Watch this before buying Term Insurance
Вставка
- Опубліковано 28 сер 2024
- Buy Term Plan & Get Online Discount Upto 10%👇
tinyurl.com/32...
Best term plan : tinyurl.com/5n7...
About 90% of viewers likely have some form of LIC policy, usually obtained by their families, but they are mostly useless.
Typically, these LIC policies guarantee a sum of 5L for a premium of 30K per year for a coverage period of 20 years, with the insured receiving the money back after the specified duration. The coverage amount may be inadequate, and the same premium can secure higher coverage, making term insurance unique. One can get up to 1Cr coverage with just 6000-7000 per year.
Term insurance differs from life insurance in that it has a finite duration. Coverage is valid only for the specified period upon purchase. Unlike some regular insurance plans that return the entire amount, term insurance doesn't refund the premium paid. The expectation of getting back the money is considered greed.
Term insurance is essential for breadwinners without sufficient investments to support their families or those with liabilities. It is not necessary for those with enough investments or no dependents.
To determine the ideal coverage, calculate 25 times your annual family expense, adding any outstanding loans. For example, if your annual expense is 6L and you have a housing loan of 50L, you would need 2Cr in term insurance coverage. While some may think 1Cr is too high, accounting for inflation shows that it is approximately worth only 25L in today's value after 20 years.
Ensure you have ample coverage for an adequate duration; a term extending beyond the age of 55-60 becomes rather pointless.
Book 1-1 video call : topmate.io/fin...
Instagram : / finance.boosan
Join Learner's Community : / @finance.boosan
Other useful links : beacons.ai/boosan
_______________________________________________
New Account opening links for leading brokers in India :
Paytm Money : paytmmoney.one...
Groww : bit.ly/growwNew
m.Stock : bit.ly/mstockNew
Zerodha : bit.ly/newZero...
^ leading brokers in India if you're interested in opening a new broker account.
(above are my affiliate links)
_______________________________________________
#financeBoosan #usefulinformationBoosan
Stock Market, Mutual Funds, Investments, Personal Finance, Make Money Online
Watch This Before Buying Term Insurance | How Much Coverage You Need? Term Plan Explained
Buy Term Plan & Get Online Discount Upto 10%👇
tinyurl.com/3224yf8b
Bro plz make clear video about health insurance
Congratulations for 100K bro, you deserve it. Kindly follow the current style and genuinely. That is very important. 🎉
Pls stay careful else these guys will start spamming with calls
@@senthilprabhumkCorrect 💯 sir
Bro, is it ok to buy multiple term insurance ?
😍This UA-camr stands out by offering direct to content and explanations in simple language, without any unnecessary introductions. Congrats for 100k.
Exactly today my age is 28.... next 10th day turning 29.... thanks for the video
As a fellow youtuber with music as niche, it is great to see you are growing steadily because of your clear and precise content explanations. Way to go boosan ❤
Thank you MadrasMusicMix ❤️
Because of your videos i started my investment journey..Your way of explaining the things are very easy to grasp..Thanks for making this kind of videos
Boosan, your video's are extremely good and you always provide clear and concise information. This works even for a general audience who watch your video for the first time. Really useful videos... All the best.. deserve more subscribers.. cheers!!
Thank you Boopathy, glad you find them helpful ❤️
Bro apdiyae health insurance yaruku theva, theva ilaenu oru video podunga.
Bro health insurance ellarukum theva bro
Yellarukum thevai .
Yellaarukkum
Health insurance : ua-cam.com/video/p0RyfYnScZc/v-deo.htmlsi=KEyxnNhjNEUTwmMF
Policy bazaar la salary kammiya 5lakhs varai potta ICICI , HDFC , MAX life mathiriyana periya insurance companies kattamattuthu..10 - 15 lakhs potta Ella company um kattuthu..yaen ippadi.. salary athigama vanguravangaluku than nalla company ah.. therinjavanga sollunga pls..
Bro all your works are excellent! Special thanks to that savings video which you have posted some days back.. keep going 🎉
neat and clear bro... u have great teaching/narration skill.... very informative
Lucky to find your channel on UA-cam Thanks bro
Bro
I'm subscribed by watching single video. You should deserve more 🎉
Very informative. You articulated it really well. Thanks for sharing 👍
Hi boosan.. Very informative video 👍
But you should mention that this is policy bazaar sponsored video or an AD
I'm a recent subscriber to this channel. All the videos are very informative and helpful for the beginning investors. I got more information on the basics. Thanks for that. Also I can see very less Tamil channel talking about finance and most of the channels are in Hindi or English. So this channel is definitely needed for the people.
Congrats for 100k subscribers dude
Discuss about how to choose good Health insurance.
Looking forward to see demystify Health insurance video.
Very nice voice and good information bro. But one doubt natural death ku term insurance side la irunthu settlement kudupangala.
Thanks a lot mate I was looking for a video like this and the link
Please do a brief video on diff between Life and Term Insurance bro
what happen when non alcoholic turns in to alcoholic after taking term insurance
நான் Max life insurance இல் Term policy வச்சிருக்கேன். ஆனால் எனக்கு hard copy இதுவரைக்கும் கிடைக்கவில்லை. கேட்டால் covid19 அப்புறம் யாருக்கும் கிடைக்கவில்லை என்று சொல்கிறார்கள்
Hard copies are no longer a necessity. If you do need a physical copy, you can print one and store it safely, informing your family members of its location.
Bro plz make brief video for health insurance
Super Boosan bro, Term insurance its very use full for every person, I a get very clarity for above video,
Thank you,,🎉🎉🎉
Contact me sir na Guide pandren am a manager of Icici prudential
Thank you bro
Perfectly Explained 🙏
No brother
Even if we're investing difference. We're not sure how much discipline we'll have. So better to take till 85
Vera level bro, tooooooo happy for you... Clear info and must needed for me.
Vera yethum doubt na sollunga sir I'll Guide
Best Health insurance policy pathi sollunga bro
Very well explsined
Health insurance pathi sollunga bro🎉....
Clear explanation sir ❤
Wonderful explanation bro 🎉 keep going
which one company is the best term insurance ur opinion tell me sir❤
Congratulations for 100k bro❤…
Thank you Nivesh ❤️
Anna please compare these two nifty 50 index vs nifty FMCG etf please
Is it wise to take term plan in 47 years age
Thanks for the information, Could you please explain the riders on the term insurance! Like Critical Illness/disability cover - Opting them would be beneficial?
Contact me sir na Guide pandren am a manager of Icici prudential
Super sir I got some idea about term insurance
Please check or change your Mike sir... Audio is too loud and echo. Lacking voice clarity 😕
Stock market psychology pathi video podunga bro
Simple bro
When everyone is in panic buy ,accumulate stocks
When everyone is in greedy simply book profit
@@krish8769 I don't know where to invest bro. I'm ready to gain knowledge, but I don't know where to get it. Suggest something that'll help me bro 🙏
@@wonder_of_y0u bro there r lot of utube channels
I will list down some -
1.Share market academy - basic video playlist
2.Retail options
3.Trade Achivers
4.Pivot call
5.CPR by kgs
6.Finvezto tamil
7.Sahil badhvaliya
8.Stunner share
9.A&A trading blog
Start with 1st channel then proceed one by one
Bro really thanks for this video 🎉kudos to your hardwork😊
Term insurance yeduthutingala sir
Yes bro
We need information about health insurance..
You got new subscriber bro.. Thanks for the clarity but one doubt.. for what type of deaths they settle the amount.. if we are diagnosed by deadly disease one year after taking the policy and died means will they settle the amount to our family..
Yes, this will be covered.
There are few things which will not be usually covered like dangerous sports, drug related deaths, self-inflicted wounds. Suicide within 2 years of policy purchase etc.
@@finance.boosan appo 2 years ku apram suicide panna kooda coverage kedaikkuma bro.. you became my fav youtuber just in a single video..
May I know what mic you are using.. your voice is very clear so that we can easily gets into the topic
Very useful information. Thanks bro.
What about riders like critical illness, wavier of premium, permanent disability etc?
Can we include that riders in term insurance?
Please put a detailed video with term insurance.
You can explain with max life
Contact me sir na Guide pandren am a manager of Icici prudential
Bro wat is your education? I wanted to learn more on this area. How did you learn all this via college? please let me know,will be useful for many upcoming kids 😊
What about the extras. Are they worth it?
Tata technologies IPO
Pathi videos podunga bro pls
Bank of Maharastra Today Range is S=42.25 R=45.60
Hi bro
I watch your content regularly and it is very useful and informative. Recently I exit one of the index fund. Can I consider Navi nifty fifty index fund is it good when considering all other error rate is also low and less expense ratio?
BEST Index Fund for 2023 - Analysing TOP 5 Index funds - தமிழ்
ua-cam.com/video/h3UDtFnw5as/v-deo.html
Yes Navi is a good fund in index category
LIC Branded insurance இல்லையா?
Neraiya company sila products best ah vae vachirku sir.
How to buy health insurance and things to take care pathi oru video please
Bro policy bazaar is not at all giving proper response after taking policy very worst experience for me I lost my 30k in health insurance they are saying that,this, bla bla bla reason bro, so pls bro everyone's hard earned money bro
What happen? Tried any claim ?
Bro appdi patha term insurance at age 49, rs 2800 monthly katunalum kuda 2800 x 12 x 15 katuna kuda 504000 tha na bro varuthu appa epidi namaku 2cr claim pannuvanga
Super explanation bro
Policy bazaar la salary kammiya 5lakhs varai potta ICICI , HDFC , MAX life mathiriyana periya insurance companies kattamattuthu..10 - 15 lakhs potta Ella company um kattuthu..yaen ippadi.. salary athigama vanguravangaluku than nalla company ah.. therinjavanga sollunga pls..
No neenga Icici la pannaikalam
Bro please reply panunga, video end la oru visyam solli irukinga neenga evlo period ku TI potrukingalo andha period ku coverage kedaikum adhuku aprm neenga pota amount kedaikadhu nu solirukinga adhu enanu sollungalen please 🙏🏻
Bro please explain what is solvency ratio??
@finance Boosan congratulations for 1L subscribers
I have few doubt in zerodha
Holding nippon india index 218 is it growth plan or not
And Nippon gold bees too is it good for long term
Lic la insurance bond kuduppanga...broker face to face parthu bond vaangikkalam...but neenga solra term insurance ku apdi bond kidaikkuma??...online la insurance choose panni panrathukku namakku acknolegement,a vachi company,a approach pannanum nu theliva sollunga bro
Bro. Ennakko & en family ko debts illa. But when I try choose a coverage of 1cr, no insurance policy providers shows the policy , bcz of my educational qualification and of my current earnings per annum. In this case what I have to do?
How about professional indemnity insurance?? I see most of the Indian insurance companies offer only for Dr and not for IT like freelancers?? What any idea??..
Bro assetplus pathi video pannunga...
Hi bro
I’ m a beginner in trading
Can u pls tell me how to place swing trade order? Is GTT and swing trade same?
Bro Best term plan nu kuduthurukengala Max life la athuu nenga sollira ella requirements uh cover pannutha bro
One doubt, ipo na 60yrs vera pay pandrn... Apo vera enaki yethum aagala.. but 62 yr la if am no more apo kuda en family ku intha amount poguma
Hello, I have seen your videos regularly and it is worth our time. Thank for that. I have a doubt on Term insurance. I have taken a term insurance 3 years back and it is ongoing. Currently I am abroad. Lets say if something happens, will the term insurance will be still valid or it will be valid only if I am in India? Thanks in advance.
As far as I know, Relocating to a different country doesn't impact the coverage of your term life insurance, provided you continue to pay your premiums punctually.
@@finance.boosan Right. Thank you so much brother.
Nandri thalaivare🙏🏽
Ithula mandate option disable pana mudila
...monthly automatic ah pay pandrathu disable pana muidyum ah
Apdiye health insurance, employer provide pana athu after retirement port pani extend panalama konjo details ah solunga...
Apdiye SWP pathiyum detail ah solunga pls...unga short swp discussion pathen...full length ah explain pana nala irukum 🙏🏽
How to make regular income from investments? SWP With Live Demo | Earn & Make Money at same time
ua-cam.com/video/nsHOUKWAhLo/v-deo.html
Lic better a bro?
I differ on the age bcus now life expectany is 70 in india so bezt would be 75 . If you pay only till 60. And you are living with out no medical bills then all paid bill would be in vainn.. beneficsl fir tge companuyy
do we get money back if we outlive term life insurance?
Military personnel aa defence la irruntha term insurance buy pannalama or any problem?
20 yrs varaikum onum agalana 20yrs aparam enna amount kodupanga
I had one doubt
Planning to invest in Nippon India index bees and gold bees and mon100 NASDAQ
So let say get return 15% annual for compounding effect that annual 15% should reinvested ryt like every year.
So In zerodha how it will work should I reinvest my profits or it will automatically do ?
Recent tomes i have apply my term insurance incase my future that amount will be returem for my Mom and Dad other then that my spouse please ellobtate once
Any waiting period for claim
Bro health insurance pathi sollunga❤
Bajaj alliance is best? Sir
Bro wil u speak about bond market
Hi bro
Kindly explain
7.33% GS 2026
In simple way with calculation too, G sec available in zerodha bid section
Thank you
Hi bro oru doubt term insurance yedukanum na 3L meala yearly income irukanum ah apdi illa na IT file panni irukanum plz konjam sollunga nxt month bday varudhu adhukulla yedukanum policy
IT FILE PANNA THEVA ILLA BRO.. 3L PER ANNUM SALARY PACKAGE LA TERM PLAN EDUKALAM
Contact me sir na Guide pandren am a manager of Icici prudential
Bro i had taken 1cr term for 80yrs with limited period of 15 yrs.Already 3 half yrly mode paid.right now can i continue this or take a new plan for 60 yrs.pl help me for clarification.
Tata technologies ipo pathi konjam pesunga bro
Bro en husband age 36 premium kamiya irukura company solunga and smooker nu kandipa podanuma?
What about LIC
Bro F&O active panna 6 month statement illa. Vera method iruka share how many day hold pananum
Term Insurance with Life Income is good or Bad?
It's depends up on you sir
Hi Boosan I recently took a term insurance plan from Tata it’s still not activated and it free out period. I m a smoker of age 35 and I took plan for upto 85 years for a limited period of 5years so I have to pay 3.75 lakh annually for 5years over all its 18lakh. I can still go ahead and cancel this but I just want to know Wat I did wrong here and what would have been the right thing plz suggest. 2cr is the cover and I took rider and return of payment option too. Even the reason for wrong also might be the next concern first I need to know is this good plan or not so I can cancel it.
Please give me some clarity
Super
Fantastic
Lic la 50 L ,yearly 14,000 varuthu bro,worth or not? Easily claimable?
Bro please put video for how to make daily income
As per my salary, the insurance companies only offering 50lakhs, how should i increase the amount, before increasing my salary
Contact me sir na Guide pandren am a manager of Icici prudential
Hi bro, enaku epo 21 age aagudhu. But enoda salary package is below 3Lakh. Epdii erundhalum 50 lakhs ku dha term kedaikum.. 1 crore varadhuku inu 2 years aagum. Epo edukuradhu best ahh ela two years wait pani 1 crore ku term edukuradhu best ahh???
Ipo 50L aporam 50L eduthukalam.
Which is best in terms of all rounder package maxlife or ICICI?
Contact me sir na Guide pandren am a manager of Icici prudential
Stock analysis series podunga anna
Bro, pls explain about best NRI investments plans
Contact me sir na Guide pandren am a manager of Icici prudential
Useful one ❤
Bro nanum policy bazaar la insurance 2c eatuthurukkea bro monthly 3847rs katrea bro inthu crt ah
Anna,ipo 70yrs varaikkum term insurance eduthu, untill 70 yrs varaikkum onnum aagala na money refund kidaikuma?
Kidaikadhu
Kedaikra mathiri pannikalam bro
Hello,
Term insurance edukum podhu waiver of premium rider NRI ku applicable illa nu solranga. Is that true?
No
Contact me sir na Guide pandren am a manager of Icici prudential
Nice video, but what if the Policy bazar company bankrupt ? 🤔
Policybazaar functions solely as an aggregator platform, facilitating connections between users and insurance companies. Our insurance policies are managed and maintained by these insurance providers. Therefore, any financial issues faced by Policybazaar would not impact the validity or management of our insurance policies.
@@finance.boosan Thanks for the info 🙏