Sbi life smart platina plus guaranteed income plan | sbi life insurance smart platina plus plan

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  • Опубліковано 4 жов 2024
  • YouTheReal
    Aaj ki video me hum sbi life insurance company limited ke smart platina plus guaranteed income plan ki details ko example ke sath janege,
    Agar aap asan bhasha me sbi life smart platina plus plan ke guaranteed income option ke maturity benefits, death benefit, guaranteed income benefit, guaranteed surrender value, reduce paid up value ki detail ko example ke sath samjhna chahate hai toh video ko end tak jarur dekhe,
    Thank You
    sbi life smart platina plus plan life income option
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КОМЕНТАРІ • 260

  • @sk.332
    @sk.332 Рік тому +4

    Bahut hi shandar plan hai

  • @JoySarkar-qy6eh
    @JoySarkar-qy6eh 3 місяці тому +1

    Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.

    • @YouTheReal
      @YouTheReal  3 місяці тому

      Apke sare questions ke answers apke policy bond me hai ek baar bas check kare maturity benefit section ke survival benefit section ko bhi.

  • @ShortsSR1297
    @ShortsSR1297 Місяць тому

    Bhai mene 2022 me smart platina plus plan liya tha... Meri installment 50k thi ..Aur 2024 me mene sbi life insurance k office me jaakar ab installment bharna band krba diya h . Sbi life office me unhone bataya apke plan ki maturity pr pura paisa mil jayega... Kya pura paisa milega maturity par???? Please aap bataiye.????

    • @YouTheReal
      @YouTheReal  21 день тому

      Plan me reduce paid-up policy benefits Ava hai toh maturity par mil jayega...baki ek baar policy bond jarur read karna

  • @sukhdevbaghel1090
    @sukhdevbaghel1090 18 днів тому +1

    LM प्लान अलग अलग जानकारी देते हैं। विडियो में अलग बता रहे हैं ं। बीमा कितनी होगी।

    • @YouTheReal
      @YouTheReal  17 днів тому

      Jo detail policy document (sample copy of bond & brochure) me wahi information di gayi hai....

  • @nikhildwivedi4467
    @nikhildwivedi4467 Рік тому

    Nice video
    Reduce paid up par bahut Khush bataya hai cartoon mein 😊

    • @YouTheReal
      @YouTheReal  Рік тому +1

      🙏 vo surrender se achcha option hai na...
      Guaranteed income ke sath life cover bhi bana raha 😅

    • @nikhildwivedi4467
      @nikhildwivedi4467 Рік тому

      @@YouTheReal sahi kaha jab aokhali mein Sar diya toah chot se kya darna👍

    • @YouTheReal
      @YouTheReal  Рік тому +1

      😅🙏

  • @ramansharma5664
    @ramansharma5664 Рік тому +2

    Sir 2 lakh 5 year 10 year kitna fund melaga

    • @YouTheReal
      @YouTheReal  Рік тому

      Aap apna policy bond read kare apko answer mil jayega

  • @manishkothari7350
    @manishkothari7350 Рік тому +1

    Very nice video, sbi ke advisor se bhi acha samjhaya hai,

    • @YouTheReal
      @YouTheReal  Рік тому

      Thank you for kind words 🙏
      All credits goes to our viewers questions

    • @JOD.GAMING.47
      @JOD.GAMING.47 Рік тому

      ​@@YouTheReal Best fixed small scheme bataiye plz ??

    • @YouTheReal
      @YouTheReal  Рік тому

      Agar life insurance hai toh aap
      Fixed deposit
      Recurring deposit
      SIP in mutual fund
      Kar sakte hai....
      Baki life insurance me short term jo plan hote hai vo bhi Market based hote hai

    • @JOD.GAMING.47
      @JOD.GAMING.47 Рік тому

      @@YouTheReal After Maturity in PPF passbook return milti hai ?

    • @YouTheReal
      @YouTheReal  Рік тому

      Agar aap maturity withdrawal nahi karte hai to interest mil sakta hai...
      Wese PPF me 15 years ka term hota hai...term complete hote hi apko notification ata withdrawal ke ..

  • @kushkumari
    @kushkumari 2 місяці тому

    KYA ISME TAX BENEFIT HAI?
    PPF BETTER HAI YA YE?

    • @YouTheReal
      @YouTheReal  2 місяці тому

      Bilkul tax benefit available aur...
      PPF ki video apko Post office and Government savings schemes playlist me mil jayengi..

  • @HayatMir-w4c
    @HayatMir-w4c 3 місяці тому

    Sar 3 saal pay karne ke baad ab pay nhi karna chahte aur surrender bi nahi karna chahte toh kya hoga premium pay 7year ka ha
    Aur 30 saal taq income

    • @YouTheReal
      @YouTheReal  3 місяці тому

      Bhai ek hi comment copy paste mat Kiya Karo nahi toh spam me chala jata hai fir dusre ke bhi comment ki notification me Hume dikkat ati hai...
      *Kon sa plan liya hai apne*?*

  • @rainbow_shimmer
    @rainbow_shimmer Рік тому +3

    What is difference between life income and guaranteed income option in this plan?

    • @YouTheReal
      @YouTheReal  Рік тому +1

      1st part
      ua-cam.com/video/OFN2-JdIdKA/v-deo.html
      2nd part
      ua-cam.com/video/EfLgvGZ5HRU/v-deo.html
      2nd part aap dekh chuke hai
      1st part dekhe apko plan complete details mil jayegi

  • @govabhaivasara6794
    @govabhaivasara6794 Рік тому

    child-4 yr, father age-48.. 7+1 waiting period.. During policy, if proposal 3yr k bad death hua to aage ke premium ka kya hoga?

    • @YouTheReal
      @YouTheReal  Рік тому

      Video example humne liya 10 years ka premium payment term aur 4:16 par humne bataya hai ki agar 5 years ke baad death hogi toh kya hoga....
      Yani under the premium payment term death hogi toh kya hoga....
      Video end Tak dekh apko plan har ek asspect janne ke liye milega 🙏

  • @GauravKumar-un2mt
    @GauravKumar-un2mt 6 місяців тому

    Sir sbi life -smart platina plus le rakha hu 2023 mai but mujhe cancel karna hai toh kya kare

    • @YouTheReal
      @YouTheReal  6 місяців тому

      Online policy number se login kar ke aap request raise kar sakte hai... easily ho jayega....agar nahi hota hai toh apko fir insurance company ki branch hi visit karna hoga .

  • @surajghatol6704
    @surajghatol6704 11 місяців тому

    Hello if 1 lakh premium 10 Yr ke liye borne ke bad 26 year Tak muze guaranteed income + maturity amount aisa total grossly guaranteed income 11 lakh approx + maturity amount 12 13 lakh Aisa total last mr 20 23 lakh mileage right ..?

    • @YouTheReal
      @YouTheReal  11 місяців тому

      Guaranteed income Benefit start hoga P.P.T + 1 year ke baad ...... Aur maturity Tak milegaa....end jo maturity benefit kese milega ya nahi milenge ye video me bataya gaya hai....

  • @DhruvRai-o7h
    @DhruvRai-o7h Рік тому

    Mere father 60 year ke hai or wo retair huye hai abhi toh kya me is plan me invest kru toh shi rehega because unki age 60 hai is candistion me karana shi hai

    • @YouTheReal
      @YouTheReal  Рік тому

      Aap is plan me invest kyo karna chahate hai???

  • @naveenmeena8490
    @naveenmeena8490 11 місяців тому

    Accured guarantee yearly addition ko withdrawal karva sakte h kya everyyear ?

    • @YouTheReal
      @YouTheReal  11 місяців тому

      Benefits jis trah se video me bataye hai plan me wese hi hai

  • @mukeshgilra6502
    @mukeshgilra6502 10 місяців тому

    Insorence me pahli kist me kuch discount dete h kya

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Online policy lene par insurance company jo discount deti hai vo apne policy brochure me batati bhi hai...

  • @ANKUSHYADAV-of8jt
    @ANKUSHYADAV-of8jt Рік тому

    मुझे इस पॉलिसी को लिए 3 months ही हुआ है(अप्रैल में लिया था) लेकिन कुछ आर्थिक समस्या के कारण इस पॉलिसी को सरेंडर करना चाहता हूं और 1 lac ₹ जो जमा कर चुका हूं उसकी बहुत जरूरत है तो इस धनराशि को वापस लेने के लिए क्या करना पड़ेगा।।। please help

    • @YouTheReal
      @YouTheReal  Рік тому

      Aap seedha branch manager se near by branch visit kar ke baat kar skte hai...
      Kykoi as per policy terms and conditions policy ke First 30 days ke baad aise policy surrender nahi hoti hai na hi surrender value milti hai..

    • @firozkhan-ni5yo
      @firozkhan-ni5yo Рік тому

      @AnkushYadev bhai Ye Same Policy Maine bhi krae thi In April 2022 me Toh Kuch Problem ki Wajah se Maine bhi Ek lakh ko Wapes Dene ki Baat ki toh SBI walo ne bola ki Apko Kam se kam 3 kist Bhrna pdega Fir Chaho toh Stop kar skte ho Fir 5 Year tk Wait kro Fir Mil skta hai Ye Ek Kist Wapes nahi dete hai

    • @Meet2648-
      @Meet2648- 3 місяці тому

      Poora paisa barbaad ho jaye ga

    • @Meet2648-
      @Meet2648- 3 місяці тому

      Pura paisa barbad ho jaye ga

  • @riturajdadhich9447
    @riturajdadhich9447 Рік тому

    Meri policy 15 year ke liye hai.PPT 1lakhs for 7 year hai.muje kab se paisa melega aur kitna

  • @barunkumarmondal7271
    @barunkumarmondal7271 5 місяців тому

    2years Dene ke bad aagar 9 year me Pura year ka Rs that sakti Hai kai

    • @YouTheReal
      @YouTheReal  5 місяців тому

      2 years pay karne ke baad poora peaa nahi milta hai

  • @amazingfacts78610
    @amazingfacts78610 Рік тому

    After 26 years la maturity nanter plan band hoto ka ki phude pension continue bhate ka

    • @YouTheReal
      @YouTheReal  Рік тому

      Sabhi condition me policy bond follow hota hai... Aur SBI life insurance company limited me SBI Bank partner hai toh ye ek public sector ki bank hai toh thoda assurance raheta hai...
      Baki aap kahena kya chahte ho??
      Kyoki har insurance depend karta hai ki ek individual kis trah se planning kar raha hai .

    • @amazingfacts78610
      @amazingfacts78610 Рік тому

      Ye Jo apne upar plan bataya SBI life smart platina plus ye plan
      Ismey 26 years me muje maturity ke paise mil jate hey
      To Mera ye saval hey ki 26 years maturity ke bad bhi muje pension milagi ya nahi

    • @YouTheReal
      @YouTheReal  Рік тому

      @prasadp.gosavi9990 jo Money Back hota hai vo jesa ki plan me batya ki Inbetween policy term hi milta hai ...jaha baat maturity ki waha regular money back mila band hota hai aur Lumpsum benefit mil jata hai....

  • @RamPrakash-yk9hj
    @RamPrakash-yk9hj 5 місяців тому +2

    Sir Mera SBI platina plus me mai two years ( four lakhs) pay kar Diya but ab pay nahi kar payege iska kya karana sahi hoga

    • @RamPrakash-yk9hj
      @RamPrakash-yk9hj 5 місяців тому

      Please reply

    • @YouTheReal
      @YouTheReal  5 місяців тому

      Aap policy bond me paid-up policy benefits ko detail check kare aap...
      Usse apko pata chal jayega ki agar aap ab premium nahi pay karte hai aur surrender nahi karna chahate hai (policy surrender karne par bahut jyada nuksan hota hai) to kya benefits honge..

  • @kuldeepsinghsaharan4075
    @kuldeepsinghsaharan4075 Рік тому

    IRR nikalne k liye konsi app ya calkulatr h

    • @YouTheReal
      @YouTheReal  Рік тому

      Google play store ya apple store kafi hai..
      Bas aap search kare

  • @vishalkumargupta7880
    @vishalkumargupta7880 Рік тому

    Sir ji mere father ki age 68 hai es plan me entry ho sakti hai?

  • @h1a610
    @h1a610 Рік тому

    Maine ek sal ka hi pesa jama kiya Ab mere pas pese nhi aur main is scheme ko band karna chahta hon mujhe kitna pesa wapas milega ya nhi milega

    • @YouTheReal
      @YouTheReal  Рік тому

      1 year hi pay kiye hai toh nahi milenge...
      Aur adhik jankari ke liye insurance company se contact kare

    • @supremereligion2817
      @supremereligion2817 Рік тому

      Apko fasa gaya hai🤗🤗

    • @manjeetarya4751
      @manjeetarya4751 19 днів тому

      Bahut bekar plan h usse achcha FD hai aapna Paisa safe to rahta hai jab chaho nikal sakte hain

  • @vinayakpampattiwar6443
    @vinayakpampattiwar6443 10 місяців тому

    100000 dsal ke liye dale to uska retrnu 15 salke bad kitana milega

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Guaranteed return toh apko video dekhne ke baad agar policy brochure check karnge to aapko samajh Aa jayegaa asani se...

  • @danceraaradhya001
    @danceraaradhya001 Рік тому

    Please replye me bhi krayi 2 sal ke liye to ky mujhe after 2 paise mil jayega kya

    • @YouTheReal
      @YouTheReal  Рік тому

      2 years pay karne ke baad policy surrender value accrue ho jati hai...
      To surrender Kiya Jaa sakta hai..

    • @parulkoumarya1992
      @parulkoumarya1992 7 місяців тому

      Kitte paise milenge?

    • @ngamjakhupbaite907
      @ngamjakhupbaite907 5 місяців тому

      I surrendered after 2 year but they are not willing to pay me my surrendered value,

  • @jyotiranjansahoo2592
    @jyotiranjansahoo2592 Рік тому

    Ye SBI LIFE - SMART PLATINA PLUS - GUARANTEED INCOME
    Band kaise karein??
    Last month hi liya he

    • @YouTheReal
      @YouTheReal  Рік тому

      2 tarike hai
      1st insurance company ko seedha contact kare ek written application ke sath,
      2nd premium pay krna band kar de....
      Kyoki agar policy ke First 15 to 30 days agar ho chuke hai toh apko refund nahi mila skata hai..

  • @NaveenOneAndOnly
    @NaveenOneAndOnly Рік тому

    I have paid 1st premium, now i lost my job, can i cancel this policy? How much money i will get back.
    Policy bought on 13-07-2022.
    I cannot pay 2nd year premium. Is there any loss to me if i cancel this policy? Pls tell me

    • @YouTheReal
      @YouTheReal  Рік тому +1

      If Free Look up period (First 15 to 30days of plan) is over then no refund as per rules....
      If the free Look-up period is running then you can ask for it....
      And my suggestion to you is visit the nearby branch & discuss your issue with the branch manager...then maybe you would get a refund

    • @pulai4731
      @pulai4731 Рік тому

      You have to pay at least for two consecutive years

    • @ashishforchemistry7228
      @ashishforchemistry7228 Рік тому

      ​@@YouTheRealhow much money I will get after 2 yr. If I surrender.

    • @YouTheReal
      @YouTheReal  Рік тому

      30% of total Paid Annualized Premiums...

    • @4114deepak
      @4114deepak 9 місяців тому

      What if we don’t pay the premium after 1 year but don’t cancel the policy… do we get anything during the guaranteed income period

  • @viralnayee7732
    @viralnayee7732 Рік тому

    2 year premimum bhara hai ...bandh kaise kare ab ?? Aage continue nai karana chahate ?

    • @YouTheReal
      @YouTheReal  Рік тому +1

      Ek application, original policy bond ke sath near by branch visit kare policy band ho jayegi,
      Lekin usse pahle apna policy bond jarur read kar lijiyega

    • @parulkoumarya1992
      @parulkoumarya1992 7 місяців тому

      Is situation me kitta Paisa wapis mil paega?

  • @sk.332
    @sk.332 Рік тому +1

    Very good plan

  • @muthuraj3321
    @muthuraj3321 Рік тому

    Hi sir..sbi smart elite that plan yearly 3lak i pay total 7year plan.. 7year after how much I can get interstate please give information

    • @YouTheReal
      @YouTheReal  Рік тому

      ua-cam.com/video/oRQkM-oVM14/v-deo.html

  • @budhadebadhikari7529
    @budhadebadhikari7529 10 місяців тому

    Samjho Maine 10 sal ka primium liya hai or maine 5 sal ei bhara or bad main nehi bhar paya uske liye thoda batayange please 🙏

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Grace period ke baad sabhi main complete benefits (jinhe jaankar apne plan liya hoga vo) discontinue ho jayenge ... Sabhi main complete benefits ko again in-force ke liye aapko policy ka Revival karna hoga...
      Aur long term tak insurance company ko apki trah se kisi bhi tarah ka response nahi mil toh ho skta hai (might be) ki Revival Period ke baad policy lapse bhi ho sakti hai..
      Aur jyada samjhne ke liye apko ab policy bond ya brochure kam se kam read kare aap...

    • @budhadebadhikari7529
      @budhadebadhikari7529 10 місяців тому

      @@YouTheReal matlab total 11 sal k baad mujhe yearly kuch nehi mileg ?

  • @SureshRakshi-g2k
    @SureshRakshi-g2k 6 місяців тому

    Hlo Sir please maine karake 3 month ho gaya mujeko paisa ki jaruta hai cancel ho jayega ho gaya to kitana paisa milega

    • @SureshRakshi-g2k
      @SureshRakshi-g2k 6 місяців тому

      Sir please reply do

    • @YouTheReal
      @YouTheReal  6 місяців тому

      Agar 6 months ho gaye toh ab kuchh nahi ho skta hai...

  • @KhurshidAlam-pz4yw
    @KhurshidAlam-pz4yw 10 місяців тому

    Sir ji, mere 1st primium kate hue 1 month vi nahi hua hai. ab kya mai policy cancel karsakta hu? please answer.....

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Aap Kara skte hai Agar apke policy bond me Free Look up period 30 days ka likha hua hai toh

  • @surendrakumar4241
    @surendrakumar4241 Рік тому +2

    SBI life ka smart saver plan ka video banaya 🙏

    • @YouTheReal
      @YouTheReal  Рік тому

      www.sbilife.co.in/en/services/download-center/product-brochures
      Mujhe "Smart Saver plan" mil nahi Raha yaha bhi ...

  • @bhaveshsing3101
    @bhaveshsing3101 10 місяців тому

    Bhai umer 35 he to kya 1 lakh pe 103 aaega k kam

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Nahi thoda bahut antar hoga...
      Because as per age, policy term, p.p.t & premium income Benefit Factor Change Hota hai....
      Aap inki website se Inka calculator use kar skte hai...
      Ya aap telegram Channel se PDF le skte hai....

    • @bhaveshsing3101
      @bhaveshsing3101 10 місяців тому

      Ok thank

    • @YouTheReal
      @YouTheReal  10 місяців тому +1

      🙏

    • @bhaveshsing3101
      @bhaveshsing3101 10 місяців тому

      @@YouTheReal 150 sal ka invest karna he kis me kare sir sbi k other kare or term plan le le

  • @nigellobo4866
    @nigellobo4866 Рік тому

    is there any GST exemption for NRI? ,specially if you are a seafarer... please let me know.

    • @YouTheReal
      @YouTheReal  Рік тому

      You should go through policy bond sample copy...link is in video Discription reference section

    • @vinodjaniyani158
      @vinodjaniyani158 Рік тому

      Ise achha plan mere pass hai sir wo bhi guaranteed

  • @neenaverma5803
    @neenaverma5803 13 днів тому

    Kya esme tax rebate hai

    • @YouTheReal
      @YouTheReal  13 днів тому

      Premium under 80C
      Maturity & Death under section 10(10D)

  • @phadirock3033
    @phadirock3033 Рік тому

    Sir this maturity ka paisa kab milga mujhe plzzzzz batana sir

    • @YouTheReal
      @YouTheReal  Рік тому

      Bhai video end tak mile wali hai..

  • @manoharlalsharma243
    @manoharlalsharma243 Рік тому

    Kya senior citizens apane bete ko 35 yr old h ke nam se premium jjama karata h to use income tax ki chhot mil sakti h

    • @YouTheReal
      @YouTheReal  Рік тому

      Agar married hai toh nahi..
      Aur ITR file karte hai toh bhi nahi..
      Jahan tak mujhe gyaat hai

  • @Kismatmlm123
    @Kismatmlm123 11 місяців тому

    Guarenteed income me death benefit melega ya nahi milega

    • @YouTheReal
      @YouTheReal  11 місяців тому

      Life insurance plan me death benefit milta hai..as per plan terms and conditions

  • @anilsoni1941
    @anilsoni1941 Рік тому

    One month ya two months payment krne k badh death hone par kya milega bhai ?

    • @YouTheReal
      @YouTheReal  Рік тому

      Aisa kuchh specifically policy bond sample copy me likha hua kuchh nahi dikha hai.... (Page number 20 par death benefit ki details hai, policy bond ka sample copy apko inki website se mil jayega ya fir aap telegram channel se le skte hai Link video ke discription me hai)
      Han ek jagah ye jarur likha hua dikhayi deta hai suicide case me claim nahi milega is 12 months me ...aur minimum death benefit 105% × total paid premiums se kam nahi hoga...

    • @anjanadevi6766
      @anjanadevi6766 Рік тому

      Death claim karne par poora beema dhan jise Sum assured kahte hai nomini ko mil jaata hai

  • @Sam85080
    @Sam85080 11 місяців тому

    Is this plan better or Birla Ayush

    • @YouTheReal
      @YouTheReal  11 місяців тому

      Sbi life smart platina plus plan life income option
      ua-cam.com/video/OFN2-JdIdKA/v-deo.html
      Aditya birla sun life nishchit aayush plan long term income option
      ua-cam.com/video/rLg1lzcVddE/v-deo.html
      Absli nishchit aayush plan whole life income option
      ua-cam.com/video/xU_UPUc1zjg/v-deo.html
      Ye videos in plans ke alag alag option ko hai aap dekhe....
      Thank you for your comment 🙏

  • @Dilipkumar-bh9gu
    @Dilipkumar-bh9gu Рік тому

    Agents ko kitna parsant milta hai

    • @YouTheReal
      @YouTheReal  Рік тому

      Insurance company ki website par check kare..

  • @surjitsingh8575
    @surjitsingh8575 Рік тому

    Sir I have a child of 4 years
    Could you suggest me any SBI plan please

    • @YouTheReal
      @YouTheReal  Рік тому +1

      Sbi life ki website par product section me child plan select kar ke aap check kre

    • @YouTheReal
      @YouTheReal  Рік тому +1

      1st Part
      ua-cam.com/video/B2c8YO-3rs4/v-deo.html
      2nd Part
      ua-cam.com/video/152caSNpNzM/v-deo.html
      Ye dono video sbi life smart champ plan ki hai...
      1st part me eligibility criteria, Maturity Benefit, Death Benefit ki jankari example ke sath hai,
      2nd part me surrender value ki details batayi gayi hai with example.

    • @mousamsinha7034
      @mousamsinha7034 Рік тому +1

      Are you interested

    • @surjitsingh8575
      @surjitsingh8575 Рік тому

      @@mousamsinha7034 yes Could You suggest? Please

  • @shantidevi3260
    @shantidevi3260 Рік тому

    2 year payment brne ke bad policy band kr de to bhri hui payment kb vapis milegi

    • @YouTheReal
      @YouTheReal  Рік тому

      Nahi ..agar Mila toh surrender value milega aur vo total Paid Annualized Premiums ka 30% ho skta hai.

  • @anupbudhia2102
    @anupbudhia2102 Рік тому

    What is the IRR or CAGR or Annualised return rate of this policy?

    • @YouTheReal
      @YouTheReal  Рік тому +2

      Agar IRR ko dhyan me rakh ke plan lena hai toh life insurance le hi nahi paoge.... kykoi 4% to 6.2% tak hi Jayda se jayada iRR ho skata hai..
      Han agar life insurance apko protected amount ke tahat lena hai toh thik hai...
      Kykoi insurance hota hi protection hai ..isko protection ki trah treat kare...

    • @suhasn2611
      @suhasn2611 Рік тому +1

      Insurance lena hai toh term insurance le lete

  • @bhaveshsing3101
    @bhaveshsing3101 10 місяців тому

    Icici pro pension plane pe bhi video banae please🙏🙏

    • @YouTheReal
      @YouTheReal  5 місяців тому +1

      Pension playlist check karna apko videos mil jayengi inke pension plan ki...

  • @Vickysvlogs779
    @Vickysvlogs779 Рік тому

    hello konsa app hai
    pen se explain karne wala pls batao

    • @YouTheReal
      @YouTheReal  Рік тому

      Whiteboard
      Search kare app store par

  • @cricketloverboy740
    @cricketloverboy740 11 місяців тому

    Sir iss ma tex dana parti ha plz reply

    • @YouTheReal
      @YouTheReal  11 місяців тому

      80C & 10 (10D) me tax deduction mil jata hai

    • @jagdishbisht7232
      @jagdishbisht7232 6 місяців тому

      Haan SGST or CGST padta hai milake 4500 first year m uske baad 2nd year se 2250 tax padega

  • @gsam5399
    @gsam5399 10 місяців тому +1

    Lets assume Person A pays 50k premium annually and Person B pays monthly premium so Person B's monthly premium is Rs 4250(+tax). Now Person B anually premium is around Rs 52000.
    Person A yearly Guranteed income is 50k * 103.81% = Rs 51905.
    Will the Yearly Guranteed income of Person B equal to Rs 51905 or
    52000*103.81%=Rs53981 ?????

    • @YouTheReal
      @YouTheReal  10 місяців тому

      Bhai itna sab kuchh karne ki need nahi hai agar video apke liye helpful nahi hai (I am sorry for that) to aap seedha insurance company ki website per Inka calculator use Karo aap apko sab pata chal jayega

  • @bharati998
    @bharati998 5 місяців тому

    I am three times pay Kiya tu Kitna paisa milega sir

    • @YouTheReal
      @YouTheReal  5 місяців тому

      Agar Surrender karenge toh sirf 35% to may be 40% ..,
      Exact amount to aap online insurance company website par policy number se login kar ke surrender value request raise kar ke dekh skte hai

  • @sunilpoonia5838
    @sunilpoonia5838 Рік тому

    Nice video ji

    • @YouTheReal
      @YouTheReal  Рік тому

      Credit goes to our viewers 🙏

  • @sangrambiswal1808
    @sangrambiswal1808 7 місяців тому

    Bro police ka year kesea change karea

    • @YouTheReal
      @YouTheReal  7 місяців тому

      Misprint hai kya?
      Ya koi error hai?
      Main samjha nahi

  • @sureshraxi6943
    @sureshraxi6943 9 місяців тому

    How to check yono sbi me investment

    • @YouTheReal
      @YouTheReal  9 місяців тому

      Yono kabhi use nahi Kiya mene...

  • @roger1857
    @roger1857 Рік тому +1

    You have not mentioned about Tax benefits

    • @YouTheReal
      @YouTheReal  Рік тому

      Poora pdf hi share kar Diya hai telegram channel par aur pdf ka link bhi video ke discription ke reference section me Diya hai...
      Wese normally 80C & 10(10D) tax benefits milte hai...
      Next financial year se agar premium 5 Lakhs se Kam hoga TB hi tax benefits milenge...

    • @roger1857
      @roger1857 Рік тому

      @@YouTheReal We look for the pdf because we couldn't understand the many insurance words and r explained in clip in understanding language. Thanks

    • @YouTheReal
      @YouTheReal  Рік тому

      🙏

    • @sajaddar3095
      @sajaddar3095 Рік тому

      It benefits 10 10 D

  • @rajeev2366
    @rajeev2366 Рік тому +4

    Bahot ghatia hai SBI Life Insurance ka plan
    Sir, SBI Flexi Smart Insurance me 15000 per year ke hisab se 2013 se 2022 tak total 150000 deposit Kiya. Maturity ke baad 2023 me only 210000 mila. Means only 60000 extra. Yeh toh bilkul galat huwa na sir. RD me karata toh lagbhag 2 Guna se bhi jyada hota shayad.
    Sabse kharab plan hai SBI ka
    Mera recommendation hai galti se bhi koi naa kare SBI Life Insurance. Agar karna hi hai toh RD the best hai

    • @Seemasingh-nv7px
      @Seemasingh-nv7px 9 місяців тому

      Sir risk cover bhi to hai Jo ki Rd me nhi hota

    • @YouTheReal
      @YouTheReal  9 місяців тому

      80C & 10 (10D)

    • @KtmKtthree
      @KtmKtthree Місяць тому

      It's purpose only for death cover.... If you paid 2013 nd 14 year then unfortunately you died then your nominee clam all 2 lachs 😂

  • @AnkitKumar-ee8hs
    @AnkitKumar-ee8hs Рік тому +2

    Mota mota - 26saal m 10L deke 27L milega
    Means annual interest 2% bhi nhi h
    FD wale 7.1% de rhe…. Kya faida h iska 😳😠

    • @YouTheReal
      @YouTheReal  Рік тому +1

      Han agar 10L ki FD ek sath kare toh...
      Ya fir Har saal karte jaye...aur FD rate of return kam hota hi Jayega
      Bas life insurance, 80c, 10(10D) ka benefit nahi milega, life cover bhi nahi milega

    • @rainbow_shimmer
      @rainbow_shimmer Рік тому

      Fd ke rates reduce hote hai,
      Agle 26 sal me fd syd 1% se bhi km ho jaye,
      And you know very well ki tum 7% ki rate p 444 days se jyada ki din ki nhi kr skte,
      And dusri chiz 10 l tum oneshot me nhi de rhe, 1 lac /year de rhe ho

    • @devilaldangi7227
      @devilaldangi7227 Рік тому

      पॉलिसी को बंद कैसे किया जाता है

    • @YouTheReal
      @YouTheReal  Рік тому

      Seedha insurance company ko contact kar ek written application ke sath original policy bond..aur apni baat par ade rahe ...ho jati hai

    • @budhadebadhikari7529
      @budhadebadhikari7529 5 місяців тому

      Mujhe 2 sal k bad police bandh Karna hai .....Maine jitna paisa bhada sab mil jayega kya ????

  • @deepsometimess
    @deepsometimess Рік тому +1

    Is this maturity amount after years Tax Free or is it taxable?

    • @YouTheReal
      @YouTheReal  Рік тому

      Maturity under section 10(10d)
      Agar yearly premium under 5 lacs hai toh

    • @sk.332
      @sk.332 Рік тому +1

      Tax-free

    • @islamicbayans6447
      @islamicbayans6447 Рік тому

      Tax free

    • @mdbasaz
      @mdbasaz Рік тому

      It will paid to you after TDS Deduction, you can claim via ITR next AY under section 10(10D) Exempt Income.

  • @debabratamishra6098
    @debabratamishra6098 Рік тому

    Date of commencement of my policy - 28/4/2023.
    Due date of last premium - 28/4/2032.
    What is my First guaranteed income payout date ??? DD/MM/YY

  • @s.ghindi6324
    @s.ghindi6324 Рік тому

    Ye cancel hoga piasa return milega?

    • @YouTheReal
      @YouTheReal  Рік тому

      Agar Free Look up period over nahi hua toh mil jayega,,
      Agar free Look up period complete ho chuka hai toh Kam se kam 2 to 3 years premium pay karne ke baad apko policy surrender karni hogi usme apko achchha nuksan hoga

    • @s.ghindi6324
      @s.ghindi6324 Рік тому

      @@YouTheReal kase chake karo?

    • @YouTheReal
      @YouTheReal  Рік тому

      Policy bond read kare...
      Ya policy number ke sath login kre inki website par profile create kare apko details show hongi

    • @PankajRawat-ef7fz
      @PankajRawat-ef7fz Рік тому

      Sir mene le te policy 2 month 50000 yearly pay h or cut be gyi amount kya cancel ho skti h policy or refund mill skta h

  • @RoshanNayak44
    @RoshanNayak44 10 місяців тому

    M connect ka video banaye

    • @YouTheReal
      @YouTheReal  9 місяців тому

      Ye application hai sayad?

  • @dilkushsaini4957
    @dilkushsaini4957 Рік тому +2

    इस पॉलिसी को बंद कैसे करें । कृपया जानकारी दीजिए🙏

    • @YouTheReal
      @YouTheReal  Рік тому +1

      Seedha insurance company se contact kr ke..
      Online profile me login kr ke inki website par

    • @bickysid
      @bickysid Рік тому

      bnd kiyu kar rhey ho bhai kiya prblm huwaa

  • @barunkumarmondal7271
    @barunkumarmondal7271 5 місяців тому

    Mera policy mere beta ke name par transfer Kar sakti kai

    • @YouTheReal
      @YouTheReal  5 місяців тому

      Life assured jo hain plan lete time vo baad me nahi change hote hai....
      Jinka bima hua hai (life assured) unka hi raheta hai Transfer nahi hota hai...

  • @manojkumarnaik5205
    @manojkumarnaik5205 Рік тому

    11years ka kya hoga

    • @sk.332
      @sk.332 Рік тому

      1o sal jama karna hai aur 11we saal waiting year hai

  • @manojkumarnaik5205
    @manojkumarnaik5205 Рік тому

    11sal ka kya hoga

    • @YouTheReal
      @YouTheReal  Рік тому

      Video me bataya gaya hai ....ki kis tarah se benefits hai .... Jis tarha se hai as per policy bond sample copy...usi tarah se bataye gaye hai.

  • @digitalsolution9932
    @digitalsolution9932 Рік тому

    What woulb be death benefit after 9 years of ppt ??

    • @YouTheReal
      @YouTheReal  Рік тому

      Death benefits already mentioned in the video of this plan

    • @ranjuritzz2983
      @ranjuritzz2983 Рік тому

      Death benefit 11,00,000 n aftre 2yrs your payout will be continue ...15 yrs

  • @sureshraxi6943
    @sureshraxi6943 9 місяців тому

    How to cancel this policy

    • @YouTheReal
      @YouTheReal  9 місяців тому

      Sidha insurance company ko contact karne original policy bond ke sath

  • @sajaddar3095
    @sajaddar3095 Рік тому +9

    Not a good plan... Customer has to paid 10 lakh... Waiting period 1...after 11 years payout starts

    • @abhiram43
      @abhiram43 Рік тому +6

      After payment of 1 year if policy holder dies they get 11 lac

    • @naughtyavacado
      @naughtyavacado Рік тому +1

      ​Minimum 2 years

    • @smrjt9102
      @smrjt9102 7 місяців тому

      @@abhiram43they get 66 lac

    • @KtmKtthree
      @KtmKtthree Місяць тому

      If you paid one year or more than one year.and unfortunately you died then your nominee clam 11lach and other benefits 👍 only for death purpose other wise if you paid 10 lachs. Then coustomer return 6.10% interest that's bad

  • @supremereligion2817
    @supremereligion2817 Рік тому +2

    Sbi life smart platina plus who is gauranting? Sbi is not linked with this insure co. If this co flies with our money, who will gaurantee?

    • @YouTheReal
      @YouTheReal  Рік тому

      SBI bank is the key member of sbi life insurance company limited..... If a plan is non-linked = not connected to Market,
      Non-participating = not depend on company performance/Financial year bonus,
      It means whatever a life assured pay for life insurance on that he/she will pre decided return which they get to know at time of opting the policy..... that's why it called guaranteed return plan

    • @supremereligion2817
      @supremereligion2817 Рік тому +1

      @@YouTheReal ok but only the logo of SBI is licenced to this co but the owner is different. Sbi doesnt give manual form to open this insurance. You or I can still open this insurance online at home without a single interference of any employee of SBI since it is not liable for any risk that might accrue for customer's in future. That means other than the owner of the insurance co no body is guaranteeing our money😄😄

    • @YouTheReal
      @YouTheReal  Рік тому

      ua-cam.com/video/9DSjV641pOs/v-deo.html
      Ye video dekho aap aur trust Naa ho to IRDAI ke report section me jaa ke khud apne aap read kro....
      Fir bhi trust na ho toh SBI life insurance ki website ke sitemap me jaa kar sare reports download kar ke read karo....
      • Sbi life will not be responsible if you do invest in ULIP plan & Participating plan....

    • @rainbow_shimmer
      @rainbow_shimmer Рік тому

      IRDAI is guaranteed our money

    • @JoySarkar-qy6eh
      @JoySarkar-qy6eh 3 місяці тому

      Sir mujhe insurance ke bare me itna pata nahi. Mena ek ajent ke kehne par SBI ka yahi plan liya. Agent bataya ki salana lamsam 63k dena hoga 10 sal tak aur agle ek sal bad 16 lakh guarantee milega. Keya agent sahi bataya? Please sir reply karna.

  • @SalavaijajChand-rs4iv
    @SalavaijajChand-rs4iv 6 місяців тому

    Death benefit factor tablet chahiye

    • @YouTheReal
      @YouTheReal  6 місяців тому

      Telegram channel par policy document ka sample paper hai usme apni death benefit factor tabel check kar skte hai....
      Link video ke discretion me hai...
      Ya fir aap insurance company ki website se bhi policy brochure & policy bond sample copy download kar skte hai..

  • @gowharsyed9640
    @gowharsyed9640 Рік тому

    Lic jevan umung is best plan which provides 8% life time

    • @YouTheReal
      @YouTheReal  Рік тому

      ua-cam.com/video/D7A2UvEbGa8/v-deo.html
      Ye video lic jeevan umang ka hi hai

    • @vinodjaniyani158
      @vinodjaniyani158 Рік тому +1

      Wo 8% nhi deti

    • @gowharsyed9640
      @gowharsyed9640 Рік тому

      @@vinodjaniyani158 then how much they give. Brother it is mentioned in policy bond that policy holder will recieve 8%of sum assured

    • @YouTheReal
      @YouTheReal  Рік тому

      Base Sum Assured ka 8% dete hai after Premium Payment Term whole life.. aur Tax free bhi hai...

    • @ajthajyn9601
      @ajthajyn9601 Рік тому

      Jevan umang 20 year sbi Life time Saver 10 year after 7 year Bonus Kittum 10 year Garana eed income Kittum

  • @amitpanja8880
    @amitpanja8880 3 місяці тому

    PAB Plan of shriram Life Insurance is much better than this

  • @ashaokokhu
    @ashaokokhu Рік тому

    After 3years you can refund the amount ...I too have the SBI life -smart platina plus.....think properly and invest .

    • @YouTheReal
      @YouTheReal  Рік тому +1

      That's called Surrender Value not refund..
      Kindly read your policy bond 🙏 carefully 🙏

    • @ashaokokhu
      @ashaokokhu Рік тому

      Sir how to surrender? After 3years

    • @YouTheReal
      @YouTheReal  Рік тому

      For that you need contact to insurance company with the original policy bond & an application with surrender form (you'll have it from the insurance company branch or at the website)

    • @ashishforchemistry7228
      @ashishforchemistry7228 Рік тому

      Complete premium refund hogya kya after 3yr.

    • @YouTheReal
      @YouTheReal  Рік тому

      Nahi kisi bhi non-linked non-participating ya Participating life insurance policy ko Policy term complete karne se pahle close karne par complete premium return nahi hota hai....
      Kyoki before the policy surrender karna kahete hai isko...

  • @spartan5788
    @spartan5788 Рік тому

    Koi mujhe ye plan simple terms me samjhaiye 🙏

    • @YouTheReal
      @YouTheReal  Рік тому

      Life insurance policy hai
      Jisme regular money back milta hai jise regular income kaha gaya hai...
      Death Benefit & maturity tax free ho skti hai agar annual premium 5 lakh se kam hai
      Premium pay karnege to under 80C tax deduction mil Jayega...
      Baki aap video dekh kar policy brochure read kare..

    • @krishna_pandat07
      @krishna_pandat07 11 місяців тому

      Jiii

  • @t_sand_tmrock5366
    @t_sand_tmrock5366 Рік тому

    Please slow the video

    • @YouTheReal
      @YouTheReal  Рік тому

      Thank you for your feedback

    • @111jiya
      @111jiya Рік тому

      Contact me for SBI life insurance investment or saving plan

    • @anupbudhia2102
      @anupbudhia2102 Рік тому

      I watched the video at 1.5X speed 😊

    • @YouTheReal
      @YouTheReal  Рік тому

      😅

  • @sudhi145
    @sudhi145 Рік тому

    Max life ka monthly advantage plan is better than this plan.

    • @YouTheReal
      @YouTheReal  Рік тому

      ua-cam.com/video/8k78q62Z5_Q/v-deo.html
      Max life insurance monthly income advantage plan

  • @manjeetarya4751
    @manjeetarya4751 19 днів тому

    FD se bhi bekar plan hai, koi mat lene

    • @YouTheReal
      @YouTheReal  19 днів тому

      Plan agar need ke according nahi hai toh Lena hi nahi chahiye...
      Koi kitne bhi benefit ginaye pahle apni need ko samjhna chahiye fir policy document read karna chahiye uske baad plan sahi Lage na lage uske according decision Lena chahiye.....
      Baki FD aur life insurance policy ka koi comparison hi nahi hai ....on ground....
      Dono hi ek dum alag alag needs ko target karte hai...

  • @rajeshs6556
    @rajeshs6556 7 місяців тому

    Don't buy this plan, in case of emergency the surrendered value will be getting less. Please don't invest on this plan.
    Waste of money. Agents or bank person will not brief your plan in details.

    • @YouTheReal
      @YouTheReal  7 місяців тому

      That's why we all must read the policy document before taking/buying/opting an insurance policy.

  • @shantidevi3260
    @shantidevi3260 Рік тому

    Please reply sir

  • @shyambhatewara3657
    @shyambhatewara3657 Місяць тому

    Ye plan koi kaam ka nahi h

    • @YouTheReal
      @YouTheReal  Місяць тому

      Par aisa kyo??
      Ya fir Jo humarey kaam ka nahi vo kisi kaam ka nahi??

  • @sangitavaidya4578
    @sangitavaidya4578 8 місяців тому

    Don't purchased SBI life insurance bad behevear employee

    • @YouTheReal
      @YouTheReal  8 місяців тому

      Share your complete experience so that our viewers can find that helpful for themselves

  • @pcnishad6965
    @pcnishad6965 Рік тому +1

    Sbi lif insurance company aap ka Paisa lutne ka company hai kabhi v investment n kre

    • @YouTheReal
      @YouTheReal  Рік тому

      Apke sath jo hua use share kre jisse aur log apki baat ko achchhe se samjh sake aur unki help ho

    • @motivation-vy3rm
      @motivation-vy3rm Рік тому

      Mere papa ke paas 2 sbilife thi...ek 2014 se or dusri 2021 se ...second policy ki 2 installment bhari hai...uski inquiry hogi bol kar first policy ke paise bhi roke hue hai...

  • @DeepakKumar-fq5mx
    @DeepakKumar-fq5mx Рік тому

    Asamani kitab wala hi koi hoga

  • @liliraj8299
    @liliraj8299 Місяць тому

    Faltu plan he

    • @YouTheReal
      @YouTheReal  Місяць тому

      Apna experience share kare jisse ki sabki help Karo.....

  • @lalitmadhabnayak7712
    @lalitmadhabnayak7712 Рік тому

    Not good policy.

  • @rameshnagore7914
    @rameshnagore7914 Рік тому

    Bete ke name pe ho to ege10 year

    • @YouTheReal
      @YouTheReal  Рік тому

      Sahi hai .,...mere hisab se..
      Kyoki plan ki maturity amount ko aap apne liye bhi us kar payenge

  • @gulammustafaqaudri4631
    @gulammustafaqaudri4631 Рік тому

    Kuch samjh nhi aa rha

    • @YouTheReal
      @YouTheReal  Рік тому

      Thank you for your feedback 🙏

  • @sudhi145
    @sudhi145 Рік тому

    Really bad plan

  • @BipinMishara-pv9mz
    @BipinMishara-pv9mz 11 місяців тому

    नंबर चाहिए

    • @YouTheReal
      @YouTheReal  11 місяців тому

      Inka number aap inki website se le skate hai

  • @chandrasekarchandrasekar6285

    Pool people select thish.waste plan

    • @YouTheReal
      @YouTheReal  Рік тому

      Apan anubhav likhe jisse dusro ki help ho