Respected madam, I always see your videos before going to sleep. Very useful and full of knowledge. Your way of expressing things is excellent. God bless you.
Mam,. Really you have done a great job. Actually I noticed it 15 years before in 2007 when I was a novice in MF industry to check the difference between Growth / Dividend option. Thanks for the video. But from my side request to you for making an awareness video of SWP on HDFC Balanced Advantage Fund of 25 Lakhs invested amount for 20 Years on EXCEL data sheet on real time basis either 1999 to 2019 or 2002 to 2022 period. Kindly acknowledge and fulfill my wish.
Dear ma'am, Can you please make a video on : 1. MARS portfolio concept : what it should consist of and what it is used for. 2. SWP : What (which investments) should be in our SWP portfolio, how much to withdraw (%) to keep portfolio value nearly intact and more if you can please. 3. Balanced Advantage Funds : How to recognize which balanced advantage fund is better for us. Also, should we invest in it? I, for one, would be very grateful if you do this. I have studied about this, but I need guidance from person like you who has more expertise than me. Thank you.
Jai hind madam and thanks for your information ,आपके द्वारा दी गई जानकारी बहुत से लोगो की वेल्थ क्रिएट कर रही है ।हम इसी रास्ते पर आगे बढ़ रहे है।थोड़ा सा आगे बढ़ गए स्टॉक मार्केट में ।पर आपका मार्गदर्शन हमेशा ही साथ रहेगा। स्पेशल थैंक्यू फॉर यू ।
Respected. Madeum. For direct plan expenses 1.74% and regular plan . 54% NAV for regular plan is less than direct . Means will have more units and more IDC( dividend)
Thank ma'am aap ke valuable advice ke liye mai apni wife ke liye jo lumpsum kiya hai usse Jo amount as a dividend milta hai ussi se sip me bhi chala jata hai taki mujhe alag se salary se pay nahi krna hota maine 4000 , 3000,2500 and 2000 ka 4 sip liya hai.dividend se
Income from the sale of securities which an entitled person will receive as a dividend will be taxed as 20% STCG or 10% dividend income in the form of TDS?
Very nicely explained just like a family member ☺️☺️ This fund is good for retired people also for swp with 1% per month of total investment, minimum investment more than 15 lacs.
Swati ji, through your platform, can i suggest to go to HDFC BAF growth option direct plan and whenever required go for systematic withdrawal plan less than 0.7% of corpus accumulated and you pay around 1% only as tax of SWP which is quite low. Apply due diligence.
Hello Medam thanx Medam hum sbi Mutual fund me invest karte hai SBI Technology Direct fund ki NAV 155.24 hai & SBI Technology Direct IDCW fund ki NAV 110.26 hai Medam please help me , hame kisme invest karna chahiye
Suppose I want to invest SWP on HDFC BALANCE ADVANTAGE fund of lump sum Rs 15 Lakh, with monthly withdrawal of Rs 7500 for tenure 8 years. Will it be suitable in this volatility market?
Thank you so much Mam for this insightful video. Please guide me on investing about 10 lakh rupees for regular income thru SWP mainly which fund to choose for this?
Swati ji, Namastey, Very good nd useful information (Clarification) for HDFC Balanced Advantage Fund IDCW Option. I have also invested in this Scheme.Thanks.
Can I invest a lump-sum in HDFC balance advantage fund and the dividend I get I do an Sip of 20 years for growth ? Ex: 80 lakhs invested ….. 60k returns monthly ….. and an sip of 50k for 20 years
Hi Man, if we invest in Growth plan other than dividend for the same scheme .. is it good choice for passive and moderate risk people.. please suggest ..
ofcourse decent presentation. But mem you haven't utter a word about dividend scheme, or I don't understood upto date, requesting please explain this dividend part to enable us to undestand and explore our investment.
Very useful information and thank about it. Let me confirm that if we choose reinvestment option in mutual fund, then reinvestment value is taxable. Is TDS is applicable for it.If it is applicable then we fill up 15g or 15h for avoiding this. Awaiting for your valuable information.
Hi Madam, Requesting your assistance on below queries: 1. Is it wise to invest in Large Cap funds when already invested in an ELSS fund which in any case is for long term provided we dont redeem it. 2. How to differentiate best liquid funds(good returns)? I have invested in ICICI liquid fund but on exploring more I found that the DSP/IIFL liquid funds porfolio consists of blue chip stocks as well in good percentage which is not the case with ICICI liquid fund which is heavily dominated by Govt. securities.
Namaste mam Maine Tata digital India Growth Fund mein ₹1000 ki monthly SIP Karai hai Sahi Sahi fund Hai Aage growth Karega Nahin Karega please mam bataen
For retired persons which of option more secure . 1st dividend option of balanced fund or large cap fund . 2nd dividend yield monthly mutual fund . 3rd bank fd . 4th SWP of large cap or index fund .
Swati Madam if some retd. Person invest in debt fund for Rs.10 Lakh for 1 & half year how much monthly return will be without affecting of principal amount.
Mam regular palan ke nav 29. Drect nav 32.65 Devedend 0.26 pay any month 2017 idcw ma invedted good fund Growth nav 307 .45 Edelwessbalaseadvantage fund idcw mothly income Mam regular gur monthyinvome Best fund not daut Monyhly income eide best fund Corna ma mothly deya ha chya kam
Hi mam mujhe lumsum invest karna hai 2,3 lakh tak to ye sahi samay hai or mujhe 5 to 7 yr tak kar sakti hu meri age 33 hai to alag alag g fund me soch rahi hu 50 ,50 thousand karu ap toda guide kijiye
Ma'am...the mis conception about idwc is that it is for retire ..which is thoroly wrong ..if a person has limited capital say about 5 lacs only then his age is 30 ..when u invest in equity ..it can decrease ..in mutual fund the advisor says wait for 30 years to compound ..mam those are enjoying the fund who have used idwc to create a portfolio ..invest in idwc ..create a portfolio with nfo ..and relax ..
Great Mam thank u for tell my मन की बात I invested little amount in the fund and dividend was almost 10% which I enjoying for my own but suddenly they reduce the amount of divedent very low .now I change the option into growth don't know whether am I right or wroung. God bless u.
Whether your decision to change the option from Dividend Payout to Growth is right or wrong depends on the purpose for which you have invested this money. What was the need for Dividend Payout in the first place Biswanath jee? Stay Blessed, Healthy & B Wealthy
Very nice information ty so much madam already I m 8lakh rs invested in hdfc advance funds and regularly finding devidend can I rechoos options for capital growth instad of devidend?...
Sir mera fortfoliyo bta do plz ye teek h ya nahi Nippon india mid cap Tata large and mid cap HDFC balance advance hybrid Navi nifty 50 index fund Groww nifty total market index fund Sir iss me overlaping to nahi h mere fundo me Muje ek small cap fund or bta de jo best ho Meri total 2000 ki sip karta hu sab me every month
Respected madam, I always see your videos before going to sleep. Very useful and full of knowledge. Your way of expressing things is excellent. God bless you.
Mam,. Really you have done a great job. Actually I noticed it 15 years before in 2007 when I was a novice in MF industry to check the difference between Growth / Dividend option.
Thanks for the video. But from my side request to you for making an awareness video of SWP on HDFC Balanced Advantage Fund of 25 Lakhs invested amount for 20 Years on EXCEL data sheet on real time basis either 1999 to 2019 or 2002 to 2022 period. Kindly acknowledge and fulfill my wish.
Mane march2018 me 10 lakh lagaya hai. Har month 25th ko 8000/ dividend bank a/c me aajata hai. Abhi CAGR 9•5% hai.
Dear ma'am,
Can you please make a video on :
1. MARS portfolio concept : what it should consist of and what it is used for.
2. SWP : What (which investments) should be in our SWP portfolio, how much to withdraw (%) to keep portfolio value nearly intact and more if you can please.
3. Balanced Advantage Funds : How to recognize which balanced advantage fund is better for us. Also, should we invest in it?
I, for one, would be very grateful if you do this.
I have studied about this, but I need guidance from person like you who has more expertise than me.
Thank you.
Wonderful session as always in easy way with more information,
Thank You Very Much Mam.
Swati ma'am aap great ho bahut ache se samjhate ho har point ko thank you
Jai hind madam and thanks for your information ,आपके द्वारा दी गई जानकारी बहुत से लोगो की वेल्थ क्रिएट कर रही है ।हम इसी रास्ते पर आगे बढ़ रहे है।थोड़ा सा आगे बढ़ गए स्टॉक मार्केट में ।पर आपका मार्गदर्शन हमेशा ही साथ रहेगा। स्पेशल थैंक्यू फॉर यू ।
सदा के जैसे आपने बहुत अच्छे से आपने समझाया धन्यवाद स्वाति जी
बहुत शुक्रिया नीलेश जी, वीडियो देखने और कमेंट करने के लिए। Stay Blessed, Healthy & B Wealthy
Respected. Madeum. For direct plan expenses 1.74% and regular plan . 54% NAV for regular plan is less than direct . Means will have more units and more IDC( dividend)
What nonsense 😂. Direct plan expense ratio is always less than chipku regular plans by Fraud MF agents😂😂😂
Swati gi aap ka andaze bayan bahot hi simple aur umda hai
keep it up
MashaAllah very very nice . Wish you all the best from my side you improve in your life and get success in your matters.
बहुत महत्वपूर्ण जानकारी, आपको बहुत बहुत धन्यवाद 🙏
Very beautifully explained Ma'am. Thanks
Swati ji your explanation with simplicity is best
Thank ma'am aap ke valuable advice ke liye mai apni wife ke liye jo lumpsum kiya hai usse Jo amount as a dividend milta hai ussi se sip me bhi chala jata hai taki mujhe alag se salary se pay nahi krna hota maine 4000 , 3000,2500 and 2000 ka 4 sip liya hai.dividend se
Very informative video.
You are great
Thanks Madam
Excellent presentation
Superb
Mind blowing
Highly qualitative contetnts
Mam aap ke hand mai kis company ka pen hai or ye ball pen hai ya fountain please tell me
swati g, u r too intelligent n experienced, so u say all things, thanks 👍❤🎉
Thank you so much for detail explanation mam 🙏🏻
Excellent Ms Thanks Take Care love you RADHE RADHE JAI JAI RADHE
madam pl give suggestion me hdfc balance advantage me invest idcw me kiya kya hai me ise swp me transfer karna correct hoga
लाभांश
Your narration is so simple and effective that any layman can learn easily mam. Pranam.
Thank you so much Sambir Jee. Stay Blessed, Healthy & B Wealthy
Excellent information always I forward to my daughter
thanku v v much Mam jii...great advice ...app ka samjaney ka tarika is very cool.thanks Mam
Ma'am kch din pehle ye news padhi thi ki large cap fund index se bhi km return de rhe h pl guide us.. What shd be our portfolio
Dividend reinvestment options is as good as growth options ?or which one will be more wealth creaater
Income from the sale of securities which an entitled person will receive as a dividend will be taxed as 20% STCG or 10% dividend income in the form of TDS?
Very nice and simple to understand
Its very good fund,
Thanks you ma'am.
👍
Very nicely explained just like a family member ☺️☺️
This fund is good for retired people also for swp with 1% per month of total investment, minimum investment more than 15 lacs.
Thanks Swaty fir healthy and wise tips for being wealthy..........!!
What is the minimum amt. of investment? Is there any option for qrly/half yearly/annual payment of dvd.
Ma’am IDCW ka comparison FD or SCSS se karni chahiye.
IDCW unke liye hi Jo lo monthly income chahte hi
Thanks Madam जी
Very oinformative
HDFC growth option ko bad me dividend option me change kar sakte hai?
Swati ji, through your platform, can i suggest to go to HDFC BAF growth option direct plan and whenever required go for systematic withdrawal plan less than 0.7% of corpus accumulated and you pay around 1% only as tax of SWP which is quite low. Apply due diligence.
Hello Medam thanx
Medam hum sbi Mutual fund me invest karte hai
SBI Technology Direct fund ki NAV 155.24 hai
&
SBI Technology Direct IDCW fund ki NAV
110.26 hai
Medam please help me , hame kisme invest karna chahiye
Which is good mutual fund for 5 year parag parikh flexi direct growth or hdfc balance advantage fund
Suppose I want to invest SWP on HDFC BALANCE ADVANTAGE fund of lump sum Rs 15 Lakh, with monthly withdrawal of Rs 7500 for tenure 8 years. Will it be suitable in this volatility market?
Better to get start payout after 1 or 1.5 years!
Dsp equity and bond fund is giving slightly more divided than HDFC balanced advantage fund, can you please tell me which one is better
Achha laga,analysis gyannparak hai ,ek retired aadmi kaha invest kre agar is par bhi ek video banaye to kafi achha hoga.
Mam please make a video on Tata param suraksha plan is it good enough?
What is the procedure to invest in this fund Direct plan?
Thank you so much Mam for this insightful video. Please guide me on investing about 10 lakh rupees for regular income thru SWP mainly which fund to choose for this?
Ur location ?
Good knowledge able videp
Reach me with the what'sap line above for more information, guidance and for available investment. Thanks for the feedback ✍️✍️
Swatiji very nicely explained.Excellent presentation skills you have.
Mem i am 25years old I do monthly 12000rs sip
Axis small cap
Tata small cap
Canara robeco small cap
Icici small cap
For 20years give your suggestion
Swati ji, Namastey, Very good nd useful information (Clarification) for HDFC Balanced Advantage Fund IDCW Option. I have also invested in this Scheme.Thanks.
Thank you so much for watching the video Ashok Jee. Stay Blessed, Healthy & B Wealthy
Can payment of IDCW be deferred for five years to enhance the amt of receipts in future
Mam thanks for wonderful information on working of dividend option of SIP.
Thank you so much for watching the video Shraddha Jee. Stay Blessed, Healthy & B Wealthy
Mam Ur research while preparing video is tremendous. Really appreciate.
Can I invest a lump-sum in HDFC balance advantage fund and the dividend I get I do an Sip of 20 years for growth ?
Ex: 80 lakhs invested ….. 60k returns monthly ….. and an sip of 50k for 20 years
people of lot of queries.. if you have a team the should answer them in a nut shell.
what is the difference between growth and dividend re investment
Hi Man, if we invest in Growth plan other than dividend for the same scheme .. is it good choice for passive and moderate risk people.. please suggest ..
HDFC balance advantage fund pe SWP 6 lakh ka karna kaisa rahega Mem please Suggestions
ofcourse decent presentation. But mem you haven't utter a word about dividend scheme, or I don't understood upto date, requesting please explain this dividend part to enable us to undestand and explore our investment.
HDFC Balance Advance fund ko SWP ke root se regular income ke liye invest kar sakte hai?????
Useful information
Thanks
Very nice information good experience 👌
Most helpful information madam🙏
How to get monthly NAV of this fund. This is required to file IT return. 2021/22.
Very useful information and thank about it. Let me confirm that if we choose reinvestment option in mutual fund, then reinvestment value is taxable. Is TDS is applicable for it.If it is applicable then we fill up 15g or 15h for avoiding this. Awaiting for your valuable information.
लाभांश यानि कम्पनी को जो भी लाभ होता है उसका कुछ अंश वह अपने शेयरधारको को dividend के रूप में देते है
Full Marks Shivani Jee. Thank you so much for watching the video and commenting. Stay Blessed, Healthy & B Wealthy
@@BWealthy Mam you r too honest and beautiful 😍 I wish my future wife would be copy of yours 😊
Nice information
Mam thanks,
I like the way you clarify and explain.
Very much useful.
Very good video mam pls make another video for bonds how bonds are safe pls make it .
Thank you man I am recently retired it is very helpful to me I invested in scsc scheme and pomis
Ma'am please also make video for ICICI PRUDENTIAL FUND IDCW... 🙏
Hi Madam,
Requesting your assistance on below queries:
1. Is it wise to invest in Large Cap funds when already invested in an ELSS fund which in any case is for long term provided we dont redeem it.
2. How to differentiate best liquid funds(good returns)? I have invested in ICICI liquid fund but on exploring more I found that the DSP/IIFL liquid funds porfolio consists of blue chip stocks as well in good percentage which is not the case with ICICI liquid fund which is heavily dominated by Govt. securities.
Beautiful explanation and 😊
Good show
I will be retiring in may 2023 with acorpus of 50 lakhs and monthly pension of rs 10000 how to invest the corpus
Reach me with the what'sap line above for more information, guidance and for available investment. Thanks for the feedback ✍️✍️
I liked this proagraemme
Namaste mam Maine Tata digital India Growth Fund mein ₹1000 ki monthly SIP Karai hai Sahi Sahi fund Hai Aage growth Karega Nahin Karega please mam bataen
Retirement ke liye.. Kaunse fund se SWP best rehga???
Very informative video thanks you mam for such awesome explanation 😊👍
Thanks i got a direction from ur view
What do you think about Bajaj Allianz guaranteed plan
For retired persons which of option more secure . 1st dividend option of balanced fund or large cap fund . 2nd dividend yield monthly mutual fund . 3rd bank fd . 4th SWP of large cap or index fund .
Swati Madam if some retd. Person invest in debt fund for Rs.10 Lakh for 1 & half year how much monthly return will be without affecting of principal amount.
Nice and informative video
Very good video
Nice explanation. One should also refer to fund risk rating as well.
Mam regular palan ke nav 29.
Drect nav 32.65
Devedend 0.26 pay any month
2017 idcw ma invedted good fund
Growth nav 307 .45
Edelwessbalaseadvantage fund idcw mothly income
Mam regular gur monthyinvome
Best fund not daut
Monyhly income eide best fund
Corna ma mothly deya ha chya kam
Hi mam mujhe lumsum invest karna hai 2,3 lakh tak to ye sahi samay hai or mujhe 5 to 7 yr tak kar sakti hu meri age 33 hai to alag alag g fund me soch rahi hu 50 ,50 thousand karu ap toda guide kijiye
Madam, can zI not take SWP instead of Div option?
Madam icici commodities fund me jo divident milta hai vo aad hota hai is fund me
I just watched this video and found this one helpful
Thank you so much. Stay Blessed, Healthy & B Wealthy
Ma'am...the mis conception about idwc is that it is for retire ..which is thoroly wrong ..if a person has limited capital say about 5 lacs only then his age is 30 ..when u invest in equity ..it can decrease ..in mutual fund the advisor says wait for 30 years to compound ..mam those are enjoying the fund who have used idwc to create a portfolio ..invest in idwc ..create a portfolio with nfo ..and relax ..
Great Mam thank u for tell my मन की बात I invested little amount in the fund and dividend was almost 10% which I enjoying for my own but suddenly they reduce the amount of divedent very low .now I change the option into growth don't know whether am I right or wroung. God bless u.
Whether your decision to change the option from Dividend Payout to Growth is right or wrong depends on the purpose for which you have invested this money. What was the need for Dividend Payout in the first place Biswanath jee? Stay Blessed, Healthy & B Wealthy
Do not go for dividend option else do swp. It will give constant money in ur account. Check my channel for more knowledge
Thank u Mam now decided to grow the amount inspite of wasting the amount as pocket money ever greatful to u for reply. God bless u
Start karne kitne samay ke bad withdraw kar sakte hai
Very nice information ty so much madam already I m 8lakh rs invested in hdfc advance funds and regularly finding devidend can I rechoos options for capital growth instad of devidend?...
Can we invest in IRB INVIT for regular income ??
Madam whatever you explain is very clear i like your videos
It's nice video
Sir mera fortfoliyo bta do plz ye teek h ya nahi
Nippon india mid cap
Tata large and mid cap
HDFC balance advance hybrid
Navi nifty 50 index fund
Groww nifty total market index fund
Sir iss me overlaping to nahi h mere fundo me
Muje ek small cap fund or bta de jo best ho
Meri total 2000 ki sip karta hu sab me every month
Thanks Didi, very good information.
Aajkal Kon Sa Fund Monthly Dividend Deta Hai (Madam Ek Retired Employees Puchh Raha Hai)