How to Invest in BONDS? Things to see before investing in Bonds | What Platform Do I use?
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- Опубліковано 28 вер 2024
- Bond investing in India is a significant and growing segment of the country's financial market. India offers a diverse range of bond instruments issued by various entities, including the government, corporations, financial institutions, and municipalities.
Types of Bonds:
- Government Bonds: These are issued by the Government of India and are considered some of the safest investments in the country. Government bonds, such as Treasury Bills and Government Securities, are highly liquid and offer a fixed interest rate.
- Corporate Bonds: Corporations in India issue bonds to raise capital for their business operations. These bonds vary in terms of credit quality, with higher-rated corporate bonds generally considered safer investments. Corporate bonds can provide higher yields compared to government bonds but come with higher credit risk.
- Municipal Bonds: Municipalities and local government bodies also issue bonds for financing local projects. These bonds may offer tax benefits and have their own unique risks.
- RBI Bonds: The Reserve Bank of India (RBI) issues various bonds, such as Savings Bonds, which are attractive to retail investors due to their safety and fixed returns.
- Public Sector Undertaking (PSU) Bonds: Government-owned corporations and institutions issue bonds known as PSU bonds. These bonds vary in terms of credit quality and can offer competitive yields.
Credit Rating: Credit rating agencies, like CRISIL, ICRA, and CARE, assess the creditworthiness of bonds and assign ratings. Investors should pay attention to these ratings as they provide insights into the issuer's ability to meet its financial obligations.
Yield and Coupon Rate: The yield on Indian bonds is influenced by factors like market interest rates, inflation, and credit risk. The coupon rate represents the fixed interest rate that the bond pays, and the yield may vary if the bond is traded in the secondary market.
Tenure and Maturity: Bonds in India come with various maturities, ranging from short-term to long-term. Investors can choose bonds with tenures that align with their financial goals and risk tolerance.
Interest Rate Risk: As with bonds worldwide, bond prices in India are affected by changes in interest rates. When interest rates rise, bond prices tend to fall, and vice versa. Therefore, investors should be aware of interest rate risk and its potential impact on their bond portfolio.
Tax Benefits: Certain bonds, like tax-free bonds issued by government entities and municipalities, offer tax benefits to investors. The interest income from these bonds is exempt from income tax, making them attractive to those in higher tax brackets.
Liquidity: Liquidity in the Indian bond market has improved over the years, with the introduction of electronic trading platforms. Government bonds are usually more liquid than corporate bonds, but investors should still assess liquidity when building their portfolios.
Regulatory Framework: The Indian bond market is regulated by the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI). These regulatory bodies ensure transparency and fairness in bond trading and issuance.
Diversification: Diversification is a key strategy for managing risk in bond investing. Investors in India can diversify their bond holdings by investing in various types of bonds, issuers, and maturities.
Professional Management: Indian investors can access the bond market through mutual funds and exchange-traded funds (ETFs). These investment vehicles offer professional management and diversification, making them accessible to a wide range of investors.
Bond investing in India offers opportunities for income generation and capital preservation, making it an important part of many investors' portfolios. However, it's crucial to conduct thorough research, understand the specific characteristics of Indian bonds, and consider your financial goals and risk tolerance before making investment decisions. Additionally, consulting with a financial advisor with expertise in the Indian bond market can provide valuable guidance.
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Comparison is awesome against fd. Taxation could be also added on both fd and bonds
Enna sitapu enga poni ga invalo nala😂
😂
Boosan, nalla theliva solreenga bro.. please make videos on bonds like how RBi interest rates affect bonds, how to buy and sell bonds in secondary market, how is taxation done for bonds yields, etc. Thanks for sharing your knowledge.
Very useful information with good explanation especially understand able to non tamil people
Crisp & crystal clear information bro. Thank you so much .
Boosan should be a professor.❤
Bro your videos are very useful..kindly make a video on investment in certificate of deposits
@Useful.Information.Boosan End point of the video is exactly great. sometimes I feel why not to diversify my portfolio in bonds. Then I think even some of the banks will give 7.5% for 10 year which is safer and the investment amount is depend on our capacity( not like in bonds min. investment and usually people prefer in short maturity) but if i invest same amount in fd at 7-7.5% after 10 years of compounding still its great value with not much risk and we dont even worry about fd. upto 5 lakh its still secured. For senior citizen even some banks offer them 7.5% until next 10 years. I personally prefer if bonds give you 7.8-8.05 interest i would rather prefer Fixed deposit of 7.5%
I’m a new subscriber.. I like the way you explain things.. awesome ❤
Your explanation is so clear. Keep going🤝
Excellent video bro...but I thought you would talk about taxation on Bonds .please do next video for Bond Taxations
Substantial clarity bro.... Well explained... pl explain on equitas and unity small fin banks bro.. they are providing 8.5 to 9 % FD rates.. is it safe to park the funds in those banks
அதிக வட்டி தரும் வங்கிகள் | High Interest rate Savings account | Small Finance banks
ua-cam.com/video/HIm8CSXAwck/v-deo.html
@@finance.boosan thank you so much bro....
Wanted topics... Good going
Crystal clear explanation. Thanks.
One of the gem channels I found in the UA-cam 🤍 great work bro⭐
Vera level detailed explanation thanks bro
Conservative hybrid mutual fund vs bonds... Comparison pls... Also, what is taxation for bond returns
Bro I really love your content brother super ra pandrigaaa
Please explain taxation on bonds.
Most informatic video... Thank you
Thanks for the valuable info, please explain the difference between bond’s call date and maturity date
Summary was good.. Thanks
Bro, one doubt. In the issue of yes bank, it nullified some tier 1 bonds.. Can u say some details about it and keeping in mind how to select psu bonds it will be helpful
The fixed deposit will give you compounding interest if you take it for 5 years. Will bonds give compounding interest if you take it for 5 years?
Bro epudi secondary market la sell pannanum nu video poda mudiyuma
Thank you so much for good explanation.
I need buy second market bond, please tell me..
Bro beginner investment bond sollu ga sir monthly income venum Bro 1lack irukku sollu ga
Thanks bro. Quick Question - Are you trading in NSE as NRI or clarify on what if someone must do before invest from outside India. Also can they eligible to buy Corporate FD? Thanks
Pls make video on how tk invest in nps
Superb Explanation
Brother
Awesome video
Brother can you please explain which is better
Bond or Debt fund at the current Tax scenario as Indexation benefit was taken out
Please kindly help me out
Hi bro bonds la senior unsecured, sub debt tire 2, perpetual nu inum iruku pola adu ellam enna mean lannuthu
Clear explanation 😊
Nice
Clearly explained
Bro, Please post a video for Forex Trading and its brokerages...
How to sell bonds sir? You haven’t mentioned. Can we sell through goldenpi? Who will buy it? In How much time will they buy?
You can sell it using your stockbroker account linked to your demat account, just like selling stocks on the exchange. Make sure to be careful about the bond's liquidity to avoid pricing mistakes.
Bond market loss nu solrangale.. interest change aguma bro
Thank you
Thanks a ton bro, soo good
Well explained 👌👏
Good knowledge bro 😎
Good info
Very useful bro
Bro intrest ku vita kooda monthly 3% yearly36% varumee
Bond etf la investment pannlame
Bro initially oru bond issue panrapo 1L iruku naan atha vaangren on 5 year maturity. 1 Year ku aprm 90k ku athu trade aaguthu naan secondary Market la sell paniren neenga atha vaangiringa. Ipo at the end of 5th year ungaluku evlo principle amount kedaikum excluding intrest 90k ah? Ila 1Lk ah?
1L
Sir muthoot pin corp bond.investment .ok va?
can I show it in 80c?
Now , We can buy bonds directly from zerodha like brokers ,
Bro is there any AMC?
Subscribed bro
Zerodha la bonds varuthula?
tq bro
Bro I have two demand account bro groww and 5 paisa..yathana problem varuma broo redume mathi mathi use panalama...plz soluga broo
There is No problem in using multiple demat accounts,
How many DEMAT accounts can u have? DEMAT Account FAQs
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Bro how to sell bonds in secondary market ?
You can sell it from your stockbroker account that is linked to your demat account.
Bro secondary market la yaarum buy pannalana ena pannuradhu 😅😊
That's indeed a challenge in bond investment, which is why it is essential to choose bonds that have higher liquidity.
Liquidity Risk is just one risk, there are other risk factors as well, to know more check out the video below.
Investing in Bonds | Risks, Rewards & Everything you need to know | A Beginner's Guide
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@@finance.boosan thanks bro ❤️☺️
Thank you bro no one tell details .🎉
🤝
Anand srinivasan kiita appointment vaangi kaasa koduthu kekkura vishayathai oru video vil solliteenga bro (Anand srinivasan kiita Bond pathi kettaale mail le podu nnu solluvaaru, anna entha video vil Bond pathi thella theliva solla maataaple). Aana kadaisila sonneenga oru idea, idhukku FD ye better nnu. really i like that idea.. this kind of things/ ideas/ suggestions only retail investors are expecting it. very good and keep it up bro.
Really true.
Anand never reveals the core in free of cost.
Same blood 😂
Nice
Bro, Every experts ask to invest in Bonds. But you are the one gave a very detailed explanation. Thank you
Crystal clear explanation on bonds . Most informative . Keep giving financial knowledge
Bro, zerodha la new feature bids nu release panni irukanga atha pathi oru video podunga
For example: if I buy a bond for 1lac and on next year that bond becomes 90K as per rate adjustment. If I sell in the same year then it means I will 90k Or 1L??.
Coupon rate & year to maturity % . Rendukum ena difference brother.y rendum vera vera % katuthu
14:31 Ivlo kuraivana returns ku bonds la dhan invest pannanuma... 😂 Good one bro...
Bro ! vera level explanation bro ! fundamental , digital real time analysis show pandringa crystal super clear ! innum neraya venum !
சகோ ஒரு லட்சம் மதிப்புள்ள ஒரு bond-ஐ secondary market -ல் ரூ.90000.00 கொடுத்து வாங்கினால் maturity-ல் ஒரு லட்சம் கிடைக்குமா அல்லது bond last trade price கிடைக்குமா...
Thank you for the video bro... I have no idea what bond is and how to invest, but today i have learned some basics from your video... All the best for your future videos... Take Care...
Bro thayavu senju konjam slow ah pesunga bro
Nalla vishiyam solli theringa
Ivlo fast ah pesuna puriyala bro
Last la Unga efforts waste ah pothu
பண்ணி குட்டி 0.75x ல வச்சி கேல்
தெளிவான அருமையான விளக்கம் பூசன், புரிதல் 💯
Demat account AMC fees ? Bro
Vera level explanation bro 🎉
can i have to buy treasury bills in golden pi app
Pl explain tax free bonds?
Bro ouru doubt? Na 1,00,000rs ouru bond select panirrukan. Monthly 8% yenaku kaidikum for 3 years. Yenaku final maturity date la 1,00,000rs kadaichduma?
Perfect.
Nice explain about different types of bonds and it's pros & cons. Keep up the good work!!
Bro... Fd la 300000 lakh.... 0.6% 18000 varume athuku ethuku James Bond laam koopturingo
Very clear explanation well done🎉🎉
Kindly share the link for that app
which site to buy t bills and bonds
Gold bond எப்படி வாங்குவது என்பது பற்றி விரிவான தெளிவான ஒரு வீடியோவை உங்களிடம் எதிர்பார்க்கிறோம்..!!
Chit funds 30% bid la yeduthu(with in 5-6months) la yeduthu fd Ilana bonds la investment panalama. Bcos chit la 10L, 5yrs ku ipa thaan aranbichen kadasiya yedutha kooda 8-8.5 thaan kidaikum. Pls suggest sir
Thanks. Could also talk about how to build retirement portfolio?
Thankyou boosan....ethirpaartha details ellaam therinjikitean. thelivaa... Thankyou very much
Liked the order - why, what , how, should we really need.
Well said, Mr.Boosan. Strongly hope that everyone would have been understood about the bonds. The explanation of pros & cons have been clearly said.
Please keep posting. Regards. 👍🏻👏🏻😊
ARUMAI money pechu la kelvi keta oru answer varathu
Bro na ipo et money app la mutual fund pannittu irukken ana demat account la athu merge agama irukku,athunala future la problem varuma , suppose broker app close aana antha funda ellam yeppti another app la kondu varathu
Bro, pinneteenga ponga, valthukkal for all your videos and content
8.5 varaikkum bank laye kidaikuthu indian bankla 5 year locking period la invest pannen 8.5 interest tharanka but fd against loan kidaikathu
Oru bank account la ethana demat account open pannalam bro yaravathu therincha sollunga bro
Brother enaku romba naala oru doubt neenga eppovum angelone broker name mattum solla maatengringa edhuku bro
Very useful
Good information,can we do this in icici direct…
Bro, yield vs returns explain panni oru kutty video podunga bro.
Boosan sir I am invest 10 lacks buy 2500 sail share 2500 oil India,2500pginvit,2500indigrit.after3 months coming dividend yield amount 10000 monthly any small cap mutual fund quant & Nippon & HDFC.this method correct you please explain pannungo
Yov yov nalla thana poikitu irunthuchi kadasila enna ya oru iku vaikura