Aap new car 10 saal chalaoge toh old car chalega 5 saal. That means aapko 2 old car leni paregi. New car pehli 5 saal tak boht kam maintenance rahega, lekin old car me aapko dono hi baar heavy amount kharch karne parenge. Also, 2nd hand me re-finance 12%-14% ka aata hai compared to new 8.5-9%. New car ka EMI 3-5 saal me khatam hone ke baad aap next 7-5 years saving kar payenge. Ye sahi baat hai ki new lene me old se jyada paisa kharch ho jayega. Lekin aapko peace of mind bhi milega. Mere hisab se agar budget sahi hai toh new le lo. Budget kam hai, kam price ki gari lo. Budget kam hai lekin gari badi wali chahiye toh obviously 2nd hand lena padega. Usse bhi kam budget ho toh alto le lo 2nd hand, bohot badiya chalega. Aur jin jin logo ko cycle lena ho woh cycle hi le. Yaha pe apna time waste na kare.
Purani car na lena friends, ek to wo purani hai to hai!! Tyre, services, insurence representative issues and much more ....news car means no problem for five years !! Apne budget me lo but new car lo .....please !!
For a middle class car lover or car needer used car is perfect option. I was in mood to buy a new one just thinking that I would have a new car but later on I changed my mind and invested 1 lac and bought used Alto 800. It is running very well and I am totally satisfied.
More important is that the way you maintain your vehicle. Timely servicing, smooth driving and complete documentation are the key features to have a good running vehicle.
कहने का मतलब ये है की अमीरों की यूज्ड कार खरीदो और बचे हुए पैसे को अमीरों के बिजनेस मै इन्वेस्ट करो जिससे अमीर आदमी नई गाड़ी की भी मोज ले सके और हमारे बचत के पैसे से भी और अधिक प्रॉफिट कमा सके😂😂😂😂
घर के अलावा कोई भी चीज इंटरेस्ट पर नहीं लेनी चाहिए जब तक की उससे आपको किसी भी प्रकार की इनकम ना हो क्योंकि इंटरेस्ट का पैसा आपके मेहनत की कमाई से जाता है
Better decision is to buy a car whether new or old which can be reliable for long term so that cost of usage can be derived easily. Decision of buying a new/old car is purely as pet personal need and financial condition. Its a dream of many to buy a new car. After all what will you do with the invested money? You will have to utilise it at some point of time. If you have basic requirements fulfilled like house and career and have proper savings intact then there is no harm in buying a new car.
2nd hand car will always have high maintenance & the resale value wld be much different. Need to do proper comparison. Also inspite of killing your dreams, one shld try for additional income bcoz once u got trapped in saving, there is no coming back.
Seedhi sii baat h agr paisaa h toh achhi sii apni psand ki ek nayi gaadi lo aur maze kro Aur agr jeb khaali h toh purani gaadi lo aur maze kro _simple sa logic h bhaaaii, Money makes a perfect man 😊
There seems one more aspect to consider like Mr Maheshwari changed so many cars. The resale value of new car after 5 years usage is quite good and u can reclaim before buying another car
These days a 5 yr old car worth 10 lakh costs around 6 or 7 lakh in resale market depending on the popularity of the car. Resale market has Gotten costly too.
Aapko car market me thoda aur time bitane ki zaroorat hai, 7 saal ki EMI ho jati hai @8.25% ROI, 7 saal ka loan leke baki ke paise per month invest krdo, aur old car pr 5 saal ka hi loan milega @13% ROI.
This calculation is true for all depreciation assets. Living by too much calculation will take out pleasure of living. Affording luxury is always costly. With low income and mediocre aspirations this second hand theory is ok.
What about after 5-6 year when age of your car cross 10 year, you will have to buy another car. That means you will have to buy 2 old cars against a new one.
Sahi baat bole @Commerce Guruji . Comparisons should have same base & new always best keeping in view of safety as priority and zero maintenance. These 2 factors are ignored
Sir apki puri class me 80% sb kuch correct line pe chl r h tha.lekin 6 years ki investment and salary ka session ne khrab kr dia sb. Jiske pas 8 lakh h. Wo 2 lakh ki down payment ke liye sochega kya??? Or jiski salary 1.5 lakh hogi wo kya second hand car k liye sochega???.
If you can afford a new car then dont go for used ones.. atlest you will have peace of mind and used cars v koi kam cost me nei ate h.. agr bhut hi low cost h to hidden risk v bhut hote h waise cars k ...
चचा, कौन सा बैंक FD में 7.5% interest देता है बताइयेगा ज़रा (जो आपने बताया है 6:27 minutes पर) हमको करना है FD हमको तो 5% interest देता है और senior citizen को 5.5% देता है। इस हिसाब से ₹9,21,600 का 1 साल का interest हुआ ₹46,080 Total value हुआ ₹9,67,680 मतलब कुछ भी ज्ञान पेल देते हो you tube पर। पुरानी गाड़ी में free service नहीं मिलेगी। बनवाने में भी खर्च होगा। पता चले कि car घर से ज्यादा service center में पड़ी है। और ले दे कर खर्च नया कार से भी ज्यादा पड़ जाए।
Bhai simple tum gold lelo 10% toh mil he jayega Aur share market mein minimum 12-13% mil he jata hai Aur bhi videos dekho paise se paisa kaise kmein tumein smj aa jayega
@@ajay_siotiya 12-13% share market me? Tabhi NPS me bahut log ko ₹1500 / month ka pension mil rha hain. Corona me ₹500 se 50 paise par aa gya tha sab ka SIP investment. Gazab ka gyan dete ho bhai
wahv...Gajab samjha rhe ho bhaiya 1)Emi 3 years hai Or Invest 6 Years ka calculate kr rhe ho 2)New car atleast 2 years maintenance free hoti hai or old car ki buying price jitni hai utni hi uska maintenance aa jaata hai 3 years me 3) Resale value bhi new or old car ki same hi count kr di aapne ...gajab 4) New Finance or Re-Finance dono ka rate of intrest diffrent diffrent hota hai.. I think new ka 9-10% or ReFinance atleast 16-17%, or aap dono ka hi 9% hi calculate kr rhe ho... phir se gajab dha rhe ho sahab 5) According you Jiski Salary 1.5-2 Lakh hogi wo hi Car le skta hai. Becoz aaj koi bhi car ki EMI 3 years ki liye 15000 se kam nhi ho skti. phir 1.5 Lakh se niche wale to Cycle hi chalayenge aapke hisab se koi nahi sir.. aapke sab videos Achhe hote hai or main regular dekhta bhi hi per esme hi aapne galat galat calculation kr diya ya bhul se ho gya hoga
मेरी माह की इनकम 36000 हैं। मुझे तो कभी कार लेनी ही नही चाहिए।जिंदगी भर हिसाब ही लगाते रहेंगे।और जिन्दगी खत्म ही हो जाएगी।इन सर् के हिसाब से तो कार ले ही नही पाएंगे
Pese achhe khase h to new lo Pese kam hai to achhi second hand car lo....... Or second hand car sasti or ek segment uper ki mil jyegi.....to value for money to hmesha used car hi rhegi........ Ex---- alto loge 6-7 lakh ki ayegi Ydi us se Kam price 4-7 lac me Honda City mil jyegi......jo ek safe car bi hogi maze bi jyada degi.....
Sir aapne bhohot theek kaha hai.mene nyi car khreedi thi kiwid sirf 2lakh 15 hjar ki sell hui mujhe bhohot ghata hua ab to lagta hai ki purani car khareed li hoti to achcha rehta
New car ka time duration 15yrs tak h agar petrol h Or Old car ka time duration 7yrs tak h Agar 8sal purani car lete ho Fir aapko ek car or leni padegi new ke barabar time duration pura krne ke liye(kyunki 8yrs tak aap new car chala skte ho)uska bhi batao sir time comparision bhi add kro video me Puri jankari ke sath video banao sir
Sir aapka nazariya sahi h but aapne jo investment ka bataya usme 6 years bataya h jabki loan 3 years ka hi calculate Kiya tha isliye vo 855000 ki jagah 5lac hi bachega plz chek
Mere hisab se gadi purani hi leni chaiye jase mane apni sacooty kharidi 2010 modal 15k me aaj 5 saal ho gaye koi pesa nahin lagaya kaam bhi sare kar rahi he ese hi koi kaar lunga vo bhi jisme kist vala seen na ho
बड़े ही सरल सब्दों में आपने समझा दिया कि " कायदे में रहोगे तो फायदे में रहोगे "👌👌
😂
Aap new car 10 saal chalaoge toh old car chalega 5 saal. That means aapko 2 old car leni paregi. New car pehli 5 saal tak boht kam maintenance rahega, lekin old car me aapko dono hi baar heavy amount kharch karne parenge. Also, 2nd hand me re-finance 12%-14% ka aata hai compared to new 8.5-9%. New car ka EMI 3-5 saal me khatam hone ke baad aap next 7-5 years saving kar payenge. Ye sahi baat hai ki new lene me old se jyada paisa kharch ho jayega. Lekin aapko peace of mind bhi milega. Mere hisab se agar budget sahi hai toh new le lo. Budget kam hai, kam price ki gari lo. Budget kam hai lekin gari badi wali chahiye toh obviously 2nd hand lena padega. Usse bhi kam budget ho toh alto le lo 2nd hand, bohot badiya chalega. Aur jin jin logo ko cycle lena ho woh cycle hi le. Yaha pe apna time waste na kare.
Badhiya comment ! Ekdum sahi kaha aap ne.... New car me peace of mind rehta hai...
Bro bejti mat karo bhai Dil se bura lgta he ❤️❤️
🤣
New car se feeling judi hoti h, mn me syanti milti h
Mere dost ke sath aisa hee huva bhai🙌second hand car ka kharcha jyada ho gaya...
I don't agree with the emotional part.. I have a 5 year old bike, day one and yesterday gives me same pleasure of riding:)
कार जब भी लेना हो तो नई लें,,ये परिवार के सदस्य के तरह साथ देती है
क्यो नई कार एक साल के बाद पुरानी कार में ही तो गिनती होने लगेगी , फिर एक साल के लिए ही तो फैमली की तरह साथ दे रही है🤣🤣🤣🤣🤣🤣🤣🤣
Purani car na lena friends, ek to wo purani hai to hai!!
Tyre, services, insurence representative issues and much more ....news car means no problem for five years !! Apne budget me lo but new car lo .....please !!
Mein. V yeh video dekh ke soch liya new car loonga kyun k new always new hota hai new car dil se juda hoga bhai
For a middle class car lover or car needer used car is perfect option.
I was in mood to buy a new one just thinking that I would have a new car but later on I changed my mind and invested 1 lac and bought used Alto 800.
It is running very well and I am totally satisfied.
Kha se purchase ji apne car
@@Stockmarketindia1A local dealer se hi
Same here brother, I bought 3 year old 200cc bike - Hero Xtreme 200r and it is running like new.
More important is that the way you maintain your vehicle. Timely servicing, smooth driving and complete documentation are the key features to have a good running vehicle.
Bekkaar ki baten hai.
कहने का मतलब ये है की अमीरों की यूज्ड कार खरीदो और बचे हुए पैसे को अमीरों के बिजनेस मै इन्वेस्ट करो जिससे अमीर आदमी नई गाड़ी की भी मोज ले सके और हमारे बचत के पैसे से भी और अधिक प्रॉफिट कमा सके😂😂😂😂
बात में दम है
100/100🤣🤣🤣
पहली बात तो यह ₹700000 की कार 3 साल में₹300000 में नहीं मिलेगी
और अगर कहीं मिल रही है तो मुझे दिला दो
आप तो महान है अपने तो मेरी आँखें खोल दी है धन्यवाद आपका
घर के अलावा कोई भी चीज इंटरेस्ट पर नहीं लेनी चाहिए जब तक की उससे आपको किसी भी प्रकार की इनकम ना हो क्योंकि इंटरेस्ट का पैसा आपके मेहनत की कमाई से जाता है
Better decision is to buy a car whether new or old which can be reliable for long term so that cost of usage can be derived easily.
Decision of buying a new/old car is purely as pet personal need and financial condition. Its a dream of many to buy a new car. After all what will you do with the invested money? You will have to utilise it at some point of time.
If you have basic requirements fulfilled like house and career and have proper savings intact then there is no harm in buying a new car.
A k dm shi...
2nd hand car will always have high maintenance & the resale value wld be much different. Need to do proper comparison. Also inspite of killing your dreams, one shld try for additional income bcoz once u got trapped in saving, there is no coming back.
your emotions are very high.
It's not necessary that 2nd hand car will always have high maintenance.
Seedhi sii baat h agr paisaa h toh achhi sii apni psand ki ek nayi gaadi lo aur maze kro
Aur agr jeb khaali h toh purani gaadi lo aur maze kro _simple sa logic h bhaaaii, Money makes a perfect man 😊
Jo lena h loo yrr.....2 3 saal chlao.....shonk pura karo ...aur sale kardo.....80% money vapis aa jata h....enjoy the life
Jo le Skte ha hmesa New car hi le... Car Emotion ha Family Member se km nhi❤️.... 🙏🏻
There seems one more aspect to consider like Mr Maheshwari changed so many cars. The resale value of new car after 5 years usage is quite good and u can reclaim before buying another car
Very nicely said..very clear about now to buy second prize car..thank u so much 🎉
Mera emotion pura umra tak mera car ke saath....❤❤❤
These days a 5 yr old car worth 10 lakh costs around 6 or 7 lakh in resale market depending on the popularity of the car. Resale market has Gotten costly too.
Yes you are right I meet a person selling his 5 year old Brezza LXI in 7.5L he demanded 8.8L. I don't think he has taken new for 8.8Lakh
Agreed.
Aapko car market me thoda aur time bitane ki zaroorat hai, 7 saal ki EMI ho jati hai @8.25% ROI, 7 saal ka loan leke baki ke paise per month invest krdo, aur old car pr 5 saal ka hi loan milega @13% ROI.
Very knowledgable video❤❤❤
Woo jabardast samjhya sir g....❤❤❤❤
This calculation is true for all depreciation assets. Living by too much calculation will take out pleasure of living. Affording luxury is always costly. With low income and mediocre aspirations this second hand theory is ok.
Very true
These people are make us fool
बहुत ही अच्छी जानकारी दी सर आपने ❤
Thank you sir
मेरा मन था नया 🚗 में ,
लेकिन अब purna car ही लेंगे
Pagal mat bno
😂@@ShubhamWatkar-zv5lj
😂😂😂😂😂😂
What about after 5-6 year when age of your car cross 10 year, you will have to buy another car. That means you will have to buy 2 old cars against a new one.
Aap ki baat se mai 100 💯 sahmat hu old is gold
Yes, same calculation मैने भी किया.... अब hundai EON ले राहा हू 2023 में 😊
Very nice and informative video ❤
When the emi was for 3 years why the investment of 12800 was calculated for 6 years??
Balki 3 saal baat to saving badhaai jaa sakti hai
Aap seekhne par dhyaad do
Bekaar ki baat me nahi
New jo lega wo bhi to 7 saal saving badha sakta hai 3 saal k bad or wo bhi 15000 rs uski investment zada hogi
@commerce guruji good
Good ques
Sahi baat bole @Commerce Guruji . Comparisons should have same base & new always best keeping in view of safety as priority and zero maintenance. These 2 factors are ignored
Sir apki puri class me 80% sb kuch correct line pe chl r h tha.lekin 6 years ki investment and salary ka session ne khrab kr dia sb. Jiske pas 8 lakh h. Wo 2 lakh ki down payment ke liye sochega kya??? Or jiski salary 1.5 lakh hogi wo kya second hand car k liye sochega???.
Ekdom correct bola apne
Far away from reality. Old car interest is more than 13% plus maintenance costs . So the calculation is not so simple
Kasam se esa samjhaya hai ki dil hi khush ho gya Allah apko or tarakki de or ese hi logo ki help krte rhe very good
Rate of interest for 2nd hand cars is always very high usually 12% and more so comparison of New VS 2nd hand at same 9% will not hold good.
I got 14% on my 2nd hand car
Bewakoof samajh raha logon ko ki reused ka intrest 9 parcentage he..
Bhai second hand car hi Leni hai to cash me lo na .. ab esa to nahi n ki second hand car k liye 8L de rahe ho😂
आप ने बहुत ही जरूरी जानकारी दी। धन्यवाद
थैंक्यू सर आपने बहोत अच्छी जानकारी दी 🙏
बहुत अच्छे तरीके से हमें समझाया आपका बहुत-बहुत धन्यवाद
इतना सून कर मुझे अब कार लेणी ही नही😐
😂😂😂😂😂😂😂
Sach me mujhe bhi aisa hi lag raha hai
😂😂
😅😅😅😅😅
Sahi kaha,ab mujhe bhi ni leni pure 15900 bachana hai.
old car and a new car can never be the same,they have advantage and disadvantage, thanks for sharing
Hello
बहुत बडीहा जानकारी।
...." My vote is goes to Amit sir"....🙏🙏..!!
Dr sir Aap Great Ho
Middle class ke liye Hit Ho
Great 👍 dr. Maheshwari aapke teachings zordar hai
Ghanta
Thanks a lot Sir... It's really soooo helpful🙏🙏
Very nice calculation 💐👌
*बहुत ही अच्छा रहा जानकारी, धन्यवाद*
What about the service cost difference between old and new vehicle
Sir aapne jo saving amount liya woh aapne 3 yrs ka lina tha na ki 6 yrs
Thanks aapne meri problem solve kr di
Bahut khubsurat sir thankyou for your good advice
पैसे कम है तो ऑल्टो 800 ले लो लेकिन पुरानी गाड़ी मत लो जीवन बर्बाद हो जाएगा
Kyun kya bhi
20 gadiya liya hoga or chla kr achha profit bhi liya hu
Mujhe veganr vxi modal 18/19 yar ki kar lena he kya aap ke pas milegi
If you can afford a new car then dont go for used ones.. atlest you will have peace of mind and used cars v koi kam cost me nei ate h.. agr bhut hi low cost h to hidden risk v bhut hote h waise cars k ...
Ek no explanation sir...koi nhi kr sakta..ap.jaisi explanation..... beyond the proper limit !
Bahut hi achchi baat🎉🎉🎉🎉
boht ache tarike se samjhaya thanks sir
चचा,
कौन सा बैंक FD में 7.5% interest देता है बताइयेगा ज़रा (जो आपने बताया है 6:27 minutes पर)
हमको करना है FD
हमको तो 5% interest देता है और senior citizen को 5.5% देता है।
इस हिसाब से ₹9,21,600 का 1 साल का interest हुआ ₹46,080
Total value हुआ ₹9,67,680
मतलब कुछ भी ज्ञान पेल देते हो you tube पर।
पुरानी गाड़ी में free service नहीं मिलेगी।
बनवाने में भी खर्च होगा।
पता चले कि car घर से ज्यादा service center में पड़ी है।
और ले दे कर खर्च नया कार से भी ज्यादा पड़ जाए।
Bhai simple tum gold lelo 10% toh mil he jayega
Aur share market mein minimum 12-13% mil he jata hai
Aur bhi videos dekho paise se paisa kaise kmein tumein smj aa jayega
@@ajay_siotiya 12-13% share market me?
Tabhi NPS me bahut log ko ₹1500 / month ka pension mil rha hain.
Corona me ₹500 se 50 paise par aa gya tha sab ka SIP investment.
Gazab ka gyan dete ho bhai
Right 👍
Bahut aacha sujhav diye...sir
Sir kisi na kisi ko toh new kharidni hi padegi ❤
थैंक्यू सो मच सर🎉❤❤
I like buy new car but i see your video now i decide i buy second hand car thanks sir
Bahut achha laga a video sir. ❤
बहुत बधिया मार्गदर्शन 👍💐
wahv...Gajab samjha rhe ho bhaiya
1)Emi 3 years hai Or Invest 6 Years ka calculate kr rhe ho
2)New car atleast 2 years maintenance free hoti hai or old car ki buying price jitni hai utni hi uska maintenance aa jaata hai 3 years me
3) Resale value bhi new or old car ki same hi count kr di aapne ...gajab
4) New Finance or Re-Finance dono ka rate of intrest diffrent diffrent hota hai.. I think new ka 9-10% or ReFinance atleast 16-17%, or aap dono ka hi 9% hi calculate kr rhe ho... phir se gajab dha rhe ho sahab
5) According you Jiski Salary 1.5-2 Lakh hogi wo hi Car le skta hai. Becoz aaj koi bhi car ki EMI 3 years ki liye 15000 se kam nhi ho skti.
phir 1.5 Lakh se niche wale to Cycle hi chalayenge aapke hisab se
koi nahi sir..
aapke sab videos Achhe hote hai or main regular dekhta bhi hi
per esme hi aapne galat galat calculation kr diya ya bhul se ho gya hoga
sir.. msg jab bhi dekho tab Reply jarur dijiyega..
मेरी माह की इनकम 36000 हैं।
मुझे तो कभी कार लेनी ही नही चाहिए।जिंदगी भर हिसाब ही लगाते रहेंगे।और जिन्दगी खत्म ही हो जाएगी।इन सर् के हिसाब से तो कार ले ही नही पाएंगे
❤ Very Good information
Thanks a lot
Insurance ke liye yaad karna
Thanks for your suggestion.
Adjustment for inflation?
Very nice guidance for d car buyers !!
Pese achhe khase h to new lo
Pese kam hai to achhi second hand car lo.......
Or second hand car sasti or ek segment uper ki mil jyegi.....to value for money to hmesha used car hi rhegi........
Ex---- alto loge 6-7 lakh ki ayegi
Ydi us se Kam price 4-7 lac me Honda City mil jyegi......jo ek safe car bi hogi maze bi jyada degi.....
Sir aapne bhohot theek kaha hai.mene nyi car khreedi thi kiwid sirf 2lakh 15 hjar ki sell hui mujhe bhohot ghata hua ab to lagta hai ki purani car khareed li hoti to achcha rehta
Sir ola uber me chalane ke liye new lena chahiye ya purani leni chahiye Sedan car 🚗 dzair isme confirm kare sir
Mujhe agency se second hand sabse sati car lena hai sujuki ki please help agency se kaise lete hai old car uske upar video dale
Sir namaskar, aap ise video me New car ya old car kharidna hai
Sare confusion dur kar diya.
Bahut badhiya guide Kiya.
Thank you so much 🙏🥰
Mere paas ek kwid hai ,me soch raha tha ki bolero loo next month me ,abhi ye sunkar mujhe gari lena hi nahi hai
New petrol car will run for 15+5 years. Also if in good condition, it may extend to another 5 yrs. I have used my Hero Honda CD100 bike for 25 yes.
Ye bahut hi sharm ki bat hai ek dusari bike tak na le paya aur car ki video dekh rha
Very nicely explained....sir 🙏🙏🙏
Thank you 😊
Thank you sir bahut acchi jankari the
Good financial decision.Thank you.
sir great apne bahut ache se samjhaya
This vedio is good for middle class people not for rich people.
New car ka time duration 15yrs tak h agar petrol h
Or
Old car ka time duration 7yrs tak h
Agar 8sal purani car lete ho
Fir aapko ek car or leni padegi new ke barabar time duration pura krne ke liye(kyunki 8yrs tak aap new car chala skte ho)uska bhi batao sir time comparision bhi add kro video me
Puri jankari ke sath video banao sir
बहुत ही अच्छी जानकारी दी है सर
Interest rate for reused car is minimum 11 % bro ... if your civil is good ... either it will be above 12 %
Baat sahi he lekin...jo khusi new car lene me aati he wo old car lene me nahi aati
Village mea kon c car lene chahiye
Logical calculation 👍
Koi acha delar rahiga yo batao second hand car ka ka
Sir vastav me aapne kya explain kiya h video 👍 jiska jawab nhi. Thanks 👍
जबरदस्त🙏👌👌👌👌
Thanks for your analytical suggestion...
Very good information sir apka video dekh kar insan gadi lene kelie sahi disigin le pata hai thanks sir
Sir aapka nazariya sahi h but aapne jo investment ka bataya usme 6 years bataya h jabki loan 3 years ka hi calculate Kiya tha isliye vo 855000 ki jagah 5lac hi bachega plz chek
Video achha h ,pr video or achha banaya ja sakta tha.
Old car ki repaing cost bhi add krni chhaiye thi
Mere hisab se gadi purani hi leni chaiye jase mane apni sacooty kharidi 2010 modal 15k me aaj 5 saal ho gaye koi pesa nahin lagaya kaam bhi sare kar rahi he ese hi koi kaar lunga vo bhi jisme kist vala seen na ho
New Launch Wagner ki correct coast Bataye
किंमत योग्य सांगा
स आर्टिगा , बलेरो, इको ओमानी या पैकी कोणती गाडी असेल तर सांगा
Too good session sir
Tysm n gbu sir
बहुत अच्छे से समझाया आप ने thanks sir
Sir ji second hand cars per 13% interest rate hai aur uske bad aap loan 3 sal ka kar rahe investment 6 sal ke kar rahe hain wow great