SBI का Guaranteed Savings Plan - SBI Life Smart Platina Assure Plan | Returns | Every Paisa Matters

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  • Опубліковано 11 лип 2024
  • This videos explains about the Excel Returns calculation of SBI Life Smart Platina Assure Plan | SBI Life Guaranteed Returns Plan | SBI Platina Assure | Guaranteed Income Plan
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    Chapters:
    00:00 Intro of Plan
    00:29 Type of Plan
    00:57 How the Plan works - Option 1
    03:48 How the Plan works - Option 2
    04:00 Returns Calculation with Excel
    05:25 How the Plan works - Extra Option
    08:37 Should you mix Savings with Insurance?
    Who Am I?
    If we haven’t yet before - Hey 👋 An Engineer by education and a financial enthusiast by passion - I'm Amit, founder, managing editor and primary author of Every Paisa Matters. Through my videos here on this channel, I provide the financial knowledge in an easy-to-understand format make money matters simpler for you.
    #lifeinsurance #sbilife #sbi
    #LifeInsurance #childplan #insurance

КОМЕНТАРІ • 23

  • @ST21892
    @ST21892 2 місяці тому +1

    After seeing this ek baat toh pkka hai investment aur insurance alag alag rkhna hai. Sip mein u will get 12-15% min return if hold for 15-20 yrs.

  • @neerajgoyal6657
    @neerajgoyal6657 5 місяців тому +1

    Bhai hi acha explain keya, mja aa gya sir, kis ko bi smj aa jaye gi ye video

  • @gracegrace09
    @gracegrace09 5 місяців тому

    Thank you sir

  • @sanjaydhawan6910
    @sanjaydhawan6910 5 місяців тому +1

    Thanks

  • @_tm11
    @_tm11 5 місяців тому +1

    Thanks Amit, very informative!

  • @RAHULGAMING-it1xg
    @RAHULGAMING-it1xg День тому

    Death ho jaane pe kitna milta h jo insured amount rahta h wo???

  • @bretlee14
    @bretlee14 5 місяців тому +1

    Your first part was good which gave the real picture of the product giving 5.5 approx returns... But I didn't understand the need of the second part in which you consider death and then calculating xirr... I mean if you do that with term insurance it will give more than 1000% return but that's not investment...

    • @EveryPaisaMatters
      @EveryPaisaMatters  5 місяців тому

      I take your feedback, thanks for sharing. Did you also happen to watch the last couple of minutes of video?

    • @bretlee14
      @bretlee14 5 місяців тому

      ​@@EveryPaisaMatters I did... I see you are suggesting people not to mix insurance and investment which is positive... But I was just worried about those who would see the 40% number and jump to buy the product... Had you kept it 5.5, people can take rationale decision... Anyway thanks for all your efforts...

    • @EveryPaisaMatters
      @EveryPaisaMatters  5 місяців тому

      @@bretlee14 Someone buying to think its giving 40% Return is the most stupid person.

  • @nayanthawani190
    @nayanthawani190 26 днів тому

    Please answer 🙏
    What is the best amongst SIP, step-up SIP, SWP or Life Smart Platina Plus...?

    • @Hhhhh-lx8xu
      @Hhhhh-lx8xu 14 днів тому

      As compared to sip
      SBI ulip plans are best

    • @Hhhhh-lx8xu
      @Hhhhh-lx8xu 14 днів тому

      For all sbilife plans u can connect me

  • @SATISHKUMAR-fl7ps
    @SATISHKUMAR-fl7ps 4 місяці тому

    Thanks sir.plz guide about sbi wealth builder plan.

  • @manasbarthakur4298
    @manasbarthakur4298 4 місяці тому +1

    Sir please help.
    If i stop giving premium without surrendering the policy after 2 premium will i get my money back. I was given the policy by an agent who misguided me now i cannot pay so much premium.My premium amount is 156000 and for 10 years.What to do sir please help.

    • @manasbarthakur4298
      @manasbarthakur4298 4 місяці тому

      This is the worst policy ever. I will get only 1650000 after 26 years that too after investing 15 lakh rupees.

    • @EveryPaisaMatters
      @EveryPaisaMatters  4 місяці тому

      Connect via WhatsApp.

    • @harmandeep9988
      @harmandeep9988 3 місяці тому

      @@EveryPaisaMatters hello sir, please guide me how to connect on WhatsApp?

    • @divyamariaaugustine4785
      @divyamariaaugustine4785 3 місяці тому

      Did you get back your money ?

    • @manasbarthakur4298
      @manasbarthakur4298 3 місяці тому

      @@divyamariaaugustine4785 no now I will discontinue after 3 year premiums,no further options left