SBI Smart Platina Assure : Good or Bad | एसबीआई लाइफ - स्मार्ट प्लैटिना एश्योर l SBI Life Insurance
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- Опубліковано 9 бер 2021
- In this video you're going to learn about sbi smart platina assure plan .
Here are the sbi smart platina plan review and details i cover in the video :
First, you'll learn sbi smart platina assure benefits. I will show you details of the plan with an example.
Next i will show you if it is a good investment or a bad investment considering its calculation of guaranteed returns.
Next i talk about life cover in sbi smart platina assure plan as well as the tax benefits that the plan offers.
Finally I'll show you how sbi smart platina assure plan provides guaranteed returns but fails to meet inflation.
At the end, you will have made a conclusion if platina assure plan is good or bad.
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About the Video :
दोस्तों इस वीडियो में मैंने SBI life smart platina assure plan के बारे में बताया है ! SBI life platina assure plan के बारे में पूरी डिटेल्स आपको इस वीडियो में मिल जाएगी ! देखेंगे कि ये प्लान अच्छा है या बुरा ! उम्मीद है की आपको विडियो पसंद आये !
बहुत बढ़िया जानकारी दी गई है वह भी बिल्कुल ईमानदारी के साथ
इसके लिए बहुत बहुत धन्यवाद 🙏🙏🙏🙏🙏🙏🙏
Wow. Very good and practical analysis.
Thank you sir this valuable information
Surrender value detail ke bare me b batana chahiye tha... sir ji .. thanx for the valuable information ❤
This video is very helpful. Sir - Please make another video on this policy covering Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV) because as of date if we compare it to PPF, PPF is more beneficial and can buy term insurance separately. Sir - Requesting again please make another video on GSV and SSV, most of the buyers of this policy would like to know pros and cons of surrendering this policy.
Apki videos se acchi jankari mil rhi h. Isiliye aap muje bataye ki SBI ka best retirement plan kya h? Mera ek kafi bada amount SBI me hai or SBI staff muje Kuch na kuch plan batate rhte hain. But I don't believe anyone. Muje ek acche retirement plan ki jarurat h. My age is 39 yrs. Please help
सर मुझे लोन के साथ 1 साल पहले यह एसबीआई स्मार्ट प्लैटिना पॉलिसी दी लोन लेते समय मैनेजर ने जबरदस्ती दे दिया था गुमराह करके अब इसे बंद करवाना है तो क्या करना पड़ेगा
Superrr explanation
Sir is scheme me sum assured and guarente addition ke sath kuch bonus bhi milta hai kya..
Thanks
Thank you sir for this information . Great work
Best insurance plan of sbi life.
Very good
Good review....calling spade a spade
Tell me in video about surrender and process
Nice...
Sir ye plan kya puri trh granteed h or sbi ke uder h ya koi privet consultant ko throw out kiya gya h sbi ke dabara
Very nice 👍 sir ji
kindly SBI Life - flexi smart plus policy ke details jankari dijiye
main bahut parisan hu plese help me
Sir 2020 me Maine ye plan liya tha lekin Maine kebab 1 saal hi mai isko bhar paya kya sir 51000 rupaye mere ko milega ya nhi agar milega toh kab
Do kist jama ke bad nhi cllala sake per band hone per kya milehap
Informative
Glad you found it informative :)
Platina ya ppf .....which one is better....plz bataye
Sir smart income protect par ek video layieye
Jarur 👍
3 saal ka premium jama...kiya hai...abb band karne me kitna refund hoga....koi bataye
Sir, surrender ki bari me bathayie
Very good sir....
Thanks ❤️
Minimum kitna premium dena hoga?? Agar middle me off karde to kaya hoga??
Minimum premium 50000 se suru
Maturity pe phle surrender krne pe loss hoga ..
Write sir
2 kisti nehi denese keya hoga
Premium ke sath ajent vet Tex bhi dena hai
what if the person dies after paying just one year premium ? then what is the guaranteed addition ?
Sir mene apni 6year daughter ly policy Leni hai j wali le sakte hn ?
Call or msg us for more information
पॉलिसी लेने के बाद अगले साल का प्रीमियम जमा नही किया और इसे बंद करना चाहता हूँ तो क्या करे
Sir जैसे हमको manger ने गुमराह करके लोन के साथ यह प्लान दिया है but 2Month बाद cancil करवाना है क्या करे
Yahi mere saath huwa commisssion ke liye jabardasti kara diya
रिप्लाई तो दे दो भाई
Mere sath bhi yhi hua🤣
Sir yeh policy Army soldiers ke liye lagu hai term and conditions main explosive mines built firing main death hone par mommies ko claim mile ga ya nahi
Hm bhai koi bhi krva lo but no profit PF m dal de yr
Sir eska IRR kitna niklega
Smart retried plan kaisa h
Maine ye plan 10/03/2021 ko li. Again ese cancel karna chaunga to kitne rupes wapas milega. Kitne dinon ke andar cancel karna hoga
15 dinon ke andar cancel karne par refund aa jata hai.. Video par like jarur karein aur channel ko subscribe thaki baki logon thak bhi ye jankari puhuch paye..
Why you left?
@@future_nivesh sir kidar karna cancel
@@jagdishchahuan3074 सर इस प्लान में 3 साल के बाद मैच्योरिटी पूरी होने से पहले क्या हम सारा पैसा निकाल सकते है
Sir konsa plan sbse acha hai investment ke liye plz reply. Jis me hme jiada Fida ho
Call or msg us for more information
Sir Maine 6year 50000/year ka plan liya hu abhi july me jisme mujhe bataya gaya ki 12 sal baad 10 lakh Milega lekin bond paper me 457000 likha hai maine agent se dobara puchha to 457000 sum asured hai bataya usme gauranted asured aur judega bataya kya sahi hai kya galat please clear kijiye
457000 hi milega
Kon sa plan liye ho uska Nam batau
Surrender kr do... bewakoof bnate hai ye log
Mene esme 150000 ki do kist jama karwa di wapas niklwane par kitna pesa milega
01/10/1963 DOB है । क्या यह पॉलिसी हो सकती है?
Sir future k leye saving plan batae koi best
Call or msg us for more information
Branch office in odisha...mayurbhanj main hai kya?
please is video ko consult karo bhai
ua-cam.com/video/eNl6SMjTqMo/v-deo.html
Maine bhi liya hai.....4000/- per month investment ke hisab se
Acha..
I have a question. Can please someone help me. I have purchased this policy but now I want to break it. Will there be any problem?
Kuch v waps nhi milega....
Sir today I took this premium & paid 1 lac 4 thousands,Next year how much amount I would have to pay?Is it possible that I could pay between 50000-100000 annually?
Lagbag 1,2500... Convert to monthly payment in sbi smart platina Assure
Sir me 2 saal peemium paid kiya hun 51000 ka 3 Tisra paid kiya nahi ab me sureender karunga to kitna milega
Sir maine sbi assured plane le rakha hai.. kisi karn vash mjhe yeh band karna hai maine bus is mai 2 stall ment bhare hai.. to is mai mjhe kitna paise millenge.. aur is mai kitna charge katega
Ohoo dudes,
Ap kam se kam 3 year primium pay krna hai..
sbi life smart platina plus hai mera 1 lac per year ka 2 saal jama karne ke bad paid up me kitna milega ek video banaeye?
Income tax return m ye policy kam aayaga sar ji
Kya ise surrender kar sakte hai
Sir iss policy ko kase cancel kare
Agar hum isko nahi chala pa rahe hai do sal s jyada two lakh jama ho chuka hai beech m nikalna chate hai t kitna vapas milega
ua-cam.com/video/oZSDYSNNiQU/v-deo.html
Sir Mera age 36 he kya mere liye 1 lacks premium wala thik hoga 7 years wala
Ji haan aap is plan ke lia eligible toh hai par 36 years ki age mein aap ko guaranteed products ki jagah mutual funds mein sahi guidance ke sath nivesh karna behtar returns dega.. Adhik jankari ke lia whatsapp karein 8770938217 par.. Channel ko subscribe karna na bhoolein..
@@future_nivesh k
2021मे मैने इस पॉलिसी को लिया एवं इसकी दो किस्त जमा करा दी है,,,सर मैं इसे बन्द करना चाहता हूँ तो कैसे करू,,,,और कितना पैसा मिलेगा
Dikkat kya h kyu band krna chahte ho
Sir kya dekhat aa rhi h
Bank wolo ne khol deya
Reply kar na sir
पैसे की जरुरत है
DOES IT COVER ANY INSURANCE OF LOAN
Sir maine is sal is month main eye policy liya hoon. agar main abhi cancer karunga to mera kitna painsa katega?
Mat cwncel koro acca return ayega
Nomine ka death ho jaya ga so sir kya kare
Sir main ye plan lia hun ..
Bs ye janna chahtahun ki ,agar 6yr ja policy ho or kisiki maut naho to 12yr ke bad kitna paisa milega ?
Bhi ye plan me bhi liya hu
or Mane isme 1 lakh rupees invest Kiya hi
Agar rupiya ki jarurat to bich me mil sakta he
Hello sir, Maine SBI Life insurence ki policy li thi 2014 ,40k / year primum 5 yr Maturty time 10yr. Plz.tel me aftar 10 maturty amount kitna milega or kitna tax katega,
Tax free bro
Ya depend kartah hai app kiya plan liya ager app ulip plans liya hai toh abhi right time hai withdraw karne ka.....
Sir agar aapne full premium pay kiya hai fixed year tk or aap maturity ka wait kr rhe hai ya aapka policy mature ho gya hai to aapko 10 years ke according jo aapka risk cover amount yaani ki aapka sum assured jo hoga wo milega or saath hi 5 premium years ka 100 percent premium amount bhi milega
Thanku sir ,but thoda or batyega 2014 se 2018 tak 5 yr plicy amount 40k/ yr total 2lak sumasuerd 4lak aftar over plicy kitna milega non texpear hu mai thanku sir plz...
Jai hind sir, sir 51125 Rs ka policy ha 7 sal ke liye 15 sal bad kitna paisa milega
6,30,000/-
Agr 3 saal bd is plan ko bnd kre to kitne paise milnge
Sir mujhe ye plan surrender karna hai kitna charge cut ho sakta hai
Sir Ji Namastey... Maine yeh policy le rkhi ha 1 lakh per year ki... Abi ek hi installment di ha.. Kya main isko surrender krke Paise bapis le skta hu
@@Jhg000ijh भाई एक लाख प्रीमियम वाला प्लान है एक साल से कुछ कं समय हुआ बंद करबाना चाहते है तो कितना पैसा कटेगा कितना मिलेगा
Sir ye policy close krne k liye kya kare? Pls bataye
Ku close kar rahe he
May nikal ne vala hu
Maine 400000 annual premium 7 saal wala liya hai? But abhi FD rates jada hai isse to. Surrender karna theek hai?
Right bro
So what you think is it good to invest in this policy or not?
First find out whether this policy is backed by SBI or not. If this company run away with your money.😮
Very dirty plan
Sir mera plan 6 year ka h mai esai 6 year Kai baad pura amount nikal sKta hu kya
No
Is maturity amount tax free under section 10(10D)
Yess
Yes
Sir SBI smart Platina assure policy ko close kaise kr sakte hai... Plz help.
Ya ek traditional plan hai ager app withdrawal kartah hai toh surrender value hi milega.....
Hmko v bnd krna h
per month 2000 pay kre sirf 6 year ka term le...to 144000 pay karne ke bad 12 year me kitna milega
@@pritamroy2393 surrender value kaisey calculate karu
@@subhashisdas1784 bro brocure pay deko surrender value calculate kiya raha tah hai
Sir main ne 6 year ka plan select kiya taa 2019 main but agar main is insurance ko cancel krwana chatta hu to kettane pasie return hogye is par aap suggestion battna
Policy document mein surrender value table checkout karein..
Vardeeep jee aap policy mature hone ke baad withdraw krege to aapko guarantee amount jo bana hoga wo diya jaaega or agar aap isse phle nikaalana chahte ho to aapko charges deduction ke saath amount milega or wo surrender process me aaega yani aap surrender krne ke baad wo le rhe ho
@@banarasisingh9070 mera bhi same hai muje ky karana chaiye aph bta skte hai ky
FD rates are higher now
Paisa return karneka pahela hi agar e policy company vag geya too , paise ka security kon dega.? Bahut company eaisa hi vag geya hai.
Yes , this company is Mumbai based and in no way linked with SBI only its logo.
Sir yeh policy kitne saal main maturity ho jata hai?
12 yrs
Sir meri Maa ki age -53 he kya mai unke naam pe 7 years wala plan le sakta hu please bataye
ji nai is plan ki maximum entry age 50 years hai
Only pension plan there
Sr mere pass 25 Lak ki seving h pls koi best investment plan btaye...
Smart Platina assure me investment kariye . Smart platina is the best plan
Smart wealth assured plan
I wish to invest 50 lakhs. Please inform how best I can do it for maximum return.
Call or msg us for more details
Which location
@@pramodkumarsinghsiwanbihar721 Punjab. But you can take from anywhere. Call me for more information
Sir mai ny smart platina assure product liya haan premium amount 323000 agent nai bola 2 year k liya apko 316000 aur 3 year say 7 year tak only 310000 barnay haan sir ye achi policy haan kya
Total amount bola 410000
Sir hum 5 din pahle ye plan liye hai
Isko cancel kaise kare plz reply
Amount return kaise le
mujhe bhi karna hai but woh mana kar rahe hai nakhre kar rahe hai bond aane ke baad kuch hoga ya nehi doubt
Sir ye plan lu ya nahi. Mujhe tik laga hai.kya such me maturity jitna bta raha hai vo milta hai kya.pls reply Assured hai to kya burai hai sir isme. Plz reply
Hi, u can connect me for detailed info.
50k premium wali acchi term insurance Lelo. Baki ke 50k Mutual Fund me investment Karo 7 sal keliye, bad me 15 sal tak aise hi pade rehne do, Aap jo is plan me jitna Milne wala he us se tin Guna jyada milega adhe investment pe. Thoda research kariye is bath par👍
Le lijiye bahut behtarin plan hai
sir maine ye plan liya hai..7 years ka..1L premium per year..tax exception kitna hoga per year iska aur ye kis section me ayega
Section 80 C ke tehat aap total 1.5 lakhs thak total exception paa sakte hai..
@@future_nivesh Thanks for the info..could u please let me know in which column we can give this amount in section 80C..can i fill this as ULIP under 80C
Sir, meri age 18 h. Kya me is plain ko fill kr sakta hu?
Sir, koi. Sasta plain nhi h?
Sabse sasta
52.250 rs
Ka hai jo 7saal tak dena hai or 15 years maturity k baad 6.40,500 milega
@@jitendra7966 sab tokha a😩
@@sandeepbhukta9542 me khud kiya hai
@@jitendra7966 koi warranty milti h ki 15 saal me paise double hota h
@@sandeepbhukta9542 hnn bond me likha hua ata hai k 5.75 ka intrest hai or agar 15 saal andar death ho jae to 10guna paisa milta hai
Sir mere ko 3 sal ho gye h is police ko ab m band krwana chahata huu band hone ke bad muje kitna pase milege
Muje bhi btana bhai muje 3month huwe hai
Bhai bnd kraadi kya aapne ? Agar krwaadi to kitna amount kta?
Ye plan me Medical checkup karna padega?
Same question
यदि इसको 2 साल pay करने के बाद बंध करते तो क्या नुकसान है
Mai bhi band karnataka chahta hun pr bank vale nhi Kar Rahe hai
What are tax benefits for total maturity amount.
Bhai maine July 2020 ko liya tha ye plan, 6 years wala, abhi July ko dusra premium dena hai... Abhi paisa nahi hai to cancel karna chahta hu ... Kar sakta hu kya ??...
Maine 2019 may kiya tha. After lockdown meri job chali gyi.jab maine isse close karne k liye kaha, to unhone 1 paisa v return nhi hoga bola. Q ki maine 2 premium nhi diya tha. Ager aap minimum 2 premium diya hai to wo apko kuch % kaat k denge.😕 mere paise waste ho gye🤨🤨🤨
Bhai aap maximum 2 yaa 3 saal baad policy cylinder kar sakte ho
@@gopalrao6383 hmm bhai same here
@@vikassaroj9964 han bhai, surrender...
@@gopalrao6383 kitna paisa cute krte hai bhai mene 2year ka bhar diya h 2lac
Below 1 lac its 5 percent and above it is 5.5 percent....
Thanks for the update.
@@future_nivesh I work for the same firm ...and an Team leader.....smart Platina Assure and Smart Smruddhi
Great to know you Ravi ji :)
@@future_nivesh Thanks Eshield bhi hamare yaha hi hai agar kuch update chahiye hoga toh yoh are always welcome...
@@9833302359 kaunsa scheme acha hai. More than fd percentage
Best plan sbi life
irr kitna hai ?
7% as claimed by Bank employees
Tax benefit milaga
Bhai mne smart platina me 15 sal wala plan liya 1 sal de diya psa ab prbm h covid m muje cancle krna h plss btao muje total kitne milge ya pesa doob jayga sara
Bhai ek saal ka kitna lga?
@@sandeepbhukta9542 50000
Sir meri mom ki age 55 years hai aur pension milti hai.un k liye kon si policy best hogi toh batao plz
Call or msg us for more information
Kooker ki siti wow
Sir ek bar ye policy buy karne ke baad policy surrender kar sakte hai kiya
Haan Jarur..
Many Thanks Do Subscribe and Support !
@@future_nivesh sir kitne dino ke andar nikal sakte hai
Sir mera RS 52250 ka annual kist deta hu jo ki 6 years .yani 6 kist niwesh karna h
Mujhe kitna paisa milega machurity ke time
Plan ka name ... Smart plattina assure.
Aapne krwa liya kr krwana hai abhi?
Nice video
Approximately ₹ 464625
Guaranteed plan hai
हमे सात साल उम्र लडकी के लिए रू.1000000/- एक मुस्त इन्वेस्ट करना है?
क्या हम कर सकते हैं? क्या करना पडेगा?
Yess kra skte h aap hmare sbi branch m
Yeh loss wala policy hain.
Kaise plz explain