arunkumars2928 Рік тому

    Big fan of your work. Please make your journey in finance video

  • @karthiknanda6348
    @karthiknanda6348 4 місяці тому

    Very Good explanation, covered everything. Thank you !

  • @suganyavenkat7224
    @suganyavenkat7224 10 місяців тому

    Kindly post about star health insurance and their schemes.

  • @SelvaKumar-nk1pz
    @SelvaKumar-nk1pz 7 місяців тому

    Perfect Detail explanation, wish you more success Boosan bro.

  • @Venkatesh-vm4ll
    @Venkatesh-vm4ll Рік тому +1

    what is the profit for insurance company ? , if they go and invest our money in share market, why i can't do it like insurance company.
    I don’t know what they do ?

  • @TriplicanePrabhu
    @TriplicanePrabhu 9 місяців тому

    Sirapppuuu man🙏🙏👏👏🤝🤝

  • @சிவனடியார்1
    @சிவனடியார்1 7 місяців тому +1

    Clarity of finance = booshan na ♥️👏

  • @beleiveinyourself806
    @beleiveinyourself806 Рік тому

    I am big fan of your contents bro my finance mentor 🤩

  • @balajisethu4509
    @balajisethu4509 Рік тому +1

    Very useful bro thank you 🙏🏻

  • @tysonthedobiedog2020
    @tysonthedobiedog2020 5 місяців тому

    Which is the best insurance policy bazar or bank

  • @karthikkn198
    @karthikkn198 Рік тому +1

    Very useful and informative, thanks bro..

  • @FavOnez
    @FavOnez 4 місяці тому +1

    Right Now I dont have any health insurance but Within this month I need to do one surgery. If I apply Health insurance now can I able to claim with that insurance policy ?.

  • @kishore9060
    @kishore9060 Рік тому

    Super crystal clear explanation 🎉

  • @ananthv3462
    @ananthv3462 10 місяців тому

    Intha categories lae ethu bro best konjam solunga please.

  • @nagaraj5742
    @nagaraj5742 3 місяці тому +1

    What is difference between health insurance and life insurance can i get health insurance to Life insurance

    • @Maduraponnutamil
      @Maduraponnutamil 3 місяці тому +1

      Health Insurance - Only For medical expenses... Term Insurance - Only Get after Death ....

  • @Rajara
    @Rajara 4 місяці тому

    Thank you.... too detailed information ❤

  • @vivekbhaskaran1746
    @vivekbhaskaran1746 4 місяці тому +2

    Sir, is it possible for NRI to have a health insurance in india and if possible, can you suggest best plans and insurance providers please. Thanks in advance, regards

    • @Maduraponnutamil
      @Maduraponnutamil 3 місяці тому

      Yes available

    • @vivekbhaskaran1746
      @vivekbhaskaran1746 3 місяці тому +1

      Thanks and can you pls suggest few plans and companies

    • @Maduraponnutamil
      @Maduraponnutamil 3 місяці тому +1

      @@vivekbhaskaran1746 Give me your Details... I'll suggest the best..
      Bcoz ellarukume Ella Insurance um suitable ah irukathu... Age and Health Condition base pani than Best Suggest pana mudium

  • @sivaramakrishnan4368
    @sivaramakrishnan4368 Рік тому +1

    Your content is always awesome. Thanks for sharing wonderful insight about taking health insurance. ❤

  • @parthasarathyprakasam378
    @parthasarathyprakasam378 Рік тому

    I hav care health insurance, your comparison opinion

  • @cricinfo9092
    @cricinfo9092 5 місяців тому +2

    Can I buy online or through agent? Which is better bro

    • @Maduraponnutamil
      @Maduraponnutamil 3 місяці тому

      @@cricinfo9092 online la edutha customer service kedaikathu... Advisor kita edukurathu better

  • @muhilanselvaraj9489
    @muhilanselvaraj9489 2 місяці тому

    Super explanation bro

  • @kumaravel5111
    @kumaravel5111 7 місяців тому

    Thank you so much Boosan 🙏🙏🙏

  • @kabilraj3593
    @kabilraj3593 4 місяці тому

    It's a very detailed and informative video bro. Subscribed ;)

  • @mathan_k
    @mathan_k 6 місяців тому +1

    Bro the google doc link you provided that contains checklist is not opening, kindly update the link

    • @finance.boosan
      @finance.boosan  6 місяців тому

      Is there any error that you're seeing? Also can you try opening the link in a different browser?

  • @rajasekar-yr8nj
    @rajasekar-yr8nj 5 місяців тому

    Great explanation....❤

  • @praveenkumarg5074
    @praveenkumarg5074 Рік тому

    Thank you for sharing valuable information

  • @I_Dont_Nothing
    @I_Dont_Nothing 8 місяців тому

    Useful bro ❤

  • @harishkumarj6984
    @harishkumarj6984 10 місяців тому

    Thank you..very useful information 👍

  • @multiinformativeguna3638
    @multiinformativeguna3638 Рік тому +7

    Today only I visit Policy Bazaar , now I watched your Video, Helpful For me, my age 29 Unmarried, Which is best insurance For me, Someone Can Suggest Me.! I Am Choosing , 1.HDFC ERGO, 2.TATA AIG.3.CARE HEALTH insurance

    • @dbhuvaneshwari8148
      @dbhuvaneshwari8148 2 місяці тому

      Star health or tata health இன்சூரன்ஸ்

    • @shanmugamvishwanathan5866
      @shanmugamvishwanathan5866 22 дні тому

      ​@@dbhuvaneshwari8148star health insurance best ஆ மேடம் கிளைம் குளருபடியாக உள்ளது என்று சொல்கிறார்கள்

    • @karthickrajasubramanian7133
      @karthickrajasubramanian7133 22 дні тому

      enna bro choose pannuninga?

  • @VenkadeshArumugam-gf2cg
    @VenkadeshArumugam-gf2cg Рік тому +1

    Hi bro. Whether it is safe to buy term and health insurance for policy baazaar. Is there any disadvantages on policy baazaar. Please reply on this bro

  • @sankars3039
    @sankars3039 8 місяців тому

    very useful information bro. Thanks a lot!

  • @ranjithn1177
    @ranjithn1177 Рік тому

    Thank you bro. Very clear view.

  • @LingeshKumar-z7j
    @LingeshKumar-z7j Місяць тому

    Bro nenga enna insurance plan podirukinga na

  • @boopathydinesh
    @boopathydinesh 11 місяців тому +1

    As always. Great explanation.

  • @vedhamoorthisundaram1549
    @vedhamoorthisundaram1549 11 місяців тому

    Thank you boosan ,very clear...

  • @gowtidbaalaaji3894
    @gowtidbaalaaji3894 8 місяців тому

    Thanks for providing the vital information... Very much useful...

  • @gideondurai3806
    @gideondurai3806 9 місяців тому

    Very useful ❤

  • @jeelansyed7631
    @jeelansyed7631 10 місяців тому

    Clearly explained thanks bro...

  • @mohamedashiqali1805
    @mohamedashiqali1805 3 місяці тому +1

    Hi bro,
    I have a Question. I live in a village near Chidambaram - Tamilnadu. But mostly we will goto Cities like Cuddalore or Chennai for any major medical treatment. so if i select Chidambaram as my location in Policy bazaar, will i be able to claim the expenses from Chennai hospitals ?
    Is this insurance applicable only in mentioned cities ?
    Please advice..

    • @Maduraponnutamil
      @Maduraponnutamil 3 місяці тому

      No ...

    • @mohamedashiqali1805
      @mohamedashiqali1805 2 місяці тому +1

      @@Maduraponnutamil Can you please explain ?

    • @ishwarya.m8706
      @ishwarya.m8706 Місяць тому +1

      You can go to any hospitals in pan India you will get a claim under health insurance policy.

  • @sabariv6468
    @sabariv6468 3 місяці тому

    Nice explanation bro

  • @PrasannaMani-lu7ho
    @PrasannaMani-lu7ho 9 місяців тому

    Good work bro😊

  • @mareeswaranm4461
    @mareeswaranm4461 4 місяці тому

    Very useful bro❤