சார் வணக்கம் சார் Terms and Condition தமிழில் கண்டிப்பாக இருக்க வேண்டும். ஒருவர் 6 வருடம் கட்டி ஒரு வருடம் கட்ட முடிய வில்லை என்றால் அதை ஒரு 6 மாத காலம் time குடுக்கலாம் ரினிவல் மாதிரி. policy stop பன்றது ஏமாற்று வேலை 6 வருடம் கட்டிய பணத்தை வட்டியுடன் திரும்ப கொடுக்க வேண்டும்.
@@triangle379What's the problem in giving regional language.. the insurance companies don't want the policy holders to understand the terms and conditions
well said regarding school education in finance It took me 24 years to realilse what is the power of money, compounding, market, insurance and other money related knowledge Like most investers say "why i didn't know about this at my small age itself if so i would have make 30-40% more money than i have now"
In a tree there are thousands of leafs, the flower which has good relationship with neighbouring leafs gets maximum energy and converts to fruits easily, likewise there are thousands of people in this world, the person who has good relationship with their neighbours get maximum help, their success path becomes easy. 😃 Have a nice day 😊
If you go for a limited premium, you can complete the term when you are healthy and good financial position. We cannot predict after 20 years. If we miss out the premium, policy gets lapsed and also it will be tough after 20 years
Health insurance plans in India is very worst when compared to developed nations. For e.g, In UAE , the medical insurance are direct claims for both outpatient and inpatient services. This is applicable is very basic plans also. However in India, you can claim medical insurance only for critical inpatient services, not for outpatient
Most LIC agents don't show inclination for term policies, since their commission pay out may be less. My suggestion is to go for a term plan with lic, and a P A policy with a general insurer. PA policy covers death as well as Permanent Total Disability and also Temporary Total Disability
Term policy is a traditional and very old policy. The policy holder won't get the amount as it is matured only after the death of the policy holder. There are policies like Jeevan Umang. The policy holder will get a life cover and also the money back after maturity. Also, the policy holder will get a yearly bonus until death.
@@nrameshkannankannan In TATA AIG also, the term policy plans, conventional endowment plans are available. PA policy is also available in the general insurance arm of TATA AIG
For beginers these advises are fine infact good but as you mature more with financial acumen these ideas might not be effective eg. Paying Premium monthly with Credit Cards can get you better yield in terms of rewards if you are having a high-end card which normally has a montly spending limit likewise limited pay is better because when you take a TI in limited pay you pay only till your retirement but in regular you have to pay even after your regular income stopes. However I appreciate his ideas to take the message to layman and good effort
Hi Bro Your all videos are superb and congratulations to both of you 🤝👍 And my request is can you take detailed video on Liquid Funds investment and what are the types and advantages and disadvantage And is good investment when compare to short team short market investment
Term insurance எடுக்கும் போது அல்லது எடுத்த பிறகு புகைப்பழக்கம் மற்றும் மது பழக்கம் இருந்தால் இறுதி காலங்களில் Term இன்சூரஸ் எப்படி செயல்படும். Telemedical எடுக்கும் மூலம் term insurance எடுக்கும் போது என்னவாகும்
Sir I have terms insurance policy but as of now pay quarterly .. after watching this I am going to convert annual plan basis . Pls review India first company
ஐயா டைம் பாலிசி எடுக்க வேண்டும் என்றால் எந்தவித கம்பெனி எடுக்கலாம் என்று தயவு செய்து கூறுங்கள் ஏனென்றால் நீங்கள் கூறிய விகித அடிப்படையில் என்னால் கம்பெனியை அடையாளம் கண்டு கொள்ள முடியவில்லை
Bro you are recommending for regular premium... how its possible if a person taking an insurance policy up to 85.. how he can pay.. pl dont give wrong advice.. How many of us maintaining bank accounts for decades together?? Even if you are giving standing instructions.. card expiry date is 5 years to 10years.. after that it will get expired. In my experience suggest you to go for shorter term insurance with whole life cover. Which will ensure & take care of uncertain times
Hello Sir, can you please suggest me any 2 Insurance companies with high solvency ratio and claim settlement ratio please. I have decided to take term insurance after seeing your videos
what about Permanent Total Disability by Nero Problem and also Temporary Total Disability because of any organ failure will i get refund from Term insurance
Intrest la loss aagum bro ungaluku and 15 years la neenga kattuna premium 4 lak vida kammiya irukum But last vara ungala la katta mudiumamu yosichi pannunga
Every bank has Recurring deposit method sir.. idhu ella bank app laye iruku.. u can choose 1 yr time period and choose the amount u want to save every month.. for ex 1k. if u do ds every month that amount will be debited from ur bank account. After 1 yr u will get the total amount plus interest of 5 or 6 percent
சார் வணக்கம் சார் Terms and Condition தமிழில் கண்டிப்பாக இருக்க வேண்டும். ஒருவர் 6 வருடம் கட்டி ஒரு வருடம் கட்ட முடிய வில்லை என்றால் அதை ஒரு 6 மாத காலம் time குடுக்கலாம் ரினிவல் மாதிரி. policy stop பன்றது ஏமாற்று வேலை 6 வருடம் கட்டிய பணத்தை வட்டியுடன் திரும்ப கொடுக்க வேண்டும்.
வாய்ப்பு இல்லை
you can use google lens to translate to any language just take a photo of the document
@@triangle379What's the problem in giving regional language.. the insurance companies don't want the policy holders to understand the terms and conditions
Fixed deposit to annual term policy is a very good idea. Thanks cauvery.
ஐயா முடிந்த அளவிற்கு தமிழில் பேசுக ஏனென்றால் நீங்கள் உபயோகம் படுத்தக்கூடிய ஆங்கில வார்த்தைகளை என்னால் புரிந்து கொள்ள முடியவில்லை. 🙏🙏🙏
well said regarding school education in finance
It took me 24 years to realilse what is the power of money, compounding, market, insurance and other money related knowledge
Like most investers say "why i didn't know about this at my small age itself if so i would have make 30-40% more money than i have now"
Romba super ah Solli erukinga sir enimelaavafhu financial studies solli kodukanum....
In a tree there are thousands of leafs, the flower which has good relationship with neighbouring leafs gets maximum energy and converts to fruits easily, likewise there are thousands of people in this world, the person who has good relationship with their neighbours get maximum help, their success path becomes easy. 😃 Have a nice day 😊
Veera and Mohan... Thanks for the informative interview 👍
One of the best explanation. Thanks both
Excellent the show. hats of you to TV,Host and Mr Mohan . :) very usefull insight. keep up the good work
If you go for a limited premium, you can complete the term when you are healthy and good financial position. We cannot predict after 20 years. If we miss out the premium, policy gets lapsed and also it will be tough after 20 years
Clear explanation
Best advice of insurance
Hatsoff sir..well explained
Very useful video for life 🧐
Really informative 👌
நல்ல தகவல்
Health insurance plans in India is very worst when compared to developed nations. For e.g, In UAE , the medical insurance are direct claims for both outpatient and inpatient services. This is applicable is very basic plans also. However in India, you can claim medical insurance only for critical inpatient services, not for outpatient
Great idea finance period
Heading is Wrong.
But Content is Good
Thanks to cavery for useful video
Saudila work visala porathukku inimel skill test venumam atha pathi oru video podunga
In Regular premium if anyone fail to pay premium atleast for 1 Year policy will ease out then selecting limited offer is wise
Sir super sir...RJ Veera and guest Mohan
Good explained....Super sir...
Superb information sir
Most LIC agents don't show inclination for term policies, since their commission pay out may be less.
My suggestion is to go for a term plan with lic, and a P A policy with a general insurer. PA policy covers death as well as Permanent Total Disability and also Temporary Total Disability
Sir, MAX Term insurance Is not good choice ?
Term policy is a traditional and very old policy. The policy holder won't get the amount as it is matured only after the death of the policy holder. There are policies like Jeevan Umang. The policy holder will get a life cover and also the money back after maturity. Also, the policy holder will get a yearly bonus until death.
What about Tata aig
@@nrameshkannankannan
In TATA AIG also, the term policy plans, conventional endowment plans are available. PA policy is also available in the general insurance arm of TATA AIG
@@PriyaBS5917 its TATA AIA, TATA AIG is general insurance that cant provide term insurance
For beginers these advises are fine infact good but as you mature more with financial acumen these ideas might not be effective eg. Paying Premium monthly with Credit Cards can get you better yield in terms of rewards if you are having a high-end card which normally has a montly spending limit likewise limited pay is better because when you take a TI in limited pay you pay only till your retirement but in regular you have to pay even after your regular income stopes. However I appreciate his ideas to take the message to layman and good effort
Really good msg thanks sir....
Will you pls Explain about Endowment policy sir !
Good conversation
Thank you ❤️
Excellent
Hi Bro
Your all videos are superb and congratulations to both of you 🤝👍
And my request is can you take detailed video on Liquid Funds investment and what are the types and advantages and disadvantage
And is good investment when compare to short team short market investment
Whats the guy's name? Seems informative.
Agent ethuvum sollamal policy poda vaitha enna panrathu sir
Details kelunge
சார் டேம் பாலிசிகள் 20 வருடங்கள் பொட்டாள் அந்த பணம் 20 வருடம் முடிந்த பிறகு திரும்ப பெர முடியுமா
Returns of premium is available in term plan
Useful Information, Thanks for sharing it, Please share some famous term insurance plans
LIC
Bharathi axa insurance
(adaiyaru Branch) இல் Cash pack offer வரும் என்று போய் சொல்லி 1 லட்சம் policy எடுக்க வாசிட்டாங்க sir 😭😭😭
Insurance ombudsman try pannunga sir
@@karthikk1546 Puriyula bro
Enna solluringa ?
cash retun vagetegala
nanum emathutan sir eppadi retun vagurathu
@@SwathiJoseph apadiya ?
How much amount !
Term insurance எடுக்கும் போது அல்லது எடுத்த பிறகு புகைப்பழக்கம் மற்றும் மது பழக்கம் இருந்தால் இறுதி காலங்களில் Term இன்சூரஸ் எப்படி செயல்படும். Telemedical எடுக்கும் மூலம் term insurance எடுக்கும் போது என்னவாகும்
Nothing happens. You can claim.
Medical Report is Main (Covered/ Not Covered)
Sir I have terms insurance policy but as of now pay quarterly .. after watching this I am going to convert annual plan basis . Pls review India first company
ஐயா டைம் பாலிசி எடுக்க வேண்டும் என்றால் எந்தவித கம்பெனி எடுக்கலாம் என்று தயவு செய்து கூறுங்கள் ஏனென்றால் நீங்கள் கூறிய விகித அடிப்படையில் என்னால் கம்பெனியை அடையாளம் கண்டு கொள்ள முடியவில்லை
Mudiyathu periya thalaivali antha process ....naan oru company mudivu panen
LIC
SBI LIFE INSURANCE
Maxlife insurance
Please post videos about health insurance
Oru nri nabar graute illathavar term insurance kidaikka vaippu irukka therinjavargal sollavum
Health insurance pathi interview video podunga with same person
Super sir thank you sir
Solvency ratio what ?
+25% or ?
Bro you are recommending for regular premium... how its possible if a person taking an insurance policy up to 85.. how he can pay.. pl dont give wrong advice..
How many of us maintaining bank accounts for decades together?? Even if you are giving standing instructions.. card expiry date is 5 years to 10years.. after that it will get expired. In my experience suggest you to go for shorter term insurance with whole life cover. Which will ensure & take care of uncertain times
Pure டேர்ம் insurance எடுத்துகொண்டு,பின்பு mutual fund la sip ல போடுறது தான் லாபம்.life insurance waste
This seems to be more important
Total lic awarnes india வில் குறைவு
Term insurance death benefit ok
Premium collect 30%
Super👌
No not correct in between pay pannalana with some grace period and with penalty we can pay and continue
Gst covers
NRO AC HOLDER ALSO CAN TAKE?
Na hdfc click 2 3d plus potruken
Entha pure term insurance ok va
Hello Sir, can you please suggest me any 2 Insurance companies with high solvency ratio and claim settlement ratio please. I have decided to take term insurance after seeing your videos
LIC
Max life
what about Permanent Total Disability by Nero Problem and also Temporary Total Disability because of any organ failure will i get refund from Term insurance
Ipa 60 yrs ku 8 laks pay pananum but 15 yrs ku pay pana 4 lakh pay pana poothum
So ithu benefits ah?
Intrest la loss aagum bro ungaluku and 15 years la neenga kattuna premium 4 lak vida kammiya irukum
But last vara ungala la katta mudiumamu yosichi pannunga
வருமானச் சான்று இல்லாமல் டேர்ம் பிளான் வாங்க முடியுமா
No
No its not possible
Yes vangalam
Yes possible contact me
Yes contact me
Paythiyam entha bank rd da 10 % tharan 11 months ku
நீ வாயை வாடகைக்கு விட்டு பிழைப்பவன் தானே....அடுத்தவன் பிழைப்பில் மண்ணை அள்ளி போடாதே.
👏👏👏👏👏
SBI ULIP policy eppadinnu sollunga
Panku santhai policy
Accounting and finance la b com la available 1 subject available
என்னங்க டைட்டில் இது?
1k 11 months yaaru 1 K kuduranga bro RD la.
Yes it's not true, 12 month RD maximum interset is 450 something
Pls explain what is RD and how to deposit and get 12 k at the end of 12 months
Every bank has Recurring deposit method sir.. idhu ella bank app laye iruku.. u can choose 1 yr time period and choose the amount u want to save every month.. for ex 1k. if u do ds every month that amount will be debited from ur bank account. After 1 yr u will get the total amount plus interest of 5 or 6 percent
Which Bank Is Best For Rd
See the list of rd intrest for all banks & go for the high interest & trusted banks
Post office skims wasted
This is cauvery news,,,,,etc not 'subscription ' this is chennal😶🙄🤔👨💻
Hi bro
Bro small doubt income amount tell me bro minimum
I am in business bro
Online policy adukalama?
No
Service kedaikkathu
Don't go Online Better Offline
🤔 இன்சூரன்ஸ் scam 🤔😂
Sir , I have a doubt , which way to buy policy is safe, Online or through bank
Club member agent. Through agent buy
15 lak insurance evalavu
LIC
டேய் போய் இங்கிலாந்தில் பேசுங்க ஒன்னு தமிழ் பேசுங்க இல்லை இங்கிலீஷ் பேசுங்க உங்களுக்கு முழுசா ஆங்கிலமும் தெரியாது முழுசா தமிழும் தெரியாது போல
Bro,one small doubt
If I will take 50lakh term insurance and add-on accidental death coverage for 50lakh
So, we got 1 crore it's correct.
0:36 no sir.
If it's accidental death you will get 1 crore otherwise 50 lakhs only
Contact me
Normal Death -50 Lakhs
Accidental Death -50 L +50 L=1 Crore
Fake
A worst interview with zero knowledge