SBI Life Smart Platina Plus with IRR Calculation | Details and Review in Hindi | Every Paisa Matters
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- Опубліковано 1 сер 2024
- This videos explains about SBI Life Smart Plus Platina Plan in Hindi | Detailed Review and IRR Calculation Explained | Guaranteed Lifetime Income Plan
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Chapters:
00:00 Coming Up....
00:16 About the Plan
01:44 Parameters
03:49 Maturity Benefit
04:17 Income Benefit
04:33 Death Benefit
06:33 Life Income Benefit
08:32 Guaranteed Income Benefit
09:32 Comparison of Death Benefits
10:17 Side by Side comparison
11:10 How much Premium?
11:32 Life Income Benefit - Returns Explained with Excel
13:28 Guaranteed Income - Returns Explained with Excel
Who Am I?
If we haven’t yet before - Hey 👋 An Engineer by education and a financial enthusiast by passion - I'm Amit, founder, managing editor and primary author of Every Paisa Matters. Through my videos here on this channel, I provide the financial knowledge in an easy-to-understand format make money matters simpler for you.
#lifeinsurance #sbilife #Insurance #LifeInsurance #lic #insurance
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Your Explanation Is Very Well.
Thanks you sir
Thank you Sir, you have explained it clearly, plz helo me to get Excel work sheet.
Good analysis
Sir es plan me tolal Rate of interest kya rahegaa please bata do
Sir PPF or es plan me kon behtar hai
What's the exit clause? I want to get out of the plan .
axcel seat kaha se download kare
प्लान - गारंटी इनकम
प्रीमियम 1,50,000 सालाना
PPT _7 year
Pay out - 25 year
Poliicy term---- 33 year
इस पर वीडियो बनाइए
SBI Life & HDFC Life konsi main jana chahiye Aur Guaranteed plan konsi² hai actually Guaranteed Pension plan acha hai ya konsi beheter plan hai ?
How to download the return calculator excel?
Sir, Good explanation, I had recently got introduced to this plan at SBI branch when I visited for PPF account. Seek following clarification from your video as it seems slight discrepancy:
1. As per your excel sheet you have given both 11 & 12 year as cool-off period, where as in your video the illustration shows only 11th year is cool-off period.
2. The excel sheet formula used was for IRR instead of XIRR.
3. The bank representative with whom I meet for this policy for 1.5 L annual premium for 10yrs payment term, had mentioned that the annual expected returns around 9%.
Hello @EveryPaisaMatters,
Good analysis
Can you please share the Excel link here as well?
Well explained.
But as compared to utsav, utsav gives whole life income, 1L every year in place of 15 yr
But no maturity in lic uttsav policy and wait 6 years if we take 5 years policy if 10 years wait 3 years ( 100 years not possible )
lic utsav sahi nahi hai...esse achha bank fd hai ya mutual fund me dal do
@@user-if1by8ep3e LIC Utsav Policy is good for kids. No Bank will give you 10% guaranteed lifetime + 5.5% compounding in flexi option.
Best Guaranteed Return Saving Plan
Where is excel sheet as mentioned in video
calculator download link please
Sir me premium band karna chahata hu
Kase karu
Sir ....... Mera sbi life smart platina plus insurance Hain and usmay 10 year Tak money jama karana h totall amount 11lacks to mujhe uske bad 15 years tak 1 lacks one lack milegi na or end year m 11 lacks milegi ki nhi please reply
Jab 26 year complete ho jayenge tab apko 11 lac rs guaranteed milega
Es policy k annual returns aur maturity returns per income tax lagta hai....ager aap ki salery already taxable income hai
Or agar exit karna ho toa?
I have choosed this plan in guaranteed income.. 7 /15/23 (premium year/payout/term year) annual premium 50000/- but they don't pay 100.24% of premium during payout period according to their brochure 😢 they only pay 24800 /- annual only in guaranteed income.. Sir can you explain it with reason why ?.. or they making fool us? Please reply sir..
Because apne 7 years payment term liye hai,
7 saal bad marne me fayeda hai sir.... 2 saal primium paid karke chhor dene pe paid up value kitna banega
Samarth. Paltena plus like samjo sar
Sir 3 year ke baad isko band karna chahe to kitna amount milega plz bataye
I think nothing
10 sal ka 50000 kitna male ga
Utsav accha hai kyo ke whole life de raha hai sbi ka ye policy ekdum bekar hai lic utsav bahut accha hai
Don’t waste your time in LIC invest money in government schemes. When you not take risk in mutual or stock market
Sbi life life time savar wo bhi life time deti h bro sabhi benefits plan according hote h
Aap video ko adhura chodkar chale gaye or na hi exel sheet diya aapko subscribe karne ka soch raha tha lekin adhura video
nahi nahi, bilkul tension mat leejiye.
Jahan excel sheet mil rahi, wahin subscribe keejiye.
Message karne ke liye hridya 💜 se dhanyawad
@@EveryPaisaMatters आप टोंट मार रहे हो क्या....
THIS PLAN IF YOU EXIT IN BETWEEN YOU WONT GET A RUPEEE ALL THE MONEY YOU PAID IS LOST WE HAD PAID 4 LAKHS AND NOW WE ARE IN TROUBLES
Why you tell about investment it is insurance know. Why you compare with lic? Because investment is different insurance is different SBI also insurance ryt. Why you made IRR calculations is there is any joke going there. Don’t invest in LIC means Why you do this?
SBI बेकार लगा जी