Need monthly income from investment: Is HDFC Balanced Advantage Fund a good option?

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  • Опубліковано 29 жов 2024

КОМЕНТАРІ • 317

  • @himanshudixit710
    @himanshudixit710 2 роки тому +9

    Respected madam, I always see your videos before going to sleep. Very useful and full of knowledge. Your way of expressing things is excellent. God bless you.

  • @subhasisgangopadhyay9538
    @subhasisgangopadhyay9538 2 роки тому +9

    Mam,. Really you have done a great job. Actually I noticed it 15 years before in 2007 when I was a novice in MF industry to check the difference between Growth / Dividend option.
    Thanks for the video. But from my side request to you for making an awareness video of SWP on HDFC Balanced Advantage Fund of 25 Lakhs invested amount for 20 Years on EXCEL data sheet on real time basis either 1999 to 2019 or 2002 to 2022 period. Kindly acknowledge and fulfill my wish.

  • @SunilKumar-kk7qx
    @SunilKumar-kk7qx 2 роки тому +3

    Mane march2018 me 10 lakh lagaya hai. Har month 25th ko 8000/ dividend bank a/c me aajata hai. Abhi CAGR 9•5% hai.

  • @pushkarerande123
    @pushkarerande123 2 роки тому +4

    Dear ma'am,
    Can you please make a video on :
    1. MARS portfolio concept : what it should consist of and what it is used for.
    2. SWP : What (which investments) should be in our SWP portfolio, how much to withdraw (%) to keep portfolio value nearly intact and more if you can please.
    3. Balanced Advantage Funds : How to recognize which balanced advantage fund is better for us. Also, should we invest in it?
    I, for one, would be very grateful if you do this.
    I have studied about this, but I need guidance from person like you who has more expertise than me.
    Thank you.

  • @kcpatel10
    @kcpatel10 2 роки тому +3

    Wonderful session as always in easy way with more information,
    Thank You Very Much Mam.

  • @sureshkataria167
    @sureshkataria167 2 роки тому +1

    Swati ma'am aap great ho bahut ache se samjhate ho har point ko thank you

  • @step1by1
    @step1by1 2 роки тому +1

    Jai hind madam and thanks for your information ,आपके द्वारा दी गई जानकारी बहुत से लोगो की वेल्थ क्रिएट कर रही है ।हम इसी रास्ते पर आगे बढ़ रहे है।थोड़ा सा आगे बढ़ गए स्टॉक मार्केट में ।पर आपका मार्गदर्शन हमेशा ही साथ रहेगा। स्पेशल थैंक्यू फॉर यू ।

  • @neeleshjain3175
    @neeleshjain3175 2 роки тому +1

    सदा के जैसे आपने बहुत अच्छे से आपने समझाया धन्यवाद स्वाति जी

    • @BWealthy
      @BWealthy  2 роки тому

      बहुत शुक्रिया नीलेश जी, वीडियो देखने और कमेंट करने के लिए। Stay Blessed, Healthy & B Wealthy

  • @vasantrailakhani3764
    @vasantrailakhani3764 2 роки тому +3

    Respected. Madeum. For direct plan expenses 1.74% and regular plan . 54% NAV for regular plan is less than direct . Means will have more units and more IDC( dividend)

    • @religionofpeace782
      @religionofpeace782 Рік тому +1

      What nonsense 😂. Direct plan expense ratio is always less than chipku regular plans by Fraud MF agents😂😂😂

  • @shaikhrf1
    @shaikhrf1 Рік тому

    Swati gi aap ka andaze bayan bahot hi simple aur umda hai
    keep it up

  • @Guest_xyz.217
    @Guest_xyz.217 Рік тому

    MashaAllah very very nice . Wish you all the best from my side you improve in your life and get success in your matters.

  • @santoshkumarsingh3973
    @santoshkumarsingh3973 2 роки тому

    बहुत महत्वपूर्ण जानकारी, आपको बहुत बहुत धन्यवाद 🙏

  • @SanjeevKumar-bi5qc
    @SanjeevKumar-bi5qc 6 місяців тому

    Very beautifully explained Ma'am. Thanks

  • @amitsingh-xt6rz
    @amitsingh-xt6rz Рік тому

    Swati ji your explanation with simplicity is best

  • @riteshkumarjoshi6009
    @riteshkumarjoshi6009 3 місяці тому

    Thank ma'am aap ke valuable advice ke liye mai apni wife ke liye jo lumpsum kiya hai usse Jo amount as a dividend milta hai ussi se sip me bhi chala jata hai taki mujhe alag se salary se pay nahi krna hota maine 4000 , 3000,2500 and 2000 ka 4 sip liya hai.dividend se

  • @sanjaymulay1546
    @sanjaymulay1546 Рік тому

    Very informative video.
    You are great
    Thanks Madam

  • @sbkeswani589
    @sbkeswani589 2 роки тому

    Excellent presentation
    Superb
    Mind blowing
    Highly qualitative contetnts

  • @shubhamgupta1776
    @shubhamgupta1776 7 місяців тому +1

    Mam aap ke hand mai kis company ka pen hai or ye ball pen hai ya fountain please tell me

  • @JAGDISHSINGH-it8qx
    @JAGDISHSINGH-it8qx 6 днів тому

    swati g, u r too intelligent n experienced, so u say all things, thanks 👍❤🎉

  • @sudipgajjar1512
    @sudipgajjar1512 Рік тому +1

    Thank you so much for detail explanation mam 🙏🏻

  • @---bk2hj
    @---bk2hj 2 роки тому

    Excellent Ms Thanks Take Care love you RADHE RADHE JAI JAI RADHE

  • @sunillal4151
    @sunillal4151 7 місяців тому

    madam pl give suggestion me hdfc balance advantage me invest idcw me kiya kya hai me ise swp me transfer karna correct hoga

  • @sanjayrane5267
    @sanjayrane5267 2 роки тому +1

    लाभांश

  • @sambirm6273
    @sambirm6273 2 роки тому +1

    Your narration is so simple and effective that any layman can learn easily mam. Pranam.

    • @BWealthy
      @BWealthy  2 роки тому

      Thank you so much Sambir Jee. Stay Blessed, Healthy & B Wealthy

  • @NaeemBijnori
    @NaeemBijnori 2 роки тому

    Excellent information always I forward to my daughter

  • @roopakthakur4213
    @roopakthakur4213 2 роки тому

    thanku v v much Mam jii...great advice ...app ka samjaney ka tarika is very cool.thanks Mam

  • @Ra_Ve
    @Ra_Ve 2 роки тому +2

    Ma'am kch din pehle ye news padhi thi ki large cap fund index se bhi km return de rhe h pl guide us.. What shd be our portfolio

  • @drbrajnandankumar7567
    @drbrajnandankumar7567 2 роки тому +1

    Dividend reinvestment options is as good as growth options ?or which one will be more wealth creaater

  • @rishabsharma7223
    @rishabsharma7223 Місяць тому

    Income from the sale of securities which an entitled person will receive as a dividend will be taxed as 20% STCG or 10% dividend income in the form of TDS?

  • @baidyanathbhattacharya886
    @baidyanathbhattacharya886 Рік тому

    Very nice and simple to understand

  • @rajindersingh1374
    @rajindersingh1374 11 місяців тому

    Its very good fund,
    Thanks you ma'am.
    👍

  • @RM-in6lj
    @RM-in6lj 2 роки тому +1

    Very nicely explained just like a family member ☺️☺️
    This fund is good for retired people also for swp with 1% per month of total investment, minimum investment more than 15 lacs.

  • @sharmaraghu33934
    @sharmaraghu33934 2 роки тому

    Thanks Swaty fir healthy and wise tips for being wealthy..........!!

  • @vinoddikshit8942
    @vinoddikshit8942 9 місяців тому

    What is the minimum amt. of investment? Is there any option for qrly/half yearly/annual payment of dvd.

  • @sidharthajain7311
    @sidharthajain7311 9 місяців тому

    Ma’am IDCW ka comparison FD or SCSS se karni chahiye.
    IDCW unke liye hi Jo lo monthly income chahte hi

  • @santoshkumarsingh3973
    @santoshkumarsingh3973 2 роки тому

    Thanks Madam जी
    Very oinformative

  • @nimeshsir15
    @nimeshsir15 10 місяців тому

    HDFC growth option ko bad me dividend option me change kar sakte hai?

  • @k.g.mittal4397
    @k.g.mittal4397 2 роки тому +3

    Swati ji, through your platform, can i suggest to go to HDFC BAF growth option direct plan and whenever required go for systematic withdrawal plan less than 0.7% of corpus accumulated and you pay around 1% only as tax of SWP which is quite low. Apply due diligence.

  • @shaileshbajaj8919
    @shaileshbajaj8919 2 роки тому

    Hello Medam thanx
    Medam hum sbi Mutual fund me invest karte hai
    SBI Technology Direct fund ki NAV 155.24 hai
    &
    SBI Technology Direct IDCW fund ki NAV
    110.26 hai
    Medam please help me , hame kisme invest karna chahiye

  • @samruddhirandhe2879
    @samruddhirandhe2879 Рік тому

    Which is good mutual fund for 5 year parag parikh flexi direct growth or hdfc balance advantage fund

  • @MS-sx6jf
    @MS-sx6jf 2 роки тому +10

    Suppose I want to invest SWP on HDFC BALANCE ADVANTAGE fund of lump sum Rs 15 Lakh, with monthly withdrawal of Rs 7500 for tenure 8 years. Will it be suitable in this volatility market?

    • @rahulnaskar8435
      @rahulnaskar8435 6 місяців тому +1

      Better to get start payout after 1 or 1.5 years!

  • @manojsamwani
    @manojsamwani Рік тому

    Dsp equity and bond fund is giving slightly more divided than HDFC balanced advantage fund, can you please tell me which one is better

  • @narendrakumarsinha363
    @narendrakumarsinha363 2 роки тому

    Achha laga,analysis gyannparak hai ,ek retired aadmi kaha invest kre agar is par bhi ek video banaye to kafi achha hoga.

  • @harshdeepsinhjadeja7
    @harshdeepsinhjadeja7 2 роки тому +1

    Mam please make a video on Tata param suraksha plan is it good enough?

  • @pradippuranik2672
    @pradippuranik2672 3 місяці тому

    What is the procedure to invest in this fund Direct plan?

  • @daswanimgd
    @daswanimgd 2 роки тому +3

    Thank you so much Mam for this insightful video. Please guide me on investing about 10 lakh rupees for regular income thru SWP mainly which fund to choose for this?

  • @prabirpaul4989
    @prabirpaul4989 2 роки тому +1

    Good knowledge able videp

    • @whatsapp.9260
      @whatsapp.9260 2 роки тому

      Reach me with the what'sap line above for more information, guidance and for available investment. Thanks for the feedback ✍️✍️

  • @vivekgarg8609
    @vivekgarg8609 2 роки тому +1

    Swatiji very nicely explained.Excellent presentation skills you have.

  • @dharmagnaacharya3809
    @dharmagnaacharya3809 2 роки тому +2

    Mem i am 25years old I do monthly 12000rs sip
    Axis small cap
    Tata small cap
    Canara robeco small cap
    Icici small cap
    For 20years give your suggestion

  • @ashokgarg7017
    @ashokgarg7017 2 роки тому +2

    Swati ji, Namastey, Very good nd useful information (Clarification) for HDFC Balanced Advantage Fund IDCW Option. I have also invested in this Scheme.Thanks.

    • @BWealthy
      @BWealthy  2 роки тому

      Thank you so much for watching the video Ashok Jee. Stay Blessed, Healthy & B Wealthy

  • @vinoddikshit8942
    @vinoddikshit8942 9 місяців тому

    Can payment of IDCW be deferred for five years to enhance the amt of receipts in future

  • @shraddhabora1056
    @shraddhabora1056 2 роки тому +2

    Mam thanks for wonderful information on working of dividend option of SIP.

    • @BWealthy
      @BWealthy  2 роки тому +2

      Thank you so much for watching the video Shraddha Jee. Stay Blessed, Healthy & B Wealthy

    • @shraddhabora1056
      @shraddhabora1056 2 роки тому

      Mam Ur research while preparing video is tremendous. Really appreciate.

  • @deysubhankar4925
    @deysubhankar4925 2 роки тому +1

    Can I invest a lump-sum in HDFC balance advantage fund and the dividend I get I do an Sip of 20 years for growth ?
    Ex: 80 lakhs invested ….. 60k returns monthly ….. and an sip of 50k for 20 years

  • @danielpatric5701
    @danielpatric5701 2 роки тому

    people of lot of queries.. if you have a team the should answer them in a nut shell.

  • @saurabhgupta5059
    @saurabhgupta5059 2 роки тому +1

    what is the difference between growth and dividend re investment

  • @kandulaanil
    @kandulaanil Рік тому

    Hi Man, if we invest in Growth plan other than dividend for the same scheme .. is it good choice for passive and moderate risk people.. please suggest ..

  • @skyentertainmenttech5721
    @skyentertainmenttech5721 2 роки тому

    HDFC balance advantage fund pe SWP 6 lakh ka karna kaisa rahega Mem please Suggestions

  • @rajeshbuch8100
    @rajeshbuch8100 2 роки тому

    ofcourse decent presentation. But mem you haven't utter a word about dividend scheme, or I don't understood upto date, requesting please explain this dividend part to enable us to undestand and explore our investment.

  • @abhishekmall515
    @abhishekmall515 2 роки тому

    HDFC Balance Advance fund ko SWP ke root se regular income ke liye invest kar sakte hai?????

  • @maheshmaniyar8711
    @maheshmaniyar8711 Рік тому

    Useful information
    Thanks

  • @RoopSingh-qx7qi
    @RoopSingh-qx7qi 2 роки тому

    Very nice information good experience 👌

  • @sunilbalkrishnapandharpatt6619
    @sunilbalkrishnapandharpatt6619 2 роки тому

    Most helpful information madam🙏

  • @dakshamehta3157
    @dakshamehta3157 Рік тому

    How to get monthly NAV of this fund. This is required to file IT return. 2021/22.

  • @sansaresantosh
    @sansaresantosh 2 роки тому +2

    Very useful information and thank about it. Let me confirm that if we choose reinvestment option in mutual fund, then reinvestment value is taxable. Is TDS is applicable for it.If it is applicable then we fill up 15g or 15h for avoiding this. Awaiting for your valuable information.

  • @ShivaniSingh-cx8yl
    @ShivaniSingh-cx8yl 2 роки тому +4

    लाभांश यानि कम्पनी को जो भी लाभ होता है उसका कुछ अंश वह अपने शेयरधारको को dividend के रूप में देते है

    • @BWealthy
      @BWealthy  2 роки тому

      Full Marks Shivani Jee. Thank you so much for watching the video and commenting. Stay Blessed, Healthy & B Wealthy

    • @Verma6913
      @Verma6913 2 роки тому +1

      @@BWealthy Mam you r too honest and beautiful 😍 I wish my future wife would be copy of yours 😊

  • @SanjayKumar-kv1ef
    @SanjayKumar-kv1ef Місяць тому

    Nice information

  • @krishnadubey4747
    @krishnadubey4747 Рік тому

    Mam thanks,
    I like the way you clarify and explain.
    Very much useful.

  • @Happiness-zd3ou
    @Happiness-zd3ou 2 роки тому +1

    Very good video mam pls make another video for bonds how bonds are safe pls make it .

  • @smitadeshak5320
    @smitadeshak5320 2 роки тому +1

    Thank you man I am recently retired it is very helpful to me I invested in scsc scheme and pomis

  • @twentysblue630
    @twentysblue630 2 роки тому +1

    Ma'am please also make video for ICICI PRUDENTIAL FUND IDCW... 🙏

  • @manishpohuja5862
    @manishpohuja5862 2 роки тому +3

    Hi Madam,
    Requesting your assistance on below queries:
    1. Is it wise to invest in Large Cap funds when already invested in an ELSS fund which in any case is for long term provided we dont redeem it.
    2. How to differentiate best liquid funds(good returns)? I have invested in ICICI liquid fund but on exploring more I found that the DSP/IIFL liquid funds porfolio consists of blue chip stocks as well in good percentage which is not the case with ICICI liquid fund which is heavily dominated by Govt. securities.

  • @jasmeetsbhatia7
    @jasmeetsbhatia7 Рік тому

    Beautiful explanation and 😊

  • @shivendrachaturvedi549
    @shivendrachaturvedi549 2 роки тому +1

    Good show

  • @sanjivchodankar5737
    @sanjivchodankar5737 2 роки тому +1

    I will be retiring in may 2023 with acorpus of 50 lakhs and monthly pension of rs 10000 how to invest the corpus

    • @whatsapp.9260
      @whatsapp.9260 2 роки тому

      Reach me with the what'sap line above for more information, guidance and for available investment. Thanks for the feedback ✍️✍️

  • @rajeshkumar-mk2ks
    @rajeshkumar-mk2ks 2 роки тому +1

    I liked this proagraemme

  • @deepakkumar-wo3mc
    @deepakkumar-wo3mc 2 роки тому

    Namaste mam Maine Tata digital India Growth Fund mein ₹1000 ki monthly SIP Karai hai Sahi Sahi fund Hai Aage growth Karega Nahin Karega please mam bataen

  • @SB-fv3wg
    @SB-fv3wg 2 роки тому

    Retirement ke liye.. Kaunse fund se SWP best rehga???

  • @aman007273
    @aman007273 2 роки тому

    Very informative video thanks you mam for such awesome explanation 😊👍

  • @kafir1947
    @kafir1947 Рік тому

    Thanks i got a direction from ur view

  • @mathurafolkmusicbybhajan7387
    @mathurafolkmusicbybhajan7387 2 роки тому

    What do you think about Bajaj Allianz guaranteed plan

  • @logicalindian9227
    @logicalindian9227 Рік тому

    For retired persons which of option more secure . 1st dividend option of balanced fund or large cap fund . 2nd dividend yield monthly mutual fund . 3rd bank fd . 4th SWP of large cap or index fund .

  • @prakashkumarnaidu3065
    @prakashkumarnaidu3065 2 роки тому

    Swati Madam if some retd. Person invest in debt fund for Rs.10 Lakh for 1 & half year how much monthly return will be without affecting of principal amount.

  • @kunwarhirendrapratap7742
    @kunwarhirendrapratap7742 Рік тому

    Nice and informative video

  • @virtuosowins
    @virtuosowins 6 місяців тому

    Very good video

  • @neeleshvaishampayan8016
    @neeleshvaishampayan8016 2 роки тому +2

    Nice explanation. One should also refer to fund risk rating as well.

  • @advocatesingh3787
    @advocatesingh3787 2 роки тому +1

    Mam regular palan ke nav 29.
    Drect nav 32.65
    Devedend 0.26 pay any month
    2017 idcw ma invedted good fund
    Growth nav 307 .45
    Edelwessbalaseadvantage fund idcw mothly income
    Mam regular gur monthyinvome
    Best fund not daut
    Monyhly income eide best fund
    Corna ma mothly deya ha chya kam

  • @vishakhavarandani86
    @vishakhavarandani86 2 роки тому

    Hi mam mujhe lumsum invest karna hai 2,3 lakh tak to ye sahi samay hai or mujhe 5 to 7 yr tak kar sakti hu meri age 33 hai to alag alag g fund me soch rahi hu 50 ,50 thousand karu ap toda guide kijiye

  • @baidyanathbhattacharya886
    @baidyanathbhattacharya886 Рік тому

    Madam, can zI not take SWP instead of Div option?

  • @dharmendrafagnani9660
    @dharmendrafagnani9660 2 роки тому

    Madam icici commodities fund me jo divident milta hai vo aad hota hai is fund me

  • @1edubuddy
    @1edubuddy 2 роки тому +1

    I just watched this video and found this one helpful

    • @BWealthy
      @BWealthy  2 роки тому

      Thank you so much. Stay Blessed, Healthy & B Wealthy

  • @syedjamalqadir540
    @syedjamalqadir540 6 місяців тому

    Ma'am...the mis conception about idwc is that it is for retire ..which is thoroly wrong ..if a person has limited capital say about 5 lacs only then his age is 30 ..when u invest in equity ..it can decrease ..in mutual fund the advisor says wait for 30 years to compound ..mam those are enjoying the fund who have used idwc to create a portfolio ..invest in idwc ..create a portfolio with nfo ..and relax ..

  • @biswanathchattopadhyay4631
    @biswanathchattopadhyay4631 2 роки тому +2

    Great Mam thank u for tell my मन की बात I invested little amount in the fund and dividend was almost 10% which I enjoying for my own but suddenly they reduce the amount of divedent very low .now I change the option into growth don't know whether am I right or wroung. God bless u.

    • @BWealthy
      @BWealthy  2 роки тому

      Whether your decision to change the option from Dividend Payout to Growth is right or wrong depends on the purpose for which you have invested this money. What was the need for Dividend Payout in the first place Biswanath jee? Stay Blessed, Healthy & B Wealthy

    • @SANCHAYERKHUTINATI
      @SANCHAYERKHUTINATI 2 роки тому

      Do not go for dividend option else do swp. It will give constant money in ur account. Check my channel for more knowledge

    • @biswanathchattopadhyay4631
      @biswanathchattopadhyay4631 2 роки тому

      Thank u Mam now decided to grow the amount inspite of wasting the amount as pocket money ever greatful to u for reply. God bless u

  • @sandeepmehra2014
    @sandeepmehra2014 10 місяців тому

    Start karne kitne samay ke bad withdraw kar sakte hai

  • @shashigawde4293
    @shashigawde4293 Рік тому

    Very nice information ty so much madam already I m 8lakh rs invested in hdfc advance funds and regularly finding devidend can I rechoos options for capital growth instad of devidend?...

  • @dharmenderyadav1510
    @dharmenderyadav1510 2 роки тому

    Can we invest in IRB INVIT for regular income ??

  • @nothingimpossible4467
    @nothingimpossible4467 2 роки тому

    Madam whatever you explain is very clear i like your videos

  • @development5996
    @development5996 Рік тому

    It's nice video

  • @cricketparashar
    @cricketparashar 10 місяців тому

    Sir mera fortfoliyo bta do plz ye teek h ya nahi
    Nippon india mid cap
    Tata large and mid cap
    HDFC balance advance hybrid
    Navi nifty 50 index fund
    Groww nifty total market index fund
    Sir iss me overlaping to nahi h mere fundo me
    Muje ek small cap fund or bta de jo best ho
    Meri total 2000 ki sip karta hu sab me every month

  • @parthasarathimishra2490
    @parthasarathimishra2490 Рік тому

    Thanks Didi, very good information.

  • @pradeeptakumarchakravorty8121
    @pradeeptakumarchakravorty8121 9 місяців тому

    Aajkal Kon Sa Fund Monthly Dividend Deta Hai (Madam Ek Retired Employees Puchh Raha Hai)