Dekho Zindagi Ek baar he milte hai,Life mai Aap aur apne family life ko Enjoy nahi karte toh kya khaak zindagi jiogey. Travel karo... Paisa ko itna importance mat doh . Moments aur khushiyon ki koi kimaat nahi hai
इसी calcucation के कारण मैं आज तक कार नही लिया, पर घर में कार का काम होता है तो लगता है एक उठा ही ले,, बस यही सोच कर ये video देखने आ गया था। पर सर अपने Demotivat kr diye...😂😮..
Bhai inke khene se to tum bs agee ke liye hi rakhoge aur abhi kuch nhi le paoge bhai car is a necessity ye bol rha hai ki 1 lakh petrol me karch honge to is se puch lo na ki khi jane ka jo kiraya dena hoga wo kon dega bhai bus me bhi free to travel hoga nhi
Bilkul sahi. Ye bas Gyan dete rahenge. Par jise problem hoti hai gaadi ki wajah se. Wahi samajh sakta hai. Paisa bachta kiske paas hai. @@being_human181
जब हम छोटे थे तो,ABC bhi nahi आती थी,जिम्मेदार मिली तो आ गई, जिम्मेदारी ली तो शादी हो गई, ये सब काम हम nhi करते,ऊपरवाला जब उसको लगेगा की लड़का या लड़की जिम्मेदार हो गए तो, 🚗 कार कौनसी बड़ी चीज है, गाड़ी हमे सोसाइटी में SET करती है,कॉन्फिडेंस मिलता है,मिडिल और लोअर क्लास को ये सपना पूरा करना ही चाहिए😂
सर आपने बहुत ही अच्छा सुझाव दिया है। ईस video में लेकिन सर आदमी बहुत मेहनत करके अपनी खुन पसिने की कमाई से अपना कुछ शोक भी पूरी नही कर सकता है। क्योंकि आप लोग Demotivate कर देते हो। पैसा बचाइए , यहाँ invest करिए , बहाँ invest तो सर मेरी परेशानी बस इतनी सी है। कि video आपने कहाँ से शुरू किया और खत्म कहाँ पर किया और सर पैसा बचाते बचाते आदमी खुद को भी नही बचा पाता क्या पता अगले पल किसी इंसान के साथ क्या हो ? तो इस लिए जिनके पास जिंदगी जिने और परिवार चलाने तक का secuerty हो धन हों। वो लोग बिन्दास अपनी कार लें। अपने शोक को कभी नही मारना चाहिए बस शोक बुरी नही होनी चाहिए
brother mai khud ek invester hu or mai yahi raai dunga ki pehli purchase kabhi bhi ghar or gadi nahi honi chahiye...wo asset nahi liability hoti h jiski value sirf giregi hi unless aap usko commercial use ya resale k liye le rahe, toh wo asset hua. warna usse behter hoga ki aap sips ya bonds me invest kar k apni savings ko pehle badhae jisse yes bhale abhi aap apne shonk pure nahi kar paenge but unn 4-5yrs me investment kar k aap apne aane wale 20-30 yrs and old age secure kar lenge. Baaki aakhri decision sapk khud ka hi h kyo ki india me 90% log ghar, gadi jaisi chizo me hi paisa dhuba dete h. Yeh chize lo...shonk pure karo par tabh jabh unko kharidne se aapke upper ya income pe koi asar na pade.
Aap ki video sacchi baat bolti hai, mai bhi job me hu pr public transport use krta hu aur mere ko sb bolte hai bike he lele pr mai mna kar deta hu is wajha se mahine me 1 baar problem aati haii but itna mai handle kar leta hu
बहुत अच्छी जानकारी दी है,,आज लोग दूसरो को देख कर कार तो खरीद लेते हैं पर न तो उनके पास उन्हें रखने की व्यवस्था होती है न उनकी कार मेंटेन करने की कैपेसिटी होती फिर फर्जी शान के लिए कार खरीद लेते हैं
For example max time ke liye loan lo 7 saal ki usse emi kam ayegi fir jb paise kbhi aa jaye to principal bhar do interest apne aap kam government bank ki sbse acchi baat ye hai ar ye banker ho ke bata n rhe
सर् आप अपनी जगह सही है।।।।।पर मैं तो जा रहा कार लेने अपने से ज्यादा अपनो के लिए।।।माँ बाप बूढ़े हो रहे मन है उनको उनकी कार में घुमाया जाय।।। बीबी बच्चे भी उम्मीद लागए बैठे है। अब तो बुक भी कर दिया।।। सारी उम्र मर मर के जी लिया अब तो,,,,,,
Always go for maximum tenure. Your emi will remain constant but your salary will increase. If it doesn't sell your car. But always go for a lower amount Now. In this example - if 22k-14k I. E. 8k is in ester pm. then you will end up having a lot more money. And your salary will keep on increasing yoy and hence you will feel less burdened.
Isme 2 bate hai..... some people are having a dream to own a car.....and some are shoshabaji.......and need is different....if need is there then it is a must but if..... both 2 upper reason..then make sure you can arrange atleast 1.5 times of the price of vehicle and jyada chalana hai toh 2x price of vehicle
Ek bachcha tha jo bachpan se logo ki gari dekha karta tha... Dosto ki gari dekhta reheta tha... Aj agar woh ek gari khareed sakta hain.. To kyun na le... We are not burning money on depriciating. asset.. We are fulfilling our child hood dream.. Aur bhai sab.. 10% log honge jo 20000km per year drive karta hain 😒
Its better to live in village instead of city ,you can save much money ,no need to have so much clothes, wash them nd use again nd again.eat once in a day ,nd save food nd money.. Bhai life main bas kamatay rho or marr jao,apnay liyay kya jiayay. Aap kitna bhee kama loo life main kum.hee ,family koi yaad nhi rhti bus apnay unko kya diya yeh yaad rkhti hai..nd most imp ap nay apni life ko kaisay jiya ..... Thanks
I am told by SBI on Auto Loan car, interest levied on reducing balance and allow you to make part payment also. But in conclusion you are right it is an expensive luxury just yet in out country.
Bhai gov bank may sbse bada fayda to bataya n ki max time ke liye lo taki burden na ho fir aram se principal amount bharte jao ar kam time may pay krke bach jao
Bhai aap ne bahut Important information share Kiya.Max to Max public show up korne ke liea gari kharidta Mera Complex pe kom se kom 30 gari coverd pore rahete hai sal bhar.only holiday pe nikalte hai bich bich mein.maintanance aur EMI bhorte hai bekar ki.
I think car is the necessity of the time. But a person may capable of it. And i heard so far that a long time Loan is beneficial keeping in view inflation and increase in income. On the other hand if i have capacity to purchase a car in cash and i take it on loan then the balance money deposited in bank will give interest means the interest i am paying is difference of loan and deposit which will be nominal.
Aajkal har cheez par log financial offer aur emi offers btate hai , , Lekin mujhe cash ka kaam hi badhiya laga , Thodi time mehnat karke lelo , Lekin tension free raho ,😶
Ye logic car k liye best hai but bike ek need hai aaj k time m. Ab kuch log video dekh kr bol rhe bike bhi ni leni chahiye 😂. Mtlb logo ko needy aur fascinating cheezo mai farak hi ni pta h 😂😂😂
Sir finance company ledger copy nahi dete....yani ki byk lene par ham ne kitna down payment, kaha kaha charge laga inke upar customer ko malum nahi chalte
Mujhe bhi jab jarurat lagti hai to car plann karta hu but us time pe car bahut important hoti hai jab kabhi budhi maa ya family chhota bache ko bike pe aur piche luggage laga ke lejata hu
Everyones interests are not of same kind sir....for me personally.i want to buy only one car..that would me my dream car and on the basis of my affordability
Hlo sir Mere taraf se ek request h ki aap PMEGP scheme Jo ki government ka ek scheme h us par ek full video banaye ki yah kaam kaise karta h kya process hai iska kaise is scheme ka use kare kaise government loan pass ho jaye Jaldi se jaldi is par video banaye bahut jaruri h is scheme ka use karke ek business start karni h mujhe To please sir aap jaldi video banaye 🙏🙏❤️
Bikes are not safe, car are still safe, ola, uber always cancelling ride, drivers are Gunda, it's better to have car, if taking car loan, keep the tenure for maximum of 2-3 years, by this way you save lot of amount, for sure try to pay maximum down payment so that EMI you get less
I don't agree ith yu that people purchase a car as show off. Sorry sir i purchased a car because i loved it and choosen the specific brand because i liked it's features.
Can I do part payment and close most of the amount within one year and last emi left with only minimal amount with which it completes full principal payment then without any extra charges my loan can be closed ???
Dekho Zindagi Ek baar he milte hai,Life mai Aap aur apne family life ko Enjoy nahi karte toh kya khaak zindagi jiogey. Travel karo... Paisa ko itna importance mat doh . Moments aur khushiyon ki koi kimaat nahi hai
इसी calcucation के कारण मैं आज तक कार नही लिया, पर घर में कार का काम होता है तो लगता है एक उठा ही ले,, बस यही सोच कर ये video देखने आ गया था। पर सर अपने Demotivat kr diye...😂😮..
Inlogo ki sakkar main mt pdo vai, inlogo ki baat sunte rahoge toh bicycle bhi kharid nehi paoge🤣
Bhai inke khene se to tum bs agee ke liye hi rakhoge aur abhi kuch nhi le paoge bhai car is a necessity ye bol rha hai ki 1 lakh petrol me karch honge to is se puch lo na ki khi jane ka jo kiraya dena hoga wo kon dega bhai bus me bhi free to travel hoga nhi
Life enjoy karlo,nahi toh pastauge
Bilkul sahi. Ye bas Gyan dete rahenge. Par jise problem hoti hai gaadi ki wajah se. Wahi samajh sakta hai. Paisa bachta kiske paas hai. @@being_human181
जब हम छोटे थे तो,ABC bhi nahi आती थी,जिम्मेदार मिली तो आ गई,
जिम्मेदारी ली तो शादी हो गई,
ये सब काम हम nhi करते,ऊपरवाला जब उसको लगेगा की लड़का या लड़की जिम्मेदार हो गए तो, 🚗 कार कौनसी बड़ी चीज है, गाड़ी हमे सोसाइटी में SET करती है,कॉन्फिडेंस मिलता है,मिडिल और लोअर क्लास को ये सपना पूरा करना ही चाहिए😂
सर आपने बहुत ही अच्छा सुझाव दिया है। ईस video में
लेकिन सर आदमी बहुत मेहनत करके अपनी खुन पसिने की कमाई से अपना कुछ शोक भी पूरी नही कर सकता है। क्योंकि आप लोग Demotivate कर देते हो।
पैसा बचाइए , यहाँ invest करिए , बहाँ invest
तो सर मेरी परेशानी बस इतनी सी है। कि video आपने कहाँ से शुरू किया
और खत्म कहाँ पर किया
और सर पैसा बचाते बचाते आदमी खुद को भी नही बचा पाता क्या पता अगले पल किसी इंसान के साथ क्या हो ?
तो इस लिए जिनके पास जिंदगी जिने और परिवार चलाने तक का secuerty हो धन हों। वो लोग बिन्दास अपनी कार लें। अपने शोक को कभी नही मारना चाहिए बस शोक बुरी नही होनी चाहिए
brother mai khud ek invester hu or mai yahi raai dunga ki pehli purchase kabhi bhi ghar or gadi nahi honi chahiye...wo asset nahi liability hoti h jiski value sirf giregi hi unless aap usko commercial use ya resale k liye le rahe, toh wo asset hua. warna usse behter hoga ki aap sips ya bonds me invest kar k apni savings ko pehle badhae jisse yes bhale abhi aap apne shonk pure nahi kar paenge but unn 4-5yrs me investment kar k aap apne aane wale 20-30 yrs and old age secure kar lenge. Baaki aakhri decision sapk khud ka hi h kyo ki india me 90% log ghar, gadi jaisi chizo me hi paisa dhuba dete h. Yeh chize lo...shonk pure karo par tabh jabh unko kharidne se aapke upper ya income pe koi asar na pade.
I was thinking of buying 2nd hand but somewhere saying buy new
But after this video I am going for used car only
For buying used car u don't need money but knowledge....otherwise ur old car will cost as new..and constant headache of sc
Aap ki video sacchi baat bolti hai, mai bhi job me hu pr public transport use krta hu aur mere ko sb bolte hai bike he lele pr mai mna kar deta hu is wajha se mahine me 1 baar problem aati haii but itna mai handle kar leta hu
Aap ne to meri aakhe khol di
Kya explanation diye ho bhai
bahut achha lga
Loan ka interestrate and process batao, Lena he ki nahi ye customer sochega
I love your videos,when people will reach 30 years of age then they will understand your advice...
बहुत अच्छी जानकारी दी है,,आज लोग दूसरो को देख कर कार तो खरीद लेते हैं पर न तो उनके पास उन्हें रखने की व्यवस्था होती है न उनकी कार मेंटेन करने की कैपेसिटी होती फिर फर्जी शान के लिए कार खरीद लेते हैं
Actual video start 10:00 min
Thanks bro
Sahi kaha bhai apna gayan zayada de deya sir ne
For example max time ke liye loan lo 7 saal ki usse emi kam ayegi fir jb paise kbhi aa jaye to principal bhar do interest apne aap kam government bank ki sbse acchi baat ye hai ar ye banker ho ke bata n rhe
Muje batao pls aur further explain Karu.
You are the best...... explicitly explained everything... thank you sir
Car na lene ka bahut motivation de diya sir ji aur mera to sapna tha dream car lene ka 😂😅 pura Satya nash hu gaya aapka video dekh ke
😂
Bhai sabki aap jaisi thinking ho toh duniya nahi chalegi
Sir ji apne to Dil hi jeet liya ❤ ek ek baat sahi boli sir aapne
सर् आप अपनी जगह सही है।।।।।पर मैं तो जा रहा कार लेने अपने से ज्यादा अपनो के लिए।।।माँ बाप बूढ़े हो रहे मन है उनको उनकी कार में घुमाया जाय।।। बीबी बच्चे भी उम्मीद लागए बैठे है। अब तो बुक भी कर दिया।।। सारी उम्र मर मर के जी लिया अब तो,,,,,,
Best Sir
Information, technology....
Bahot badhiya explanation tha bhaiya
Best video ever found on internet for SBI card loan and thing!
Ignore the video from 0 to 9:59
Watch from 10
Everyone knows gari he to karcha hoga but tht doesn't meant tum gari na leke bas income hi karte raho.
Thank you so much sir. You opened my eyes to do smart financing.
Always go for maximum tenure. Your emi will remain constant but your salary will increase.
If it doesn't sell your car.
But always go for a lower amount Now.
In this example - if 22k-14k I. E. 8k is in ester pm. then you will end up having a lot more money. And your salary will keep on increasing yoy and hence you will feel less burdened.
Isme 2 bate hai..... some people are having a dream to own a car.....and some are shoshabaji.......and need is different....if need is there then it is a must but if..... both 2 upper reason..then make sure you can arrange atleast 1.5 times of the price of vehicle and jyada chalana hai toh 2x price of vehicle
Ek bachcha tha jo bachpan se logo ki gari dekha karta tha... Dosto ki gari dekhta reheta tha... Aj agar woh ek gari khareed sakta hain..
To kyun na le...
We are not burning money on depriciating. asset.. We are fulfilling our child hood dream.. Aur bhai sab.. 10% log honge jo 20000km per year drive karta hain 😒
Its better to live in village instead of city ,you can save much money ,no need to have so much clothes, wash them nd use again nd again.eat once in a day ,nd save food nd money..
Bhai life main bas kamatay rho or marr jao,apnay liyay kya jiayay.
Aap kitna bhee kama loo life main kum.hee ,family koi yaad nhi rhti bus apnay unko kya diya yeh yaad rkhti hai..nd most imp ap nay apni life ko kaisay jiya .....
Thanks
I am told by SBI on Auto Loan car, interest levied on reducing balance and allow you to make part payment also. But in conclusion you are right it is an expensive luxury just yet in out country.
Bhai gov bank may sbse bada fayda to bataya n ki max time ke liye lo taki burden na ho fir aram se principal amount bharte jao ar kam time may pay krke bach jao
Can you explain further because I'm buying a car
How to pay prepayments ? By simply adding money in loan account is enough?
Bhai aap ne bahut Important information share Kiya.Max to Max public show up korne ke liea gari kharidta Mera Complex pe kom se kom 30 gari coverd pore rahete hai sal bhar.only holiday pe nikalte hai bich bich mein.maintanance aur EMI bhorte hai bekar ki.
Is there any rebate on ROI for senior citizens??? On EV cars??
I think car is the necessity of the time. But a person may capable of it. And i heard so far that a long time Loan is beneficial keeping in view inflation and increase in income. On the other hand if i have capacity to purchase a car in cash and i take it on loan then the balance money deposited in bank will give interest means the interest i am paying is difference of loan and deposit which will be nominal.
Thanks Brother sai somoi par meri akh khuldiya
Shoukh bdi chij howe lala❤😊
सर नमस्ते,, आप ओल्ड कार पर SBI बैंक लॉन कैसे देगा और किन शर्तों पर सेकेंड हैंड वाहन पर लोन करने का नियम हे।।
इस बारे में आप पूरी जानकारी उपलब्ध कराए।।
Bahut aacha जनकारी❤❤❤❤🎉🎉🎉
Kya monthly payment jyda jyda krte rhe to interest km hoga kya sir
Thank you very much, now I'm clear.
Really superb bro.. thnku ap ne bhut ache se smjya.
Aajkal har cheez par log financial offer aur emi offers btate hai ,
,
Lekin mujhe cash ka kaam hi badhiya laga ,
Thodi time mehnat karke lelo ,
Lekin tension free raho ,😶
THANK YOU SIR.. I LEARNT MANY THINGS BY YOUR INFORMATION
Tax regime ही ऐसी है कि demotivate कर देती है।
कार लोन होम लोन लेना किस तरह से सही है इसपर एक वीडियो जरूर बनाएगा
Ye logic car k liye best hai but bike ek need hai aaj k time m. Ab kuch log video dekh kr bol rhe bike bhi ni leni chahiye 😂.
Mtlb logo ko needy aur fascinating cheezo mai farak hi ni pta h 😂😂😂
Sir ji aj hi showroom vala bola ki Foreclosure kar sakate ho partially yaa at one time
सर मैं लगभग 1500000 ऑनरोड कीमत वाली कार लेना चाहता हूं। जॉब वाला हूं अधिक से अधिक कितना डाउन पेमेंट कर सकता हूं। जिससे आयकर का नोटिस न आए
Sir jis vehicle ka ex showroom 10 lakh se upr hai uska loan kse hoga salaried employee ka
Ye transition pe jo sound lagaya hai please don't use it - while using earbuds, it's very irritating.
Car loan ka paisa kiske account me aata hai... Jisne loan lia hai uske ya company ke account me ???
direct showroom ke account me transfer hota h
क्या two वीलर का लोन SBI बैंक से ले सकते हैं।
WAH WAH TO GOOD INFORMATION MY DEAR FRIEND
Car le sakte ho apna shouk pura karo. Usse pahle jitna loan EMI hai utne EMI ka mutual fund shuru karo. Ise kahate hai investment against loan.
Mere RC pe to Financier-SBI likha haii .. koii Hypothecation ka kuch nhy likha .. to kya ye girvi haii??
Sir Muje CNG car Leni hai to kis bank se loan lu Muje HDFC Aur SBI BANK mai se kis bank se lu
HDFC
Thank you so much for explaining so nicely
Sir 90 hazar. Me kainn sa plote milega
Sbi higher officials will desired who need to give loans recommend of politicians and bureaucrats never depends on your healthy bank statement .
Sir finance company ledger copy nahi dete....yani ki byk lene par ham ne kitna down payment, kaha kaha charge laga inke upar customer ko malum nahi chalte
Can you explain why nbfc convenience customer by telling only 7 to 11% where the actual interest is more than 25%
Car loan ka paisa account mei ceedit hota hai ya seedha company ke paas haata hai
For age 71 ? Pensioners are eligible or not for sbi CL.??
Sir please make a video to buy alto in 30k salary through sbi loan
is this same for commercial vehicle
Sir can you make video on how to buy a car of defaulter
All your videos are very good
Bilkul sahi btaya apne
Wah kya bat hai sirji mast bataye ho nice
After seeing this buying a new carrs doesn't make sense..better to buy second hand cars if we dont used daily ...just for family
❤❤❤❤ Love sir app na bohot aachi baat boli
can we have to pay on tax for on received amount from PayPal or pioneer sir please explain on this topic
Bhai maine iphone 15 pro max liya hai ,ye video dekhne ke baad aaj bechne jaa rha hoon .
😂😂😂😂😂😂
I booked my hundui exter now i m thinking to withdraw it you changed my mind
Fulfill ur dreams; don't save a lot for ur children; they will become useless;
Mujhe bhi jab jarurat lagti hai to car plann karta hu but us time pe car bahut important hoti hai jab kabhi budhi maa ya family chhota bache ko bike pe aur piche luggage laga ke lejata hu
Everyones interests are not of same kind sir....for me personally.i want to buy only one car..that would me my dream car and on the basis of my affordability
Very Very good information ji
I am also from Chandigarh ❤
Agar complent karna hai toh konse number par kare bank walo ki
Good explained bro
Bhai sahab, cycle lekar dhoop aur Barish mein umbrella lgakar chlna chahiye😊
120000 pm salary हैं बताए कार खरीदें की नहीं
What is procedure to pre payment
Bank froud hone ke baad bank account use karna safe hai ya nahin
Very nice information sir
Sir I m self employed or Mera cibil 655 h itr gst sab h toh mujhe kitne rate of interest p car loan milega please reply 🙏🙏🙏
U will get loan if have a better nomine
They may charge higher interst around 14 to 16% u should do around 30 to 40% of down-payment
Hlo sir
Mere taraf se ek request h ki aap PMEGP scheme Jo ki government ka ek scheme h us par ek full video banaye ki yah kaam kaise karta h kya process hai iska kaise is scheme ka use kare kaise government loan pass ho jaye
Jaldi se jaldi is par video banaye bahut jaruri h is scheme ka use karke ek business start karni h mujhe
To please sir aap jaldi video banaye 🙏🙏❤️
Grade information 👍
Sir ji tata tigore ev taxi k lia is tarah ke video bana do please
I appreciate your opinion.
7 साल के लिये लोन लिया हे अगर 2 sal bad loan clear karenge to ब्याज काम बेठेगा क्या
2 saal ka he lgega fir 7 saal ka nahi
Sir superbike ka loan kise le woh batado price 7 lakh please
Bikes are not safe, car are still safe, ola, uber always cancelling ride, drivers are Gunda, it's better to have car, if taking car loan, keep the tenure for maximum of 2-3 years, by this way you save lot of amount, for sure try to pay maximum down payment so that EMI you get less
You can close your car loan with full payment after 6 months and not 2 years as claimed in the video
Sir i am a govt employee and i have recently joined am i available for loan or not
I don't agree ith yu that people purchase a car as show off. Sorry sir i purchased a car because i loved it and choosen the specific brand because i liked it's features.
Very beautiful information video sir
Car loan dekhne aya tha...ab itna demotivate kr dia ki soch rha na hi lu 🥲
sir commercial vehicle ke loan ke bare me video laiye
great work sir
Bahut achhi bat aap ne bataya hai sir
Can I do part payment and close most of the amount within one year and last emi left with only minimal amount with which it completes full principal payment then without any extra charges my loan can be closed ???
I think there will be lock in period of loan so check with bank before doing it
Ek video commercial car loan per bhi banaiye