Sbi life smart platina assure plan guaranteed surrender value detail | sbi smart platina assure plan
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- Опубліковано 20 жов 2024
- YouTheReal
Aaj ki video me hum sbi life smart platina assure plan ke benefits with example janege asan bhasha me.
agar simple tarike se sbi life insurance smart platina assure plan ke guaranteed surrender value ki details ko example ke sath samjhana chahte hai aur jannana chahe ki agar premium pay karna band kar de to sbi life smart platina assure plan ke reduce paid up policy benefits kya honge aur aap kese calculation kar skte hai, to Aaj ki video ko bina skip kare end tak jarur dekhe.
Thank you
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Sir Iska paisa policy term samapt hone pr jis account se deduct ho rha tha usi me aayega ya sbi life branch jana hoga
Same account money aa skta hai..
Lekin maturity par apko formalities complete karne ke liye insurance company ko contact karna hi hota hai tab hi maturity benefit milte hai usse pahale nahi.
Aapki choice hai kisi bhi account me le skate hai bas SBI ka and jiske name par policy hai uska hona chahiye payment chahe koi kare kisi bhi account se
Sir maine 163000 per year premium liya hai 7year ka 2 premium Diya hai ab nhi bhar pa raha hun kripia mughe bataye ma kya karu.pls sir
Agar aap surrender karenge to total paid annualized premium ka 30% apko milegaa....
Isse achchha toh paid-up policy ke benefits le skte hai aap .... Paid-up Policy Benefits ki details apko video me mil hi gayi hai..
Sir maine 15 years wala plan chuna hai 50k ki 3 kisht jama kar chuka hu ab agar bich me mai ise chodta hu to kitna milega
Very informative,thank you sir.
All credit goes to our viewers,
Glad to know that you find worth watch..
Stay connected for more useful & informative videos 🙏
Thank you sir for detailed information
I want reduced paid up of my policy. But when I will get money. After premium payment term or policy term ???
After completing policy term
Thanks sir you saved lot of money
All credit goes to viewers queries 🙏
Glad to know that you find it worth watch.... Stay Connected for useful and informative videos...
Thank you for your kind words 🙏
Sir Very helpful video, mera Smart platina plus plan hai 50k/ year premium ek premium maine pay kr diya aur next due date 2nd feb 2024 ko hai toh kya main feb me premium payment krke feb end me policy surrender krne pe Surrender value milega ya nhi?
Credit goes to our viewers 🙏 thank you for your kind words 🙏
Kam se kam 2 years premium pay karne ke baad hi policy surrender value milti hai...
Lekin surrender value jo hogi starting years me vo total Paid Annualized Premiums ka 30% to 35% tak hi ho sakti hai..
Surrender krne se pahle ek baar apna policy bond jarur read kare ...
Kyoki policy ko surrender karna nuksan hi deta hai..
@@YouTheReal maine 4th feb 2023 ko 1st premium payment kiya tha aur next due date hai 4th feb 2024 ko toh kya main 2024 me premium payment krne ke 1month baad surrender kr skta hu meri policy term 26 yrs hai aur jo surrender value hai policy term ke according woh 30% likhi huyi hai.
@@YouTheRealhu
Sir pls paid up policy benefit kaise le is policy ka us pr ek video bna dijiye
Maine 3 yr premium paid kr diya h agey paid nh kar paunga surrender value bahut kam mil rhi hai isliye paid up value kaise le bata dijiye
Original policy bond me sath direct insurance company ko contact karna hota hai
Mujhe bank walo ne iski puri trh se information nhi di or ye policy krwa li 1 premium ke bad hmne nhi dia jb m bich m apne paise nikalne ke liye bat krne gyi to unhone bola last m milega suddenly ab jb m 4 saal baad gyi to wo bol re hai mujhe 10 din m 2 lac dena pdenge nhi to jo jma kiye hai wo bhi chle jayenge please help me sir mujhe kya krna cahiye ab bank walo ne fsa dia hai mujhe
Agar hum premium nahi dete hai toh grace period ke baad policy lapse ho jati hai....aur aise last unpaid premium due date se next 5 years revival period ke hote hai jisme remaining premiums + panalty pay karne policy ko wapas in-force Kiya Jaa skta hai hai....
I think ye wahi karna ke liye kahe rahe honge....
Kyoki 1 year ka jo premium apne pay Kiya hai vo apko nahi milega kyuki 4 years ho chuke hai......vo starting ke 1st 15 to 30 days me hi mil skta tha....uske baad nahi...
Ab agar policy ko apne revival Kara liya aur baad me apne premium pay karna fir band kar diya toh apko aur bada nuksan hoga ... kyoki age policy ko band karenge toh surrender value milegaa aur aise jitna bhi apne pay Kiya hoga apko uska 30 to 40% hi mil payega....
Mam mare sath v asa hi hua ha policy
Sir maine 1lakh 2 tume.diye hai abi muje 2.5 year ho gye to abi muje kab cyrinder kr skta hu aur kitna milega
Surrender value i think upto 35% tak ho skati hai...baki online insurance company ki website par policy number se login kar ke surrender value request raise kare skate hai
Bhai mene ye policy karvai he esame pacebook milega aur kya kya milta he muje abhi tak nahi mila😢 please reply ❤
ua-cam.com/video/MOT-LRV-pR0/v-deo.html
Sbi life platina assure plan eligibility criteria and benefits detail 👆👆👆
Agar link work na kare to aap channel par *life insurance playlist* check karna channel par
भाई 50000 की 4 kist jama कर chuka hu, total 7 kist jani h or 15 saal bad 6 lakh hi मिलेगा, muje ye polisi khatam karni h, total कितना rupaya मिलेगा, क्या hamara 2 lakh bhi नहीं मिलेगा क्या, is पर tex or जाता h, total 51125 हर saal katte h
Kripay jarur batay, ab यदि polisi sarender करे to hame total कितना मिलेगा
Guaranteed surrender value factor = 50% ,
Agar 4th policy year complete hai toh...
50% × total paid annualized premium
Guaranteed addition surrender value factor = 34.78% agr 4th year complete hai toh..
Ab apna policy bond check karenge to apko asani se pata chal jayega..
Aur exact surrender value apko chahiye toh aap insurance company ki website ya app par policy number se login kar ke surrender value request raise kare apko surrender value pata chal jayegi....
Ji apko reply kar diya hai..
Sir mera 50000/- k primiyam h 3 years pay kr chuki hu,aage pay nahi krna chati lekin lic ko countinue rkhna chati hu 12years bad me kitna milega
Paid-up Factor nikal lijiye aur uska multiply sum assured me kar lijiye utna cover rahegaa hi...
Aur Jo bonus ab tak policy me collect hua hai vo bhi milegaa....
Sir paid up policy benefits kese le pls bata dijiye
Paid-up policy automatically ho jati hai ...
Bas original policy bond hona chahiye jese hi policy term complete ho original policy bond le kar insurance company se direct contact karna hota hai
Premium is Rs 50,000 for 7 Years. Maturity is 15 years. I've completed 4 years of payment. Can you please calculate the amount I will get if I surrender now?
SBI Life Smart platina assure plan eligibility criteria, maturity benefit, death benefit details with example 👇
ua-cam.com/video/MOT-LRV-pR0/v-deo.html
Agar link work na kare to aap *Life insurance playlist* check kare..
Is video ko dekh kar apko pata chal jayega ki policy me Benefit kese calculate honge...
SBI Life smart platina Palash 5 lakh sal ka hai mara agar cylinder koi Karan karte Hain to kya benefit milega 7 ears ke liye the 1 sal chala chuke hue hain
Sabse pahle aap apna policy bond read kare aur insurance company ki website ya App par login kare apne policy number se jisse apko apni policy ki details pata Lage.....
One year pay karne ke baad Policy surrender nahi hoti hai kam se kam 2 se 3 saal pay karne ke baad hi surrender hoti hai...
Aur surrender karne par kafi jyda nuksan hoga....
Sbi life smart platina plus plan ki videos *life insurance playlist* me apko mil jayegi
Agar aap UA-cam ya Google par
*Sbi life smart Platina plus plan YouTheReal* search (jis tarah se likha hai usi trah se) karte hai toh bhi apko video mil jayega..
@@YouTheReal Sbi life smart Platina plus plan 2 primuim ke bad chhor dene per reduce paid up me convert ho jayega na?
@pushkarkumar1748 ji ho skta hai..
Agar premium payment term below 10 years hai toh...agar premium payment term 10 years ya fir Jayda hai to 3 years premium pay karne ke baad ho skta hai..
Sbi life smart platina plus plan ki videos apko Life insurance playlist me mil jayengi...
Sir, Mera 7 year wala plan hai jiska premium hai Rs 3,13,000. Maine 2 premium pay kiya hai on time. Aab aage nahi karna chahta ya kar sakta to kya meri surrender value mere premium se kam hogi agar mai 3rd year mein surrender kardu to. Please confirm. Or agar mai 5 saal baad surrender karu to kya poore paise mil jaynge?
Surrender value ka example (way of calculation) video me bataya hai toh usse saaf clear ho jata hai ...ki surrender value kam hi hogi...
Aur surrender karne par nukasan hi hoga..
Aur ye apke policy bond me likha hua hai
To agar mai isko pehle 2 premium on time deta hu and then kuch nai deta and 15 years ke liye rakhta hu to kya fir benefit milega?@@YouTheReal
@ManpreetSingh-dv9ug video me bataya hua hai ... video end tak dekhe
Maine 1Lakh ka premium policy and 15 years ka maturity duration liya he and 7 years premium pay krne he .But surrendered value is so less its less than 40% of what i have paid.2 premium pay ho chuke he to agar voh premiums return lena ho to kya kar sakte he please can you tell me what i can do?
In case of policy surrender policy holder never get Full value because as per policy terms conditions policy holder can have Maturity Benefit/ plan benefits if policy holder complete policy term by paying Premiums on time....
@@YouTheReal Thank you for an information.Generallly what happens is people cannot able to get the exact information when it is mentioned in technical words and we get scammed by this.Sometimes we fail to understand the exact meaning of whatever is mentioned.
All credit goes to your query 🙏
Agree 👍
What I have noticed in last 6 years 👇
People who sell plan to customer they aren't confident enough to tell all things to customer and customer also don't ask deep questions to them because meaning of life insurance is not getting high return but both are interested in that only that's why insurance salesperson sometimes overcommit to customer which is not the part of reality....
Sir mere 1 lakh ke 2 premium ho chuke hai. Kya surrender kar sakte hai to numsan hoga ya continue rakhne se thik hai
Surrender karne par achcha khasha nuksan hoga apko..
भैया बहुत बड़ा नुकसान होगा
Bs 30%ही वापस मिलेगा
15 year police hai annual amt 100000 hai 03year amt paid Kiya hai policy surender karna hai.kitne amt milagi
Approximately upto 35% to 40%..
Under special surrender value thoda jyada bhi ho skta hai...
Special surrender value insurance company hi bata sakti hai...
Sir maine smart platina assure plan liya hai .jiska premium maine 50000 pay Kiya hai iske bad mai Premium nahi pay kar para hu .
Maine ek hee premium pay Kiya hai .
Kya wo Paisa 5 sal bad wapas mil jata hai ?
Sbi life wale keh rhe h ki nhi milega .
Or bank wale keh rhe h mil jayga.
yes
Surrender value ke liye kitne saal pay karna jaruri hai vo video me bataya gaya hai...aur paid-up benefits ke liye bhi..
Agar 1 year premium pay karne ke baad hum premium nahi pay karte hai toh Grace period ke baad policy Lapse ho jati hai...aur sirf Revival hi Kiya Jaa skta hai
Mere sath bhi yhi problem hai abhi sbi life office call आयी thi wo बोल rhe the ki agar aap paise jama ni karenge to aapka paisa laps ho jayega aur kuch bhi ni milega
Bhai ye policy sedhe sedhe loot hai agar koi paisa ni kr pa rha to compony ko uska paisa vapas krna chahiye bhale hi interest na mile pr paisa to milna chahiye😢
Dec 2023 me smart platina assure policy li thi jisme 50000 per year. Lekin kuch karan wash wo paise nikalne h kya nikal sakte hai?
1 year pay karne ke baad toh nahi nikal payenge...
Sir mene abhi 1 kist bhari h 52000 ki 11 month pehle ab m apni policy band karna chahta hu to kya mere paise refund honge
Nahi honge aise me... reason apke policy bond me surrender value section me pahle se likhe hue hai
Sir agar ek hi premium pay kiye ho to kya lockin period (5 yrs)ke bad premium ks paisa mil jayega
Ki kuchh nhi milrga
ULIP plan ki baat kar rahe toh han mil sakta hai....
Other plan nahi milega..
@@YouTheReal
Ji sir
Wealth builder ka hai
Thank you 🙏🙏
Ulip plan hai ...apko after 5 years Fund value mil jayega agar aap withdraw karnge toh..
Thank you for your comment 🙏🙏
Sbi life smart platina plus me bhi paid up policy ho sakta hai after 2 year bad lekin eska muturity kab hoga ek video laeye?
Sbi life smart platina plus plan guaranteed income option paid-up policy benefits details
ua-cam.com/video/1G4KaHEWYCI/v-deo.html
Sbi life smart platina plus plan life income option paid-up policy benefits
ua-cam.com/video/9C0_2jHDtI8/v-deo.html
Agar link work na kare to aap life insurance playlist check karna apko videos mil jayegi
Sir maine 2 saal bhar hai 2 saal abi muje cyrinder value kitna milega
Upto 35% total paid annualized premium ka..
Baki exact value ke liye toh apko insurance company ko hi contact karna hoga...
Sir meri policy ka amount mujhe 4 instalments me melga or ye nahi pata chal sakta hai kya ye amount kiske account me jayega..?
Ham to branch me premium pay karate hai...
Please batao ki ye amount kisko or kaise melega
Jis account se premium auto debit hota hai usi account me ata hai.....
Lekin insurance company account details mangti hai....ki policy holder kis account me money chahta hai...
Jinka jeevan bima hoga amount bhi unko milega....ya fir Nominee ko
Sir agr humne ek bhi premium na dia ho or hme apna paisa cahiye to kya krna cahiye
Agar apne premium diya hi nahi toh pese kese chahiye???
@@YouTheReal 1 premium dia tha sir
Sir mera 2term pay ho chuka hai 7 year pay term hai policy 50000 annual ki hai 2term ke baad surrender karenge to aapke calculation ke hisab se mujhe 37000 ke aas pass mil raha hai jabki maine jab customer care me baat kar ke puchha to 71000 ke aas pass bata raha hai
Aapne unse kaha nahi sir mene policy bond apna read Kiya usme Guaranteed Surrender Value Factor ka jo table last pages me Diya hai..
Usme toh Guaranteed Surrender Value Factor 35% ka show kar raha hai..
Yanki agar mene without Tax and without underwriting charges + bina loading charge ke 2 years base premium 1 Lakh ka pay Kiya hai toh
Guaranteed surrender value factor jo ki policy brochure me bhi Diya hai apne uske hisab se toh
35% × 1 Lakh = 35,000-/. + surrender Value of Accrued Guaranteed Addition jo itni kuchh khash Beth nahi rahi...
To mujhe samjhon ki aise kese ayi??
Agar itni value hai to fir apne policy bond aur policy brochure me guaranteed surrender value factor table me guaranteed surrender value factor ye kyo show kiye hue hai....
Aap ek plz pochhna is trah mujhe bhi batana ho skta hai mene koi point Miss kar Diya ho..
Kyo ki galti mujhse bhi ho skti hai....
Par jo video me Information share ki uske pdf tak telegram channel par jo insurance company ki website se liye gaye hai kahi aur se nahi....
Thank you so much for your comment 🙏
Agar comment nahi karte toh hum baat ho nahi kar pate...
@@YouTheReal mujhe pahle pata nahi tha aapki video maine baad me dekha , mai fir call karunga customer care ko
Ji
Hello sir mera 7 year ka premium h 100000annual mai surrender krna chahta hu kitna milega total 15 year ka h
@@PANKAJYADAV-nr6qs Customer care me call kar ke puchh lijiye sir jis hisaab se bata rahe hai us se jyada amount mujhe mila
Isiliye customer care me call kar ke puchh lijiye
Bhaiya mene policy smart platina liya tha ,2year jma kr di ab nhi pay kr pa rha hu to kya me policy surrender kr sakta hu to mujhe litna milega premium 50000 yha mera
Upto 35% tak mil skta hai...
80,000 3 years k liye pay kia hai kitni value mil sakti hai surrender karne par
Total Fund value hi surrender value Maan sakte hai jisme se policy discontinuance charge deduct honge agar policy ko first within the Five years surrender Kiya jata hai toh....
Uske baad policy discontinuance charge nahi lagte hai
10 years ki policy me 50,000 2 year jama ki hoon, meri age 42 year hai
After Completing 2 Full policy years
Apko apke Paid Annualized Premiums ka 30% to 35% max. mil skta hai...
Baki insurance company apne paas se special surrender value bhi batati hai ho skta hai vo amount kuchh jyada ho
Sir maana 1yrs 3 month payment di haii phir maana policy band kar di maana jho payment di hai wo muja Mila ghi kab Mila ghi
Kuchh nahi milega Bhai...is case me...
Kyoki surrender ke liye kam se kam kitne saal pay karna jaruri hai vo video me bataya gaya hai...
Total pay ka refund hone ka chance Nehi hai agr koi policy continue kar sakta hai to। Total 2 lakhs refund Nehi hoga ? Asa kese hoga, e policy benefits se jada loss ka chance jada hai
Policy surrender karne me loss hi hoga...chahe koi bhi life insurance policy ho..
@@YouTheReal agar 2 terms Dene ke bad or na de but policy continue kar ke 12 saal bad o total amount refund liya to usme bhi loss hoga ?
Example video me diya hua hai use follow kare..
Apko reduced paid-up factor nikala hoga.
Aur uske liye jitne years premium pay kiye hai unko premium payment term se bhag Dena hoga..
Reduced paid-up factor nikal aayega...
Baki video dekhe ki kis trah benefits calculation hogi
@@musicno.1861Aap right bol rahe ho dono taraf se customer ka hi loss he surrendered value is actually less than 40% they are giving .This is loss for customer
Sir mere pitaji nee 10 din pahile policy nikali abhi cancel karna hai yee policy to kitna amount deduct hoga ?
Paid 1 lakh
Tax & underwriting charges deduct honge baki refund ho jaayega...
Agar cancel karna hai toh jaldi hi request raise kar dena nahi toh nahi hone wali fir...
AAP cancel karvado jaldi ye policy
Sir mene kal hi pay Kiya hai policy li hai muje cancil krna hi to ho jayga kya muje poori jankari k bina kr diya muje nhi karna pesa wapis ho jayga kya
@priyatiwari3604 apko ek written application me apko apni baat kaheni hai jis branch me apko insurance policy di gayi hai usi branch me ... cancel ho jaayegi....
Sr meri policy 6yrs ka or Mera per month 5000 ha or majuraty 12 yrs ka pura amount kitna Bane ja
ua-cam.com/video/MOT-LRV-pR0/v-deo.html
Is video batya gaya hai ki Maturity Benefit & death benefit ki calculation kese kare .... Jisse apko help hogi samjhne me...
Thank you for your comment
Bhai mane sbi smart platina policy li hoi hai ... Oska bond ka paper work online hoya tha....osks bond muje mil gya ..os bond msi meri photo laggi hai lekin ju mane signature kye the voh e-signature the jo bond mai show nhi hote ....mai apne sign bhool gya hoo ki mane sign kase keye the....tu jab kisi maturity hogi tu muje iss ki problem aye gi ke nhi ....je aye gi tu solution baate plz ....apna dhnevadh hoga🙏🙏
Original policy bond,
Cancel cheque,
I'd proof
Inki need hoti hai....
Signature time ke sath thode bahut change ho jate hai....
Par completely change ya bhool hi Gaye hai toh iske bare me ek baar insurance company se baat jarur karni chahiye...
@@YouTheReal kis se aur kha jar kar baat karo yeh bi bata dou ..Plz
Near Branch visit kar liye jiye..
Insurance company ki website par Branch locator hota hai wahan se aap apne nearby branch ka pata laga skte hai..
Ya insurance company ki website ya App par online profile create kare aap insurance policy number ke sath waha se aap support team se baat kar sakte hai...
Mene 1 premium hi paid kiya to me aab paid nahi krna chata hu to ye band ho sakta hai
Yes aap agar band karna chahe toh kar sakte hai....
Lekin hai band karne par apko koi bhi benefits nahi milega
Lekin me paid nahi kar sakta to mene jo apna 1 premium jo paid kiya utna bhi milega ki nahi
What is the process of reduced paid up ???
SBI Life office visit karna hoga kya???
Apne aap ho jata hai...
Lekin for safer side aap ek application likh Dena chaho toh de skte hai....
Bas apna original policy bond sambhal kar rakhna ...
@@YouTheReal Thank you sir
Thank you sir
Bai ager yhi policy ek baar amount pay karne ke baad 2 year gap hone ke baad dobara start kar skte hai
Policy ka Revival ho skta hai bas...
Revival matlab kya hota he uske bare mein aap bata sakte ho kya?Muze uske bare mein Janna he
Sir kya ye ulip plan hai
Nahi ..
Ab main bannf karna chati hoon, kitna amount milega ?
After Completing 2 Full policy years
Apko apke Paid Annualized Premiums ka 30% to 35% max. mil skta hai...
Baki insurance company apne paas se special surrender value bhi batati hai ho skta hai vo amount kuchh jyada ho
Two full policy years ka matlab kya hota he?
Main aj hi liya hai praposal number mila hai free lool cancellation keise kare?
Policy Bond Receiving Date se Free Look up period start hoga...
Sir mukhe bhi kal agent ne gd ke naam par yeh policy chipka Diya hai.mujhe cancel karna hai.Already mein ne online cancellation mail Kiya hai aaj .
Abhi Tak koi reply nahi aaya . please help sir!
@@sakmbk2627 nearest sbi Life insurance branch main Jake cancel Karo
Is policy ko surrender kaise kare sir bataiye kuch please reply me
Surrender karne ke liye policy bond submit karna hota hai... nearby branch visit kar ke aap kar skte hai..
Aur insurance company ki website par policy number se login kar ke surrender value request raise kare jisse apko surrender value bhi pata chal jaye..
Normally premium toh 50k ka hai! 3 years pay kiya hu premium aur abhi close karna hai! Toh 52250 karke tha premium! Toh surrender value calculate karne k liye kya tax ko include karke "52250" pe calculate karu ya fir "50000"?? Please reply sir!!
Jo premium aap pay karte hai usme aapko taxes + under writing charges if any + loading/modal charge if any
Ko minus kar dete hai....
Uske baad surrender value factor ko apply karte hai...
@@YouTheReal Thank you very much sir!!
All credit goes to your comment 🙏
Thank you for your kind gesture 🙏
Stay connected for more
Sir Mai bhi liya 2 bar joma Kiya abhi surrender kar sakta hu keya
Maine Policy 15 February ko li hai kya mai abhi cancel kara skta hu Policy
Policy ka amount account se debit kr liya gaya
To kya cancel ki ja skti h Policy & amount return aa skta h ??
Yes kar skte hai
Hoga after tax...
150000 Policy Amount hai
To sir isme kitna Tax katega
Sir maine abhi 1 hi bar paisa diya hai 50000 kya bnd kr sakte h
Premium pay karna band kar denge toh plan band ho jayega...
Aur Jo apne premium pay Kiya hai vo nahi milega....kyoki Surrender value ke liye Kam se 2 se 3 saal pay karna hi hota hai....
अच्छा क्या रहेगा
@ldchemrajmeena8624 agar surrender value ko kisi market based mutual fund me invest Kiya Jaye log term ke liye Kam se kam 5 to 10 years toh thik hai surrender karna ...
*Aisa mera personal opinion hai*
Nahi toh paid-up Value/reduced Paid-up Policy Benefits Lena hi sahi hai....
@@YouTheReal surrender krne per bhi km paise denge esse acha to ye hai ki bnd hi krdo
Surrender karne par to nuksan hi hota hai.... kyoki Life Assured and insurance company policy term complete karne ke sath on-time premium pay karne par complete benefits milenge aisi sahemati form fill karte hue dete hai...
52250 ka liya h maine 2 perium de diye h. Surrender krne me kitna milega?
सरेंडे वैल्यू की calculation कैसे करे ये विडियो में बताया हैं,
उस तरीके को फोलो करे,
Premium के लिए guaranteed Surrender Value Factor 30% to 35% होने वाला है
मुझे इस पॉलिसी को लिए 3 months ही हुआ है(अप्रैल में लिया था) लेकिन कुछ आर्थिक समस्या के कारण इस पॉलिसी को सरेंडर करना चाहता हूं और 1 lac ₹ जो जमा कर चुका हूं उसकी बहुत जरूरत है तो इस धनराशि को वापस लेने के लिए क्या करना पड़ेगा।।। please help
Aap seedha branch manager se near by branch visit kar ke baat kar skte hai...
Kykoi as per policy terms and conditions policy ke First 30 days ke baad aise policy surrender nahi hoti hai na hi surrender value milti hai..
@@YouTheRealkuchh Paisa 10-15k byaj ke roop me deduct krke vapas nhi mil sakta kya....sbi bank manager se bhi baat kiye pr koi sahi jawab nhi de pa rha h...vo kewal premium chalane ke liye bole rhe h...
After free look up period aap agar policy ko cancel karte hai toh koi value nahi milti as per rules...
But Policy bond me Jo company ke main head office ka contact details & grievance contact details raheti hai unka use kar ke aap apni situation insurance company ko seedha bata skte hai .... Ho sakta hai vo kuchh help kar de...
Baki aur koi rasta mujhe bhi Nazar nahi aa raha hai....
Agar Free Look up period end ho chuka hai toh..
भाई नम्बर दो मेरी भी यही परेशानी है
And Sbi Retire Smart me surrender value kaise calculate kare Ulip policy hai
Total Fund value hi surrender value Maan sakte hai jisme se policy discontinuance charge deduct honge agar policy ko first within the Five years surrender Kiya jata hai toh....
Uske baad policy discontinuance charge nahi lagte hai
Sir maine 2 sal 52000 ke premium paid kiye hai, nov 2020 ka policy hai mera abhi serrender kar sakta hu kya fund ki jarurat hai
Ji aap kar sakte hai
Smart platina,7 years term complete,15 years policy,what is surrender value,50,000/ per term paid
You check your policy bond for it or can raise surrender value request online through their website by creating profile through policy number
Sir please 2 lakh wala bataiye na 6 years ke liye
Watch this video
ua-cam.com/video/MOT-LRV-pR0/v-deo.html
Samjhne ke liye kese benefits calculate kar skte hai ...
Video dekhe fir apna policy bond check kare apko sab samajh aayega
Sir isse surrender kr skte h kuch month m mere 52500 cut gye h one year k aabi 2 month huye h isse surrender kr skte h
Kam se kam 2 years ke baad hi aap dekh skte hai ...is bare me..toh..
Usse pahle toh nahi hogi...
Kuchh bhi karne se pahle ek baar policy bond read kare plz
बहुत बेकार पॉलिसी हैं
Apna experience share kare jisse humare viewers ki bhi help ho
sbi life policy ak faltu policy hai.
बैंक वाले ये चीजे बताते नही है हम भी फस गए है।
किस तरह से??
Es life insure may bhut log fass suk hay
Aap apna experience share kare prabhu ji 🙏 jisse doosron ki humarey viewers ki bhi help ho.
My bhi fas chuka hu mere ko bhi surrender karna hain Bina matlab ka bank wala jabardasti kar Diya loan liye bolke loan cover ka bahana bana ke 😂
Loan kitne lakha tha??
Aur cover kitne lakha Kiya??
Aur kon sa plan diya?
@@YouTheReal 7 lakh tha sir aur abhi 5 saal baki hain total 970000 jama karna hain monthly rs13504 katta hain
Thik se us samy batate nhi hai or bad me garib aadmi ko ye sab jhelna padta hai
Kya hua tha apke sath??
Bahut bekar policy h
Sbi life policy ak Faltu policy
Apna complete experience share kare jisse humare viewers ki bhi help ho
Sbi platina plan wale ullu banate hai
Apna apna experience share ki kis tarah se kya hua jisse humare viewers ki bhi help ho
@@YouTheReal hello sir mera 100000 per year jama krna h
Mai 2year kiya hu but ab surender krna chahta hu kitna amount milega 7year jama krna h 15year ka h
Sbi life wale chor hain. Bank me fd karane jao to faltu ki policy chep dete h
Apni complaint aap higher authorities ko kar skte hai sbi bank ki website par sabhi contact details hoti hai agar unka use Kiya Jaye toh apne aap call karte aur Money bhi refund hoti hai...
Kafi viewers ne Aisa Kiya hai..
Fd aur ppf hi thik h ye faltu ki policy se
Post office and government schemes playlist me apko PPF ka video mil jayega...
FD is totally different thing we must avoid the comparison of FD and insurance policy....
1 साल तक डेढ़ लाख का प्रीमियम जमा करवाया 15 साल बाद कितना पैसा रिफंड मिलेगा 1 साल जमा करवाने के बाद बंद कर दिया एसबीआई स्मार्ट प्लैटिना एश्योर पॉलिसी वर्जन 4
Nahi.
Agar first premium pay karne ke baad ke 15 se 30 din complete ho chuke hai toh Nahi .